What is a Mutual Fund? A beginner's guide

#mutualfunds #sarmaayaexplain #investing
If you’re failing at investing in the stock market, don’t fret! We bring you a surefire way on how to pick the best mutual funds for maximum profits in our Sarmaaya Explain video. Laeeq Ahmad narrows down the simplest ways to use multiple tools available on Sarmaaya.pk to analyze and select the best mutual funds in Pakistan.
Be equipped to answer the question “What is a mutual fund” by learning about Sharia compliance, performance, affordability, regulatory measures, and other financial knowledge. Start your journey today by picking the top-performing funds from low, medium, and high-risk categories based on your risk appetite, economic conditions, Sharia compliance, and more!
0:00 Introduction
0:53 What is a mutual fund?
2:53 Benefits of investing in mutual funds
5:42 Asset Management Companies at Sarmaaya.pk
7:50 Role of Asset Management Companies
9:29 Understanding how mutual funds work and what is NAV and AUM
11:28 What are the different types of mutual funds
13:29 How to analyse low-risk mutual funds on Sarmaaya.pk with Fund Categories tool
16:30 Understanding high-risk mutual funds
21:56 Payout in mutual funds
22:26 Mutual fund holdings for FHISH from Sarmaaya,pk
24:45 Access Fund Managers Report (FMR) on Sarmaaya.pk
26:18 What are Medium Risk mutual funds i.e. Income Funds
28:22 Medium Risk profile funds on Sarmaaya.pk
30:55 Cost of investing in mutual funds
35:20 How to pick the right mutual fund with Sarmaaya.pk's Funds Performance tool
41:41 Mutual fund ROI tool on Sarmaaya.pk
46:55 Outro
List of all the tools mentioned in the video:
Asset Management Companies: sarmaaya.pk/mutual-funds/amcs
Top Asset Management Companies: sarmaaya.pk/mutual-funds/top-amc
List of All Funds: sarmaaya.pk/mutual-funds/
Fund Categories: sarmaaya.pk/mutual-funds/mf-c...
Top-performing funds in multiple categories: sarmaaya.pk/mutual-funds/perf...
Mutual Fund Screener: sarmaaya.pk/mutual-funds/mutu...
Mutual Fund Comparison tool: sarmaaya.pk/mutual-funds/fund...
Mutual Fund Payouts: sarmaaya.pk/mutual-funds/fund...
Return on Investment (ROI) tool for mutual funds: sarmaaya.pk/mutual-funds/mf-r...
Mutual Fund Beating Index tool: sarmaaya.pk/mutual-funds/beat...
AL Habib Islamic Stock Fund (FHISF): sarmaaya.pk/mutual-funds/fund...

[@Sarmaayapk]

How to open a Mutual Fund Account within 10 minutes kzbin.info/www/bejne/e6CvY595ntOteLs

[@adma7298]

Detail video about pension funds

[@Words_of_Wisdom-]

Sir State Life Insurance k hawaly si koi video bna dyn..

[@Sarmaayapk]

Do subscribe to Sarmaaya KZbin channel so that in next video we guide you how to open Mutual Funds account on same day

[@Musafir253]

Eagerly waiting

[@kamranjavaid3759]

waiting

[@umairwarsi5923]

Faisal islamic cash fund

[@hardsoul00]

Sir Filer and non filer ko b cover krdein if a graduated student want to invest in mutual fund what will be the terms and conditions for a student regarding filer and Non filer case.

[@shahinabonnard9634]

Precise and concise ...thank you for this video!

[@SMG-v8v]

After following this channel, me my wife my father my brothers my cousin all invested in mutual funds.

[@munsifsattar751]

Zbrdst. When policy rate goes down invest in income fund rather than money market. This is the best point for me and sarmaya tools also

[@Pleeezings]

at the risk of sounding stupid, I want to understand this phenomenon, any one?

[@aleem789]

​@@Pleeezings 26:28

[@4444jawad]

آپکی تفصیلی وڈیو ایک گائیڈنس روڈ میپ رہی۔ بہت اعلیٰ ورکنگ ہے۔ میں تو فین ہو گیا لئیق بھائی آپکا ۔ آپکی اگلی وڈیو کا شدت سے انتظار ہے تا کہ میں بھی ویلے بیٹھنے کے بجائے کچھ سیکھ سکوں

[@adilsardar9365]

Very valuable info. Please add field of Capital Gain Tax against each fund as well. Thanks

[@shahrukhahmed1163]

Optimum level of Financial Litracy Provide in this video, Thanks alot

[@user-vz9ni1yj8e]

Thank you so much Laeeq bahi. It's very helpful simple and understanding.

[@haiderhaider2396]

Front load se bachney k liye ap aesai fund may invest karain jis may front load wagara zero ho and then ap after one week switch to your desire fund by conversion. Is se ap py front load nahi lagaey ga.

[@Entertainmenthub-ip5dj]

Great

[@pirzadarizwan7583]

a wonderful video. full of wisdom

[@muhammadshayanhaider3953]

Amazing work, really appreciated.

[@mubasharahmed626]

This is very informative video, and platform for analysis. Really appreciate your efforts. Stay Blessed.

[@user-ur6ls7wi4v]

Its great job done. I understand now mutual fund . Thanks

[@MuhammadBilal-jq4wi]

Excelent i love the way you explained the mutual funds ❤

[@naeemahmed6805]

Sir thank you very much for telling us so much information no one has ever given us in mutual fund so very good video sir please keep it up

[@ibrahimbharda1853]

zaberdast sir g

[@MrRj-hi8po]

Thanks for this detailed video! Got cleared all my queries. Nice way to teach. May! Allah bless you more!

[@aiqbal3258]

Thankyou Sir for the valueable info

[@Skillovators]

Very informative! Helpful.

[@srtrader1714]

waitng for your next video

[@user-jl9hj8vs3b]

Zabdast Laeeq bhai very informative Right time to invest in income funds

[@muhhammadali6290]

Sarmaya is the Blessing for us. JzakAllah

[@usamafarooq8242]

Excellent video lots of information

[@picturetube.official]

Mashallah sir bundle of information you carry as usual in all videos

[@aamiralishahzad]

Sir ap ka bht shukria

[@Europak-qu9fw]

Really great info sir

[@gulraizshahzad8281]

Well Done , Very Well Explained 👍🏻

[@Hnj244]

Best زبردست on mutual funds

[@MuhammadFaisal-yj1mf]

Valuable information and remarkable platform for free. Thanks to Sarmaaya team

[@zahidpeshawar]

very informative, very impactful video. keep up the good work sir.

[@naveedtahir1044]

You are great guide to us

[@sultan3990]

Great platform, very much informative

[@DaniyalKhan7]

Fabulous content 👍

[@syedpirwilayatasad835]

Such a great information about investment for new customers b

[@howto_officials]

Excellent information

[@muhammadnaseem8330]

Very informative valuable information

[@ohmydiscount]

Superb.... brilliant... اعلیٰ

[@akshaykumar-lc4db]

Very interesting and progressive video about investment and money management Apki video sy boht kuch seekhny ko milta Thanku sarmaya team and Specially Laeeq Ahmed Bhaiii

[@Altafbhaimemeswale]

I mean no words. Thank you so much for making such great content for Pakistan. Please continue making videos like these. 🙏🙏🙏🙏🙏🙏 Jazak'Allah

[@tanveerabbass]

❤ nice معلومات ❤

[@tourofeurope9560]

Thanks from Belgium for such an information

[@ranafaizan8782]

Mr. Laeeq Ahmad has explicitly explained the nitty-gritty of the mutual funds. I'm absolutely naive to the financial management but i got the basic concept of mutual funds through this video. Looking forward for the next video.

[@adeelirshad228]

Unbelievable amount of information for free. Everyone should use that platform, in my opinion. Thanks.

[@manypeoplefun8605]

Really bro good information.. From Saudi Arabia

[@muhammadali-mg1dn]

Excellent ❤

[@safwanhamza4540]

Very informative video 👏🏼

[@ansarfarid9661]

Zabardast ❤

[@AbdulHaseeb-001]

Thanks alot sir outstanding information I want to open my mutual fund account

[@muhammedsohail2536]

Sir,you have covered a big subject plz elaborate more

[@unknownghost9528]

Excellent 👌

[@UmairAlamOfficial]

excellent video....apka interview mansoor ali khan ka dekh kr hi m interested hua stock market or investment ki tarf...great thanx for motivation....waiting next video

[@muhammadjahangir7910]

Informative

[@muhammadshahid-yu2jy]

Good Job Sir

[@brainchem]

Lique bahi ab proper form main chuky hai.Great content and delivery. Now i shall also invest in MF

[@fgprince4561]

Sir, Amazing Data and analysis. Totally satisfied the way it is explained although i am finance qualified professional but it is equally good for non financial people as well. Very well service to the community and appreciated for such unique idea of educating people.

[@sheikhasim1927]

Very good information video,make more videos long and more in detail. What is better to invest in direct stock market or through mutual funds.keep it up you doing a great 👍 job.

[@kashifiqbal4588]

U r doing great job sir... Almighty Allah will rewards Please sir interviews fund managers

[@osamasharif975]

Great Video

[@rizwanwaheed3073]

maine abi thori dare pehle try ke hai filters nai chal rahe. lakin thnx for guide us with honesty

[@karachiprinters8374]

I didn't saw such educated and knowledged person on youtube about Finance. I first watched you on Mansoor Ali Khan's podcast and then subscribe your channel but now I am happy to have such good subscription

[@umairwarsi5923]

Great video 👍

[@nasir4701]

Best video ever

[@muhammadshabbirshabbir3710]

I was invested in low risk now after watching this video i am shifting to medium risk because interest rates are decreasing. Very informative video specially those who don't know how to invest in market and keep their money in current accounts. Excellent laeq bhai..

[@bilaltwo79-zg3zx]

Brother Kya mein low risk or high risk dono mein invest kr skta hn?aik waqt mein

[@digitalmoiz1]

Nice sir keep it up

[@stylishone1]

Though I have already invested in mutual funds of al-Meezan but I have had no knowledge of the investment knowledge of investing in mutual fund. This video guided me how to choose any mutual fund. Very good video.

[@Awaiz01]

The content you’re providing for free is incredibly valuable, worth hundreds of dollars. I wish more people could recognize its true worth.

[@mrAamin4]

Best platform of Pakistan

[@rafaqatali4293]

Masha Allah.

[@siraatsoft1241]

Laeeq Bhai Mujhay to aj maloom howa Mutual Fund kiya ha. magar ek sath bhot ziada knowledge da di ha. confustion ho gai ha. abhi three times video dekhni hogi. Very Knowledgeable Video. Thanks JazakAllah

[@zaidi62]

Started since jan'24, with almezan sovereign fund gradually increase investment, then invest another Meezan cash fund as per investment advisor, invested Meezan sovereign fund =8.5L and Meezan cash fund =5L till dated. Not yet understand system.

[@bismillahkhan8301]

Love you sir

[@hassnainrazaraza9816]

Respect from Qatar

[@ejazhumayon6986]

Outstanding

[@musicandsong7460]

Just a wow good website

[@atufamin2002]

Excellent, I have been using Mutual funds for over 10 years and was not aware of these details. Well done!

[@zuhaibtahir2944]

@atufamin2002 hows the response as an aspiring investor .

[@faisalejaz3326]

Sir, kia ubl profit account save ha,?

[@qqamarskanwalshahbaz5786]

Nice

[@mohsinsohail4930]

MashAllah good work,,, I recently applied in ubl liquidity plus mutual fund at low risk catagory,,,please more guide about this mutual fund.thanks

[@ZarghamAhsan7]

Good

[@AlamComputer-ht8df]

ماشاءالله..

[@balochanidewan4181]

Baz wash❤

[@nigahelatifacademy6726]

Highly investment mutual fund

[@informativechannel5039]

laeeq bahi arif habib ki sath podcast kro we are waiting for that.....and asal him about all funds issue by mcb and its ap i save...

[@zakirjay8868]

Samandar ko kooze men band karne wali video .. very informative 👏

[@smartprintingchakwal884]

Many UBL K Al Ameen Stock Funds man abhe Recently he invest keya hy Retuns achy and But mugy In k Front Load ka Idea ni ta but this video Really Help me a lot is k sat sat many Low risk man be invest karrakha hy almeezan and Fasal bank and js Bank man Cash Income Funds man be invest kar rakha hy UBL ka Energy funds jo High Risk wala hy wo kuch acha porfom ni kar raha but ya Video hafi Helpfull hy ab man apny investment ko thora chge kar sakta hon after this video

[@amjadmughalofficial672]

Acount kesy open kiya

[@hardsoul00]

Sir ap ye b btaein k Sood wala system Kon se equity fund me nai ha?

[@ShredWithElijah]

Laiq bhai kindly videos frequently banaya krain ma wait krta hon apki video ka.

[@iamlaeeqahmad]

each video take time in scripting and production. don't want to compromise on quality

[@mubashiraqeel9332]

aik second jab mutual funds walay apko data nahi dete toh yeh data aap kahan say larahay hain aur iski accuracy kia hay aur lastly kia aap samjhtay kay analyst apki site use krsaktay toh make investment decisions or suggestions

[@ArsalanAnwer]

Great work Laeeq bhai Excellent content I invested 80% in Money market and 20% in income funds during last fiscal. But I converted 20% of my funds in equity and converted back to money market after substantial gains. That's another way to earn good and increasing your number of unit by using conversion option from one fund to another based on KMI 30 or KSE 100 performance.

[@zindagikwosool2976]

Kmi?

[@ArsalanAnwer]

​@@zindagikwosool2976 KSE-Meezan Index

[@AsafRAHIM-k8u]

Sir it’s very useful and well explained to know about mutual fund very thank you, kindly when you make new video how to invest and open account kindly kindly touch also how overseas can participate ❤🎉😊

[@maqsoodnaimat7793]

Make A video about all calculators. Thanks

[@khan49337]

g mai nai meezan money market fund mai investment ki hoi hai ou r abi stock market mai b investment start ki hai

[@muhammadnaumantahir3891]

Let's start this analysis like an episode of 'Money Matters,' the insightful podcast led by India's very own Ankur Warikoo.

[@mehmoodbashir-kf4bc]

sir aik video funds k dividend pe b bnain k wo kasy NAV k rate ko change krti or dividend lena chahye ya us time apna paisa wapis nkal lena chahye

[@alikhawaja01]

Thank you Laiq bhai. As a successful equity market investor, should I diversify and invest in mutual funds simultaneously? Please make video on diversification strategies as well. Thanks again for your valuable content and Sarmaya platform

[@kamranjavaid3759]

SIr please keep uploading more MF related content. thanks

[@abdulmoiz3479]

make video on stock as well how to find best stocks

[@usamaji00]

Bhai ap ap bataye kissy choose krein