How to Budget For Beginners - SIMPLE - Using Google Sheets + Free Template Resource in Desc.

[@kristinelim174]

this is exactly what i’ve been looking for! more people definitely need to see this. you are a personal finance hero, thank you :)

[@humphrey]

I appreciate that! I'm glad it was helpful for you

[@adam.brandenstein]

Thank you Humphrey! 4 years later and this video is still helping young people such as myself understand their finances in a better way.

[@hectorcarvajal1611]

Your videos ground me to reality, and remind me that I need to take more responsibility with my expenses. Love this type of content.

[@yellowredblue]

This is the only budget that makes sense to me! The other ones are structured so weirdly. Thank you!!!

[@christophersilva8305]

I've been doing this for years and it really helps. I use Google docs and I'll make a 3x3 cell with 3 categories: bills, essentials and excess. Essentials are the things you can't live without like groceries and gas, and excess is everything else like eating out and shopping. It's rigid, but it forces me to see my spending in a very cut and dry manner. I make a new document for each month so it's not as streamlined as your approach. A quick sidenote: since covid I've been saving upwards of 60% of my net income each month.

[@humphrey]

That is a LOT of savings, good on you my man. Also thanks for the comment

[@foekundayo]

Excellent video, Humphrey. Just what I was looking for. Thanks so much for the GS template. I will definitely be using it🙏🎉🎉

[@cg11687]

Really liked this one as especially I'm starting to be an adult! Thank you!

[@humphrey]

WOOHOOO

[@shepherds_grandma]

Thank you for sharing your spreadsheet. I appreciate the time you are taking to teach me and others. I enjoy how simple you make things.

[@humphrey]

Glad to hear it, yes I love making things simple - I do believe that once beginners get into trying something, they'll be more likely to do it in the future

[@stuhollowell4227]

Follow you on Tik Tok, so when I scrolled to this YT video I knew it would be clear and approachable. Subbed!

[@ceciliaquental5409]

Really liked the content. Another way to say “beatify”, is organize the information. That’s basically what you did. Really helpful content. I had a general idea of how to make a budget, so it really solidified.

[@humphrey]

Thank you, glad to hear it helped!

[@LiveLife378]

Thank you very much. Exactly what I need, simple, straightforward, without a lot of talking or time wasted. I really enjoyed this. Yours look a lot better than the one I did a long time ago.

[@littlehell_]

Game changing information, having just the slightest sense of your income - expenses can relieve so much stress and instead produce a strongsense of control over your life. Keep up the great work!

[@antonioaparicio47]

I was searching for a video on how to create a budget sheet. Since I have already subscribed to your channel a while ago, this really helped me alot. Thank you and I will be watching your videos for more tips and information.

[@Greyshirk]

Literally only needed a template. Second video, 0 bullshit, right in your description. Thank you.

[@jessicastrohschein9597]

Sending this to my 18 year old son. 👏👏👏 Thank you ☺️

[@jwongsings]

Thank you for this template! I've been looking for something like this to get me started for awhile. I appreciate it! Also, maybe an interesting video would be around finance for self-employed/gig workers.. Things to look out for when budgeting, money to set aside for taxes, etc.

[@himanshuagrawal8455]

This is one of the best budgeting video I have seen… Never thought I can keep track of my budget so easily.. Thanks for sharing the template.

[@jackmooney5427]

Great video! Been using the expense spreadsheet since the start of 2020 and has helped tremendously with saving my money and just understanding where the bulk of my expenses are going.

[@humphrey]

Awesome man I am happy to hear that.

[@stacyjohnson7395]

Hi Humphrey, thank you for sharing and teaching these easy to use steps for building a budget. It came at a perfect time in my life.🙏🏾

[@GSHOCK123321]

great video, really helped with the formatting of my own expense sheet

[@edgarwouldgo]

Thanks Humphrey, easy. efficient. manageable. Mahalo!

[@Exodus1414KeepStill]

Hey Humphrey! I’ve been a long time user of Google sheets /docs. Thanks for the content my friend 🙏✌️

[@humphrey]

That’s awesome!! Thanks for your comment Sam. I’m glad to hear it

[@julsca3738]

This was so helpful to just look into my own expenses.

[@mjFurillo]

Thank you for getting straight to the point and not overly complicating this process like so many other channels. Well Done. I have subscribed :)

[@ReneeThompson-mo4qj]

❤ Thank you so much for showing me and the template.

[@edgarbanderas6430]

Really enjoyed the simplicity you made this video … can you make another video adding savings (goals)to the sheet?

[@andreaarias7143]

As an 18 year old trying to save money this video was very helpful, I will deff be sharing this video with my friends.

[@humphrey]

Awesome! Thank you! Glad it helped you Andrea

[@ltkimura7226]

I do this with my students but make sure you include insurance, medical, internet. I also have students think of things that only pay for occasionally like gifts, travel, retirement, investment. Also check these against actual cost after a month.

[@richanthony346]

Excellent budget template! easy to use perfect for gettin a grip ones finances .....Thank You!

[@gp2mv3]

Hey, really interesting, and good to see that I'm not alone doing this... I personally also created a sheet to plan my investments and projects, it's easy to add with this kind of budget sheet.

[@humphrey]

Awesome Nicolas, thats great to hear. Yeah I have one for my projects as well, I just love tracking things and seeing how they progress over time.

[@Yugiboii]

Just subscribed, good luck with your KZbin career! I plan to start one too that follows my investing journey. Just started investing with M1 last month!!

[@humphrey]

Welcome aboard! thanks for being here Hai

[@alexm6770]

This was great! Thank you for sharing, it was very helpful.

[@jgar8563]

Loved it. It be great if you could zoom in on what you're typing.

[@amuskol]

Thank you very much! Now I need to figure out how to do a separate tab for Daily expenses. hehehe

[@shrutireddy6151]

You saved my account!!!!.... i always had some money missing which i couldn't track....! thanks a lot :) :)

[@yvonneoakes2782]

Awesome, thank you so much

[@douglasroyal9589]

When you had months to the left-hand column, does the right hand side update as well that would be great

[@justfadedpictures7128]

Thank you.

[@sorryfather3364]

Thank you very much.

[@David-hx9hb]

very nice spreadsheet. im using it. thanks

[@1mamamaga]

Very well done. Precise, articulate, and informative! Thanks!

[@humphrey]

You’re welcome!

[@alyssamoffitt9441]

Thank you!

[@Vandivervida]

Thanks very much!

[@ukayone1]

Hey man, great video! I'm gonna have a go at your spreadsheet

[@anitawaddell6417]

Thank you I appreciate you for doing this I am being more responsible with my money.

[@ramisayyar6739]

great stuff right here

[@meetseanbrown]

Woop! Just what I needed. Thanks 🙂

[@LucentVision1111]

Hi Humphrey! Thanks so much for this amazing personal budgeting template using google sheets. Your communication style is stellar and easy to understand. I as so grateful that I've stumbled upon your KZbin Channel! I'm hooked & you're awesome! 👍📊🧐

[@humphrey]

You are so welcome!

[@Celinesark]

thank you SOOO much!!!!!

[@rc1260]

thanks for all of these great videos, such an inspiration to get finances in check! could you do a video on how to use google sheets shortcuts and such (those adding functions and adding up cells, etc.)? a basic one would be so great i think!

[@alexz315]

Thanks dude!

[@joshtinx9080]

Exactly what I needed!!!

[@jadenlightnight7695]

I like this video. It was simple, clear, & right to the point. & it wasn't too long either. :)

[@humphrey]

Glad you liked it!!

[@ACPcoldK555]

exactly what I was looking for! Thank you. If you could do a part 2 on how to "add up" all categories of transactions over all the cards, that would be super cool.

[@humphrey]

I'm glad it was helpful for you! - I may consider that video idea in the future, thanks!

[@gc1572]

You rock thank you

[@jasonking6222]

Its crazy that after three years hes at a million subs

[@Graysonhouston]

Really fantastic video man

[@humphrey]

Dude! Thank you. Any videos you’d like to see in the future?

[@Fega]

If you only see the first 2 months in the spreadsheet, check the tabs at the bottom. You will see a full 12 months

[@chriscenatiempo4261]

Great video!

[@humphrey]

Thanks Chris! Let me know if you have any other videos you'd want to see. I want to ensure I'm making videos that are relevant for you guys

[@MoneywithDan]

Nice video. Love the budgeting ideas! 👍

[@wHaTsThIsThInGdO]

I love watching Google beg for digits

[@shyyproductions]

I’m watching all your videos 😂 lol I GOTTA GET RICH. Great content you’re a great person.

[@sierragarcia5260]

So helpful. Thank you!

[@humphrey]

Glad it was helpful!

[@SeanKobiSandoval]

Thank you for this!

[@targetfilmsproduction]

Very informative

[@humphrey]

Glad it was helpful!

[@dustyarcher]

It would be even better if you’d do a dashboard from that data 😊

[@OMalleyTheGolden]

Thank you for this! Very helpful and I will use it once I’m done with school. Quick question though. If you put money into savings say $5000 but then you buy a car for $5000 where do you put that expense? It would obviously be greater than your net income but bc the money came from your savings is there a separate section you use for bigger purchases?

[@humphrey]

You can create a separate section for bigger purchases that deducts from your savings only. If that makes sense?

[@aaronreid3203]

Should make a new vid if you havnt already on doing this in conjuction with a google form so people can link a form to the phone as EXPENSE and INCOME that way they dont need a separate app and can even capture receipts/invoices in the same form. Cheers

[@gokublack1629]

Appreciate you.

[@katherinemartinez288]

This was great !!!

[@zitasegarra7991]

Do you have a budget sheet for a couple? I would love it!

[@balcazar83]

Absolutely amazing thanks for sharing but one question how can I copy and paste

[@rachelstark2391]

Greetings, "If you do any grocery shopping?" ... Cheers

[@fastlifejonno7053]

Great video! To get started, should I begin by inputting January income and expenses or delete your numbers through July and start by inputting August income and expenses?

[@hannahfagerlie6562]

please show how to add extra line in template

[@amandah2866]

What's a PLN? I'm totally new to budgeting and pretty financially illiterate. Otherwise, this video is very helpful!! I just have one other question, why budget monthly if you're being paid fortnightly?

[@EvelynInez]

I think he is saying P & L. It means profit and loss statement. Most businesses do this. He is saying to keep track like they do.

[@fufu1405]

3:31 ''groceries, if you do grocery shopping'' Unless you're piss rich, you should be doing grocery shopping instead of eating out lol

[@rainlathrop5243]

Do you have advice for using an excel sheet as a way to track all the specific purchases you make? That’s what I’m currently doing instead of using a check register or something like that and I feel like it could be a bit more organized.

[@humphrey]

I am not sure there is a way other than typing everything in manually which seems like a pain. I do use a Spending Tracker app called "Spending Tracker", and the pro version lets you export all the data. You could try something like that, an app that automatically exports your line by line transactions - a lot of credit cards have this type of report as well. Sorry I couldn't be of more help!

[@yaretagnel4874]

thanks!

[@humphrey]

You bet!

[@OrlanCEO]

Great but the spreadsheet only has two months... I don't know how to finish it.

[@EDWINDAVIDMORA]

Hey Humphrey, great video first of all! The question is do I have to manually retype for the rest of the months? I want to set up my expense sheet but for the whole year. I dont know much about Google Sheets so I may just lack the knowledge. I tried to copy and paste but the numbers did not reflect.

[@DerrickDeandre5087]

i went to work with you man

[@yvonneoakes2782]

Do you have any receipt scanning advice

[@thatguy8288]

Would you include credit card debt??

[@noahsamuelsson7203]

What if I want to change dollars to for example SEK/kr???

[@jumpenjack1]

Hey mate, when I make a copy of the budget template to my account, it appears with only jan and feb? whereas the preview template has jan through dec. How do I download the template and keep all the months?

[@Fega]

If you only see the first 2 months in the spreadsheet, check the tabs at the bottom. You will see a full 12 months

[@studiohubstudiosofficialst6757]

It kinda looks like a receipt... I just add color to the boxes

[@medicalchalupa9928]

I like this. I can just go on google docs after a purchase and track it. MyFitnessPal for my wallet

[@humphrey]

Yes! Perfect :)

[@joegossett1367]

#FeedTheAlgorithm

[@humphrey]

Yes. Plz. :D

[@Catholicdog]

am i able to save the format to automatically do it on a new spreadsheet?

[@AB-wc3ls]

Does it matter what month you start at?

[@humphrey]

Definitely not, start at any month you choose. Since it's May right now, you can start to build a budget for June 1!

[@grant9047]

is that program available on Mac?

[@AfricanGirl]

I like this. I'm big on budgeting

[@bensanders8443]

The easiest thing you can do is just write it down or type it in notes

[@sandheep164]

👍👌

[@Jeffh206]

$800 savings..lol. I wish!

[@humphrey]

Easy man you got it

[@jjk554]

How has ur budgeting habits changed over the last 3 years?

[@commercialand]

You rush so fast through the Sum process when you add it all up, that I don't understand what you are doing.