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In this video I talk about the 6 things to greatly improve your chances of getting approved for a Dodge Charger Scat Pack (or ANY car)! There’s no specific amount of money down or credit score, but these are the things I’ve seen increase chances for customers I’ve helped.
1. Payment to Income (PTI). Also your total debt to income can be an important deciding factor for banks. If you have a ton of debt in comparison to your income, it can affect your auto approval (especially if you have too many late payments)
2. Time at residence/job
3. Credit utilization
4. Money down
5. Credit Score
6. Payment history/paying bills on time: pay a few days before due date if possible. Never pay any bill more than 30 days after the due date because it’s reported to the credit bureaus as a late payment