How To INCREASE Borrowing Capacity In Australia - 11th TIP at the end of video will blow your mind!

[@AusPropertyMasteryWithPK]

❤ JOIN THE COMMUNITY & GET FREE SUBURB TIPS + STRATEGIES 💡 Private Facebook Group With Over 40,000 Clients & Investors 👉 facebook.com/groups/passiveincomethroughproperty 💡 Top Ranked No "BS" Podcast On Spotify/ iTunes/ Google 👉 consultingbypk.com.au/podcast/

[@GhanYt]

Dividends from the stock market encouraged me to begin investing. What matters, in my opinion, is that if you invest and make additional money in addition to dividends, you will be able to live off of dividends without selling. It implies that you can provide that benefit for your children, giving them a head start in life. I've invested more than $600K in dividend stocks throughout the years; I'm currently buying more today and will continue to do so until the price falls even further.

[@bahijarhafiri]

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years.

[@bahijarhafiri]

There are many financial coaches who excel in their profession, but for the time being, I employ Jenny Pamogas Canaya because I adore her methods. You can make research and find out more

[@Zomni_Z]

This was fantastic. Thank you both so much. Interestingly, the whole time I felt John to be very humble also despite his obvious wealth of knowledge and apparent successes. Learnt a lot :)

[@Mckee11]

Thanks John and PK this has lit a fire in the belly

[@Bri-wi8kq]

Yes, please more PK! Many thanks. Bri

[@vinnishbaby7222]

Thanks OK. Good conversation. Just now I found this old vedio.

[@hollygano372]

Deep dive into assessment rates please 🙏🙏

[@gabriellejones2453]

Brilliant clip!!!! Learnt soooo much Ive never heard before. Great content.

[@Mckee11]

This is such a great podcast

[@marcotulio5592]

Amazing video Pk and John. Hope to see you again.

[@samh1821]

I watched this two times ... learned more.

[@jigarmehta2005]

Awesome video.... Yes interested for more deep dive.... 👍🏻

[@daisyfoster6988]

Yes, time for another episode with John please

[@jodiebrooks6540]

Thank you PK and John, very informative conversation

[@AusPropertyMasteryWithPK]

🙏🏼

[@varunpal2884]

One of the best sessions I have watched recently and yeah a big YES from me.

[@AusPropertyMasteryWithPK]

Thanks!

[@jordanappleyard230]

Excellent vid guys! lots of valuable information! Thanks 🙏🏻

[@HanginOffThaReel]

You've got that smiling, happy voice like Michael Jackson lmao. Legend. I enjoy listening to you lol. Great advice as always, appreciate the content and love your style brother.

[@sumithkurup9417]

Some of the points pk was sky rocket I would definitely like to hear more from John thanks pk for bringing in your platform.

[@AusPropertyMasteryWithPK]

Cool let me know any topics.. ?

[@chrisandrews253]

Hey PK it would be really helpful if you could actually mention the date at the beginning of your podcasts. I just helps when you know if the information is recent or might have changed ie interest rates or property cycle etc

[@ReActiv8R]

Yes great information

[@ManVantage]

Thank you PK and John 🙏

[@niswanpreena]

Priceless ! Thanks

[@vacred9308]

That was absolutely Priceless! Thanks PK and John, Even though I own 3 properties and still am learning a lot of basics from sessions like this. One key takeaway was keeping all the loans at Fixed rate.I haven’t finished your video completely but I just thought I will pen this down before I forget. Yes yes and a Yes another session of JOHN AND PK video is valuable . I would like to hear more on SMSF home loans. How easy are they to procure? What is the process?

[@AusPropertyMasteryWithPK]

Ok awesome. The last tip is gold.. tell me what you think!

[@vacred9308]

@@AusPropertyMasteryWithPK if you are referring to positively geared properties for a 2 million portfolio as last tip is absolutely Platinum! I loved this video so much. Will be going through it second time, it’s inspiring.

[@ve5394]

Great info. Yes

[@claudiozannotti5430]

This is an incredible episode & golden advise. It would be great to watch more episodes, thank you.

[@AusPropertyMasteryWithPK]

Thanks!

[@maggiezhang7773]

Great insightful conversation. Thank you, PK and John. Yes for more, please

[@AusPropertyMasteryWithPK]

Cool!

[@lida9034]

Thank you for inviting John. He is very knowledgeable and I hope to see him sharing again soon.

[@AusPropertyMasteryWithPK]

Thanks.. any topics lemme know!

[@harrysingh7976]

Great Episode PK!

[@AusPropertyMasteryWithPK]

Thanks

[@mariaacido6837]

This video is awesome. Having more videos with John would be amazing.

[@AusPropertyMasteryWithPK]

Thank for watching!

[@ppatel9546]

Very useful information, well done PK✅✅✅

[@AusPropertyMasteryWithPK]

Thank you

[@robmace2085]

Yes, great video 👍

[@jeyasankarnagarajan4840]

Really informative.thanks PK and John.

[@yyjiang2906]

Yes for more please.

[@rahulpurihrc]

Thanks PK and John for sharing these golden nuggets. Some amazing insights here to maximise your borrowing capacity and the last tip is a diamond!

[@AusPropertyMasteryWithPK]

So good ehh. Let me know any other topics to cover with him?

[@tlannan2208]

Yes! And PK you rock

[@AusPropertyMasteryWithPK]

🙏🏼

[@rabinrai5203]

well explained on common debt reducer.

[@saltysista2553]

Yes thank you PK!

[@venkiperth]

Hi guys I was wondering how I increase borrowing capacity to buy another investment property …. You guys answered me with detailed..nailed it… Please make one video for us with bank valuer or private valuer to understand how we increase house value for refinance …please keep up 🙌🙌🙌🙌👍

[@MrSreetvm]

Good one! Thanks PK and John...

[@AusPropertyMasteryWithPK]

Awesome let me know any topics you want!

[@longsltrad8156]

Thanks mate for such a great session. its yes for more great content like these..

[@AusPropertyMasteryWithPK]

Awesome let me know any topics!

[@ourisolife8613]

Awesome vid, and John is amazing. Please bring him back with current market conditons and pressures and broker insights. His last few points were gold to me!

[@karan6963]

Would love to explore more on common debt reducing loans

[@ThamNguyen-gi6fz]

Yes, please

[@MrDylanHare]

Very interesting stuff! I’m curious if these tips are still valid, given the video is a few years old?

[@vthomas260]

Great video, thanks PK and John!

[@AusPropertyMasteryWithPK]

Thanks

[@cijuyn]

Great stuff. Really appreciate it

[@AusPropertyMasteryWithPK]

Thanks

[@Life_is_everything]

Very good information

[@jem6411]

Excellent value here John and PK

[@AusPropertyMasteryWithPK]

Thanks for watching, did you get to the last point of “professional investor borrowing”?

[@hectortorcatt6559]

BIG YES

[@stevoCdownunder]

First time coming across you PK, and I love your humility, honesty and integrity. Its very rare in this industry. I work as a Real Estate Agent down in Melbourne and I pride myself on those above points to. I'm interested to learn more about your course

[@AusPropertyMasteryWithPK]

Thanks mate, means a lot.. 🙏🏼 You can learn more here: consultingbypk.com.au/

[@stevoCdownunder]

@@AusPropertyMasteryWithPK Thanks mate, and my absolute pleasure. I'm keen to learn strategies to build my portfolio for my families future and to create that passive income. I'll check out the link. How do I contact you afterwards as I'll have questions ha ha :)

[@AusPropertyMasteryWithPK]

@@stevoCdownunder just email :) email addy is in the website

[@FLATLINE_au]

Watched all of it!!

[@AusPropertyMasteryWithPK]

Did you learn something new?

[@ravinderkumar6664]

Yes please

[@markm-n6l]

Yes, Yes, Yes.

[@jacob42154215]

Top notch video, definitely get John back on. YES!

[@AusPropertyMasteryWithPK]

Thanks

[@dylan.noronha]

Great content!

[@AusPropertyMasteryWithPK]

Awesome let me know any topics you want!

[@callumfisher1636]

Yes! Great value here, cheers guys

[@AusPropertyMasteryWithPK]

Any big points you got from it?

[@frayo2012]

Hi PK, how can I get in touch with John please?

[@MegaCathie]

Great stuff.

[@officialspock]

Yes

[@chrisandrews253]

Yes elaborate on these strategies with EXAMPLES so we can understand it with some numbers if possible. Just examples

[@donnanoble4302]

Great episode PK enjoyed this on my morning walk. He is a great mortgage broker. Definitely ask him back :)

[@AusPropertyMasteryWithPK]

Thanks!

[@sganguly09]

This was a great video PK… would love to see John back… interested in SMSF and subdivision info from financial perspective… thanks PK for bringing these awesome content…

[@AusPropertyMasteryWithPK]

Ok for sure!

[@monty3630]

YES

[@AusPropertyMasteryWithPK]

🙏🏼

[@Young_Gingers_day]

PK does John do financial approval?

[@mukundsingh1246]

Good session. YES from me.

[@AusPropertyMasteryWithPK]

Ok!

[@andrewg1508]

As someone who owns 8 investment properties, I can echo the difficulty experienced with lenders and their crazy requirements ...... some good info here people, listen & learn.

[@AusPropertyMasteryWithPK]

🙏🏼

[@rickys3197]

Thankyou

[@AusPropertyMasteryWithPK]

Thanks!

[@amyourmaiden]

That is amazing

[@AusPropertyMasteryWithPK]

Awesome let me know any topics you want!

[@amyourmaiden]

Yes please about equity lock .

[@filomena9106]

Great value…I’d love to apply this to a 60 year old who wants to now invest in the property market without using her equity in her property but has a 20% cash deposit??

[@mohammadmizan4878]

Yeah

[@mattgosling9583]

Hey ok, great video, I think you should mention in your next video about smsf for property that you can’t take equity out of your property with a smsf. And that a bare trust must be setup for a single property, cannot be more than 1 property.

[@abhilashaitharaju1129]

Yes!!!

[@AusPropertyMasteryWithPK]

Cool any topics?

[@hollygano372]

Deep dive common debt reducer loans please 🙏

[@sukhvindercheema6366]

Good conversations Thanks guys Just a question for John if you can through your comments on getting a loan from big 4 banks vs private lenders. Is the private lenders are reliable to deal with on the long run. Thanks

[@nitsaustin]

any specific set of strategies of investors who have a 'bigger bad debt' and a couple of investment properties? Eager to buy another one but would like to know how to create that balance. We want to invest BUT the Big Bad Debt bites........!!!

[@jocelynsamson3389]

Yes please PK. More content about this. Especially the "Common Debt Reducer Loan". My husband is a student of yours. He and his friend has our house invested together 2018 but their broker makes his friends own house like a guarantee of the loan..Now when I buy his friend out for our place. My husbands name is still attached to his friend's house. And his friend cannot refinance his own house to get my husbands name out of the guarantor due to financially not capable. So I am very interested on how can I get more borrowing capacity.

[@Danniicampbelldesign]

Hi John is the lender that you spoke about still aggressively looking for investor loans?

[@navidmomin1820]

After two to 3 houses if the debt to income ratio touches 50% banks don't lend, what's the best way to solve this problem? Considering we have maximized our earnings and minimize our expenses.

[@rohit5145]

Yes bring him back

[@AusPropertyMasteryWithPK]

Cool any topics?

[@christan5525]

How do I reach John please, PK?

[@ironjaw1967]

Which lender lends on a positive cashflow property and then the next etc without serviceability or debt to income ratios from the rest of your portfolio?

[@AusPropertyMasteryWithPK]

I would suggest get in touch with John

[@ironjaw1967]

@@AusPropertyMasteryWithPK ok like to share contact details?

[@haywirekwek]

Hi PK. Would love to get in touch with John. May I know what is the best contact to John? Thanks!!

[@hle3542]

Following

[@kaknair]

Great Video.... Good Tips. Thanks PK & John. I have two question for John - For couples is it better to buy IP separately to maximise each persons the borrowing power ? Also how the finance part work for Granny Flats or building second House/Unit (Subdivision) ?

[@AusPropertyMasteryWithPK]

We’ll cover this for sure.. first one though.. yes it’s better to buy separately often

[@natelakey2118]

Hey can you turn off your notifications when recording 😃

[@Familiadude]

You cracked me up at indians and italians are the same because they're sweaty. Thanks for the videos

[@babispapadopoulos5094]

I am going for my partner visa with my Australian gf. And in progress moving down to australia. I make a good living overseas and I want to enter real estate market asap. Can I get a loan ?

[@13579john]

can anyone still buy cash flow positive property when interest is now approx 5%

[@AusPropertyMasteryWithPK]

It’s harder but possible

[@13579john]

@@AusPropertyMasteryWithPK House or is it some other type of housing?

[@nelsonbautista574]

how do i contact Jonh?

[@AusPropertyMasteryWithPK]

I’ll share next time

[@johnmanciameli9752]

Hi Nelson. I can be reached on [e-mail]. Thanks.

[@handyandie-morethanjusthan1462]

yes

[@lakhwinderkang431]

Hi pk , where i can contact jhon ? Can you plz give his details? Thankx

[@AusPropertyMasteryWithPK]

I’ll share next time!

[@johnmanciameli9752]

Hi Lakhwinder. I can be reached on [e-mail]. Thanks.

[@jaiacosta6025]

Excellent video. Thanks to you and John for sharing your knowledge 👍.

[@ArjunLath]

Pls discuss about covered calls in ASX

[@JasonJohnContos]

Literally nothing to do with this topic

[@BodybuildingAustralia]

👏👌👍💰😎

[@AusPropertyMasteryWithPK]

🙏🏼

[@domenicodipasquale4590]

Hi PK could I get John company name so I can get in touch with him and I really appreciate this video well done. Regards Domenico

[@AusPropertyMasteryWithPK]

Google :)

[@gorakhgore5725]

Points

[@jamesthompson4971]

I'm sorry but @johnmanciamelli is wrong at 14:14! There is no lender in Australia that will take actual loan repayments with no buffer applied in their servicing calculator just because a loan has a fixed rate. The statement by John is completely incorrect. I think what he meant to say is that the lower fixed rate of say 2.5% fixed vs a variable rate of 3% makes a difference to overall serviceability WHEN THE BUFFER IS APPLIED as the lenders will apply the buffer to the fixed rate of 2.5% vs a 3% variable rate + buffer. No doubt he covered his tracks when he mentioned that "at some point the lenders I'm talking about will have changed their policy when this comes out in the future" - lost all credibility with me when he said that @ 20:07

[@chrisandrews253]

Afterpay is something that you can use to buy something in the future so how can the bank account for that ?

[@improveme7714]

Am I able to get john's contact details at all?

[@thushanidassanayake14]

What is Johns's full name and contact details? Please let me know

[@JJ-mc8lu]

Yes. Take on more debt just when rates are at rock bottom. What happens when rates go up? I know. You lose everything!

[@AusPropertyMasteryWithPK]

Thanks for the comment

[@JasonJohnContos]

You raise the rent

[@JasonJohnContos]

Yes

[@bawselife6859]

Sweaty.. not sure abt that 🤣

[@chrisandrews253]

What mistakes did John make .. I bet I can top him