How I Saved $100,000 By 22

[@GrahamStephan]

Next: How I Saved $1,000,000 by 23

[@henrycollins2478]

Hi graham

[@MacySavannah]

Heck to the yes

[@Obe_ren10]

Graham did u time travel again😂😂😂

[@RyanHarrisonYT]

Graham just continuously travelling back in time 😂

[@Obe_ren10]

@@RyanHarrisonYT like seriously 😂😂

[@Psyondrax1]

1. Work 2-3 jobs 2. Live with your parents 3. Go to Community College for the 1st 2 years. Worked in the meantime 4. Started a Roth IRA 5. Invested in stocks 6. Ally bank interest banking account 7. Did an early distribution from Roth IRA to individual stocks 8. Lucky buy with Tesla was low 9. Started a KZbin channel. You're welcome.

[@MacySavannah]

Haha pretty much!

[@ConnectWithUganda]

Thanks I don’t have to watch the video. Tho you missed a point; 10. Have a good financial advisor aka Graham Stephan.

[@danf4447]

simply skipping the first 7 steps and buying tesla low .....sheesh. if she bought bitcoin we wouldnt be watching this

[@johnnymeza5454]

Now I see why you're Grahams Girlfriend

[@TartarianTopG]

Wdym 😂

[@user-hq8tf1et2y]

Who is graham?

[@papihuey]

@@user-hq8tf1et2y her sugar daddy

[@lickinglemons2358]

@@papihuey my sources tell me she's his sugar mama

[@papihuey]

@@lickinglemons2358 😂🤣

[@AFFTFOMSICHTS]

Wow I had no idea she’s only 22. She’s very mature for her age.

[@laker4life36]

Yeah when I first saw her on Graham’s channel I assumed she was late 20s like him but I was sort of shocked when she said that she was only a year or year and a half or so older than me!

[@AFFTFOMSICHTS]

@@laker4life36 I thought she was late 20s too!! The way she carries herself is why I thought that

[@android0049]

Same I thought she be like 27

[@Koushi82]

its because she worked from the ground up. most girls her age are party girls in college blowing their money. Smiles is good wife material Graham better not screw up. =) But Graham is a good guy so he should be fine.

[@rockon8174]

Women age in dog years. 😐.

[@fabiolagomez127]

You worked like 3 jobs, while going to school (getting good grades may I add), did a sport, and had times for friends. You rock Macy, I’m proud of you

[@MacySavannah]

Aww fabi love you 🥰

[@fabiolagomez127]

Love you too Macy 💕

[@joelGi]

@aena Hi Aena i'm about to move to the US so I may be able to answer. I say you choose a community for the benefits such as low cost but the visa will probably be denied(depending on your country) so try to find a good scholarship to a normal college don't take on too much debt. Consider the field you will choose vs the debt you will have. If the debt is unplayable don't do it unless you are very passionate or unless the field is like Medicine or Software Engineering(in short it has to be high pay if you take high debt). Canada is pretty great as well if you can get a good tuition cost then go for it you can always go to the US once you make it to Canada and acquire PR status. I hope that made sense but do more research and PR in Canada is getting harder.

[@joelGi]

@aena If you are South Asian Canada shouldn't be hard to get a visa if you have good grades and have a plan you could afford the tuition.

[@joelGi]

@aena I'm saying the pr is getting harder because a lot of people are asking for asylum and their cases are taking up the line. The country might toughen up but it's nowhere near as difficult as the US it can still be considered easy. Just keep good grades extracurricular and stay out of trouble.

[@ayushkalla2050]

Make a "What I spend in a week" video and have Graham react to it.

[@harrytibbs6313]

This is a great idea

[@evanchisamorejohnston5819]

Best idea on the channel

[@miapestano766]

we love the infinite monetization loop

[@leanneh7734]

Yes!

[@ATasteOfBeauty]

YES

[@sailorhay9725]

I’m currently 22 as well. I have less than $100 in my checking account, and I’m over 10k in debt. Our paths were very different but you and Graham inspire me and motivate me to make changes so that I can get myself to where I’d like to be someday soon. Thanks for all the hard work, great video, and congrats on all the success, you deserve it.

[@MacySavannah]

Everyone's path is different and most people (including myself) start out with a few hundred dollars in a banking account. That's sweet to hear we motivate you, you've got this! Thank you for the kind words!

[@mackenzietaylor2581]

You can absolutely defeat the debt and turn everything around. I was in a similar situation at your age and managed to pay off the debt and focus on saving and investing. It’s such a great feeling when you make it to the other side and can watch your money make you money. You got this! :)

[@Ravenex2]

Same here, lol. Everybody starts out with cupcake money, it's the grit, grind, vision, persistence, and discipline that turn things around.

[@alexsorto6183]

Dont feel pressured! Everyone has low times... At one point i had available only $20 dollars for a full week, and didnt have a steady income for more than 3 years, thanks to those difficult times now i know how to save my money thanks to all those difficult times. Take one step at a time, save whatever you can and patience is key. Graham and Savannah are a huge inspiration.

[@Ravenex2]

@@alexsorto6183 Exactly hard times breeds the strong and will to survive!

[@xenakaifinancevideos8650]

Goals! I'm still at $20k in investments but I'm working my way to $100k.

[@MacySavannah]

Nice! 20k is still great!

[@xenakaifinancevideos8650]

@@MacySavannah thank you! I’m really proud of it. I often hear that the first $100k is a struggle. It’s been difficult but also lots of fun!

[@goikofinanzas]

You will get there eventually 👍

[@olivialongin4892]

You go girl-- really!

[@5000MikeMaster]

@@xenakaifinancevideos8650 I’m 23 years old with 375k in investments.. trust me when I say the first million is actually the hardest

[@youngfinance6319]

I'm 16 and I have saved up 19k in my saving account. Currently me and my dad are looking for properties to fix, rent and flip. I hope to have 100k by 22 like you

[@rivermay109]

Thats incredible! Keep going, you can do it!

[@elizabethpenton2306]

Consider adjusting that goal to 20

[@TheNinjapancake14]

@@elizabethpenton2306 honestly, you could do that by 18

[@josephinebournes8212]

You're a rock star and on your way to 100k!

[@slicerxr2860]

Buy a duplex or triplex and fix them and rent them

[@JoshRyan]

The most shocking part of this video is finding out you're only 22?! Congrats, you're smashing it

[@Jeremy-fy1sz]

Ah, yes, the time honored savings technique: the Tesla YOLO.

[@DiiceForeveroO]

Tesla and bitcoin

[@EcnalKcin]

I made a separate comment about this, but simply put Tesla has a small fraction of the same assets GM and Ford do, yet is valued at more than the two combined. Saying Tesla is undervalued is banking on a potential future that may never exist, and certainly does not exist at this time. It is not undervalued, it is massively overvalued, and people are investing on the assumption that someday the value will increase beyond what the current stock value is. It is all perception based investing driving the price up, and not based on assets or the company's profitability. As long as the market as a whole doesn't realize the nature of the risk it won't tank, but investing everything in Tesla because it is "undervalued" and assuming it will be profitable long term is, well, a YOLO investment strategy.

[@codingorgaming982]

@@EcnalKcin Unfortunately the past few years have led me to understand that the stockmarket is driven by media and hype. If someone is a day trader, that's much more important than anything out there. It's crazy looking at something like TSLA, meanwhile, if you take a look at Intel (INTC) with a market cap of about $250 billion, yet it earns a revenue between $70-$80 billion annually. ps. She did good saving money for how much she was making, but she definitely got lucky with stocks. Hell, she mentioned buying a stock at $5.14 and then showed a graph of it at $212.09. I don't know if she sold it at that price or how many she bought, but that's insane luck. 41x profit!

[@phillip7143]

@@EcnalKcin Trade out Tesla with the word Bitcoin and it still makes sense

[@EcnalKcin]

@@phillip7143 Bitcoin still makes me wince. I read an article on it when it was just over $5 a coin, and the guy writing the article was very unclear about it, and so I thought it sounded scam like and decided not to invest in it, but at the time I had thought about putting $50 into it.

[@kelseyslagle981]

You go girl!! We’re the same age & my goal is to save $30k by the end of this year. I come from a family that has always lived paycheck to paycheck, so that seems crazy to them. Can’t wait to prove them wrong & share my knowledge 🙏🏻👍🏻💰

[@armando80568]

Best wishes 🙏🚀🚀

[@havanax8096]

Are you in high school ?

[@abbybuds1697]

How did you end up doing ?

[@karencow8188]

Moral of the story: Everyone, INVEST!

[@MacySavannah]

Heck yes!

[@UlexiteTVStoneLexite]

Indeed. I was never going to get anywhere without starting to invest finally.

[@UlexiteTVStoneLexite]

@@phoenixthegreat1802 begone fake scammer

[@UlexiteTVStoneLexite]

@@MacySavannah oh no the fake scammers are impersonating you also

[@michael43567]

I'm a last year college student living at home. I currently have 5k in stocks & 6.6 sitting in my back account. Should I go more aggressive with the investing?

[@austinip5273]

$200 to $100,000 in 5 years, that’s a 49,900% increase in 5 years! Congrats 👍

[@yaykruser]

I went from 1 cent in debt to 1 cent in my bank account so I made Infinite %

[@SkylerF]

I'm 22 and have 165k to my name, I've done it by hustling on lots of random jobs and living with parents. It makes a huge difference being able to save 90% of your income.

[@MacySavannah]

That's awesome! It totally makes a huge difference to be able to live at home longer

[@VerStarr]

Hell yeah!!! I just crossed my $100k saved and invested a year after moving to LA. Jenelle reached that before me. We’ve accelerated our savings by just DESTROYING the like button every day!!! 😉

[@MacySavannah]

That's awesome! Congratulations. I hear you can accelerate your savings by doing that #lifehack

[@sheabenson99]

Great to see someone creating financial content while on the journey as opposed to when someones already rich. Gives a unique raw perspective.

[@raidanbolt4844]

Now that's an attractive woman: beauty, brains and a hustler. Keep being intentionally productive!

[@EricxYi]

"Unlike my BF, I'm gonna be the last person to tell you how to spend your money" Loving the subtle shade 😅

[@teeyoo7051]

This is EXACTLY the kind of thing people need to be hearing at commencement speeches. Practical, realistic, doable and yet very inspiring. This is awesome. Just an awesome video 👏👏 good for you and congratulations. They can forget high school - my kids are just gna subscribe to your channel.

[@chitownboy57]

As someone with 13 years experience in finance, I can say your future is extremely bright. Very inspiring video! Your thought process is A+.

[@TaylorBell]

Love a girl who knows how to save and invest!! 👏🏼

[@inea-fijourney22]

"My best friend at the time and I, would go to..." When we grow, we let some friends behind.

[@CaseyBurnsInvesting]

Minimum wage is a temporary condition for kids. Everyone goes through it. Good job hustling your way up Macy.

[@MacySavannah]

I agree. Thank you! I'm really excited to keep increasing the value of my time

[@UlexiteTVStoneLexite]

That's just not true. The vast majority of your retail jobs are just around minimum wage if not at minimum wage. these jobs are not for kids because if they were then these businesses would not be open during the hours that kids were in school. You have so many people that rely on retail jobs because they don't have the education to go and get a different job. on top of that these people that do these retail jobs do so much work. even the management positions for these retail jobs are not even paying much above minimum wage and the management jobs definitely are not going to kids. This whole idea that minimum wage jobs are for kids is a total lie because these retail jobs are necessary positions and yet they're still paid the lowest amount of money. Everyone has to buy their goods from a retail store but these people working at these stores are paid usually minimum wage. if you want to go shopping at a store and be able to buy your goods then the people that are operating that store for you should get a fair and decent wage and they don't. right now they're essential workers and yet they're still getting paid minimum wage. These jobs shouldn't be paying minimum wage because they are not just for kids. and who says it's fair to pay a kid minimum wage anyways? if the kid is busting their butt and is doing everything that the manager is asking them to do then they should get paid more money because they clearly are more valuable than another employee that doesn't do the same. You shouldn't have your district manager begging someone to do more work for them and not paying them more money. clearly that person is not worth minimum wage if the district manager is begging them to do more work for them to help them out. clearly that person is far more valuable than minimum wage yet why are they still getting minimum wage??? Oh they get a dollar over minimum wage while the district manager is literally begging them to help them because they have a skill set that is valuable to the company but apparently it's not valuable enough to get paid more than a dollar above minimum wage. No one deserves to be paid minimum wage that is a valuable employee to the company. company should actually pay their employees what they're worth instead of taking advantage of the fact that they don't have to pay them more. If you want reliable people to work in a retail store that will be helpful to customers then you need to actually pay them something. those employees are only making minimum wage? no one should ever be demanding customer service from an employee that is only given minimum payment. If they're only given the the lowest value possible then why would you expect more from them? And yet this is what happens all the time because businesses don't want to pay their employees more if they're not forced to.

[@UlexiteTVStoneLexite]

not only that how do you expect these people that are working minimum wage jobs to be able to go get and get an education so that they can possibly make more money?? you're already being paid the bare minimum and education prices are through the roof. to get themselves out of that situation??? this is how you get so many people that are stuck in having to take a job like this. This is how it works by design. So you're making money that doesn't even get you to the level that you can actually get ahead and yet you're expected to go get an education on not enough money to possibly get ahead. no these businesses need to actually pay their employees what they're worth and they're not worth minimum wage they're worth more than minimum wage if they're a good employee.

[@othmanerachdi5013]

Ranting Ratite quite the name, and essay ofc. I am impressed to say the least lol.

[@UlexiteTVStoneLexite]

@@othmanerachdi5013 I just get incredibly frustrated when people say that minimum wage jobs are for kids when those businesses are open during school hours so who is supposed to work those jobs if kids are not able to work those jobs? and then when people lose their jobs in the middle of a pandemic and these minimum wage jobs are the only jobs that are available why do we expect people that need more money than minimum wage to take these jobs and then not complain.

[@stephenvandulken6948]

I always thought that Macy was pretty and nice, but now I see the grit and determination as well. I wish her every happiness.

[@rayzddpartington4198]

Fantastic story. I'm currently 21 and going to college for my third year in Mechanical Engineering. I work as much as possible on the side to eliminate the need for student loans and also invest with the extra. I have been able to grow my investments to 40k. I've taken out 10k in student loans (Freshman year). Your thought process on money management is inspiring!

[@luzleal474]

i'm 19 right now so this is super cool and inspiring to hear! i hope to be like you by 22

[@femvsfilm]

This video almost made me cry. It’s great to hear REAL stories, not some get rich quick move. I’m on a similar path as you! So it gives me hope :-) 55K income , started my Roth IRA fidelity in middle of 2020 and bought 2 stocks. We’re all Trying!!!! Fingers crossed and congrats

[@MacySavannah]

Aww yay! Very similar path! Congrats!

[@sakura-chan8102]

WOO 🎉 I did the same thing this year! I threw everything I had into the March lows, I even rendered myself homeless. I justified it by saying to myself “do it while you’re young, suffer the hardest NOW to not suffer later”

[@MacySavannah]

Wow that’s an amazing story, thank you for sharing!

[@heatherfeather3607]

I love seeing stuff like this. I saved 76k by the time I was 22. 40k went towards the down payment on my house. I currently have two roommates who’s rent pays for my entire mortgage & all the utilities, so it works out. I just started investing heavily recently, but it’s already been quite beneficial.

[@britneyferndx763]

thats amaizing i hope to be like you someday

[@uncertifiedprofessional]

Finally a KZbinr who is somewhat relatable in terms of yearly income

[@krogdog]

With the exception of getting really lucky by investing in one stock (Tesla)

[@uncertifiedprofessional]

@@krogdog and having a huge amount of savings at a young age. You are correct.

[@nerfytart]

Not for long hehe

[@renabshire4704]

@@uncertifiedprofessional Its easy to have savings at a young age when your parents pay for you to live.

[@silverwolf2643]

@@krogdog Thank god she doesn't act like an expert. Tons of morons think they are knowledgable now because they made some money from overhyped Tesla bubble and stimulus check wave.

[@bongothecat3233]

I'm currently in 1st year uni with enough scholarships to cover 4 years of tuition while living at my parents' and working on the side. Definitely gonna aim for 100k by the year I graduate as well :)

[@leaberes4231]

So realistic. And just shows that being consistent pays off.

[@juicedesigner8438]

I have to be sincere, these kind of videos pop up while shuffling on yt, but this was worth watching. I could feel that you weren't lying, such an easy and understandable explanation. Thanks!

[@simranthiara6616]

I did community college and then transferred to a university, got out with no debt. If I had to do it over again, I wouldn’t have gone to college at all. Work experience is more important than a degree in most cases.

[@brinawidmer]

I‘m 32 now and here is my regrets and non-regrets about spending. Regrets: Shopping so much shopping, drinking as a teenager (legal drinking age in Switzerland is 16); worth it: 6 months in the US to learn english, 1 year of traveling the world right now. I started working at age 15 as many people in my country do - tradeschool as people in the US call it is very common. I went to university after (always working) and managed to go from 49k to 120k (after tradeschool to now). I wish I‘d saved and invested more in my teens and early twenties. So I‘m making it my mission to teach my students exactly that (I teach tradeschool) - it‘s not on the curriculum but I don‘t care I think it‘s important and wish my teachers did the same.

[@Jesus-warrior]

I'm 31, you can still make a million

[@manhnguyenn5472]

"skipping out on Starbucks" - Graham Stephan THE LEGEND

[@MacySavannah]

Haha I've always viewed them as special treats instead of a daily necessity. I don't mind getting them occasionally but you won't catch me getting them daily.

[@itzjusbrian]

i broke the system by working at starbucks 😎

[@MacySavannah]

@@itzjusbrian Now that's a lifehack

[@ericaardenearningsixfigure5263]

Congratulations, you've worked hard for your success! Kudos for being brave enough to invest so much during a downturn.

[@pjones4537]

I love that you, Savannah’s boyfriend, and the YT community are leading by example and helping reshape the thought paradigm that minimum wage is a rite of passage/life expectation. The future is what we choose and the path we take is up to us! Love the hustles, hacks, and thinking outside the box you and Graham, and MeetKevin, and all the YTers put out there. Please keep up the great work...all of you!

[@MacySavannah]

Aw thank you! Absolutely! We make our own futures by taking what life gives us, working hard, and overcoming struggles. Thanks!

[@pajianwei]

Watching this video and reading the comments really motivated me. Thanks everyone 😊

[@MilenaSimsic]

It's refreshing to see these gains with lower than usual wages. You started young, worked with what you had, and got out ahead! Very inspiring! :)

[@UnconventionalMoney]

At 22 I was busy playing basketball and you have a killer smile too great info

[@chYnaRIP]

Not even 4 minutes through this video, and I don't even need to watch the rest. This girl made sacrifices, smart choices, and worked harder than most kids her age are willing to. Big thumbs up

[@evanrogoff4721]

I'm 18, needed this, gets me more excited for tomorrow! Thank you

[@richardwells4333]

Huge props to your diligence and dedication. Your mindset is worth more than your net-worth at this point. Eventually it will catch up if you keep on doing what you're doing.

[@XxGLGxXBUNCH]

I started my Roth last year and just started putting my money in stock in September of 2020 so I just started. I’m only 23 but I know I’ll help in the long turn cause I can only do $50 a month at the moment but it’s definitely a start.

[@justin60222]

I started mine in September as well and one of my index funds is up 30% like wtf lol

[@TackyTacoAJ]

@@justin60222 which one went up by 30%?

[@justin60222]

@@TackyTacoAJ FBGRX

[@williamhand6303]

go get urself a free 20 cent coffee, I just watched the ads all the way through

[@MacySavannah]

Haha I will go indulge

[@mikewalters1877]

@@MacySavannah haha I liked this interaction.

[@madaramalakmadze6058]

Great and very motivational video! I am also 22 and have been working as a nanny and private tutor from age 17. Totally agree that saving even a little bit changes everything! Once again, great video and greetings from Latvia! 🇱🇻

[@garystarr9176]

I am very impressed! You are a go-getter, Macy! Way to get out there and hustle. It all pays off in the long run. You are very money conscious. Many people don't know what saving is.

[@MacySavannah]

Thank you! It does totally pay off in the long run. I try to be conscious of my spending!

[@deeptoot1453]

WOW what a down to earth no bs great advice. i'm 22 as well and I had a really bright future ahead of me but screwed up big time. I'm now slowly getting out of it.

[@AmaZaneChannel]

You’re so inspiring 🥺❤️

[@olivialongin4892]

I agree!

[@augustine.c8204]

wow didnt expect to see u here :0

[@nunya5235]

youve won my heart sis; so inspirational

[@NIGHTOWLmetalcore]

you're doing amazing girl!! this is proof that net worth > net income any day 🙌🏻

[@ckhloiekent4772]

So proud of you, Macy. I'm 23 and making my way to what you're at. You and Graham have inspired me so much in my financial journey.

[@RyanHarrisonYT]

This is so awesome, way to go!! You should be proud of where you're at and what you've accomplished at such a young age! Now you're gonna start seeing the compound interest start working for you and it's gonna go even faster and faster! Keep it up :)

[@MacySavannah]

Thank you! I am so excited to see how it grows over the coming years and to keep contributing for as long as I can. Should be awesome!

[@marisawallace1764]

Great job 👏🏼 we need more strong, young women out here sharing their story.

[@natashablong]

As and alternative to getting an Associate Degree: I went to University right away but took all of the general education classes online at in-state Tech Colleges and just transferred them in. This way I only had to take 40 credits of GE, instead of 60 for the AS. Likewise, I was able to get a promotion at work, arguing I was 2 years into my 4 year degree so I "Basically" had an AS. 😂

[@richardparker123]

TL,DW: She went to community college, started working early, was good at saving her money, and saved a lot at a young age. In 2020, she put a ton of the money she saved into the stock market in March when the stock market was super low. Super cliffs: She is hard working and frugal. Another major important factor is she started early.

[@richardparker123]

Also, she did not complete her bachelor’s degree. It would have set her back financially significantly. She found other ways to create income, and they seem to be working.

[@TC-42vvs]

I am an idiot for spending so much money from 17-20 on CLOTHES. I am such an idiot for spending soooo much money on FOOD. I will improve tho 🥺 Awesome video, very inspiring

[@anthonygomez71]

This was a solid video! Thanks for putting it out there, I'm going to share it with my girlfriend.

[@felicityengel8812]

I love the story! I am a 17 year old trying to save as much money I could, and I want to invest but I get so nervous and have no idea what to do..please do a video on stocks and investing for those who are so nervous and scared about those things!

[@axelledezma582]

Read a book sounds cliche but its the start, unless you can talk to an investor face to face....yeah not very likely...but what u can do is read a book by a successful investor you will had spend so much time inside their mind after your done with the book you'll have an idea of how to invest

[@felicityengel8812]

axel ledezma great idea! Thanks :)

[@RezaqqiMulki]

Baby.. you deserve a million subscriber here is valuable content, thank you so much for sharing ur financial journey 😊👍

[@RelearnMath]

Amazing! I didn’t get to 100k until I turned 26! Good job!

[@cuteclown3331]

badass! great job savannah, i'm the same age as you but decided to take a break from working a minimum wage job and finishing a technical program to make a little over 20 bucks an hour. can't wait to be back on the grind in a few more months!

[@wilbz7038]

When you said "Graham," I did not realize you meant GRAHAM STEPHAN. But you go!

[@mollyover2369]

Also 22 but 50k in student debt working on starting to invest now. Fortunately the student loans are all low interest rates (and zero right now). Graduated in 2020 with a Mechanical Engineering degree and had trouble finding a job because of the situation so now I’m in a Masters program that’s half MBA type course and half engineering courses. Hopeful for the future and I need a degree for this field so I don’t regret the debt very much. Definitely love learning from other people my age who are doing so well!

[@allys4415]

When minimum wage back then was $10 an hour, and it’s still $9 an area in my area

[@metalmorphstan]

this is my favorite video of the day! Well done on reaching this milestone by an early age of 22.

[@RS-vb5kn]

20 cent iced coffee girlfriend, respect to you for your savings and hustling!

[@FlixByRyan]

You are killing it Savannah! Thanks for sharing your story!

[@viictoz]

In Sweden we actually get paid around 380 dollars a month to go to university, as long as you don't make more money than $7700 within 26 weeks.

[@DuTubeable]

Inspiring. I wish I had this type of info when I was a young adult. I'm almost at retirement age and starting all over again after having lost pretty much everything and rebuilding a life. The only difference is I can't work the long hours anymore. I'm working full time in Vegas (not making that much) and trying to live as frugally as possible so I can save and invest.

[@sebastianpallysnd5220]

I'm 19, I worked for around 15 months at amazon and now about a month ago I've quit and decided to live off my investments as I find joy for finding and researching good investment opportunities. I always talk about how college right now is not a good investment since its overpriced and oversaturated and overly pushed on by highschool teachers.

[@MacySavannah]

That's really neat, I'm glad it is working out for you!

[@sebastianpallysnd5220]

@@MacySavannah And I'm happy you've been making such great progress, may 2021 make everyone wealthy. :)

[@wearewild5914]

This is literally my life story. Made me cry with sadness for the both of us, and happiness for the both of us. 24 years old now and still hustling, but finally seeing a light at the end of the tunnel and planning to invest in my first real estate prop by summer of 2021. Love this video, found you through Graham months ago. Such a great story, realistic, relatable, but still authentically you. Cheers from PA😭♥️

[@allthehui]

THE THUMBNAIL FOR THIS VIDEO

[@DesertMav]

Congrats on making the $100k goal at such a young age. In my 1-2 years of being on this journey, I've managed to pay off about 3/4 of my debt while building about $25k in investments.

[@itisryan]

This is so interesting and inspirational. Thanks for opening yourself up to us!

[@MacySavannah]

Glad you enjoyed it!

[@robinpaigeperdue4626]

I had a very nice 120k private education to get a BA. it was free to me, but I worked for spending money. I’ve often said that I wish I had gone to a community college. But I always learn the hard way and proceeded to blow 60k going to grad school. 😱

[@chrisyoon47]

Started my Roth IRA in 2020 too ! Trying to grow it

[@leadgindairy3709]

So inspiring, I love your moxie! Keep it up, and reap all that you sow!

[@12245Fred]

i’ve never heard roth ira pronounced that way

[@HishighnessMrL]

That's how money pronounces it 😂

[@behindtheemask7004]

It's so inspiring hearing about what's doable from someone my age with similar experiences. Thanks so much for sharing!

[@israelmondragon6195]

I saved 40k in a one year at 19 in 2020 and I still feel like I’m behind mainly because I want to be a millionaire by 30 but I’ll definitely will have 100k net worth by 22 all that’s to graham Andrei Kevin and Dave

[@MacySavannah]

That's awesome! Don't worry, it all goes up exponentially, you'll get it!

[@yaykruser]

Behind?! with saving 40K at 19?! You usually make an apprentice at that age earning 10k a year! You are so far ahead! Took me 6 years to save 40 K without spending anything .

[@israelmondragon6195]

@@yaykruser i own a landscaping business and a vending machines business at the moment I also live with my parents and I’m very frugal I’m thinking of starting a bounce house business and food truck business by next year so I’m not a Ordinary 9 to 5 employee

[@yaykruser]

@@israelmondragon6195 holy &€% I have to start an apprentice working for 6 bucks per hour :(

[@yaykruser]

@@israelmondragon6195 How do you start these buissneses? Just hire 2 or 3 landscapers, buy 3 cars and equipment , put an add in the newspaper/ internet and get work for them? How does it work with the vending machines? You go to different shops and buissneses, ask the owner if he wants a vending machine on his property? This seems to require so much capital , buying the vening machine for 3k, then asking the owner, paying somebody to transport it, then change and buy new food every few months ...

[@Maturelyme]

Yesss sis look at you leveling up sis! And look at Graham also supporting you 😍

[@ammar3094]

kudos to you for saving 100k, I just wish it wasn't seen as this abnormal thing. There's no reason everyone shouldn't have a 100k net worth by 22 if they live with their parents and don't go to university full time and obtain that degree. That is literally the trade-off between going to university or not, if not you can start working earlier and have money like 100k by 22 or take the degree path and have like 0 by 22 in the hopes that the degree increases your annual income and net worth by a lot in the long term.

[@sandraticker3468]

OMG!!!!!! You are out here KILLING IT!!!! I’m married with 3 children and just got into everything you are talking about. I understand it’s not too late, however, I wish I knew about investing at your age. I don't know you personally but I am so proud of you. Thank you for sharing your experience with me. Thank you for the quality and content of your video because it's so easy to miss out on great information skipping to the “next one” due to poor quality. I’m new to your channel. This is the first video of yours that I watched. I'm liking, sharing, and subscribing after this comment. Please keep us updated on your progress. It's truly inspiring. Note: WATCH THE ADs to SUPPORT!!!!!😉

[@copaxchannel]

Ok, graham is gonna kill me but you have such beautiful eyes and brows, it’s like watching a grandiose cat when he just wake up.

[@TimWolffe]

You're about 4.5 years a head of me! Killing it! Good job

[@Someonelikekanye]

I started learning how to invest at 22. Kind of wish I knew at 18.

[@steevsuos1196]

Your journey in money made me smile! Great job!

[@kevinsmithfan37]

I'm not gonna lie I'm jealous. not over so much the money, but that age at which you did it. April 1st 2019 I was 32yo 10k in debt and I didn't have a working car. I set a goal to have 100k in assets by Jan 1st 2022. on the 6th of Jan 2021 i passed 100k and I'm now at about 130k. can you make sure Graham sees this. I used to post in his vids about my progress but as his channel blew up it kind of makes it hard to post something like that.

[@john-atallah]

Congrats on the 100K milestone! I am hoping to reach that by the end of next year at the latest.

[@specgrl12]

I would love to see a video on your researching stock process!

[@MacySavannah]

Maybe!

[@jewelthompson4210]

Very inspiring. You worked your way up from the bottom! Amazing!

[@yourlocalstudent5855]

“Don’t feel pressured” I’m dead beat after GME trying to figure out how to do stocks properly it’s stressfull af

[@EmilyIlett]

I wish I had your mentality at 18! I’m 22 now aswell and I have a bit of money saved up but nowhere near as much as you! When I was 18 and I got my first job I used to get so excited and spend all of my pay-check eating out and on holidays. Now, I have such an urge to save as much as I can and cut back on all of my costs😂

[@olivialongin4892]

It's all about learning and growing! I'm on the same path.

[@perryhart3172]

If I was living at home,I'd probably be a millionaire

[@jaredhynes3006]

The production you put into this video is impressive. Keep up the great work!

[@Damoire]

I totally agree dedication, investing and working always pays off. I haven't archived the 100k yet but I am working towards it. It's sad that there is no Roth IRA here in Germany.

[@MacySavannah]

It is the way to go. Work hard now while we can then have the leisure to do what we want later. That is the bummer there isn't a Roth IRA in Germany, they are great accounts for investing.

[@Damoire]

@@MacySavannahHopefully someday they rethink the investment system here again...

[@rike2040]

@@Damoire yes!! so much advice is USA-centered and doesn’t work here.. it’s like Germany is against investing for retirement..

[@Damoire]

@@rike2040 that's true except you'll choose a program where your gains are eaten by the costs

[@dayvidsdays5644]

Really pure and honest story. The younger generation really needs to hear more story like yours! Thanks for sharing :).