How This IIT Madras Professor Got Financially Free?

Dr. Pattabiraman, the mind behind freefincal.com, shares his secrets to financial independence in this video. Learn how this IITM professor planned his retirement corpus and why he thinks Retiring Early is not always the answer.
Wint Wealth: www.wintwealth...
Socials: / pattufreefincal
Freefincal Website: freefincal.com/
Pattu Sir's Calculator's on SEBI website: investor.sebi....

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[@CaryTriana]

Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.

[@SylviaJoe6]

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

[@MichaelAD222]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@KarinaMilan4]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@MichaelAD222]

Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@GeorgeCook2]

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

[@manishkothule3078]

Interviewer has not asked the quality question, more home works needed, Pattu sir has great wisdom

[@89partho89]

Agreed... would suggest u watch lla's podcast with pattu sir...

[@PankajDevarai]

@@89partho89 Can't find it on youtube, please share a link or the channel name please!

[@rgowshan2]

@@PankajDevarailet us get rich with pattu Podcast series available in all platforms

[@ninjip3460]

Good observation, it was odd that immediately after buying a house expense he kind of compared having a child! May be he’s just starting and hope he can work on quick thinking and questioning with EQ.

[@ZaneT531]

his goal is to drive traffic to his website where he sells course

[@praveenpai1060]

If you have to follow one person in your life for financial knowledge, it has to be Pattu Sir. So much clarity. Most important take home - Inaction hurts more than inflation. Start early and invest to the max possible. He didn't mention ULIPs as his biggest mistake. 😊

[@ramyaelango2246]

His voice is amazing. A Teacher. Stay blessed

[@annamalairobins]

Pattu sir! My finance Guru. Literally I learned basics of investing , FIRE through his videos for past 4 years. I am near my FIRE goal after 4 years of dedicated focus on personal finance.

[@meenalpravin]

Where to follow him?

[@annamalairobins]

@@meenalpravin freefincal youtube channel

[@balasubramaniam6894]

Follow him @ freefincal​@@meenalpravin

[@Risheei]

​@@meenalpravin free fincal website/blog

[@ajsrinath]

of all "finfluencers" i have seen or read or heard - Pattu sir stands out

[@praveenpai1060]

He's the OG influencer. Rest are finfluenza, a disease that'll kill many youngsters' financial dreams.😅

[@josephhughes9583]

Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

[@AmberDen5293]

Just "buy the dip". In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder

[@mateosantiago5795]

The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market

[@cooperhayes7055]

nice! once you hit a big milestone, the next comes easier.. who is your advisor please, if you don't mind me asking?

[@mateosantiago5795]

She's Sophia Elaine. One of the finest portfolio managers in the field.

[@mateosantiago5795]

she's mostly on Telegrams, using the verified user name.

[@betsyjerin]

Pattu's retirement calculators are hosted on BSE website. His analysis of mutual funds is great. Respect!

[@chittasahu509]

Very rightly said: Frugality can't be taught, either you have it or not.

[@gopinathrajenthran5265]

I wish I knew about Pattu Sir at least 5 years ago

[@sahanashivakumar833]

Pattu Sir 😊 Finally here. Good job Wint Wealth for bringing his interview here..

[@SAITEJA051]

Pattabhiraman he has very good clarity and the explanation is very simple everyone can understand it.

[@DanielsHugo]

The stock market and Crypto investment is a way to protect against inflation. Particularly in the midst of a recession, investors must understand where and how to allocate funds to protect against inflation and still make profits.

[@Gsnwebeenjejmss]

In my opinion, the impact of the rise or fall of the US dollar on investments is multifaceted, but learning how to grow your money has never been easier than now that you can passively explore and experience a truly diverse market by using an advisor. director portfolio.

[@Vajsbsbssjssmsnsk]

Who do you trade with? Could you guide me on how to get in touch with your advisor? My funds are being eroded by inflation, and I'm seeking a more lucrative investment strategy to effectively utilize them.

[@gahshdsjdndnjd]

I trade with expert Linda Sue Baier, he's been my mentor and manager and under his advisory I make good trade income.

[@gsssbsbjdkfdmjd]

Do your homework and choose one that has strategies to help your portfolio grow steadily and steadily. "Linda Sue Baier" is responsible for the success of my portfolio and I believe she has the qualifications and experience to achieve her objectives.

[@DeboraGruba]

The first step to successful investing is determining your goals and risk tolerance with the help of a financial professional like Linda Sue Baier. She is among the best experts and her qualifications speak highly of her. It is highly recommended that you make her your advisor this 2024 to build your portfolio.

[@EcomCarl]

Pabi Raman's inspiring journey underscores the critical importance of perseverance and financial literacy in achieving financial independence. His approach of staying invested through market lows to reap benefits during highs is a valuable lesson for anyone aiming to secure their financial future 🌟.

[@anithadhamotharan2841]

Amidst in the world, Wint Wealth is such a precious gem to all viewers🎉 We are gaining many new insights from top notch professionals👍

[@neelshah3235]

Keep up with the good work wint wealth

[@StephanieKaitlyn-i8c]

In 2024,don't set new year financial goals without consulting a financial adviser.there expertise ensure a solid plan for success.Building wealth involves developing good habits like regular putting money away in intervals for solid investments.

[@carolpearson6397]

Thanks for the advice! I'm new to financial planning and wasn't sure where to start.Any tips on finding a reliable financial adviser or resource to guide beginners?

[@MarieGeorge-xl9bx]

I agree, based on personal experience working with an investment advisor, I currently have $650k in a well diversified portfolio, that has experienced exponential growth. It is not about having money to invest in stocks,but also you need to be knowledgeable, persistent,and have strong hands to back it up.

[@carolinafrancisco7662]

How can I participate in this?I sincerely aspire to establish a secure financial future and am eager to participate.who is the driving force behind your success?.

[@MarieGeorge-xl9bx]

Marie Ann Treloar

[@MarieGeorge-xl9bx]

She has been my counselor and coach.

[@aksiiita06]

Only in IIT, you can call your professor Pattu and go unscathed!!! Don't try outside.

[@kbhushan12]

People who want to retire early because they hate their job have got it all wrong!!!

[@sanjaykietme1]

What's the correct perspective then?

[@MyAman222]

No matter how much you try to love your job you just can't

[@MyAman222]

No matter how much you try to love your job you just can't

[@sktdebnath]

I am an assistant professor of physics and exactly the same thing happened to me. Even before I receive my first salary cheque, my father was diagnosed with multiple myeloma. We didn't have any insurance and I felt exactly what the professor went through.

[@SaiLuck365]

Real humble man, who is real wealthy person is Pattu sir.

[@redraga]

Everything I know about personal finance I owe it to Pattu and freefincal But Pattu is not flashy enough for Wint Wealth’s KZbin audience. And he isn’t flashy enough like the usual folks Wint interviews 😅

[@anuragjain7751]

Superb interview.

[@mr.shailendrayadav4499]

Thanks to God almighty my whole family is healthy with me, I get to my dream college learnt my dream course and surrounded by the best people in the world and made clients like Google,apple, Adobe, Meta, Uber etc. learning something new something important and productive everyday built a humongous portfolio at Nasdaq, I be where I want to be with who I want to be , I love this world love everything about it. I love my work my friends who helps me everytime, love you. Bless them too God, Thanks that I'm able to help others who need it . ❤

[@pranavvishnu3860]

Please make few videos on USA-India desis, those who invested in farms in USA.

[@Jay-dp8po]

Chad he wears shirt on a trackpant when he knows he is going to be watched by thousands of people

[@rajarams4823]

Tamil brahmins are brilliant guys..!! I salute you pattu sir..!!

[@Unusual-2]

Everybody: Retire at age of 40,50,60. With 10,20,50 Cr of wealth. Passive income of 1,2,5 Lakhs Me: Retire at 30 with 60L of wealth and passive income of 25K 😂😂😂 I live in a tier 3 city where the cost of living is pretty much low and 25K of monthly active income is luxury. I don't know is this the right time or amount for retirement. Can anyone share their thoughts?

[@nemishasharma5737]

25k per month from a corpus of 60L is a greater withdrawal rate than 4%.. for a much longer retirement period if you're 30. What are your assumptions for such a high SWR? In contrast, Pattu sir recommends an SWR of 0-1%.

[@Unusual-2]

​@@nemishasharma5737Thanks for sharing your thoughts. My target has changed to 1Cr and SWR at 5%. Of which 2.5% is for my household use and 2.5% will be donated to the poor. Regards such high expectation (which is actually not), if you are invested in simple stock investment option like index fund, you will get around 13% of return and excluding the inflation of 7%, your wealth still grows at 6% and SWR of 5% is fine. What is your thoughts on this?

[@faisalsiddique390]

Pattu Sir OG ❤

[@saikarthik1991]

Good pattu sir.

[@malharingale5875]

The big daddy of DIY investors in the house. Sad he didn't start with "hi! I am pattu from freefincal."

[@priy98]

Pattu Sir

[@YV-2000]

Hi Pattu sir, is there anyway to contact you via mail. I would like to discuss with you regarding NPS. Thank you.

[@mehulsangani5266]

Is that his house?

[@sushilkumartiwari7113]

😮😮

[@amolm3387]

Nothing much out of this video...try to give details about investment patterns returns....rather than just superficial advices..all videos becomes monotonous that way.

[@shri2947]

Once you get married, all the commitments starts Society pressure to Get married Child birth Good education Nice school n college Own house (99.99% housing loan) HatchbackCar (can also be used) After child 2 - SUV car Aged parents need medical care All these elements eat lots of household income Better youngsters save and buy your wedding, bike, home (40% initial), car.

[@Comedy_370]

Bhai Hindi bol 😂

[@goolqui]

Get educated bihari bro😂

[@mogambo-ry5qe]

No hindi

[@confidencegift975]

I really do have a question. For someone with less than $5,000 to invest, how would you recommend we enter the market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?

[@Ericevans884]

I've been trading by myself. I'm not really happy with what's going on, just few weeks ago I lost about $7,000 in a particular trade. Can you help me out or at least advise me on what to do?

[@MadisonGrace405]

I will advise you stop trading on your own if you keep losing. And i don't trade on my own anymore, I always required help and assistance from my personal financial advisor < Elizabeth Rose>

[@LucyJudith173]

YES!!! That's exactly her name Elizabeth Rose so many people have recommended highly about her and am just starting with her from Brisbane Australia🇭🇲

[@parisgavrielides155]

Legend says "If you don't find a way to make money while you sleep, you are fated to die working" and it turned out to be true.

[@EvelynMike-bv2yz]

This sounds so good and I would like to be a party to this, is there any way I can speak with her?

[@ErikaBailey-x8g]

Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.

[@StalinGrabovsky]

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

[@NikitaMcLauren]

Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.

[@KevinAnderson-g1q]

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

[@NikitaMcLauren]

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

[@EnriqueCarrasco-z3j]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing

[@Deboramichael1]

Biggest lesson i learnt in 2023 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.

[@ChristopherHenry2]

Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.

[@Willi-w1q]

Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.

[@elviegoodness]

Could you kindly elaborate on the advisor's background and qualifications?

[@Willi-w1q]

“NICOLE ANASTASIA PLUMLEE’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@elviegoodness]

Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

[@NicholasBall130]

Recently retired and unsure if my 401(k) and IRA will provide a stable future. i need an approach that will align with my risk tolerance and financial goals, i set aside $1m to achieve this. Do you suggest i get into stocks or buy a rental property?

[@LiaStrings]

Look up dividend aristocrats. Pick six to ten from that list. Those companies have a track record of 25+ years of paying dividends. Also, its advisable you work with a financial advisor to help set up a well-structured portfolio.

[@StacieBMui]

I agree. Based on personal experience working with a financial advisor, I currently have $2 million in a well-diversified portfolio that has experienced exponential growth from when i started. It's not only about having money to invest, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

[@TylerJamestown]

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@StacieBMui]

Rebecca Nassar Dunne is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@VictorBiggerstaff]

Thank you so much, this is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon.

[@fawnriverpuppyservices76]

I believe investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market. 35% of my $270,000 portfolio consists of collapsing stocks that were previously respected, and I don't know where to go from here.

[@BINDERANDREAULRIKE]

Explore the option of engaging financial advisors, estate planners, or tax experts. Their specialized expertise can assist you in navigating intricate financial decisions.

[@BradPaisley56]

Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.

[@CharleyHull-dn6nh]

Pls can you leave the info of your Financial advisor here, I am really in need of one.

[@BradPaisley56]

She goes by ‘Melissa Jean Talingdan’.’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@CharleyHull-dn6nh]

I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@Susanhartman.]

People who are able to retire early are lucky . I have 5 years till 65 and need to look at calling it quits, my only fear is running out of funds much later, thus keen on investing. What could be the safest possible ways to invest for cashflow, in order to afford lifestyle after retirement?

[@mikegarvey17]

consider investment planning, learning from a well experienced advisor is invaluable

[@mariaguerrero08]

That's right. I am a wife, mother of four and new grandmother, 28 years in Corporate America, retired recently at 57 after discovering the freedom investing could provide, been contributing to my portfolio since the pandemic in early 2020, and have grown a $250,000 savings account to almost 1 million, credits to my investment advisor.

[@ThomasChai05]

@@mariaguerrero08who is your advisor please, if you don't mind me asking?

[@mariaguerrero08]

'Gertrude Margaret Quinto' maintains an online presence. Just make a simple search for her name online.

[@CliveBirse]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@DrGowthamGK]

Imagine 10 years or 15 years ago, such quality information was not as easily available as it is today, we are really thankful to Pattu sir, telling us it is ok to be normal and build wealth in a boring way.

[@CarlaCosta-gf6no]

Thank you for your kind words and support! It's great to hear about your success with investing, and I wish you continued success on your journey towards financial freedom. Keep up the good work, and best of luck to you!

[@CarlaCosta-gf6no]

It is important for me to maintain my values and principles in everything I do. I believe in honesty and integrity and it is essential to me to uphold these values in all tasks and decisions. Thank you for your understanding.

[@CarlaCosta-gf6no]

I appreciate your understanding and support. It is important to me to uphold honesty and integrity in all aspects of my life. Thank you for respecting my principles.

[@John-ww2fv]

I’d be retiring or working less in 8 years, and considering this financial recession, I’m deciding to begin taking up skilled trades. I’m curious to know best how people spilt their pay, how much of it goes into savings, spendings or investments, I earn about $140k per year but nothing to show for it yet.

[@JoshuaEdson22]

You should contribute to your retirement diligently, or better still look into financial planning don’t come to KZbin for advise, consult a financial firm about your situation

[@RobertDamanii]

Very true, I find myself lucky enough exposed to money management at an early age. Worked full time when I was 19, purchased first home at 28, fast forward time…. I’m 65 now, got laid off March 2020 amidst lockdown, a blessing in disguise. At once I consulted an advisory firm to match me with a planner to stay afloat and with subsequent investments, I’m only 15% short of $1m as of today.

[@RobertDamanii]

As we witness the current economic landscape, it's becoming increasingly clear that we're entering a recession. These times can pose significant financial challenges.

[@TheRothschild770]

This is huge, would love to grow my reserve regardless of the economy situation, my 401k has lost accrued since early 2019, at this point, I’m in need of guidance

[@RobertDamanii]

you can Google the firm for yourself

[@shubhamd6066]

The OG Indian personal finance guy! Pattu Sir!!

[@CarlaCosta-gf6no]

Let's continue to stay focused on our goals and work diligently towards financial success. With determination and perseverance, we will overcome any challenges that come our way. Thank you for being a source of support and motivation, together we can achieve extraordinary things.

[@theindianmerchant2860]

As an Indian immigrant in the US, I consider most of what you said to be true. I put in 20k into various assets late last year and flipped into six figures within a few months and still going. I’ve always been an advocate of investing because it has been rather rewarding. I hope to attain financial freedom soon. One more thing, keep up the good work brother.

[@Novakissla]

You can’t overlook the fact that it’s paramount not to get greedy but to remain invested through careful study, if not you can lose it all.

[@Kantor895]

I have some money saved from day job. I have no idea where or how to invest. How are you doing it, brother?

[@theindianmerchant2860]

It’s not rocket science. As I said previously, I got into stocks, index funds and REITs, myself but wasn't getting the results I wanted the first couple of months. Got tired of losing and decided to seek mentorship from Jonas Herman, a certified fiduciary who helps oversee my investments.

[@Lilybee931]

While it may sound enticing, it is important to understand that stocks, like a fine wine or a Monet, has no standardized value. You look all good on the outside, while you wait till almost death to enjoy your wealth which presents an enormous economic(uncertainty) risk.

[@Vikturneer]

Comparing stocks to alcohol is bonkers don't you think? Over the years, I've been part of numerous investment programs, sifting through a barrage of information. Yet, none comes close to the sheer clarity, depth, and precision of Herman’s instructions and insights. It's akin to finding a diamond in the dirt.

[@Fredtrading1]

Today I reached 75 thousand. I'm really grateful for all the knowledge and information I've been given during the last few months. I started with 7k in January

[@Fredtrading1]

Chat GPT has been the best open AI from my trading experience. Most human error and increasing the accuracy of trades only from Frederick Frost trading Signals.

[@sheldoncharles1561]

The question is how to convert your salary into the investment funnel without double taxation. you pay taxes once it's earned, then buy stocks and get taxed again once you sell. Want to invest over 300k on the stock market, how do l achieve this?

[@HaydenKaufman787]

If you're not who understands strategies to invest, just invest through an advisor, making good profits, avoiding taxes

[@BonifacioAltamira]

This is probably what I should do. Who do you advise I trade with, please?

[@Marthaglime]

*Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject! Thanks to Luna Cox the lady you recommended*

[@KnSteve]

Everyone needs a different stream of income, such as where one can invest some parts of his or her monthly income.

[@FloridaAnderson-go4yw]

I had no luck in digital assets, I actually invested myself but profits aren't as expected,,,

[@jackwatt1416]

Not surprised you mentioned her, Luna Cox just so good and her professional strategies are really mind blowing.

[@Marthaglime]

Luna was interviewed on CNBC Television. You can use something else, for me the strategy works hence my result. She provides entry and exit points for the securities I focus on.

[@DinmaAbwooli]

Is there anywhere I can get across this woman for a startup???

[@gurudutt6132]

Pattu Sir ❤ - Only Personal finance person I follow! Gem of a Person! Simple - Humble and Wealthy!

[@CarlaCosta-gf6no]

Thank you for your kind words and encouragement! I will definitely keep pushing forward with determination and focus on my investing goals. I appreciate your support and well wishes. Let's work towards our financial success together!

[@CarlaCosta-gf6no]

Thank you for the encouragement and support! I will definitely stay disciplined and focused on my goals. I believe that with dedication and hard work, I will achieve success in my financial journey. Your kind words mean a lot to me.

[@ramyaelango2246]

​@@CarlaCosta-gf6noDo you have KZbin channel sir

[@NicholasCaruana834]

Everyone is telling the newbs what they should do right now as they enter the market. They need to know what not to do as well. I made my last market mistakes and this is all Core Alpha. Time in the market. always beats timing the market. Keep it real Cep!

[@Rebecca_Marceau214]

Thanks for sharing this here. A lot of beginners Like me are smashed out there every day. It's a good thing we have nice people here who want others to become successful as they are.

[@LexAshworth65]

What I appreciate about Corina Michelle is her ability to tailor strategies to individual needs. She recognizes that each investor has unique gools and risk tolerances, and she adapts her advice accordingly.

[@CarlaCosta-gf6no]

Let's stay committed and motivated on this journey towards financial success. Thank you for your support and encouragement, we can achieve great things together!

[@uchil9118]

This episode was so much better than the wells fargo guy who wanted to buy a bmw suv at any cost 😂

[@caseybills5517]

More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

[@JamesLongman-v5r]

Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

[@cowell621]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@StocksWolf752]

Mind if I ask you to recommend this particular coach you using their service?

[@cowell621]

Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Casey-summer]

I began my investment journey at the age of 33, primarily through hard work and dedication. Now at the age of 58, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.

[@BaileyHoward101]

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

[@disney-hefner]

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

[@sloanmarriott5]

​ *@disney-hefner* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

[@disney-hefner]

"Gertrude Margaret Quinto" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

[@Gallo-firestone]

Insightful... I was curious about her, so I looked her up online. I discovered her website, and I must say that she seems knowledgeable. I sent her an email outlining my goals. I appreciate you sharing.

[@rsdevarapalli]

Great advice Dr. Pattu, and simplified approach. Was expecting Dr. Rama Neelamegham madam to be present in this video, usually wint wealth does it that way.

[@mainakduttamajumder2473]

Why people want to work their asses off while they are young, its like when we were young our parents used to tell us, you can play football all day after you start earning, now if we do that all we get is sunburn, frustration, fatigue and sickness, so value time and emotions over money. Once you get physically weak, mentally dry all your money will finance preventative measures against death, so focus on making things right today, enjoy today, and savings are emergency purpose only. There is no shame in depending on your children, if you don't restrict their childhood experiences for saving money, they will gladly take care of you, just don't make their life painful, be a nice person, money has little to do with happiness once you are out of poverty level, like age, extra money is just a number game.

[@jayeshviradiya434]

Pattu Sir is the best online person to learn from. The insights that he shares is very deep and backed by a thorough research ! We see very flimsy finfulencers online, Pattabiraman Sir is exactly on the other side of that spectrum. His Blogs are a wealth of knowledge. Fan of this man !!!

[@mandarrane]

Subramoney, freefincal, Asan ideas for wealth are the OG in india personal finance

[@tradingtips396]

OG means?

[@summerbreeze5115]

Basant Maheswari ❤

[@srikrishnadentalcare4416]

Original Gangster meaning they are pioneers in that field​@@tradingtips396

[@mandarrane]

@@tradingtips396 OG means original / Original Greatest of all time

[@whiteroommenace]

Patto has definitely changed the way for me to analyse personal finance with models instead of advice/recommendation.

[@SivaEpic]

Pattu sir was not complete at all in this video. I think he was not interested to specific questions as like in other videos. If you have to do a video first think of very good questions to ask and how it will help others. Too poor a show by wintwealth with this classic Pattu Sir.

[@himanibhandarkar8444]

All my goal planning and investing started because of his blogs.. trust me his blog is a goldmine for diy investing.. A must for all youngsters..

[@MrKashyaprahul]

Why all FIRE guys dress like homeless ppl 😂

[@akhilg7415]

Gem of person.. Pattu.. But interview questions are not useful.. lets have one more interview with someone senior taking interview..

[@ravirajsudha8228]

Please watch "Let's get rich with Pattu". Superb series.

[@akhilg7415]

Thanks mate​@@ravirajsudha8228

[@kadambeswarans4255]

This is very little to hear from Pattu sir's ocean of wisdom. We definitely need part 2 !

[@AvichalAgarwal15]

In corporates, 45 is the retirement age, there is no retiring early for most. This is financial porn

[@zxzxzx251]

But he already looks 60 years age old

[@saikiranhr-qo2qp]

Awesome episode!! Just one suggestion - Please don't keep changing the background. It is very unpleasant for the eyes. It is difficult to focus.

[@ShredWithElijah]

What changes should I make in my journey? I'm 36 and I been investing for 2.5 years and I only take out the minimum expenses I would need to complete the month rest goes in investments , 65% money market , 25 % equity . 10% in gold. I'm nearing 1cr by this year also have 2 months of expense in emergency fund as I don't want to break my investments in case I need money suddenly.

[@BikerDaDInt650]

In 2 years investment nearly 2 crores how much invested sir

[@ashishanand5536]

Questions of second, third, fourth, fifth ......... child can be best answered by peace loving people To hell with education Sir video is good and helpful and I am somewhere 50 percent of the target attained by gentlemen

[@PavanKumar-yo6eh]

This was one of the best episodes man! And the last line made me so comfortable! Its absolutely possible to build wealth in a BORING way. Need not do trading, etc. Just do the normal things & keep your expenses low. Beautiful episode with no fancy stuff. Just real life conversations & lessons on money. Perfect!

[@rathinduari8093]

Early retirement is subjective. I love my work so want to work till I am unable to do so. Investing will be my side kick.

[@christophdenner8878]

Then you're lucky, this is a blessing. Many people absolutely hate their jobs.

[@DrArnabSahoo]

He’s right. Only quick way to retire early is to increase your income. Never heard of the guy, will research his work further. Really good vid, wint wealth!

[@TheFourthWinchester]

Works in IIT. Ofc he's FI.

[@junaidbagwan5523]

I used to follow pattu sir’s KZbin channel..

[@AGvj24]

I am 32 and already saved up 1.2 cr

[@rajeshrajan4464]

Was this interview shot at Dakshin chitra, Chennai?

[@PankajDevarai]

Yes

[@NiranjanBendre]

FIRE for me is that get financial independence (save corpus per your formula or multiples of expenses) and retire early happens automatically because work for money is optional so one can work at the same job or a different job or anything else including nothing!

[@sarangkulkarni7034]

F.I.R.E should be financial independence recreationally employed.

[@NiranjanBendre]

@@sarangkulkarni7034😅👍

[@coolbreeze2213]

Where was this interview made? The background is awesome!

[@OccultEducation]

Another fraudster I fine on web. He is selling his calculator 😂

[@5966ramesh]

Thank you so much for this video. Pattu sir is amazing. Simplicity and wisdom at 'VERA' level 😊. I have watched almost all his videos @freefincal. Extremely insightful and very simple to understand. Thank you Pattu sir 🙏.

[@MrAbhitv]

I'm sorry but did he answer the question, how did he become financially free? Was it through his website or investments?

[@Lol06987]

😂

[@MrAbhitv]

@@Lol06987 ?

[@Happysoul_3]

Yes people on wint don't want to disclose exact number

[@MrAbhitv]

@@Happysoul_3 yes i agree, No hate but the video felt like an ad for his website. He mentioned his portfolio was red but got picked up after 2014, and he achieved financial freedom in 2018. How? Was it because of his investments, his salary or his website?

[@humanityexists777]

You are telling the secret to everyone shhhhhh...

[@SD_003]

So happy to see my favourite finance guru on my favourite channel 😊 6:30 Totally agreed . I am doing it since 4 years specially coz I started pretty late( mid 30s)

[@jmu706]

All word of his is Gold.. his clarity is pleasure ..

[@Gauravmann]

Big fan of mr pattu and wint wealth as, honestly this video was kind of wasted. It could have been much much more informational with concrete informations for FIRE people.

[@jewelkosh]

Thank you for bringing Pattu Sir on this channel. Reading his blogs for years and learned my first personal finance lessons from his blog only. Most practical lessons, his way of handling finance is very relatable for common people like us and he is truly humble and honest. The OG personal finance Guru in true sense.

[@vageeshajm990]

"Plan your after retirement life along with retirement plan"

[@revanthamoji4356]

Host interrupted pattu sir flow.. And he was just concerned about prepared questions

[@rajpradeep87]

Ada namma pattu

[@sayanbiswas_sports]

I came to know him first time from LLA. That time I have been been following him in KZbin and articles.

[@poulamib]

The Guru of Personal Finance - straight to the point!

[@triprjt7857]

definitely the convsersation is of great quality....but is no one going to talk about how beautiful the house is? That's like a dream house purely Indian classical style man.

[@jagak837]

Good info sir

[@Ranodeepsen]

Best comeback episode ❤

[@arvidelltd.3259]

I didn't know he started freefincal, love the blogs

[@mayankgupta2721]

No I do not have a plan what I will do if I get early retirement but for those who are stuck with horrible jobs, it's like caged to a pathetic master, you just want to get out and you are not exactly future planning.

[@amanrawat3029]

Mutual funds - mutual profit but self loss. Magic o compounding. Invest like a burn in ur ass.

[@abhishekgowda3802]

Thanks a lot for this wonderful video 🤩

[@WillieBilly-mg5fn]

Revux journey, architects shaping tomorrow's crypto landscape!