How To Build Wealth In Your 20s (Realistically)

[@GrahamStephan]

For anyone who wants more information / more detail on certain topics - check out my newsletter: grahamstephan.com/newsletter (I post deep-dives here twice per week - and it's totally free). Enjoy!

[@belhamadiawalidd]

Hello i m a software developper looking to start my company , i do some good work and new things , i m 18 , should i wait until i m 23 to start my company or do i get things done now ?

[@igd1315]

7:04 if only you took your own advice when it came to FTX

[@bobbyathineos]

@@igd1315

[@АннаВекшина-ю6б]

"Building wealth is like climbing a mountain; investing is the steady ascent, retirement is the summit."

[@ЛинаТарасовак6ы]

Great analogy! Climbing toward retirement takes effort, but the financial freedom at the top is worth it.

[@JenniferAdams-r2k]

Great point, With my adviser’s help, I’ve climbed the financial ladder, making informed decisions that support my retirement goals.

[@KevinMarks5i]

Great insight! I'd love to meet a financial adviser who can help me climb the financial ladder effectively.

[@JenniferAdams-r2k]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

[@KevinMarks5i]

Thank you for this amazing tip. I just looked the name up and wrote her.

[@markjones42115]

The fact that nobody talks about the forbidden book hidden laws of the game on borlest speaks volumes about how people are stuck in a trance

[@onthebball]

Currently 23 and just bought my first house, been watching since 2016! You have helped me throughout my financial journey! Thank you!

[@razorfools]

Amazing achievement my guy! Kudos to you!

[@RustyVaperGameplay]

How did you start watching before he started uploading?

[@onthebball]

@@RustyVaperGameplay you’re completely right, I messed up my calculation. I have been watching since I was 16 and just went off my birthday.

[@onthebball]

@@razorfools Thank you! Himand Caleb hammer from financial audit are the best. Recently started watching “Money Guys” now because I want to make sure I’m set for retirement.

[@vincandengines3019]

Started working full time after finishing school at 23. Started to follow your channel and investing from nothing. Im now 25 and puting 20% down on a property. Also getting a roomate to lower my housing cost to approximately a normal appartment in my area. Thanks Graham

[@ngoswald11404]

We are in the same boat 🤘🏻

[@Patriciabanks5]

I don’t know how but you’ve managed to package an unbiased analysis that is more entertaining than the sensationalized segment of economic and financial news. Thank you for your efforts to be the signal and not the noise. I understand that the economy is currently in a downturn and that we must wait for things to get better

[@MarkGrimm8]

As hard as it may sound you can plan for the recession. If you are working, find extra work and get an Invest--advisor. Protect your deposits by having enough cash in short term fixed income. Then cut your expenses. Minimal insurance, cut utilities.

[@monicawill5]

I think the current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

[@emiliabucks33]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@frankbarnes22]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@emiliabucks33]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Carol Vivian Constable for about five years now, and her performance has been consistently impressive.

[@Wrealthreach12]

25 now, started investing at 21, biggest regret is not starting at 18 😭

[@GrahamStephan]

Better now than never!

[@alexbob5209]

How much you invest and how often and annual salary?

[@Wrealthreach12]

@@alexbob5209 At minimum, I buy one share of VOOG or VTI biweekly. When I ran into Graham and learned all about investing that he has to offer, I recognize how many years I missed out on so I was being super aggressive “catching up”, now I just take it biweek by biweek maxing out my ROTH IRA.

[@arfo8353]

You have plenty of years, you'll be okay. Most people don't start thinking about it until 30 or 35 So you are ahead of the game

[@WilliamWelsh]

Same. I started at 19. Was mad I didn't start another year earlier ! Or save up my money before that

[@insomniacsupremacy]

Hi Graham, I know you get a lot of comments under your videos, but I simply could not hold back on expressing my gratitude for your work on KZbin because you seriously changed my life. I started watching you at 17 and started setting myself up financially, putting as much money in a market weighted total world index fund ETF utilizing registered accounts, maximizing my credit score and points utilization and adopting a long term mindset on life in general. Im now way older and I’ll be starting soon my career in personal finance to preach those crucial steps while sharing my new found passion for personal finance. I’ll be forever grateful for the spark you gave me and changed my life for the better. I know you received some hate on KZbin but no one can steer from the fact that your tips and mindset are the gold standard to anyone starting in personnel finance. Wishing you a great day man.

[@NFTMule]

Good job man

[@mohamedalassanewane7519]

Thx guys, we Grahams really appreciate it 😊

[@BroEthan]

I’m not the only one who noticed! XD

[@liammateo287]

Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month 2024.

[@mbase2028]

I'm 37 and have been looking for ways to be successful, please how??

[@liammateo287]

Mrs Sonia Campbell was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Sonia Campbell

[@OwenRobinson-qx1ug]

Woah for real? I'm so excited. Sonia Campbell strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

[@liammateo287]

she often interacts on Telegrams

[@liammateo287]

using the user below

[@IamDevron]

Graham the goat. I remember seeing him at 17-18 (I am 23 now) Ahead of the curve now because of him

[@Max_Ivanov_Pro]

Thank you so much Graham! 🔥

[@mackenzielance7818]

Just turned 24 this month, a little over $33k invested! So glad to have a community online in this comment section. All my irl friends think the world is ending and our generation is completely destroyed financially. Well, while they keep thinking they won’t live to be 60, I’ll be prepared!

[@pedromata3931]

Smart moves prepare for the worst hope for the best

[@MrTimmah23]

Preach!

[@SeanNMathis85]

Good job! 👏🏼 I wish I was invested at 24! You going to have a bright future. Just stick to long term trading and you’ll be fine. Btw I dig the name. My gfs name is Mackenzie and my brothers name is Lance 😂😂

[@teagueolewiler4202]

Impressive work! I’m 20 I hope to be where you’re at in a few years. Crazy how few people take advantage of this

[@hugocolin8114]

lol that’s so relatable

[@pedrooropeza3527]

I haven't been watching your videos in a while I'm glad I'm back

[@aaroninnocent4361]

0:01 “what’s up Graham it’s guys here” Whatever your dealer is selling, tell them to send me some plz 😂😂

[@NicholasBall130]

I admire your dedication to educating your audience. We all aim for financial stability and a better life. Achieving this is possible through wise investments, frugal living, and careful budgeting. I'm grateful that I learned the importance of working hard for financial freedom at a young age.

[@StacieBMui]

In my opinion, making a smart investment is not only a technique for earning passive income, but also a profitable way of saving for future expenses. People who fail to make the proper judgments early in life often come to regret it later in life. Nonetheless, investing alone can be difficult and risky. As a result, I recommend obtaining an expert’s assistance. The challenge is not just watching videos and reading investing books; it is about implementing information effectively.

[@StocksWolf752]

I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialized knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centered around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavorable outcomes. I have been collaborating with an investment coach for more than two years

[@EleanorBaker474]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

[@StocksWolf752]

Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@crystalcassandra5597]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@neontiki]

I just watched a video by Caleb Hammer that said in my 20’s if I’m good with my money I could have a million dollars and was truly bewildered and confused but had no way to know how to get the money like that. So I can’t wait for this video

[@GrahamStephan]

It'll be really hard to get $1m in your 20s without a high paying job / leverage / substantial savings rate / or luck.

[@herbythechef7624]

I started watching your stuff in 2020 graham. Thats when i started investing. Im canadian but have put 32k in my tax free savings account now and bought my first property in 2021 thanks to you!

[@GrahamStephan]

Congratulations!

[@shortlaker209]

You're back Guys!! 🔥🔥🔥

[@AxelVelazquez-us9gi]

Now we just need to see the Blcktken300 price also move in the same direction as these charts. Up. Very Up.

[@viewfromthehighchairr]

A career which gives you a little bit of time and work-life balance costs you financial independence because it'll be low paying. Tough choices to make. Keep in mind, investing provides a jumpstart to financial freedom. At 34, I already have a $6m portfolio.

[@BrianMattews-i7t]

Everyone needs to hear this, you need to create your own process, manage risk and stick to the plan, thick or thin, while continually learning from mistakes and improving

[@Too-old-Forthischet]

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.>

[@AverageAmerican-m2m]

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you

[@Too-old-Forthischet]

NATALIE ANN BRINKMAN is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@jacobs9604]

Grahams viewpoint is extremely refreshing compared to the typical mindset. Sacrifice to gain financially

[@geraldt331]

Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

[@Jadechurch-ql3do]

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@yeslahykcim]

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

[@lucaswilliams9992]

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@yeslahykcim]

Yvette Ruta Musto' is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@brianwhitehawker1756]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@heatah]

Great reminders I needed to hear again 🙌

[@MoneySense.]

When l was searching for way to build wealth when I got job years back, I started with fixed income, spend a year or two knowing what the stock market is about before delving into it and years down the lane, I never regret it. I started investing in my late 20's and now I have seen the power of compounding.

[@mattjanachek]

I had this bad feeling about buying at an all time high. Your video helped me get passed that with data. Thank you!

[@inspiringbuilds]

Nicely said Graham. I’m doing extremely well, but wish I would have started younger. Now with my kids I start them when they can walk and have them save 50% of their earnings and invest it! 👍

[@zacharysoderberg1099]

I’m currently 21 and just invested $2000 into my ROTH IRA. Hope to be investing 3k each month into investment accounts from this point forward and am very glad to have seen your content! Keep it up!

[@GrahamStephan]

Well done!

[@shayleeolsen804]

3k a month ? What do you do for work if you don’t mind me asking

[@brandonouellette1536]

@@shayleeolsen804that’s what I’m wondering too that’s $36000 a year invested. That’s the salary of some.😊

[@UraniumAtom]

@@shayleeolsen804 I was wondering the same haha. Right now with mortgage and everything else, I've only got a couple hundred spare a month.

[@LiamMitchell5294]

That’s crazy money for your age, well done!

[@marcelosalas5309]

it's kinda crazy how nobody's talking about the forbidden ebook called, Derp money,

[@sportsanalyst916]

Is it worth the purchase? Has anybody read any of the books from that website?

[@markjones42115]

@@sportsanalyst916 Yes it's great book if you want to start online business

[@Attilat]

All of these videos need a disclaimer that says "...in the long run, so you can retire properly and enjoy your life when you're 65." Your average joe will not see a cent of this invested money until retirement.

[@aaronh2778]

I really love all the people with no kids that give financial advice

[@GUTT470]

I only like based on the quality of his asking method in the video and this one deserves both the like and comment

[@unknownskywalker-l9b]

I appreciate you for keeping it so real.

[@joseeduardoponceramos2792]

borlest forbidden money books (thank me later)

[@sportsanalyst916]

is it worth the purchase? Has anybody read some of the books from this website?

[@bryce6576]

@@sportsanalyst916I checked out the website and it did not look legit to me. Haven’t read any of the books but I doubt you’ll find some mystical secret in them.

[@jaydenparks8408]

@@sportsanalyst916only one way to find out

[@samuelcaldwell4499]

Hey Graham! I've always been a big fan and found your content helpful on my personal finance and business goals I hope to one day be as successful as you and I hope our paths cross in the future.

[@valdisf890]

Begging of the clip: “What’s up Graham it’s guys here”😂😂😂😂😂 love it!!!

[@superduperjoi6800]

I am 26 and working full time planing on being an artist and go on tours of vendor fairs to sell my art and go finish my degree in the fall

[@Rachadrian]

Nice video I used to think every investor went broke during recessions, meanwhile some made millions. I also thought everybody went out of business during the Great Depression, but some went into business. Bottom line, there's always depression for some and profit for others, it all starts from having the right mindset. That said, I've set asides part of my savings to invest for future. Unfortunately I'm a complete noob.

[@outcomeclothing4657]

I love Graham. He’s so good at cutting through the noise.

[@dope_a_meen_bruh]

He said, “Hey Graham! It’s guys here!” 😂😂😂

[@gelleganza]

bro 😂😂😂

[@bullfr4g32]

I am halfway through nineteen and my roth IRA is about 2,350 and my YTD return of 2024 is 38% but I was lucky when buying a few stocks.

[@danieljohnson8779]

Love the strategy to push for more comments subliminally with the small error at the beginning that we all know we want to correct

[@cyyylas]

If there was ONE thing a 20 years old should focus on to get his finances in place what should it be?

[@GrahamStephan]

BUDGET BUDGET BUDGET. That's huge. If you can get that habit down, everything else will become soooo much easier.

[@cyyylas]

@@GrahamStephan do u have any video talking specificaly about budgeting?

[@joselunarealtor]

Don’t follow trends Be humble.

[@Thejasonrogers]

I’m 26 dude listen to me okay. Put $100 a month towards an index fund. That’s all nothing more nothing less out of sight out of mind. When your 26 you will thank me later. I got my hands in real estate stocks and an employer match RothIRA and a high yield savings account. I use to ride a little kids bike to work cause that’s all I could afford at the time I remember it was $20 bought it at a Walmart, dude keep hustling and it will pay off bro I promise you that. I’m living proof.

[@kuri_neon]

I think something I'd add is find investments you are interested in. That way, you can have some sort of passion to follow that industry, keep up with news and make better choices. You understand that industry and how each company/entity begins to function and with that, there's money to be had.

[@tribalbeetz]

Because of Graham i bought two pieces of real estate in 2023. Yes its been crazy tight financially but it will pay off in couple years.

[@MillionaireHouseholdFinance]

Great Video Graham! We followed most of this advice, which helped us reach our millionaire/financially independent milestone in our mid 30s! Everyone should follow this advice!!!🥰

[@regtalkswealth]

*Yes investing is the most life changing thing you'll ever do* 😀

[@jeffreycoffman8781]

Im glad he said preferably roth ira, i never stayed at a job long enough for a 401k bonus from employers

[@AmazonandeBayGuru]

Awesome video Guys!

[@GrahamStephan]

Thanks Graham

[@r.f2173]

you're the reason I seriously started looking into ETFs. They're now the backbone of my portfolio

[@__tebane7]

Love your videos Graham! You’re one of the very few financial KZbin channels I’ve subscribed to and I find so much value every time I see a video you post. I’ve been personally trying to get into the investing world as a new goal for 2024. And there’s videos out there but from guys that don’t seem that much trustworthy. Would you consider make a guide on how to invest, what tools to use, etc. I’m sure others would find value out of that video!

[@GrahamStephan]

I might do something like that!

[@SuccessfulLifeInvesting]

Retiring in my 40’s learned that investing is easy and everyone can do it.

[@Selimibrahim-oh7eq]

I'm thinking of using it to bet on the cricket matches. There's a big game coming up, and that extra bonus could really come in handy

[@carquestionsanswered]

I bet your videos like this have a long tail....I wish I was patient enough to make more videos like this. Great Topic!

[@GrahamStephan]

Yeah, I've noticed the algorithm is shifting back to long-tail content like it was back in 2019. Typically these do really well over 3-5 months.

[@martellackerman3434]

What a crossover!

[@arfo8353]

What does long tail mean

[@CmdrCorn]

​@arfo8353 Im assuming it means content that reaches the algorithm slowly, but more consistently over time... The opposite is content that has a shelf life of 24 hours and wont get any more views after that, like news and reviews etc...

[@notreally-sf3df]

@@GrahamStephan this one did absolute ass.

[@bereniceflores81]

Nice work. I’ve been on the Blcktken300 train for a while, never sold as they are always building.

[@ImMohammedAli]

It’s you who pushed me to become an entrepreneur years ago from content exactly like this then I realized I need to get rich now. $2 Million dollars is useless to me when Im 60. I’d rather have $5 Million dollars at 25 than be a billionaire at 60. So the answer is just make more money and invest it to make more money and have it work for you, otherwise any money you don’t invest you lose.

[@JayCord2832]

Took me forever to get over the start of the video.

[@ryansparks889]

Thank you Graham! Im inspired to share my wins because of you! Im 21 with 15k invested between stocks and a Roth IRA. Im so thankful to have a positive net worth at this age.

[@4tius508]

What's up Graham, It's Guys here.

[@madmarcos9716]

Great video ! What should I invest in ? Not knowing is the reason I haven’t started .

[@lolgeselle]

Thank you for making these videos Graham keep them coming! ❤ Las Vegas local

[@Adam-vi3hc]

Read alot of this in Grant Sabatiers book “financial freedom”

[@thekid3770]

Hey graham if you’re looking for a new series or outlet to document for your channel maybe you could document the process of buying a rental property giving the breakdown on expenses, process of upgrades and then the process of finding a renter for it or just selling the home. I think it could be something unique in the aspect that there aren’t any KZbinrs I’ve seen that have done it and given a thorough breakdown of the process

[@Gain_Train]

When I invest I like to invest 10% of my paycheck into the stocks that get the highest dividend rates and then I reinvest the dividends. This way my portfolio grows in value and I will be able to earn more dividends. When I look for dividends I look for a pay out of more than 4.5%

[@saelfaddoul9252]

Any recommendations as to where to start investing?

[@BakiEnes-gw1ji]

Have you looked at the reload bonuses They seem perfect for keeping the game going after the initial play

[@Tinyzkid]

25 years old with $700K in retirement accounts (401K, Roth, Trad IRA) but regret saving all that money that doesn’t even feel real because i can’t spend it until 60

[@WhoKnowzTBH]

If you can invest that much money into retirement accounts I’m sure you can switch over and start investing in yourself with that security of knowing that you’ll have all that money when you’re of age I’m just a 20 year old with 20k saved up though so take my word with a grain of salt, I’ve accomplished nothing compared to most everyone else lol

[@rensutra5880]

There are many ways of accessing that money earlier if you wanted to

[@sethdickson94]

Lies lol

[@OctagonalSquare]

I finally got my work 401k set up. I don’t have a lot of flexibility in my income so I’m only able to do about $200 per month, but it’s a start and I’m looking at a decent raise soon. Plus that’s with a match of $200.

[@WiseInsightsUnleashed]

Graham's bio says he is still 30. He will forever be giving advice as a 30 year old. Just kidding. Great stuff as always man.

[@MetalShopBuilds]

@Graham Stepha, I'm 17 years old, and have just under 10K saved. I have no expences, how much should I invest?

[@TreCayUltimateLife]

I bought LUNR when they launched their rocket, and today is worth less than half what I paid for my positions. In the end this stock will be worth thousands per unit once they begin routine lunar transport. If you invested $100 one time into MSFT(microsoft) in 1986, today is almost $500,000. Companies like LUNR are going to end up much larger than companies like microsoft could ever dream to be.

[@GrahamStephan]

Let's see what happens! Super volatile!

[@FletchOfGod]

Short term investments lead to short term profits... which is either negative or slightly positive appreciation.

[@jpjp9111]

The kind of person who puts off investing is the kind of person who puts off pushing the like button.

[@GrahamStephan]

Exactly.

[@Sweety_Jar_Jar_g2948]

I am using my grandfathers financial advisor

[@FranMariee]

Thanks, Graham! These are great investing tips for life. Like so many others here, your videos got me started with learning about investing. What a massive impact you've had! I have a small channel that I'd love to grow to be similarly impactful one day.

[@diablobuilder]

thank you graham, really appreciate this insight and knowledge, would apply this one to my life, ill update you in a few years

[@kylehickey9922]

"Whats up Graham, its guys here" love that beginning brother

[@joshkolden9103]

Maybe make a NVIDIA thoughts video next.

[@sophiasavanna1329]

When are you going to do your yearly income/networth video?

[@Paul_Sullivan]

Back with a banger!

[@jeremyrioux]

Hey Graham, I remember you had a video about which identity theft app you recommend, any chance you have a link to it? I think it was similar to Aura but not that brand (can’t recall). I’d love more information on that since I am new to the USA.

[@jeremyrioux]

I think it was one of your videos about best credit cards in 2023. Then you had a little advertisement in the middle which you claimed you weren’t sponsored. I’m trying to remember the company.

[@fabianfabianfabianpg]

You need to make a Short or reel of the $1 -> $21 dollars test for expense!

[@etienneboois]

Well Done

[@GrahamStephan]

:)

[@Atrus999]

Any chance we can get a "best investing habits in your 40's" video? I'm a late bloomer when it comes to investing but most of these types of videos are for people in their 20s.

[@GrahamStephan]

Sure!

[@MrCarttbone]

27 with $570,000 invested. Just hold hold hold and contribute don't have fear

[@Courtney-Alice-Gargani]

Great video I have been building my wealth and retirement fund. This is helpful.

[@GrahamStephan]

Glad it was helpful!

[@alejandroyanes8932]

The best habit remains, making videos about good habits

[@VickyKahle]

Market highs can sometimes be followed by corrections, but predicting the timing and extent of it is challenging. I've heard some analysts talk about a 'massive' correction. It makes me wonder if it's time to adjust my $500k portfolios or maybe even consider some defensive investments.

[@strokdude931]

“What’s up Graham it’s guys here” best intro ever!

[@wac74]

whats up graham its guys here :) love it

[@railzombie]

Whats up Graham, it’s guys here!

[@bobbyathineos]

My wife and I have a budget, but we rarely use it whatsoever. That doesn't mean we spend frivolously. We buy most groceries that we want on sale most of the time, we rarely upgrade our tech, and we each have hobbies that we monitor closely. If anything, the budget is mostly for hobby stuff, but we always underspend according to the budget just because we don't look at it as a meter that should be filled.

[@VaniquaHarrison-rk1qd]

Even if you're on a tight budget, there are still ways to start investing. Whether it's setting aside a small portion of your income each month or exploring low-cost investment options, every little bit helps.

[@bobbyathineos]

@@VaniquaHarrison-rk1qd Absolutely! one of the reasons for the budget is to make sure expenses don't eat too much into our disposable income, causing inconsistencies in our investment schedule. It's easy to come across a shiny new purchase thinking "That's fine, we can afford it" only to find yourself knee deep in credit card debt a few months later.

[@JollyMarketerLiv]

Same here. I have a budget, but at the moment, it's more like a guideline than a strict rule. It helps me stay on track, but I'm not afraid to deviate from it if I have to

[@joebothehobo9906]

I wish I knew about this in my 20s I started investing when I was 31 I’m only now starting to see it get somewhere I’m 47 now it’s not too late don’t give up just start

[@nerdacs]

My plan is to invest on Monday. Every Monday. Auto-invest is turned on.

[@fri___day-y2i]

I just found your page and I love your energy! my question is what to invest into for a beginner that is low maintenance. I would like to set it and forget it because I do not know what resources to use to figure out when to buy/sell. I saw some videos on index funds and treasury bills but I am in my mid twenties and a lot of videos say to invest into stocks

[@giselastefan2180]

The future belongs to those who believe in the beauty of their dreams. Success is a state of mind. I think I'm blessed because if not I wouldn't have met someone who is as spectacular as Expert Mrs Lucy Mary Liam.

[@raulviolante8675]

Graham, please make a video about this company called Smart plus they say they can make you money by just investing but they don’t say how it seems like a Ponzi scheme. Please make a video about this my parents are invested and I’m afraid they’re gonna lose their money.

[@AnnieHolsen]

I admire your dedication to educating your audience. We all aim for financial stability and a better life. Achieving this is possible through wise investments, frugal living, and careful budgeting. I'm grateful that I learned the importance of working hard for financial freedom at a young age.

[@HildaBennet]

Even though I engage in investing, I feel disheartened by my lack of expertise in assessing the performance of individual companies and determining the optimal timing for stock purchases. The erosion of my financial reserves due to inflation adds to my concerns. At this point, I require precise market trajectory information, but I find myself unsure about the appropriate course of action.

[@PennyBergeron-os4ch]

Opting for an investment advisor is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023

[@bartlyAD]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@PennyBergeron-os4ch]

The asset manager that guides me is DIANA CASTEEL LYNCH. most likely the internet is where to find her basic info, just search her name. She's established.

[@bartlyAD]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@Flaccid_Banana]

Currently have 70k in retirement and 24k in a taxed brokerage account. I’m 25 and have been investing since 18. Nothing crazy but I took advantage of 2020 dip and agree with everything here. Consistency is key.

[@christopherosborne8172]

NOTI GANG

[@GrahamStephan]

Welcome!