How IBC changed Indian Banking Forever saving 3 Lakh Crores ? : Economic Case Study

[@ThinkSchool]

Check Odoo: www.odoo.com/r/3WU www.odoo.com/r/3WU

[@uniqueportal6668]

MAKE A VIDEO ON LADAKH

[@harshakarthik9966]

Please make a video on Andhra Pradesh Elections bro , we are asking from 3 to 4 videos pls do consider bro ,it helps us alot

[@AdityaDongare-ch2zs]

Sir videos in Hindi to easy to understand

[@Ambari_]

Please make a video about Ladakh

[@shobhitchaudhary2393]

Now u guys are biased now U guys don't know ground reality now u r political biased channel

[@pothanadithya3728]

Please make a video analyzing the economy of Andhra Pradesh post-bifurcation and the state's development and economic situation. Comparing the performance of the TDP and YSRCP governments would be incredibly informative for us to make informed decisions. Your insights on this topic would be greatly appreciated! Thanks!

[@harshakarthik9966]

Yes ganesh bro pls make andhrapradesh video

[@gokulyc]

yes, please compare it with other states also.

[@vinodkbg]

After the lok Sabha election. Now vote for Modi.

[@unfilteredwithvarun]

Definitely consider doing it and also any solutions to the flaws to have a better economic development

[@unfilteredwithvarun]

@@vinodkbg kya karega modi akey? Hindu-Muslim division?

[@prasannakumarcooldude7589]

And people say BJP did nothing to the country the thing is none really knows the activity of the govt exactly. Including myself even though I didn't blame the govt i never knew about such innovative and drastic steps taken by the govt

[@BigBoss-yz2kx]

Well said Bro

[@fd6zi]

Pls encourage others to vote for bjp

[@poppyflorist]

There are way way way more governance brilliance that was also done by congress. You would only be a fool if you think that india was running on farts for the last 65years prior. Every party had their own challenges and had their own brilliance. Just to scratch on the surface, congress had to defend its identity from crushing wars and threats from US, Pakistan and China. Had entered into major security pacts with Israel, Russia etc. Provided GREAT energy security, better than what BJP is doing now, with ties with Iran, turkey, Russia etc. Manmohan being the brilliant economic reformist in our country, where the world collapsed around us, twice, in the depressions, india thrived. Brought in nuclear power, made IITs worthy of being direct competitors with major institutions of the world, BAARC, BEL, bhel, hal etc etc etc. Every party had their own challenges. And BJP is still naive in that context. All that being said, I still believe BJP would have greater potential than congress. But if they keep peddling their religious extremism, then they directly support and unnecessary schism that would break india so badly. Something that congress brilliantly managed and slowly,but steadily made progress like a bull.

[@Serotonin-rs5]

Bjp jo 10rs ke kaam ko dikhane me lakho rupya advt me kharch kar deti hai, dusro ke kaam ko bhi apna ginva deti hai, aur tumhe lagta hai ki logo tak baat nahi pahuchti😂😂😂😂. Bhai in "content creators" ke jhaanso me mat aao, genuine news jaan ni ho "the hindu" newspaper padho, yeh ek camera, ek mic leke baithe logo ke behkavo me mat aao.

[@sarvottam4097]

That's why yes Banks fail under the mudi govt

[@harshalgoti264]

I am a Chartered Accountant working in the IBC field. All I can say is people misuse IBC more than for the purpose for which it was introduced. No doubt IBC has helped but to a certain extent only. The more the company maintains distance from IBC the better it is for their future. The only people who benefit from IBC are the buyers of the companies admitting into IBC. IBC is not the same today as compared to 2016 when it was introduced. Good episode. Challenges mentioned at the end of the episode are true. Nicely covered most of the things. Many things have a negative impact also which you have positively shown in this episode. Advocates mints a lot of money out of the IBC processes other than any other person involved in the process.

[@629-Ashish]

All the point you said are correct.

[@MrManojknight]

No policy is always good my friend, it has to modified constantly so that the tax payers money is saved.

[@ramakarupaiah8838]

Yes legal system is rotten Need drastic overhaul of judiciary and bar

[@Akshay-cx6jx]

hmm so do we need to reform the legal system for this thing then?

[@pranayjain._]

Ek aur jhumla

[@nikitajha6500]

Really need more cases on Indian Judiciary.

[@anvivek]

Was awaiting for this episode from long since. Understood IBC in basic layman terms 👌👍🙏

[@garjevikas]

After land acquisition, IBC and GST. Judicial and agricultural reforms are the most needed and most urgent reforms the country needs. These might be the things Modi ment, when he said "big reforms in third term."

[@Darshansway]

in reality India needs mindset reforms, if the govt. is elected democratically then blaming it saying it must have done some unethical is a nightmare for democracy. Secondly govt. must be praised for its good work or else due to shadowing of good things, some state party like SP, TMC or MF would be with full majority. And as you're uneducatedly saying India needs agriculture reforms, search for "Farmers and Agriculture Bill, 2022", and it was taken back due to uneducated people's support to those Cannadian Punjabi Khalisthani protesters, it was clear seeing those videos that they were holding Khalistan logo and symbols.

[@sampadac3408]

As a legal professional working in IBC matters,i would say your analysis is spot on

[@NextDM-gs2eb]

The only channel's notification I wait for 💯✅

[@samsung123451]

Whereas congress is planning to give 50% of the population 1 lakh rupees per year.. 😂😂

[@arsalanrahman3259]

Jhumla hai jaise 15 lakh tha Ab ye mat bolna ki congressi Cause I support BJP But I'll not vote them

[@sagarikaSilverado-ps9kv]

Congress lied to you. There was no promises for 15 lakhs, but if anything that we could earn and save that ourselves.

[@SnehaSingh-qw2id]

And 8k per month which is 96k so essentially 1,96,000 nothing but 2lks per year

[@samsung123451]

@@SnehaSingh-qw2id how did you come up with that calculation? 😂 Rahul Gan*u said he will give 8500₹ to be precise to each berozgaar every month... That's 102000₹ a year.. Which he also mentioned...

[@ItachiUchiha-bz3lf]

​@@arsalanrahman3259 your name is enough brother

[@saishree1340]

As a company secretary student, this explanation is truly mind boggling. Brilliant explanation. 🎉

[@gravinpatel7700]

Videos like these make people aware of the greatness of the minds of the people in India, striving towards the progress of the nation. We need more and more informative videos like these to keep ourselves dived into the nation and the world economy.

[@mathewjoseph9340]

A question that was bothering me seeing all psu banks doing good Well explained God bless

[@rajeshvora5941]

Great analysis thro a simple to understand analogy bro! Again, one of the most important point holding back India is the lacunae in the legal system - the Judiciary with all it's pitfalls. Reforming the Judiciary and the Police is the most important task if India needs to up it's game in the World order.

[@devalthakkar4845]

Wow on point everything 🫶🏻 even the HOUSING SOCIETY example 🔥 i have already studied in Company secretary course

[@ayushjain6575]

Being a CS professional student this video is just peanuts and i feel so happy that its like a revision for me.BTW insolvency and bankruptcy code is such a revolution which has changed the whole liquidation process as well as the insolvency resolution process.One of the issues with IBC is the timeline dates, still the process doesn't complete within the specified time and creates a major backlog in the code.

[@m.s.s.kalyan2116]

As you said, IBC is the one of the best regulations India made. This video will be one of the top 10 Think School's explanations. The example which you took to explain the whole case is outstanding.

[@alviprasadabburu5226]

Banks on average has taken haircuts more than 60% with few cases at >90%-85%. You could have made a complete video with covering challenges or loopholes. Recovery rates are poor through IBC. Please check.

[@shresthkumar1499]

Bjp is the only party with vision,while congress today has become totally castiest and want to increase reservation and make caste based laws 😢

[@dn9416]

Yes excellent new ways of bribery using electrol bonds,use Ed cbi to extort money

[@dn9416]

I would be happy if that Money went into government accounts instead of bjp account

[@FuryGamingZone]

@@dn9416proof??

[@AjayKumar-yv3yg]

​@@dn9416 don't bark here talk with facts

[@karthikreddy8567]

No bro. Comgress is nothing but a britishAnerican servant who wants to extract money from India in every possible way. To make that happen , Indian laws should be very weak and porous so that it can be easily manipulated.

[@kiranv2092]

Yes, I have seen the same in the case of IDBI BANK with NFCL, Kakinada.

[@rimadas1910]

I was literally waiting for this. Love love loved it! God bless you!🖤

[@sakethsreeram6981]

Woww the building example is just amazing

[@Chirag_Kandiyal]

This is indeed the most important case study you have made brother. Thank you!

[@therandomthings6933]

Bro, do case studies on Indian cities(start with metropolitan cities first, then major cities and states ) on their living standards by rating housing standards, roads, drinking water, sewage, public parks, education and health sectors. Currently Bangalore is facing severe drinking water crisis, educating voters and put pressure on political parties on these basic needs very important during this election year.

[@surajraika7821]

its a business channel , you can't expect these things

[@Bhadrakalishakti]

👍👍 👍 👍 suggestion and comment!

[@RakeshKumarGrandhi]

Please do a video on Andhra Pradesh. It's a beautiful state with a rich history, but there are concerns about development. Maybe you could explore both sides?

[@santakumarialuri2170]

Explanation so crystal clear that a lay person like me could understand and appreciate the changes with IBC implementation 😊

[@bharatavarsha17000]

Great video Think school. It was hard for me to understand this concept even though I watched other videos. You've reduced it into small bites that everyone can understand with ease. Appreciate your work ❤🙏🏻

[@harshius2213]

It's failing - banks are still not allowed to keep shares of the company if the company defaults on the loan bro - standard anywhere in the world. Let's say you take out a 1000 crore loan but repay only 600 crore but bribe 100 crore still you can fraud 300 crore. IBC reduced the fraud from 1000 crore to 300 crore but banks must be allowed to keep 400 crore worth of shares instead of loan bailout by government sir

[@mlg5015]

Seems you have made very pertinent lapse in the code. I am a layman could you please elaborate with some example. Regards

[@SJH243]

Totally in love with thinkschool. What a fantastic explanation!

[@prafullbarote4715]

Perhaps a Chaiwala handled the economy better than the world famous economist 😅😅 Modi hai to mumkin hai ❤

[@sujaysawant868]

Wow, odoo is now sponsoring them... I did watch the convo between odoo's founder and sharan a few days back and man i was amazed by that man's idealogy❤ Keep it up Thinkschool, u're just doin' great things!!!!

[@nikhilmathew1188]

What a simple explanation bro.. well done

[@LohashLakra]

Hi I am a Business Owner and I settled the debt with the Bank last week, it took approx 3 years. But finally its settled. Let me know if you are interested to understand how does the OTS (One Time Settlement) and Bank + Legal Framework working.

[@saurabhkesharwani6143]

Good explanation! 👌🏼 But! - I was an FD holder (creditor) in DHFL and lost the major chunk of my money, when it went to IBC. 😒 The deposits were guaranteed by the RBI and the RBI instead of fulfilling the guarantee, simply forwarded the case to IBC. And many FD holders had to suffer losses. 👎🏼 And another example is SREI Infra, where as well my money is stuck and I am yet get updated on this issue! 🙇🏻‍♂️

[@simplyneelam333]

Excellent explanation. Also thanks for the last part wherein you showcased current 2024 scenario.

[@1987sureshyadav]

Make a video on Medical n Pharma industries and their mafia...how they destroying common man earnings

[@nishikaagarwal3300]

Being a CA Final student, and having read the IBC myself, I must say that the technicalities that you went into were amazing. Very simply explained 👍

[@saurabhsuman2960]

Wow , you had made it. Numerous time I had commented on your video. Thanks for the video and your hardwork

[@vinukrishnannair]

And we had all these flaws from last 60 years when India was ruled by Congress which had PM's who were economists like Manmohan singh etc. but a chai Wala had to come and fix it all.... Still free Indians call our beloved great pm Shri Narendra Damodardas Modiji uneducated and monarch😢.

[@s.d.0]

now THIS is the type of vdo. why I subscribed to this channel.

[@bimalprasaddash8651]

First make a video on State Centre relation on financial services, transaction of resources taxes and finance commission .

[@atharvsp189]

How Simply He Explains Complex things through story

[@bimalprasaddash8651]

Make video on different sectors like banking , manufacturing ,market set up

[@bimalprasaddash8651]

Make a video on pharmaceutical industry and their medicines branches testing ,food sector testing regulations .

[@KhadimBrothers]

Hi Sir, Big fan, salute to your channel and videos

[@saieaswertej]

Kindly make a video on Andhra Pradesh election. 1 party vs 3 parties combined.

[@arkkhanna8806]

Being a lawyer I liked the last sentence. "The big legal bottleneck" 😂😅. The process is not as simple as you say but yes, it is better than the pre-2016 era.

[@sirigiripremkumar2432]

changing the perception of individual knowledge and ideology through case studies. greatful for your videos

[@uniqueportal6668]

make video on Ladakh

[@utkalkumar1255]

It's a business and economics channel not political

[@shradheyagaikwad289]

Then why bjp report card / black paper video ​@@utkalkumar1255

[@shaileshmaurya3173]

I can understand pain in your stomach..can't digest indian growth done by current government.

[@dhruvgoyal7116]

your editor is really good man really good animations. and of course the content is top natch too

[@allukumar9473]

Ganesh could you please cover about construction of highways. I know you spoke about it before, but I recently got to know that the metrics used to calculate was converted from distance-km to lane-km in 2018, which could be why we see a major difference between the numbers during upa and bjp rule.

[@anandhselvan173]

Good Governance BJP

[@satishkalyankar9529]

Tamilnadu ??

[@Ambari_]

Mr Andhabhakt please make video on Ladakh 😊❤

[@shishupalsingh7884]

Compare isro budget before 2014 and now from gareeb scientist video,if you think this government is useless

[@shishupalsingh7884]

I am also a supporter of Sonam wangchuk

[@Ambari_]

@@shishupalsingh7884 Also see how much tax money has been cut for South India! ☺️

[@abhinaysingh8306]

​@@Ambari_lol, maharashtra+ gujarat alone contribute more taxes than the whole of South india combined. Don't talk rubbish things here

[@Abbas_abbu]

​​@@abhinaysingh8306If Gujarat pays 100 rupees, it will get back 48 rupees! If Karnataka gives 100 rupees, 14 rupees will be returned 😅

[@theOptimisticCoder]

Wonderful & simplest explanation of IBC!!

[@deepakpeaky]

Judicial Reform very much needed

[@-SrirangaMattam]

Ganesh bhayya please reduce your communication master class ads on yt, PS: as always best episode and well researched video

[@b.techguys]

Thank you to the brave minded people

[@samrajeshini]

Seriously! How can u explain this so easily? Keep it up Ganesh

[@lakshmimahesh8702]

Explained lucidly. Please continue telling all matters in future in the same way. My best wishes.

[@Sams_Uncle]

Marvelous job Veeré! Simplification at its best! Judiciary is useless to the neck. Their inefficiency is -98%. RBI is in good hands. They must have their own judiciary branch for these cases. Legal systems lack the expertise in almost every area. If you know the aviation regulations systems in USA, it’s more a less BOEING’s or relevant companies people. Even though, they are corrupt themselves, at least not at crazy as our legal system.

[@nikhilmehta2427]

Amazing content, Ganesh! Keep up the good work.

[@pragyaarya7911]

Can you please make a video on Ladakh, what kind of projects government is bringing in Ladakh and why Ladakh is protesting against it. And how it will impact India’s economy and Ladakh’s people.

[@CCGTRAVEL]

Good that you showed the culprit, Raghurajan.

[@eleswararaomylangam2806]

Thanks a lot Ganesh. You always give excllant information and educate the people.

[@npr33]

please make a video also on why Head and Shoulders sells more than other brands- I do not have stats but I assume it should be the leader and if it is not then who is and why-- including their marketing strategies in the past 10-15 years.

[@AdityaSinghai-su5om]

great intro video to understand the concept! very helpful!

[@samachaar4all.i]

Informative video, should have included the watershed arrangement and ppirp as well, may be 66% voting required to pass the resolution plan increases the time frame of the whole process...🤔

[@samikshagoyal7707]

PLZ make a video on Commitee system of money. I see my society aunties doing it.

[@shivasankaran1576]

What about Depositors? When Bank goes on loss due to big man not repaying his Loan, how the CA, SB, RD and FD depositors money will be protected and how their hard earned money deposited with such bank can recover their deposit amount? Kindly reply.

[@unmeshbhagat3389]

Can you pls explain sovereign gold bonds

[@pranavgaonkar8660]

Thinkfisher - The Economist of All Times

[@captain6966]

Thanks Ganesh bhaiya . I have studied this at several but never got this in subconscious mind . Thank you .

[@deviprasadgharpehai3315]

The Harvard business school of india❤. Thanks for always such full of knowledgeable nd very informative videos this helps as a lot bhai❤.

[@psquare2260]

Very well explained. Great example is used in the video.

[@Pratik0111]

Black paper???

[@sagarkhetiya3822]

Hi, please make a video on Anil Ambani, how from 8th richest person to file for bankruptcy what the wrong steps he had taken or not go with the pace of market mood and now we saw some debt re-structuring as well. can you make a case study on it.

[@harshitrathore8524]

Since the IBC now encourages resolution of issues in bankrupt companies. Mediators can very effectively increase number of resolutions and reduce the time. This would also shift the burden on judges while providing alternative source of income for lawyers.

[@SamprashnaJSB]

Please make a video on the statements of Raghuram Rajan... are his statements of any value? I want to know

[@paulj625]

I believe the next overhaul in our system should be to the legal system/ courts of our nation

[@vedapraneet580]

Hi Think School, Big Fan! I am watching your case studies and videos for the past one year now. It gives me clarity on the policies and case studies open up my ideas. But I have been watching recently that in the run up to the General Elections 2024 the content in the channel has changed from business case studies to analysing the government policies which tend to be economy related. It's just a request from my side, in this era of purely biased satellite TV channels KZbin channels like you are diamonds who give pure content to us based on facts, so kindly make videos on policies before 2014 as well so that the viewers will get a neutral view and they can judge the facts. Policies like MNREGA, Aadhar, Food Safety Act etc have been made long back but these policies have saved India during COVID and kept the economy strong and please also do videos on best policies from different states as well. Like in Tamilnadu Naan Mudalvan , Telangana Raithu Bandu, Andhra Pradesh Naadu Nedu, Odisha recently Bill Gates visited the agriculture tech etc . It's nothing in support or against anyone, it's just a request from my side to kindly do a 360 degree analysis from central to state and from present to past. Thank you😊

[@surajitbhattacharjee9286]

Great to see you making such informative topics and rightly explained with examples and theory. Great.

[@y3ksubroto]

Great video, good explanation. I would like to share some facts regarding this topic. During the peak crisis (2018) in the Indian Banking sector, PNB was having GNPAs of 18% (meaning: for every ₹100 loan they were giving, ₹18 was default). And this was bad....very bad for the bank. But cut to 2023, the GNPAs have come down to less than 2%, thereby increasing the profitability of the bank. And this is not the case with just PNB, all other PSU banks like Canara, Bank of Baroda, etc., increased their profitability, reduced their GNPA levels, increased CASA ratio, etc. So Arun Jaitley ji & now Nirmala ji have literally saved the Indian Banking sector, especially the PSU banks, which lead to investor confidence, increased FDIs & growth of Indian economy

[@spg6651]

Brilliant -- Kindly Cover ESSAR STEEL case also

[@pritamghosh4158]

Frankly You are not ordinary.. You are sharing golden contents which only IIM has for their Kids.. now you dont have to crack CAT to go for such informations..

[@vikramlebron341]

As a law student there is no better video to understand IBC, if you would have included some sections and case laws, the whole law student community would've jumped on this video one day before their exams.

[@rupamghosh9355]

Nice explanation about the IBC process vch many common person on street like me might not b aware of. & as always very informative video. Keep up the good work bro & thanks for coming up with such brilliant videos 🙏👍

[@wealthofswing1494]

Plz upload on Amway business model

[@SSharmajii]

thank u for this video, waiting from so long.

[@ekanshsaraf8615]

Seeing the problems in IBC of high but better average case resolution time and low but better resolution rate, I think IBC is also driving complacency among businesspersons in India. There might be a higher fraction of Bad Loans. Somewhere, in addition to the 1 Cr cap, IBC has to be selective in taking up cases or increase their workforce.

[@kkrkkr3531]

In one line,,, banks transfer the pressure of govt directly to the indian common man. Govt is least bothered abt meddlie class.

[@prasanthpr274]

Yeah...that's one side...another that you missed is Indian banks are not risk takers...that's y they don't grow like foreign banks do

[@angadkhandekar8280]

Appreciate all the research done for making this video 👏👏.Nicely explained

[@MrRathpri]

Great video. Very well explained.

[@ShirishRatnaparkhi]

Excellent as always.. 🎉

[@bhanuukumargupta5538]

one of the best KZbinrs who focus on quality not quantity👍👍

[@x_man007]

Also cover negative there were cases where companies purchased assets in dirt cheap price by monopolies bid like patanjali bought Ruchi Soya and it converted 10X in 1 year, reliance (Mukesh) bought dirt cheap (Anil)

[@proudhindustanihindu2725]

Love ur contents Yaar♥️.....Bro recently India touched 1 billion tonnes of Coal production.....which made us much closer to Atma Nirbhar towards coal.....but this was made possible because of reforms in coal policy since 2014 just after SC judgement on Coal scam.....after which GOI introduced many reforms for eg :- Agenda on Coal 2021, Mines & Minerals regulation amendment 2021....etc...which helped us to become self reliant in Coal..... Plz make a video from scratch....on this topic....in a comprehensive manner.....so that I have a note on it.

[@saichavan7781]

Please make video about fintech as well

[@b.techguys]

Great explanation, l I love our government

[@rajaakashkumar7099]

Ladakh ki news per bhi cover kro na Bhai kiya ecological impact hogga

[@swaroopramesh3248]

Ya its important. But from an economic stand point i dont think u r in the right channel for telling this. Ask Political channels for a info video.

[@aakansha353]

It's an economic issue because of rich mineral potential of the region.

[@anuraggupta9530]

00:04 IBC revolutionized Indian banking, saving 3 Lakh Crores 02:07 Indian Bankruptcy Code is a revolutionary economic policy 04:15 Before IBC, Indian bankruptcy laws were complex and messy. 06:09 Lack of coordination led to financial distress 08:15 Introduction of IBC significantly improved recovery rates in Indian banking sector. 10:12 Initiation process and key roles in insolvency under IBC 12:13 The Insolvency and Bankruptcy Code changed the way Indian banking operates. 14:10 IBC enables companies to liquidate assets, pay off debts, and save stakeholders 16:09 IBC improved recovery rate and reduced insolvency resolution time in India. 17:56 IBC brought drastic improvement in legal procedures and recovery rate in Indian banking