How to Start Cash Stuffing | How to Start Zero Based Budgeting | Cash Envelope System for Beginners

[@alittleofitall_]

So glad you’re here! I have faith in you and know you are going to take charge of your finances in 2024!! I hope this video helps in that process. You’ve got this! 🎉

[@LorrettaBudgets]

Thank you, yes all of them are helping. The one thing is I only get paid once a month and that is hard.

[@outroseok]

I just began cash stuffing and I already have 1/3rd of my FEBRUARY rent covered, it feels strange being this far ahead on rent already bc usually I'm paying it all with one paycheck! it definitely helps and I can't wait to see what else I accomplish in 2024 with my cash stuffing journey.

[@alittleofitall_]

Friend that is incredible!! Congrats on this accomplishment and all the ones you will see in 2024!! Isn’t cash stuffing just the best?! You’ve got this!! 👏🏼🎉👏🏼

[@sierraroselifestyle]

I hope it's going good!!

[@tallulahsmom2964]

When I was married in 1983, I was recommended a book to read by Larry Burkett. This is where I learned about using the envelope system for financial freedom. While in college I incorporated the knowledge from his book into speeches for my speech class. My professor was impressed that I knew so much about finances at such a young age. I received an A in my class. I am still using the envelope system today. Thank you for a great video. You show how saving money can be fun!

[@alittleofitall_]

Hey friend! I love this story so much! thank you for sharing it with me! Love that you are still using this system! It is just awesome isn't it?! And can be used with any income!! thank you so much for watching and commenting! I really appreciate you! 💚

[@jrdmnd]

I started cash budgeting in January and have 600 saved already for different “sinking funds” for throughout the year I will need. As a single mom this has good for me and shows how much frivolous overspending I was doing.

[@alittleofitall_]

Friend! That is INCREDIBLE!! I am so excited for you!! Keep it up! Totally cheering you on over here! 💚

[@TheHustleAndHeartJourney]

Thank you so much for this!! I’ve watched so many cash stuffing videos and have been so overwhelmed & after watching this I feel more confident and definitely have a better understanding so thank you!!

[@alittleofitall_]

Omg Allie! This was such a kind comment! I am SO glad this helped!! I hope you give it a shot! Absolutely one of our best decisions!! 💚

[@rachelsmith6194]

For sinking funds, look at what you paid on your CC are things that happen every year. Those are the funds I started saving for. I started by taking each amount, divide by 10, and save that amount each month. That way I'll have the money saved up before it's due. That's how I started a few years ago, and it made a big difference!

[@alittleofitall_]

Love how you do that!!

[@kathyjobeamenderfer4488]

I have watched many budgeting, and envelope stuffing videos, Recently, this was by far the best video I have watched. It can be so overwhelming to start with, but you reassured me that I can do this. Thank you for the information.

[@alittleofitall_]

Oh Kathy!!! Thank you so much! This comment means SO MUCH to me bc I did try so hard to make sure I explained everything right and easy! YES YOU CAN! Listen. If we can do it- you ABSOLUTELY can! It is one of the best decisions we have ever made! Thank you for watching! I am cheering you on!

[@darleneortiz6184]

I agree! The best broken down , simplified definitions and explanations!! I’m ready to finally start !!!

[@AngelofH08]

This video was sooooooo helpful. You actually broke each category down for me to fully understand and better manage these envelopes.

[@alittleofitall_]

OMG friend! Thank you so much for such a wonderful compliment! I am SO glad it helped!! 💚

[@saysay143]

I'm not sure how this came on my feed however it was so interesting and engaging I decided to try your method.you really break down how to get started thank you.

[@alittleofitall_]

Oh my goodness this just made my whole week! I am so glad! I promise you won’t regret it! It may take some but it’s so so worth it!

[@Earthwindandchickens]

Love all of the definitions that are lamens terms for EVERYONE! Motivating and I’m excited to actually follow through. And as a native Texan, your accent is just an added charm to watching/listening. Would love to learn more about your favorite sinking funds.

[@alittleofitall_]

Omg thank you for saying that! I did try so hard to explain it so even if people knew nothing about budgeting- they would get it! SO glad this helped you! Oh this makes me so happy!! You are so so sweet! thank you for being so kind and encouraging. Oh that would be a great idea! I will def add this to the list! 💚

[@ChatWithNicoleandBudget]

Ive been trying both of these methods since August and its been helping soo much! Im trying to work in the savings challenges next to help keep things a bit more fun 🤩

[@alittleofitall_]

Oh yayyyy!!! I am so glad! Isn’t it the best?! It totally changed our lives!! Yesss savings challenges do make it SO fun! So glad you’re getting to add those in! You’re doing great things, my friend! 💚

[@tamaraslifejourney989]

I like the way you broke everything down. Awesome video🤩

[@alittleofitall_]

Thank you so so much! I appreciate you watching! 💚

[@mznik723]

This is the best breakdown I have come across. I think I’m ready to start budgeting and cash stuffing! Thank you! ❤

[@alittleofitall_]

Omg yayayayayyy! So excited for you! You won’t regret this! Thank you so much for watching!! So thankful it helped! 💚💚

[@budgeting_to_freedom]

this is going to help out everyone trying to start the cash stuffing method sooo much ! great job explaining everything , you really do make it look easy 💜

[@alittleofitall_]

Oh my goodness that just meant the world to me! Thank you for saying that! If it can just help anyone, I’ll be so glad! Thank you for watching!! 💚💚

[@SamanthaHassoun]

Just purchased the budget planner off of your Etsy and following this video to start, THANK YOU 🌷

[@alittleofitall_]

OMG Samantha!! Thank you so so so much! I hope you love it! Thank you so much for choosing my planner!

[@poderosafinances]

Thank you for this in depth explanation of how to budget. I've been budgeting for about 5 years and I learned something. I seems that teaching is nature for you.

[@alittleofitall_]

Oh you are welcome!! Thank you for watching! Oh that means so much! I know you have budgeting down, so I appreciate you watching this! Ahhh yes! that high school teacher always comes out in me ahahah! 💚

[@renavarges3852]

Great tips and examples, terrific breakdown for us beginners. When I grow up and get serious, I feel like I've learned enough here to get me going.

[@alittleofitall_]

Omg thank you, love! I really appreciate you saying that! I am so so glad. You’ve totally got this! 🎉🎉

[@kalistabest6511]

Excellent, excellent in depth video. I have been using the methods mentioned for a couple years now, and was asked to teach my mom this method. I could not have done a better job. I have not found a more comprehensive, easy to follow video anywhere else. Great job!

[@alittleofitall_]

OMGGG Kalista! You just made my DAY!! When i tell you i spent days and days prepping this video 🤣 i just wanted it to be right and perfect and not to confuse anyone. So a million thanks to you for saying that! Isn't this way of budgeting the BEST?! Your mom is going to nail it! good luck to her!! 💚

[@kalistabest6511]

@@alittleofitall_ your efforts in prepping it are obvious in the quality. I literally had nothing to add or explain further when teaching her. (Also, I never, ever, ever comment, so this truly does mean something.)

[@emilykotarski1052]

this is the best video i have watched on how to start a budget !!

[@alittleofitall_]

Emily! I appreciate you saying that so so much! I did try so hard with this so I am so grateful to you for saying that! Thank you for watching! 💚💚

[@omiehuggins8546]

Thank you, This video is so helpful to me.

[@alittleofitall_]

Oh this makes me so happy!! I’m so glad! Thank you for watching! 💚💚

[@aprilbudgets]

Here watching and supporting my friend I really enjoyed this video and loved how much I learned you did amazing

[@alittleofitall_]

Hey my sweet friend!! Thank you so so much for watching!! I really appreciate you!! Thank you for saying that! 💚

[@savingwithvane9093]

Good morning friend...you explained the budgeting system really really well... like how you mentioned you can put any amount depending on ur income so more ppl on low income can get encourage that they can also do it ❤

[@alittleofitall_]

Vane! Hey friend! Thank you for saying that! I really tried hard to make that clear and to encourage everyone that anyone could do this! Thank you for watching! Happy New Year, my friend! 💚

[@Patienarmonia]

Thank you! Very well explained! My favorite start budgeting video.

[@alittleofitall_]

Oh my goodness thank you so much for saying that! I tried very hard to explain it well so I really appreciate that! Thank you for watching! 💚

[@tiffanibudgets]

Great video friend! So many helpful tips💙 This will definitely help a lot of people get started! Love y’all success story 💙

[@alittleofitall_]

Thank you, love! I really wanted to explain it throughly so I appreciate you saying that! Thank you for celebrating with us! 💚🥹

[@andynorris1906]

Hey girl. Great video. I've been doing this for a few months, but this was a amazing refresh. Your voice keeps me focused❤

[@alittleofitall_]

Andy! Hey friend!! Oh thank you for saying that! I tried so hard to make this easy to understand but also fun and engaging! You are so kind and encouraging!! Thank you for watching and being here! I hope 2024 is amazing for you and your family! 💚

[@sheliahoosier4382]

THE BEST BUDGET VIDEO I HAVE WATCHED. I am hoping to get started now. TFS

[@alittleofitall_]

Sheila!! Thank you for saying that, my friend! I really really appreciate that! You’ve totally got this! 2024 is going to be your year!! 💚🎉

[@BudgetingStudent]

Hi Taylor!! Happy new year 🎉🎉 very detailed and helpful video, yes tracking expenses is important

[@alittleofitall_]

Debbie!! Hey friend!! Thank you so much for saying that!! I tried to make this as detailed and helpful as possible!! I appreciate you watching! 💚

[@SouthernGurlSaves]

Great job in explaining the systems to help budget. Love the visuals with the explanation

[@alittleofitall_]

Lisa! Thank you so much, friend! I appreciate you saying that!! 💚

[@BudgetwithLurve]

Hello Taylor 👋 new subscriber from the UK here. This video was amazing ❤

[@alittleofitall_]

Omg hey friend! Thank you so much for being here!!!!

[@LottyDotty05]

This was a great beginner video! Thank you

[@alittleofitall_]

Lotty! Thank you so much! I am so glad it helped!! 💚

[@wilmaakastitchedbyjean3679]

Thank you for explaining so well. As I am starting, my budgeting is to start with my March disability check. I am tired of having to have my sister help me each month. I have to get this under control.

[@alittleofitall_]

Oh I am cheering you on, my friend!! You’ve got this! It may take some time to “get the hang of it”, but you can totally do it! I know you can! 💚

[@dwellwithFatine]

Great video, tips and encouragement thank you.

[@alittleofitall_]

Hey friend! Oh thank you so much for that! I was so nervous about making this one bc I wanted it to be good and helpful. So that meant a lot. Thank you for watching! 💚

[@amandamanning1407]

I heard you say that you teach high school on one of your videos You should go to the school board and see about incorporating budgeting into the curriculum....its extremely important but its also not taught in schools😊 and you definitely could teach it They have music, art, spanish etc so why not budgeting Great job☀️

[@alittleofitall_]

Thank you! Yes I agree- it sooo should be! I try to incorporate it when I can! But I am so with you!

[@SnowGardener307Budgets]

Hi Taylor! Happy New Year to you! So excited to have a few minutes to catch up with you! Love this break down!!

[@alittleofitall_]

Marlene!! Hey friend!! Thank you so much for watching!! I hope you have a great 2024!! 💚😍

[@AuntNessaBudgets]

Happy New Year!! Thank you so much for this video it helped calm my mind and rethink what was important for me to make envelopes for and refocus my plan for this year. ❤

[@alittleofitall_]

Nessa! Happy New Year, friend!! Thank *you* so much for watching and being so sweet! I really appreciate your words more than you know!! I’m so so glad this video helped! This was my goal when making it- just to simply as much as possible and keep a focus on what is important and to not overdo it! You’ve got this, my dear! You’re going to kill it in 2024!! 💚🎉

[@budget_with_chuckles]

Amazing video you explained it so well my friend 🤩✨. Thanks for sharing it’s definitely a must watch 🥰💕.

[@alittleofitall_]

Chuckles! Thank you so much for saying that! I appreciate you watching! 💚💚

[@SCDiva803]

Happy New Year🎉🎉 thank you for such a great video. I was thinking about revamping my money plan for 2024, and you have helped tremendously 😊😊 Very informative video

[@alittleofitall_]

Robbie!! Hey friend!! Thank you so much for saying that! I’m so thankful it helped. That was my goal- just to help someone understand it better or help them get control of their finances! I hope 2024 is great for you in all areas!! You’ve got this!! 👏🏼🎉

[@joannhutchinson3030]

I ordered a A6 binder it will be here next week

[@alittleofitall_]

Oh yay, Joann!! That is awesome!! I hope you love it!! 💚💚 thank you for being here and watching!!

[@lisalilienthal3118]

Thank you for posting this video your video was very helpful and informative step by step. I’m excited and ready to start. I have a saving technique however I feel this is an upgrade to my own version.

[@alittleofitall_]

Oh Lisa! You're so welcome! I am so glad you liked it! This is going to be so awesome! I promise you won't regret it! 💚

[@ericdeplata7803]

🎆🎇🧨✨️🎈🎉🎊 Happy New Year Taylor! And your cash stuffing videos rule! 🎆🎇🧨✨️🎈🎉🎊

[@alittleofitall_]

Ericccc! My friend!! HAPPY NEW YEAR!! Thank you so much for your constant support and encouragement! Thankful for you!

[@ericdeplata7803]

@@alittleofitall_ no problem. 😎👍

[@Budgetingmydebts]

Thank you so much for sharing with us friend!!!

[@alittleofitall_]

Thank you for watching! I really appreciate it!! 💚💚

[@Libbynorris1026]

This may sound like a silly question but if rent or mortgage is due on the first how do you split the payment into three? For instance January, due on first but paycheck on 5th and 19th would be late or is this on a month ahead schedule? I get paid once a month so it’s hard to budget for the next month without using my check for the current month.

[@alittleofitall_]

Libby! Not silly at ALL! I totally understand what you’re asking- so essentially yes, to set it up you would have to be one month ahead. There are several ways to do that- you can work it into your budget saving over time. Some people do “side hustles”. But some don’t worry about it and budget just like you were saying! Thank you so much for watching, my dear! 💚

[@Libbynorris1026]

@@alittleofitall_ that makes sense! Thanks so much for clarifying for me! Absolutely love your videos! 🙏

[@ChristineCaylor]

Hello my name is Christine. I have never lived on my own and if I do live with someone else everything is usually in there names. I was wondering if the budget system works for those who have never had anything in there name.

[@Breatheandbudget]

Great video! I think you explained it much better than I did lol

[@alittleofitall_]

Omg no no no friend!! We need all explanations! The way I explain it won’t make sense to someone but the way you did- it totally will!! I appreciate you watching so much! 💚

[@seasonalliving2881]

What’s that cute font you have in your budget planner??

[@alittleofitall_]

Hey girl! It's called Carly!! 💚

[@robyneisele720]

Do you recommend keeping a buffer in the checking account while you're pulling out the envelope money? And how much? 10, 25 etc..

[@alittleofitall_]

Hey Robyn! This is a hard one. In my opinion, this is completely up to you. When we 1st started out- we did not have a buffer. One has accumulated now over time due to our utilities being under the budgeted amount. Some people also budget in a buffer when they are budgeting their paychecks. I would say start your buffer small and grow it! Budget out 10 to 20 dollars at a time (whatever your budget allows) and let it grow! I hope this helps! Thank you for watching! 💚

[@robyneisele720]

@alittleofitall_ thank you! I'm me too your channel and new to this style budgeting, and I wanted to say you make budgeting exciting.

[@niksterbudgetz]

Great breakdown!!! ❤

[@alittleofitall_]

Nikki! Thank you, love! 🥰💚 I appreciate you watching!

[@BudgetLikeNicole]

Great Video Friend 🤍🤍 Such a great teacher 🎉🎉

[@alittleofitall_]

Omg you’re so sweet. Thank you for saying that and for watching!! 💚💚

[@stephp7778]

Great content😊

[@alittleofitall_]

Thank you so much!

[@Budgetwithfreshsalad3544]

Great advice !

[@alittleofitall_]

Oh my goodness thank you, friend! I appreciate you saying that and watching! 💚

[@skyangelthefan]

Great Video! 🙌👍🙌

[@alittleofitall_]

Thank you so much!! 💚

[@angiebadazz]

Thank you so much for this ❤️

[@alittleofitall_]

Angie! You are welcome! Thank you for watching, my friend! 💚

[@teresascafasci7027]

Where did you say you can get your budget planner? 😊

[@alittleofitall_]

Hey Teresa!! Thanks so much for watching! I have it listed on my Etsy shop! I’ll link it here! alittleofitallbudget.etsy.com happy new yet, friend! 💚

[@angelbudgets]

Love the video new subscriber! ❤

[@alittleofitall_]

Thank you so much, friend!! So glad you are here!!

[@vickiemendoza9252]

excellent video!

[@alittleofitall_]

Thank you so much, Vickie!! I appreciate you saying that and watching! 💚

[@kimferguson1405]

New to channel, Wonderful break down...

[@alittleofitall_]

Kim! Hey friend!! Thank you so so much for watching!! I appreciate you saying that! 💚

[@vanessahernandez2472]

I need to convince my husband to get with it. I got some budgeting done but can’t seem to save extra from pay check to paycheck. He holds me back I feel like. I want to save $ but hopefully this is the year that i can make it happen.

[@alittleofitall_]

Oh Vanessa I will be praying about this for you! So hoping yall can get on the same page and this is yall's year for saving!! 💚

[@renatal1972]

I’ve been married 30 years, I’m a saver and my husband is a spender. So we have separate accounts. He pays the house and I pay all the other bills. This way I can save and he can spend and we’re don’t stress each other out. I finally got him on board putting a little in the safe every month when he gets paid when he saw how much I had soaked away last year in cash.

[@vanessahernandez2472]

@@renatal1972 well we currently do have seperate accounts because of that fact that the the spender. He does stress me out but because he gets stressed out. Thank you I’m not the only one with this problem. Which it may not be a problem since it can be worked out.

[@alexsmith388]

I really want to start this. But I get so lost because I don't get "Set paychecks" and things are just a mess and hectic with my budgeting, I have no idea where to even start. I have an 8-year-old daughter, About to have surgery on my hip from a work injury and will probably be claiming bankruptcy soon. I need so much help with my budget, it's such a huge stressor in my life!

[@alittleofitall_]

Oh Alex I am so so sorry to hear all of this. This is so much! I can't imagine going through all of this. I will be praying for you for sure. If you're asking- I would start by tracking your expenses and seeing you how much you need for bills and necessities for each paycheck. I totally understand if you're not asking for advice and just needing to vent, though. You've got this though!! I know you can do it! 💚

[@SHAWNA499]

Great explanation

[@alittleofitall_]

Shawna! Thank you so much! I really appreciate that! 💚

[@nikitastickle2492]

So if my mortgage was the first of every month, for the rest of the months paychecks would I put money aside to fund the following months mortgage? 😅

[@alittleofitall_]

Nikita! Hey friend! Yes! You can put a little aside from each paycheck to work on being 1 month ahead for your mortgage! For some, it may take a while- but so worth it! 💚

[@jessicacastellanos6490]

New subscriber here loved your content 👏

[@alittleofitall_]

Jessica! Hey love! Thank you so much for watching and being so supportive! It means a lot! 🥹💚

[@terrychittam945]

New here and enjoyed❤❤❤

[@alittleofitall_]

I’m so glad you’re here!! Thank you for watching! 💚💚

[@MariaMedina-ij9ky]

Hi Where do I get a cash breakdown sheet from ❤

[@alittleofitall_]

Hey friend! I have it listed here! alittleofitallbudget.etsy.com/listing/1426368256 💚

[@cho7974]

커피

[@LorrettaBudgets]

Can you do snowball and avalanche at the same time

[@alittleofitall_]

Oh absolutely!! That is the beauty of a budget! It is totally customizable to each person and their financial situation/goals!

[@izzybreezybudgets]

Good video

[@alittleofitall_]

Thank you, Izzy! 💚

[@Idkjk971]

Why don’t you pay off your credit card first before adding money elsewhere ? Because interest charge can accumulate overtime even if you pay the minimum amount.

[@alittleofitall_]

It's always good to prepare for expenses that you know are coming and pay more than the minimum if possible- in my opinion!

[@lisamarie686]

How much is the best amount to start cash stuffing per day when you are just starting it, by yourself, and making about $500-700 per paycheck which is paid biweekly? And you have a lot of debt to pay off… and a spending problem….

[@alittleofitall_]

Budget bills 1st, necessities 2nd, and I would do top 5 most important sinking funds after that! If you can only stuff 1 in them- that’s okay! It’s 1 dollar more than you had and any savings is good savings! I would also do snowball method for debt!

[@lisamarie686]

@@alittleofitall_ I had signed up for National Debt Relief for getting rid of my debt. I thought this would be the best way. But it will take a long time I know.

[@CashBearMama]

Good morning ❤❤❤

[@alittleofitall_]

Good morning, my friend! Thank you for watching! Happy New Year to y’all!! 💚

[@kaseypruit6748]

How do you budget when you already live the bare minimum? We don't live above our means. I got my first hair cut in 2 years a week ago. We don't go on vacation etc. Date night? What is that? Self care for anyone in this house is hiding in there rooms alone. We pay our bills every Friday. We don't have debt.

[@alittleofitall_]

You can budget on any income- bare minimum or an abundance. We know from experience. A zero based budget is for everyone.

[@ciciwms001]

I don’t know how to start when I live paycheck to paycheck.

[@alittleofitall_]

I hope this video helped some! 💚

[@DreamingonaDime]

Your accident is darlin!!

[@alittleofitall_]

Ohhhh my gracious! 🥹🥹 you are the sweetest! Thank you for such a sweet comment! I know it’s not for everyone so I try to be aware of how I am saying some things 🤣💚

[@lyndeehollifield961]

You sound just like Devin cordle

[@johnhorchler667]

Take that fast food / going out / restaurant 😋 money 💰 🤑 💸 and call it your liability money 💰 our one's in a blue moon money 💰 🤑 💸

[@alittleofitall_]

Great idea!! 🎉

[@MoonPhaze5]

😳.....🤯

[@alittleofitall_]

💚

[@CatBudgets]

This was a greatly explained and executed video friend ! You did amazing 🥹♥️♥️

[@alittleofitall_]

OMG thank you so much! I spent so so so many days getting this together and trying to get it organized! I sooo appreciate you saying this! 💚

[@oldschoolbudgets]

Great explanation

[@alittleofitall_]

Thank you so much! 💚