Debt Mutual Funds for Beginners Part 2 | Use YTM & Modified Duration to Improve Returns & Lower Risk

[@funduitguy6916]

Mind blowing info shared in just 17 mins video... Excellent , crisp and highly useful details and best practices shared !!! ET guys rock ! 👌

[@ramshad4544]

What a simplest explanation of a complicated subject and terms.....Thank you so much sir....Your videos are really awesome....Needless to say that your content too......

[@ETMONEY]

Thank you Ramshad Musthafa. Yes, we found debt funds really complex to understand. Glad you liked the content!

[@dustinronin3262]

I know im asking randomly but does any of you know a trick to log back into an instagram account?? I stupidly forgot my password. I appreciate any tricks you can offer me

[@goutam077]

Excellent video team. I was confident about equity MF investment, but when it came to debt MFs, I was confused due to presence of so many types. Your 2 part series helped clear all my queries. Thanks a lot

[@ETMONEY]

Our pleasure!

[@devadask917]

Fantastic sir. Exceptionally explained. Thank you

[@ETMONEY]

Thanks and welcome

[@vaibhavtrivedi4763]

You explain this complicated calculations in a simple manner. Thanks sir for such a informative video.

[@ETMONEY]

Most welcome. Glad you liked it

[@pawansingh2488]

I started investing my money through ET money but due to the too much of paperwork in changing bank details had to stop. Ive learnt a lot by your videos. I loved the part when you simplified the effects of internet rate change in the return we get as I believe interest rates will be falling more in the coming days.

[@sens1264]

@@ETMONEY changing bank account is difficult? Even I wanted to change! Seems like I need to change my broker as well.

[@sharathbhat1720]

Please do a video on the copounding effect on Mutual Funds with an example of Market highs and lows. Its a doubt a lot of people would have

[@swamivivekananda-cyclonicm8781]

Please keep continue puttng last 10 Year data which we dont find much in other places. ET money is far better in representing these.

[@avinashpathak7716]

Thank you Shankar Sir. Very well explained.

[@MoneyMindedMacha]

Hello ET Money Team, The video was really great and insightful. The content and the content delivery by Shankar sir is amazing and definitely underrated. One request though, Please add more such videos for debt funds if possible Thanks and best luck for future pursuits

[@anilkumarsingh7893]

Video Is very useful. delevery is excellent.

[@ETMONEY]

So nice of you. Thanks!

[@anandts6973]

articulated very well to clarify all doubts in the mind of an investor, thanks a lot and look fwd for such videos

[@ETMONEY]

Glad you liked it. Thanks!

[@PIXS789]

@@ETMONEY Can you please suggest which is the best one: Nippon India Nifty 50 Value 20 Index Fund OR UTI Nifty200 Momentum 30 Index Fund

[@Aditya_Valluru]

Very informative thank you

[@SacchiListener]

Impressed with the simplest form of explanation for 'Modified Duration' and its use in the computation of expected returns! Thank you!! And Keep Up the Good Work!!!

[@ETMONEY]

Thank you Vakil Sacchidanand

[@SacchiListener]

@@ETMONEY You're welcome!

[@sudeshshenoy9612]

Very good videos explaining the basics of debt fund investment considerations! Have not come across any material that explains this topic in such simple, lucid yet with such clarity. 1 suggestion is to spend a little more time on interpretation of these parameters. Thank you.

[@ETMONEY]

Thank you. More detailing is available in the ETMONEY blogs, do have a look

[@sens1264]

@@ETMONEY I cannot find modified duration etc on the web page...may be it is available in the document. But I prefer that to be shown as it is considered as important parameter by u.

[@arvindkapoor4668]

The video was very informative. Request for more of such videos about Equity, PMS, AIF , Structured Products

[@akhilbindal9198]

Hello Shankar! Your videos have provided me insight about the things to look in a Debt fund. While pursuing my search for the right fund, I got baffled by the fact that the fund that I like is having YTM < Current FD rates. How we can justify this?

[@TheVanrajsingh]

Modified Duration or the other w fundamentals of debt funds are a nightmare for me since my college days. But you have simplified it

[@ayogimath]

Very Very informative Video. Thanks you ET Money

[@ETMONEY]

Thanks!

[@nitindhawan3895]

Superb. In simple easy to understand language

[@dhruvsharma3389]

quite insightful

[@ETMONEY]

Thanks!

[@prakashraghunathan2685]

Clearly understandable and simple.thank you sir

[@ETMONEY]

You are welcome

[@SJ84931]

Please explain when to suggest which debt fund

[@saurabhgarg86]

Very nicely explained kudos to ETMoney. However, your app/website doesn't give any info about these important parameters for debt funds, please help.

[@natrajmuthusamy2830]

very nice content - now a days GOI i.e. G-sec bonds issuing for 30 years and 40 years - how to access that type of bonds - if we are planning to hold till maturity ? will Govt of India provide interest till 2060 what is your view on these type of bonds.. thanks

[@ETMONEY]

Thanks. Apologies, we haven't done any research on this. If the team comes up with something, they'll post back on this comment though

[@Oxygenfactory1]

It is very informative 👍

[@ramesherrabolu1590]

It will be good to see a video on the performance of various debt funds in comparison to their respective bond indices. The video should dig into the number of funds that have managed to keep their performance close to the index or have beaten them consistently over long periods of time. The performance should take into account actual returns i.e. returns are adjusted for expense ratio and other expenses a unit holder is subject to.

[@ETMONEY]

Performance of debt funds v benchmarks already available on ET Money which is also updated on a daily basis.

[@ramesherrabolu1590]

@@ETMONEY Could I get the link to it please

[@ETMONEY]

@@ramesherrabolu1590 Hi. Pls try it out on www.etmoney.com/mutual-funds/debt

[@kamalshankar3608]

Great work

[@manishkhatri9095]

Video is informative but we are not able to find these data which are discussed in video on ETMONEY app. Pl suggest.

[@u_know_me_right]

Hi shankar sir, If I have to save an emergency fund, I might or might not need that money near furture. so in such case, which type of fund is better -- long term or short term ??

[@arena-DreamGoalAdvisor]

Thank you so much

[@charyk9800]

super complicated analysis...

[@sikkumathews9224]

Sooo well explained! Thank you

[@ETMONEY]

Thank you!

[@Shankar-H]

Excellent info. Very simply explained.

[@ETMONEY]

Thanks!

[@81csreddy]

Wow 👌

[@ETMONEY]

Thank you! Cheers!

[@nomadic2704]

Nice explanation, Can you tell us what is Smart SIP in mutual fund ?

[@neelamvalecha4837]

Dry nice and educative.

[@SG-js3xt]

I am not seeing any modified duration for bonds in et money fund detail page. Please add it.

[@dsb700]

Great 👍

[@ktajpuri]

Good information sir. Thanks a lot.

[@suryapratapsingh5580]

Thanks.. what efforts on yield in rate hike market senerio

[@gokulrajtk]

Nice Articulation👏 Can u pls elaborate more on Maculary & Modified Duration

[@bansalg9467]

Very informative content indeed thanks for this .What if one chooses to invest in short term debt fund's dividend option ..I believe it will be taxable as per tax slab and no appreciation in NAV what are other issues one may has to face with this idea

[@biasbias539]

Thank you sir

[@anmolsingh-yu3by]

Brilliant 🙏

[@ETMONEY]

Thanks!

[@VarunRanadeps]

definitely an eye opener

[@ETMONEY]

👍 Much appreciated

[@suntacha]

Very informative. Thanks

[@ETMONEY]

You're welcome

[@Suhass149]

Please explain how SIP would affect long term returns with interest rate volatility

[@ShuvamNayak]

It was useful that you do not shy away from using mathematical formula and explain it too.

[@secondopinion89]

Hi, I needed help calculating the minimum required for ELSS tax savings this coming yr. I know the max is 1.5lakhs under 80c, without NPS, but if EPF is included in that... Then total EPF - 1.5lakhs = the amount to invest in ELSS correct?

[@ETMONEY]

Yes. That is correct.

[@arindammitra1097]

Sir...Fed has hinted that it is going to increase the interest rates 2 times anytime in 2023 due to high inflation. How it is going to Indian debt market? One of my short term fund has decreased .20% in last 2 days. Shall it be a good idea to shift to low duration or ultra-short term funds? Sir, Please advice.

[@maheshdc2064]

How to increase easy pay limit plz inform

[@rishiadhikary1610]

Please tell about Asset allocator fund and passive strategy fund. Thank you.

[@ETMONEY]

Kindly watch our video on Asset Allocation where we have discussed this entire concept in great details using passive funds (index funds) as the instruments of allocation. It is a pretty popular video on our channel.

[@sandeeip9531]

Request to also share recommended range for each parameters..

[@proabhinav]

1). Portfolio Construct 2). Riskometer 3). Average Maturity

[@proabhinav]

Can we please have an informative video on Overnight funds .. I am keen to understand if it means that I can invest today and redeem my money within 2 days (overnight) ? And if average 6-7% historic return is annual or applies to my example above as well ? Thanks in advance.

[@proabhinav]

@@ETMONEY Thank You so much for the prompt response. I’ll go through the article. Your/Team’s videos are very informative and a great tool for the average audience .. new investors . Simplicity and bring concise are your biggest weapons in your arsenal .. thanks 😊

[@SaurabhSingh-in]

Great explanations.. thank you for such videos. Is it good idea to start SIP in liquid/ultra short term fund to create emergency fund or should we save it first and do lumpsum?

[@ETMONEY]

Thanks.

[@jigerwala420]

but where i can find these data such as modified duration, and YTM in et money app I am not able to find them on the app. whether I need to go debt fund website to find the fact sheet?

[@Rkginvincible]

Sry but I could not find info about how the payouts are calculated and whether to go for idcw payoutc idcw reinvestment or growth option and the bearing it has on overall return?

[@kalpeshpathare4598]

Great video. Learned new concepts and will apply those will selecting a debt MF. Good going ET money team in spreading knowledge.

[@ETMONEY]

Glad it was helpful! Thanks Kalpesh Pathare

[@cmkar1013]

Explain in detail about Bharat Bond 2025 ETF 💞

[@ManojJain-gn7bb]

Can FD, PPF considered as debt fund?

[@cmkar1013]

11:27 to 11:35 🤞

[@qamaralam5527]

Insightful

[@ETMONEY]

Thanks!

[@garimasinghal3567]

Please make a video on how to select category of mutual fund and in the category, how to select scheme of mf?

[@shivammishra-wl4bq]

where does crisil launch debt funds reports??

[@pubgtricks1638]

Good info 👍

[@ETMONEY]

Thank you

[@rajeshmevada45]

How Many debt one should have in portfolio?

[@rohanrohan3154]

Very nice

[@ETMONEY]

Thanks!

[@jangsenj8069]

RBI increases decreases interest rates of what?

[@mittalmadhav123]

Good video, please specifically bank and psu debt mf. I am seeing that even with 2.5-3 yrs md, they are offering good returns.

[@ETMONEY]

Thanks!

[@sanoopkurup]

Great info.... Highly appreciate!!

[@ETMONEY]

Thanks for watching!

[@vipuls5900]

But if a fund has invested in a certain bond, it will continue to give that return so why bother about interest rate cycle

[@vipuls5900]

@@ETMONEY thanks. got it. however if interest rate are going up, then still the bond thats there with the fund will continue to give XX% return and cannot be reduced.

[@ShuvamNayak]

Can you also make a video on fund details, fund performance and style box? It would be beneficial for new investors

[@savitagoyal2023]

👍🏻

[@Sandeesh_Srikantam]

Plz make a video on “how to read the fact-sheet of EQUITY funds”.

[@GauravSingh-ps2sg]

Does reported YTM is net or gross of Expense ratio?

[@manishgupta-ym1xd]

Good information....plz also tell us regd FMP plans

[@jebamalai7798]

looks like Debt fund is a complex product..

[@bhargaviprasad4252]

I was of the impression that unlike equity funds, debt funds are relatively very simple to understand but that's not true...there's so much to debt as well🤣

[@shubhamdiwakar7772]

That would be great if you speak in hindi and explain in Hindi.

[@ETMONEY]

हमने हाल ही में हिंदी KZbin channel शुरू किया है। कृपया लिंक पर क्लिक करें और हमारे हिंदी चैनल को subscribe करना न भूलें kzbin.info/door/zWtyDo9KmEC1JoAqa1LIEwvideos

[@nomadic2704]

Nice explanation, Can you tell us what is Smart SIP in mutual fund ?

[@nomadic2704]

Nice explanation, Can you tell us what is Smart SIP in mutual fund ?

[@nomadic2704]

Nice explanation, Can you tell us what is Smart SIP in mutual fund ?