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@Susanhartman.4 ай бұрын
Currently I'm just being smart and frugal with my money, I'm in the green 47% over the last 15 months and l've accumulated over $700K in pure profits from DCA’ing into stocks, ETFs, dividends and futures. However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait.
@91ScottieP4 ай бұрын
Nobody knows anything you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.
@mariaguerrero084 ай бұрын
I agree, that's the more reason I prefer my day to day invt decisions being guided by a fin-advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using a fin-advisor for over 2years+ and I've netted over 1.5million.
@mikegarvey174 ай бұрын
@@mariaguerrero08who is your advisor please, if you don't mind me asking?
@mariaguerrero084 ай бұрын
*Gertrude Margaret Quinto* maintains an online presence. Just make a simple search for her name online.
@ThomasChai054 ай бұрын
She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
@Suntz_u2 ай бұрын
Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!
@Mitch10bands2 ай бұрын
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to my FA, my portolio is doing really great and im proud of the decisions i made last year.
@greekmom2 ай бұрын
Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks.
@TylerofSc0042 ай бұрын
I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.
@greekmom2 ай бұрын
Kristin Amber Landis is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
@TylerofSc0042 ай бұрын
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip
@thinktankpolskathinktankpo98835 ай бұрын
As a debt collector with 15 years of experience, I must say that your content on YT is very much needed
@TheTigerlily865 ай бұрын
I 💯 agreeee
@fafa16485 ай бұрын
As much as I respect Austin's content and think he is a great teacher, it will take a lot more than his content and similar to change anything. 95% of people are consumption robots, sadly, or even worse they have a situation (kids, etc) where debt cannot be avoided. Most people view money and are taught in the U.S. educational system to view money as not a tool, but as a way to consume as much crap as you possibly can over a lifetime.
@blogdesign71265 ай бұрын
@@fafa1648 The other problem here is that Austin's content gets put in the same category as "Get Rich Quick" gurus telling people to invest in shady stuff and live a lavish lifestyle I seen Austin's stuff and agree it is good.
@GigaChad_1695 ай бұрын
@@fafa1648 BINGO. People view money as a means to hoard material possessions, not as a path to freedom.
@schuylergeery-zink19235 ай бұрын
I knew these principles but we had 5 crises all in a row in the span of 2 years and didn’t have enough emergency savings to cover it… this was two and a half years into my first full time job so I had a good start but it wasn’t stable yet… (health condition, sister in law died and had to manage her probate estate, took guardianship of her teenage son, bc I prioritized my family that my workplace fired me, all during a pandemic and so I became underemployed as I couldn’t find a full time job in my career field - I’m a lawyer btw). It took us until this year to recover. I went through bankruptcy last year and we’re finishing paying off the IRS, my husband’s type 1 diabetic medical debt, and the small loan we took on a high mileage 2006 Toyota Prius commuter car. We’re almost done and can really rebuild that emergency savings back up and restart retirement investing. So even though we were doing well at one point, only true financial independence/brokerage investments could have protected us from that onslaught. A standard emergency fund wasn’t enough, unfortunately. Now I hope that unlikely deluge wouldn’t happen to us (or anyone oh god) again but I’m eager to stack wealth to ensure it never happens again. My point is not all debt is taken because of mindless consumption. A lot of people go through tragedy and use debt as the means to stay afloat. Debt is bondage and it’s meant to keep people down. That’s why I was happy to go through bankruptcy - it was one of my best financial decisions, given our predicament.
@emilyfreddie24202 ай бұрын
Great video and very straightforward. I don't see any other perfect time for one to invest in crypto and trade than now. I don't think that buy and hold is a valid investment strategy anymore but trading is worth it and you make more money when you trade correctly. just made my first $100,000 in crypto and I barely know how to express how happy and excited I am right now. Its all about knowing what strategy to apply and when.
@shommagdalene45432 ай бұрын
Am a newbie in crypto investment, please can you guide me through on how you made profit?
@emilyfreddie24202 ай бұрын
As a beginner investor, it's essential for you to have a mentor to keep you accountable. Cora James is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessment, ensuring my trades decisions align with market dynamics for optimal returns.
@KamilHassan-um4xo2 ай бұрын
I am a new member, where do I find Cora James??
@emilyfreddie24202 ай бұрын
The digit below is used by her to interact with Whtapp 👎
@emilyfreddie24202 ай бұрын
+186
@azieltobias4 ай бұрын
I began my investment journey at the age of 33, primarily through hard work and dedication. Now at the age of 58, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
@Gallo-firestone4 ай бұрын
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
@mellon-wrigley34 ай бұрын
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.
@lilyhershey14 ай бұрын
*@mellon-wrigley3* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
@mellon-wrigley34 ай бұрын
"Gertrude Margaret Quinto" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
@disney-hefner4 ай бұрын
Insightful... I was curious about her, so I looked her up online. I discovered her website, and I must say that she seems knowledgeable. I sent her an email outlining my goals. I appreciate you sharing.
@nicolasbenson0095 ай бұрын
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
@Suleferdinand5 ай бұрын
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
@SandraDave.5 ай бұрын
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
@KarenLavia5 ай бұрын
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
@GeorgeDean-km3wm5 ай бұрын
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@KarenLavia5 ай бұрын
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.
@lifewithbakari14135 ай бұрын
It doesn’t matter how much you make it matters how much you keep
@ElAgustin5 ай бұрын
Exactly!
@asavannah74395 ай бұрын
Our friends made triple our income last year but we saved more 🎉
@philliproberts72945 ай бұрын
Exactly how much you save then invest i know people who earn double and live pay to pay
@asavannah74395 ай бұрын
We saved about 65% of our combined yearly income.
@justinhunt47675 ай бұрын
Fax
@mybdayis4205 ай бұрын
congratulations! heres to another $100k 🎉
@Delthalaseiden5 ай бұрын
I am at 54,000 I still have a long way to go, but I hope to achieve it in 3 years. Thanks for sharing
@pottacoola5 ай бұрын
depending on how much you save and where you put it, it might be sooner than you think.
@asavannah74395 ай бұрын
That's also a lot 🎉
@williamrice46085 ай бұрын
Just make sure you don't allow the wrong people in your life.
@trialanderrorbym.f5 ай бұрын
@@williamrice4608great point 👉
@robertmorris25764 ай бұрын
🎉 that's about where I'm at. Keep going :) 🎉
@_Feed_Me5 ай бұрын
In 2022 my boss text me (while I was cheaply cutting my own hair), saying I was being given a 17% cost of living raise, and I think I got even more frugal. Don’t recall adding any additional expenses to my life.
@backseateats95132 ай бұрын
I have 100,000 saved it gives me nothing 😢 I feel more worthless and now I been jobless a year
@tlapace5 ай бұрын
I like how he includes all his sources of savings including, "free money".
@Andreyatl5 ай бұрын
Great vid and channel !As an immigrant I was working 3 jobs living in motel 4 years the only "furniture" was my sleeping bag :) but purchased my first house with saved money ,paid cash no mortgages.And looking back I'm glad I was so poor and didn't have eyes bigger than my stomach
@brendamiranda37325 ай бұрын
Congratulations on your journey! You’re an inspiration 🌞
@daodejing815 ай бұрын
I agree. It's not about the quantity of wealth but about the wisdom, the strategy. I have done the trip to $100,000 many times. The trip is easy if you are disciplined and diligent.
@eveliinalt5 ай бұрын
I think the first 100k is the hardest (still working on mine)
@daodejing815 ай бұрын
@eveliinalt The first of everything is the hardest. Think of it $1000 at a time, and focus on the $10,000's. Before long, you will be far along on your journey and within eyeshot of your goal. You'll get there. Use this wisdom in all aspects of life. It always brings success. The big is the result of the little. So, tend to the little. The very best to you!
@cyoishi5 ай бұрын
Congratulations Austin! Quite an achievement to reach the $100K in only 4 years. Nicely done.
@chrishart85485 ай бұрын
I don't even get that much after tax in the first place. £1800 a month
@taylorcoley63294 ай бұрын
I’m at $5500…. Yay. I guess.
@eveliojosegarcialeon3 ай бұрын
Remember to use a high yield interest account
@Jaidron2 ай бұрын
Keep going!
@kylethetitan73742 ай бұрын
More than me bro🙌
@nuthingusefulАй бұрын
he was also at 5500 at one point
@MafiaGamer9231Ай бұрын
Good job good job, keep going
@Beeannks5 ай бұрын
Congratulations! 🥳 I started frugal financial at the beginning of this year. Prior to that I would spend money and waste it. I decided I was going to go as frugal as I could with my money and set a goal of saving $10,000 in three months. Well this is the third month and I achieved my goal. It is the first time I’ve ever saved that much. I’m low income in Australia and paying off a mortgage by myself. I’ve been working 6 days a week and only spending money on bills and as little as possible on a food shop. All excess money goes straight to savings. No spending on anything else. It can be done but depends on how much you are willing to give up to get there. I’m going to continue the goal of $10,000 every three months and can’t wait for my first $100,000. 🎉
@backseateats95132 ай бұрын
I have 100,000 saved it gives me nothing 😢 I feel more worthless and now I been jobless a year
@ExplorationB5 ай бұрын
Another tip is not to necessarily "look poor" but shop poor. That is, buy clothes at the outlets and plan purchases so you're ready to buy at a more acceptable price. I have royal doulton (sp?) dinner sets, $1k Italian suits, and leather shoes all purchased for Kmart prices. Buy once, buy well, and buy on sale. I absolutely agree with you on all this. I bought a modest sized apartment in a beautiful building for half my borrowing power and will pay it off in 8 years with an emergency fund if I need it. The feeling of security I would never trade for my 20s lifestyle of party party. Loved this video.
@Shelley68215 ай бұрын
YES!!.I am frugal but still do things I enjoy....wish I could get my husband on board! He makes good money but spends most of it and refuses to even compare prices on things!!! 😞
@carolannstevens58144 ай бұрын
That is a marriage problem not money problem.
@christiankarganilla33964 ай бұрын
Sounds like my wife.....if only they could see smh
@Shelley68214 ай бұрын
@@christiankarganilla3396 I wish!!
@janetmaseil960914 күн бұрын
I currently met a new gentleman, and he is the same as your husband. He earns 10k a month and will spend it in 2 weeks.I notice when we go out, he likes to show off.Miami can do that to people .😮
@nomencalatus15 ай бұрын
Something is not adding up. He said he got his raise from 48k to 72k during COVID yet at the beginning of the video he shows he never made more than 55k and never showed a salary of 48k. Hmmm 🤔
@phamhuynhminhthu56294 ай бұрын
Well if you listen carefully at 11:58 he said 72k was a contract job, so it’s just for a period of time.
@cinna6404 ай бұрын
Moving 2 kilos of coke adds up
@danicegewiss8625 ай бұрын
We paid off our last debt last year...our house, so now we are building our fortune. We have a good retirement set up and arent ready to make that step. We like to work, we just dont want to work for others, so we're setting up a business in western PA. We live in eastern PA. It's costing a lot of cash to do this so our savings is wobbly.
@gosiaq875 ай бұрын
It is soooo easy ❤ in this month I bought only food a bus ticket and of course paid my bills and mortgage and I have £900 in my pocket ! ❤
@livwake3 ай бұрын
I respect that but if I couldn’t do anything fun or interesting I’d go insane 😂 I do save though
@gosiaq873 ай бұрын
@@livwake I do something fun and interesting without spending the money !
@trialanderrorbym.f5 ай бұрын
It's the clearing throat for me before the announcement 😂😭anyway El Augustin congratulations 🎊 🎉u deserve it,u work hard for it.I don't know why i feel like u gon make it to one million, because u good at what u do.
@frithar5 ай бұрын
CHEERS!! I love your channel. You make me feel like anything is possible!
@ElAgustin5 ай бұрын
Anything is!
@user-ej7zv5ff4r5 ай бұрын
I have watched two videos of your channel... literally found out about your videos today. I am already a fan. I LOVE how brutally honest you are. New subscriber. I am very inspired.
@dianncotterell55315 ай бұрын
I love all of your videos. You speak so calm and it makes me feel relaxed when I'm having a stressful day as well as feeling imspired to save to my first $100,000.
@backseateats95132 ай бұрын
I have 100,000 saved it gives me nothing 😢 I feel more worthless and now I been jobless a year
@Lbbdavis5 ай бұрын
Inspiring! I am currently 32k (not including my roth) towards my first 100k on taxable account! Keep up the good work!
@untouchable360x5 ай бұрын
I saved my first $100k by not doing cocaine for a few months.
@silkorsalt4 ай бұрын
This is not funny but also funny
@avenj46595 ай бұрын
Great video Only point of contention is using the 20 to 30 age group as a starting marker. I’m 46 and only in the last couple years started really focusing on saving for future. And since I’m debt free I know I can achieve my version of financial success with all the wonderful principles you and others in this space are sharing Just remember your viewership is not just your age group 😊 and we can learn from our mistakes and do great 😊 ❤❤
@GigaChad_1695 ай бұрын
Mid 40's is kinda late to start being serious about saving. Reason why is the effects of compound interest over time. Someone in their 20's and 30's has 30-40 years of compounding on their side where as you have less than 20...just saying. Congrats on being debt free and focusing on your future.
@dinagalall5 ай бұрын
Congrats! With that money working with you, you will get to 200k in no time. 🎉🎉
@sallyprzybil24044 ай бұрын
Great job! Now for the next goal: here’s what I did: I set up a “competition” between my investment accounts the account that reached $100,000 in it first was “The Winner”. It encouraged me to keep saving, it made it fun and challenging, and it made the process go faster. I have 90% of my investments in Index Funds, not just one fund, but about 4 funds. Along the way I had to teach myself a new mindset. I had never thought of myself as the kind of person that had money, but in order to not trip myself up I had to change that negative belief. When I hit $300,000 I cried, it was a huge moment, it was like I had shattered some kind of ‘Glass Ceiling’ and things take off like a rocket from there.
@Luncheon235 ай бұрын
Congratulations 🎉🎈and thank you Agustin. This is the impetus I need. Still far away from $100k or an equivalent sum where I live, but I needed the inspiration to be more frugal so I can save like you did, too 😊
@bigtank67094 ай бұрын
I was thinking you had $100,000 cash. But either way congratulations!
@kmcdono11483 ай бұрын
I am in my 5th decade and find your advice very helpful. I like your humor and thoroughness. Keep up the good work!
@EcomCarl4 ай бұрын
Incredible journey to $100,000! Your strategies of living below your means and prioritizing financial literacy early on truly exemplify the power of disciplined saving and budgeting. 💡
@user-jp8fr7xw6z3 ай бұрын
Wow, I think this is the first yt video on finances I've seen that is based on a realistic outlook on life. Thank you for your transparency and acknowledging the times you got lucky as well as talking about what it takes to make your life's circumstances work for you.
@aderpaul0075 ай бұрын
Austin offers practical, sensible advice regarding finance in a very entertaining way. He is not on KZbin to fix everyone's life problems. Keep doing it Austin.
@josephinedevaraj35562 күн бұрын
Hi Austin, fellow RPCV! Love your content , so calm and clear , good tips. Wish I was as smart as you after my peace corps time in Jamaica 1998-2000! (Alas, there was no KZbin and the internet was just starting to change the world…) I am going to share it with my family and friends . Appreciate your content and frank sharing . You are still changing lives one KZbin video at a time . Keep it up!
@denisepanzarella28335 ай бұрын
Austin you are an inspiration to low - moderate income earners! (even at my age)
@catdog47765 ай бұрын
It's true about making the most of a low income. Helped me develop frugal habits so i didn't fall into that lifestyle creep trap when my salary nearly tripledin the last 4 years during Covid. Im also frankly overpaid. Now I have a house and comfy nest egg/emergency fund for when my contract ends soon. I'm risk averse so still some time before I'm brave enough to get into investing.
@user-hw9vf4pl9s5 ай бұрын
Congratulations Austin so happy for you!!! You will be a millionaire before you know it. I am so glad you bring your wisdom to us 2x a week I wish more young people would find your videos and soak up all your knowledge. You are a great role model for not only the youngins' but us oldies but goodies too : )
@user-um8pz5fl5c4 ай бұрын
You work for a 40yrs to have $1m in your retirement, meanwhile some people are putting just $10k in a bitcion coin for just fe months and now they are multimillionaires thanks to Charlotte Grace Miller
@user-um8pz5fl5c4 ай бұрын
she's mostly on Telegrams, using the user name
@user-um8pz5fl5c4 ай бұрын
FXMILLER19 💯.. that's it
@Sapientiam5 ай бұрын
Congratulations 🎉 I myself made it there, and more, in about 10 years or so i believe. And im on welfare non the less 😅. I have been selling my items for many years now, which payed off, literally. 😊 So i guess if youre strong enough, motivated and you have the spirit to do so you will be able to make it. I would never ever have my money in stocks, as i dont like to loose money or possibly pay up😂. Las Vegas isnt for me to say the least😅. Saving money is all there is to it. Get money in, save it and be careful with what you spend on. No car (walk or bicycle), no more debt/loans, pay only with the money you actually got, make your own food, get stuff for free, buy at second hand stores, return items in stores: that where damaged when you bought it (complain on the product to get money back or another item)/ or return items that still has tags on, no makeup or other non essential items, sell the items you dont need and dont want plus get stuff that others dont want or need to so that you yourself can make a profit out of it. This is what helped me. Hope it can help others out there.
@williamrice46085 ай бұрын
You need to make that money work hard for you. That's how I got wealthy. That's in addition to what you are doing. You are on the right path.
@videomgs5 ай бұрын
Congratulations on your first $100k! A great testament to making good decisions and dedication to saving and investing. What I love about your situation (or anyone) in reaching a financial goal is those dollars are invested and hard at work growing and making even more money all on their own. It is achievable if we all stay focused on making smart financial decisions. And your videos really do a wonderful job of helping anyone who watches to make better decisions. Onward and upward!
@ricci_rich5 ай бұрын
Congratulations on your first $100K. You are an inspiration to many. 🎉🎉🎉
@1986Ster5 ай бұрын
Well done Agustin!! I hope all the best for you!!
@mciti25945 ай бұрын
This sounds somewhat like me except I was in Ecuador making $0 until 20, then had a kid at 26 making $27,040 until I finally graduated college in 2018 and decided to get out of debt, get a steady job and put my finances in order. 💪
@Kyla949345 ай бұрын
Congrats!! I just passed this milestone too but it's spread amongst my retirement, tfsa, etc. So my total is just over
@lindsay37935 ай бұрын
Can you do a video about your brokerage account? What is it? Does someone run it for you? How much do you pay them? How do you shop for one? Is shopping for one even a thing? What is the difference between an IRA and brokerage account? Thanks and congrats!!!
@geriatricmillenial19835 ай бұрын
Congrats amigo. 🎉
@BrendrumJones2 ай бұрын
well done man
@eldersprig5 ай бұрын
Interesting that more of your investments are in your taxable accounts rather than the tax deferred accounts. Testament to your low salary + high saving rate. Congrats.
@moonboy58514 ай бұрын
I got to $100k net worth investing aggressively. Well done saving it.
@MadisonBriggsArtchick5 ай бұрын
Remarkable, Austin! Good for you being tenacious in keeping your lifestyle below your income and having patience to grow your money conservatively!
@debt2none5 ай бұрын
Ummmm yeeeessssss sir!!!! I love this! Congratulations Austin!!!!🎉🎉🎉
@chrisbaker26694 ай бұрын
Is the $20,000 in a high yield savings account? If it is not it should be because that could be a few hundred dollars more a year.
@DavidDavisDH5 ай бұрын
Congratulations on your money, I thought I was good when I was celebrating when I reached $10,000. I was saving for a car, I'm back at it again. I still have around $10k in stocks, I won't take that out.
@nkosanamsibi71825 ай бұрын
Celebrate all your milestone 🎉
@patriciakochanek49595 ай бұрын
Congratulations Austin!!! Good for YOU!!! Now watch it snowball!
@luiscunha93932 ай бұрын
And 100K subs. Congrats :)
@georgeandrews28395 ай бұрын
It's like the secret of gambling: Always put half of any win/gain in your left pocket and leave it there.
@user-vg8tx4wy9bАй бұрын
I feel like I’m listening to me when you talk. In other words, it’s nice to see somebody make a video, that has the average Joe essence as well as the declaration. It causes me to wanna listen to more.
@FreshWaterWindsurfer2 ай бұрын
Impressive man! You are inspiring me, I'm at the $3k mark
@backseateats95132 ай бұрын
I have 100,000 saved it gives me nothing 😢 I feel more worthless and now I been jobless a year
@rebacarmack83355 ай бұрын
Congratulations!!!Wow- 4 years with low salaries- that’s pretty awesome
@plappin5 ай бұрын
Very inspiring! I'd love to see a video about your goals: Other than a successful KZbin channel and some financial independence, what are you hoping to achieve on your journey?
@georgecon14665 ай бұрын
You are doing great, keep investing and pumping out the great videos, you will be a millionaire by 40, keep staying focused.
@ElAgustin5 ай бұрын
Thanks!
@Whocares-XD2 ай бұрын
I am 19 years old from low income country gdp per capita 2600 usd and I save 300 dollars i started investment 5 months ago
@nelsoncopo75294 ай бұрын
Thats cool austin but whats the end game? Retire in ur 40/50s? Etc
@Pizzageek-jc4xpАй бұрын
Congratulations, Austin! But just a word to the wise: don't let anxiety over spending some of your money get in the way of enjoying your life. Make a point, especially if you're over 50, to enjoy a portion of your hard-earned money on experiences and fun and if necessary, matierial things of high quality and of course helping others less fortunate. We don't take it with us. I know I sound preachy but life is short, if you want to take that trip (and it can be done pretty cheaply) or take a gap year to learn new skills, then do it, you'll always acquire more money afterwards. but realise your dreams now.
@chefmarco3053 күн бұрын
Brother I agree with you on this one 2:21 I was not long ago I was shaking $14/ hr I had to be frugal and understand make due with what I had back then. Now making $30/hr I feel like a millionaire because I live below my needs and my HYSA has over 10k in it
@TheTigerlily865 ай бұрын
I needed tbis advice Agustin thanks much
@jackiesingleton57972 ай бұрын
🎉congratulations!!! Thank you for teaching us
@carolynstewart84653 ай бұрын
Well done! You're a financial inspiration. ❤❤❤❤❤
@OanaTheMeerkat4 ай бұрын
my formula: - live with your parents (ok, I get it, not everyone has this option. Second option is to live in your car/van for as long as possible. If that isn't an option, at least share rent with at least 1, preferable more, people) - finish school. Then go to college. If not, at least go into trade school. - get a high-income salary. (following your passion is so overrated, especially when on an empty stomach) - get a second job (in my case my second job pays my food, bills and transportation and my high-income salary goes all into savings) - buy your own house with cash
@mariabelleci2 ай бұрын
Yeah, you are completely right about that 20-30 age period is one of the most important ones. I had €6k student loans at about age 22 with a salary of less than 20k a year, having studied house cleaning for three years, which is a minimum wage job. At times I have managed to increase my income above 20k, but nowadays I make about exactly 20k, because of sever mental health issues. I'm now 29 and have paid all my debts and have recently reached 10k in total savings. But it doesn't really matter at what speed you get to 100k, to me trying gives me enough joy and hope. I have done as well as I could have. Getting over depression and being healthy and alive is a way bigger accomplishment than any amount of money I could've made during these past years. I'm really happy for you Austin and I hope people like you keep making lots of videos. The sooner more people understand how money works, the better. I know that money ≠ happiness, but poverty = anxiety/depression, because I have experienced that. It is also the main reason why I want to give as much money as I can to people that are less fortunate than me to have a choice.
@johnm18595 ай бұрын
I achieved this target but time period was 12 years
@elizas43705 ай бұрын
I started watching this channel not long ago.I really like your content. Keep up the good work.
@ElAgustin5 ай бұрын
Welcome!
@MyMy-bj7de5 ай бұрын
Congratulations 🎉❤ 😊 You worked very hard at sticking to the plan and it paid out. Thank you for sharing what you've learned.
@TheFirstRealChewy2 ай бұрын
The first $100K isn't as special as people make it out to be. What's important is how much times your expenses $100K covers.
@najihahyussof5 ай бұрын
Thank you for being so transparent regarding your finances 😃 I love all of your tips 👍🏻 Congrates on reaching your first $100k 🎉
@TheTigerlily865 ай бұрын
Congratulations ❤🎉🎉🎉 thank y for sharing this to everybody. 🎉😊
@Matt-km3po5 ай бұрын
Congratulations young man. Keep up the good work and thank you very much. From thee biggest waster of all time! I’m changing because of your videos. Thank you thank you thank you!
@ParkDari2 ай бұрын
Living at poverty level for 16 yrs as 2 working professionals friends and family thought we were crazy. Now we are money experts. But we are so accustomed to living small that we can turn it off and on whenever we want to save for an experience or luxury.
@sandrabryan91065 ай бұрын
Congratulations! I too have hit that milestone. 🎉 Very good advice.
@audreyhuggins88225 ай бұрын
100,000 is your number in funds & subscribers!
@ElAgustin5 ай бұрын
I think I'm 2-3 months away from 100k subscribers! One hell of a journey to get here let me tell you!
@audreyhuggins88225 ай бұрын
@@ElAgustin From giving back to society with your work as a Peace Corps volunteer to your dedicated work on your KZbin Channel, that Silver Play Button Creator Award will have been well earned.
@juliemarkham43325 ай бұрын
Congrats! Yes, it is a testament to how we spend vs. save our money. Great video.
@hilarywyllie2983Ай бұрын
I watch a lot of financial yt right now, and most people just say the same things in these videos so I usually ignore them. But I just came from you 10k video because I thought that was really good and I was not disappointed!
@MkhizeLawrence5 ай бұрын
From Gaborone Botswana Africa I appreciate ur content u changed my life
@ElAgustin5 ай бұрын
Wow!!! Very far away!! Thanks for sharing as it can be hard for me to understand people are actually watching my videos, haha!
@LisaSimplified5 ай бұрын
Thank you for sharing this information.
@ElAgustin5 ай бұрын
Thanks for watching!
@bluecrocks2 ай бұрын
Work smart, strategize, and prep 🔥🔥. Its a battlefield.
@devilchats95285 ай бұрын
Very informative. Thanks for sharing your experience. I am learning a lot from you.
@YolichM4 ай бұрын
I just started watching your channel and saved $10 just now by making coffee at home.
@runeatexplorer77963 ай бұрын
🙌🏼🙌🏼🙌🏼🎉🎉🎉 Hope you inspire young people like yourself.
@AT909635 ай бұрын
Congratulations! Thank you for your transparency.
@pottacoola5 ай бұрын
Congratulations! Keep on going, apparently, it gets easy from here.
@marcusfieldfield40695 ай бұрын
Congratulations Austin on approaching 100K subscribers... I knew you would be successful on KZbin your content is so relative in today's crazy economy
@gautamshakya30155 ай бұрын
Augustine very inspirational.
@ElAgustin5 ай бұрын
Thanks!
@MarianaVHernandez5 ай бұрын
Love your content! Could you do a video on the best ways to invest your money? I honestly have no idea where or how to start. Every video I see is just like "invest your money" and I’m always wondering… ok but how ?
@jacc888885 ай бұрын
He did mention the name of the fund he invests in recently I think on another video. A Charles Schwab index fund I think.
@914made29 күн бұрын
I’m talking about $100,000 cash on top of your regular investments. That’s what it means to save 100,000 to me.