6 Millionaire Habits I Wish I Knew At 20

[@AlexanderCrossman]

Graham makes me realize I wasted 9 months in the womb. Should have taken more risk and started investing!

[@johnjiang2822]

Let along the other time wasted in the nuts

[@Real.Estate.Report]

lol

[@jasonmartinez7667]

@@johnjiang2822 😭😭😭😭😭😂😂😂😂

[@kristinayu1976]

i'm dead 😂😂

[@elliottradescrypto4367]

@Crypto zombie you don't have to be shocked,I trade with him too, his good works are everywhere,indeed he has made name for himself

[@BazMar2400]

Summary: 1. Don't live above your means - The money you save in your 20s is worth exponentially more than the money you save in your 30s due to compound interest. 2. Build up your credit score - Get a credit card, spend some money with it, pay it off in full every month and increase your credit score. 3. Don't wait for things to happen - If there's something you want, make it happen. Even if you have no idea what you want to do, use this as a time to try new things and gain new experiences. 4. Take more risk - Put yourself in uncomfortable positions, try a new career, start a business. If you could do anything right now and you wouldn't fail at it, what would you do? You can do these things now while you don't have too many responsibilities. 5. No one has it all figured out - Most people are just winging it as they go along. You will always have some doubt about what your are doing, but everyone else has those doubts too. 6. Don't worry about nothing - If you spend your time thinking about things that are probably not going to happen, you will be taking that time away from other things which you could be working towards to better your life.

[@ahmedakthar5193]

Thanks for giving us your time your a legand

[@zptaco]

Thank you for this

[@ryancruz2128]

Graham should really be putting these types of summaries at the end of his videos.

[@nicdes5540]

@@ryancruz2128 The script to all his videos is always in the descrption !

[@ryancruz2128]

@@nicdes5540 dude I mean just a quick summary at the end of the video, not all people look at the description like you do

[@blablabla96ism]

Since this hasn’t been commented yet 1:43 Don’t live above your means 4:40 Not building up your credit score 7:10 don’t wait for things to happen 10:10 Don’t play it safe take more risk 12:10 No one has it all figured out 13:22 Don’t worry about nothing

Thanks Hannah! Saved me time

[@michaelwellner6763]

Fucking A👌

[@MikeSauss]

Exactly what I was looking for right at the beginning of the video! Thank-you!!

[@enigmaticsunbeam]

thanks man

[@doncorleone9027]

Good men is rare nowadays

[@catwearingshades]

i have this as my wallpaper: “Be happy with what you have while you work for what you want”. Helps a lot every morning

[@TheArtofKAS]

I love that phrase 🤘🏿🤘🏿

[@James-qb6ps]

Love it. Be happy with what you have and unsatisfied

[@ashleytabar9700]

Thanks for sharing! I love this quote ❤

[@lbsdrive9278]

That quote’s from Jim Rohn ❤

[@philherb0656]

I’m looking forward to 10 years from now when you drop a video: “6 Billionaire habits I wish I knew in my 30’s”

[@youngfinance6319]

Lol I can't wait for that

[@RadDadisRad]

That would be epic

[@julieoweh8980]

I agree

[@SenzuPlaysWithAI]

and then 10 years after that, "6 Trillionaire habits I wish I knew in my 40's" :'D

[@money2024]

Definitely would be an epic video!

[@NickMosca]

#3 was so brutally on point. I know countless people in their 20s that need to hear this. Lack of drive, direction, and initiative in your 20s has got to be the biggest factor of feeling regretful and depressed with you life in middle-age.

[@alexanderstark5192]

Im 24 and have a good credit rating and about 25,000 saved however i have no clue what i want to do career wise and graham is spot on in describing the not having any direction part. I really need to just do something but im still to nervous lol

[@jayxix9694]

@@alexanderstark5192 get camera good laptop Start a channel and do what ever you like but consistently eventually that will be a passive income for u.

[@walterwaszak9448]

@@jayxix9694 yeah , when he's what? 34.

[@therandomd2717]

@@walterwaszak9448 yeah that was very specific to his own taste but he’s not wrong. Do whatever you enjoy and find new ones

[@mundie33]

Yep! Don’t settle into a job or a company etc. you’re too young for that in your 20s

[@financiallift6185]

It's going to be someone's birthday day who turned 20 today. They're going to feel like Graham made this video specifically for them!

[@GrahamStephan]

best I can do for an unplanned birthday present :P

[@IsabellaGFinance]

And it will change their lives and hopefully they’ll start saving and investing since then :)

[@k.a7557]

Its my birthday and I turned 20 today. And it did feel like this was made for me lol.

[@lillyeric566]

You're right sir, Thanks for introducing me to Mr Bruce

[@jasonmark3230]

People remain out of ignorance

[@jakewagner3452]

This guy could do absolutely nothing on KZbin and just continue his spending habits and never have to work again. Yet he spends so many hours on videos to help us out. This dude is so wholesome and I appreciate it. Hope he reads this and if he does, thank you for your wonderful advice.

[@GrahamStephan]

thank you so much!

[@Chris-gh6ux]

Fr

[@mimifoote4879]

I’m sure this will get lost in the comments but I can say you have changed my life. MY LIFE. I’ve been watching you for probably a year I think of money differently. I am debt free, have a high yield savings and I’m saving for retirement. Not only that.. I am happier. I don’t “need” the things I used to? You Changed my mindset and provide active good information for free?! If people just listen and try.. make goals. They can change too. Thank you Graham! Much love -Mimi

[@romaneconsingh7567]

I watched him also and hes really good yk i take his word and believe me his advices are immaculate

[@thebakedgamerz607]

That’s awesome I just started listening and your comment gives me hope I can figure it out

[@BigSaenVEVO]

Lol saving for retirement? You should be investing not saving. Saving on low returns barely covers inflation. Investing will make you more money. Check it out.

[@MissJamborina]

This is a whole mood. I think all the passive learning I did listening to his videos set me up for success for when I actually started a job and got an income. He’s the reason I know what a high yield savings account is, why APYs and debt interest rates matter so much, what the difference between a Roth and traditional account is, how it can be really cool and inspiring to live below your means and to take genuine pride in your savings and investments even if no one else sees or knows about them. And it’s all doubly important for women bc financial knowledge isn’t typically taught to us or encouraged in us bc of stupid gender roles. Thanks to my own hard work, a good bit of luck, and people like Graham Stephan, who are or at least feel quite genuine in sharing financial knowledge, I’ve saved and invested 20k this year alone. Super proud of myself. You can do it too!

[@proffesorpoopypants2078]

@Graham Stephan shush

[@catrionarannoch]

I'm almost 40 and still learning actionable tips from these videos... how I wish content like this had been on my radar when I was in my 20s

[@iloveyellow7214]

Well theres still room and time for improvement 😉 I turned 31 last month and Im the same as what youre feeling. Sending you digital hugs from Manila!

[@tenzinminz5150]

Same boat.. Aisle. ; )

[@CerebralTombstone]

It’s never too late to pick up new knowledge!

[@fredswartley9778]

I agree 100%. I was terrible with finances in my twenties. I wish I could have learned this info at a younger age.

[@Wendy-dk1wu]

I'm 25 and I feel late to the show

[@Real.Estate.Report]

The day I turned 21 my mind was on partying, vacations, and a new sound system for my car. I was a mortgage loan officer at the time, and I am SO thankful that a bunch of my old coworkers practically held me down and FORCED me to set up my 401k, contributing 10% per paycheck, including the company match. I’m 34 now and let’s just say that I am very, very happy that those dudes made me open up my 401k account at such a young age.

[@GrahamStephan]

NICE!! Good co workers!

[@AntwanAhmed]

Compounding interest back at it again!

[@drlegitness5225]

You should get back together with them and buy them a pint

[@kimberlycalderon234]

@Andrew Friend I think that's so true. I look at people in my family and some friends who think they know money management and don't or haven't been taught to save a dollar in their life. I was on that path too. Thank God, he pointed me down this path and I think it would be really cool to teach others.

[@MikeNardiTV]

Great decision and probably paid off (and continuing to pay off) big time for you! Good job!

[@roywaynesilva6232]

Smashed it like always, Graham. I’m 28 and make 80k a year in sales but thinking about going back to college for an engineering degree. Decisions.

[@jamesphilip2732]

Hello 👋. What you need is a side hustle and you’re free to get that degree you desire. I’ll recommend you try Bitcoin investment. It is very profitable.

[@roywaynesilva6232]

I know about it. But I don’t get lucky with such businesses.

[@tomassantiago5735]

Everyone keeps talking about this business; but when I ask, no one seem to respond. Please, tell me more about this investment.

[@jamesphilip2732]

Well, I work With a good FA. He and his team’s strategies has helped me greatly in bitcoin investments. I earn over 5k monthly. You should give him a try.

[@maliakoa3297]

You gotta change your habits and stick to investing.

[@grumpywitcher]

20 yr old watching this : Wish I knew this when I was 10

[@GrahamStephan]

Wish I knew this at 0 years old

[@calebvogel7492]

Wish my parents knew this 10 years before I was born

[@yaykruser]

Caleb Vogel I wish my farher gave away all his money to my halfbrothers before I was born...

[@UlexiteTVStoneLexite]

I wish I had KZbin when I was a teen

[@RadDadisRad]

Honestly I wish I was taught this stuff when I was 10. Seriously tho, if we were taught ACTUAL FINANCIAL INFORMATION instead of the white wash BS the school taught me I would have been better off. I’m not doing well off by any means either but I’m doing better than I was.

[@umairahmad4711]

18 years old and I’m here watching this !!! 💰💰💰💰

[@GrahamStephan]

awesome!!

[@Alexeggers380]

Same, good luck in your future bro

[@umairahmad4711]

Alex Eggers Aviation You too 👍👍

[@Superbl0bby]

ayyy 18 year old gang

[@AntwanAhmed]

Perfect timing for you!

[@tannerthomsen9679]

I recognized how expensive Starbucks was, so every time I wanted to go get a coffee, I would put that money in a savings account and not go get one. Eventually I had enough money to buy an espresso machine, I did that and have been spending $0.30 on coffee daily instead of $6/day. Yesterday I went to Starbucks to see how close I was to their flavors (I’m trying to learn to make Quality lattes and such) and I was disgusted. Starbucks doesn’t even taste good compared to my home made stuff 😂. Thank you Graham for your amazing knowledge

[@maxgilbert18]

What espresso machine do you have? I've thought about buying one but I don't know which one is simple enough for a beginner to use. Help me, I have an espresso addiction. 🤣

[@isaacfoote2971]

@@maxgilbert18 super easy and fun to use, used to be a barista and man it is addicting, not just the coffee, but making it abs making ur your way, if i were you i wouldn’t be cheap with it though, you can tell a huge difference in quality w a $150 machine and something that’s like $2k

[@SN-rp3kk]

Wholesome-ly funny. I was talking to my fiancé about the very same thing. It's amazing how much money you can save doing coffee yourself, & yes, tastes WAY better.

[@manoueb]

This is the comment I came for

[@MichaelMerenda]

You can buy Starbucks blends at certain stores too. I believe at winco or safeway or walmart!

[@Jack-qb7hs]

Watching this at 19. Point number three was much needed for me. Thank you, Graham!

[@GTOYMPodcast]

I just worked on a video for young investors. You have something that many others don't, TIME. Use that time, take risks, start investing early and start out small, see what works and what doesn't, follow a plan and refine the plan with every imperfection. You'll do great things, man!

[@MisterPol]

The most important thing is to focus on improving yourself. Yes I know it sounds selfish, but look at it this way: when you need to put an oxygen mask in the plane, you put yours first and then you help others with theirs. You can't help other people if you can't even help yourself in the first place

[@MisterPol]

Btw thank you Graham for inspiring all of us young entrepreneurs through your videos!!

[@GrahamStephan]

happy to help!!

[@bleuebloom]

Dang, that was profound

[@THEBIGGESTSCUMBAG]

OOF ✨

[@aaronhall4520]

This is easily the most constructive youtube channel out there.. your only competition is the scientific education channels like Smarter every day and veritasium. Thanks for the content

[@BusinessBuzz]

Graham is literally the young “rich dad” and we’re all the “poor dads” in training😂

[@AnymMusic]

"Rich son, poor son" lmao

[@officialronii]

Anym was about to say that 🤣

[@melramos1411]

But rich dad wouldn’t want you to live below your means. He would want you to increases your income

[@AbSYouTubeForce]

Money related content here 👍👍

[@dar1n_fgp]

@@melramos1411 ? Why not live below what you make, as well as increase your income? If you live above your means you wont have any money for assets or other things to actually be able to increase your income

[@moshaman8370]

Millionaires stay rich by simply making productive moves like investing but personally I recommend you do a background check up on your source before you invest,Ensure you are investing through a solid foundation source to avoid blowing money away

[@karlaluke9472]

I have lost investing with rigid traders on here,i’m still trading and learning to improve my technique i just need to establish a more solid source to earn other than youtube

[@moshaman8370]

In all my years of trading and research the most valuable insight was getting in touch with pro trader Wilton and getting my first profit through her,she is a licensed broker contact her i trust she’ll help you earn

[@moshaman8370]

Ellenwilton2 @ g mail, insta gram Ellenwilton2

[@RivenEnjoyer6897]

"Make sure you don't get scammed, now here's a scam!"

[@shemadj7501]

I just lost 2k for not doing deeper research on a fake company. Fml

[@prophetosorojared8542]

It's taken me 19 years of adult life to hear this, as a Pastor from Africa(Kenya) I face an uphill task of educating my members and Africa in the knowledge and mentality of wealth. Thanks Graham.

[@randomthomas2947]

I’m watching this at 17! I stated watching you when I was 15. I’ve loved every video! Thank you for being the free mentor

[@psychdoggg]

Seeing this at 35 thinking "man, wish I did something 15 years ago," it feels good to have enlisted in the military despite people telling me not to. Felt pretty empowering and I don't regret it at all.

[@MB-nb7yq]

My favourite advice you gave is don’t wait on things to happen. It’s true, we have to push ourselves and better ourselves and be what we want to achieve.

[@asiamay4087]

As someone who just started an online reselling business & personal finance/entrepreneurship channel after graduating in the pandemic and having all my job offers rescinded, this really hits close to home. Everything you said is so spot on from lifestyle inflation to being self motivated and I can't thank you enough for inspiring me to go out and do it myself. If you're reading this and needed a sign to start right now, THIS IS IT!

[@MoneywithPennies]

*I wish I knew in my 20s that life did not have to be like this; work, get salary, spend money, repeat.*

[@JazminBautista]

completely agree with you!

[@MoneywithPennies]

@@JazminBautista Hopefully it is not too late to yet. =)

[@Astillion]

I can vouch for the advice about not taking risks. I played it mostly safe in my 20's, but I put a lot of things off and I didn't take the risks that I should have. When I exited my 20's I was broke, obese, and had never been in a relationship. But things started to turn around for me in my early 30's. I got a lucky break, and then fought my way back from the abyss. I'm now one year away from being financially independent. I've lost over 100 pounds and am in the best shape of my life. I have a goal of being able to do 100 pushups by the end of the year. I'm still single, but I've been on a couple of dates and it feels like it's not impossible to meet someone. I wish I had heard this advice when I was 20. Things would have been very different for me. On the other hand, the experience from all those mistakes has made me the person I am today.

[@KhizerHusainlol]

Step one: Just take a risk, you're young.

[@GrahamStephan]

agreed!

[@AntwanAhmed]

Got a lot of life left to make up for it!

[@shaereub4450]

Start a Roth IRA 100% stocks this month.

[@humanbeing5918]

@@AntwanAhmed you'll be surprised how many people die or have serious health conditions in their 30s or 40s. I would instead recommend to play it safe, get into the best college you can, get the best job you can, save money, retire early and enjoy your life.

[@AntwanAhmed]

Human Being my risk is buying real estate at 23 lol

[@RageElixirGames]

I’m grateful for this video!

[@chubbDoggo]

The infamous RageElixir

[@777kelsea]

Me, 19 y/o, feeling very called out but glad I watched this while I’m still young

[@aaryansingh1069]

Am 18😂

[@brittanymillerry2327]

@@aaryansingh1069 same

[@Terrakol]

Good thing that we were called out when we are at 20s than 30s and above, atleast we still have time ti make this things right

[@gabrielesagone]

17 hereee :))

[@premiumleader8948]

I’m 15 :)

[@shubhkatakiya9438]

No one: Graham to his high school bully: I’ll make you my tenant in 10 years!

[@GrahamStephan]

:O

[@AntwanAhmed]

That’s one way to do it lol

[@thattannerguy856]

Just like how C students end up hiring the A students lol

[@Kevin-cr4xv]

His tenant bully reading this 👁👄👁

[@CameronAlford]

Loved this! Been working hard at these but its always good to keep packing these subjects fresh in the short term memory

[@rossi2225]

The video is so Inspiring and Educative. I wish i had some good Financial Education back in my 20s I wouldn't have learnt the HARD WAY. It actually reminds me of a year when I was so broke that I could barely pay my bills. I remember the most important step in my life when I invested my last income with an experienced Forex trader who was recommended to me by a friend. It may seem a bit, but it took courage to know that investing was the right thing to do at the time. Today my small investment of just $ 300 generated over $ 80,000,After I kept Investing and reinvesting. To be successful, you must take a big step. It all starts here.

[@frantz4752]

@@rossi2225 I had a similar experience to yours. My investment in forex trading saved me from financial burdens after losing my job. Forex trading is very profitable when you have a good Forex Expert.

[@klaus1618]

Forex trading is very profitable. When you have a professional forex trader who is good at what he does, your profits can increase by more than 100%. My investment in the forex market earned me the house of my dreams.

[@romelo7715]

True! Investing in Forex is very profitable,you just need a good Forex Expert. Last year I made over $ 45,000 from my Investment in Forex.

[@petra3336]

@@rossi2225 Please can you share the contact information of your forex trader? I would really love to contact him.

[@marcmini8137]

number3 is THE MOST IMPORTANT. u dont want to be on ur death bed filled with regrets. im learning to take more action in my life annd get over my annxiety and comfort zone. feels amazing man

[@kathanshah3154]

Every other youtuber : 10 seconds talking about sponsors Graham: spends 10 seconds talking about smashing the like button

[@Louibarr]

Haha smash like that button

[@brianevans4]

He is his own sponsor

[@LindseyObrooke]

That is called reinvesting back in the business. He generates the income he loses on sponsorship by making revenue from like clicks and more subs. (lol I'm kidding but idk maybe)

[@GTOYMPodcast]

Me: 10 seconds of the same introduction on every video

[@CrazySoCalAnimal]

I just gotta say my sister regularly tells me I do the most just to save a buck however this year alone I've managed to become debt free, raise my credit score past 750, and have now been contributing the maximum to my 401k; family has recently been asking me how I learned this and to show them how I did it and now I'm just telling them to take the initiative.

[@thisismiranda5954]

I’m currently working in a call center and I’m terrified of getting a call with a yelling customer or that I won’t be able to do something that is being asked of me. I keep dreading going to work bc of that and I just realized my fear is keeping me from earning more money because overtime is worth almost twice my hourly rate. Thank you for making this video, it made me realize I do need to just do things and leave fear behind.

[@TheMillionaireMindset]

We need a class in high school called “Graham Stephan’s - How to smash the like button & make iced coffee”

[@GrahamStephan]

I wish!

[@RadDadisRad]

Honestly I wish that school taught life stuff like what I see in these videos.

[@TheMillionaireMindset]

Leland Holton seriously! Imagine how many people today would not need to rely on unemployment let alone the government if it was 😳

[@AntwanAhmed]

It would change the youth foreveaaaaaa

[@MartinMcClellanGT]

💯

[@Treck533]

I made it a habit to watch Graham Stephan...

[@GrahamStephan]

woohoo thank you!

[@AntwanAhmed]

Def a good habit ☺️

[@fazelehzmn7018]

And smashing the like button!😃

[@had7100]

Me too

[@jasonmartinez7667]

Same

[@jessesanchez6887]

Graham, these videos that save us youngsters time are the most valuable videos you put out. Time is money and you’re essentially making us money with this information 🔥

[@FinancialBeanstalk]

Things I wish my Grandpa knew. Invest in Apple then gift me 7,000 shares.

[@GrahamStephan]

I wish :(

[@therealfinalsay]

Me to

[@courttower583]

This!!!!! 😂😂

[@VentureAHighway]

hahahah

[@FinancialBeanstalk]

damian hey thanks!!!

[@tyrellmairs4467]

Just turned 21 today and I’m working towards becoming a realtor! This is perfect!

[@Louibarr]

That is a huge step keep moving forward

[@jakauu2315]

Just turned 15 a couple months ago! Currently trying to get 10k networth

[@nasirafahham66]

Same here

[@DAILYbaboomba]

I am currently doing many of these habits in my early 20’s. You HAVE to take control of your own life and it’s up to you to become great! Awesome tips!

[@MalluStyleMultiMedia]

nice...try to buy a small property...I bought my first property at 19...

[@DAILYbaboomba]

@@MalluStyleMultiMedia My mentor actually suggested buying a pretty big property as my first investment, since that one will be the first income I will have from rentals

[@MalluStyleMultiMedia]

Nick Frankich ok, cool. Whatever works out for you..bigger means bigger problems usually ..if you never owned any properties before, it’s probably better to start small... anyways, do whatever is comfortable for you .. just don’t stop ...keep going ..

[@bluetech7128]

How much should be a capital for first rental?

[@DAILYbaboomba]

@@MalluStyleMultiMedia Thanks so much for the advice! We got this my man

[@catalinforcos232]

Discipline is what gets you through when motivation is down. Get disciplined in your spending.

[@GrahamStephan]

very true! Discipline is very important

[@JakeDombroski]

I just turned 18, this video is definitely a wake up call & I trust exactly what you’re saying. I’ve already started to realize a few of these things, and I know I have more realizations coming in my near future.

[@PierceJPeterson]

#1 millionaire habit for your 20s: smashing the like button 😤👍🏻

[@GrahamStephan]

Yesss

[@tylerhank7764]

1000%

[@sirrogeriii9628]

Gotta spread the good word!

[@brandonsmithcpa3353]

Great tips Graham! Another habit I would add would be to READ and implement the strategies from your learnings. I've found that to be amazingly helpful in my life.

[@GrahamStephan]

Great tip!

[@brandonsmithcpa3353]

@@GrahamStephan Thanks Graham!

[@alexchristensen9537]

Great channel! Keep working hard I’m sure you’ll take off! Just subbed :)

[@brandonsmithcpa3353]

@@alexchristensen9537 Thank you so much! I really appreciate that! 😄

[@moneyinthemakin7108]

"I'm begging you" lmao what a guy. Truly a gift Graham is.

[@frankchambers2114]

I just sent this to my 21 year old daughter. Somethings come better from other people. Thanks Steph

[@GTOYMPodcast]

I wish my dad taught me about investing at 21! You're doing your daughter a great service by sending a life lesson her way!

[@WIZRDD]

What a coincidence Graham, my birthday was YESTERDAY! And what do yuh know I actually just turned 20! Saw another comment mentioning this, kinda funny timing. Thanks for the endless advice u provide!

[@AbSYouTubeForce]

Who wants economic info in points

[@MaxS222]

There's so much truth told in this video, usually I don't like videos but for this one you really deserved it

[@ThinkMoneyBenny]

Most important Habit I missed at age 20: Investing In The Stock Market

[@GrahamStephan]

agreed!

[@josephthespaceman3277]

Really

[@MajesticLawnGnome]

Very true!

[@youngfinance6319]

I thought the stock market was risky

[@robertyoung406]

I was 3 years behind when I started :|

[@Krix6426]

I need the "Oh hell I'm starting over at 50 and need retirement funds" vid.

[@amazinglats6020]

Dave Cockayne if it flies floats or fucks rent it.

[@CraigKeidel]

Not too late to get a little GME for yourself. The shorts never closed from January, and signs are pointing that they even doubled down.

[@ckmk93_]

The more I watch your channel, the more I love you. Just know that all your efforts that you put into these videos doesn’t go unnoticed.

[@grehamstephen4664]

W. H. A. T. S. A. P. P + 1. 4 0 4. 9 0 0 2 5 8 5

[@VenomLion]

I figured number 5 in my mid-twenties, changed my life. I used to be intimidated by older people, because I felt inadequate about my own experiences / overall knowledge.

[@JackDuffley]

All 6 habits involve SMASHING THE LIKE BUTTON

[@GrahamStephan]

YESSSS

[@AntwanAhmed]

That’s the first habit you HAVE to HAVE

[@jhnhouseholder]

"Spend your time working towards something and not...away from something." I am well beyond my 20s, but dude, you just changed my life.

[@miguelmercado6827]

"I thought life gets simpler when you get older and start making more money .... No it just gets more complicated ..." 😂

[@krishafyme]

😂😂ikr

[@GTOYMPodcast]

Mo money, mo problems

[@Property_Matters]

Graham: this is really the time where you can venture out on your own, try new things, make money, and of course... Me: smash the like button Graham: screw up a lot along the way Me: oh

[@catrionarannoch]

Same 😂

[@AbSYouTubeForce]

@@catrionarannoch money related content here

[@rogerbettencourt9654]

#5 was so on point. And the fact that you admitted it is why you have almost 2.5 million subscribers. Thanks for the “But Graham’s” too.

[@vanillabreyer]

It's crazy how just being cheap, saving, and investing will snowball a few years later and you'll wake up and have 5 properties.

[@GrahamStephan]

(: basically 😂

[@pkinvesting]

Get some good credit cards, chill out, and JUST DO IT. It's so simple yet so powerful.

[@jessican1804]

Graham I think it is a sign that I watched this video last night. There was an opportunity today that I might’ve passed up if I hadn’t heard you talking about trying and reaching out for opportunities. P.S I have an interview now on Friday. Thank you!

[@ckmknight88]

The “But Graham...” sections of his videos have become my favorite. It always makes me laugh

[@SamKling]

Great video Graham, just started the youtube academy and it's sweet! I really appreciate you putting it together. Thanks! Also love the habits on taking risks!

[@karlcolisao3053]

Sam Kling Am so glad *Veratti100 on telegram* didn’t disappoint me after I explain my order and the situation I was facing,glad he raise me $35000 for just the little I have to invest with him.

[@fikacoffee]

I am 28 and have a friend that's 20. We had a conversation about money and personal finance. I told him that the faster he starts to save and invest the better off he will be in future. His reply was not to care about it, screw retirement and just live in the moment 😅

[@theveteranagent]

So glad I was able to join the military and enjoy the world before 30. These tips are definitely needed in the military community. Like button SHATTERED.

[@GrahamStephan]

THANKS!!

[@Gainzo]

Too late already bought a mustang at 22% APR

[@theveteranagent]

Gainzo8800 😂😂😂

[@therealfinalsay]

The most important thing for you to do is to save your money, and to grow your financial knowledge. Then you can invest wisely.

[@GrahamStephan]

100%

[@mystique809]

Thank you Graham, I’m 28 and I’ve never related to a video so much especially with the potential life changes that’s going on for me right now. All I can say is I wish I knew all these sooner too! Thanks and smashed the like button!!!

[@tristanwright7108]

The main thing is always cut back your expenses and increase your income.

[@GrahamStephan]

100%

[@batiasegal3117]

As soon as I turned 18 I got a credit card, my credit score is now 740+ a year later and this is all because I started watching this channel when I was 17. My only problem is I took out student loans because I was not able to live at home and go to school and the school I go to has given me really great opportunities so I do see it as an investment and yes, not the smartest financial idea but I am majoring in Computer Science and should pay it off within one or two years post-graduation. The loans are also really low in interest rates.

[@SheIsSoRandom]

I was feeling a lil discouraged and this video just motivated me. Thank you

[@LaggMaster]

"What are you doing between 6pm and midnight?" Uhhh, watching your videos

[@didoguy3407]

15 years old and I'm here thinking how I'm gonna be in my 20's 💵 💰

[@Theman-mk6xt]

Invest if you aren’t already, and obviously be smart and think long term (if you don’t know) but keep it up, you’ll be wealthy within time

[@zayanriyaz2661]

Just google dropshipping 👍

[@productivitygod7887]

@@zayanriyaz2661 and become one of those insufferable gurus

[@venomtang]

Statistics say you'll be broke

[@didoguy3407]

@@zayanriyaz2661 Do i work anything there

[@mkfmgaming3019]

I’m 20 going to 21 in a few months and I have a 729 credit score and two open lines! So happy

[@daejharivera8845]

How did you do this ? What was your start

[@dare-xofficial]

Hey graham, you’ve been an inspiration. I’m very close to getting my real estate license!

[@GrahamStephan]

Go for it!

[@wealthstreetmagazine]

How Graham’ always finds a way to inspire in a fun way is breathtaking, thanks Graham! 👏🏽👏🏽💪🏽💪🏽

[@jayjalloh3631]

Mental Energy - "Spend your time working towards something and not trying to get yourself away from something." Appreciate it Graham.

[@grehamstephen4664]

Thanks Man

[@grehamstephen4664]

W. H. A. T. S. A. P. P + 1. 4 0 4. 9 0 0 2 5 8 5

[@Smudgeyy]

I really do feel like I'm at a crossroads in my life with no clue what to do.

[@callmeandy5402]

Same Bro. Same

[@HexNebula]

"Third - Don’t want for things to happen" little blip in the description Graham :) Cheers for the info!

[@mikalas_nook]

I love how Graham and dave ramsey are both super successful but have drastically different views on how to get there. Theres more than one way to financial freedom

[@amolinari9]

Basically just make sure you have read Rich Dad Poor Dad by the time you’re 16 years old 👍

[@sfoxyy3282]

" Only YOU are responsible for making sure yourself stays on track " - Graham Stephan

[@sfoxyy3282]

Graham this video has truly opened my eyes , especially the " don't wait for things to happen" Im so grateful for your videos ❤️✨

[@DollarInfluencer]

Millionaire habits🔥🔥 Let's get it

[@GrahamStephan]

enjoy!

[@jaheimjames5560]

@@GrahamStephan Hey thanks for the video

[@aliciarosevideos]

Can you make a video for those of us who are in our 30s and would like to start now?

[@obusehfaith8857]

Oh that's nice

[@obusehfaith8857]

Mr Sam Justin is obviously the best,

[@obusehfaith8857]

I invested $7,000 and he made profit of $53,000 for me just in 7days

[@obusehfaith8857]

It's not about watching videos and wasting your time on strategies,

[@obusehfaith8857]

He is success story in everywhere

[@CaedenV]

I spent my 20s mostly trying to not screw up. Don't get into too much debt. Don't loose your job. Don't wreck your car. Don't do something that you will regret later. Somewhere in my early 30s I realized that this was not bringing me much success. Sure, I was not doing badly, but I was only treading water and was not building anything towards my future. Took a few years to figure out what I want to do, and am now slowly doing it. Humble beginnings, and it may fail, but even if it does fail it is not going to set me back any further than my previous course, and if it doesn't fail then it will build a future. If nothing else, the failure will be the bones to stand on for the next attempt. Little to loose, everything to gain; a good combo of safe risk towards a decent future.

[@ultimateking1986]

Seriously though, graham gives the best free financial info. Hit the damn like button

[@AbSYouTubeForce]

Money related work here

[@AriaSmithIFBBPro]

Honestly impressed by your accurate bodybuilding reference 😂🙌🏼

[@Ironboost007]

I like the fact that you also summarize the topics of the video in the description, just for that I always leave my 👍🏼

[@ReeceIovine1]

Love my Monday evenings with Graham dropping knowledge! Thanks!

[@TraeRobrock]

"having a little Gary V in your ear"... sounds amazing!

[@HeathSpace]

#6 is so me. I justify it by thinking if I am prepared for the worst possible outcome then I have nothing to worry about.

[@TheMillionaireMindset]

Going to post my homemade iced coffee in front of my TESLA stock 😂

[@GrahamStephan]

:P

[@mrsteve6050]

I'm 18 and have no clue what I want to do with my life. All I know is I want to be sucessful, just don't know how i'm going to get there.

[@Sky1]

Marry that rich girl, her daddy will take care of you! ;-P

[@Everythinganything1770]

totally worth watching the entire video...thank u for such valuable content...!

[@kerrsamson1720]

F•O•R•• M•O•R•E•• G•U•I•D•A•N•C•E•• T•E•L•E•G•R•A•M•••@stephangraham.

[@Uly_24]

I like how lowkey he always trying to hypnotise us into clicking the like button.

[@GrahamStephan]

high-key

[@myfinancialclimb3121]

Graham: Don't worry and waste mental energy on things that haven't even happened yet. I'm definitely the type of person who easily imagines the worst possible case happen and then I run through every possible outcome in my mind and conceptualize how I'm going to deal with something that hasn't even happened yet. Me: *ATTACKED*

[@krishafyme]

Over thinking is such a distraction for me, like I imagine what I going to do instead of what I m supposed to do rn, its hard but I m trying to improve

[@Pelemorra]

Where were you like 10yrs ago when I really needed you the most! *cries* So glad to have your knowledge now though!

[@GTOYMPodcast]

It's never too late to replace bad habits with newer, healthier habits

[@andrew1940]

"What would you do if you knew you wouldnt fail" "If you are not doing it right now becuase of the risks just do it" Omw to Rob a bank

[@imanhaikal9477]

Bruh pls don't do that

[@imanhaikal9477]

Pls don't do that without me at least