How to Pay for Dental School with Student Loans + Breakdown of my Living Expenses

[@Itswayne1uv]

This video really helped my mental. I’ve been going through depression recently for the past year & a half because of over thinking. This video makes me feel that I have a chance. Thank you!

[@jasmineahrar]

Hope you are doing well 💕 glad you enjoyed the video!

[@ThinkingInProgress]

I’m so glad you showed the breakdown of FAFSA and expenses! I’m planning around the same kind of situation as you and I’m hoping I’ll be offered a similar amount in financial aid. Most people don’t really talk about this in much detail so it’s been stressing me out! I’m moving across country from California to Maryland to start in the fall!

[@jasmineahrar]

Right?!!? I dont know why it’s so taboo… I feel like a lot more people would pursue medicine/dentistry if they knew about the financial aid. Thanks for the comment 😊

[@vernaalbert9564]

This video sure helps a lot! well....not just this one video but all your videos play a huge role in motivating students who's in the same journey as you :)

[@jasmineahrar]

Thank you so much!!

[@newcareernewme]

This video just changed my life!!

[@jasmineahrar]

yayyy 🥰

[@tommiota5456]

This video was so helpful! I was really nervous about this topic and just loan's in general and I wasn't sure who to ask... the mountain of debt and loans are super nerve-racking and I'm glad you laid it all out in a video and reassured me that I will be okay! 💕🤞

[@Saboosh]

150 a week in groceries yikes. I’m going to dental school but I been living by myslef since 18 and thank god I know how to budget accordingly

[@anthonydterry]

Thank you for this information. Definitely gave me clarity because that was my main concern.

[@maryamdamirchi2359]

can you please make a video and explain how is your life after graduation and start paying the loan? how much you end up paying monthly? does it worth to get loan or should we go by a scholarship?

[@pep590]

Great questions!

[@noortamim840]

Wait so you can take out up to $40k in loans for living expenses every year? That’s kind of a relief honestly

[@jasmineahrar]

It was such a relief to me too! Dental school is so busy, money is the last thing I wanted to stress about. My totals have been anywhere from 32k-38k a year because each semester fluctuated a bit.

[@geoffreyreeves7213]

I hate to tell you this but I am a dentist and have been one for the last 35 years when I graduated from dental school the total amount I owed was $23,000 you can’t borrow this much money dentists don’t make as much as you think they do. You are going to be a wage slave and go to work at one of these Wall Street chain offices they force you to over treat the patients and risk losing your license. This career does not make sense at this price believe me you were going to be sorry.

[@HaleySchultz]

It varies per school because the cost of living maximum is based on the location of the school and that cities cost of living on average for a 1 person unit and food etc. so certain parts of the country might be less!

[@kaiba7756]

@@geoffreyreeves7213repaye financing? specialize? doctor loan?

[@kiaraarmstrong3727]

Great video!!! Thank you for this information and good luck on the rest of your dental journey!

[@jasmineahrar]

Thanks for the comment! Glad the video was helpful for you ☺️

[@mdkb]

You helped me to know a lot things about Dentistry and Dental School😄. Love to see your videos again!

[@PClark-tb5ww]

"Shampoo and conditioner"... girl you could be a hair model! your hair is gorgeous!

[@jasmineahrar]

Hahahhahah thanks 🙏🥰

[@maryamhayyawi6616]

How did you work as a dental assistant? Did you obtain a certification prior to that?

[@aimentauqeer754]

Wow! Loans cover groceries too. I did not know that. Thanks for sharing.

[@jasmineahrar]

Right?! If i didnt know that I wouldn’t have thought i could do this…

[@varietyfan5051]

how were you able to account for the income aspect of getting an apartment without having a job? did they count your student loans as income?

[@jasmineahrar]

Yep! I showed them my award letter and they accepted that.

[@raphael382]

Thanks for taking the time to make this Jasmine. Im at step 3 right now and starting in August. When will I find out what loans will be available to me?

[@jasmineahrar]

Congrats on making it to step 3! It probably depends on the school so I would just give your financial aid office a call and ask what the timeline looks like. We didnt find out how much we would take home for living expenses until the first semester’s tuition was paid during the first week that school started.

[@kimiashojaei4908]

Hey Jazmin Thanks for your helpful information. Could you please just take video about how can we pay our loans after graduation?

[@jasmineahrar]

Yes!! Thank you for the request!

[@thienpham911]

so when you mention 1600 a month for rent @5:56 per semester. does that mean your first year is not 9600 but double that?

[@vivianghobrial3307]

9600 for the first semester!

[@ashxo47]

Yay finally! 🤍🤩

[@emilyriveros1261]

Who would you recommend speaking to once you recieve your fasfa ?

[@cair4742]

How do you plan to repay this debt? Are you going to use REPAYE?

[@DanielDorel24]

Why its so expensive. In my country its 20k for the 6 years

[@jasmineahrar]

Smh i know it’s ridiculous :(

[@lboogie3044]

Can dental students get loans alone or parents have to co-sign?

[@hazemharon7735]

Hello from Sudan (Africa) I love you and love all you videos about Dentistry ❤️

[@jasmineahrar]

Hiiii :) Thank you 💜

[@youstinamikhail7418]

Can you work a part time job like 3 days a week 12 or 15 hours in dental school?

[@jasmineahrar]

Definitely wouldn’t be able to do 3 days a week. Plan on being in school 8-5 from Monday through Friday, then you’ll need time on the evenings and weekends for studying, especially during D1 and D2. Plus for how much part time jobs pay, it probably wouldn’t be worth it. I think it would be really stressful and would make succeeding in dental school difficult, and trust me, you will need some down time each week.

[@colejesperson8431]

What is your experience having a dog during school? Did you wait till your later years or did you get one when you moved there?

[@jasmineahrar]

I got my dog in the fall of first year and I have loved having him. Many of my classmates actually brought their dogs with them as well. I think having a pet is sooo nice to come home to and I couldn’t imagine not having him. The beginning was a bit difficult because my dog wasn’t house trained so I had to make a lot of trips to and from school to make sure that I could potty train him and break the habit of him barking when I wasn’t home. So I think living really close to school is essential if you know you will have to go home to let your dog out at lunch time. A lot of students make it work! Hope this helps :)

[@shrushtimagar1569]

Hey jasmine , first of all your vlogs are just amazing ❤. They really motivate me to study dentistry in abroad .Do you have any Indian student in your school ? Who all the way migrated to uk from India only for edu purpose ?

[@jasmineahrar]

Thank you so much for your comment! It feels so good to know the videos are motivating for you ♥️ There are lots of Indian students at my school! We are in the United States :))

[@Des_Armoni]

Awesome video is this possible for predental school as well? (undergrad)

[@LocHuynhDMD]

congratulations

[@samwisegamjee599]

Hi , I am a foreign trained dentist, 31 yrs planning to seek dds . According to you ,is it worth so much debt. And if u can suggest what other next bst career path I can pursue . TIA.

[@choysum9030]

How are loupes $2000? I see them online for much less.

[@jasmineahrar]

Yep! There is a huge range of products available. The loupes I started with I got on Amazon for $280 but they really weren’t great quality. The major loupe brands that offer great quality products will be in the $1200-$3000 range

[@lovelylashay32]

Just to clarify, the loans I receive while in dental school will pay my monthly $1,400 mortgage?

[@jasmineahrar]

Yup! You will just need to budget accordingly.

[@pep590]

You can feel good that you didn't have to pay for your medical insurance until 26. For decades and decades the magic age was 21.

[@GemSoniaBoutique]

I’m scared that i won’t be able to pay of my loans once I am a dentist.

[@jasmineahrar]

I have that fear a little bit too but I’m trusting the process!

[@geoffreyreeves7213]

As a dentist for 35 years You are 100% correct you’re going to be a wage slave and be forced to work for one of these chains because you don’t have a patient base or an office of your own they’re going to treat you horribly and pay you nothing when I graduated from dental school I owed $23,000 for everything. You can’t borrow $500,000 for anything and pay it back with after-tax money this career does not make sense at these prices please listen to me and do not go down this path

[@jazminmateo4263]

I just applied to dental school. when would i fill out scholarship applications? after i’ve been accepted?

[@jasmineahrar]

It probably depends on the scholarship because some of them have different times that you would submit your scholarship application. But i would say in general it would be after your accepted. Hope that helps 🙏

[@maryamsohail6693]

can FAFSA help international students wanting to study dentistry in US

[@jasmineahrar]

As far as I know, international students do not qualify for federal aid. However, it's important to still complete the FAFSA because some colleges use it to see if you're eligible for aid from the school itself. You’ll have to check with the financial aid offices of the school’s you would like to apply to and see if they use the FAFSA for international students.

[@samanthajohnson976]

Did a lot of your classmates live alone or with roommates the first couple of years?

[@jasmineahrar]

I would say a good mix! Probably even 50/50

[@shawnb8364]

I'd like to DM you a few questions regarding Dentistry v Hygiene?

[@InfernoFlame99]

she don’t want you bro 😭

[@dskdskk4380]

do i need bachelor degree to apply for dental school ?

[@jasmineahrar]

Technically it isn’t required for most dental schools but there are so many pre-requisite courses required that mostly all applicants have a bachelors. So I would say it’s an “unwritten requirement”

[@barryfoster4115]

😃 p̷r̷o̷m̷o̷s̷m̷

[@pep590]

Sadly there are no scholarships for European Americans. Racism has come full circle. They can apply on other scholarships, but so can all other groups.