How Often Are Markets Down In Consecutive Years?

[@JakeYT7]

Daniel, at 3:32, are the Aftermath ROIs supposed to be negative?

[@NextLevelLife]

Oops! Good catch. No, the Aftermath ROIs should've both been positive. I just must've hit the delete key one too few times and as a result missed the negative sign when I was updating the figures. I'll pin this comment so that other who may have had the same question can see it. Also, I noticed as I was re-watching the video back that at the 12:11 mark that I said all crash years for the stock-bond mixed portfolio held their losses to no more than 27%... but the chart shows the deepest crash for that approach was actually 23.6%... The chart data is correct, the worst crash was a little under the 24% mark, not 27%.

[@BOSSDONMAN]

Honestly, what's caused me more angst than the market drops is just how much less valuable my net worth feels due to all of the inflation.

[@Kalarandir]

So happy that I have the Vanguard UK Income fund that was up 5.5% on the year for me.

[@michaelswami]

Always so informative. Thank you.

[@NextLevelLife]

Glad you got something out of the video :)

[@LouisTheTraveler76]

Great video, Dan. Helpful for this environment.

[@NextLevelLife]

Glad it was helpful!

[@neilcook1652]

It’s interesting how USA focused your target audience is, the UK FTSE 100 is up 0.9% this year, albeit S&P 500 is up more over the longer term. As ever diversification rules!

[@8G00SE8]

SP 500 for a UK investor didn't drop much either, the pound being devalued meant the currency difference basically kept it even.

[@Kalarandir]

Yes, I would assume that the vast majority are US based.

[@leftytennis5912]

S&P500 is up 4.24% year to date. Beating the FTSE by a wide margin so far.

[@Kalarandir]

@@leftytennis5912 Yes, but he is talking about last year, and how diversification protects wealth.

[@JeanValjean875]

@@leftytennis5912 We are like two weeks into 2023. Year to date numbers don't mean much this early.

[@70qq]

ty

[@NextLevelLife]

Sure thing :)

[@CalmerThanYouAre1]

100% $SCHD in my stock portfolio. Market-like returns with lower volatility and growing cash flows year over year. Retiring at age 50 with the 5% rule, a part-time job and a paid-for house. Will quit the part time job when it’s time to take social security. Six figures of retirement income, six months of vacation, and very low fixed expenses.

[@spencervance8484]

By having 100% in a single stock, you are not following his advice.

[@CalmerThanYouAre1]

@@spencervance8484 SCHD is an index fund, not an individual stock. I don’t intend to follow his advice. I have my own strategy and it’s working wonderfully.

[@jasonjstdr]

Congratulations

[@Christian_Villanueva]

@@CalmerThanYouAre1 SCHD makes up 30% of mine. Rest is split between VTI and SPY. And 10% individuals. Good luck!!