HOW TO GET RV FINANCING, DENIED WITH AN 800 CREDIT SCORE

In this video, I talk about financing Rvs

[@ianhumphry1]

note: i did repo for 10 years, if someone was living in a motorhome/fifth wheel or whatever we could not repo it without an eviction notice being served first and going through that process. in my state, if an RV is hooked up to shore power, it is considered "occupied" and ya cant just repo it, so, without a physical addy here its hard to get financing. another great video Andrew, and as always, stay safe and give Sadie some love for me.

[@patrickcallan8256]

"POP" ... that's the sound of my bubble bursting. I'll go back to pretending my 2003 Subaru Forester is an antiquated, micro-Prevost. Sure, it's got a slide out. If I open the tailgate and accelerate quickly, every thing back there will slide out just fine.

[@jamesvelvet3612]

Cliff notes version: You can't afford one. Stick with a 20 year old Winnebago with the brown plaid interior and pay cash. Make sure to disinfect it, especially the spongy floor around the toilet. Might want to spring for a new mattress too.

[@aodwyer]

Lol

[@artje123]

Best advice I got today! Thanks

[@brienmaybe.4415]

Thanks Paul

[@EndlessRVing]

Thanks for sharing I have heard the same thing regarding owning a home prior to purchasing an RV. Very good info. Izzy

[@RVingwithAndrewSteele]

Thanks Izzy, also, thanks again for having me on the show last night! I enjoy chatting with you guys and Matt!

[@sflspotter6638]

You are 100% correct banks always want to extend you credit when you don’t need it. But god forbid you actually need it and they’re no where to be seen.

[@mtnbiker014]

Why jump all over banks? How many times have you applied for a loan when you DIDN’T need one? That’s illogical. Obviously, banks evaluate your ability to REPAY a loan not how desperately you need one, which seems to be YOUR only qualifying issue. You seem to feel that the more you need a loan, the more giving a bank should be regardless of your state of income and/or debt and ability to repay.

[@yellowcard1933]

@@mtnbiker014 You putting a whole lot of words in someone's mouth. By the way, banks don't need you defending them. They literally don't give a f*** about you. It's okay to talk bad about them and point out their flaws.

[@marknieuwejaar1075]

Last quarter of the year is best time to beg a bank...their trying to surpass the quota from previous years loan numbers...

[@nedparsons5668]

Huntington Bank in Ohio will do the deal at a great price. Got denied many times for the very reason stated in video. Laughed as all the rejection letters arrived and I read them sitting in my new RV. Don't let your dreams die!!

[@gglen2141]

The bank will lend you money when you don't need money. Good saying.

[@rogerfleury9759]

Good thing I am going to pay cash on the one I am looking at for a full time coach. Preventive maintenance has worked well on all my cars and bikes. I plan on taking my coach back to Newell once a year, at least, to stay on top of any problems that will pop up. I am talking to a number of motor coach owners, and watching videos about things that go wrong and how to fix a number of them. Thanks for all the info Andrew!

[@stratolestele7611]

Brother - You are so transparent, frank, honest, willing to expose your vulnerabilities. It's a rare trait in today's society. Thanks for keeping it real. Paul & Lisa

[@mrjlbarrett5556]

I totally agree with you 100% I paid cash for my 2017 Entegra Cornerstone I have a home on 82 acres I did it I dont like BS

[@hayyarbrough]

Thank you very much for the information I went through the same thing but went to my little Hometown Bank and got it done but only financed it for 90 days.. mine was the life style fifth wheel

[@davidthomas4489]

I tried to by a 1999 coach, knowing that I had a snowball's chance in hell getting financing. I had $5000 cash which was more than 50% down and they found a loan shark (I mean bank) who would finance it. 19% interest and $750 per month! Some dealerships are in bed with crooks. Pay cash if you can, which I eventually did!!!

[@somarmd]

I had no idea about this. Thanks for brining it to our attention. Benn a subscriber almost since you started. Keep it up, it's growing. :)

[@RVingwithAndrewSteele]

Much appreciated!

[@rejeanpaquet4375]

You touched a good topic, financing of older coaches. I will keep my house for now. Thanks for sharing.

[@campingalan]

Good plan. It is always great to have a base camp; especially in times like now!!

[@bitcoinforbeginners9667]

I can vouch for Roy when it comes to credit related problems and clearing of debts. I don’t know how he did it but he increased my scores from 496 to 795 clearing all my negative item. He did it professionally in a short period and the fix was permanent. You can reach out and tell him I referred you. email him on [Roy at CREDITMASTERFIX dot COM] You won’t believe it until you see for yourself. He charges a substantial fee so you have nothing to worry.

[@biblereader4life]

Great advice Andrew. As they always say Cash is King. 💵 💰

[@garylovio1180]

Hello Andrew. You’re just giving us a dose of reality. Another issue is Banks are very leery about repossessing an RV. It’s harder to sell than a house or car.

[@PeterPedroA.Cintron-421Pc]

Thank you Andrew you answer a lot of my questions thank you 🤟🏼🖖🏼 🇺🇲🇵🇷

[@annsowers4591]

USAA financed our RV at 100%, but I worked at a dealership and bought at cost. We have been with them for 30 years which probably makes a difference.

[@guspaca494]

Excellent video and a real reality check ! Thanks

[@robertestess4544]

hi andrew my name is robert estess we just bought a 2012 Winnebago tour bath and a haft all new tires 43 ft. only 23,500 miles on it . And i detail cars and trucks and coaches it looks like yours . It is a tag axle. its in very fine shape. you have great videos i watch you alot .

[@unknowntraveler8087]

Spot on info!!!!

[@sweetpea_socal.]

Thanks, Andrew! Thats good to know!

[@darnell3832]

Yes ,I have heard that too. When talking with my rv salesmen, he said the same thing when we told him our plan about upgrading to a diesel and going full-time.

[@josephfitzgeraldnsw5794]

Thanks for the advice!

[@rebeccaanderson5037]

learning so much from you thanks!!!!

[@elbarriocookers4393]

Winning a huge lottery jackpot is my best bet I’ll wait great content Andrew as always

[@pepelepew4117]

Thanks! Great info!

[@acruzadventures5856]

Great video! Thanks!!

[@dwdelve]

Just back from Key West. Pulled into a really nice RV place with beautiful coaches in residence. Talked with tenants and was informed of $4000.00 a month rent.... wow

[@roadstar92220]

Biggest issue I see is that some of older rigs start to have delamination issues, leaking seams & the technicals begin the wear out. Budget $20-$40K per year for unexpected repair, upgrade and maintenance issues that come up. Need a hefty pocketbook outside of your loan.

[@Titanlessmatt]

20-40k a year? Idk what your talking about but I own nice big toy hauler and pops owns big DP. Maybe $40k over the life of the coach. Your either trying to scare people or your getting ripped off genius.

[@gailjohnson6670]

Good information. Thank you. Blessings in your days.

[@RottyJ]

Great Info and excellent video!!!

[@cindyrose5414]

We purchased a brand new motorhome March 2019, brought it home, moved everything we needed into it, got rid of the rest.....the kids came and took what they wanted first. Put the house up for sale, sold it in August, now we live full time in our motorhome. The bank doesn’t need to worry about where we are, they get their payment automatically every month, but they are cracking down on this common practice, they either want auto withdrawal from your direct deposit account or they want a signed contract stating they will be notified prior to selling your real estate.

[@oyedokunamos3792]

I have a lot of negative items on my report, and i recently got into a car accident, in which my car was tolled… How ever, I found myself needing a car ASAP but my credit score was so low that everywhere I tried, they ask for an outrageous amount of money down, and very high interest rate that i was skeptical to contact Credit MasterFix LLC and I visited their website (Creditmasterfix.com) as well asking for his help..well he assured me of a 101% guarantee of a safe and clean job. Thereafter, He deleted all the negative items on my report, increased my score to 791 and I purchased the car I needed, be free to contact him and get your score raise.

[@RVingwithAndrewSteele]

Cindy, the owner of Euro Pizza is not guilty 🇺🇸🇺🇸🇺🇸👏👏👏 Miss seeing your FB posts but good to see you still commenting here 😉

[@cindyrose5414]

RVing with Andrew Steele WRONG! The charges were dropped......because there are more pressing charges coming!!! She was NOT found not guilty! The charges coming are far worse. I still follow you, your videos are pretty good, it’s your personality that needs a tune up.

[@1982MCI]

jet052673 you can’t find anyone guilty or not guilty if there’s no charges pending to try them on currently. So it basically takes a person back to square one which Cindy is saying bigger charges are coming so if that’s the case then everything starts over once those charges are filed. I have no idea what all this is over, seems like I must have missed a few videos somewhere I guess so I’m blindly inserting my comment and I may be totally off the wall but generally in most cases that’s the way things would work

[@iscreamcandytv9642]

I enjoy ur vids Andrew I’m sure I’ll run into ya soon enough

[@daviddrennan1759]

i apreciate the advice good info

[@davidthomas4489]

You are RIGHT Andrew. Pay cash and wait till the coach is fully depreciated.

[@lilahnewton7940]

Hi Andrew, excellent information!! 👍

[@johniboz1]

Here's a great idea. Instead of buying one divide the money you were to spend and divide it by 10. Every year for 10 years go on a vacation. One year Europe, another Hawaii! No insurance, maintains and RV park fees!

[@billyjohnson9166]

Thanks for being honest. Cash only

[@dannyhyde7014]

Late to the party here but I would like to add a personal experience that worked for me. As a full time rv'er we were viewed as having a residence since our mail service address was our legal address. We had no issue being approved for a new rv since we had that address. I'm sure for these vastly more expensive coaches that if the lender does (any) due diligence that they would laugh at that but we were abile to slide through. Hope this helps someone and happy rv'ing yall!

[@roydavis2242]

It is best to pay cash, but don't tell the dealer you're paying cash until you agree on the final price. Many make a lot of money off the financing. I also don't say wither I have a trade in till then.

[@vendediesel]

Depreciation formula. I found a mint condition 1997 Lincoln Mark VIII years ago. Bank wouldn't finance it because it was "too old". I found one a year newer (1998) with more miles on it and in almost as good condition and it was 5000.00 more and they said yes.

[@brikshoe6259]

All good, honest, straightforward comments. Sure, you busted some bubbles, but for some people, it will just prepare and motivate them.

[@andrewmalek3205]

From my personal Experience. If you have to worry about payment amounts or anything along those lines you should not stretch yourself to a prevost. When I bought my prevost from Olympia luxury coaches near Nashville TN. I never test drove it or anything I knew it was the one after a year searching online. I was in & out the dealer in maybe 30-40 min from first seeing it in person and told them to email me the paperwork. My personal opinion. Save up and write a check.I kept it in my budget of writing a check instead of dealing with a finance company. I could have bought a 1.1 to 1.3 mil coach if I financed. But I rather not owe anyone on a depreciation asset and write it off. I bought my 06 CC for 410k in April of 2019 and have spent about 30-35k since in maintenance repairs because the coach had low miles and wasn’t used much (45k miles) current mileage over 14 months later is 68k. What I’m getting at is don’t ever stretch yourself thin. Leave room for heavy repairs going into this category. Yes they are the best Rv / coach on the road, but with having the best always comes with the higher costs of operating. Great channel Andrew love ya bud and see you soon

[@RVingwithAndrewSteele]

Thanks for the comment! I appreciate you supporting my channel when I was just getting going, still one of my favorite interviews. I would love to do a follow up interview about those repairs you've had over the last year. Hope to cross paths with you soon bud! Thanks again!

[@DLTJR1959]

Banks are not your friend. They are a necessity like lawyers. You need a bank for financing You need a lawyer for wills, litigation, speeding tickets, etc. Banks need collateral to cover possible losses. That led to the proliferation of home equity loans. With the bust of 08 they don't loan real estate property around here anymore unless you have a home or something else as tangible collateral. Land is not an asset unless you can do something with it. We purchased our Wanderlodge with cash after selling some property. Doubt we could get a loan on a 14 year old bus without putting up the house as collateral. Not going to happen. Thanks again Andrew for a very informative video. I appreciate it.

[@MrTortureandtorment]

Great info to have Andrew. Keep up the good vids. By the way where is your puppy dog?

[@og_blue3925]

Great video, very informative

[@chrisdunn3235]

Guess I could throw a blow up mattress in the back of the Rogue! Thanks for the info Andrew. I watch alot of your videos and enjoy them all. Until next time!

[@RVingwithAndrewSteele]

haha thanks!

[@trumpthis2]

Thanks for helping me to decide between motorhome or real estate I’ll stick to real estate.

[@russellpottenger8584]

Guess I’ll continue to dream as I’m driving my old P 30 gasser. 🙃

[@ricksa2786]

Banks want real-estate: when you default on the loan and the coach gets repossessed, then sold at sold at auction, you are responsible for the difference between amount owed and auction price. For the difference banks will put a lien on your home at 10% interest and eventually get their money back . Banks cannot put a lien on retirement assets, is off limits. Banks want hard assets, not paper assets.

[@freedomfighter1000]

FINALLY SOME STRAIGHT TALK ABOUT FINIANCING.

[@johnnyhunter4345]

Honest man...thank you Banks need something they can take over and sell easily if you default.....real estate fits that critera easier than an RV. Home equity would be easier way to buy an RV.

[@IJUSTWANNAFLYDJIDRONES71]

Thanks for telling people the truth.

[@ernestbethel2035]

Owning real estate is also an asset the bank can attach a lien onto if you default. Reduces their potential risk if you decide to stop paying.

[@jamescliftoncarter2870]

Thank you very much your messaged video was pretty good well understood appreciate it I am looking for a reasonable RV and I chose the sprinter class b model the big coaches are nice but a more older coach for me would less quality maybe would be better if I wanted a class a motor coach I would go for one oh much older than a brand new one if I had cash out to pay for it then I'd be good that's well understandable rather than financing and going through all the the through all the hoopla on it anyway I'll be watching again if I strike the lottery then I can retire if not I'll go back to trucking if I get out of the hospital the problems I'm having right now in the meantime I'll just watch the videos this was a good scenario about financing RVs be aware the people who finance RVs got to have a credit rating 800 or above or you have to come clean with cash to pay out for down payments and you got to have collateral which is foundation which is a home or something so this was very good

[@db4z09]

You have to remember a bank issues loans as way to invest and therefore make money. Making the case to investing on a big depreciating asset is really tough and risky. If there is any chance you won't make the payments and the value of the asset won't cover the remaining loan so they can get their money back, why would they make that investment? Would you buy a stock that you know would be worth half its value in a few years because of the 3% dividends its paying now?

[@SLICKW1993]

Go through a credit union. I didn’t own any real estate when I bought my toy hauler. But on the other hand I wasn’t buying a $100K+coach.

[@1982MCI]

There’s a lot of banks that use that requirement more so to try and bundle all your stuff together and gain much more collateral from you in case you should default. The banks know that just because you own real estate somewhere, doesn’t mean your gonna ever find me their. They want to be in control, and to be in control then they need to own you! So they try and get you to bundle if you have real estate on the promise that I can get you a lower interest rate and you only have to make one payment etc, etc, etc. those banks are all a bunch of damn crooks and they will not control me like this! Why should it have to be so damn hard for me to have use of my own money that I’ve already let that bank freely use but now it’s my turn to use my own money!!! I worked my butt off for it, NOT Bank of America, so keep your fingers off of it unless I give you permission!! It’s my turn to use MY money!!! Somewhere, everyone has let things get turned around. Why aren’t we having the banks fill out an application in order to hold our money for us!! It’s completely backwards!!

[@KelluxAZ]

Same, we were denied for a $150,000 on a brand new 4x4 RV/van with us making 6 figs, over 800 credit score, and own our property. There reasoning is we have never had an RV loan in the past. For that reason we will never look at an RV again after that sh*t show.

[@kurtrussell5228]

There is something you're not telling us

[@chuckbednarke8164]

Glad I'm not going to RVing , I like hearing the info, and listening to what ppl go through. .

[@campingalan]

Whatttttt. So firstly, in my hunt for a Class A or Class C, it is possible that I end up with one of these well loved older coaches; all thanks to your great videos manipulating my mind. Now, you are saying that I'll have to pay cash. Whhaattttt? I will have to go back to the drawing board to develop some alternative financing options. Oh....wait....I could possibly end up with a "bus" coach that I've always wanted since being a kid and no payment; ok....it isn't that bad then. Thank you for highlighting these considerations, Andrew. I think I have a day trip to Phoenix in July. I may have to stop by this place. And, thank you again, Andrew, for appearing on MJ and Izzy's from Endless RVing's live chat last night. It was a real treat to glean your knowledge. Stay safe.

[@jimp925]

My Credit Union financed my 2005 Georgie Boy, I did put $10,000 down, interest rate is 3.2

[@jimmielittle877]

Sounds like a nice deal 🏁

[@allaboutroofing2]

Do you own real estate?

[@SmoothOperator150]

Luckily I get all the free diesel I can store! Had to buy a 100 tank for the bed of my truck and a 500 Gal. tank at the house....

[@dwtrksvc]

I have to admit that my dreams were kind of crushed.

[@dodgeguyz]

My 6 year old class A payment is 1/2 the payment of a new car! Gotta keep your ego and expectations in check!

[@211tfahey]

I am a traveling medical professional who wants to live full time in a motorhome. Makes sense right? Credit score 705 but since I've never bought anything more expensive than my car I can't get a loan.

[@elkabong3136]

Well am hoping my AMC shares come thru....i am looking foreword to owning one soon....cash 💎🚀

[@notanomad9320]

Another big issue is most of these loose value like a new car as soon as you drive it off the lot. Most real-estate continues to increase in value. These are nice class A coaches but if someone gave me one, I'd sell it right away for a newer class B.

[@1982MCI]

Most folks buying coaches, or any RV period, aren’t looking at it as some form of investment and understand that it will be hit every year with a massive amount of depreciation. Your an idiot if you walk into this thinking of it as an investment and for a large number of buyers of class A’s, they are used as some form of write off and help balance tax dollars out some and they have the disposable income to throw away on a nice coach that they can enjoy for several years while they are taking the depreciation because that same money would just be going to taxes anyways

[@lrobie123]

good info in the video. With these large Class A RV vehicles, be prepared to mostly stay at RV parks and prepare to spend at least $30k a year on RV park rental too

[@smartass8084]

I always park close to a strip club so I am easy to find !!!

[@jeffherdzina6716]

The Strip club or the Coach ?

[@Brently27]

I own a house but I know the only way I can afford a nice coach is to win the lottery or hope an Uncle I have never heard of kicks the bucket and leaves me a ton of cash.

[@endofsociety]

I agree. These coaches are only for the rich man or someone with a deep bank account with a house already paid off. Most Americans can’t afford to pay for both at the same time.

[@bitcoinforbeginners9667]

I can vouch for Roy when it comes to credit related problems and clearing of debts. I don’t know how he did it but he increased my scores from 496 to 795 clearing all my negative item. He did it professionally in a short period and the fix was permanent. You can reach out and tell him I referred you. email him on [Roy at CREDITMASTERFIX dot COM] You won’t believe it until you see for yourself. He charges a substantial fee so you have nothing to worry.

[@endofsociety]

Imogen Perkins my credit is fine. Income is a different story

[@dwdelve]

With zero yield on savings I'm thinking Motels Hotel's the insurance premiums alone may in it self may justify that

[@jmodic]

Just discovered this channel a couple of days ago...Love the content. I was scanning to see what Andrew Steele's coach is? has Andrew ever done a video on his own coach? love to see it...At one time in my live I was tempted to buy a coach for full time living.

[@campingalan]

Yes...he has a few videos of his coach. You'll just have to scroll through his channel page to search. The most recent one will be from when he had his interior redone. He has a sweet rig! I just passed one here by my house, as I was heading down Red Mountain Pass here in Colorado. That Phaeton was NOT holding up any traffic while climbing a pass over 11,000ft; despite pulling a toad too.

[@toddc1971]

Yes he has posted videos of his coach. It's a Tiffin Phaeton and he had most the interior redone recently. It's a very nice remod.

[@RVingwithAndrewSteele]

Welcome, I have a tiffin phaeton I've done several videos about. I recently remodeled it and did several videos on that as well. welcome to the channel!

[@Tom-In-Ga]

Don't know if this is true or half true but I was told by a dealer that banks do not like to lend on RVs over 10 years old?

[@turfguy420]

Damn I guess I'll just keep my sports coach.....😬🇺🇸

[@DLeske]

*We want to pay cash, I emailed you guys a week ago but never got a reply back. Strange.*

[@tedshaw8291]

Thanks Andrew I get lots of insight from your channel Like Dean L too much distance for conversations your understudy who bought the paint lady his statement it’s just a toy The other Andrew that you were in Atlantic City with that wants to downsize his coach to a no slide coach I have got to say he had one of the best looking interior coach. I have a 94 Holiday Rambler navigate it I paid cash for not very much and I’m good OK I’m cheap

[@InChristalone737]

I don’t always agree that the best way to buy is to pay cash. If you can get a low interest rate it’s better to finance. My current loan is 4.25. So I pay about 3000 in interest a year. The balance is $50000. I can keep that money in a mutual fund earning 8% and make $4000 a year. Plus I am able to deduct the $3000 interest on my taxes which also saves money. However it is important to make sure the balance on the coach remains equal with the value so you can pay off the loan when you sell it

[@midlifeprevost1182]

Definitely a void in the lending marketing for older buses, hopefully some hedge fund group or venture capital group will take pity on us all and create a market😀😁🚌🚍🚐

[@zaggery]

Just in general the whole credit score system is a scam. You could build your score up over 20 years, make one mistake and they drop your score 250+ points. You could have a great score and make lots of money but the bank decides not to give you a loan for 5k. Credit lenders use the score as a way to have control over people.

[@johnbarton1878]

Credit unions give a loan at 4.5% for 7yrs,20% down. Decided to pay cash and not pay interest on my money.

[@robertatkins272]

I’m in the same situation, debt free, 800 credit score, have 20% down in cash, 175k income, but no real estate...don’t need it, travel full time for work. Guess I’m not getting a coach!

[@Richnoonan1]

Hey congrats on 36 thousand subs Andrew, what do you make on that, 36 bucks? Call me when you are finished detailing the next RV genius.

[@playingintheband2126]

Andrew, Have you done a video on Foretravel RV. Realm?

[@RVingwithAndrewSteele]

I have not, I hope to soon

[@jay0726]

Hello hope you're doing well and Big T. Okay cool I really respect everything you said but for me I got super lucky because of my uncle he will be gavin me his Silver Eagle motor coach..I don't want to say a lot but..Anyway's keep up the wonderful work remember stay cool stay healthy

[@1982MCI]

Gavin ?

[@fattie2550]

How do you get an auto loan once you are full time? Banks have been telling me that you need a real permanent address, not a mail box, P.O. Box, etc.

[@COMtnPilot]

You’re “KILLING ME SMALLS”! You just rained on my dream parade! ☹️

[@pharonsornsuwan]

Good afternoon Andrew, enjoy your video and appreciated your knowledge of the rv industry. Do you by chance know what percentage of people pay cash for the RV’s VS people that finance their RV’s through financial institutions? Thank you very much.

[@RVingwithAndrewSteele]

I don't, great question.

[@cindyrose5414]

3% to 5% pay cash each year.

[@SpykersB]

Cindy Rose is that statistic just class A’s or for rv’s in general?

[@dneuman7455]

Yeah you own a high end RV but you still pay monthly rent/ mortgage on parking spot. plus fuel

[@trevortodd6060]

What you do is borrow money on something else like you house or property or something else. Then use that money to buy the RV

[@TheLolo919]

That answered 🤔🤔🤔🤔my question

[@itzanopinion]

Owning an RV, especially these high-end Class A's that are over $500K...is no different than owning an exotic car..think Ferrari/Lamborghini/Mclaren/Porsche... If you can afford to buy it, you better be able to maintain it....because both are going to have LARGE UP KEEP EXPENSES! :-)

[@busterhoodstar4447]

Banks don't want to loan money for an RV, unless you own real estate?Having a mortgage is not owning real estate. It's owing a large sum of money to the tune of hundreds of thousands of dollars to a bank. Unless you hold the title/deed to that real estate property, you don't own a thing. Banks that lend to people who don't need money, is nothing new. Instead taking all that money for a down payment, insurance and maintenance and a house/property you'll never own, how about you rent where you live and use all that other money towards buying the ideal motorcoach for your needs? A house is a never-ending money pit and unless you're a professional in real estate, you're not really getting a worthy return. You're just getting back the money you piled into it.

The obvious reason is the rapid depreciation of RV's, banks know if the loan goes south they cant recover their $$$$$. If you own real estate the bank can take your property.

[@tbear68-]

Its not just about being free to disappear from the financial obligation, it's about government control over individuals. It can't control you and tax you if you are not constantly tied to a mortgage. They need you predictable, working, and stressed for survival from birth to death. You cannot be a successful person, if you don't own a home. Not everything is bright & cheery. Sorry, that's the game. So, we've paid cash for our 1st one and upgraded it by our own hands then traded up with some cash and now we are upgrading this one. In time, and small increments, we will make our way up to a desired result. Find your own way to beat the "system" because it ain't right.

[@mrjlbarrett5556]

I've retired sense 2010 I am 69 years old owewwww nothing

[@1982MCI]

TBear 68 it’s nice to see someone else that finally understands how the system works and everything is set up to control us, absolutely everything!!!! Take care TBear, stay safe out there!

[@PowerGearPerformance]

What about 30% down and owner financing?

[@timbowhite3159]

Good Afternoon My Good Friend Andrew Steele Of RVing With & Thank You My Good Friend Andrew Steele Of RVing With

[@timbowhite3159]

Thank You My Good Friend Andrew Steele Of RVing With

[@timbowhite3159]

Thank You All For Liking My Comments To Andrew Steele

[@janicenunn3339]

Yes, cash only. Figure in worst case scenarios for upkeep. Toys. Depreciating assets. Special circumstances such as musician on road of other biz use MIGHT make sense to lease or finance....

[@dougbinyne4831]

Cash is King but gold bars are better those are stored underneath the coach

[@bwtupper]

I am hoping to win the lottery . . . To afford a high end coach.