How to open a Mutual Fund Account within 10 minutes kzbin.info/www/bejne/e6CvY595ntOteLs
@ziacheema28997 ай бұрын
شاباش یہ ہے عام آدمی کی حقیقی مدد
@BilalAbbasi-qx8pu6 ай бұрын
اگر ڈوب جائے تو سب کچھ ڈوب جاتا ہے عام ادمی کو تو تیل ہوتا ہی ہے نا ان کا کیا جاتا ہے.
@native56473 ай бұрын
@@BilalAbbasi-qx8pu yahi jahilana soch ki waja sai aik aam admi hamesha aam admi hi rehta ha
@BilalAbbasi-qx8pu3 ай бұрын
@ziacheema2899 Jahan saaray Chor tha faradi mil baitay ho wahan. Ek aadmi Kuchh bhee nahi kar sakta usko Jalana Soch he Kaha jata hai.
@BilalAbbasi-qx8pu3 ай бұрын
Ek Aam aadmi ki aap kya help kar rahi ho. Aap To apnay dollar Kama Rahi Ho Apna. Ullu Sidha kar rahay ho. Baki jaaien Bhad may aapko isase kya.
@ahmadlone7 ай бұрын
I've been investing in mutual funds for three years now, and I strongly believe that everyone should consider putting their money into money market funds. They offer good returns with minimal risk, especially compared to mutual funds from other countries. This type of investment is important for individuals, particularly in economies like Pakistan.
@Saje3l7 ай бұрын
Hi Ahmad, are you investing via Al Meezan?
@mrpasha58937 ай бұрын
Is it Halal?
@ahmadlone7 ай бұрын
i have accounts with Meezan, MCB iSave, and HBL@@Saje3l
@ahmadlone7 ай бұрын
Everyone has its own Haram Halal concept, you can consult with scholar you follow@@mrpasha5893
@ahmadlone7 ай бұрын
Yes i have accounts with Al Meezan, HBL Assets, and MCB iSave@@Saje3l
@shujaatali81047 ай бұрын
ماشاءاللہ بہت ہی سادہ انداز میں سمجھایا ہے یہ ویڈیو کسی سادہ لوح کو بھی با آسانی سمجھ آ گئی ہو گی۔ جزاک اللہ
@bilalumer7207 ай бұрын
I invested in Mezaan Mutal funds from last four years (KMIF -And AMMF ) returns is almost 100% because covid was right time to invest . But still Mezaan Mutal funds Expert doing good job to manage Money for Better earnings . Laik Sir You are the only One person in Pakistan who want to give Financial education in very simple way ..
@riffataligohar84156 ай бұрын
meezan mutual funds men kitna invest krna chayie for average monthly good return???
@bilalumer7205 ай бұрын
@daniyalshah415 still stick with mezaan bank other one is bank Al habib gonna be best . But there is one who can predict market move please study first .. study is the only key 🔑 to make you successful . Monthly earnings k lia REIT be good option hai .
@tabassumtv7864 ай бұрын
How much Meezan bank charge tax on profit of mutual fund ????
@tabassumtv7864 ай бұрын
How much meezan bank charge tax or their fee on profit of mutual funds ???
30 saal ki umar main mene kbhi ye sb nhi suna tha, shayd khandan main bhi ksi ko iska ilm nhi tha Allah apko jazaye khair de, ye ik new knowledge thi mere liye
@iamlaeeqahmad3 ай бұрын
khandan walo ko bhi share kerein :P
@theislamabadguy7 ай бұрын
I have been invested in the mutual funds for more than a year. The benefit of investing in mutual fund is that you can chose your own risk appetite (low, moderate or high). So mutual funds are not something to be scared from.
@arslanahmed13384 ай бұрын
which bank and which fund?
@UmairAhmed7716 ай бұрын
Investing since 2013 in mutual funds. Highly recommended
@MudassarMehdi6 ай бұрын
What category you recommend in mutual funds?
@UmairAhmed7716 ай бұрын
@@MudassarMehdi Depends on your risk appetite basically. I prefer Money Market and Income Plans mainly because i dont wanna take risk hitting my captial since its hard earned money. Having said that i also want k inflation mujhe hurt na kre. So to be specific Meezan Rozana Amdani Fund MRAF of Money Markey and Meezan Daily Income Plan MDIP-1 of Income Fund.
@UmairAhmed7716 ай бұрын
Sorry for late reply , as I normally don't check YT notifications :)
@afzalm.86564 ай бұрын
@UmairAhmed771 do these funds which you have mentioned reinvest in your capital or they also give you cash facility? After watching the video I went straight to Meezan Investments, there a question was asked that do you want reinvestment or cash back. So I am confused that If I take cash withdrawal then how will portfolio grow?
@UmairAhmed7714 ай бұрын
@@afzalm.8656 The funds i mentioned, MRAF and MDIP they give dividend on daily basis. Which means your daily profit converts into units and gets added to your capital. This is how they work as they are dividend based. If you need cash you can simply withdraw the amount back into your bank account in form of cash.
@rajaabdulmajeed135486 ай бұрын
اچھی وڈیو معلوماتی اللہ سلامت رکھے
@usamanizami49357 ай бұрын
I invested In Al Meezan Mutual Funds Name MDIP, in 2023 i received profit extent of 21% Profit, However in March it has reached 18% which is lower than previous year. on the other hand i also invested in HBL Islamic Money Market Fund and i am receiving 19% profit on it, However HBL did not deduct any amount in Account of Front End Load stc, On the hand Meezan dedicated 1 % of their own Charges. this is my own experience. I will move to money market Fund ad explained by this Video, Thanks Sir ..👍
@MirrorGraphics7 ай бұрын
Is the 20% profit shares on a monthly/yearly base? Your answer should be honoured
@usamanizami49357 ай бұрын
@@MirrorGraphics The profit is calculated on regular Basis.
@Leo021_025 ай бұрын
@@usamanizami4935 regular basis means monthly yearly?
@masif809024 ай бұрын
Sir ma nay invest karna h please advise
@arifakhanazeemi4 ай бұрын
Invest kerny ka tariqa kia Hina chahiy best Rigester Kesy hon Safe sites konsi han Add/ link
@MuhammadAshfaq-ef8ly2 ай бұрын
I opened my mutual fund account today after listening this lecture. ❤
@khayamulhaq44103 ай бұрын
I am shocked and sad at a same time on keeping my account status current for last 8 years. You did amazing job by educating us in simple way. An eye opener, indeed.
@aliiqbal36617 ай бұрын
Public Need More Video Like This❤ I am Student of ISLAMIC BANKING AND FINANCE aur Aj apsyy itni Achi baat sekhnay ko miliii. Thanks Sir ❤❤❤
@o.k18077 ай бұрын
خلفاۓ راشدین اور رسول اللہ ص کے دور میں کونسا اسلامی بینک تھا😂
@alfaazbyfarhan22937 ай бұрын
I am using UBL mutual funds from last one year. Its very easy to invest through their App while sitting at home. I frequently watch sarmaaya videos for more information ❤
@TariqBinSadiq7 ай бұрын
Aoa plz in which Ubl mutual fund you are investing n also it's profit?
@alfaazbyfarhan22937 ай бұрын
@@TariqBinSadiq Alameen Islamic cash fund and Alameen Shariah Stock fund
@arifkhan66057 ай бұрын
Dear, which mutual fund are you investing in? I have current account in ubl right now, can i do so with ubl app?
@ateeqkhan46337 ай бұрын
Which fund is best in ubl plz tell me
@alfaazbyfarhan22937 ай бұрын
@@arifkhan6605 Yes you can do through Ubl app, option is in "Accounts" "Saving and Investment" watch some videos on KZbin, its very easy, start with Rs 1000 to learn first
@imrankiyani79537 ай бұрын
Yes sir I already invest in mutual fund and I do the ummra with my wife in this Ramzan alhamdulila almeezan mutual fund
@muzammilakhter14 ай бұрын
bro mutual fund islamic jazz hi
@unitarian5714 ай бұрын
Mutual fund kisi b bank ka ho halal ha
@Qoutesworld12313 сағат бұрын
@@unitarian571 bahi ye mutual funds hota kia Hy or ye halal Hy ya Haram please ye concept Thora smjha dy
@faizanali-ij1hb5 ай бұрын
Sir sarmaya is the 1st platform from where i am getting financial knowledge.
@IrfanAli-s4d3z7 ай бұрын
Yes ab smaj ayi hi. Ab tk Kise mofty ne bi ASA Ni btaya . thankyou Bhai jan
@imrankhan-n6z2k6 ай бұрын
❤ Bhai men NY aj tk itni complete vedio nhi dakhi bank account system ko explain krny j kye thanks bhai very nice vedio.
@Shani2119Ай бұрын
Aapki is video ke baad maine be mutual fund main invest kia tha main aap ka buht thanx karo ga sach main yeh discussions pehel kabi be kisi ne be hume batye
@khalidusman884Ай бұрын
I m already mutual fund but your explanation is very good n good knowledge for us
@saadatislamictv7 ай бұрын
جزاکم اللہ بہت اچھی نالیج دی ہے۔ میں کب سے میوچل فنڈز سرچ کر نے کی کوشش کر رہا تھا۔ لیکن پتہ ہی نہیں تھا کیسے ملے گا۔ تو آپ نے میرا مسئلہ حل کر دیا۔ شکریہ۔ ایک مشورہ ہے۔ اگلی ویڈیو غیر ممالک میں رہنے والوں کے لیے بھی بنائیں جو اپنی پاکستانی شہریت چھوڑ چکے ہیں۔ لیکن پھر بھی دل کرتا ہے کے پاکستان میں کچھ نہ کچھ انوسمنٹ کر نے کو, تو وہ کیسے انوسمنٹ کریں اور کہاں کرہں۔۔❤
@sarmadali67977 ай бұрын
Laiq bhai bohhat arsy se ap ke videos dekh raha hoon apki videos se bohhat zayada motivated hua hoon Many stocks mai investment ke hoi hai aur mcb funds k mutual funds mai meri investment hai aur shukar khuda ka bohhat acha ja raha hai
@ateeqkhan46337 ай бұрын
Bro ubl ka koi fund btao jis sy gain acha h o
@unitarian5714 ай бұрын
Ubl ka alameen fund
@ahmedullahkhan3773 ай бұрын
خلق خدا کی صحیح رہنمائی کرنا بھی عبادت ہے۔ جزاکم اللّہ خیراً
@muhammadhuzaifa93896 ай бұрын
bohat hi amazing or simple treeky sai apny samjhaya isky liye thank you❤
@nadeembhai32874 ай бұрын
سلام سر بہت شکریہ میں نے پہلی مرتبہ یہ گفتگو سنی ہے یقین مانے دلی تسکین حاصل ہوئی ہے اللّٰہ تعالٰی آ پ کروڑ وں رحمتیں نازل فرمائے آمین
@alikhalid695914 күн бұрын
First time mughay ya sab pata Chala thanks for this information.
@babar.fans567 ай бұрын
Laeeq bhai we love u...1 year ago i started investment myself now i am able to convince my sister as well .. she asked just 1 question from me k ye pesay lenkr bhag to ni jaye gay😂😂 . insha'Allah after eid she also open her stock market account with defensive stocks❤
@sheikhhanan71246 ай бұрын
what is defensive stock
@AbidAli-t5w4o2 ай бұрын
Ohh my God, I did not know this very fact, and I call myself First Class Commerce Graduate. The most valuable piece of financial advice I ever heard. God bless you ! 🎉🎉
@farid456ahmad62 ай бұрын
@@AbidAli-t5w4o rata laga k degree pass ki ho gi
@muhammadparvezharoon79946 ай бұрын
Aankhein khol Deen... Masha Allah
@rizwananwar41173 ай бұрын
Al Meezan Mutual Funds main account banany or invest karny ka process pr video bana dain,. i heve deep interest in it. best video ever after passing out from university have Islamic Banking Degree. Jazakallah ❤
@hulkstricker88127 ай бұрын
Premium knowledge! We want more guide on this, complete roadmap and how does mutual funds algorithm works. Please make more videos on this topic. You efforts are appreciated 🙏
@muhammadyounas14797 ай бұрын
Yes. this is also my Question. need more Guidance and Strategies on Mutual funds, and Mutual Funds Selection. thank you in Advance. @Sarmaya Officials.
@Umar_Talib.20243 ай бұрын
میں نے اپ کی یہ ویڈیو دیکھی ہے اور پھر میں نے میوچل فنڈ میں انویسٹ کیا تھا تو اپ کا بہت بہت شکریہ سر جی اپ نے بہت اچھی طرح گائیڈ کیا ہے اور بہت اچھی نالج دیتے ہیں اپ❤❤❤❤❤
@shehzeenahmed59882 ай бұрын
Ketna mil rha h ap KO month ka
@Umar_Talib.20242 ай бұрын
@@shehzeenahmed5988 مجھے ابھی تک 15000 اگئے ہیں
@NaseemTahir-m1mАй бұрын
اللہ تعالٰی آپ کو اجر عظیم دے
@ahsanhabib98207 ай бұрын
The return of 20% might seem attractive but in terms of payout it,s peanuts.The best strategy for knowledgeable investors should be do SIP in blue chip stocks with dividend yeild of over 20%
@daneshm7 ай бұрын
yes but usually when these dividends are distributed , share prices of these stocks have already gone down but that happens sometimes , i think equity market should be for investment growth not for dividends
@ahsanhabib98207 ай бұрын
@@daneshm In the long run these stocks offer a better return plus you can rebalance portfolio as per your liquidity needs
@ruhaibhassan79087 ай бұрын
@@daneshm how can we invest in equity market for growth?
@drhasan26147 ай бұрын
You nailed it
@mhasan916 ай бұрын
What is SIP? What is blue chip stock?
@riazkhan796128 күн бұрын
Yes, I have invested in NBP funds management. Yes it is good & halal investment.
@Zubairtech53 ай бұрын
You have explained very well, may Allah reward you for it💕
@mohammadtayyab-ex6yz5 ай бұрын
He is a gem This is my first ever comment on some ones channel and he is top class guys He is so polite and understandable
@hamzabashirahmad5 ай бұрын
Investing in mutual funds from 1 year life saver same thoughts in my mind. Bank are becoming wealthier and wealthier. Intellectual speaker
@FreelancerFateh6 ай бұрын
IN SHA ALLAH, will invest in mutual fund or Dividends, btw your explanation is incredible
@zaeemkhan88637 ай бұрын
Yes, last year I have started investing in Mutual fund and Its been around 7 to 8 months, i have been continuously investing some amount in Mutual funds on a monthly basis
@rahathusssain24486 ай бұрын
Can you share some important information?
@saeedsaleemcom2 ай бұрын
Zindgi ma first time asi video ki smj ai hai
@SyedDanishAftab3 ай бұрын
Your efforts are highly appreciated sir!! The way to guide people to avoid frauds!! I may Allah give you more here nd in Jannah
@AbidAngria6 ай бұрын
Yes I already invested. It's wonderful
@asimrazakhan12157 ай бұрын
I've been investing in mutual funds and had a good experience.
@usamaawan41747 ай бұрын
How to invest, I couldn't get it.
@sadamafridi72277 ай бұрын
Which bank
@TheMrashidmajeed15 күн бұрын
bohat alaa... this is real knowledge.. bigggg thanks
@muhammadaltafhussain50427 ай бұрын
Kya bat hai apki Laeeq Bhai, it was mind blowing. I am a regular subscriber of your channel and learn every time. I request you to kindly weekly/monthly upload a video regarding one stock which is lying in buying zone.
@mkahmad13242 ай бұрын
Yes I'm already investor in ubl fund investment in money market
@farooqhaider49037 ай бұрын
One of the best video on Financial Education for newbies on internet till date. I’ll put its link on my social media. Hats off Laeeq Bhai
@mastoi_explorer3 ай бұрын
Huge love & respect from Saraiki Waseb 🇵🇰❤️
@Usmanbhai325Ай бұрын
Jazak Allah sir aap bht hi kamal ki info dete hain jis se intehai faida hasil hota hai❤❤
@chandreshslal96866 ай бұрын
nice explanation with deep details. thanks for this financial education 🖖
@onemore35042 ай бұрын
Jitni tareef ki jaye..km hai Bohat aaalaa! Thanks a lot for everything you informed
@afzalm.86564 ай бұрын
Your video is extremely useful to understand how they work and here I found out the difference about current and savings category. Basically Current account seems to be scam by the banks.
@tmerose79953 ай бұрын
Good job.. 💙❤I have gained a lot of knowledge because of you ..Thank you so much .. Malik . . Canada. .
@muhammadhamzakhan84504 ай бұрын
Maine ubl ka mutual fund mein financial sector mein investment Kara...😊
@abdullaheet2566 ай бұрын
Thanks for spreading awareness
@smilinglife75877 ай бұрын
Behtreen explanation, pehli bar bank ka system pata chala aur ek new chez b jani. Mutual funds investment halal hai? Tension free o kr kr saktay ham?
@malikawan786227 ай бұрын
I have invested in Meezan Mutual fund low risk and earn up to 18 % after tax since last year.
@doriangray1017 ай бұрын
Can you explain how to invest in Meezan Mutual Fund low risk? I also intend to do that.
@sairansons16 ай бұрын
Monthly or yearly
@asimnisar99697 ай бұрын
Laeeq bhai, This video must reach to atleast millon people. How you made this so simple... Video of the month so far for me. i have been invested in MF since 4 years but smjh abhi aai hai k krna q chaheay...
@syedamiruddin69646 ай бұрын
🎉. Great knolage lesson pervide to people thanks 😊😊
@super8charlotte3516 ай бұрын
Please shed some light if Meezan bank is investing 90% of his investment giving loan to Government and earning interest than how their profit are Sharia Complaints? How they are making halal money? Your videos are extremely helpful and worth millions.....Thanks for all the hard work and dedication
@zaf77946 ай бұрын
Ask this question to Meezan Sharia Board.
@mahsanali22105 ай бұрын
@sarmaayapk please answer this.
@beowulfourcaucasianshepher85282 ай бұрын
Islamic banking shares profit and loss not interest money.
@fraggerlagger733928 күн бұрын
As per my limited knowledge Islamic Bank when giving loan to Government doesn't directly deal in cash instead they buy certain commodity it can be a land, wheat etc.. etc.. and then sell that to Government at a Profit whereas Conventional bank do traditional lending and borrowing where they give loans on an Interest Rate.
@rajakiqbal6 ай бұрын
Investment in VPS and tax savings. You can not only earn sustaining profit on deposit but also save income tax by claiming tax credits which is at the rate of your average tax. So there double benefits. VPS (Voluntary pension scheme).
@LiaqatAli-e9c2 ай бұрын
Would u plz share there annual profit? By income tax u mean the tax deducted on profit like 15% for filers?
@ahsantanveersheikh4272Ай бұрын
Wonderfully explained Sir main fan hogya hoon apka and i will follow your knowledge stream regularly now. Thank you for producing this content.
@shahzadnadeem24366 ай бұрын
Thank you for making it easy
@teebom7 ай бұрын
Thank you so much for important information InshAllah I will open my account in mutual funds.
@Sarmaayapk7 ай бұрын
Best of luck
@wasimbhand83344 ай бұрын
Good guideliness through your motivative guidance i am going to switch Mutual funds inshaAllah
@amynfarooqui7 ай бұрын
Excellent Explainer Series… how frequently will you be uploading videos and what are the upcoming topics if you can share. Great Video Laeeq Sb. You are already an asset to this sector. ❤
@footballer78676 ай бұрын
Today i take first step towards financial freedom by watching this comprehensive video. Great explanation❤.
@knowledgepower871226 күн бұрын
Jazak Allah 👍
@nadeembhai32874 ай бұрын
یقین کریں 5سال سے پانچ لاکھ پڑا تھا کرنٹ میں اور اس کا کوئی فائیدہ نہیں ہوا بلکہ نقصان پہنچا ہے یہ مکمل احوال جاننے کے بعد پتہ چلا ہے نئ سوچ بیدار کرنے کا بہت شکریہ ❤ سر سلیوٹ ہے آ پ کو 🎉
@usmanghani88047 ай бұрын
Very well crafted video about basic investment guidelines. Understand financial markets and how smart money moves around in the economy. Sarmaya Market Fundamentals training is a very good platform to equip yourself for smart investments.
@mec-engineering6 ай бұрын
Laiq bhai, very early explained, sir you are doing great job to educate us about financial management, i also invested in almeezan investment company in meezan Islamic fund.sir keep up the good work
@Anna-mf2iq4 ай бұрын
Mr.Laik you have provided a concrete platform of financial knowledge. I have no idea how n where to invest as I'm a widow but you gave me a genuine guideline. Bless you .😊
@iamlaeeqahmad3 ай бұрын
Thank you. Do watch What is mutual fund to understand where to start investment.
@iamlaeeqahmad3 ай бұрын
kzbin.info/www/bejne/gJLWhmB5or-AmM0
@zuhairabbas53645 ай бұрын
I recently discovered this channel and couldn't resist watching all its videos. Amazing content and information. Watching from south korea. please keep up.
@IMRANKHAN-kz3cg7 ай бұрын
Very informative.. already invested in meezan cash fund .. I appreciate your efforts, and mostly followed your contents... Good work. Just a request to make a video on term deposit as well.
@experiment99877 ай бұрын
Sir Koi acha Mutual fund bhe suggest karein jis ma Maximum return ho
@taqigujjar86804 ай бұрын
Good bro I'm already invest in mutual funds
@baseerkhan76696 ай бұрын
What's the procedure? How and where to register? Where to invest? Could someone please explain or refer me to a link where every details of the procedure are practically explained and implemented? I'd be thankful
@muhammadamirmajeed52312 ай бұрын
Based on watching your video about mutual fund and how easy it is t open an account in Mahaana, I have opened an account in Mahaana. Indeed it was very easy and certainly did not take more than 10 minutes. I am planning to add some amount on monthly bases. Thank you for such informative videos. Any advice about monhtly deposits into mutual fund would be of great help. Many Thanks
@adilliaqat76 ай бұрын
Real teaching Love you Thanks
@KhawajaAhmad-d6b2 ай бұрын
Knowledgeable video, I will invest in Sharia compliance mutual funds. Really appreciate your advice
@faisalsheikh267620 сағат бұрын
SIR, VERY THANKS
@fraggerlagger733928 күн бұрын
Could you please create a video explaining the Fiat Currency Monetary System? In the video, discuss why this system is inherently prone to inflation and why financial literacy is crucial for investing and coping with inflation. Without proper financial knowledge, people may face increasing hardship due to currency devaluation and taxes, making life progressively more difficult.
@pharmacistips8607 ай бұрын
Already Invested in MCB Funds
@muhammadabuzar29367 ай бұрын
Very informative video. The concepts you delivered are more practical and based on the stats. It is a fact that banks are always in benefits ( NO matters what is the condition of Economy )
@mrUniQueZA3 ай бұрын
thankyou for sharing Such Knowledge
@AliKhan-p5t3 ай бұрын
Bohat achi malomati video he ,,,or bohat acha kam kar rahe he aap,,, inshallah mjh samet tmam logo ko nafa milga
@SaeedAhmed-wy8pm3 ай бұрын
Excellent information
@LiaqatAli-qs9wm25 күн бұрын
Great effort
@JISAMEDICS6 ай бұрын
I am 29 years old , i was investor in nbp matual funds till 2024 from 2019, now i have changed my mind due to increase of little more financial knowledge like what we gained as profit government again charge as like capital gain tax (cgt) 30% & 15% depending on filer or non filter. Now i have found some others options where we can get complete profit without cgt . I think we should build own Business with low risk & dca.
@Sarmaayapk6 ай бұрын
watch this video kzbin.info/www/bejne/eKuUgJeEe9Siebc after this you can ask
@muhammadsiddiq2804 ай бұрын
Konsa mutul fund best ha?
@SaadEducation6 ай бұрын
I have invested in mutual funds already😊
@ammadanimations7 ай бұрын
Very good -you should also add the tax info on these profits, Looking forwarrd to more videos.
@shaukathayat70512 ай бұрын
Laeeq sahib , wonderfull education. Good luck
@ibrahim.allahwala7 ай бұрын
Very knowledgeable and well explained sir, i started to invest in PSX 10k per month, N = > 25.
@ahmad44367 ай бұрын
Laiq bahi ap bohat easy samjata ha , baat sahi samj ajati asani se
@grj4443 ай бұрын
Good information for people,thanks laeeq SB
@joseantonio-pp7xv3 ай бұрын
thanks for such informative videos its really new for me
@famousquotes46547 ай бұрын
Hi Laeeq - very thoroughly explained. Very informative video.
@CityCorner-u4r3 ай бұрын
Jazakallah, sir Thanks for your guidance. my Documents are under process to Open A mutual Islamic NBP Fund Management Limited. i was so depressed about Ribaah or Sood in this type of account. But Sir You Really helped me and Also Motivate to Invest for Savings. Thanks Again Jazakalla hu Khair. Love From Hyderabad (pakistan)