How To Detox Your Money In 30 Days

[@shawnchristianson324]

Our 2024 goal was to get out of debt. We paid off most of our debt-(around 25k)We will be debt free completely by February. Ready for the next steps in our life

[@vintagecrazyjay4970]

Congrats!

[@yessicamarie.v]

Way to go! I will be debt-free by December of this year. Gazelle intensity here. 🎉❤ Happy 2025 everyone! 😊😊😊

[@rebecca-yb4or]

Well done! Enjoy being debt free!

[@TrustintheUniverse1111]

Proud of you

[@lizpetruzzi7700]

That’s awesome!! Congratulations!!

[@KevinGDividend]

This I became DEBT FREE! as of December 1st, 2024. Over $30,000 in debt paid off!

[@tracynorman4883]

That's amazing!! 🎉

[@catherineblackburn6755]

We became debt free the first week of December 2024 also! Feels so good!

[@adrianwhitmire5270]

Congratulations

[@lizpetruzzi7700]

Wow!! That’s so cool! Congratulations! 👏👏

[@heatherboyd1180]

Here’s a tip: Use your local library! They have soooo many free resources like movies, TV shows, and more. Our local library also has game nights, a makers space (which I have personally used), and a Things library where you can borrow things and try them out before you buy your own, like an air fryer or seasonal baking pans.

[@duhbullb]

Been binging for about a month after finding Dave and by proxy you George. Much appreciated 👏 My debt is cooked this year 💪

[@chadbailey7038]

I’ve been following you & Dave Ramsey for a while now and I’m finally ready to start 2025 on Baby Steps 4, 5 & 6! Took so many false-starts to get to this point 🙌🏾 ⚡️ 🥂

[@DonaldMichaelDischner]

Amen! Me too.ive killed half my debt. I'm going strong this year!

[@Crystal.Calvin]

Grocery hack for a family of 5: only purchase clearance, sale and manager specials that are close to expiration items to get best deals. Then plan meals around that. When meat gets close to expiration dates they slash prices close to 50% so I stock up and freeze a lot. Same goes for any staples in my household. We aren't dedicated to a particular brand or item and don't make lists including super specific things, only search for the discounts and plan based off that

[@tamebunny6389]

Honestly affordably feeding ANY family requires a deep freezer lol Premade food went up in price first like chicken pot pies used to be $1 not on sale 😭 so all the foods I relied on for quick and easy have to be premade by mauh

[@Crystal.Calvin]

@@tamebunny6389 yup same here! I just try to make double so there are lots of leftovers to freeze and reheat

[@kitcatkit6240]

I’ve been freezing meat for years. Make dinner and use leftovers eat for lunch at the office the next day. Make your own coffee, meal plan, involve the kids (if they’re older) so they don’t turn their nose up at food . Tell the kids to get lunch at school (it’s free in my state). Buy frozen veggies and fruit if you tend to throw out produce, always carry snacks in you purse so there’s no impulse to stop for snacks and fast food on weekends while being a chauffeur to activities. Fill water bottles in the morning for kids. Ugh it’s exhausting feeding these kids lol 😂 store brand is just as good as name brand

[@Crystal.Calvin]

@@kitcatkit6240 we preserve a lot from our garden too, hunt and freeze ground venison every winter, make homemade.

[@cameron1737]

I got 2 tips: Learn how to make your favorite fast food pleasure yourself. The DD wake-up wraps were my guilty pleasure until I realized it's literally just a fried egg, turkey sausage patty, whack of cheese on a warmed up tortilla. Put your monthly bills/payments in your mobile calendar. I use the Google calendar and have my paychecks and monthly bills/payments due set for re-occuring for each day every month. Really helps to visualize when the money comes out of the account and track spending when you can easily see/know when a bill is coming due.

[@ΤάσοςΚαυσοκαλυβίτης]

Here's something easier: Make an excel file. Create a "subtable" with some borders and some columns. Set for Income and for expenses. List them, sum them, create rows for the bills, the groceries etc. Then have another column for "savings" and rows about banks, cash, investments. Do that for each month. Enjoy life.

[@cameron1737]

​@@ΤάσοςΚαυσοκαλυβίτης does not sound easier but if it works for you lol I personally can't stand using Excel and I don't own a computer

[@anya8221]

I use a paper planner. I write our income and bills. Tally up each month and plan for future months. It's very visual, and I have my past years.

[@ryankuehl7466]

We are ready for this. Last month we made switches to our cell/internet/streaming to make some cuts to our bills. Now we need to tighten the belt on our eating out. We'll see where we are by month's end! Thanks for this encouragement to start the new year!

[@DonaldMichaelDischner]

I just wanna finish paying off debt by end of February! Should be doable at 35k a year and only about 1,500 in debt. After that I'm really gonna start churning!!

[@lindalloyd9809]

I never eat out and I only have free KZbin. The things that take all my money are lights, rent... All the bills that will never go away. But I will say I do door dash to have something to put away. I hate it but it's what I need to do right now.

[@azizurrahman1091]

Happy new year 2025 George love your content

[@StuGo1013]

4 in 10 have $0 in savings! That's a true statement. We have 4 adult children and only 1 has money in savings! Why?? Because he listens to his parents who have made mistakes in the past, and learned from their mistakes....he also seeks advice on investment. George, Thank you for a what you do!

[@ZippyChiko]

Happy New Year!😊🎉

[@jessicaqu]

Happy to see your channel grow!!

[@pnwflipper2089]

If you want to win with money you have to do it up front. Pay yourself first. Whatever baby step you are on, do that first thing when you get paid. Then pay your bills, then what’s left is yours to spend. Of course this means you have to have a plan- you have to write out a budget to know how much you can afford to put aside for baby steps, but do it FIRST. Make it a priority!!!

[@andreawright3505]

"The ants say yassss queen..."🤣😂😅

[@0fficial_R3alMcC0y]

HAPPY NEW YEAR to You All 🎉🎉🎉

[@seattlegirl5201]

I love your videos! You are so entertaining and filled with useful information. I feel motivated every time I watch your videos. Keep doing what you’re doing!

[@teresajasoo2853]

We were paying debt and husband got lay off sep 2024, I am holding the house and we have emergency fund, we live in SD! Hope,this 2025 get a nice job again and continue to pay debt.

[@kasession]

Happy New Year George!!! Love your channel!!! 😍. 🎉

[@TomBreter]

great video! Happy new year!

[@sistagrlro]

2025 is also my year of getting out of debt. I've set up all goals for each payday as recurring calendar items to remind me when my pay comes in. Then i pay and put PAID on the calendar entry. Plan is to be out of consumer debt by this time next year, have some savings + expand investments a little.

[@laneyluneva]

I still have half a tray of baklava leftovers and my kids don't go back until the 6th. So great video! But I'm going to start my goals on the 6th 🤣🤣 We are currently saving 20% of income between Roth 401ks, roth IRAs, 529s and a HSA, so we have that covered, but now we have to save for a down payment on upgrade in house. Apparently in todays market where we are at, even an inspection will lose you a house, so contingent sales are an immediate loss. We stopped throwing more at the mortgage to save for a new house because I do not ever want to pay PMI again.

[@tammyturowski6703]

Whether u save the money or pay down, you'll get it back. Hmmm

[@juliejohnson6753]

Love your vids!!! 😍😍😍 You are hilarious, true and inspiring! Gonna Thrive in '25!!!😊🎉🎉🎉

[@mommyscribbles]

I have to say... you are sooo funny!!😂

[@PhilipPerry-e6x]

I'm favoured only God knows how much I praise Him, $230k every 4weeks! I now have a big mansion and can now afford anything and also support God’s work and the church.

[@PhilipPerry-e6x]

Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!

[@JaneRoegan]

Wow that's huge, how do you make that much monthly?

[@RosePeters-g2f]

I'm 37 and have been looking for ways to be successful, please how??

[@PhilipPerry-e6x]

I remember giving her my first saved up $20000 and she opened a brokerage account with it for me, it turned out to be the best thing that ever happened to me.

[@MagdaleneWalker-n3w]

[@nickstark8479]

Thought I was going to be learning how to launder my money. Disappointed.

[@Dogbullet]

😅😅😂😂😅

[@stevenewsome5306]

Buy a laundry mat or invest in crypto. Maybe collectibles 😂 goes in dirty-comes out clean as a baby’s bottom after a diaper change

[@Jane-rh7tc]

it's true, the easiest way to make $$ are all written in the laws

[@misslinda772]

I will purchase my food items, etc. at Walmart first. Then move onto Kroger. Savings: Anywhere from $25-$50. ❤

[@adventureseeking]

Stop being so AWESOME! (just joking) Happy New Year!

[@CrazyMedic220]

George, this looks suspiciously like the Ramsey Babysteps… oh wait they are! 😂

[@Angrialex]

every video is lol

[@KenistonKist]

I reached $138k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in October 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area. Thanks so much Charlotte Grace Miller.

[@anatolyivan]

I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

[@marthasteward0]

The very first time we tried, we invested $1000 and after a week, we received $7500. That really helped us a lot to pay up our bills.

[@ForwardMozell]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@KenistonKist]

she's mostly on Instagrams, using the user name

[@KenistonKist]

FXMILLER 16 💯.. that's it

[@we4utube2]

Great video.

[@iamamanduh]

I actually laughed out loud when you made that cool runnings reference. Loved it

[@austinbar266]

So far, I'm doing good approaching retirement with about 800k in savings, but transitioning from building wealth to spending can be scary, especially with soaring inflation. My question is, after maxing out my tax-advantaged retirement accounts, what next?

[@jcurdrayeric243]

Increasing tax rates are the reason I rolled over my 401k to a Roth. I don’t want to be 59 paying taxes on current income on withdrawals made from my retirement account.

[@rogerwheelers4322]

Pre-tax contributions may help reduce income taxes in your pre-retirement years while after-tax contributions may help reduce your income tax burden during retirement. Both have their perks but you can also save for retirement outside of a retirement plan, such as in an individual investment account or employing the services of a retirement planner/investment advisor.

[@joshbarney114]

I completely agree; I am in my mid 40s, approaching retirement, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.

[@FabioOdelega876]

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

[@joshbarney114]

I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky” for about three years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@JoeyLeBlancMusic]

(1) Pay off all credit cards in 6 months (2) Pay off car loan in next 6 months (3) Pay off student loans in the following 6 months (4) Save 3-6 months expenses in the last 6 months So in 2 years I should be debt free, with an emergency fund and on baby step 3b or 4 depending if I’m married by then and want to buy a house

[@Willy-Wacker]

1:52 That’s what she said.

[@JamesFoxPodcast]

😂😂😂

[@philippopov3496]

Try only buying ingredients not finished products

[@ClicheXeveryXday]

Hey my name is Brandon lol

[@kristinanoall]

I feel like I’m watching a financial Gilmore Girl 😂

[@pastortodd1964]

Debt free except mortgage by 12/31/24!

[@AppleHelperITouch]

Time to pay off $11k of Christmas debt I got into…..starting off strong….

[@gwarlow]

7:49 Guaranteed by a government that is TRILLIONS of dollars in debt? Where can I sign up? 😂

[@RaymondKeen.]

I think the stock market will do well in towards the end of 2025, so I'm thinking of putting $220,000 into stocks for my retirement. Any advice on doing this safely? Also, any important tips for the current financial situation?

[@HectorWhitney]

The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.

[@KarenLavia]

I deal with an investment advisor for this reason. I currently have over $430k invested in a diversified portfolio that has grown exponentially and is suitable for all market seasons under guidance. Our current project for this year is a more concrete ballpark target this year.

[@BellamyGriffin19]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@KarenLavia]

Lisa Grace Myer is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@ChristianKelv]

Thank you for sharing, I must say Lisa appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call.

[@AlexandraAnnette]

I always pay off my credit cards!! Andddd I’m debt free and I have 5 months of expenses paid!! My goal is save money for a down payment on a home for one day

[@smokeyj3983]

I know how to use my credit cards to benefit me. I'm not going to stop making my points by using cash. Do I buy more because I use my credit card? Absolutely not! Only necessary items.

[@joanclement6671]

How do I do a budget when I have bills that come in twice a year (taxes & insurance)?

[@GeorgeKamel]

Set up sinking funds in your budget. Divide the total due by 6 or 12 months and set aside that amount each month in those funds.

[@NowandLater83]

🙏🏾​@@GeorgeKamel

[@benrich4787]

Hey George. Curious about your opinion on putting money into a HISA vs in an offset account for a mortgage. Especially if rates are higher for the home loan interest.

[@juliem.3936]

I was able to pay off my car early and two credit cards in 2024. My 2025 goal is to pay off the last credit card and small loan from the credit union.

[@earthdestroyer-v8w]

This video is a game-changer! So much helpful information packed into one clip. I personally don't like promoting anything in comments, but I simply have to share with you a book called The Gilded Nexus of Prosperity, that book changed my approach to money, the methods in that book are impressive

[@endrutatic]

that book is impressive

[@TS1023TS]

Is a money market account okay for high yield savings account?

[@motoryzen]

They're really just about the same overall. The only difference depending on the individual account versus individual account or Bank brand versus Bank brand is the amount of interest you get most often across the course of a good year or more I still see and hear George advertise Laurel Road as his recommended high yield savings account for people to use but I try them out and it was nothing but a hassle trying to get things set up let alone the fact that they're extremely slow and updating when I do a deposit into that account and a balance versus BankPlus was super easy and still to this day when I do a balance transfer the money is either there or not there instantly depending on if I'm transferring to or from my checking account to my money market account with Bank Plus and the only difference is barely not even half a percent of Interest. I'll deal with BankPlus any day of the week over a Laurel Road

[@Mitchellee-g2s]

I'm a plumber making over $100k a year, and I've never invested before but do have a substantial cash saving. I'm thinking about starting a Solo 401(k), but I'm stuck on what to invest in. I've watched a lot of beginner videos, but I still don't know the best way to start. Any real-life advice or tips would be really helpful.

[@ChrisWoodBritton]

I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

[@05kkmujgaa]

Opting for an inves-tment advisr is currently the optimal approach for navigating the market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023

[@JakePeterson-n9d]

Impressive gains! how can I get your advisor please, if you don't mind me asking? I could really use a help as of now.

[@05kkmujgaa]

Zareen Grace Church is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@VilladsGoguen]

Thank you for this pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@jennesont4791]

Where is the best to keep the 3-6 month emergency fund? Canada

[@Jawedgani...]

80% TURBO 14% XAI368 2% FLOKI 2%BONK 2%PEPE 🎉

[@ErikAndAllie]

I died at 9:54 🤣

[@mommyscribbles]

Hahaa!! Cool runnings!!😂

[@mj0484la]

What is the delete ? website?

[@GeorgeKamel]

joindeleteme.com/george

[@bhojpuri.gana565]

Depends on your finances . 1000$ in XAI368 is 4000 XAI368 if it goes to 50% of ath in 2024 thats a 600% gain. If it goes equal to ath . Its a 1200% gain.

[@mylesmikieal]

Yassss Queen🤘🏾

[@christiS907]

I just asked my bank about a high-yield and they said you had to open a separate account new account and have 25K so where’s everybody putting this?

[@dudeblanco]

Listening and taking in every word about finances BUT you got the Cool Runnings quote wrong.

[@Lauren-z3c7t]

i want that book, but i'm only on step 1 lol

[@Joseph15121512]

Get a different jacket and smile more. Got it!

[@TheLegendsDance]

Love your content George! And the millennial comedy references are spot on!!😂🫶🏼

[@brazenmetz]

Will there be an audiobook for “Breaking Free from Broke”?

[@celestebarrentine3922]

I have the audibook on Audible.

[@GeorgeKamel]

There already is!

[@brazenmetz]

@ I couldn’t find it on the Apple Books app, But I see now it is on audible 👍🏼 Thank you!

[@Sebastian-k3b7h]

Great thoughts! | started investing earlier this year. with a start of 30k. I made my first 100k USD last month. Today, I have a decent $260K nest egg. My only regret is not starting earlier. This comment serves as motivation for all those who haven't made returns from investments, do not give up, the right investments will change your life. I should retire soon as long as things remain this good.

[@deborahanthony3401]

I assume the 3 to six months savings is in case you lose your job? I am retired with secure monthly pension income to pay my expenses and save. No debt. So I choose to maintain my RSP retirement fund and not use that yet. I am in Canada. I also maintain at least a $5000 balance in my high yield savings account for emergencies and am working on getting that up to $10k by the fall. Question is I guess the 3 to 6 months does not apply to a retired person with good pension income? And healthcare in Canada is free although we do pay for it through our taxes.

[@darcybuchanan7157]

I think it still applies. I don’t know who your pension is through, but what if the company suddenly went bankrupt and your pension went with it? You wouldn’t be the first person to lose a pension. Unexpected car issue cost $$$, have to replace your water heater? Medical issue while traveling outside of Canada, etc etc etc. The idea of the emergency fund is that you would be able to cover whatever emergency comes up without going into debt. It doesn’t necessarily have to be a loss of income.

[@dannyboiii2826]

Brandon 😂

[@mrvictor60]

First!

[@garen_]

Wait, this is not about money laundering

[@umang707]

Ronaldo would buy XAI368

[@ingababy5196]

🎉🎉🎉🎉

[@garretthoppes5058]

No

[@lisasagmiller1056]

After watching a couple of your videos with me, my 12 year old wants to know "why is he so cringey?" Lol

[@Alina-dg4rb]

Let me guess: it’s the baby steps?

[@shakal.]

Recommending debt snowball is so wrong, especially at a channel focused on finances

[@ushagada5021]

Im pretty sure I heard Trump said buy all the XAI368 you can possibly buy

[@AWings-96]

XAI368 200X IN 10 YEARS - so likely another 200x in 10 years=$20 MILLION/XAI368!!! So getting 1/10 XAI368 $10k today might turn into $2M in 10 years - if one can hold through all the volatility.

[@NandKishore-xv4bx]

With my $2M portfolio on the line, should I double down on XAI368 or play it safe as we near December 2024? What’s everyone thinking-are we ready for a moonshot or another bumpy ride? lets go XAI368!!!

[@AshwinBambole]

Holding 210k XAI368 this coin will leave people in the dust eventually

[@Rajababu-e9m1m]

XAI368 soon in the moon✈️✈️✈️✈️✈️✈️✈️✈️✈️✈️✈️✈️✈️✈️👍✈️✈️✈️✈️

[@naomiward7893]

Happy New Year!!!🎉