How to Build a Rock-Solid Investment Portfolio

[@stevensmiddlemass2072]

With inflation at 2.97%, I'm looking to enter the market now and ride it out as the economy improves. I'm putting together a $50,000 portfolio. Do you have any stock recommendations?

[@Curbalnk]

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

[@SlyPhoenix720]

Would love a video on fundamental analysis Humphrey! Maybe add in information about looking into Dividend stocks?

[@davidthompson3947]

Agreed 💯

[@davidicke4451]

my bälls are extremely hairy, I like to tie them in a knot and jiggle them around and clap them together

[@shaelynbutler1799]

AGREED

[@vincealdrichcortez2684]

@@davidicke4451 agreed

[@mariacollette7413]

Heard someone say the best season for a financial breakthrough is now, especially with inflation running at a four-decade high. I have approximately $250k stagnant in my portfolio that needs growth. What is the best way to take advantage of this downturn?

[@FernandoMorales-jp7us]

That’s right! Downturns provide plenty of opportunities for regular people to build wealth from the scratch. However, you may need to get some financial advice from a financial advisor if you need an aggressive return.

[@marianamontanez7376]

@@jeantomas3362 That's awesome. Who's your financial advisor, and how do I make contact? I read up someone talking about how a couple made $200k during this red season. I need such luck lol

[@mariacollette7413]

@@jeantomas3362 Thank you for this amazing tip. I verified her and booked a call session with her. She seems Proficient.

[@louisvuitton56]

Speak to iver hardy he can find big ones

[@w2sixpackchef]

this should be taught in every high school. really great video man!

[@elteacher1141]

It might work but the government won’t do that because they need tax payers to keep the country ruing, you could teach your kids, another thing is that people are really hard to convince that this is good… just having a normal conversation with a friend and mentioning this, it could mean you are just going to loose that friend it’s just naturally how people are, because it doesn’t give euforia or pleasure to do stuff like this people just see it as dangerous and a scam or a waste of money

[@serenewhopperman2924]

Retired with a 7 figure portfolio and Receiving about $43k in dividends. I have been in the Stock market about 20 years. Am I worried? Am I selling? Absolutely not. I have purchased growth stocks too a little at a time over the past few weeks. I am going to sit back and observe how this all plays out, adding more at a time. my investment strategy with my FA actually calms me down. Eye on the prize, stay the course!

[@chrisanthony3560]

total noob here, your FA if you don't mind can you link me ?

[@clairefrewman1456]

that's quite impressive, you've surely made a good bit of money

[@serenewhopperman2924]

she goes by Rita Wildrin Mora, you can search her up to connect with her

[@adrian3747_]

damn that’s goals! I’d be hyped to get 1K a month dividend atleast 😂

[@masha3365]

I love your spirit! :) I am going to look more into dividends. As a beginner investor, I did not pay enough attention to them.

[@Dee-rc2lt]

This was a great video! I just looked over my portfolios, did the math and saw that I am extremely overweight in growth stocks and it hasn't been good for my risk tolerance. Will definitely be making some changes in the coming months! Thanks for posting this video.

[@humphrey]

Glad it was helpful!

[@tran7621]

You are one of the best teachers there is. Thanks.

[@humphrey]

Wow, thanks!

[@dhruvmahida8282]

By far thebest video I have seen. Short. Accurate and to the point. Also aa far as it goes with portofolio this is best portfolios ever shared on youtube. Everyone has amount to share but how much and exactly what % where is rarely found in videos. Thank you so much.

[@dannyvera8475]

MY portfolio has good companies, however they have been red all this year. This is my first year of investing and have been down 35% in the March/April sell off, and now down 17% in this sell off. I work hard for my money, so investing is making me nervous and sad. I don't know if I should sell everything or just sit and wait.

[@danieljamal3709]

Building a good investment portfolio is more complex so I would recommend you seek professional support. This way you can get strategies designed to address your unique long-term goals and financial dreams.

[@dannyvera8475]

I’ve been trying to hire a professional. After all, it's what really wealthy people do, they hire more experienced persons to do the job but I can’t find anyone I can trust.

[@henrygarcia1792]

I’ve made a loss of over $2500 trading in my own where can I find an expert to help me recover my losses and also help me earn consistently from the forex market.

[@danieljamal3709]

Christine Lynn Saitta. She is famous and has got a website. So, you can check her out online and subsequently contact her from there.

[@dannyvera8475]

Frugality is an attractive quality to the majority of the population. Being frugal is about putting your dollars towards the things you care about and not overspending on the things that don’t matter. Thank you for sharing I'll do that right away

[@Freddyyyy266]

Just stumbled on this Humphrey. Thank goodness I took my finances seriously. Getting into the market surely led to many open doors for me as I've gone to make quadruple of what I put in.

[@Kantor895]

Hi Larry, how are you doing it? I’m interested please. I want to build my portfolio, and if possible, make some passive income.

[@Freddyyyy266]

@@Kantor895 I know that learning the ins and outs of investing can be draining, that's why I work with Levi Clemans, a seasoned trade analyst who has been the backbone of my success in stocks. You can get across to him

[@Freddyyyy266]

Levi Clemans (a) Gma Lcom... You can reach him through that

[@Kantor895]

@@Freddyyyy266 thank you larry, I'll do well to leave him a message right away!

[@Zmlambo]

I have not written this sort of comment before but I feel compelled to. Just wanted to let you know that you’re doing a great job Clemans. You have made a difference in my understanding of the market.

[@JTMORRISSEY1]

I feel like the Growth and Bluechip parts of this portfolio would be better executed via an ETF. The diversification comes at only a small cost and being broad and market cap weighted removes arbitrary decision making from the process, and makes your portfolio future proof. At some point Target (for example) might not be the blue chip that it is today, and owning it as a single name means you are responsible for choosing when to roll out of it. Something an etf would do on your behalf, gradually and systematically. A video idea might be to decompose a portfolio of only a total market index like VT or VTI (+ cash and crypto) and compare it’s growth/value weights with your sample portfolio.

[@humphrey]

Good idea and great comment. Thanks Jack! Will def consider this.

[@elywananda]

I'm glad I read this comment about possibly just letting an ETF do the Growth/Blue Chip heavy lifting. Will definitely keep that idea in mind.

[@mh9846]

@@elywananda an ETF is great for these however there’s less upside. Imagine a portfolio built of %25 VOO like he said plus %35 blue chip BUT blue chips are AAPL MSFT GOOG AMZN (just like the top holdings of VOO). Allows you to slightly beat the market safely. With safety being the key. Overall this strategy is EXCELLENT and will probably beat out most. Great set up Humphrey!!! Thank you.

[@amena92]

Yes would love a video on fundamental analysis, Humphrey!

[@theusualbrownie]

How would you incorporate this portfolio with your overall finances? To basically include any index funds, mutual funds, retirement accounts, emergency money, savings accounts, etc

[@esketitbryan5042]

New invester and current have $800 in my portfolio I’m hoping to keep adding in slowly and I’ll hopefully make lots in return. I’m using the public app btw

[@northinvestor]

Slowly but surely it's the way to do it!

[@xbudderbrox]

Solid my brotha. I like it. Personally me portfolio is 50% etfs and 45% Blue chips. I have a very large cash reserve as I just started investing. I dollar cost average into my roth. Good portfolio my brotha. This is an actual diversified-portfolio compared to talk heads like financial education Jeremy who says 5 growth stocks is diversified, like wtf.

[@khanitasuvarnasuddhi9710]

Thanks for another great video Humphrey! Your videos are always so calming to me and you explain finances in such a clear way. I will have to take a look at my portfolio now - I always like to rebalance at the end of the year. I need to create a spreadsheet like yours as well. haha. Thanks again for all the great info.

[@GymPerformance]

Question: when you buy stocks, when do you know it‘s time to sell?

[@alan-qx7oq]

Robinhood

[@akin242002]

Just keeping it simple with 70% in a Total USA fund and 30% in a Large cap growth fund. VTI & VUG or SCHB & SCHG for examples.

[@joshualy6426]

Where would you insert a roth ira in this portfolio?

[@lucatesar1692]

A fundamental analysis video would be awesome! Been trying to get into the details more, reading balance sheets, income statements on the 10k and all, but can be confusing, a video navigating that would rock

[@humphrey]

Noted!

[@bananabonzai]

Aside from crypto, is your portfolio a combination of your taxable and retirement accounts? And what are your reasons for not including mutual funds?

[@humphrey]

Mutual funds charge a high expense ratio for what they actually offer, thats why I prefer ETFs, maybe its my bias...

[@brockwilliams6433]

Love the video Humphrey! Would this ETF/large cap heavy portfolio strategy be smart for a long term Roth IRA in 2022? If not I’d love to see a video covering Roth strategies for the upcoming year!

[@humphrey]

Yes it would be, but you can also take some more shots in a Roth IRA due to tax exemptions

[@osarumeseikhile6462]

I loved your video Humphrey, you broke everything down so easily, it wasn't hard to understand at all. I've started planning my portfolio and I was looking for more resources to help me in the process, I'm glad I came across your video, it has been of immense help. You've got yourself a new subscriber.

[@humphrey]

Amazing! Thank you 🙏

[@usmanrahman3288]

Humphrey, thank you for educating us all! It would be great if you could provide information on fundamental analyses. Thank you 👌👍

[@xl0001]

I invested in vanguard s&p 500 index funds, bonds fund and REITs, thinking about assets allocation among those three funds.

[@prodigy9885]

You don’t understand how much I needed this video. Thank you

[@humphrey]

You r WELCOME friend!

[@FeralFeminine]

As a geologist and an eager to learn investor, I sincerely approve of your introduction! Thanks for the giggles and terrific content!

[@davidicke4451]

my bälls are extremely hairy, I like to tie them in a knot and jiggle them around and clap them together

[@chunnicutt1244]

Thank you for this information. It is very helpful, especially for a beginner.

[@jacobsolomon427]

Where's the place to find day trading advice?

[@bryanconvoy3180]

What is CASH?

[@shroud4269]

VOO, VGT, VCR, VNQ, VYM. my current portfolio. VOO is my core holding and 50% of my entire portfolio, VGT takes up about 20% of the remaining 50%, and I evenly split the remaining 3 etfs( VCR VYM VNQ)

[@scole4545]

Thank you Humphrey for this well-explained process. I just started investing a few weeks back and will try to mirror this spread/diversification in my portfolio for 2022. Do you recommend any new ETFs for December 2021?

[@astonishingvideos2728]

Hey , I want to know what was your potfolio pourcentages and is your portfolio doing some good profits?

[@jimmypal93]

I had a question about the overlapping in your portfolio, aren’t all of the blue chip stock already in your s&p500 ETF ?

[@TheJakers12]

Well you can choose your exposure to these different stocks rather than an ETF

[@Nymul_Y]

You’ll get higher returns from individual stocks since a higher percentage of your money will be assigned to those

[@ezequielnarvaez9079]

I imagine this should include all your investments, including Roth, 401 K, HSA and regular brokerage, right?

[@bars1578]

can someone explain to me how 'cost per share' and 'current price' are different

[@sirjesseterrell]

is there a link to a portfolio excel file like this to download/use vs making all of the cells from scratch?

[@vxnova1]

Big yes for fundamental analysis,

[@mranonymousguy1237]

Nice rocks, bro!

[@nicknguyen3368]

Great video Humphrey. Can you make a video about paying off mortgage/loans vs investing?

[@andrecastille8086]

Simple and visible made it easy for anyone to comprehend. You got yourself a sub.

[@petarkolev6928]

You got a sub from me! You create very nice to listen/watch and understandable videos, thank you!

[@beralekilop]

I didnt like the portfolio, I would recommend it only to those who do not mind losing a significant portion of the money. I recommend you focus mainly on etf's

[@d2vid5]

why

[@IQLion]

While I understand that this is not for everyone, in fact these percentages seem a little to risky for my taste, I wanted to ask about mutual funds. Most financial channels recommend mutual funds as kind of a solid structure to diversify and minimize impact of stock market swings. Is there a reason that you turn to ETFs and stay away from mutual funds?

[@abutaymiyyahlectures]

how about real estate?

[@lucky12keys]

GEMS! Humphrey my friends and I treasure you!! Cheers from the Pacific Northwest!

[@humphrey]

Cheers love the PNW!

[@ZMJBeats]

My portfolio is 70% growth stocks 25% crypto and 5% ETFs, this has not served me well losing over 12% this year :(. Might take your advice now!

[@humphrey]

Nice. Glad you’ll try my suggestions

[@ZMJBeats]

@@humphrey Of course thank you very much for the vid!

[@GymPerformance]

Most useful video in 2021!

[@zcarver25]

As you continue to buy shares / take advantage of DRIP’s. How often do you rebalance or know what to continue to buy over another holding in your portfolio?

[@conaljm]

Hi Humphrey, thanks for posting this video. When analysing your portfolio, how would you classify a Growth ETF, such as the Vanguard Growth Index Fund (VUG)? Is it a Growth stock or and ETF? Cheers!

[@humphrey]

probably just an ETF

[@coastiesmitty]

Rockin' with Humprey!! Hey, great video!! How does one get rock-solid access to the spreadsheet?

[@humphrey]

It’s in the description

[@Jay-er4md]

Thank you for sharing this! I finally got into investing after years of avoiding it due to lack of knowledge. Off to watch your other videos!!

[@anisaa8752]

anaylsis for stock market

[@Xoffalis]

Hey Humphrey, is this asset allocation ideal for a brokerage account or a Roth IRA (or both)? Thanks! I appreciate your help as we go into the next year.

[@luismessi3881]

Both! I would be more conservative with a Roth tho (more ETFS)

[@chefls1]

Great video Humphrey! Thanks for sharing 👍

[@humphrey]

No problem 👍

[@JM-rp3lx]

Why did you leave AMZN out of your portfolio. Would you buy today?

[@methodlam]

Great content. Thanks Humphrey.

[@alexbeis9908]

yes do a fundamental analysis video

[@katelynrenesse4798]

I appreciate this video. I traded stocks years ago and started out with the “turn x into millions” mindset and blew up my account. there's more to a stock than just its stock price, an entire company more. focus on the company not just the stock price, true words from my F.A Rita Wildrin Mora...I made over half a million from ALB and NVDA..I love passive income

[@ericwilde4583]

My method is to buy quality firms, anticipate to hold them regardless of what happens, pay up but not too much, keep track, sell only when necessary, and be ready to course correct.

[@stanleyfujiwara1394]

I did read about Rita Wildrin Mora on the web., quite an interesting lady with an amazing track record

[@benharrop6157]

I can totally relate to blowing up an account..about a year ago.. tough times

[@walter.dlawson2580]

I googled the lady you mentioned, and left a mail after going through her certifications I'm willing to make consultations to improve my portfolio..

[@dilayolga]

Ok I just finished watching the whole thing, I want to say it once again. What a great video! Proud new subscriber

[@tanyamccarty7917]

How does REIT’s fit into your portfolio?

[@pat87225]

Great content as usual! Got one question, instead of choosing crypto for that 5-10%, what do you think of owning a nft for the purpose of investing?

[@humphrey]

very spculative, much more leveraged, would be careful but you could do it...

[@pat87225]

@@humphrey okay! thanks for the reply!

[@melanydelgado7850]

Thank you! Such a great video 📹

[@kyaghleah]

Great advice! Cheers 🍻

[@jamtao]

Hi Humphrey, than you for the video, it really help put into perspective the balance between growth and blue chip stocks. One thing I wanted to hear your thoughts on is TSLA. Some say its a blue chip, others say its a speculative risky growth stock. Where would you classify them? TIA

[@blueturquoisett8448]

Humphrey, what about investing in digital gold or silver?

[@dilayolga]

Honestly.... WHAT A GREAT VIDEO! Thank you

[@janebxy]

Great video. Would you adjust the blue chips stocks according the ETF product to make sure individual stocks are not overweighted?

[@placeholder7753]

Just a few thousand dollars on stocks have went way above with time, there may be dips but in the end for long term investments it has came out to be a huge sum, of now 50k.

[@kyawzawhein8228]

Please make a video on Fundamental analysis of APPLE and HD

[@davidlemon3323]

Thanks for your great video. It is help me much to create my1st portfolio.

[@davidlemon3323]

I love your portfolio, brother. Have a great week to you

[@humphrey]

Much appreciated

[@abrahamavibina388]

Hi Humphrey, Big fan of your page. Would love to see a video of how you analyze stocks.

[@YOURWXMAN]

I need to make some adjustments! Thanks for this! I have too much in growth stocks!

[@Emily_Quinn]

My Common Stocks are: NPK: 6 USB: 5 SSL: 2 AP: 2 I want dividend income to live off of.

[@6888058]

WOW excellent work.

[@jofa6897]

Maybe a video on how you learned about investing and personal finance? like books, etc...

[@_Brohan]

very informative video, thank you

[@minotaurfinance3395]

Great video Humphrey! Long-term investing is the key they don't teach in school in becoming a millionaire.

[@humphrey]

Absolutely!

[@jackkam4429]

excellent sharing

[@Dinkthemagnificent2]

Super helpful!!

[@stephanielu8840]

Great video! What is the difference between total cost and total value?

[@mdbarton1979]

Simple question, just in case you read comments 😂: when you say 10% of your portfolio is in cash, but not in your chequing account, where is it? Do you just mean it’s in a savings account with a high interest rate?

[@poetryinm0ti0n]

Yes please make a video on fundamental analysis for beginners

[@humphrey]

I did :D its the next video after that one!

[@onlygrowthincome3365]

Great video

[@aznmastie629]

nice! thanks for the video! i feel like im on the right track watching your videos!

[@humphrey]

Glad to hear it!

[@user-ug1ko2gt2d]

Can you do this for the end of 2023

[@klewis7567]

Humphrey - I'm sort of a newbie. When you say "cash" in your portfolio, what exactly does that mean? If you said "cash on hand" that would make sense, as in just having easily accessible cash, like under your mattress, per se (lol). Thanks for your response.

[@sexcess]

80% VTSAX 20% VTIAX

[@JNAV84]

This 2 fund is all you really need.

[@shanthi3152]

Also you didn’t cover commodity type as well , gold etf is worth considering.?

[@deesplash7087]

Oooo I missed this vid 🐐

[@RichOmar875]

Nice easy breakdown

[@humphrey]

Glad it was helpful!

[@abigael5513]

I'm a fan! looking forward for fundamental analysis.

[@mariodejesus8770]

When will you have more apprentice spots available?

[@privateequityguy]

9 Simple Self Improvement Principles 1. Drink more water 2. Eat whole foods 3. Practice daily gratitude 4. Pick up a book 5. Listen to a TED Talk 6. Forgive someone 7. Join a group of supportive individuals 8. STOP nailbiting/nailpicking habit for good 9. Congratulate yourself for this growth For those who are in the rush of changing their lives :-)

[@Hypedhitman]

Palantir, man that one aged well lol. I’m still holding too though.

[@humphrey]

STILL HOLDING, my time horizon is long so... it is scary right now lol

[@Alvin8852]

helo, can anybody explain the difference between trailing return vs annualised return, they are too confusing. which indicator should we look out for ?

[@AlexandraAnnette]

make a video on stock analysis, i would like to learn how to analyze them!

[@humphrey]

i did! How to Pick Stocks is the video :)

[@Bangpaulxu]

Petting rock for the win lol. Great video Humphrey

[@humphrey]

You know it!

[@joshgableman6854]

Amazing video! Would you keep this portfolio separate from your dividend portfolio, or mash them together? Not looking for professional advice just curious given the allocations you have mentioned. If you do mash them together what allocation would they fall into? Blue chips?

[@humphrey]

I'd probably keep them separate for my own sake, but you can definitely mash them together. I would count dividend stocks (especially dividend king/aristocratts) as Blue Chips

[@estebangonzalez-guido1352]

Videos regarding fundamental analysis would be great !!

[@humphrey]

will consider!