How to survive on $90,000/year in California (as a family of 4)

[@LabriaHart]

If 90k is considered low income and that's about the highest annual salary I'd make as a senior accountant in a few years without my CPA, then I'm avoiding California like the plague. It's already way too far to travel for me now so lol

[@Folaholic]

It's combined income for 2 people with 2 children, 4 humans. So 90k is not a lot for them

[@airops423]

+1 to it being combined income; also, wages are higher in the Bay Area. Oftentimes substantially so, especially for tech.

[@aa777flyer]

For a family of 4 $120,000 and below is poverty in San Francisco

[@ThisIsTechToday]

Do you think a low income person would even consider buying organic or high quality? I imagine they'd go for the store brand or even the clearance sale items like going on the days meat is close to getting spoiled and are marked down (so you freeze it right away). that could save a good chunk to cover additional items.

[@TinyMiniStealth]

I think below poverty level would do that but low income, especially those that take into account their health and potential risks would go for healthier options.

[@SiliconValleyGirl]

When we came here and we’re spending our last money I still tried to eat healthy. You end up spending more on doctors otherwise 😅

[@ThisIsTechToday]

@@SiliconValleyGirl haha, this is true. I ask because that used to be me, but now I'm prioritizing more of my health, but I still look for the cheaper options that are also healthy. It's a hard habit to break when you come from very little. Thankful things are much better now though!

[@ryan124007]

@@SiliconValleyGirl Does Aldi have locations in northern CA?

[@acampos8422]

@@TinyMiniStealth Believe me, low income people in CA don’t buy organic

[@giuseppeparavizzini26]

In south Italy with 40K per year you can live like a rich

[@goncalomoura1091]

Hello! It all depends on the “effort rate” a family is submitted to. From an outside perspective, these amounts seem astronomical (and they are nowadays) but then you need to consider the “cost of opportunity” of leaving in the respective country/state and other contextual possibilities (safety, environment quality, networking possibilities, job opportunities,…) Just an example, you leaving there allows you to create these pieces of content that have interest for the community who dream about SV and the sunny California. Thanks for the work, keep sharing 🙏🏻

[@SubhashreeMasih]

Praise the lord In India, maximum you need 193.47$ to 257.98$ to live.

[@VishalMaurya]

USA is very expensive specially bay areas. 100k usd in bay area is similar to 12Lakh rupees in india.

[@universecode1101]

Hey you are a real inspiration as a business woman and as a resource for learning and perfecting English. Every day I see a video of you to improve in English and I must say that in addition to being good, you are nice and POSITIVE. Thanks 😊

[@aab434]

It’s clear you don’t see the silver lining

[@adfjasjhf]

I always find it funny to watch this type of "surviving tips on budget" from USA as I live in Slovakia and the average yearly income is less than 10 000 euro. You are lucky if you get 100-200 euro savings at the end of the month.

[@breannag.9074]

first off your profile is super questionable but that doesn’t matter 🤣 second keep in mind she is living in Northern California which at the moment is one of the most expensive places in the country.. u are right our wages are higher but we also have high cost of living. But yes I agree she sounds a little out of touch with her wording. I’m sure it must be hard for her to make ends meet in such an expensive area even if she makes a lot.

[@quadri87]

I do appreciate that you showed a vague disclaimer about income differences.

[@phillensfotoz_]

Every financial goal requires patience, dedication and consistent spirit knowing that investment is currently the most lucrative business in the world, both NFT, real estate and Crypto shares are really positively changing people's lives.

[@annascott8099]

I'm thinking of investing in the crypto market but taking my time to figure out how the whole thing works.

[@adrianluis3813]

Investing in crypto is very volatile and risky which is why most successful investors trade with professional brokers

[@martingilbert7642]

The real risk in the Crypto market is the risk of not investing, not the risk of short term price volatility.

[@giuseppeconti1337]

I have been investing in crypto but have had a bumpy ride. How can I reach your broker? I will appreciate any tip or pointers

[@kenrobin8736]

Nothing beats engaging an expert in any trade, selfishness and greed has deterred many from doing this and they ended up running a huge loss

[@jasonrobards7695]

Organic milk is often no better than non organic so check first. Also buying frozen foods is cheaper than fresh foods but 90% as nutritious. Your berries for $3 for 125-250gm might be the cost of 1kg of the same item. DOnt always think organic is best as it is often a marketing ploy. You need to do your research first on the product and company.

[@quadri87]

Organic food isn't always better than non-organic food. If it comes from the same place, the standard guidelines are followed just slight variant of procedures are done different.

[@MrSneakyCastro]

Surviving on 90.000 usd ? Isn’t this offensive to people in Compton, immigrants etc ? They surely earn way less..

[@aab434]

She doesn’t make 90k, no person with a 90k annual income can afford a 1.5 million dollar house. She’s got everybody on the channel fooled

[@TinyMiniStealth]

@@aab434 did you see the notice in the beginning of the video?

[@TinyMiniStealth]

In the bay area…

[@Sethsnake]

@@aab434 I mean her first video is her buying a lamborghini 😅 ofc she doesn’t make 90k. I wouldn’t say i’m offended coming from a low income family in Detroit and i live in a city on the coast called Santa Barbara now making 100k+. I still don’t buy organic food though, that’s a huge waste of money 😂 But a few years ago when i was making 50k here i still could have an alright standard of living being single 🤷‍♂️ But then again my standards are if i can fit a bed in my room and my desk i’m good to go 😂

[@MrSneakyCastro]

@@TinyMiniStealth I indeed did, but then don’t put « in California » in the video title - it’s misleading and clickwhorey

[@toontownlegomaster]

Hinestly if you look into the great depression meals you could survive on any of those incomes.

[@vasiovasio]

Great insight video! You put So much effort and time for post production and additional information! Thank you and have a nice life, the whole family! Regards from Bulgaria!

[@oionis]

Surviving on 90000? Is that a typo?

[@miamisbest1992]

In the bay area where I from as well, unfortunately no its not a typo.

[@aab434]

No person on a 90k annual salary can afford a 1.5 million dollar house. I can’t believe how many people here are fooled by this idiots channel

[@TinyMiniStealth]

No, this is true

[@SiliconValleyGirl]

I wish

[@jasonusa]

why you are not buying groceries from Walmart?

[@Whatsmyname567]

How do people in low income with families even survive out there? Thank you so much for sharing your insight.

[@JustDaveslots]

Section 8, welfare..or live with families. A lot of times, people stay with friends/family to save money. If you can't afford 1k rent, then they live with someone than split the rent in half or more.

[@SiliconValleyGirl]

I have several 30-year old friends who to rent a room in a shared apartment. That's what a lot of people do here

[@JustDaveslots]

@@SiliconValleyGirl yeah or garage. Someone in long Beach was renting his garage for 1k a month. I used to live in LA until my wallet said " you got to move" so I just left. Didn't even pack. Just left my job and everybody and everything and not looking back.

[@markroberts6926]

a lot of homeowners actually rent out their garages and closets...and people live in them.

[@abhigna2173]

Hi Mam, the video was so helpful. Can you do video on how to start a business as an international student in USA?

[@user-vv6jx6jy9u]

I can easily live in this area successfully, because what we are going through here in Accra Ghana is very serious. Accra is very expensive.

[@JustDaveslots]

You could also try moving out of Cali. Just a thought but if you want to live a certain life style, than it's going to cost you a pretty penny.

[@wendyarch332]

This was a fun video to watch! Groceries are so expensive now. I would love to know your favorite skincare products. You have nice skin.

[@beautywinsfails8867]

I was born and raised in SF, 3rd generation. It’s so sad to me how unaffordable it has become. It hasn’t always been this way.

[@curiousme113]

This video is the type of thing that brings you haters. You're not poor .. no where near it. But for some reason you think it's beneficial to ' pretend " you're struggling. No one driving a Tesla and buying organic food in Cali is poor 🥰

[@katush80]

I live in Washington state and $85 on groceries won't get you very far here. We have four people (2 adults/2 kids) in our household and after inflation we're spending $200-$300 on groceries a week. I feel like we're just bleeding money. 🙁

[@Fan-zx1lz]

Do government give free food or do they have a program to support poor people.

[@katush80]

@@Fan-zx1lz only if you qualify for government benefits.

[@Fan-zx1lz]

@@katush80 Ok. Your country has atleast these food stamps benefits but in my country India there is nothing like this to support the poor and suffering people except few States.

[@katush80]

@@Fan-zx1lz yes that is very heartbreaking to hear. Even here, many don't take advantage of benefits because there's so many hoops to jump through. My local church does weekend dinners and food bank for the needy and there's always a huge line of people. The state of the entire world is heading in a very sad direction fast. God help us all!

[@Fan-zx1lz]

@@katush80 Sad to hear.

[@MyWayUp365]

here in Germany Ritter Sport cost 1.19€ ✌

[@gmmobassir8044]

Wow facts!

[@shivnarayansreeanand7200]

i am a highschool student in india and want to start my own startup and run it in the bay area like you

[@aab434]

I have no respect for start ups You’re in for a rude awakening if you think the rest of California is like the bay

[@VishalMaurya]

I also want to do something similar. I'm in 12th

[@kks8142]

Consider getting a Costco membership. You can safe a ton when you have a need to feed a family of 4.

[@aa777flyer]

Can eat at Costco for free! Free samples!

[@bennybelton709]

Thanks for sharing!

[@adammobile7149]

Organic products are usually much more expensive I think 🤔 But appreciate that you try to choose healthy products 👍

[@JH-di3nu]

I make close to $150k a year in the Bay Area and still need to budget every month.

[@kimthi8781]

Omg why? How much net income?

[@DynamicBailey]

Lol. $90k a year is poor? I must be destitute. Wow!

[@valtoton2982]

I live a 20 minute drive into Manhattan NYC ... 90k would be a very comfortable living here, in one of the most expensive parts of NJ! I couldn't imagine living on my teacher's salary there!

[@flavioharo1794]

Hello from San Mateo County, welcome to California

[@TheGamingCanadian]

If you can some day, you should consider going to British Colombia Vancouver and compare British Colombia with California! Also, what do you think about Canada?

[@pokadot1092]

Are there similarities with California??

[@TheGamingCanadian]

@@pokadot1092 A ton actually

[@pokadot1092]

@@TheGamingCanadian I can’t decide whether to go to cali or Canada I can’t decide what to do tbh. Would you recommend Canada over cali?

[@saurabhdamle4176]

Very informative video, nicely presented!

[@NathalieLazo]

Hey YOU, incredible person reading this...The truth is you are confident and good enough already with who you are, where you are at and what you have right now to have the success you want in life. Don't let others define what “success” is for you. Get up, learn that skill and go after it! I believe in you so much! Have an awesome day! - Love, Nat ❤️

[@djchristian8880]

Make one on how to survive on 30k a year

[@maheshpatil-he8ny]

Titles should like this how to earn 90k

[@maximilianorocca5164]

Hi all, does 120 k usd in LA is enough for a 3 member Family?

[@gusainvlogs89]

Nice video my sister 👌👌

[@ralphmarkasher]

I live in the very most southern city in Santa Clara County. Even here the cost are on the rise. Some people now commute from Monterey or San Benito Countries

[@Home-um1fi]

I am a international student I want to come us for my studies after my school from my country and I want to take law so plzz plzz make something on that

[@davidaaronmc]

I'm making 100K+ but taking home around 6k/monthly. So, the calculation is wrong in the video or someone is stoling me money!!!

[@net2dev]

90k in California is easy for a family of 4. They get tax breaks, free healthcare, access to discounted housing programs etc. Do this video instead Surviving California solo earning $90k with no tax breaks, no free healthcare and no affordable housing.

[@kai223noa6]

How are you getting free healthcare?

[@net2dev]

@@kai223noa6 I am not getting free healthcare, I do not qualify Im single no kids and I make 100k+ after taxes. but if your household income is 90k and you have a family with 2 kids or more you qualify for Medical which is California Medicaid. 100% free No copay, literally the best healthcare insurance.

[@SiliconValleyGirl]

What about daycare if you want to continue working? We pay $2600 a month here so I can continue working. Imagine having two small kids. Formula, diapers, college fund, these all add up and aren’t free :(

[@net2dev]

@@SiliconValleyGirl Love your channel and content btw! 😁 I believe you don't earn 90k so you don't qualify for CalWorks which is a California State assistance program destined for low income families that includes daycare assistance. $90k for a family of 4 is below the guidelines so they pretty much qualify. To be honest middle and upper middle class in California is having a hard time with taxes and high cost of living. Yeah some might complain that is because they are living in an upscale residential area but if a middle, upper middle class family is living in an upscale residential area I'm 99% sure the do it for two factors: School District Ratings over 7+ ( Better Schools) and second more security since we know how bad is the LA crime wise. So to support my comments this is the reason why I think 90k in California for a family of 4 is not as hard as for family of 4 that because they want a better future, place to live and life for them they earn more, don't qualify for assistance and continue to have a constant tax hike.

[@net2dev]

And its why taxes and cost of living will continue to increase since more and more low income family assistance programs are being state funded and other welfare programs also created, it continues giving reasons to low income families to move to California.

[@yourbigsis]

You are such an inspiration ✨

[@simegustaloveo]

Really Marina? Why are you using data from 2018??!!! C’mon!!🤦🏻‍♀️ 7:08 2018 Very low income in San Francisco Metro (Marin, San Francisco and San Mateo Counties < $60,600 2022

[@dario.lencina]

Come to Michigan, you do not have to live like this.

[@momofthecrazies]

Canada here , we make 50,000 a year , family of 8 so yah ........ 99,000 a year would make us rich!

[@chewdrag]

Getting organic is luxury not necessity

[@chenpo4294]

Totally saw you guys in downtown Castro that day! I thought wow she looks familiar. I wonder if it’s that KZbinr. Yup it was you! And yes definitely feeling the Bay Area squeeze. Nice videos!

[@jamshidnikkerdar2074]

Nice ❤

[@lucario4399]

90000 for just survival

[@gerardam3956]

Sometime ago, I got an offer from a San Francisco company fro $80,000. Watching this I think I made the right call rejecting that offer.

[@net2dev]

you're better off not working in San Francisco if you only earn that amount! Free everything, healthcare, housing, and you got all the time for yourself lol!

[@TinyMiniStealth]

Yaaa, sometimes bay area companies try to go to other areas of CA and recruit recent graduates with these salaries in bay area. Yay for remote work which solved a good amount of these issues

[@curiousme113]

That's not enough food for a week for 4 people either

[@kimthi8781]

In German u also pay 3k for 3 rooms

[@user-iu4nn4nf6o]

Raspberry

[@droflakez893]

And here I am, making 40 k and loving like a mini god in Europe....

[@curiousme113]

This is so ridiculous YOU'RE NOT LOW INCOME. IDC WHAT THE GUIDELINES SAY. 2600$ FOR RENT IS IN NOW WAY LOW INCOME OR POOR. LOW INCOME WOULDN'T SPEND $5 ON RASPBERRIES

[@justbooks7740]

Plz Make a video on how to make money online as a teenager. Really need this video☹️

[@user-xi5ve9ts9b]

Thank you so much for your video. Actually I have a plan to move to Silicon Valley maybe SanJose or Santa Clara. So I would like to know how much salary I need to live there not even luxury ir just survive. I just want normal life similar to others. I have two children junior high school son and daughter and wife. Could you please make a video based on my family members and the place where I want to live if you don't mind.?

[@ralphmarkasher]

What type of job are you going to do

[@user-xi5ve9ts9b]

@@ralphmarkasher Electrical engineer

[@ralphmarkasher]

@@user-xi5ve9ts9b depending on who you are working for where you live and how much of a commute will factor in. There is not a great mass transit in much of the area. Many people drive.

[@user-xi5ve9ts9b]

@@ralphmarkasher I think the company will be located at Curpertino or Palo alto area. If the salary would be around 200,000$ a year, is it possible to live at San Jose or Santa Clara? And also I can drive motorcycle, as far as I know the lane spilt is not irregal that means I can settle the place a little bit far from office if less than 45 minutes.

[@LearnAcademicEnglish]

@@user-xi5ve9ts9b I think you'll be fine. The biggest concern is the price of housing.

[@yasinnabi]

an awesome video... I found this very useful ! subbed ! a fellow creator ~~~

[@liviutimar]

But what about you, where do you fall in that statistic? :) just curious

[@alexlytle089]

This is not California prices this is Silicon Valley prices

[@alexparis4589]

My girl 🤗❤️

[@sneezygibz6403]

I just eat chipotle once a day.

[@kimthi8781]

Prices even lower than in Germany

[@shivnarayansreeanand7200]

i am a big fan from india . i hope someday i could pursue the american dream like you

[@Suherminmak]

I made $250k this year / about $21k a month and I live in small town to save money.

[@kimthi8781]

In which Job ?

[@Suherminmak]

@@kimthi8781 doing business

[@curiousme113]

This is the video... You drive a Tesla, you have a condo in Miami - you're not poor

[@hspwizard820]

Done

[@COSTNOS]

I would say u forget add education spending!! So After paying for studies and rent there will be less money left for groceries gas and all 😅 Keep sharing all this information !! 🎉

[@NavierBlue9603]

San Francisco is way too expensive.

[@CapStar362]

how to survive a rich lady flexing a 90k/year as income to people who dont care.

[@jor26ge]

Marina I have followed you for some years and with 90’000 dollars a year could make a more decent living in Texas or other states for many people . I know you like California but you need to be realistic , California is not the same as it used to be, why don’t you try to buy a house in another state . Prices for everything are very exaggerated in California and It is getting worse. I understand you as a foreigner California is the dream of many immigrants , they think is very glamorous but they don’t understand how life really is there . I also never buy organic food , they are just selling you the word organic . I’m not trying to be negative or anything I like you and you have been an example or success but I have been wanting to tell you that you probably need to move out of there.

[@jor26ge]

@@Rloveslife Sure she is successful, but to be honest California has so many problems due to wokeness , is no the same gold state it used to be , too much crime and nobody seems to care

[@bdouglasful]

Too Woke

[@Inspiration21]

First 😅

[@shivnarayansreeanand7200]

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