How I Saved $100,000 By 22

[@GrahamStephan]

Next: How I Saved $1,000,000 by 23

[@henrycollins2478]

Hi graham

[@MacySavannah]

Heck to the yes

[@Obe_ren10]

Graham did u time travel again😂😂😂

[@RyanHarrisonYT]

Graham just continuously travelling back in time 😂

[@Obe_ren10]

@@RyanHarrisonYT like seriously 😂😂

[@Psyondrax1]

1. Work 2-3 jobs 2. Live with your parents 3. Go to Community College for the 1st 2 years. Worked in the meantime 4. Started a Roth IRA 5. Invested in stocks 6. Ally bank interest banking account 7. Did an early distribution from Roth IRA to individual stocks 8. Lucky buy with Tesla was low 9. Started a KZbin channel. You're welcome.

[@MacySavannah]

Haha pretty much!

[@RaeKembabazi]

Thanks I don’t have to watch the video. Tho you missed a point; 10. Have a good financial advisor aka Graham Stephan.

[@danf4447]

simply skipping the first 7 steps and buying tesla low .....sheesh. if she bought bitcoin we wouldnt be watching this

[@fabiolagomez127]

You worked like 3 jobs, while going to school (getting good grades may I add), did a sport, and had times for friends. You rock Macy, I’m proud of you

[@MacySavannah]

Aww fabi love you 🥰

[@fabiolagomez127]

Love you too Macy 💕

[@joelGi]

@aena Hi Aena i'm about to move to the US so I may be able to answer. I say you choose a community for the benefits such as low cost but the visa will probably be denied(depending on your country) so try to find a good scholarship to a normal college don't take on too much debt. Consider the field you will choose vs the debt you will have. If the debt is unplayable don't do it unless you are very passionate or unless the field is like Medicine or Software Engineering(in short it has to be high pay if you take high debt). Canada is pretty great as well if you can get a good tuition cost then go for it you can always go to the US once you make it to Canada and acquire PR status. I hope that made sense but do more research and PR in Canada is getting harder.

[@joelGi]

@aena If you are South Asian Canada shouldn't be hard to get a visa if you have good grades and have a plan you could afford the tuition.

[@joelGi]

@aena I'm saying the pr is getting harder because a lot of people are asking for asylum and their cases are taking up the line. The country might toughen up but it's nowhere near as difficult as the US it can still be considered easy. Just keep good grades extracurricular and stay out of trouble.

[@ayushkalla2050]

Make a "What I spend in a week" video and have Graham react to it.

[@harrytibbs6313]

This is a great idea

[@evanchisamorejohnston5819]

Best idea on the channel

[@miapestano766]

we love the infinite monetization loop

[@leanneh7734]

Yes!

[@ATasteOfBeauty]

YES

[@AFFTFOMSICHTS]

Wow I had no idea she’s only 22. She’s very mature for her age.

[@laker4life36]

Yeah when I first saw her on Graham’s channel I assumed she was late 20s like him but I was sort of shocked when she said that she was only a year or year and a half or so older than me!

[@AFFTFOMSICHTS]

@@laker4life36 I thought she was late 20s too!! The way she carries herself is why I thought that

[@android0049]

Same I thought she be like 27

[@Koushi82]

its because she worked from the ground up. most girls her age are party girls in college blowing their money. Smiles is good wife material Graham better not screw up. =) But Graham is a good guy so he should be fine.

[@rockon8174]

Women age in dog years. 😐.

[@sailorhay9725]

I’m currently 22 as well. I have less than $100 in my checking account, and I’m over 10k in debt. Our paths were very different but you and Graham inspire me and motivate me to make changes so that I can get myself to where I’d like to be someday soon. Thanks for all the hard work, great video, and congrats on all the success, you deserve it.

[@MacySavannah]

Everyone's path is different and most people (including myself) start out with a few hundred dollars in a banking account. That's sweet to hear we motivate you, you've got this! Thank you for the kind words!

[@mackenzietaylor2581]

You can absolutely defeat the debt and turn everything around. I was in a similar situation at your age and managed to pay off the debt and focus on saving and investing. It’s such a great feeling when you make it to the other side and can watch your money make you money. You got this! :)

[@Ravenex2]

Same here, lol. Everybody starts out with cupcake money, it's the grit, grind, vision, persistence, and discipline that turn things around.

[@alexsorto6183]

Dont feel pressured! Everyone has low times... At one point i had available only $20 dollars for a full week, and didnt have a steady income for more than 3 years, thanks to those difficult times now i know how to save my money thanks to all those difficult times. Take one step at a time, save whatever you can and patience is key. Graham and Savannah are a huge inspiration.

[@Ravenex2]

@@alexsorto6183 Exactly hard times breeds the strong and will to survive!

[@johnnymeza5454]

Now I see why you're Grahams Girlfriend

[@TartarianTopG]

Wdym 😂

[@user-hq8tf1et2y]

Who is graham?

[@papihuey]

@@user-hq8tf1et2y her sugar daddy

[@lickinglemons2358]

@@papihuey my sources tell me she's his sugar mama

[@papihuey]

@@lickinglemons2358 😂🤣

[@xenakaifinancevideos8650]

Goals! I'm still at $20k in investments but I'm working my way to $100k.

[@MacySavannah]

Nice! 20k is still great!

[@xenakaifinancevideos8650]

@@MacySavannah thank you! I’m really proud of it. I often hear that the first $100k is a struggle. It’s been difficult but also lots of fun!

[@goikofinanzas]

You will get there eventually 👍

[@olivialongin4892]

You go girl-- really!

[@5000MikeMaster]

@@xenakaifinancevideos8650 I’m 23 years old with 375k in investments.. trust me when I say the first million is actually the hardest

[@JoshRyan]

The most shocking part of this video is finding out you're only 22?! Congrats, you're smashing it

[@youngfinance6319]

I'm 16 and I have saved up 19k in my saving account. Currently me and my dad are looking for properties to fix, rent and flip. I hope to have 100k by 22 like you

[@rivermay109]

Thats incredible! Keep going, you can do it!

[@elizabethpenton2306]

Consider adjusting that goal to 20

[@TheNinjapancake14]

@@elizabethpenton2306 honestly, you could do that by 18

[@josephinebournes8212]

You're a rock star and on your way to 100k!

[@slicerxr2860]

Buy a duplex or triplex and fix them and rent them

[@Jeremy-fy1sz]

Ah, yes, the time honored savings technique: the Tesla YOLO.

[@DiiceForeveroO]

Tesla and bitcoin

[@EcnalKcin]

I made a separate comment about this, but simply put Tesla has a small fraction of the same assets GM and Ford do, yet is valued at more than the two combined. Saying Tesla is undervalued is banking on a potential future that may never exist, and certainly does not exist at this time. It is not undervalued, it is massively overvalued, and people are investing on the assumption that someday the value will increase beyond what the current stock value is. It is all perception based investing driving the price up, and not based on assets or the company's profitability. As long as the market as a whole doesn't realize the nature of the risk it won't tank, but investing everything in Tesla because it is "undervalued" and assuming it will be profitable long term is, well, a YOLO investment strategy.

[@codingorgaming982]

@@EcnalKcin Unfortunately the past few years have led me to understand that the stockmarket is driven by media and hype. If someone is a day trader, that's much more important than anything out there. It's crazy looking at something like TSLA, meanwhile, if you take a look at Intel (INTC) with a market cap of about $250 billion, yet it earns a revenue between $70-$80 billion annually. ps. She did good saving money for how much she was making, but she definitely got lucky with stocks. Hell, she mentioned buying a stock at $5.14 and then showed a graph of it at $212.09. I don't know if she sold it at that price or how many she bought, but that's insane luck. 41x profit!

[@phillip7143]

@@EcnalKcin Trade out Tesla with the word Bitcoin and it still makes sense

[@EcnalKcin]

@@phillip7143 Bitcoin still makes me wince. I read an article on it when it was just over $5 a coin, and the guy writing the article was very unclear about it, and so I thought it sounded scam like and decided not to invest in it, but at the time I had thought about putting $50 into it.

[@EricxYi]

"Unlike my BF, I'm gonna be the last person to tell you how to spend your money" Loving the subtle shade 😅

[@austinip5273]

$200 to $100,000 in 5 years, that’s a 49,900% increase in 5 years! Congrats 👍

[@yaykruser]

I went from 1 cent in debt to 1 cent in my bank account so I made Infinite %

[@UnconventionalMoney]

At 22 I was busy playing basketball and you have a killer smile too great info

[@TaylorBell]

Love a girl who knows how to save and invest!! 👏🏼

[@manhnguyenn5472]

"skipping out on Starbucks" - Graham Stephan THE LEGEND

[@MacySavannah]

Haha I've always viewed them as special treats instead of a daily necessity. I don't mind getting them occasionally but you won't catch me getting them daily.

[@itzjusbrian]

i broke the system by working at starbucks 😎

[@MacySavannah]

@@itzjusbrian Now that's a lifehack

[@teeyoo7051]

This is EXACTLY the kind of thing people need to be hearing at commencement speeches. Practical, realistic, doable and yet very inspiring. This is awesome. Just an awesome video 👏👏 good for you and congratulations. They can forget high school - my kids are just gna subscribe to your channel.

[@nunya5235]

youve won my heart sis; so inspirational

[@karencow8188]

Moral of the story: Everyone, INVEST!

[@MacySavannah]

Heck yes!

[@UlexiteTVStoneLexite]

Indeed. I was never going to get anywhere without starting to invest finally.

[@UlexiteTVStoneLexite]

@@phoenixthegreat1802 begone fake scammer

[@UlexiteTVStoneLexite]

@@MacySavannah oh no the fake scammers are impersonating you also

[@michael43567]

I'm a last year college student living at home. I currently have 5k in stocks & 6.6 sitting in my back account. Should I go more aggressive with the investing?

[@sheabenson99]

Great to see someone creating financial content while on the journey as opposed to when someones already rich. Gives a unique raw perspective.

[@kelseyslagle981]

You go girl!! We’re the same age & my goal is to save $30k by the end of this year. I come from a family that has always lived paycheck to paycheck, so that seems crazy to them. Can’t wait to prove them wrong & share my knowledge 🙏🏻👍🏻💰

[@armando80568]

Best wishes 🙏🚀🚀

[@havanax8096]

Are you in high school ?

[@abbybuds1697]

How did you end up doing ?

[@chitownboy57]

As someone with 13 years experience in finance, I can say your future is extremely bright. Very inspiring video! Your thought process is A+.

[@williamhand6303]

go get urself a free 20 cent coffee, I just watched the ads all the way through

[@MacySavannah]

Haha I will go indulge

[@mikewalters1877]

@@MacySavannah haha I liked this interaction.

[@steevsuos1196]

Your journey in money made me smile! Great job!

[@AmaZaneChannel]

You’re so inspiring 🥺❤️

[@olivialongin4892]

I agree!

[@augustine.c8204]

wow didnt expect to see u here :0

[@FlixByRyan]

You are killing it Savannah! Thanks for sharing your story!

[@stephenvandulken6948]

I always thought that Macy was pretty and nice, but now I see the grit and determination as well. I wish her every happiness.

[@leadgindairy3709]

So inspiring, I love your moxie! Keep it up, and reap all that you sow!

[@luzleal474]

i'm 19 right now so this is super cool and inspiring to hear! i hope to be like you by 22

[@evanrogoff4721]

I'm 18, needed this, gets me more excited for tomorrow! Thank you

[@leaberes4231]

So realistic. And just shows that being consistent pays off.

[@anthonygomez71]

This was a solid video! Thanks for putting it out there, I'm going to share it with my girlfriend.

[@VerStarr]

Hell yeah!!! I just crossed my $100k saved and invested a year after moving to LA. Jenelle reached that before me. We’ve accelerated our savings by just DESTROYING the like button every day!!! 😉

[@MacySavannah]

That's awesome! Congratulations. I hear you can accelerate your savings by doing that #lifehack

[@rayzddpartington4198]

Fantastic story. I'm currently 21 and going to college for my third year in Mechanical Engineering. I work as much as possible on the side to eliminate the need for student loans and also invest with the extra. I have been able to grow my investments to 40k. I've taken out 10k in student loans (Freshman year). Your thought process on money management is inspiring!

[@uncertifiedprofessional]

Finally a KZbinr who is somewhat relatable in terms of yearly income

[@krogdog]

With the exception of getting really lucky by investing in one stock (Tesla)

[@uncertifiedprofessional]

@@krogdog and having a huge amount of savings at a young age. You are correct.

[@nerfytart]

Not for long hehe

[@renabshire4704]

@@uncertifiedprofessional Its easy to have savings at a young age when your parents pay for you to live.

[@silverwolf2643]

@@krogdog Thank god she doesn't act like an expert. Tons of morons think they are knowledgable now because they made some money from overhyped Tesla bubble and stimulus check wave.

[@juicedesigner8438]

I have to be sincere, these kind of videos pop up while shuffling on yt, but this was worth watching. I could feel that you weren't lying, such an easy and understandable explanation. Thanks!

[@sakura-chan8102]

WOO 🎉 I did the same thing this year! I threw everything I had into the March lows, I even rendered myself homeless. I justified it by saying to myself “do it while you’re young, suffer the hardest NOW to not suffer later”

[@MacySavannah]

Wow that’s an amazing story, thank you for sharing!

[@RezaqqiMulki]

Baby.. you deserve a million subscriber here is valuable content, thank you so much for sharing ur financial journey 😊👍

[@richardwells4333]

Huge props to your diligence and dedication. Your mindset is worth more than your net-worth at this point. Eventually it will catch up if you keep on doing what you're doing.

[@LaynoProd]

inspiring to see your journey!

[@RyanHarrisonYT]

This is so awesome, way to go!! You should be proud of where you're at and what you've accomplished at such a young age! Now you're gonna start seeing the compound interest start working for you and it's gonna go even faster and faster! Keep it up :)

[@MacySavannah]

Thank you! I am so excited to see how it grows over the coming years and to keep contributing for as long as I can. Should be awesome!

[@cuteclown3331]

badass! great job savannah, i'm the same age as you but decided to take a break from working a minimum wage job and finishing a technical program to make a little over 20 bucks an hour. can't wait to be back on the grind in a few more months!

[@raidanbolt4844]

Now that's an attractive woman: beauty, brains and a hustler. Keep being intentionally productive!

[@arigutman]

Bravo, bravo! It is amazing and inspiring to see someone hit the milestone so young!

[@garystarr9176]

I am very impressed! You are a go-getter, Macy! Way to get out there and hustle. It all pays off in the long run. You are very money conscious. Many people don't know what saving is.

[@MacySavannah]

Thank you! It does totally pay off in the long run. I try to be conscious of my spending!

[@john-atallah]

Congrats on the 100K milestone! I am hoping to reach that by the end of next year at the latest.

[@ericaardenearningsixfigure5263]

Congratulations, you've worked hard for your success! Kudos for being brave enough to invest so much during a downturn.

[@deeptoot1453]

WOW what a down to earth no bs great advice. i'm 22 as well and I had a really bright future ahead of me but screwed up big time. I'm now slowly getting out of it.

[@femvsfilm]

This video almost made me cry. It’s great to hear REAL stories, not some get rich quick move. I’m on a similar path as you! So it gives me hope :-) 55K income , started my Roth IRA fidelity in middle of 2020 and bought 2 stocks. We’re all Trying!!!! Fingers crossed and congrats

[@MacySavannah]

Aww yay! Very similar path! Congrats!

[@metalmorphstan]

this is my favorite video of the day! Well done on reaching this milestone by an early age of 22.

[@SkylerF]

I'm 22 and have 165k to my name, I've done it by hustling on lots of random jobs and living with parents. It makes a huge difference being able to save 90% of your income.

[@MacySavannah]

That's awesome! It totally makes a huge difference to be able to live at home longer

[@jewelthompson4210]

Very inspiring. You worked your way up from the bottom! Amazing!

[@MilenaSimsic]

It's refreshing to see these gains with lower than usual wages. You started young, worked with what you had, and got out ahead! Very inspiring! :)

[@madaramalakmadze6058]

Great and very motivational video! I am also 22 and have been working as a nanny and private tutor from age 17. Totally agree that saving even a little bit changes everything! Once again, great video and greetings from Latvia! 🇱🇻

[@bongothecat3233]

I'm currently in 1st year uni with enough scholarships to cover 4 years of tuition while living at my parents' and working on the side. Definitely gonna aim for 100k by the year I graduate as well :)

[@diyfinancialcents4018]

Congratulations! Awesome to see all your hard work paying off!

[@pjones4537]

I love that you, Savannah’s boyfriend, and the YT community are leading by example and helping reshape the thought paradigm that minimum wage is a rite of passage/life expectation. The future is what we choose and the path we take is up to us! Love the hustles, hacks, and thinking outside the box you and Graham, and MeetKevin, and all the YTers put out there. Please keep up the great work...all of you!

[@MacySavannah]

Aw thank you! Absolutely! We make our own futures by taking what life gives us, working hard, and overcoming struggles. Thanks!

[@Maturelyme]

Yesss sis look at you leveling up sis! And look at Graham also supporting you 😍

[@brinawidmer]

I‘m 32 now and here is my regrets and non-regrets about spending. Regrets: Shopping so much shopping, drinking as a teenager (legal drinking age in Switzerland is 16); worth it: 6 months in the US to learn english, 1 year of traveling the world right now. I started working at age 15 as many people in my country do - tradeschool as people in the US call it is very common. I went to university after (always working) and managed to go from 49k to 120k (after tradeschool to now). I wish I‘d saved and invested more in my teens and early twenties. So I‘m making it my mission to teach my students exactly that (I teach tradeschool) - it‘s not on the curriculum but I don‘t care I think it‘s important and wish my teachers did the same.

[@Jesus-warrior]

I'm 31, you can still make a million

[@ckhloiekent4772]

So proud of you, Macy. I'm 23 and making my way to what you're at. You and Graham have inspired me so much in my financial journey.

[@CaseyBurnsInvesting]

Minimum wage is a temporary condition for kids. Everyone goes through it. Good job hustling your way up Macy.

[@MacySavannah]

I agree. Thank you! I'm really excited to keep increasing the value of my time

[@UlexiteTVStoneLexite]

That's just not true. The vast majority of your retail jobs are just around minimum wage if not at minimum wage. these jobs are not for kids because if they were then these businesses would not be open during the hours that kids were in school. You have so many people that rely on retail jobs because they don't have the education to go and get a different job. on top of that these people that do these retail jobs do so much work. even the management positions for these retail jobs are not even paying much above minimum wage and the management jobs definitely are not going to kids. This whole idea that minimum wage jobs are for kids is a total lie because these retail jobs are necessary positions and yet they're still paid the lowest amount of money. Everyone has to buy their goods from a retail store but these people working at these stores are paid usually minimum wage. if you want to go shopping at a store and be able to buy your goods then the people that are operating that store for you should get a fair and decent wage and they don't. right now they're essential workers and yet they're still getting paid minimum wage. These jobs shouldn't be paying minimum wage because they are not just for kids. and who says it's fair to pay a kid minimum wage anyways? if the kid is busting their butt and is doing everything that the manager is asking them to do then they should get paid more money because they clearly are more valuable than another employee that doesn't do the same. You shouldn't have your district manager begging someone to do more work for them and not paying them more money. clearly that person is not worth minimum wage if the district manager is begging them to do more work for them to help them out. clearly that person is far more valuable than minimum wage yet why are they still getting minimum wage??? Oh they get a dollar over minimum wage while the district manager is literally begging them to help them because they have a skill set that is valuable to the company but apparently it's not valuable enough to get paid more than a dollar above minimum wage. No one deserves to be paid minimum wage that is a valuable employee to the company. company should actually pay their employees what they're worth instead of taking advantage of the fact that they don't have to pay them more. If you want reliable people to work in a retail store that will be helpful to customers then you need to actually pay them something. those employees are only making minimum wage? no one should ever be demanding customer service from an employee that is only given minimum payment. If they're only given the the lowest value possible then why would you expect more from them? And yet this is what happens all the time because businesses don't want to pay their employees more if they're not forced to.

[@UlexiteTVStoneLexite]

not only that how do you expect these people that are working minimum wage jobs to be able to go get and get an education so that they can possibly make more money?? you're already being paid the bare minimum and education prices are through the roof. to get themselves out of that situation??? this is how you get so many people that are stuck in having to take a job like this. This is how it works by design. So you're making money that doesn't even get you to the level that you can actually get ahead and yet you're expected to go get an education on not enough money to possibly get ahead. no these businesses need to actually pay their employees what they're worth and they're not worth minimum wage they're worth more than minimum wage if they're a good employee.

[@othmanerachdi5013]

Ranting Ratite quite the name, and essay ofc. I am impressed to say the least lol.

[@UlexiteTVStoneLexite]

@@othmanerachdi5013 I just get incredibly frustrated when people say that minimum wage jobs are for kids when those businesses are open during school hours so who is supposed to work those jobs if kids are not able to work those jobs? and then when people lose their jobs in the middle of a pandemic and these minimum wage jobs are the only jobs that are available why do we expect people that need more money than minimum wage to take these jobs and then not complain.

[@mariazitaxD]

Congrats girl! So happy for you! Thank you for sharing this ❤️

[@simranthiara6616]

I did community college and then transferred to a university, got out with no debt. If I had to do it over again, I wouldn’t have gone to college at all. Work experience is more important than a degree in most cases.

[@behindtheemask7004]

It's so inspiring hearing about what's doable from someone my age with similar experiences. Thanks so much for sharing!

[@itisryan]

This is so interesting and inspirational. Thanks for opening yourself up to us!

[@MacySavannah]

Glad you enjoyed it!

[@stephenboroff8135]

Awesome story. Inspirational

[@inea-fijourney22]

"My best friend at the time and I, would go to..." When we grow, we let some friends behind.

[@marisawallace1764]

Great job 👏🏼 we need more strong, young women out here sharing their story.

[@RelearnMath]

Amazing! I didn’t get to 100k until I turned 26! Good job!

[@devlinfae]

Thank you for this video. ❤️

[@AlyviaGranillo]

My favorite video of yours! Motivation for everyone thanks.

[@MacySavannah]

This is probably one of my favorite videos I've made. I put so much time into it and I'm glad it came out the way it did. Thank you!

[@rinainlondon8]

Very inspiring and ur so true

[@natashablong]

As and alternative to getting an Associate Degree: I went to University right away but took all of the general education classes online at in-state Tech Colleges and just transferred them in. This way I only had to take 40 credits of GE, instead of 60 for the AS. Likewise, I was able to get a promotion at work, arguing I was 2 years into my 4 year degree so I "Basically" had an AS. 😂

[@TheOneWhoHearsMusic]

More content like this - please and thank you!

[@allys4415]

When minimum wage back then was $10 an hour, and it’s still $9 an area in my area

[@NataliaBougadellis]

You should be super proud of yourself! Hearing your story is super inspiring.

[@heatherfeather3607]

I love seeing stuff like this. I saved 76k by the time I was 22. 40k went towards the down payment on my house. I currently have two roommates who’s rent pays for my entire mortgage & all the utilities, so it works out. I just started investing heavily recently, but it’s already been quite beneficial.

[@britneyferndx763]

thats amaizing i hope to be like you someday

[@TimWolffe]

You're about 4.5 years a head of me! Killing it! Good job

[@NIGHTOWLmetalcore]

you're doing amazing girl!! this is proof that net worth > net income any day 🙌🏻

[@laureensalinas8179]

I like your content! Very humbling to watch! Good job! 🙂👏👏👏

[@copaxchannel]

Ok, graham is gonna kill me but you have such beautiful eyes and brows, it’s like watching a grandiose cat when he just wake up.

[@jaredhynes3006]

The production you put into this video is impressive. Keep up the great work!

[@XxGLGxXBUNCH]

I started my Roth last year and just started putting my money in stock in September of 2020 so I just started. I’m only 23 but I know I’ll help in the long turn cause I can only do $50 a month at the moment but it’s definitely a start.

[@justin60222]

I started mine in September as well and one of my index funds is up 30% like wtf lol

[@TackyTacoAJ]

@@justin60222 which one went up by 30%?

[@justin60222]

@@TackyTacoAJ FBGRX

[@jasonbassett7704]

This is my favorite video of yours so far! So relatable!!!

[@martinle855]

Wow! Such a milestone, congrats!

[@MacySavannah]

Thank you so much!

[@cmac2295]

Thank for the transparency, Savannah

[@RS-vb5kn]

20 cent iced coffee girlfriend, respect to you for your savings and hustling!

[@pilatespopprincess]

Love it savannah keep it up girl ❤️

[@12245Fred]

i’ve never heard roth ira pronounced that way

[@HishighnessMrL]

That's how money pronounces it 😂

[@allthehui]

You did such a great job in 2020, congrats Sav!!!

[@Lorcat02]

Not even 4 minutes through this video, and I don't even need to watch the rest. This girl made sacrifices, smart choices, and worked harder than most kids her age are willing to. Big thumbs up

[@dayvidsdays5644]

Really pure and honest story. The younger generation really needs to hear more story like yours! Thanks for sharing :).

[@Someonelikekanye]

I started learning how to invest at 22. Kind of wish I knew at 18.

[@reneeshiao2454]

I got Graham vibes cuz I knew him first but I am sooo happy that I’m here. Girl you are so awesome. Subscribed!

[@TC-42vvs]

I am an idiot for spending so much money from 17-20 on CLOTHES. I am such an idiot for spending soooo much money on FOOD. I will improve tho 🥺 Awesome video, very inspiring

[@babybalrog]

Nice Editing, liked the new location per year also at 12:20, I think you forgot to add back your car as an asset. Can't wait to hear about the rental

[@MacySavannah]

Thanks! I thought it help set the tone of each section being different. The loan was still at just under $15k since it opened in mid November and the first payment wasn't due for 45 days, so right n the beginning of January. I totally forgot to count back in how much the car was worth and I didn't realize it until I saw this comment. Whoops lol

[@yourlocalstudent5855]

“Don’t feel pressured” I’m dead beat after GME trying to figure out how to do stocks properly it’s stressfull af

[@DaMu24]

Thank you for sharing your journey, Ms. Smiles! :)

[@specgrl12]

I would love to see a video on your researching stock process!

[@MacySavannah]

Maybe!

[@joelGi]

Very helpful video Macy. I'm 22 and about to move to the US. I'll apply your tips. Better late than never and I'll definitely go to community college.