How to Get Rich: Index Fund Investing for Beginners

[@humphrey]

Note, the Index Fund is FXAIX, there is a typo in the video. Thanks for watching! Check out my free newsletter ➡️ humpdays.substack.com

[@anthonyonfire019]

Great video Humphrey. I have FXAIX and Schd in my portfolio. One for the SP. One for the DJ. And yes you can go to Paris without speaking the language just fine. Wife and I have went in back to back years. Feb of 22 and Feb 23. You will find that just about everyone speaks English. At the shops, restaurants, touristy spots, and on and on. We speak Zero French. Had zero problems the first year which is why went the following year and will continue to visit Paris. Love love Paris! And thanks for the content!

[@flyingturtle22]

There is also a typo at vanguard at 1:54, Paris is overrated after 3 days, the countryside in France is much better.

[@driven_films]

Howcome all the Vanguard and Fidelity stocks are not supported in WeBull? I can't buy, trade or even interact with them.

[@shannonmullins5581]

Hey man, do you recommend I do this as part of the three fund portfolio for my Roth? I'm kind of confused on the difference. Thanks

[@me0101001000]

When I was an undergrad, one of my professors told us "Unless you plan on becoming a trader as your career AND have access to a hedge fund's research tools, you're best off DCAing into index funds and maybe ETFs." Then, he told us to take the time we would spend on staring at charts, and instead learn three things to mastery. One thing that's useful, one thing that's interesting, and one thing that's just plain fun. Served me pretty well so far.

[@moneycessity]

Solid advice. Especially the part about building skills! Investing in yourself early on is the fastest way to build wealth.

[@emayhand]

Love this advise!

[@HugoBergmann-lu4nd]

Investing in index funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.

[@StacieBMui]

If you’re new to investing or have a more complex financial situation, It can be helpful to work with a financial advisor who can provide personalized guidance and help you make informed investment decisions.

[@cowell621]

On the contrary, even if you’re not skilled, it is still possible to hire one. I am a project manager and my personal port-folio of approximately $750k took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect and profit from my port-folio this red season. I’ve made over $150k since then

[@StocksWolf752]

Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

[@cowell621]

Sharon Lee Peoples is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@grego6278]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@ChristopherAbelman]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

[@FinnBraylon]

the best market strategy is to work with a credible investing coach. Since a while ago, I've been in touch with a coach, mostly because I lack the depth of understanding and mental toughness to deal with the ongoing market conditions. You lack the information necessary to succeed in a competitive market, not because you're doing anything wrong, but rather because of your lack of experience.

[@PennyBergeron-os4ch]

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

[@FinnBraylon]

‘Sonya Lee MItchell’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@PennyBergeron-os4ch]

I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@thomashuang8401]

The only thing people miss is that it takes time to really see results and looking at your portfolio everyday can really make you go mad (speaking from experience)

[@derekcox6531]

Oh yeah,you got that right! I look at my retirement fund 3 times a year just to see if I need to rebalance.

[@thomashuang8401]

@@derekcox6531 I contribute to regular taxable accounts so I check those when I get paid and buy etfs but other than that I try to avoid checking but every once in a while I check to see

[@jonathangonzalez907]

For a beginner tho I feel like they should look at it every day for the first year as they add money weekly that way they can understand how price action works in the stock market tho but yeah looking at it makes people go mad

[@thomashuang8401]

@@jonathangonzalez907 that’s valid, that’s how I started with learning the markets but after a while it can drive you mad

[@at6867]

One of the few finance KZbinrs who isn’t a pure cringe show.

[@humphrey]

thank you

[@alexsteven.m6414]

Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

[@valeriepierre9778]

Just ''buy the dip'' man. In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder.

[@bernisejedeon5888]

The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market.

[@belobelonce35]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

[@bernisejedeon5888]

Sharon Marissa Wolfe is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@edelineguillet2121]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@johndeanconway7931]

Luv the ETFs. I own both SCHD and DGRO. SCHD is one of my cores in the managed portfolio. I also own VPU (utilities ETF), AMD tech stocks, but I also own an individual utility company like DUK.

[@hannahcholerton1253]

How effective is your managed tradings with this lot and which stocks wave should I consider on my fidelity right now.

[@johndeanconway7931]

lindsay stocks is not only about anticipating moves based off trends but anticipating through participating behind real top performers and attain how they execute perfectly. coach frost hilda take good care of my holdings giving me an edge to successful interest.

[@hannahcholerton1253]

I’d consider a similar viewpoint, I’m trying to figure out your selected holdings at the moment with this individual?

[@johndeanconway7931]

I currently own tech equities and ETFs constructively, having gained full insight. In terms of price to earnings ratio (P/E ratio) NVDA, AMD and few others has been my main growth drivers in my holdings. Feel free to imitate my steps

[@ahmetnurikedici4291]

SPY, IVV, VOO, VTI hitting the scene so far. These ETF's doing just fine.

[@PHILIPTURNEL]

Agree and own all 5 of these. Only thing I would add, is getting a good portfolio manager.

[@AaliyahKhalid-kq9gl]

Yeah profiting from the present market without the help of an advisor is really hard

[@RichieAnnabel]

I totally agree with you. im currnetly using one and i can see the improvments in my portfolio already

[@ElvisMarshall-xo2lw]

But how can one even find a verifiable advisor?

[@RichieAnnabel]

Svetlana Sarkisian Chowdhury is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@ElvisMarshall-xo2lw]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the recommendation.

[@SCOTTDisick-yc7x]

My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows, I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.

[@jackwillison177]

Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire

[@AndreaRoberto-wm3th]

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k.

[@MizThe]

Smart, If i wanted to do the same with my retirement funds too, how do i get started trading?

[@AndreaRoberto-wm3th]

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Elise Robinson for the last five years or so, and her returns have been pretty much amazing.

[@MizThe]

This recommendation is coming at the right time because i am literally grasping for straws atm! I verified her online and scheduled a phone call with her.

[@Kenneth23414]

The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.

[@Christian67337]

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

[@Thomas43211]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@Alden457]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@Thomas43211]

Aileen Gertrude Tippy is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@Alden457]

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

[@angiec8784]

This video was so helpful thank you so much! Also, my favorite quote was “I’d rather be boring and rich than excited but super out of money”😍👍🏻

[@ShaneMugnolo]

Whats the difference between VOO s&p etf vs VFIAX?

[@iDrive123]

VOO is an exchange-traded fund, so it trades like a stock on an exchange, whereas VFIAX is a mutual fund that is bought and sold through the fund company at the end of the trading day.

[@appleztooranges]

**Starting at 36 years old with FXAIX S&P with $600. Going to do $500 per month next 20-30 years. Wish me luck

[@Lamarche1959]

So about 68% of my portfolio is in passive index funds and ETFs VFTAX, VOO, VTI among others. I make use of an F.A Dianne Sarah Olson It’s pleasant for me this way, these are suitable steps for seeking greater cash flow on long term trends.I feel like even if 20% of my portfolio underperforms, I’ll still generate income from having a diverse portfolio. Better than spending my money on an expensive shoe or vacation lol.

[@E.GCreates]

That’s impressive

[@AdamsFerguson]

out of curiosity I did read about Dianne Sarah Olson on the web, she has a great resume

[@GregMerchant]

i'm happy there are lots of people doing so well. Love this channel for the transparency

[@Bergenn158]

Looks like she really knows her stuff. I also found her online page and read through her resume, educational background, qualifications and it was really impressive.

[@Honey-xw7mf]

VXIAF is that the Vanguard 500 funds? Any other Vanguard funds you can recommend? What the difference between investing in SP 500 index vs the Vanguard 500?

[@id6584]

Hey I am 30. I was wondering if i already have a Roth IRA that I max out every year should I bother with a index fund? Index sounds like. Retirement?

[@Kingdenniz518]

With all of these index funds Like VOO. They are ath. When do you buy. Do you buy a few now and wait for dips ?

[@ssaechao04]

Hey Mr, Yang, is this index investment you are referring to something like IUL?

[@melvinmaatrijk5089]

For international clients which company would you recommend one starts their journey with. Asking as a beginner

[@capttokki1811]

Just started investing in VOO and SMH etfs not alot but like 50 a week into both and some other individual stocks. (My etfs are on my individual account should I buy them using my Roth IRA first?)

[@TamaraGodina]

What are your thoughts on moving from individual stocks to ETF? That would mean selling and taking a loss on some stocks I want a balanced portfolio, with growth investments, safe investments, and also a focus on dividends

[@jaidenSalinas]

I am with you, I hate selling stocks, it usually feels like a mistake at the time and in the long term it almost always is. I can see the appeal of the buy it and forget it aspect of an ETF. Great for people who want dividends and don't have the time to research individual companies.

[@Chaim127]

I can’t decided between VTI/VOO. Also I wanna add on SCHD

[@Curtis69213]

You won’t regret the decision. Sold out of my individual stocks for ETFs. Tax harvests your losses.

[@ChloeMacy-je1nu]

One question please! Is NVIDIA a safe buy to outperform the market this year? I'm tired of these new buys every week, just to make up some assets with low percentage on my $236k portfolio and try to keep everything around 10%.

[@GabrielZi-xr6zc]

Yes, but do your own research. Avoid index funds, mutual funds, or specific stocks for now. Consider 5% fixed incomes as a safer option. Alternatively, consider hiring or working with a good market strategist for added safety.

[@KateEngdahl]

Took control of my portfolio, faced losses in 2022. Seeking change, consulted a fiduciary advisor. Restructured and diversified with dividend stocks, ETFs, Mutual funds, and REITs. Portfolio surged to $610k with an annualized gain of 28%.

[@HilaryPhan]

Your advsor must be really good, how I can get in touch with them as my porfolio isnt doing well.

[@KateEngdahl]

Marisa Michelle Litwinsky is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@HilaryPhan]

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@mcorral00]

Can you make a video comparing index funds vs ETF’s

[@baygonq1]

Great vid! Appreciate if you could do a dive into when to sell these funds ? say in the case of retirement?

[@zcavaricci]

What's the difference between investing in VFIAX and S&P 500?

[@sricharanpusala2469]

This is probably the best video on investing I've ever seen. Perfect balance of information, being easy to digest, and evidence-based. Also if you make merch like the one you're wearing in the video, id 100% buy it LOL. If not, please drop the plug

[@venuswealth6]

Hi Humphrey, thanks for the video! Can you walkthrough your portfolio in one of videos?

[@DorathyJoy]

Major indexes booked their worst yearly performance since 2008 thanks to drivers like the recession, war, hiked interest rate and inflation which so far doesn’t seem to be easing off, so I’m left wondering what 2023 has in store for us investrs, I’ve been sitting on over $745K equity from a home sale and I’m not sure where to go from here, is it a good time to buy or do I wait?

[@RaymondKeen.]

I agree, having a brokerage advisor for inveesting is genius! Amidst the financial crisis in 2008, I was really having inveesting nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850k with the help of my advisor from an initial $120k investment.

[@RaymondKeen.]

Personally I work with Margaret Johnson Arndt a registered Investment advisor. Quite renowned, search her name to get in touch.

[@scottgandy8824]

Stay the course. I made 41 percent gain in 2023 in index funds

[@scottgandy8824]

Point is you don't need an advisor with long term index fund investments

[@Joethebro101]

Excellent video. You did a great job. Very informative for beginners and everyone.

[@aussiecorgis9865]

@2:00 I'm from Australia and yes CMC markets is the one that I use. Great information as always!

[@Dannyboy-ot3sk]

What app or website would be best for investing in a s&p 500 index fund I am literally just starting and i want to have passive income while also supporting it with individual investment towards what im in investing in

[@TiagoRamosVideos]

Very interesting 👌

[@josephtanti770]

Your the man I’m going to show you to everyone I know

[@smoothie6101]

Do you recommend So-Fi as a brokerage?

[@Nickkie1234]

Can you please do a video regarding different student loan repayment options

[@rs7458]

As someone who has been investing in a Roth IRA for 2 years now…it seems S&P 500 (domestic),FTHIX or FSPSX (international) and FXNAX (Bond) are the way to go? If so, what’s the best way to divide if putting 4-6k a year? Do we put it all in at once or little by little each month? Just want to be accurate without using an advisor.

[@NixProfessor]

Probably a dumb question, but are you able to buy for example Vanguards s&p 500 index with a different brokerage like Fidelity or Schwab?

[@88Capybara]

Yes! You can buy a vanguard index fund with a different brokerage account :)

[@xunravel1041]

$VOO on Schwab for Vanguard’s S&P 500

[@jkim1241]

@@xunravel1041voo isnt an index fund, its an etf

[@regularMattMatt]

Is it best to keep all your investment (ira & stock) in one company like vanguard or fidelity? Thank you for this informative video.

[@DFDubsports]

No, try as many online brokers as you can and take advantage of the free sign up bonuses

[@humphrey]

It comes down to preference, I have a few brokerages just because Im always testing different ones, but most people stay consolidated into one.

[@baddboo]

“Ashley Action”Sounds like an old VHS my friends dad once had😎….

[@brettgirl]

"He was a wizard...even in the normal sheets" 🤣🤣Humphrey you wildin'!

[@denaetak1147]

I am within 20 years of retirement...just getting started...stupid on my part...you kids listen to this man.

[@OGtruthserum]

Same, sigh. Knowledge is power. And these things were never taught in school.

[@JaeHPark-so7dy]

Great informative video as always!! What is the difference between FXAIX and VOO?

[@maxwelljunior9350]

I'm delighted with the choices I've made this year as we approach its end. Despite the market conditions, I took the leap and invested in the market early on, and it has truly been a life-saving decision. In the past seven months, I've managed to turn my initial investment of $35,000 into $100,000. While I understand that this may not be as impressive as what others achieve, I'm still grateful for the significant improvement in my financial situation during a bear market. I share this comment as a source of motivation for all those who have experienced losses in their investments or continue to face challenges. Don't give up, because the right investments have the power to transform your life. If things continue to go well, I may even consider retiring soon.

[@charleskurt2152]

Exactly how long did it take you to understand that ? Because I have been doing everything I can to profit from this bear market for the last seven months, after watching a lot of trading vidoes and reading a lot of strategies and technical analysis books and still have nothing to show for it, am slowly leaning towards the idea that am incredibly unlucky in trading, plus I should be retiring in a few months, so any advice would be good, and yes, I've tried getting a CFA as well, but it's hard to find one that really understands the full gamut of the different sections, I am very open minded and if I can't have it all then there is no point If you know what I mean.

[@maxwelljunior9350]

I was able to diversify my portfolio into Real estate Crowdfunding, basically Reits, Stocks and The Crypto market. It took me Just over a year and i had to rethink my strategies, which took a while, but I finally had the answer and it was uphill from there. my CFA has been great to be honest. It’s been all Him, I was only able to achieve this much with His management, although it took me a while to get to the CFA I'm under contract with right now.

[@charleskurt2152]

It’s hard to get good advice on diversification. I still dont have a solution yet, I've lost over £63k so If you can hook me up with your CFA, that would be nice, I really need a diversification option right now and I'd appreciate the help. The best option, plus little more information, like how much to start with and all. It would be great if you could help with that.

[@maxwelljunior9350]

I see what you're saying, so I'll give you some sauce, I recommend Robert Carlos Wright, his general market knowledge and assets management skill are truly first class, if you do your research you'll know for yourself that the old man's work ethic is off the charts, I've never seen anyone so dedicated, so I'm pretty sure it would help you get back on the winning part. As for your capital, that depends on you, but going with at least 25k USD will be a good start.

[@mikemike1200]

That's good information, it wouldn't hurt to throw in 10,000 and see the result.

[@Rwfitness29]

I appreciate the context. Like bro this is so well explained very detailed and easy to follow!

[@rodb4523]

My brother just came back from Paris, and said everyone was very nice.

[@ljiljankocurcic8893]

But you didn't say how to actually make money with index. If I just keep adding more investment, the number is growing, but I don't make anything unless I sell. So, do I sell at some point and then reinvest? If yes, when is that point?

[@manubisbee1]

Perfect timing in the sheets. Made me laugh out loud. Thanks for the great info as always.

[@evanhansen700]

Could you link where you found the gif at 13:30? I’m curious about it but couldn’t find it on the website

[@rokktober-personal]

Humphrey speaks my gamer language, I love it 😂

[@MDJinTV]

Is it better to take care of CC Debt before investing in funds?

[@qwertykid18]

All debt above say 8% should be gone before investing.

[@Draega007]

I put $15 a week into funds while paying off debt. Only because I'm almost 40 years old and missed many years of investing. If you're 30 years old or younger I would knock out debt completely before investing.

[@MDJinTV]

@@Draega007 22 ✅

[@humphrey]

Yes, would take care of debt first!

[@qwertykid18]

@@Draega007 those are rookie numbers. Gotta get those numbers up

[@helennwafor2903]

Great presentation . Thank you

[@renansadak]

Great video. Thank u

[@MMMmyshawarma]

Have 70% VOO, 10% VUG, 20% VXF. Age late 30s. I plan on funding VMY in place of bonds in the coming years, VMY seemingly much more stable than what I have now, but not as glacial in price fluctuations as bonds.

[@BonChan02]

For philippines how can we trade internationally. Thanks

[@robyn_southafrica]

12:52 oh you've got jokes hey 🤭 Great educational as always Humphrey! Always clear and concise 👌🏾

[@jackreign67]

Always look forward to watching your videos Humphreys . God bless you

[@jen-k-1]

You should go to Paris! Amazing city - I’m an American who speaks no French other than “bonjour” and did not find people rude at all, they were so nice ❤

[@kmng3207]

Oh my God I got hit hard the past 2 days on my index funds … good gravy.

[@Draega007]

Time to buy more.

[@humphrey]

Same here.

[@Au_God]

What brokerage does everyone use?

[@bouabdellaouibasma4173]

So please don’t judge me I am totally ignorant about this and I am trying to learn. After watching the video it seemed easy and promising to buy index funds. I just want to know how. Do we reach out to one of those companies like fidelity and enroll with them or make the purchase? I would appreciate any type of advice thanks.

[@michaelpuente3352]

I got a wife 4 kids a 55 hour job and a business I run on the weekend I put my money on the fidelity sp 500 index fund 10.3% over the last 10 years sounds good to me

[@pattiobrien-richardson1881]

Thanks for this video! Question: Is there a difference between the S&P and the Vanguard S&P?

[@thefilmguy]

Is an index fund the same as a mutual fund or are they different?

[@Curtis69213]

“index fund” refers to a fund whose investments closely track a market index, while “mutual fund” refers to a broad class of investment funds that follow a range of investing strategies.

[@Christiansstillstruggle]

Does anyone else find the background music extremely calming? Lol 😂😂😂

[@kylekubik4468]

What do you think about semi conductor index funds? Such as FSELX

[@humphrey]

Dont know too much about them, so long as they're diversified I dont see why not - but wouldnt have all my nest egg in just one industry/sector

[@DiJourne]

Seems like index funds are the way to go. Thanks for this videos Humphrey! 😊

[@SabrinaSLund]

Thank you for making these easy to understand and educational videos for us! I’ve been binge watching your channel and shared with friends and family.

[@infamouscavalier9446]

Is there a reason not to choose an ETF over an Index Fund?

[@georgegraves1040]

I'm Interested How Do I Get Started

[@RyChOr2005]

Wish I saw this video 15 years ago

[@alitsah]

This is a great video. Straight to the point and very educational. It’s hard for me to explain to friends and family the benefits of investing. This summarizes it perfectly.

[@berttorpson2592]

Man idk if he’s gonna see this, but I have like 6k in an “emergency fund” brokerage sitting as cash, should I index fund it? Since it’s just sitting

[@18agarciaable]

Index half of it

[@tkernel]

7:45 - do you have the link for that video? Didn't see it in the description or comments. Thanks as always Humphrey!

[@humphrey]

it should be the end card at the end of the video, otherwise look up "Three Fund Portfolio Humphrey"

[@tkernel]

@@humphrey thank you!!

[@funes90]

What do you think about those videos in the hype about make millions selling options? Could you make a video about it? Overated? Thank you

[@AbhishekSahaindo-us]

@humphrey I think there is a typo for Fidelity s&p 500 index fund- should be FXAIX instead. Great content 👍

[@humphrey]

Thank you, added it to my pinned comment, apologies.

[@jamesnesmithjr]

I had a Schwab acct with a little cash sitting unused in it, and thanks to your vid, I added a bit more to it and invested into two of their index funds. Thanks for the insight and inspiration/motivation!

[@loveisyors]

People in Paris are very kind, I felt very safe, Italy has very rude people.

[@hraqhraq]

is it good to do DCA now with this bloody market or just take 5% on cash until market finds a bottom, is any of these going to hurt on the long run?

[@humphrey]

according to schwab study --- DCA or LUMP sum wins long term!

[@hraqhraq]

@@humphrey My worry about such studies is that these companies(banks or ETF) have conflict of interest and they may be not telling the real truth. We need independent advisor without conflict of interest showing these are true and publish their study values and parameters and data from authentic sources.

[@moneycessity]

Hard to pass up on a guaranteed 5% in this market...

[@Courtney-Alice-Gargani]

I love the title. How to Get Rich. Index Funds to me is more stable like you mentioned. It's not putting all your money in one basket. If the market crashes with one stock you're screwed.

[@humphrey]

Thanks Courtney!

[@carloantoniotubil2722]

How young is young and how old is old? Lol I'm 33. Is it too late? Or is it still a good idea?

[@itsathing4823]

Mutual funds can be index funds too. Learn your terms

[@lorireiter8439]

Isn't there always the concern about the operating ethics et al of companies and with index funds there very limited knowledge about every individual fund?

[@TheSnarkyRobot]

Great explanation of index funds.

[@humphrey]

thank you mr Snarky Robot

[@obrienortega6942]

I have VOO, SPLG, and JEPI

[@humphrey]

Great!

[@Marizapatty.]

"Thanks bud for keeping us financially Educated! Regardless of how bad it gets on the economy, I still make huge profits every single week, I was able to build a big income stream investing with Louise O'Brien

[@elfrenavilas.]

I'm surprised you know her too. I've been making a lot of profits investing with her for a few months now.

[@JoelConger]

Louise changed my life because of her huge profits I got from investing with her.

[@desareegress.]

Louise O'Brien is unmatched! I've traded with many, but she's the best. Her strategies made me an independent trader. I recommend her to any novice in investing!

[@Hamilton01]

I was skeptical at first until I decided to try. It's huge returns is awesome! I can't say much.

[@Marizapatty.]

SHE IS ON TELE GRAM 💯

[@seeker1287]

What are your thoughts on LEAPS? I feel like matthew monthly would have done well DCAing into SPY LEAPS and rolling the winners quarterly.

[@humphrey]

have never tried them myself, I know they can be a good option for some people. I cant comment b/c i have no experience with them

[@DrMikeTh]

Thanks Humphrey, another great video

[@humphrey]

Thank you DrMike!

[@ThunderMaster1764]

14:07 Well, there's one little red dot. But yeah i agree with you. 😂

[@nestordiaz2930]

Humphrey have ever looked into black rocks I-shares? They also have a S&P 500. I just would like to know your thoughts?

[@humphrey]

I havent, I can look into them.

[@toddbarrera375]

I have Fidelity for my rollover IRA but like using M1 for my Roth IRA because when I deposit money it automatically invests the money using the percentages I set for my portfolio. We still use Fidelity for my wife's IRA but every payday I have to login and figure out how much money goes where and may buy orders. I know that Fidelity allows some automation but for a fee and I'd rather not pay that every month.

[@comedyman112]

XTB is also a big broker in Europe

[@jenniferwatkins6451]

Hi Humphrey, thank you for the great information! I’m a late bloomer and just started a few years ago, but am catching up quickly. I’m now in my mid 50s and hoping to retire in 10 years. Does that mean I should not be entirely in index funds?

[@sup4528]

Not Humphry here.. but personally I would recommend putting 10-20% of your portfolio into riskier investments such as smaller stocks that haven't been around as long. Do your research and figure out what you think might be one of the next big companies. You could be looking at a 10x on the right one. Just look at Google for example, I have a friend who invested before it was a billion-dollar company and made millions within a few years. I'm not a financial advisor but personally I'm interested in where solar and electric vehicle companies will go. Especially with a lot of countries proposing they will be only producing electric vehicles within the next 10-15 years. Another safe bet could be silver because it is an essential component in solar panels. Obviously don't just listen to a random person in the KZbin comments but I hope this helped.

[@Dax888]

About the “if you stay in the market for 20 years, you are guaranteed to make profit” remark: past returns do not guarantee future returns. Practice what you preach Humphrey.

[@humphrey]

yes, you are correct... although I did find the study to be pretty compelling with the back-data. Hard to ride the line

[@stephenedwards9341]

I'm in the gym right now with this vid... And LOL with that shin hit. 😂😂😂 Good video!

[@FatLion]

Could I put all of my money into index funds while consistently working Until I generate enough purchase a House with a sizable downpayment?

[@humphrey]

Yes, you could - but youd have to be OK with all cases of volatility

[@chrisdarr3774]

Good video Mr. Yang. This is exactly what the public at large needs to hear.

[@nathanludwig2562]

Very good video

[@c-note]

VTSAX since 1999 and retired at 47. Great advice!

[@humphrey]

Wohoo!!

[@acastr1234]

Where's VOO?