HOW TO BUDGET FOR KES 50,000 || LOW INCOME EARNERS BUDGETING TIPS

In today’s Finance Friday Episode, we are learning how to budget if you are a low income earner, earning KES 50,000 and below.
Get the Budget Tracker Here: thelegacyhub.co.ke/product/th...
Join my Email Community Here: thelegacyhub.co.ke/subscribe/
Learn How to Choose a Side Hustle Here: • HOW TO PICK A SIDE HUS...
Music: Flow
Musician: LiQWYD

[@susan.wanjiku_]

Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

[@ivytipis7311]

Hey coach I have made a purchase for the budgeting template but am having challenges kindly assist

[@jmutai8429]

Any fee charge for financial literacy training?? Been following your tips and feel I should have deeper understanding as I invest. Kindly advise. Jm Kiplagat

[@Blessedkevin]

This is good. One block i would add is 10% tithe of income before tax. Try it and see that God will honor His word.

[@estherkolango6059]

Wow. Beautiful. I was looking for this. I pray for discipline coz maaaaan....

[@maryannwamuyu2904]

Tithing sanctifies the rest of your money.This is one principle i would recommend here,Try it and see him providing for you against all odds.

[@stechmemoi1483]

Since I landed on this channel my mindsets and finances changed completely,,,thanks girl.

[@Ruethamy]

This channel is the best thing that happened to me ,God bless you susan🙏

[@salomenabiswa2549]

Thank you very much Susan. You have really helped me in managing my finances. God bless you my dear. You are such a good teacher

[@McHarry001]

I bought the Monthly Budget tracker and above all, its eye opening and makes you be conscious about your spending, Thank you.

[@derrickirimi9343]

I love you Susan for free. You are such a blessing to us

[@teresiasyowai5156]

Thank you Susan.Just bought the budget tracker .Next I need to get over this fear and anxiety, and start my journey to financial freedom!

[@yvonneswabella2744]

My first time coming across this channel and you earned yourself a new subscriber

[@jackieK9506]

I love all your videos.Your teaching us all that we wish we learnt earlier but its never too late.Thank you Susan and God bless you soo much.

[@irine8353]

Sue you deserve a million subscribers good one much love from UK 🇬🇧

[@beckyesther8669]

Wow, so eloquent, clear and straight to the point!!!

[@markwafula7926]

❤Thanks Susan for theses valuable insights on budgeting.

[@alicemutuku1443]

You're a God sent Susan, when all have been doing just is betting And losing everything . Thank you so much

[@user-vk5mr1tw1b]

Thank you Susan, This information is just what I needed, well delivered and very helpful.

[@milawanaswa3011]

Super!!! An eye opener to more streams of income.

[@josphatmutati6280]

Very informative.Thank you Susan

[@nelphaswanjala2528]

Thanks Sue,may God Almighty richly bless you. You're a gift to many in money matters

[@carenomaera2395]

I love love your content!

[@wycliffenyanchoka7047]

Quite insightful with easy to work with tips. Am enlightened

[@wyclyffebonyo5776]

Tahnks Coach Susan indeed its insightful to me hope gonna put it in practice despite...!

[@jackiedominic6194]

Thank you for your priceless advice sue

[@naindwamsheri4803]

Pleasure meeting you yesterday in Dar .you are a Treasure ❤

[@nancywaringa28]

I want to thankyou so much for your information I have really saved a lot more than before am on 50,30,20 be blessed

[@Caromathini]

very insightful. Thank you so much Susan

[@user-cb7xd9wv1o]

I wish I could have known you 2yrs back. I have really learned more from your clips

[@jonitadonque9255]

Thank you so much, Susan. Great job!

[@davidmwaura6077]

It's possible, soon you can invest the savings and save all the 45k.congrats bro

[@eunyakicraftbakery]

THANK YOU Susan I purchased. I am glad.

[@BelterMuthini-ie1sq]

Purchased Budget track sometime back and I can say it's one of the best decision I made

[@frashiawambui7127]

Hi, where did you putchase

[@yakubgowon256]

A very productive insight am now good to go

[@carolgithua5138]

❤.... Love ur work, thumbs up gal

[@picana411]

Tusidanganyane if you earn 50k and below in Nairobi what you have is an income problem and not an expenditure problem. ALL your money after expenses should go to improving your income via training and skill learning.

[@PassKCSE]

@picana411 very wise advice Thank you.

[@biliahlangat197]

Thanks alot for your tips, I will try this and thank you later when it works

[@aggiewaithaka4599]

This is so insightful

[@anthonyhoseah7637]

Awesome Susan... sure am gonna share good job...

[@user-ks9xv7yk6y]

Hallo Susan & Legacy hub? Please consider doing a similar lesson on apportioning business income for a starting business. When starting, apportioning revenue appropriately is king & most suffer on how to pay themselves and still keep the business running especially in the informal sector.

[@wangarimwangi7395]

You are a blessing. Thank you.

[@kitambarandungu8645]

I appreciate your your teaching madam keep it up business woman.

[@judith7964]

Finally I bought the budget tracker, this is a dream come true

[@florencembugua9374]

Hi ,is this an app?

[@nancykangangi1081]

Where did you buy assist

[@gitaumuchugia6971]

Good work Susan

[@josphinechege1508]

Thanks so much... That has been so helpful

[@tycooninternationalkenya]

Hello and thankyou Susan for the financial advice. Please do a video on where and how to buy bonds as a way of saving❤

[@clementoduor4792]

quite informative kudos and keep it up

[@mathewmurigi7416]

This is very insightful... Thankyou

[@tessawilliams261]

Smart Smart Woman. Your information is very resourceful.

[@catherinewaweru2787]

Thank you for sharing the information

[@OBIDEX-yr7zw]

Thank you so much and may God bless you for this video

[@tashabougie9334]

Very informative Thanks a lot❤

[@margaretsupeyo6634]

That was great sue be blessed

[@annewangeci4571]

With every video you upload , I learn nw tips. Thank you Susan

[@millionframeske]

Totally valuable. Thank you

[@gracekamau8336]

Well said coach

[@monicahwangechi1753]

Waoh,, am happy this morning to listen to you gal.. lemmi get the template right now

[@wisdomlife]

Great content!

[@johnkush920]

I saw your video for the 1st time yesterday and I loved it and subscribed. I don't know if you have ever done a video for investment for diaspora people. If so please link it

[@brendamutethya4953]

Thank you very informative

[@expressexp4018]

Nice advice n good planning

[@mwanamisikweyu870]

Awesome information be blessed

[@snjobvu22]

Thank you for sharing madam🎉

[@tambowilson1091]

I'm only getting 18k as my salary but I think am gona make it through you

[@catherinemumbua8251]

Make sure your rent is not above 3k

[@danieltuitoek9656]

Rent less is poor house with Nairobi

[@SAI_ke]

It all depends with where you are/work.... Nairobi no

[@wyclyffebonyo5776]

​@@catherinemumbua8251 waa this looks very impossible unless he/she lives in shags

[@ramjeetkumarkumar8066]

PPL pp PPL pp PPL pp

[@irenemwangi1126]

Great insights Susan

[@stephenodongo5889]

Hey, how do I get the spreadsheet template?

[@annetkui3392]

New subscriber here, thank you so much have learn something

[@mommy-ish5378]

Always a pleasure being here😊

[@beryladhiambo3631]

Wish I found this earlier.. wish to follow this new year..am sure will have change❤

[@monicandunge4540]

Thank so much for this useful information kindly can you list for me some of the side hustle thank God bless you.

[@ngorosamuel3674]

Very good work.

[@rickyjames5022]

Thanks coach Susan

[@florahronoh5989]

Thanks Susan you already impacting Life.....

[@harissonlekerio1434]

Think Big, start small and start now. 🎉❤

[@nurudennah-og6dp]

Thanks madam for the budget tracker

[@mwanamisikweyu870]

This was helpful information

[@nyasimiomanwa480]

I recently bumped into your YT presentations and I am thoroughly impressed by your expertise and sharing sound financial strategies. Kindly let me know how to purchase your personal spending budget. Do you also have a business budget?

[@Blackmandeze]

I love this channel..so much I have learnt from you.

[@brianochieng7371]

This channel is wow. I wish I found it mapema. Earning around 50k but sahizi Niko dry and piling debts then on 2st I'll be paying deni like hell. Mid-month I start stress

[@trillionsam2428]

How do have u broken down ur bajo bro?

[@husseinkullow9367]

Susan, with the current cost of living, and different people have different life styles in town, that amount for a Somali family of 6persons in the house hold, you can hardly survive on this budget!! Your budget is for an extreme rural settings in Kenya not for Urban Dwellers. This is why most Kenyans in government offices can hardly retrieve a file for you without giving him or her A tip, because the fellow might have not had breakfast or lunch at his work place. I live in northern Kenya weya we have to buy everything from from sukuma wiki, maize meal to sugar and its paraphanalia,tea being meal number one, in fiscal terms, you are an outright hustler to look for other avenues to make ends meet, Finally we have to practically pray to Allah to open other Gates for the family. Otherwise, your analysis is encouraging, masha Allah.

[@befree9579]

Hi Hussein, nice you explained that properly. I am a follow UK somali brother thats planning to go Kenya to hopefully meet a somali girl to marry and keep her there. Just doing my research on cost of living / economy of Kenya. I see it has it's struggled but that's life. We strive to improve.

[@danielkeybs]

Thank you Susan

[@SarahNamu-lh9qh]

Thank u so much madam susan my savings are growing month after month Huuuuuuuuuuuuuuuuuu

[@miriamssemuko6757]

much❤❤❤❤from Uganda

[@kamilaahadams513]

Thank you coach

[@essm5371]

Thanks I really appreciate the lessons you've taught me for the last one month, 65 k with a running loan of 14k monthly?

[@Money.Mindsets]

Great tips

[@TheKariuki89]

Love it! Please do one for 100,000 with 15k rent and 25k black tax

[@rachelhiuhu4189]

Susan I love your prácticas presentation. I have learned that I should pay myself first(savings) and cut down impulse buying and donations. Thank you. I would hope to share my budgetting experience 90 days down the line. This excites me😅

[@langat007]

Why don't you scale this video's budget by a factor of 2, and that is your budget. 🤷‍♂

[@GloriaNdegwa]

​@@langat007 hiyo scaling na factors ndio hatujui😅

[@maasaidatejochronicles2050]

@@langat007 wise😂

[@kap849]

@@GloriaNdegwa o my people. Poleni sana. You might have to do more work/research and try and error. Personally, by mandatory bills are around 60% but I only need about 5% for fun most months.

[@balolapatient8472]

I like it thanks

[@motivet7908]

Great video Imma comply even though i earn less than 5k currently😅

[@bobtambo1336]

Hi Susan, I am a businessman, I don't have a Monthly income (No salary )but I have some mandatory spending, So how do I plan or budget? In business, some months you can go without getting business. These are my compulsory spending 1. Rent 30k 2. Service charge 5k 3. Office 5k 4. Wifi 1500 5. Airtime 2000 6. Food 15000 7. Baby Diapers 5000 8. Drinking water 1200 9 Electricity 2500 10. Transport 5000 11. Emergency 10,000 Total 85, 700 These are Spendings Only. What can you advice

[@mrhappysoulKE]

what kind of drinking water costs 1200? Do the refilling where 20 liters costs around 120.

[@michaelmeja7217]

What a coincidence? I was just looking forward to breaking down the same amount. You've not mentioned black tax. Can I really use the deficit to bridge that gap?

[@WorshipTV7]

How can I get personal finance notes? I'm obsessed with personal finance!

[@williamwanderaowuli6535]

Thanks for the wonderful content. I am from Uganda and interested in having this budgting tracker. How do i go about it?

[@user-tb4lj6zv5p]

TITHE is the key!

[@Albertdoessomething-df9vr]

ensure you are tithing to a real church not to the pastor business

[@funnyworldchannel5051]

You earned a subscription from me🎉

[@ekomsamuel1528]

I love ❤ what is happening here

[@beatriceorinda7976]

Very informative I must say but the high taxes are really consuming our small money

[@forexplorers]

Good content

[@DuncankGtv]

After this video i just noticed i use 83%of my salary and save 10% but i feel it's still enough but i have to start a new challenge

[@PassKCSE]

Nice video, put time stamps next time so I can get what I need as fast as possible.

[@lawrencenjau9591]

Awesome ! Can you send the budget template ?

[@CarolineNavua-mj6qw]

Congratulations for the good job your doing,wl you please do something for people who are earned less than 15k people like house helps,mama mbogas, mjengo men the likes.

[@isabelrugo6759]

I support.

[@davidsindana282]

Hi, although I am not Kenyan I seem to be enjoying your videos

[@susan.wanjiku_]

I am so honored to read this. Thank you! 🙏

[@uBenkiff]

I'm just here for the smile 😁