How to buy PROFITABLE (GOOD) REAL ESTATE in India?

[@AkshatZayn]

👉 I will be conducting a Real Estate as an Income Stream Workshop in Goa - in June 2024 [March batch FULLY BOOKED]. Signup here: rzp.io/l/yp9im377w [15% discount to students enrolled in any of our Wisdom Hatch courses] ________________________________

[@naturevedios31]

@Akshat Real estate is very bad investment, burnt my fingers, laws in india are not strong in real estate.

[@indianstockstories8163]

Please let us know when you hold a workshop on music in Goa instead. We will subscribe it for you to swing trade it. 😀

[@shradhagupta2015]

11,798.82 rs fee is not nominal chu banana band karo

[@mohd.alfaiz5349]

11.7k for just 2hrs is just too much sir. I love your videos but the price isnt fair . I would have definitely bought it if it was 5k

[@bharatvadlamudi]

We all have invested in crypto using vauld can you please do a video on what re ur next steps to recover the ,omey

[@Danielucas17]

It is difficult to make exact projections for the housing market as it is still unclear how quickly or to what degree the Federal Reserve will reduce inflation and borrowing costs without having a substantial negative impact on demand from consumers for anything from houses to cars.

[@vineet1712]

You timed your villa in Goa very well. Appreciation happened in major city in last 1 year but this cycle will return after 5-9 years now. If some one buy now anything appreciation will be dramatically slow and complain will come back

[@abhijitkhopkar1500]

At the very same time he was advising others not to buy real estate 😄😄😄

[@dakshsinghal5814]

Exact reason why go opposite of the crowd to register profits

[@rounaksidhanta]

For real estate there are additional 7-9% transactional charges( registry, stamp duty, lawyer fees) + 2% brokerage if anyone is buying through a broker. I am not calculating the interior costs. So roughly including interiors it would be an additional 20% over and above the property price. I have not taken the processing fees, franking, hypothecation charges in case of a bank loan.First 2-3 years ka gains are all gone. RE will give returns only after 7-8 years with a very poor IRR.

[@abhijitkhopkar1500]

In real estate you also have a benefit of leverage. You need to have only 20 rupees in hand to buy property worth 100. In long run property appreciation has outpaced home loan rates.

[@rounaksidhanta]

@@abhijitkhopkar1500 Everyone knows about home loans, not a very good argument. Property prices won't appreciate at 10% cagr, except some specific pockets in the country. The final costs incurred are very high which eventually eats away your returns. RE is only for the end use.

[@WalterWhite-og6wj]

​@@abhijitkhopkar1500But you won't be paying back 80 to bank. It will be 120-150. Consider actual returns after removing downpayment, stamp duty, registration, paper work charges, maintenance, interior, property tax and loan amount including interest then you will get the real picture.

[@abhijitkhopkar1500]

@Vikas-nt3mk In tier 1 cities, real estate has already become a white money business. Home loan is good as interest rates are lower than the appreciation rates or grow in stocks. So park your excess money in equities and keep paying EMIs. Home loan lets you appreciate the money you didn't put to begin with.

[@rounaksidhanta]

@@abhijitkhopkar1500 See RE is only for end use of the buyer. This gives you comfort, mental peace and pride of ownership, apart from this there are no financial benefits per se. People investing in properties by taking loans and renting it out is not a very wise opinion in my perspective if you have a single source of income or aren't a millionaire. There will be lots of overhead costs involved in managing and making the property liveable, after the purchase. I have put this perspective on the basis of flats and not a villa or a piece of land where you can demolish after 20 years and reconstruct something on it. It's very easy to put these enticing videos on REs if you earn 15-20 lakhs a month and you have lots of discretionary free cash flow. For middle class salaried guys it's very difficult.

[@NiMa-pt3dg]

Thanks for the guidance. Looking for clarification on 2 points. 1. Is 4 % yield calculated based on total money needed to acquire property. Since there are various fees ( Gst, stamp duty, registration, maintenance deposit, other fees, finishes before apartment can be rented) based on the purchase price, almost an additional 20 percent on purchase price. 2. Also if rent is 40,000 a month, so 4.8 lakh a year. The owner may have costs for taxes, insurance, society, maintenance fees. So net amount in pocket maybe 3.8 lakh. So we use 4. 8 lakh or 3.8 lakh to calculate the yield. Thanks

[@ashishverma-mj1kl]

must be net rental yield.

[@ashishverma-mj1kl]

rather gross

[@TakluCal]

I live quite cosily in my 63 year old ancestral home (after all that’s what my ancestors meant it to be). I’d invest in a place where I wouldn’t stay and use it purely for the cash flow. And if I ever build a house, I’d be designing it myself as it would be an expression of my individual style and aesthetic. That way I won’t be compelled to buy something that’s not my kinda home. I could also restore and maintain an older property of my liking.

[@KTDA79]

Fundamentally we need to distinguish if you are buying property based on complete leverage (loans) or you have over 80percent cash in hand to invest into the property. The equation on yield will be determined based on the above scenarios.

[@PhilSommer2]

Having recently gained more knowledge about personal finance, I've subscribed to your channel. I want to commend everyone who's tirelessly working to earn a living while also building wealth during this recession. At 45, I'm retired, along with my 51-year-old wife, and we're debt-free. Our plan is to relocate to Thailand. Thanks to our frugal and financially savvy lifestyle, as well as our commitment to saving and investing in the financial market, we've been able to generate passive income even in this recessionary period, allowing us to sustain our desired lifestyle."

[@LeonWilk2]

Congratulations on ywow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

[@PhilSommer2]

No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with *'Jude Ryan McDonough,'* to create a long-term investment strategy, and he assisted us in managing our investments while we focused on my jobs without any concerns.

[@LeonWilk2]

Thank you for your advice. It's challenging to find a reliable investment advisor here, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.

[@uttiosaha4692]

Problem of black money I have felt also. I went with one of my family member to buy a flat. They were asking 45 lkh. They gave a whopping discount of 9 L when we said we can give all in cash now. Max politician takes the cream of real estate in Kolkata.. Just to show lower valuation on paper. They bought a whole top floor and had not built all the walls to keep the rooms bigger.

[@EKIPCE914]

Can't deny the fact that *VRI TOKEN* has the strongest bet to bring lights back to this industry after we suffered FTX, Celsius, Tera and so on. Sure if they fail it's done for good but the pressure is too high and I think they will keep proper liquidity rather than these others. Don't see them going bankrupt any time soon.

[@ashishsharmaiitkgp]

Not sure if I am missing something or you missed to deduct the home loan interest from the yield of ~9% per annum. A person will end up paying 1 Cr interest on a home loan of 1 Cr taken for 9-10 years. So, logically that amount should be deducted from the profit earned from the rental yield and Property rate appreciation.

[@subhayanghosh3517]

I think he is mentioning gross rental yield. Mortgage payment is taken into account for net rental yield.

[@ankitaghosh145]

In Bangalore the scenario is completely different,within the last year(past 12 months) prebooked property prices have increased by 35-40% and every unit of property is sold.These are all high rise high density properties.What would be your recommendation for these?

[@abhijitkhopkar1500]

ha..ha.. 2 mins of silence to all of those who didn't buy real estate following Akshat's old videos.

[@HPV97531]

Akshat is the most inconsistent influencer i have known

[@abhijitkhopkar1500]

@@HPV97531 This isn't inconsistency, this is dishonesty. He was preaching others not to buy homes while himself buying one.

[@MustafaBaş-n8u]

You are one of the most sophisticated and brilliant KZbinr/content creator I watch, and 1million percent the very best in finance. I appreciate all of your content thank you for *VRI TOKEN* much love from Chicago

[@baazarkibaatein]

There was spurt in prices in real estate all across India, but this would be just one time and again a long phase of no gains after this. Buying 1.5 CR property in metro is no joke especially when salaries are not going up in the same proportion. Don't get swayed away by the recent jump that happened in the aftermath of Covid where people saved some money to invest. It won't repeat each year.

[@nihalmohandas8788]

For cash flow why not invest into bank fixed deposits. You will get 7% interest. Compared to 3% rental yield.

[@manirajss]

30% tax right?

[@sivag2032]

It is inflationvtgat eat in to debts instruments

[@joydeep_]

Mr Akshat tries his hand on every trick of the trade. Paid Community, Real Estate, Paid Courses, US Shares, Crypto......

[@joydeep_]

When I used to follow/join Mr Akshat I used to get nominal returns...

[@padholikho24]

@@joydeep_ agree with you, watch trading with vivek channel

[@padiyar]

From sharekhan to property Khan great diversification of KZbin influencer 😂😂

[@shambu134]

Hi Akshat can you share your views on investment in Farming?is it good to invest time in farming ?

[@shiwaniarora9337]

I have been watching his videos from 2 years . Initially when he couldn't find property at desired price he spoke against real estate investment and now b'se he has got some appreciation on real estate he is giving Gyan . Also sometime back he was crying on KZbin saying villa price in Goa is around 3.5 cr too high . It's better that I buy property in Portugal this way I will have citizenship as well . Now he is owner of 10cr property. Kuch bhi

[@Wolf-hd1hr]

Akshat will back that asset, where he can sell something to his audience. Earlier he was riding crypto wave, now real estate to sell his workshop

[@gauthammuthukumar837]

This shows Akshat's maturity, real estate market has changed since last 2 years and yields and returns have improved. Akshay has rightly identified the trend and is giving us insights

[@ananthakeshava7278]

he was speaking about crypto now silient

[@lilytea3]

0:00: 🏠 The speaker shares their practical experience and insights on real estate investing. 3:26: 💰 Real estate and equity serve different purposes in a portfolio, with real estate providing cash flow and equity offering growth. 6:13: 🏢 Real estate transactions in India often involve black money, high taxes, and inflated prices, leading to poor returns for investors. 10:06: 🏠 The speaker discusses the importance of rental yield in property investment and offers a conference in Goa for scouting high-yield properties. 12:26: 🏢 The speaker discusses ways to lower architect and interior designer fees, and highlights the challenges of selling units in high-rise buildings. 15:30: 🏢 The speaker advises against buying high-rise, high-density projects in Goa due to competition and lack of cultural charm. 18:22: ✅ Real estate is a good investment, but it is important to consider the saturation point and understand the 4% yield rule. Recap by Tammy AI

[@ErkanKarabalta-h6r]

Interesting talk about *VRI TOKEN* I suggest anyone to listen to the guy talking about it in the video. Personally I didn't think they would really do that but seems like the launch just happened and there are enough slots available, could be worth huh

[@fernouza]

Hi Akshat. Could you make a video on hBits or Strata? Are they worth investing? Thanks.

[@burakhd6536]

between the two, I think I would still support *VRI TOKEN* : technically speaking, years ahead of the competitors,Brand power, easy development, flexible with source languages, quick tx...

[@raghavtulsyan]

akshat is that person who is good in everything and bad in nothing in investing terms .

[@ankitgad]

High rise high density can also give 9%+ overall yield. Bangalore is a city which has ocean of individual houses but people who are not native to Bangalore, they want to buy house in a gated society. High demand and low supply of gated societies in many areas drive up the prices.

[@paintingvillage2296]

Hello. Please make a video on the micro cap shares from textile sector if possible for you. Thanks

[@samersingh87]

Actual rental yeld really reduces after paying property tax, maintenance, etc, great to know the 4% rental yield guideline, its an easy indicator to buy at correct price.

[@kartheek200]

But do you think how much percentage of buyers can touch that 4% target..? 10/100 from my view..

[@stickle1727]

I like how you take 10k upfront 6 months in advance to do all your venue booking. Nothing out of your own pocket.

[@mr3rdpoleZee]

amazing ..looking for a guidance from you sir!!!

[@ArvindSrivastava-t6f]

Hello Akshat, have you thought of investing in Real Estate in Dubai? The RE market in Dubai is exactly opposite to India with very low mortgage rates (3-4%) and significantly high rental returns (10-11%). And above all appreciation. My one property in Dubai have fetched a return of 340% in 3.5 years and other property of 120% in 1.5 years. This is including appreciation and rental return.

[@sumit5676R]

Khud thodi na eente leke khade ho jaoge 😂😅 Appreciate your intent, transparency and humour..

[@ayushvadhar3136]

Hello Sir, Please make a video on how to pick long-term stocks for let's say 10 years. and is stop loss important when buying for the long term. ( Buy and forget concept )

[@anikettiwari6885]

Rental yield in lucknow is the worst. People will buy houses for 1.5 to 2 crore and the rent will be 10k to 15k per month

[@panchishah7027]

My quote: "Any course which is valuable is paid => Any course which is paid and actually valuable will be found for FREE on freedom internet" -1) I think I will buy this course, cause almost 0 Indian paid courses are firstly available on freedom internet; 2) I trust you and I don't think any such class is available anywhere.; 3) Do consider why you support freedom (AKA Bitcoin) - Bitcoin has extremely strong roots in actual freedom, and bitcoin is considered as ultimate freedom tool. Paid courses for free on internet is just 1 part where bitcoin started. FYI- I deleted 50 BTC worth ~10USD in 2010. I wish I could ask for more discount on your course, given the hard job and my humble beginning. Just hope coming to Goa would be worth for a salaried person like me. and not for business folkes

[@anandyadav2903]

kindly continue making real estate videos also rental yield is to be taken into account for 20 yrs or 25 yrs

[@subodhkadam]

Is it possible to make a video and help in Airbnb concept in details, pros and cons along with process and procedure with government, policies to look out documents needed and critical points to look into.

[@mehmetipek6995]

Myself during this Bear Market only trying to focus on BTC, *VRI TOKEN* , ETH, SOL, MATIC. not losing sight of BNB and GALA. 🇨🇦

[@kingali1174]

After the Etherem ecosystem, *VRI TOKEN* is the best ecosystem available on the market and most people don't understand this yet, I believe due to lack of marketing. Thank you so much for bringing us this kind of content!

[@selahattinergun95]

Anyone else feeling messed up with all the bad happening? Glad that *VRI TOKEN* is giving power to the people which is not what I personally expected but it's there and everyone can get a good share of that. Don't just take my words on this, best is if you have a grasp yourself what they wanna do and what the vision is like. Probably something which will change the next generations and decide if it makes sense to run digital currencies or not

[@coll-Owner]

When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss *VRI TOKEN*

[@kraladam8557]

All of them are really nice picks. But the potential of project that elegantly combine blockchain and *VRI TOKEN* and should not be overlooked, I guess. Among them, this truly tackle real-world problems and have vibrant ecosystems, like Aiwork.

[@mehmmetali4936]

Can't deny the fact that *VRI TOKEN* is the strongest bet to bring power back to this industry after we suffered FTX, Celsius, Tera and so on. Sure if they fail it's done for good, but I don't see that the biggest tech company in the world would put everything at risk just for that.

[@NEGANSMİTHS7]

Super hyped for *VRI TOKEN* , a L3 DEX with native swaps between BTC, ETH, USDT, etc. (No more wrapped IOU's and massive gas fees)They use lightning and connext state channels which allow for zero gas fees, fast finality, and increased privacy. Main net coming supposedly soon, easy 100x.

[@veerendragouda0487]

Want more videos on real estate investing like paying emi with its own rent

[@bidhanghosh989]

Hi Akshat, can you please show your share portfolio. No need the unit/amount part

[@Vishwas997]

Most of the guys here if they are going to buy real estate , it would be via a Loan . That's why it never made sense to invest in real estate , if we had money we would have put it on real estate too.

[@yunusgulen7769]

Idk about price, but I'm going with *VRI TOKEN* . I feel that regardless of gains and losses my funds are safe.

[@Vttv83]

Real estate is always better for long term..... i saw people earning more than 15% cagr in agriculture land and open plots.... if you purchase agriculture land and develop you will get more..... constructed properties have different sinario..... Another benefit is that.... if u purchase and sell in cash... then u can also save huge tax.... it is not possible in equity and mf bonds etc.

[@sunnydutt6878]

This guy said all this time that people are not wise financially they invest their money in real estate rather than other important aspects. Now he gets lucky in one property and changed his radio to completely different channel and now he is pro property. Chalo bhai jhola uthao isme bhi gyaan batengey. Ban gaya iska bhi course. Bhai Kaun le raha Hai iska course. Us insaan ko shat shat naman. Please don't pay all these know it all scammers and he is just one of them. Everything is available free online.

[@roxyroxy7671]

Asli investor ho bhai.....

[@rkhomes9962]

U said be asset light...ab kya hua akshat bhai ? Yes its good be diversified...and yes 5%-6% yield is very good in Real estate.

[@indiansaudi93]

Thank you so much for the information. Please make video for NRIs

[@SharmaRahul9988]

In which location of Goa or Society you have bought your Villa ? I also have some plans to invest in Goa

[@harshb747]

What about legal disputes regarding real estate? So many mafias capture your land or shop and it becomes difficult to get rid of them

[@ananthakeshava7278]

what about your earlier crypto gayan. Silient

[@NeerajKumarbharat]

The key point is about real estate if property is at any city ‘s heart that property will grow faster than other .

[@smithbhati6961]

Best Best Best as ALWAYYYSSS!! ❤💜

[@Namesake4u]

Majority of peole have 0 gyan about investing...and they will quetion anything and everything you say akshat.... I remember he never said or asked anyone of you to follow his investment ideas.....he simply gives you info about what he is doing and where he is investing......its finally your call to do the same or not.... Nd rahi baat that real easte me ye cost voh cost hai....real estate is one of the biggest wealth creators for a lot of people when done correcting as an investment.....same goes with equity.... A lot of hate commentors are investing majority of you wont become jhunjhunwala. Yet you all are investing....same is the case with real estate..... Its all about the deal you are able to crack....i have bought many lands and sold them at good profits in matter of few months and sometimes a year or so....in some cases even at double in 2 years

[@avneetsingh2911]

For commercial property rental yield of 6 is good but for residential rental yield of 2-3 makes sense

[@hassanmoynul4601]

Thanks for the video Akshat!

[@ritajain4419]

Very honest admission of facts , akshat ji 😊

[@sameergrover40]

If you are wondering the course he is talking about (goa real estate classes) costs 11,798.82, frankly too high for me

[@mdyaqub8768]

I remember in your previous videos maybe a year or two yrs back where you were completely against buying real estate... shouldnt have believed you at that time. real estate prices were so low at that time. now it has almost doubled...🤕😩🤯

[@jakkysharma4515]

You only said tat real estate will give 3-5% in your video 2 years back and you were completely against it, completely.. now that you have made profits on your real estate, you have taken a complete U turn

[@AdnaanAhmedZohran]

People learn and evolve and not dwell on past notions. Things and timings change.

[@jakkysharma4515]

@@AdnaanAhmedZohran completely agree.. but i think he should mention this in his video about his change of opinions oflate

[@abhijitkhopkar1500]

I will tell you with my experience from 2006 since I began working. All these financial influencers recommend not to buy real estate. I was also a fool to buy all these stories and my colleauges built a sound portfolio with real estate. In long run all across the world nobody has regretted buying property unless someone has really duped you. It is a proven way of wealth compunding even in very sparsely populated countries like Canada and Australia.

[@AkshatZayn]

Here a video that I had done 2 years back, showing my own Real Estate. If I did NOT believe in this asset class, I would not have bought it and made a video about it 2 years back: kzbin.info/www/bejne/hp2xaplnmLF8aqM

[@HarshaVardhan-dk2wy]

He is just talking about Tier1 cites in India, it may give 20-30% returns in cities like Goa, Bangalore,south Bombay. But when it come tier2 and tier3 you hardly make 4 to 6% including rental income and property growth.

[@vanketeshsharma8554]

Hi, Can we join only the online classes. What would be the charges for that?

[@Milton567]

hey akshat literally you are increasing real estate value in GOA, if I'm not wrong

[@sahil3078]

Then u can invest in high dividend stocks... Where u can buy stocks at very cheap price.

[@ghayas76]

Very nice full of knowledge real estate buying guide. Please make abt delhi real estate property videos....

[@balajir2072]

Hi sir. Can u explain REITs ?

[@vishwasrchonu7134]

Hi sir, can you give us information about online real estate and about buying sites (not houses)?

[@Akshat164_-on-_TeIegram]

thanks for your feedback 𝐌𝐚𝐤𝐞 𝐬𝐮𝐫𝐞 to use above info for. guidance and investment update.

[@msushil55]

You ll seldom make any profit on buying online real estate,most probably u ll loose money.

[@vishwasrchonu7134]

@@msushil55okay... what about buying empty sites instead of houses?

[@chrisnone3235]

Pls do a video on options trading

[@wervok]

Hey , I recently subscribed your channel , thanks for the valuable content

[@onlinesaidasa9105]

Namaste We can consider investing in REIT stocks. These companies invest in real estate and we only need to procure them as we do for other stocks via demat accounts Thanks

[@rajivmulam]

@Akshatzayn, did you factor in mortgage in your rental yield calculation or you are basing your calculations on all cash deals?

[@man-m]

Goa is a very small state with limited Land.Outsiders should not be allowed to buy land/Villa in Goa as bcz of ths there is pseudo rise in prices of land which becomes difficult for locals to buy at such high prices. There should be some domicile like 5 or 10 yrs stay mandatory before buying land/Villa for outsiders.

[@Badbadderbaddest]

Some how, you calculated yields based on property prices. I base my yield on the amount investment (down payment) I guess that’s the right way of calculating.

[@bvssrsguntur6338]

19000/Sq yd in Yapral, Hyderabad, Telengana 3 yrs ago is now Rs 60K/ Sq yd. So is in Vijayanagaram, Vishakapatnam, several places of Hyd. Rs 60k/Sq yd would def go to Rs 1 lac in 3-5 yrs. Everyone is Andhra and Telengana is rich because of real estate and very few are enterpreneurs and business men. Doctors are the ones who have 3-10 RA properties.

[@shishusuman1003]

Please make a video on Gwalior's real estate.

[@nomadd27828]

How did you assess which is a good locality to invest and go through all the legal procedures considering you invested in places where you have not lived for a long time?

[@pubggamer1431]

I wanna let you know that *VRI TOKEN* made it this year. What better way to start a global change? Don't get me wrong I know they are not like altruists or something but they keep doing the right thing to improve the situation, power the ecomonmy and so much more. We need players like them and we can always jump in the train at good spots such as this one

[@neel672]

How do find a fair valuation of a house?

[@The1club111]

As Always Valueable Content 💥

[@pankajtrivedi2255]

In the bull market, all decisions look good!

[@albertishu9066]

Want more videos on real estate ❤

[@vin21711487]

Hello Akshat, i have some properties where the yield percentage i have as of today is 7.65% without appreciation. The property is on loan. Is it good? Or a property needs be loaj free for the rental yield percentage to make sense?

[@kumarvaibhav9781]

plz make videos on commercial properties

[@mohit4success]

Talk about Assured returns by bhutani in Delhi NCR

[@roshanbhootra4568]

You haven't spoke about the life of the flats or building which we should see. Seeing the old real estate for re- sale

[@BINIYOGLOGIC]

🎉 like the way your investment.

[@vaibhavagrawal6128]

I heard the baby cry, stayed for her/ him 😤❤️

[@TheCheckit96]

Great video!!. Could you suggest an option if one wants to get monthly income what are other good options and approx rates of returns.

[@Saga2011]

Thanks for this interesting video. Can u discuss the real fair value of a property in a separate video.

[@aasingh7027]

Nice video and great insight

[@ritajain4419]

Extremely daring of you , so much honesty is unpalatable to marketers, good going, bless you😊

[@rohitgujral1933]

So even if a property like a flat gives more than 5% yield, should be buy it (more than 1) ? Or should we only consider commercial properties or houses(with land), which is obviously more expensive

[@AshisSona-y5b]

How will yu sell? Can it be readily sold?

[@shahs8694]

Hello Akshat wanted to be part of your 200 member group and also would seriously like to take one apt and experience this scope of business practically but for that can I know scope of investment as we don’t have that 2cr to invest

[@ashlin1422]

my father bought a small 1bhk room in a complex near lulu mall (right when lulu mall was being built) for 15 lacs. he gets rent of 15k per month on it now!

[@humblepawn873]

That's insane rental yield of 12% ....but when did he buy ?

[@ashlin1422]

​@@humblepawn873 2019 end. rental yeild is superb but properties depreciate in kerala. Like people dont want second hand flats and stuff. (thats how its been since decades, but things might change).