How To Invest in 2025 (How ANYONE can be RICH)

[@GrahamStephan]

Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1000): activity.webull.com/landing/index.html?cs=a&s=GrahamS

[@caesaraboulaich8115]

Graham I just wanted to thank you for the amazing content you upload! ❤️

[@dudewithnocreativity9869]

Can I do this I’m 14 is that too young?

[@BaconBearOfficial]

DudeWithArmor DudeWithArmor the younger you are the better!

[@gengible]

@@BaconBearOfficial but can I sign up if I am 14?

[@RealGalaxyGamers]

Graham Stephan you still chat here!!!!

[@Nraw08]

Most parents don’t teach their kids how to be financially literate adults because most parents aren’t financially literate themselves... *sips tea*

[@GrahamStephan]

...facts

[@nopal4587]

I am 16 and teaching my parents smart ways to spend their money. Lol

[@joep5347]

@@nopal4587 im 16 too and I'm investing my parents money ._.

[@andrewyoung3824]

This is sadly too true.

[@DamonLeeK]

Such an epidemic!

[@theduffinman]

Highest Risk: Give $300,000 to that Nigerian Prince that always sends you emails.

[@Akjugo]

Hey!! Don't spoil my business

[@orionsoutro1794]

OMG I'M SORRY I CAN'T SKSSKSKSKSKSK

[@louiebili17yearsagoedited85]

What do you mean by high risk??? That's about the lowest risk investment you can make, my dude

[@xQQxAspyx]

When the likelihood of loss is 100%, it's not even "high risk" at this point.

[@sykesdenali2]

Aspy You won’t be laughing when I send the $300,000 to get the Nigerian bank to release my $50M fortune.

[@vince9080h]

Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

[@TicheDebb0]

These strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off

[@AshleySommerset808]

Based on personal experience working with an investment advisor, I currently have $1m in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up'.

[@henryallard245]

How can one participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?;

[@AshleySommerset808]

I work with Sonya Lee Mitchell who is a licensed fiduciary. i recommend you look up the name. All the information you need to work with a letter to set up an appointment is included.

[@MarshalWagner457]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website'' thank you for sharing.

[@medicinelee7119]

Is my man just changing the title every year? 🤨😂😂

[@jordangriffanti3780]

For sure😂😂

[@lowekeysole]

I was confused when it said this video was made 2yrs ago 🤣🤣🤣

[@medicinelee7119]

@@lowekeysole lmao 😂

[@fkn_ctrl]

It’s a good strategy to keep your video in the algorithm

[@BENNIT41]

It works 😂

[@johntheone7669]

Very High Risk: Casino

[@GrahamStephan]

YES ;)

[@quaxckz6738]

Could count cards hard work though

[@manyltef9811]

work as a hook, you'll have more chances to get rich

[@sanketpatel1870]

@Elliot Rodger Mr.Beast

[@QuintonBarrientos]

Put it on green

[@Xfighter000]

Learning more information from Graham than about 18 years of my life throughout school, thanks doood.

[@GrahamStephan]

Ah thanks!!

[@ancientkoala8270]

Too true

[@Kain5th]

Sith'ari Azithoth same here except I’m 35

[@Bdai999]

You Classy African

[@daejonmoody3304]

I’m 24 now

[@fishingwithaustin8258]

Me at school: Please tell me how to handle money! School: shut up and square dance

[@healyhurst7829]

How about no. I'm going to be financially literate and earn enough money to get out of the rat race, and hopefully end up a millionaire. School: You weren't supposed to do that

[@deborahhardaway8919]

😱😂😂😂😂but true

[@ashereftekhar4701]

Lmao

[@grahamstephan6344]

H🤗 T•H•A•N•K Y•O•U F•O•R C•O•M•M•E•N•T•I•N•G K•I•N•D•L•Y H•I•T M•E O•N W•H•A•T•S•A•P•P 🇺🇸 (+1>8360>67) F•O•R M•O•R•E I•N•F•O O•N B•T•C A•N•DE•H•

[@mariabarker2036]

Well, to be fair, you need physical education, and that is not the place for finance education

[@roborat]

I feel as a 16 year old this is some of the most important content for me

[@MoeMentumBeats]

RoboRat you’re here at the right time. Be smart and save big 💯

[@michaelbrewer3018]

Best advice is to save, save and save!

[@Tyler-nj5dr]

Get a secured credit card! Pay off before end of month each month. Have stellar credit.

[@adriannadurand5230]

i'M NoT tHE oNlY oNE!???!

[@hysterios7294]

Michael Brewer saving a penny is still a fucking penny. Gotta increase your income - Dan Lok

[@jakesiu7664]

Roth IRA, ETFs, 401k matching. I’m actually damn impressed on how much you know about risk averse investing. I’ve been watching a lot of your videos recently and you really got me to consider “step 6” lol, investing in real estate. Really well put video, G. Don’t sleep on this guy people 👌!! P.s. Why go to college when you can just watch Graham’s videos on KZbin for free. P.s.s ok I’m done stroking your ego.

[@GrahamStephan]

Ah thanks so much!!

[@lukasjohmann172]

Bitconeeeeeeeeeect!

[@gereblazer6267]

Are you looking for reliable strategist capable of earning you reasonable income? Then look no further as ANDREW has proven himself to be the beast strategist with high earning capabilities. He can be reached via Email: < Andfeld911 @ gmail . com>

[@geesmomma9183]

Ya man you stroking somethin 👀😂😂

[@alexsimonenko465]

now THIS is a review

[@MiguelSanchez-yp5vs]

This video is 16 minutes long, so I got some snacks to watch it. I realized 2 things: The video felt 3 minutes long, and I didn't touch my food. This video is that good. Thank you for the information!

[@GrahamStephan]

Thanks so much!! Hope you had some avocado toast!

[@AthanCondax]

I love how this guy clearly just kept the same video and changed the name from 2019 to 2020.

[@ahmadhamdi110]

not to mention it was posted in 2018 haha

[@MotivationAdonis]

Better than posting the same stuff again it’s all the same and doesn’t change.

[@freddieansell-virco8445]

But it’s still valuable advise soo it’s not a bad thing to do tbh

[@colin1818]

Timeless principles don't change year to year

[@TheOnlyValken]

He's a genius lol

[@jcollins7593]

Roth ira or sep ira?

[@kathleenstoner.n7499]

Those have got so much complexities. I think FX-Trading is just the best and you are sure to make a very good passive income weekly.

[@kathleenstoner.n7499]

Not a Pro. LoL. I work with "Sandra Yvonne Webster" in all honesty she is an Angel. Do your own research!

[@dr.karidouglas1312]

Sandra was here in Utah for a seminar. She spoke about Nft bubble Great speaker, full of humor and rhetorics too. Lol!

[@crystalkisser9405]

@@kathleenstoner.n7499 Many scammers in comment section, would you happen to be real or a bot? Highly interested and sorry but have to ask?

[@terrystarr4793]

Watched this at 1.5x, because time is money, =)

[@thamaragerig9587]

That’s funny

[@christina6770]

Me too, all youtube videos for me

[@suprotikdutta6693]

That's the best comment ever .

[@jaycho6747]

Why not 2x

[@andrewgomez9108]

The time you saved went into this comment.

[@viktoriya2145]

Invest in avocado toast. It’s delicious. Owning a house and saving up for retirement is overrated anyways.

[@ArturoCabello]

Viktoriya Tolkaneva wise words right here! :)

[@GrahamStephan]

Can you buy Avocado Toast in a Roth IRA?

[@alexandermendez9013]

please kiss already

[@skylinec83]

@@GrahamStephan - Absolutely you can. Delmonte (FDP) + Flowers Foods (FLO).

[@Gumardee_coins_and_banknotes]

Good Avocado is in the compost.

[@cadewatkin7086]

Me: Yes yes, this is good advice. I definitely will do this. Also Me: *is 16 without a job or source of income*

[@GrahamStephan]

:o

[@Charmien]

Better to start young! :)

[@DayanaPlays]

Start selling free things as a side hustle and make money doing it! that's what I do and make about $300 a day

[@KatelynAnn710]

@@DayanaPlays what are you selling and where? an app?

[@upbreeze2284]

Dayana Castillo what kind of items you mean? And how do you get them? Im only 15 and im trying to get a job but cant cuz mostly everywhere its 16 or okder

[@nathansims4517]

The good old title switch for some extra views. Very smart Graham, very smart.

[@neilgeorge6483]

what's left is for graham to write a book and become the new robert kyosaki

[@GrahamStephan]

Graham Dad, Poor Dad

[@micaiah110546]

Graham Stephan underrated reply

[@neilgeorge6483]

@@GrahamStephan Rich Graham, Poor Millennials

[@googleuser1522]

Kyosaki is a joke. Total hack and fraud. Graham’s otoh is legit.

[@videotimebaby90]

@NurturingTalents no

[@Darealmclovin47]

I learned everything about money by growing up poor

[@prernatripathy8406]

This comment is underrated

[@themagichound30]

I understand

[@indysilver_02]

Same

[@LifewithJohn.]

That’s deep bro

[@Qwonk]

Same here bro lmao

[@jayradscoots]

You’re a genius. As a college student getting my degree in Financial economics, there are WAY too many people uneducated about investing. Thanks for doing what you do

[@GrahamStephan]

🙌🏼

[@CanaldoHolder]

Hey Graham, just found your channel! Very good content! You just forgot REITs on Real Estate investments, where you can invest with low amounts of money in stock market.

[@jaidancraig]

My favorite REIT is the Vanguard Real Estate fund. I believe it is ticker VNQ.

[@OneLakerNation]

REITs are tough because of the high tax rates on them. Better off with a High Dividend Yeild Fund

[@jensenp.hewett4070]

I’m tryna see some comments with advice and all I see is comments about avocado toast lmao

[@GrahamStephan]

Talking about the important things!

[@bhagbir510]

I know bro, I hope my question gets answered too :)

[@DayanaPlays]

Cause it's gooood lol

[@tknelson9603]

I have ended up teaching my parents about money. 😂

[@GrahamStephan]

Same!

[@arleneaugustahair8393]

Me too & it’s worse than pulling teeth. Try doing it with an entire family plus in-laws. They side eye you and talk a lot of trash.

[@derricksanchez9891]

Word trying to teach this stuff to other people is like talking to a rock I'm just like let's get our toes wet and see where it takes us

[@CadenMotiuk]

Haha that's definitely not my experience. My dad has a bachelor's, master's, a PhD, is certified as a CPA (Certified Public Accountant), CMA (Certified Managerial Accountant), CGA (Certified General Accountant), has over 40 years of experience working in finance, is a VP of finance, and is an investor.

[@misslauracortez]

I teach my husband AND parents..lol

[@MilennialTradesmen97]

cheeky ad timing mate ;) right when the good info is about to drop! ahaha

[@GrahamStephan]

Haha thank you ;)

[@spiritashley9246]

I think he should make a video called investing in index bonds for dummies

[@iyerekingsley4368]

Are you having problems Investing your money or you need a proper tutorial on how to invest your money or you need a trustworthy account manager.. if yes ,then I suggest you join the Garysroom team, To me I call him a life changer if not for his excellent service I wouldn’t have known how to cope during this pandemic time while I was thrown out of work all thanks to him anyway, You can contact him via GARYSROOM102 on Instagram,he offered a good and legit service such as: .PayPal money flipping .CashApp money flipping .Credit card top up .Wire transfer .Bitcoin mining .Loan grant .Banking loading .Forex Trading His service to me has really helped things with me and my family,He’s reliable and 100% save💯💯✔️✔️

[@onezephyr4515]

Wow - this entire video had me focused! From minute one to seventeen! Excellent work!

[@GrahamStephan]

Thanks so much!!

[@c0t556]

“Very few parents teach their kids how to do this”. That’s why you are my Dad!

[@GrahamStephan]

Thanks son!

[@carson5017]

Ur my dad, boogie woogie woogie

[@andrewcleverly1322]

The amount of time we spend believing we can't is more than enough time to learn how you can. -my Brain.

[@annarodriguez8798]

about investment, Bitcoin is the future and with the help of a professional trader you can touch the skies.

[@annarodriguez8798]

Have you heard of Mark Ramsey of UCLA Anderson financial institution, his methods are legit and works like magic, I keep on earning and learning every week with his new strategies.

[@felixgeorge8158]

@@annarodriguez8798 All my financial goals have been achieved since I met expert Mr Mark Ramsey.

[@ruthsaddy6187]

@@felixgeorge8158 You are 100% right.

[@ruthsaddy6187]

@@felixgeorge8158 The no risk factor in his investment is the most amazing part about trading with him, this means he takes responsibility for bad outcomes, landing you with no chance of loosing money.

[@NA-ox5ob]

You're being really generous giving all of this info for free. I can't thank you enough literally this is going to be forming the rest of my financial life.

[@GrahamStephan]

Ah thanks!

[@PanhandlePapi24]

Is providing his services via online consulting on this platform and opportunities Im assuming in other areas like IG. I just discovered this guy today. Nothing is ever completely free but by investing this 16:55 minutes + pausing and rewinding lets say 30 mins + the additional time researching these places featured in the video. Let's then add another hour at least your investing 1.5 hours of your time towards gaining this information instead of something else. 10 months later was the opportunity cost invested well?

[@NA-ox5ob]

@@PanhandlePapi24 YES!! and I agree, you've made some good points. Can't follow exactly all his advice because we're in different countries, both the government and the financial ecosystem here is very different than in the U.S. I've upped my income to almost double (still in the lower tax bracket but I earn more than 60 percent of people my age) I invested in some stocks in a popular bluechip fast food chain here and I've set up life insurance in case anything happens to me so my siblings have something to fall back on, albeit temporarily. I'm nowhere near where I want to be yet but I'm glad I found this info at a young age.

[@christofferskovkornum8795]

Start mining Pi, the cryptocurrency will be launched this year, and once it does, you won't be able to mine anymore. You don't need graphics cards you only need your phone, which is cloud mining. It doesn't consume battery. It's on coinmarketcap in the untracked listing. On the marketplace, there are already transactions for a value of $100 approx and when you just download the app you mine at 0.25 pis/hour. Use my code as an invitation. Code: Chutsky Download the app Pi network.

[@UpshallGames]

Gotta lotta Fortnite money, plz send lambo, thanks.

[@GrahamStephan]

:P

[@albyshinyfield8841]

Step one to get rich: be rich. Step 2: wait 50 years

[@khadarysf3626]

I’m 21😂😂😂🙈🙈

[@omaribrahim8980]

It’s that time of the year when you change all your video titles to “2020” 😂😂

[@rubenII]

2021 now lol

[@QUiNTiNBANKS]

Great content !

[@ameliablackmon5757]

I have been put on ally bank and love them! That’s a great bank and the best when it comes to anything money. Their customer service is amazing. Side note: I have been binge watching your videos for two days! Keep the videos coming. Great info

[@tf-mr-blue748]

Ur son's name is Jelani right?

[@tf-mr-blue748]

Wat

[@zenaendrias3992]

Graham with another banger!

[@GrahamStephan]

Hey thanks Zena!!

[@justinheretotroll3032]

I have $17 cash money dollars. How does me Lambo?

[@ForeignCease]

@J G you made me laugh. Thanks

[@stangtrax]

You should qualify for a college grant, so research something you can make a good income with and go that route.

[@meekmiek]

u need more monies

[@justinheretotroll3032]

@@meekmiek I know have 32 monies.

[@DaShonuff]

You require additional Pylons.

[@AmericanClassic2000]

Holy smokes. Where were you all my life?! I’m 18 but thank God I’ve found you now!!!

[@Sujupwnss]

I love that Graham reads the comments and replies! Great video, keep it up.

[@GrahamStephan]

THANKS!! :) Always read all the comments!

[@wilkesamish5957]

Before you invest you should do a background check up on your source,Ensure you are investing through a solid foundation source to avoid losing money

[@fulhanzozo4939]

I have lost investing with rigid traders on here,I’m still trading and learning to improve my technique,i just need a more solid source to earn

[@wilkesamish5957]

In all my years of trading,the most valuable insight was getting in touch with pro trader Erin and getting my first profit through her,she is a licensed broker con tact her i trust she’ll help you earn

[@wilkesamish5957]

Erinsawtell1 @ g m a i l , T e l e g r a m Erinsawtell1

[@chablevins576]

This is a refreshing coincidence,I too invest with Erin and i must say having a refined manager like her handling my trades is the best way to secure and multiply money

[@crystalkisser9405]

@@chablevins576 A refreshing coincidence that all of you are SCAMMER SCAMMER SCAMMERS!!!!!!!!!!!

[@absalom0412]

I have 40k saved up over 3 years from driving uber/lyft. Time to get rich thru smart investing.

[@NickOloteo]

What!? That's really impressive!

[@GrahamStephan]

Nice!!

[@pacman8551]

Any tips ?

[@absalom0412]

@@pacman8551 Live below ur means. Get with a roommate who drives for uber/lyft. Live in a studio apt. Share same vehicle and go half on all expenses. Work in a big market like new york or Los Angeles. Use ur car as a tax ride off.......NO TAXES!!!.

[@absalom0412]

@Joe Smith No pun. Meant to say write off. Lol

[@thisisrubes]

I really appreciate that you write a summary of what you go over in the video in the description box. Super helpful!!

[@Vinegarissweet]

This is THEE most helpful video i have ever watched on investing. I'm watching it twice and taking notes. Thank you!

[@dmvcustoms]

Thanks for the video. If I may, I’d like to offer you 2 edits to your list. 1. I would suggest that you invest in real estate BEFORE buying stocks. (Use part of the equity and appreciation to fund the stock purchase.) 2. I would add a step 4B. Invest in SILVER. Not the paper/digital version either. The cold, hard Silver Bullion bars. I like SilverGoldBull.com or local coin shops if they are in your area. $15 an ounce avg cost. Silver is (in my opinion, not financial advice) the best value way to store wealth right now.

[@jimbalta]

To be fair, Algebra 2 contains most of the background math used in finances...

[@Eric-zl1kn]

That's fair however, kids are never taught about real world applications. I think in general people should learn mathematics and internalize because similar to language learning it can shift someone's entire thought process by just providing explanations

[@jimbalta]

@@Eric-zl1kn couldn't agree more

[@mcomeslast]

James Finch and m school sucked at teaching math, I didn’t acquire those skills till middle age. I kept working at it but a lot of folks just give up.

[@crush3r069]

True but if they're taught how to do the do that's even better

[@yourunemployedfriendat2pm]

They dont teach you finance because you'll make colleges and universities go out of business

[@QUiNTiNBANKS]

You need to do a video on ally

[@InvestingBookSummaries]

The avocado toast meme is legendary

[@GrahamStephan]

It needs to live on!

[@mochageico]

lol

[@lee-eb2cn]

Invest in avacado trees. Avacados are expensive

[@Chid098]

Have i found him? the one that will explain the mystery of finances in a way that wont leave you more confused when you got here. so far so good, i'll suscribe and keep watching, btw that first step 2% growth is that annualy? Thanks

[@NateOBrien]

Anyone else see that the Treasury yield curve just inverted? Thoughts?

[@GrahamStephan]

Everything is a "doomsday" article lately. Who knows what the markets will do.

[@reptilesgamers00]

More info plz

[@juzoli]

Nate O'Brien No it didn’t. Only short term versus long term curve matters, but only 2 vs 5 year curve was inverted. Also one time inversion doesn’t matter, it needs to stay inverted for a few months. The original rule which consistently predicted recession was the inversion of 3 months vs 5 years curve for at least a quarter year. Keep watching.

[@juzoli]

Nate O'Brien But my personal thought is that this indicator has so much attention now, that it stopped being reliable. The real crash always happen when no one expects.

[@PositiveInvesting]

Seeing this all over the place. Sentiment is pretty bearish now so only natural that most news is pointing towards a correction/crash. But watch the market pull a fast one on us and rally hard...

[@nnataliered]

love this advice

[@Gamekingz0r1]

Buy a duplex and rent the other building or depending on where you live buy a house and rent out the rooms while living there.. Save the money and buy your first investment property.. After that keep the ball rolling

[@karenkramer3760]

That's exactly how we did it

[@kguymyguyfrydie9710]

@@karenkramer3760 Can you explain how you did it?

[@karenkramer3760]

Walk Out Freedom, we bought our first property that was a townhouse when we had our first baby (N. Hollywood, Ca.) It was a 3 bedroom 3 bathroom. We slept in the master bedroom and rented the other 2 bedrooms out. After we had our second baby we refinanced the townhouse for the downpayment on our second house, a four bedroom two bath(Burbank.) We rented out the master bedroom in the back of the house that had it's own sliding door entrance. So they don't go through our house at all. We also bought two houses (Palmdale) really cheap at an auction and made them section 8 houses. A few years later added a one bedroom guest house at the back of the lot where we live in the Burbank house...It helps to DIY on remodeling and repairs, which we do to save a ton of money. Also, some contractors/handymen are some of the biggest ripoff artists out there.

[@andrealucero8523]

Doing that right now.

[@loucypherdamorningstar]

Karen Kramer How did you buy your first home? - Did you get approved for a loan to purchase your first home? - How much did you need in the loan? - Did you ask for a specific amount first before you knew how much your first house was? - Did you save money to put down for your first home? - If so how much money did you save? - How long did it take you to save up? - How did you find your tenants? - Did you have different tenants moving in and out or did you keep the same tenants?

[@selinaleitnerrealtor]

Well I fell down the Graham Stephan rabbit hole and have been watching only your videos for the past week and this one was by far the most informative and my favorite video thus far

[@evelynlonely]

11:37 Facebook was down? That ZUCCS

[@GrahamStephan]

😱😱😱

[@liamsandoval9620]

im weak

[@alainnnah]

LMAO

[@Harlequinicole]

Your ad placement game is strong!

[@nataliehinnes5221]

The key thing that should be on everyones mind currently should be to invest in different sources of income that doesn't depend on the government, pretty much how i made my first million. Especially with the current economic crisis around the world. i'm taking advantage of the low prices. I have a diversified portfolio that spread across stocks, grade bonds, coins and etfs. my broker Susan Kay Mack, handles all my investments and ensures I stay above the market.

[@emilyhowe3359]

I’m motivated now more than ever to dive deeper I read about Susan Kay Mack on the web! Interesting lady!!.

[@mitchsapastein5593]

Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.

[@larryronhartfield55]

Growing affluence such a lovely thing to see

[@stephmeldrich6765]

found her webpage by looking up her name online.... Her resume is quite outstanding, I'll be writing a mail to her shortly.

[@lachlanprinsep8612]

Before investing you should do a background check up on your source,Ensure you are investing through a solid foundation source to avoid blowing money away

[@stevenkent8593]

I have lost to numerous rigid trader out here,I’m still trading and learning to improve my techniques i just need a more solid source to earn other than KZbin

[@lachlanprinsep8612]

In all my years of trading and research the most valuable insight was getting in touch with pro trader Erin and getting my first profit through her,she is a licensed broker reach her out for help

[@lachlanprinsep8612]

Erinsawtell1 @ gma il,instagram Erinsawtell1

[@harenalang5891]

That is my trader right there the best i ever came across,i don’t even trade i just invest and make good profit from the comfort of my home,Thanks Erin

[@Cris-be1ur]

@@lachlanprinsep8612 what's with all you Indians pushing scams

[@RossCampoli]

This looks an awful lot like the How To Invest in 2019 video! Wait a second.....

[@QUiNTiNBANKS]

New subscriber

[@leonardoducer633]

Hey Graham, great content. Just wondering if these index stock investing tips apply to Europe or South America. Honestly, I am new to the game and I am a European citizen. Thanks for your help!

[@swedishswoon]

hey leonardo, we have such index funds in europe too. you can google to see what is available, while also ask your bank.

[@nigerccie1]

Invest in VOO

[@roxannescott6956]

@@nigerccie1 is that international?

[@benjaminjones3043]

Do you have any 🇬🇧 peers who’s you recommend to follow as well? Only some of the advice is very 🇺🇸 specific - so difficult to transfer. Great content Thanks for adding such value

[@nr9099]

Benjamin Jones Indeed, how to invest like this in London. Best vids 🤑

[@ancm19]

Check MamaFurFur she has some videos about investing in uk

[@leahmcdermott4189]

Try MamaFurFur, she gives great finance and investment advice and is based in the UK.

[@SenorDennis]

The avocado toast references had me dying 😂 I’m about to save up 3k in a 2+% savings account then go to vanguard

[@RMS550]

One of your best videos!

[@hdd1977m7]

Which one of these methods works for non-US citizens?

[@williamhadley549]

You can still access the stock market with relevant index funds. Just find the one that suits you, and follow the same strategy he advices. Maybe you won't get 8% annually, maybe only 6.5/7% but that's enough for most people. Yes you can't access a Roth IRA, but your government may have an equivalent. Contact a financial adviser to help you out.

[@antiqua2001]

@@williamhadley549 actually it's not very easy for us to trade on your markets either. I've tried.

[@williamhadley549]

@@antiqua2001 I'm from the UK. I use Fidelity International, and invest in the UBS S&P 500

[@antiqua2001]

@@williamhadley549 ok. Thanks. I will look into it

[@williamhadley549]

@@antiqua2001 Great!

[@noldlord4166]

I love how this guy clearly jest kept the same video and changed the name from 2020 to 2021.

[@mebombu]

Yes, I'm going to do this. *Is about to to college and makes barely $160 a week*

[@GrahamStephan]

go for it!

[@codeman99-dev]

$10 for avocado toast, the rest goes into the market!

[@brandonliao408]

Update?

[@m_lee02]

I watch this every year!

[@BIGtraut]

I just got my 200 million dollar trust fund saving up for my college, thanks so much!!!

[@GrahamStephan]

😉

[@josephplocki8103]

Alright so im going to ask a dumb question but i just started my climb to the top so I think I'm allowed rookie questions... what % of ur income after need expenses do u split between Roth IRA, index fund, and emergency online savings.... Or to make it more simple how do u balance ivestments verses versus cushion money in online banking?

[@tristan.23]

No expert here but every situation is different man. Typically, people will try to have 3-6 months of income in their Emergency savings should anything go wrong. So before any investments are done, many people suggest a strong foundation by paying off debt and building up that emergency savings first.

[@TheGerbsteve]

My little theory has been working very, very well. 60% bills 20% fun $$$ 10% invest (Roth Ira, 401k, traditional, Robo, etc) 10% savings (emergency fund, cash, HYS, etc) Thank me later. Shout out Ramit 🙏🏼

[@Sariine436]

@@TheGerbsteve I learned this theory at school .-.

[@ttr8141]

Watch Minority Mindset channel. 50 spend/30 invest/20 savings if single or low expenses. Married or high expenses 75% spend/15% invest,10% saving

[@mohao7402]

Make a uk 🇬🇧 one pls

[@dylanlyons6]

Love that I’ve watched this exact same video every year since it was uploaded in 2019😂😂😂 You go Graham...I hope to watch this again when it’s renamed to 2030!

[@airongmc6810]

The constant change in the title is hilarious

[@jackhammers7572]

soon to be how to get rich in 2024!

[@jeeleehae]

There is absolutely nothing wrong with being rich, in fact it is very essential to live a meaningful LIFE WITH MULTIPLE rewards.

[@tobiason18wheels]

you can give everything you had and start whatever you planned with the feeling of getting closer to achieving success and still don't get rewarded.

[@jeeleehae]

Are you trying to become rich by seeking new opportunities, Investing money wisely , starting up a new business or are you working at a shitty job , watching TV and complaining? always learn to follow the people who have achieved greatly in time and learn from their success stories.

[@nolancaterlogistics8195]

it is PROFESSIONAL and advisable to trade in the FOREX market, as over the years I have learnt a technique of investing and profiting significantly from the currency trading market working alongside a professional fx manager and i'm starting to feel good enough to begin trading just on my own.

[@quentinsawyer785]

Interesting, i've always heard about the benefits of trading the forex market but was always ignorant.

[@tobiason18wheels]

Nolan, how do l get through to you?

[@senzuu7465]

Thanks for the tips man. I'm 16, getting a part-time job and going to start investing when i make enough $$ :)

[@GrahamStephan]

🙌🏼

[@TheAssassinscreed91]

Save up 4000 and open up an TD ameritrade and use think or swim. Profit

[@malefsij8284]

Same here, good luck ✨

[@carthimasdoingthings3333]

ssenzu ME TOO

[@wavybump]

An ira is VERY IMPORTANT when you're young. It could be one of your biggest money makers with interest. $50 a month should do

[@leroyjenkins5584]

Always great stuff brother

[@elaadamek1353]

59 and a half🤣🤣🤣 thanks for your knowledge, this is much needed😁

[@BrentInvesting]

I use Marcus, 2.05% on savings, but I use their no penalty CD at 2.15% as my rainy day fund.

[@GrahamStephan]

Nice!!

[@skylinec83]

I like Marcus as well. But Ally is much more flexible. Ally offers a debit card with ATM fee reimbursement, investment accounts, and a phone app. I asked Marcus why they didn't offer those other user-friendly perks that Ally or other banks offer - they said that their account is meant to be a true savings account where it's not intended for you to be transferring/withdrawing money that often. They do have a point. And as long as they can offer market leading yields, I'm not complaining.

[@Theoneandonly88able]

Which one is better? Barclays, Ally or Amex? I eliminated Marcus due to limited flexibility for transfers and withdrawing. My goal is to simply save what I can while still having access to the account when necessary@@skylinec83

[@skylinec83]

Theoneandonly88able - probably Ally. I’ve only used Ally and Marcus/GS. No idea about Barclays or Amex.

[@BrentInvesting]

@@skylinec83 Yeah I simply use Marcus as a Savings - I have a Set amount we would need over 6 months and that's it I don't touch it, I know it's there If I needed cash from it - but I don't actively use it, that's what our checking is for.

[@clemencemoriani6109]

Graham, I love your videos :) question thought... do all these wonderful tips only work in the US?

[@Bennuides]

dude, you are a natural, I am happy for you and your success, plus your information. You have a gift, thanks for dropping gems. I'm just on your channel taking notes!

[@tyinnocent2470]

I never had avocado toast but now I wanna try it.

[@GrahamStephan]

It's so good!

[@simonethach7134]

Don't do it. It's addictive save your money.

[@thedude7319]

This seems much more diverse than the options here, Is there a EU graham version ?

[@davideparolin4105]

The Dude I’m searching too😭 haha

[@ChrisQuimbo]

I didn't even notice the dinosaur skull before he mentioned it 😂

[@yellowbucky]

when you were talking about algebra two it hit home. i’m living that right now. so thank you for making videos like this so i can start to learn this stuff, it’s much appreciated

[@thejoblesscoder]

Wait what XD this was posted in 2018, does that mean u just changed the Title for the Algorithm Gods hahahaha

[@dustywilson5461]

is it even possible to change a KZbin video title ?

[@thejoblesscoder]

@@dustywilson5461 Yes its very simple just go into the KZbin dashboard of your videos and you can change any information for the video

[@dustywilson5461]

@@thejoblesscoder K, thnx

[@alexbrownlee4375]

Obviously the best way to make money is to invest into a business that sells avocado toast. Then you get to extort all the millennials out there while also getting free avocado toast. It's a win-win situation.

[@GrahamStephan]

Exactly ;)

[@MarcelaPasut]

Like always excellent videos!

[@GrahamStephan]

Thanks so much!

[@diannastoves9870]

I love his videos. None of that complex terminology, just straight to the point. I appreciate him.

[@kassproduction2008]

Is nothing wrong to be not rich and have peace, love and family.

[@user-mn8hb2dh2q]

Age doesn't matter do whats the best for you! You can better start early

[@colinquinton5236]

this is awesome but what i would like to know is how to physically "invest" like do i go to the bank and ask for the company i want to invest in? can i do it online? how do i even get started?

[@NyaTokki]

He has a lot of videos on that specifically! You can invest online easily through things like webull and fidelity. If you'd like something more then you can get in contact with an actual broker. It seems like his personal favorites are Webull, Vanguard, Ally Bank, and Fidelity. Investing in specific real estate is different and you will definitely to research much more on that.

[@xensan76]

So semi-seriously, should I invest in avocados? No one ever talks about the agriculture market.

[@pillarist8517]

Hmm don't think you should but regarding growing things, the cannabis industry is decent to invest in, if it's not too late by now.

[@LorettaBangBang]

No, because it fuels demand in countries where avocados are not growing and the co2 emissions from transportation contribute to climate change

[@meadowjessop9828]

Larry Begood climate change is for suckers

[@fatherlandchild2780]

Best investment for you is to buy forest from Finland.

[@LorettaBangBang]

@@meadowjessop9828 It's not like I chose climate change, but it is there and happening and it is basically never included into any economical calculation

[@jellygurl27]

Very informative and organized!

[@TidusTrading]

It’s sad that finance is a subject that heavily affects everybody, but isn’t taught at all in high school!

[@hyroxs2264]

Thanks for all of these advices man I really can’t believe how good these are and also can’t believe that I had never been taught this by any of my family members

[@GrahamStephan]

Thanks so much!!

[@michaell8957]

Your not alone , welcome to the family. :(

[@Ikaika808Hi]

Thank you so much for these life tips. Im 21 and was wondering how did you learn all of this without going to college?

[@spacemantv4249]

Thanks for the video bro I feel this helps every year so you gonna keep changing the year of the video ?

[@PublishingDotCom]

Savage 💯🚀

[@GrahamStephan]

Haha thanks!

[@Shura3]

This is probably your best video ever!! Thanks so much! It's really helpful. PS: I LOVE the dinosaur skull!!!

[@GrahamStephan]

THANKS SO MUCH!!

[@squidgaming5094]

Saucey video Graham is the sauce master

[@GrahamStephan]

Thanks :)

[@nicolelynn4094]

You’re so intelligent, I love watching your videos.

[@radhabirbal804]

I just realized u make me entertained while watching. You deserve your first thumbs up from me. Take it as a compliment i dont thumbs up anybody kid

[@GrahamStephan]

Thanks so much!! :)

[@haleywells11]

Radha Birbal very derogatory to call him a kid.you are the one here looking for information/advice. You old fuck

[@michaell8957]

haleywells11 😂

[@radhabirbal804]

haleywells11 that was a dumb assumption. Ive been retired since 25 i dont need his advice, im simply only watching for entertainment. On top of that i never asked for your opinion because i dont give a fuck and dont reply either because i dont care to respond to you again so save your time. I guess graham was the only one that doesnt have a stick up his ass i never called him kid to be disrespectful.n

[@gregworth5801]

Well that all went well...

[@SometimesDev]

Bro, 2% doesn't even cover inflation losses

[@outofthisswirled]

2018 US inflation 2.3 - 2.7% I would even question those numbers as being low.

[@SometimesDev]

@AURORA ROTARU yeah, that's why saving is a scam. In fact the whole world monetary system is a big bubble

[@outofthisswirled]

Make sure your cryptos are none inflationary and decentralized. Do remember EVERY new altcoin is even more inflation, they could keep making new coins forever, same as the fiat banks BS, I am sure you are on it @@SometimesDev

[@dxp96]

@AURORA ROTARU only save money for emergencies otther than that there's no point in saving money for decades later at the rate of inflation we're at now.

[@frankiejoseph5043]

The dollar is up...

[@jespreetbhullar2203]

But can I buy bitconnect in my Roth IRA?

[@GrahamStephan]

...only if you wanna have a BILLION dollars by the time you retire!

[@TaenXD]

@@GrahamStephan I don't want to make too much money now, I'll stick to my index thank you very much.

[@RyanDooley55]

@@GrahamStephan "Bitconnnecctttt"

[@michaell8957]

What's bitconnect?

[@Ramon-sf1vw]

@@michaell8957 the biggest scam in cryptocurrency history