HOW MUCH MONEY I MAKE AS A JUNIOR DOCTOR UK | HOW MUCH MONEY DO DOCTORS MAKE (MY PAYSLIP)

[@Kiran.Morjaria]

Is this more or less than you thought? Thanks for watching guys, I'm trying to be as transparent and open as possible. If you're new here, make sure to SUBSCRIBE and join the team: kzbin.info/door/828i7E7He3PWOIIhVjqeWA

[@nishadhokia1249]

I think amount of hours you put in and hard work too, for my thought it’s less.🤔

[@yasharma03]

Way more then i thought 😂

[@Kiran.Morjaria]

@@yasharma03 Oh really! What were you thinking?

[@yasharma03]

@@Kiran.Morjaria in india it's very less, about 6 to 8 lakhs.

[@yasharma03]

@@Kiran.Morjaria tell us more about your life, daily life, how u reach England and all.

[@NursesToRiches]

I love it when professionals are so transparent with their income. It allows us to put things into perspective and negotiate our salaries wherever possible.

[@Kiran.Morjaria]

Thanks!

[@drashmaria]

So kind of you, people never like to share such information. You are absolutely wonderful

[@Kiran.Morjaria]

Thank you so much

[@Raj-ul9my]

if u work for NHS as any care worker, you will not make a lot of money unless your a consultant or a senior surgeon or some other high paid specialist. Its a public sector working environment so dont expect to make anywhere near as someone who has their own business, (Sole Trader) I mean.

[@vishuclimber3412]

@@Kiran.Morjaria in india currency your salary

[@thepropertyhustle38]

Love, love, LOVE this! We need more honesty and transparency like this about salaries across all industries! Thank you!

[@Kiran.Morjaria]

Of course, especially in the public sector! Thanks for watching

[@AcctistaZ]

"That's a compromise that we have to make and something I'm happy to make to have free healthcare in this country". I hope you realize how deep of an impact and how appreciated what you said is. Earnings can be improved but personal health can not. As a UK citizen, I aplaud and thank you for your service. I hope you'll always see your profession as a valuable service to the public

[@Kiran.Morjaria]

Thanks AcctistaZ, many comments on the video talking about how much tax we pay - but in reality to have healthcare free at the point of use like this, and the speed at which we do emergency treatment and surgeries is actually amazing. I appreciate you taking the time to watch my videos

[@johnbrown-um3lf]

@@Kiran.Morjaria I guess this is just a small part of the story !!! With time and experience you definitely will end up with much more money in so many different ways !!! Plus you've got so much mobility to live anywhere within the U.K. and still have a great job

[@Kiran.Morjaria]

@@johnbrown-um3lf Yeah agreed, flexibility to work anywhere, job security and a small increase each year

[@noeleenjoanne]

It’s disgraceful how much healthcare professionals earn! You all deserve so much more, such hard working individuals! 👏🏻 very grateful for you 👏🏻

[@Kiran.Morjaria]

Thanks Noeleen 👌🏾

[@taffyterrier]

Overpaid.

[@f9oeks965]

@@taffyterrier why are you everywhere?🤣🤣🤣 you must be someone who failed to become a doctor so you cry about their bad wages everywhere. get a life

[@AG-so4gl]

All walks of life work hard

[@EdMiller1993]

Ive had Hemiplegia since birth im so thankfull for the NHS, the system needs looking at and adjusting, but I feel without the NHS I wouldnt be where I am today working for myself paying my bils / tax and cycling to a decent level thankyou to all NHS staff ! x

[@Kiran.Morjaria]

That’s very kind, stay safe!

[@siddharthsinghal3574]

We all know that one has to be totally insane to work as a Doctor or a Teacher in the UK in terms of earnings. But it's so humbling to see people who can think beyond money. Thank you.

[@Kiran.Morjaria]

Thanks Siddharth, appreciate the comment

[@paulmoutray9180]

You misspelt humiliating , as humbling

[@Kiran.Morjaria]

@@paulmoutray9180 oh gosh Paul, I’m going to need some ice for that burn

[@MrBloggs1970]

That is so untrue. Try working in aviation where hundreds of thousands of lives depend on the skill of workmanship to ensure an aircraft is safe.Since Covid I have lost 5 months of pay from the decimation of my industry. No help from the government, not a penny! I can only dream of earning this kind of guaranteed income? I have to travel 700 plus miles a week to earn anything close to this money now and pay for my own accommodation, fuel and expenses since the new IR35 rules. No tax payer subsidised pension either? Just living week to week!

[@TheLinkedList]

@@MrBloggs1970 exactly, so many people who work in the public sector seem to think private industry workers are raking in the money! It couldn't be further from that! An NHS admin easily earns 2x the salary or any private sector role of equal responsibility. And that's just the simplest example! It's the CEOs and board members who make the money in private companies, not the every day worker.

[@bollymelody4309]

Myth : It’s all about money Reality : It’s about the feeling when the patient vomits on the shoes which my mum just bought - Dr. Kiran Morjaria

[@Kiran.Morjaria]

We should put that on a t-shirt

[@aga5897]

@@Kiran.Morjaria Which part ? the Sentiment or the vomit ? ;)

[@shreyasbl1420]

Lol

[@sharonwaite8731]

Thank you so much, but it’s just not enough money for all the hours you do, and all the lives you save, there isn’t a price on that. Thank you all as it’s obvious you do it because you have a beautiful heart.

[@Kiran.Morjaria]

Thanks Sharon, appreciate it

[@jonnygti]

I’m shocked at the amount of deductions you had aswell! I thought I was being robbed, you’re being robbed, AND tied up and slapped around abit 😲😂

[@Kiran.Morjaria]

Hahaha thanks Jonathan

[@EmilyIlett]

I’m not even training to be a doctor but I found this so interesting!!

[@Kiran.Morjaria]

Thanks Emily!

[@sosSylv]

Same here, Thanks Dr.!

[@Gracebarm]

Same

[@cocolade99marmie]

I am not going to lie this is a lot less than I thought, your deductions are very high and I do think you deserve more .....you should not have to become a consultant to earn a decent wage! Very honest of you to do this and it is eye-opening.

[@Kiran.Morjaria]

Thanks Joanne, appreciate you taking the time to comment

[@davidlucas3538]

Beautiful 😍 comment! Hello Joanne how are you doing today I hope that you are enjoying the weather conditions?

[@taffyterrier]

Overpaid.

[@f9oeks965]

@@taffyterrier found the failure again

[@taffyterrier]

@@f9oeks965 Doctors are overpaid.

[@harrysarada2710]

THANKYOU so much mate! I’m only just doing my A-levels this year, hoping to go into a medical profession. You’ve given me more clear information that google, and the uni I’m going to, have combined. 👍👍👍

[@Kiran.Morjaria]

Thanks Harry, glad you enjoyed it! Best of luck with your applications/A-levels

[@notestudygcse3599]

This video is very insightful! I’m about to do my alevels in September and then study medicine to become a surgeon and this helped me to know more about my dream job !

[@Kiran.Morjaria]

Thank you! Good luck 🤞

[@taffyterrier]

Dumbed Down Doctor.

[@ChromaticaForever]

Not watched the whole video yet, but I'd safely say, it's definitely not enough for the amazing, life saving work you do every day. Thank you

[@Kiran.Morjaria]

Thanks Louise

[@knucklesamidge]

1:35 “I did 173 hours this week” wow that’s 25 hours a day! you’re an extremely hard worker

[@Kiran.Morjaria]

Thanks 😂

[@scotland369]

Whats the explanation then? You obviously didn't work 173hrs a week......?

[@nathanreddofficial7336]

I think it’s a month

[@laurenknight1079]

@@scotland369 It is based over a month, he clearly explained this as his monthly wage slip, but said week by accident. No need to jump down the poor guys neck.

[@LankyLiam]

Poor lads never been asleep haha

[@latinoheat447]

I love how transparent you are. As a resident of the U.S., I find it extremely interesting to see what people earn all over the world. Thank you for inviting us, strangers, into your life.

[@Kiran.Morjaria]

Thank you, I'm glad you saw it this way and that's exactly what I intended! Welcome to the channel

[@MaryMagdaleneMagdalene]

How much do residents in the US earn

[@ikseason8288]

@@MaryMagdaleneMagdalene Around 64k usd per year

[@alex30558]

Doctors deserve all the money in the world. Please continue keeping us alive and get paid well!

[@Kiran.Morjaria]

Cheers Alex

[@pariap8087]

In our country as a doctor, if we try for a payrise we will get scolded

[@mrs1673]

Respect to you Kiran, it takes a huge amount of courage and jelibis to put content like this together. Please continue your passion of creating on KZbin plus saving lives. Soon be on 100,000 subscribers and you will be sharing your knowledge to the world. Well done mate.

[@Kiran.Morjaria]

Courage and Jelibis made me laugh 😂 thanks for the support - see you at 100k 💯

[@kishanlakhani5401]

Thanks for the video, very useful! I’m a third year medical student - and this has helped me map out the future. Appreciate it

[@Kiran.Morjaria]

Thanks Kishan, is this more or less than you thought? Good luck with your training dude!

[@KC-iw1vp]

Hi Kishan😊, perhaps you would want to join our group: Women in Healthcare UK Group: facebook.com/groups/328124504305176/?ref=share and Like our page: facebook.com/WomeninhealthcareUK We talk about support, mental health, and women empowerment as working in the healthcare sector. Your ideas, coaching, and encouragements are highly appreciated and will be a great addition to the group.

[@KPAKZ18]

Your doing a great job, pray your wealth increases even more, as healthcare professionals your investing in the sick and that's priceless.

[@Kiran.Morjaria]

Thanks Omar 🙌🏾

[@SG333_]

Appreciate you being so open and candid! This is very helpful!

[@Kiran.Morjaria]

Thanks Sarah! Of course

[@stephenjackson6949]

Popped up in my recommended videos to watch, great channel and the hospital you work at is down the road from where I live.

[@Kiran.Morjaria]

Awesome! These are old scrubs from years ago so I’m no longer there

[@jiffyreader6980]

I didn’t realise how underpaid doctor are! You deserve so much more than that!

[@jackierose8990]

You mean doctors in the uk cause the USA pay checks look good to me

[@jiffyreader6980]

@@jackierose8990 yes I’m British and am referring to doctors in the UK. Our doctors work ridiculously long hours and make such a huge difference to people’s lives everyday and this is what they get paid?! Smh

[@jackierose8990]

@@jiffyreader6980 I agree

[@Kiran.Morjaria]

Thanks Jiffy!

[@MrBloggs1970]

I don’t think he is underpaid at all and neither does he. Every year he works this will sky rocket North! It just goes to show that doctors and nurses are paid for the hours they work and not unpaid for overtime! Nice video.

[@rosetinman6054]

Thanks for making this video - it's really insightful. I'm currently studying Biomed and will be applying for medicine this October. I honestly thought that doctors made a lot less than this (like £24,000 for F1/F2) so this was really interesting to find out!

[@Kiran.Morjaria]

No worries Rose thanks for watching! “Basic Salary” is misleading and is usually only like 75% of actual pay

[@roxannacaruana1699]

This was the case until recently, I was on about basic £22k as an F1 back in 2009.

[@Kiran.Morjaria]

@@roxannacaruana1699 Yes thanks for clarifying, I’m on the new contract!

[@junehitchcock170]

@@Kiran.Morjaria I have always though £22k to pay young doctors was disgusting. Glad you have new contracts.

[@okiamyacine664]

Same, preparing for UCAT and GAMSAT

[@ralavi]

Thank you for your transparency!

[@Kiran.Morjaria]

No problem Ryan, thanks for the comment!

[@av6076]

Yes my g, same vid 😂

[@sjdecosta8186]

As someone looking to enter medicine through the graduate entry pathway this is really helpful to know! Thank you

[@Kiran.Morjaria]

Glad to help, thanks for the comment SJ! What was your undergrad?

[@sjdecosta8186]

@@Kiran.Morjaria just seen this! I study Psychology w/neuroscience before a career in Youth Offending, Exploited Children & CAMHS. Hoping to hear good news in the coming weeks after interviews!

[@buNTYdatTa]

Bro certain doctors in india earn 3 times this and i am not talking about the good or the great ones. I am a doctor (cardiac) and i earn more . Just saying u guys deserve more for the effort you put in week after week. Loved the content btw.

[@Kiran.Morjaria]

Thanks man, appreciate the comment and you supporting the channel

[@c3realK1ll4h]

I dont think so, this is entry level salary

[@sahilofficialofficial2296]

In india doctors get paid peanuts right?

[@taffyterrier]

Overpaid.

[@Imad.nazir78]

This is a really good video. Well done and thankyou. Production quality and delivery is so good, I watched till the end without losing concentration. The content was very useful as it helps us as medical students to know what is coming. Pls do a part two, talking more about costs

[@Kiran.Morjaria]

Hey man, I really appreciate your constructive feedback. It takes a while to make these videos so it’s great to know that you’re finding value from it! Regarding costs, would you want to know what my living costs are? Or anything specifically?

[@Imad.nazir78]

@@Kiran.Morjaria yeh so living costs and all the fees you have to pay. Basically how much money you have spare at the end of each month

[@Kiran.Morjaria]

Cool man, I'll definitely do this in the next month or so!

[@shivamnaik8166]

1:34 "... I did 173 hours, this week at basic pay" Hours in a week: 168 I knew doctors were busy, but I never knew they were so busy, they worked more hours in a week than there ARE hours in a week.

[@yungreece6470]

he meant month, its a months payslip. Stop dragging the guy

[@AlinaMolnar2024]

Him say in a week 🤔🤔🤔🤔🤔 173/7=24.7 something telling me to no believe this guy but i have hugeeeee respect for all doctors and nurse .This guy in him age need more specialisation in medicine not youtube.

[@Kiran.Morjaria]

#Superhuman

[@Hsjsjshshshs]

The government has been squeezing and cutting doctor pay the last 13 years! Absolutely appalling, 15% pay cut in real terms(inflation since 2010). Plus student loans. Dear future doctors, medicine is no longer a high paying job! Your pay will be cut even more in ten years. Go into engineering and finance, pay is increasing year on year and isn’t controlled by the UK government.

[@Kiran.Morjaria]

It's a bit late for me to change now but appreciate what you're saying Hassan!

[@princessnosa2438]

GP Registrar ST3 here. I know how it feels. And yet people see us and think we are swimming in money. Most of us are in it because we are passionate about saving lives, no more no less. The deductions are mental .

[@Kiran.Morjaria]

Thanks for the comment, agreed!

[@bethiescot]

Omg!! You are the most honest person I encountered showing the exact number of wages and explaining every inch of the detail. It helped a lot to know for us. Thanks for this detailed video 😊👏🏻

[@Kiran.Morjaria]

Thank you, glad you found it helpful!

[@Mammothsister]

Thank you for braking it down, really interesting. Medical professionals are quite underpaid in most countries, I guess. As a vet with 4 years of experience in UK I earn 31k a year, new grads usually get around 24-28k. And nurses are paid even less (both in human and vet medicine)

[@Kiran.Morjaria]

Vets have a tough ride, training is long, work experience is long - but they tend to love their jobs!

[@davidlucas3538]

Beautiful 😍 comment! Hello Julia how are you doing today I hope that you are enjoying the weather conditions?

[@shaduwy]

Great content. I’m amazed at how honest and down to earth you are about being a doctor. I know allot that think are above others just because they’re qualified and work for the NHS. I think being a comedian has helped to not take yourself too seriously and realise it’s still a job just like others with own trials and tribulations. You will go far in life I’m very sure and money will get better with time and experience Pal. You’re appreciated immensely over this side….

[@Kiran.Morjaria]

Thanks Shaduwy, really appreciate the comment!

[@lavendarfiona9443]

Considering the amount of hours, level of responsibility and expertise needed to be a doctor this is crap. So underpaid. I have so much respect for junior Doctors, junior doesn't mean less valuable you should be paid more. I struggled for 10 years with illness and it was junior doctor that crack it and a junior surgeon that operatated on me and I couldn't be more greatful to them both. They gave me my life back.

[@Kiran.Morjaria]

Thanks Lavendar

[@selina1569]

its better than no job. be thankful that people even have a job. millions of people lost their jobs due to the fake pandemic and 40% of small businesses will never open again. just thank god you have a job and not on the streets begging.

[@theandroids]

Props to you for sharing. And even bigger props for not dragging out the vid by giving the total at the end.

[@Kiran.Morjaria]

Cheers, appreciate it! Makes it easy for someone just there for the number

[@PasionDeArgentina]

I knew this all along, wanted to be a doctor, studied medicine very , very hard , even excelled in my classes but really dont know why I left all this in the middle, and became a financial analyst (I've always been good at speculations), looking in the retrospect, I think medicine was good as a hobby, but not much so as a profession.

[@Kiran.Morjaria]

Really interesting story, thanks for sharing!

[@stupidrahul9912]

So you became financial analyst after completing medicine?

[@PasionDeArgentina]

@@stupidrahul9912 Yeah, left the medical classes after two years , did FRM and CFA (till level 2) ,

[@stupidrahul9912]

@@PasionDeArgentina cool , i am in 3rd year told my family to leave medicine but they are forcing to continue , wanted to do CS .

[@geekafreak]

This is very interesting. Thanks for being transparent. I think that its a decent amount for this stage of a public sector role.

[@Kiran.Morjaria]

I agree

[@mokhan9436]

Damn I feel for you bro you work hard and get robbed.im a paralegal in law,I take home 2300 pounds and I save ,1k a month.

[@Kiran.Morjaria]

That’s cool to hear though

[@Imranahmed-tk9ci]

such a nice video and well explained - deserves many more views in my opinion hats off to you to help out others - bless you

[@Kiran.Morjaria]

Thanks Imran, appreciate that

[@amirrashid6267]

Hey Kiran, nice video! I'm a final year medical student and have been looking into FY1 pay recently - was expecting it to be a lot less than you quoted based on figures I have found

[@Kiran.Morjaria]

Hey Amir, great to hear from you! It's pretty variable between where you're working and what kind of rota you're on but this is my experience from my hospital! Also much more than I expected when I started, best of luck with FY applications

[@elinefalcao9973]

It was exactly what I expect. Very nice video. We generally forget about all the taxes and all. Thank you.

[@varijakoppolu25]

Thank you so much for making this video! It's interesting to see how much a Junior doctor actually makes. 😊😊 i never knew how much was actually deducted as tax! Really informative video. 😊

[@Kiran.Morjaria]

Thanks Varija, it’s a lot but you hardly notice it as it goes out before the pay even reaches you! Appreciate the comment

[@varijakoppolu25]

Ahh I see! Looking forward to your next video. 😊

[@Kiran.Morjaria]

@@varijakoppolu25 Thanks!

[@Drzeezy]

Love the content dude. Its a good break down and people who come to UK after doing their plab exam they know what to expect in view of salary and lifestyle

[@Kiran.Morjaria]

Thanks man

[@HBFREEWORLD]

You seem so honest , I’m going to share this with my friends who are in the same profession. During the pandemic 😷 from What I have heard so far, practice owners have made a lot of money (tax payers ) the unethical way while associates have suffered financially and have been asked to work long hours , while practice owners are scamming the system and contribute the least . No wonder none want to be a NHS bound servant .

[@Kiran.Morjaria]

Thanks for sharing!

[@marianlenehan9618]

very informative and wonderful to see someone being so open about earnings! Thanks

[@Kiran.Morjaria]

Thanks Marian!

[@thrilla72]

I honestly feel that healthcare professionals should have certain expenses taken care of. The amount of work you do and the toll it takes on the person is extreme. Thanks for sharing. Would be interesting to know what you plan to do financial to secure yourself. As it must be tempting to splash out and enjoy your hard earned money?

[@Kiran.Morjaria]

Some things can be frustrating, like paying £30-50 per month to park at hospital, extortionate hospital food if you wanted to buy lunch etc. Generally I try and put money aside each month into an ISA, also we just bought a flat (still in the process) so that’s where our invested money is headed! I also spend way too much on kit for KZbin (lol)

[@taffyterrier]

Overpaid.

[@Tomasfc570]

Wow that’s so honest, a honest vídeo and a reference for us the future doctors to handle our loans correctly... thanks for sharing this... 🙌🏾

[@Kiran.Morjaria]

Thanks for watching!

[@beebuzwedro7543]

I feel so bad I earn more than he does now and I work in a bank. The world is actually sick the fact docs and nurses don’t get paid what they should but a banker gets shit loads

[@drborristrumpjrvii2956]

as a juniour docter you get paid less but once you become consultunt you make £80,000+

[@Jthaw-mp7ew]

@@drborristrumpjrvii2956 That’s only after around 15 years of education and training though so the earliest you can be a consultant is around 34. Not so great when you realise bright potential medical students could easily become top investment bankers or barristers and make that kind of money in their mid 20s

[@Kiran.Morjaria]

It would be interesting to see what you’re on Beebuz, maybe you need to make a video! Thanks for the comment 👋

[@AkhiDeia]

loved the last part about the Health Care. It may not be the best but it's the best out there ! NHS

[@neeladuggal8581]

Hi! Your (Indian) American counterpart from across the pond. Great video, I was curious how doctors are paid in European nations, especially UK, and your video broke it down well. I am beginning residency next year and I think my salary is actually pretty similar to what a junior doctor makes in the UK. However, medical student loans and attending salaries are quite different between UK and US, so it would be interesting to compare those.

[@Kiran.Morjaria]

Hello from across the pond Neel! That’s interesting, I’ve always though that doctors in the US earned more - when does the pay start to increase? And how do the student loans work there? Nice to meet you 👋

[@lexiscott6748]

This is so helpful, I’d love to hear more on finances as a doctor.

[@Kiran.Morjaria]

For sure, what specifically would you want to know?

[@adityaprakash3920]

Great Video Love the Work, Dont worry your subs will increase!, Thank you for the great Insight.

[@Kiran.Morjaria]

Thanks Aditya, appreciate the support!

[@nelm8257]

Fair play dr.as long as it pays your Bill's and you enjoy your work .Respect..

[@PaulDavies4]

Great video, though it's also worth pointing out millions of British workers are on £8.91 an hour and taking home £300 a week to pay for all these public sector wages, and their gold plated pensions. There does need to be some perspective here.

[@Kiran.Morjaria]

Yeah I agree completely, I'm not complaining or saying it's too much/little, just documenting and informing people!

[@deenishdoyle192]

Thank you this was a great synopsis. Hopefully the upcoming gen will make wiser decisions🙏 your contributions is appropriated.

[@Kiran.Morjaria]

Thanks for watching!

[@illiterateayurvedickarensk8592]

How many of you are from Doctor A's channel?? Two amazing indian docs😍✨

[@Kiran.Morjaria]

He is on fire 🔥

[@Phillips1758]

Is this the productivity doctor your talking about aka wasteman

[@terryevp4084]

What a nice Doc. Very polite and transparent.

[@Kiran.Morjaria]

😁😁

[@emilymontague8550]

Medical CT2 here, thank you for helping me understand my payslip 😂😂

[@Kiran.Morjaria]

Hahaha this is the best comment, you’re welcome Emily!

[@adekilumoayodele8172]

Got this as one of my KZbin recommendations, thank you for doing this. It was really helpful

[@Kiran.Morjaria]

Thanks for clicking man, glad it paid off! Hahah

[@Breadstar90]

Blood tests should be routinely done for anyone suffering from symptoms and illness and then supplementation recommended. I have been to several GP’s trying to be cheap and tell me I don’t need a blood test. This is the most basic diagnostic tool. Then we have the referral procedure.... this is another painstakingly long process of even getting the GP to refer quickly

[@gmurdock]

No, the most basic diagnostic tool is an examination by a skilled clinician. Over reliance on blood tests with mediocre positive/negative predictive values is a waste of resources and often generates more work.

[@Breadstar90]

@@gmurdock I hope you’re not a jobsworth GP commenting. A doctor giving a diagnosis or treatment plan without appropriate bloodwork, will be giving the patient an opinion and not facts. Furthermore they don’t even use optimal levels, they use “ranges” and if it’s on the extreme side of a range then they will take action, which is quite rubbish. You won’t get advice on optimal levels. Lastly I’ve had friends prescribed anti depressants when what they really had was a vitamin D level of 9, which is shockingly low. So I really don’t give a toss about “wasting resources/generating more work”

[@kimsung2384]

Thanks for being so open. Great video. It’s about what I thought ST1 would be. If you go down the Consultant route (or GP route which I don’t think is that intellectually taxing) then it’s a worthwhile profession

[@Kiran.Morjaria]

Thanks for watching Kim, got a video coming up in the next week or two about the highest paid doctors in UK so keep an eye out for that, I think you’ll like it!

[@kimsung2384]

Kiran Morjaria Thanks Kiran. I look forward to that. My Dad was a Consultant in Pathology. He used to do 12 hour days and go in 7 days/week. I think it was a prestigious role many years ago but not anymore.

[@rosieboulton6395]

Hey Kiran, Thank you so much for doing this, it’s so helpful. As a second year it is all so taboo and didn’t really have a clue going forward!

[@Kiran.Morjaria]

Thanks Rosie, glad it was helpful! Where are you studying?

[@rosieboulton6395]

At UoB!

[@Kiran.Morjaria]

@@rosieboulton6395 Ah great place! Lovely little train station 😂

[@vale1575]

Amazing, it’s more than I thought but the taxation ensures that it’s not enough, it never will be, thank you for saving lives

[@Kiran.Morjaria]

Thanks for watching and commenting, it supports the channel!

[@swapnavijayan2181]

Hey Kiran thanks for sharing! I'm a final year from India looking to come to the UK and this was really insightful:)

[@Kiran.Morjaria]

Hey Swapna, no problem at all! Good luck with your final year and thanks for supporting the channel

[@PatrickBatefan]

why not take care of Indians in india who desperately need more doctors, specially rural India.

[@suttoncheneyparishcouncil2001]

And you are worth every penny and more. Thank you for everything you do for the NHS.

[@Kiran.Morjaria]

Thank you

[@taffyterrier]

Overpaid.

[@JohnSmith-kr9bg]

I work in sales and I earn alot more than that and definitely do less hours! I also don't have many GCSEs let alone a degree! Madness!

[@Kiran.Morjaria]

Thanks for the comment John, there’s definitely better things you can do than med if it’s just about the money - but great to hear how well you’re doing 😁💪🏾

[@JohnSmith-kr9bg]

Kiran Morjaria Its crazy how underpaid NHS staff are wether we're talking doctors or nurses. I understand that a lot of you go into the industry because you want to help people but as your saving lives, at the expense of your own personal lives and mental health, you deserve better financial remuneration because that 1% increase was just insulting IMO! As toxic as the sales industry is, it has allowed me to achieve a healthy work life balance where I'm even able to do voluntary work with vulnerable children and adults so I like to think I'm making a little difference in people's lives also. Thank u for everything you do ... particularly during the pandemic, the people appreciate you even if the government doesn't!

[@skullhunter06660]

@@JohnSmith-kr9bg Sorry to be so nosey, but type of sales are u in?

[@ravidhiman1219]

Very informative video bro :). You are doing wonderful job of serving people. I wish I could also. But I strongly believe you deserve more. I wish govt can introduce different tax rates ( because it is not revenue generating service) for Doctors to reduce the cuts. Wish you best of luck.

[@Kiran.Morjaria]

Thanks Ravi

[@rosyrosy1540]

As a potential medical student, this genuinely seems so little for the amount of work that goes in to get into med school and complete it. I would love to watch a video on locum work and how that works; are you able to specialise whilst working in locum?

[@ashraftarabishi831]

I have been in locum buisness for 9 years now. Government cracked down on locums since 2017 to squeeze more money out of them compared to even normal doctors.

[@boomerang4918]

@Rosy Rosy, If you like money either move to UAE, America or Australia as the Doctors earn ridiculous salaries. UAE is tax free by the way.

[@ashraftarabishi831]

@@boomerang4918 reality is many local graduates are leaving country. So it is not a bad choice for Uni but NHS need revolunization to survive next 10 years which is unlikely to happen. Consultants Salaries has not been increased by a single penny, let alone 1% like nurses👏👏👏🌈, since 2008. Despite huge inflation and pound falling from 2 US dollars to 1.3. It fell in sharply after brixet from 2 to 1.6. Many people say this good for exporting buinesses. How about if you work for the government?!!

[@Kiran.Morjaria]

Hey, check out the channel I've got a few videos about being a locum doctor & how the works!

[@erikson024]

Really? Earning £50k in the UK 3 years out of uni is little? With the potential to be on £100k + by the time you are in your late 30s? Show me another career with that sort of pay progression.

[@raulraul7715]

Very honest. Need people like you to speak the facts and Truth. Then world will be a better place. Well done 👏👍😊😎

[@Kiran.Morjaria]

Thanks man 🔥

[@nishadhokia1249]

Very interesting video. Down to earth.👏🏽

[@Kiran.Morjaria]

🙏🏾

[@ayanyusuf6891]

You are the first person to share with us his salary. You are amazing Doctor! Thanks i will share and like the video

[@Kiran.Morjaria]

Thanks Ayan, appreciate it

[@garyhamilton73]

I think after all the time and effort put into training and medical school you should get paid more than this even as a junior. We would be lost without people dedicating their life's to medicine and should be rewarded more for this sacrafice and effort.

[@Kiran.Morjaria]

Junior is deceiving, junior doctors may have worked for over 10 years as a doctor. Thanks for the kind comment

[@sharanyhansuthakaran6558]

Wow this is quite similar. I am a Band 7 pharmacist in the NHS (have been in the NHS for 5 years now) and looking to retrain into medicine. Didn't realise there were so many additions to the pay! Thanks for this 👍

[@Kiran.Morjaria]

No problem, thanks for watching! And good luck for the retraining

[@DrBrunoRecipes]

Greetings from Scotland 😊 Have a wonderful day 🌻

[@Kiran.Morjaria]

Thank you! You too!

[@edakaraca8891]

Wow! This is such an eye opener! I’m not gonna lie I thought you guys were earning sooo much more!

[@Kiran.Morjaria]

Thanks Eda, are you from the UK?

[@edakaraca8891]

@@Kiran.Morjaria yes

[@taffyterrier]

Overpaid.

[@indersingh1212]

It's so sad kids at many schools across the country are conditioned to believe medicine is a prestigious and respected profession like accounting or law etc...The reality of all these professions is people are trading their time for zero or nothing in return. In reality, Especially living in the south-east, at the end of the month their balance is zero or negative. They will spend most of their lives (even as private consultants) scraping by on 150-300k per year because they will likely have big mortgages and school fees and their monthly balance will still read zero. Even worse in the NHS, you are sacrificing your time, financial opportunity cost, health and well-being to effectively and perpetuate the chronic disease burden of the Western world. In reality, 80% of your work is dealing with issues as result of lifestyle driven disease. It's a total joke. They won't tell you this at school.

[@Kiran.Morjaria]

Appreciate the time you took to make this detailed comment 👍

[@indersingh1212]

@@Kiran.Morjaria It's sadly true. Btw I love the NHS and I felt very grateful to have worked in it. But you realise quite quickly we are all seen as 'rota fodder' and disposable numbers. The situation is a bit better for you because you're up north with lower cost of living, irrespective of location the themes are the same.I recall chatting to an Indian nurse from Mumbai who recently moved. She said she was thinking about moving back. Her quality of life in Mumbai was better (cooks, cleaners etc...)and the quality of care was better (which is not hard to believe when you some some of the conditions of UK hospitals). You will live a very basic life on 100-300k in the UK and not really help people, only 'manage' their diseases inefficiently and further perpetuate their disempowerment.

[@Hxtice]

Bloody hell that’s a morbid outlook

[@enavigatorE]

US doctors get paid a much higher salary than anywhere else in the world. Usually the minimum is $200K per year ($16,600per month) and it can go up to 1million per year.

[@Kiran.Morjaria]

It would be an interesting comparison!

[@revendouglas2881]

*I'm 51 years old with no retirement plan yet,any suggestions on accumulating a million dollar portfolio within 12-18 months? I have currently saved a capital of $100k*

[@armstrongbill6805]

Starting early is the best way of getting ahead to build wealth,investing remains the priority. Forex trading has plenty of opportunities to earn a decent payout,with the right skills and proper understanding of how the market works

[@patriciamaria7952]

I totally agree with you,Forex trading is the most profitable venture I ever invested in,I reached my goal of $500k yearly trade earnings, setting realistic goals is an essential part of trading

[@patriciamaria7952]

But successful people don't become that way over night,what most people see is a glance wealth,a great career,purpose is the result of hard work and hustle over time

[@sophialeon5313]

Talking about being successful! I know am blessed because if not I wouldn't have met someone who is as spectacular as expert Mrs Blossom Jefferson

[@sophialeon5313]

As a single mom I now make $15,000 monthly all thanks to expert Mrs Blossom Jefferson

[@No1superjuicey]

Thank you, you are very clear and coherent when you explain things

[@Kiran.Morjaria]

Thank you! I'm glad you thought so, let me know if there's anything else you want to see on the channel

[@No1superjuicey]

@@Kiran.Morjaria I've just found your challenge so I will behave an explore but if you haven't a video on stress management whilst on shift and how to relax after a shift without worrying about work! And also on how to overcome making mistakes and regaining confidence I bet you regret asking!😂

[@Kiran.Morjaria]

@@No1superjuicey not at all, great suggestions and I’ll look into these 😄😄

[@mrorange3529]

Hey A I D, I want to prepare for USMLE in F2 or F3 so I would like to ask is it even possible? Could I find the time for it?

[@Kiran.Morjaria]

Hey Mr Orange, for sure you can find time for it. Especially if you have a primary care job in FY2 but even in hospital you have plenty of time. In FY3 you can set your own work schedule so factor in time for USMLE revision. Exciting that you're planning on going to America!

[@mrorange3529]

@@Kiran.Morjaria That's good news, thanks for letting my know.

[@Kiran.Morjaria]

@@mrorange3529 No worries at all man! Thanks for watching the channel

[@MDEmcee]

I wish more people were this transparent. Talking about finances shouldn’t be as taboo as people make it out.

[@Kiran.Morjaria]

Thanks Daryn, completely agree

[@eugenes9751]

32k/yr as a doctor, with student debt..... Good luck my friend.

[@Kiran.Morjaria]

Hahah thank you

[@jerneurotweekaz2139]

In the old days your on call would have been 1/3 of your normal pay (not an additional 1/3!) plus no breaks. Life is not so bad !

[@bilalmaisoor]

6:18 it's more than useful 😁

[@Kiran.Morjaria]

Thank you!

[@BouncingBack]

By increasing your pension contributions you would reduce your tax and NI deductions assuming the pension is done via salary sacrifice - worth checking with your payroll if that appeals. The NHS pension is likely to be a good one.

[@Kiran.Morjaria]

This is a really good idea and something I hadn't considered, maybe one for the next year or two when I'm reaching the 40% tax bracket?

[@BouncingBack]

@@Kiran.Morjaria For sure! You currently get tax relief on up to £40k annual pension contributions (that includes employer contributions too and I guess the NHS is generous with the employer contribs). You can also carry forward any unused tax allowance from the past 3 years. Your payroll department would be able to let you know what you can pay without incurring tax as rules do apply. Once your gross salary tips into the 40% tax bracket, increasing pension contribs can put your taxable pay back into the 20% tax bracket, so it is worth exploring. There are rules around pensions so payroll should be able to tell you if you are within the rules allowed on pension contribs.

[@Kiran.Morjaria]

@@BouncingBack Is there anywhere else I can put money either straight from salary sacrifice or generally as an investment after I’ve received it which means I won’t be taxed on it or can claim back tax?

[@ryanjefferies3525]

in the nicest possible way I want to do medicine however jesus that money is pathetic, considering the high living costs and wages these days the NHS is an joke in terms of what doctors/nurses and other specialities get paid. I get that it's paid public purse however it's not great.

[@Kiran.Morjaria]

Yeah it's nothing like the US as the system is public

[@dennishaedwards4017]

Thank you so much for sharing I'm in my last year of medical school not sure about working here In uk yet but good to know

[@Kiran.Morjaria]

Good luck, you got this 💪🏾

[@adjam6060]

To be honest I think this is horrific... I can't believe we are paying our IT professionals more than doctors who literally have to deal with some of the most intense situations one can know.

[@Kiran.Morjaria]

Thanks for the comment Ad Jam

[@junehitchcock170]

As a RN with over 30 years NHS service with multiple specialist additional qualifications and Masters still earn less than that. There are professional fees to pay too. Tax, National Insurance and pension payments mean take home pay can be about just over 50% of total earnings after deductions.

[@Kiran.Morjaria]

Thanks for sharing June!

[@nikarta1]

Wow you’re very brave.🙏🏽👏🏻👏🏻

[@Kiran.Morjaria]

Thanks!

[@amansharma-rp8bx]

Very straightforward info bro keep going

[@Kiran.Morjaria]

Thanks Aman

[@isobelgray3783]

You worked 173 hours in a week?

[@Kiran.Morjaria]

Lol sorry, I meant in a month (of basic pay). 173 hours is more than the number of hours in a week haha! Thanks for spotting that

[@isobelgray3783]

Hahaha thanks what I thought but thought I might be going mad 😂 thanks for making this video was super helpful and informative !

[@Kiran.Morjaria]

@@isobelgray3783 Sometimes it does feel like 173 hours 😂 no problem Isobel, thanks for watching and for the comment !

[@garys7828]

I wish you well for the future. You are worth every penny

[@Kiran.Morjaria]

Cheers Gary!

[@tikkunolam112]

There are 168 hours in a week and my man is working around 173 hours a week.... this must be the comedy part!

[@Kiran.Morjaria]

Loool you know what I meant

[@Kiran.Morjaria]

Maybe it just feels like 168 hours per week 😂

[@alisharenwick1175]

I think he meant per month :)

[@AndrewMoore21]

It is a monthly payslip so perhaps a slip of the tongue

[@lauracarrasco-ruiz3085]

As someone who will be eternally grateful for the NHS and having to previously make use of it extensively, I would love to retrain as a doctor to "give back". The only thing holding me back is finance. I could qualify in 4 years as I already have a scientific degree but because of this I can't have a student loan. I would be a mature student although I would still have 20 years of working life before retirement. I just have to find a way to grow money on trees to be able to go to med school xx

[@Kiran.Morjaria]

Thanks for watching Laura!

[@OG-S1158]

This makes me so angry !!! This is a travesty - arguably the most important job in the country and I earn more than this giving advice to confused parents about school applications !! Raise the salaries of our bloody doctors ! The world is upside down !!!

[@Kiran.Morjaria]

Aha thanks Oriel, I appreciate the sentiment but still compared to the average wage in the UK it's still a lot!

[@OG-S1158]

@@Kiran.Morjaria it is , but it SHOULD be the most! It’s a topic close to my heart , half my family are doctors xxxxxxx

[@OG-S1158]

It’s even more true this year - there should be a stress payment or something

[@Kiran.Morjaria]

@@OG-S1158 if there was a stress payment I would be living like a king 😂👑

[@OG-S1158]

@@Kiran.Morjaria I bet !!! Well just in case it wasn’t obvious - I think you’re ALL incredible ! And Thank you for everything you’ve been doing ! With a little luck you’ll be back focusing on whatever you loved about medicine in the first place (I’m guessing it isn’t this COVID-19 shaped nightmare!!) x

[@juliannegan3137]

The NHS is being milked by the government. As a doctor your good salary tends to come from unsocial hours or locum shifts. The basic salary is like a sister’s pay or a junior pharmacist’s pay.

[@Kiran.Morjaria]

There are quite a few antisocial hours

[@davidlucas3538]

Beautiful 😍 comment! Hello Julianne how are you doing today I hope that you are enjoying the weather conditions?