Living On $75K A Year In Los Angeles | Millennial Money

  Рет қаралды 396,422

CNBC Make It

CNBC Make It

Күн бұрын

Пікірлер: 1 100
@CNBCMakeIt
@CNBCMakeIt 3 жыл бұрын
What's your budget breakdown? We're looking for stories from all ages, not just millennials! Share your story with us for a chance to be featured in a future installment of Millennial Money: ​cnb.cx/32TYZ2K​
@gigro2
@gigro2 3 жыл бұрын
How can I be interviewed???
@LA-cm9ly
@LA-cm9ly 3 жыл бұрын
Love to see an executive assistant in nyc interviewed
@abufarsakh9919
@abufarsakh9919 3 жыл бұрын
Can we see some people not in big cities maybe in some small towns or something Edit: they don’t have to be small towns but maybe small cities that aren’t that well known like Amarillo tx, Gainesville fl, Portland Maine, Little Rock Arkansas, etc
@dd-cf3fo
@dd-cf3fo 3 жыл бұрын
ContextLogic will bypas Etsy
@dd-cf3fo
@dd-cf3fo 3 жыл бұрын
because of former google and yahoo developers
@miriamstrauss
@miriamstrauss 3 жыл бұрын
Love that you guys are featuring a man who doesn't have a six figure salary, is living in an expensive city, and has had some trials and tribulations in his career! Refreshing to see this in contrast to the other videos with all highly successful people!
@mesalouis8976
@mesalouis8976 3 жыл бұрын
He needs to get out of LA. Too expensive.
@miriamstrauss
@miriamstrauss 3 жыл бұрын
@@mesalouis8976 Agreed!
@mesalouis8976
@mesalouis8976 3 жыл бұрын
@10m30 it’s too expensive, so..
@haute03
@haute03 3 жыл бұрын
@10m30 Exactly. If he wants to really make headway in his career LA is where he should be.
@armandovera2304
@armandovera2304 3 жыл бұрын
I agree. California is very expensive. As a person of color, we are not engrained with financial planning for the golden years. I could not imagine of getting older until age catches up with you.
@stgoku
@stgoku 3 жыл бұрын
His story probably represents a big majority of people out there. Glad to see him taking everything in stride and keeping his head up. Wish him all the best.
@ToddBaldwin
@ToddBaldwin 3 жыл бұрын
This is by far one of my most favorite episodes. I love his honesty and transparency.
@annajones9701
@annajones9701 3 жыл бұрын
Get lost Todd
@TruthSayer808
@TruthSayer808 3 жыл бұрын
Anna Jones why the hate?
@annajones9701
@annajones9701 3 жыл бұрын
@@TruthSayer808 Todd joke..he is on all these videos..in friendly way.
@TsarOfRuss
@TsarOfRuss 3 жыл бұрын
He seem like he is doing good.. that is because he isn't married yet
@recheveste31
@recheveste31 3 жыл бұрын
Finally, a real person working on building his financial portfolio
@flawns
@flawns 3 жыл бұрын
Exactly...all these "look at me, look at me" videos was getting stale
@aliali-ce3yf
@aliali-ce3yf 3 жыл бұрын
@@flawns yes! all the YTers or people with something to sell were getting tiresome
@Audreylin29
@Audreylin29 3 жыл бұрын
I know ! not everyone is born with a silver spoon
@Coachfitz_
@Coachfitz_ 3 жыл бұрын
@@flawns We got some real folk over here, trying to share their financial journey with the people! You can watch us on my podcast From the Bottom, every week we discuss entrepreneurship and mindset development.
@Bill-TK
@Bill-TK 2 жыл бұрын
@@stoneyjosephine LOL
@michael_harren
@michael_harren 3 жыл бұрын
This is the first one of these that has literally made me cry. This dude is so genuine and accepting of his own path seemingly without shame or regrets. When he talked about his mom encouraging him and then losing her I was fully 😭. I’m just getting my head around saving for retirement at 52, and I’m a freelancer, and I feel like I am playing catch up to the max. I wanna incorporate some of this guys energy. It’s so much easier to move forward when I am not feeling paralyzed by wishing I had started earlier. Thanks for this one.
@lokijordan
@lokijordan 3 жыл бұрын
Similar circumstances and age here, when I started saving toward retirement. I did a mix of conservative and aggressive investing by opening an IRA first and maxing that out, then buying cryptocurrencies. I did a ridiculous amount of research on each before moving forward, but this approach seems to be paying off four years later. No, I'm not expecting to get rich, but I do feel like I can avoid being really poor at 70. I think the trick is not in tying to incorporate somebody else's energy, but to establish your goals. Concretize them by writing them down. And do the homework. You also have to be honest and realistic with yourself about how much you can invest (and realistic about your growth timeline). But mostly, you have to START. A little at a time is cool. Get your feet wet. Hope this helps.
@calideeslife3224
@calideeslife3224 3 жыл бұрын
Same here! I really enjoyed his story and I can definitely relate ☺️👏🏾
@anaisenriquez9138
@anaisenriquez9138 3 жыл бұрын
As an older millennial, I really appreciate seeing someone is not 23 and making 6 figures. Isaac is super relatable, it is so important for millennials and POC's to learn more about investing!
@emch55
@emch55 2 жыл бұрын
What’s crazy is I’m a older millennial as well (33) and where I am from/ live it’s more common to see ppl of that age making 6 figure. It’s the norm. I can honestly say I don’t know many ppl (or any) in general making under 6 figures.
@SincerelyDiane
@SincerelyDiane 3 жыл бұрын
Love his honesty. This is one realistic episode that shows that life doesn't always go as planned. The important thing is he's heading in the right direction. Wishing him all the best!
@alicedotkay
@alicedotkay 3 жыл бұрын
This was super inspiring. Can we get more stories like this, please? His positive attitude and resilience to reach financial stability and success is admirable.
@1reny
@1reny 3 жыл бұрын
I wanna live in a sunny place like Los Angeles, San Francisco, or in Arizona, but... there is also something called payments.
@roter13
@roter13 3 жыл бұрын
@@1reny Trust me, you don't want to live in LA or SF.
@Bill-TK
@Bill-TK 2 жыл бұрын
100% agree. So realistic.
@FIREPsyChat
@FIREPsyChat 3 жыл бұрын
I love that CNBC is making videos on people who don’t make a 6-figure salary or growing a real estate empire. This man is very confident with his money and he has a clear vision with his future. He is unknowingly inspiring people and me to become successful, be responsible, and have a spending/savings plan.
@MrReedGrantberry
@MrReedGrantberry 3 жыл бұрын
They've always been making videos with average incomes as well. Everyone just addresses the higher income videos like it's an insult to their personal lives. Lol
@jlw2826
@jlw2826 3 жыл бұрын
@THAT_ONE_KID very original, little loser
@ninjablack4347
@ninjablack4347 3 жыл бұрын
Yes, more of these types of stories please! Not saying having a business owner/youtuber who makes 50k a month isn't fun to watch but i want to someone i can relate to more.
@OwenRULESSS
@OwenRULESSS 3 жыл бұрын
I like this guy! Life isn’t a straight line. Thanks for sharing his story
@weihsr
@weihsr 3 жыл бұрын
I am so happy this guy was featured. Too many of these millennial money stories feature people with unrealistic (sometimes inspiring) lifestyles. This guy kept it real, he has challenges, struggles and is still at it working towards his goals. Good for you!
@justicejoycetv
@justicejoycetv 3 жыл бұрын
Man he spoke the gospel truth. *Thinking you'll be an adult and be set but you're literally flapping & trying to figure things out.* Geez 🥴
@Mmvexxx
@Mmvexxx 3 жыл бұрын
This is as honest as it gets. Love the transparency. This definitely motivates me to take action on specific areas of my life
@charlesbrandon6519
@charlesbrandon6519 3 жыл бұрын
A•L•R•I•G•H•T W•H•A•T•S•A•P•P +.1.9.0.4. 5.3.0.0.6.7.5 I'n•v•e•s•t•inC•r•y•p•t•o B•T•CA•N•D•E•T•HDOGE,,...
@charlesbrandon6519
@charlesbrandon6519 3 жыл бұрын
A•L•R•I•G•H•T W•H•A•T•S•A•P•P +.1.9.0.4. 5.3.0.0.6.7.5 I'n•v•e•s•t•inC•r•y•p•t•o B•T•CA•N•D•E•T•HDOGE,,...
@drickzee
@drickzee 3 жыл бұрын
There's no shame in moving back home in times when you need desperate help. You go back to where you can get reliable help to get back on his feet, and he did just that. The recent break up will be tough too but stay strong man. You'll get it. All the best!!
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
thats right, im currently investing in stocks and crypto, look if you throw in $10 weekly into stocks or crypto you'd be a millionaire in a year.
@xtinkerbellax3
@xtinkerbellax3 3 жыл бұрын
@@misterlabourse1389 Not even close, but ok.
@samadhi1414
@samadhi1414 3 жыл бұрын
Finally something relatable. I am back to living with my parents and starting over after a divorce. This spoke to my heart.
@rikki1901
@rikki1901 3 жыл бұрын
I was there almost 2 years ago. Life is much better now. Just stay humble and have forgiveness for yourself and others. Bitterness can reside on both sides whether you initiated the divorce or got blindsided. But harboring that bitterness doesn’t help. Love and forgive. Hoping the best for you.
@samadhi1414
@samadhi1414 3 жыл бұрын
@@rikki1901 I'm glad to hear you are in a better place now, Rikki R. This has humbled me in so many ways. And I am happy to be out of that relationship. We are still friends. It's not his fault or mine. We gave it our all. And it just didn't work out and it's completely ok. Being back home has allowed me to pay off my debt. Very fortunate I have the luxury of moving back with my parents.
@HughJass-313
@HughJass-313 3 жыл бұрын
@@samadhi1414 Parents are a blessing. Cherish this unexpected time you have been given. ❤❤
@Mike604
@Mike604 3 жыл бұрын
@@samadhi1414 How did you know when it was time to call it when you both put in the work. I feel it’s a struggle to see
@Dud-in9iu
@Dud-in9iu 3 жыл бұрын
This is so different from social media, it's honest. This is how most people actually live. The fake Instagram, KZbinrs, etc. that portray the perfect life of happiness and wealth actually still live like this or worse off.
@dbowe4415
@dbowe4415 3 жыл бұрын
Easily one of my favorite episodes. I appreciate that dude is keeping his head up in spite of some challenging situations. His resilience is going to take him very far, that’s clear to me.
@oco987
@oco987 3 жыл бұрын
I love the fact that he's so honest. Its such as breath of fresh air. Alot of the ppl featured on this series are super duper ahead, millionaires and the like. But this is a normal guy trying to make it. Love it. Best of luck to him
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
very true, i had almost the same background story, when i got a job at MacDonald i began to invest in Stocks and crypto with every pay check, today im a millionaire, crypto did the magic, tho i didnt know how to trade, i started using an automated HFT for trading and i get daily 2.5%. i began accumulating till date.
@charlesagnew3801
@charlesagnew3801 3 жыл бұрын
Finally someone I can actually relate to
@kaenova
@kaenova 3 жыл бұрын
This is a lot of people's story right now.. I commend him for keeping at it!
@charlesbrandon6519
@charlesbrandon6519 3 жыл бұрын
A•L•R•I•G•H•T W•H•A•T•S•A•P•P +.1.9.0.4. 5.3.0.0.6.7.5 I'n•v•e•s•t•inC•r•y•p•t•o B•T•CA•N•D•E•T•HDOGE,,...
@barbborstein7640
@barbborstein7640 3 жыл бұрын
Once you present them with opportunities they forget about the freedom they've lost, most people get too addicted to their paychecks they fear without it securities they wouldn't. And that's when financial freedom becomes difficult to attain
@dingxiangnguyen7061
@dingxiangnguyen7061 3 жыл бұрын
Aimlessness seems to be more common among people rather than purposeful things, many folks would prefer to lavish their money instead of rejuvenating their wallets and that's a very bad way to build wealth. Thanks to this channel I've grown an addiction for passive incomes, and I've figured that 100% reliance on salary alone isn't lucrative enough to attain wealth
@barbborstein7640
@barbborstein7640 3 жыл бұрын
It sounds even more reaffirming knowing that I'm earning fat profits from my investments in stocks, crypto, real estates and the foreign exchange markets, I'm planning to retire in the month of December at 40 and already I've been able to build a 6figure portfolio from compounded gains in the financjal markets, currently I'm passively earning about $55k monthly over long term investments, in general knowledge an investments truly pays the best interest
@j.tt.4877
@j.tt.4877 3 жыл бұрын
^^Lol shut up spam bots!!
@j.tt.4877
@j.tt.4877 3 жыл бұрын
@@alecgates8907 You're cheating people for a living, fraudster!!
@lisandromartinez7548
@lisandromartinez7548 3 жыл бұрын
@@barbborstein7640 It's really crazy seeing testimonials from fellow investors who're benefiting hugely from the markets, knowing fully well that I'm still finding it very difficult to do so myself. Recently my colleague at work just got his first building and it was totally funded from the maturity of his bonds and couple of etfs in the stock sectors, it's astounding how you're able to balance work while still handling and having a prosperous investments journey.
@nickh9531
@nickh9531 3 жыл бұрын
He has a good attitude and seems committed to improving himself, that will serve him well.
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
very true, i had almost the same background story, when i got a job at MacDonald i began to invest in Stocks and crypto with every pay check, today im a millionaire, crypto did the magic, tho i didnt know how to trade, i started using an automated HFT for trading and i get daily 2.5%. i began accumulating till date.
@CaraMarie13
@CaraMarie13 3 жыл бұрын
Good for him for changing his financial outlook and sorry that his mom passed away. My suggestion would be to try and maxed out the IRA and to knock out the car payment.
@kdelete4949
@kdelete4949 3 жыл бұрын
With inflation rates being high, I wouldn't rush to pay off low interest loans like a car or student loans. Especially at those balances. He is better off maxing out an IRA and saving up for a apt.
@FranciscoGonzalez-gq6or
@FranciscoGonzalez-gq6or 3 жыл бұрын
He would make more money investing in cryptocurrencies than a IRA or 401k
@Whatsyourproblem99
@Whatsyourproblem99 3 жыл бұрын
Very shocked no one is talking about how young he looks. We all saw that FIRE couple who is allegedly younger than him but look old enough to be his parents....
@MrReedGrantberry
@MrReedGrantberry 3 жыл бұрын
With 1k in an IRA & saving $350 a month @ 40 he won't be part of FIRE anytime soon.
@ellikaplan322
@ellikaplan322 3 жыл бұрын
This comment seems unnecessary. Yes he looks very young and that’s a compliment and you could’ve stopped there but instead you had to knock down the FIRE couple for no reason.
@mstaz1688
@mstaz1688 3 жыл бұрын
@@ellikaplan322 It's true though. I wonder why you're mad about it.💀
@ominous450
@ominous450 3 жыл бұрын
@@ellikaplan322 nah they deserve to be called out
@Zero11_ss
@Zero11_ss 3 жыл бұрын
I look older than him and im not even 30 lol
@levels4964
@levels4964 3 жыл бұрын
Love the fact that he said, "I feel like I should have the things together, but I don't have it all together. But, that's ok." He just released a lot of pressure for a lot of people; and he looks great for his age! Would not have thought he is 40.
@luxeydaze
@luxeydaze 3 жыл бұрын
Good luck with your financial goals, dating, and life in general man. You seem like a real positive guy. Enjoy life, learn from your past, and move on and continue to do better. All the best to you.
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
very true, i had almost the same background story, when i got a job at MacDonald i began to invest in Stocks and crypto with every pay check, today im a millionaire, crypto did the magic, tho i didnt know how to trade, i started using an automated HFT for trading and i get daily 2.5%. i began accumulating till date.
@sosasabe
@sosasabe 3 жыл бұрын
This is one of the most real episodes yet! Thank you, Isaac! For being transparent with your journey.
@Coachfitz_
@Coachfitz_ 3 жыл бұрын
If you like transparency then you'll like my podcast From the Bottom, every week we discuss entrepreneurship and mindset development. It showcases a group of young people trying to figure out their finances before they're too far along on their journey of life.
@TheDanaYiShow
@TheDanaYiShow 3 жыл бұрын
I love his attitude. He's been through ups and downs, but he's taking it one step at a time and working to better himself instead of compare against others, great video and story!
@charlesbrandon6519
@charlesbrandon6519 3 жыл бұрын
A•L•R•I•G•H•T W•H•A•T•S•A•P•P +.1.9.0.4. 5.3.0.0.6.7.5 I'n•v•e•s•t•inC•r•y•p•t•o B•T•CA•N•D•E•T•HDOGE,,....
@kpbbco
@kpbbco 3 жыл бұрын
Not sure what it is, but there's just something about this guy that makes you root for him!
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
very true, i had almost the same background story, when i got a job at MacDonald i began to invest in Stocks and crypto with every pay check, today im a millionaire, crypto did the magic, tho i didnt know how to trade, i started using an automated HFT BOT for trading and i get daily 2.5%. i began accumulating till date.
@trackourmoney5340
@trackourmoney5340 3 жыл бұрын
Glad to see this story. This guy is enjoying his life and trying to make it better everyday and learning lessons on the way. Keep it up Isaac!
@missm5238
@missm5238 3 жыл бұрын
Isaac is super cool. Really enjoyed this video and all the lessons. Wishing him the best.
@charlesbrandon6519
@charlesbrandon6519 3 жыл бұрын
A•L•R•I•G•H•T W•H•A•T•S•A•P•P +.1.9.0.4. 5.3.0.0.6.7.5 I'n•v•e•s•t•inC•r•y•p•t•o B•T•CA•N•D•E•T•HDOGE,,..
@funnydayz
@funnydayz 3 жыл бұрын
I wish him the absolute best. Loved the honestly and transparency of this episode. I needed this today.
@producedbyike8191
@producedbyike8191 3 жыл бұрын
Isaac from this video here! I wanted to say thank you for watching and the (mostly) kind comments. My journey isn't perfect, but whose is? I hope that watching a piece of my journey encourages you on your journey. We're all out here trying to make sure we make the best of where our journeys take us.
@hirethemuffins
@hirethemuffins 2 жыл бұрын
Wow!! I never expected to see you comment on here but there you are. Honestly, I really appreciate seeing your story being put out here, as it's a breath of fresh air. I feel like this channel has been really saturated with millionaires or folks making six figures, so thank you for keeping it real.
@artofnia
@artofnia 3 жыл бұрын
Isaac is so relatable, down to earth and honest. This was one of the best episodes ever.
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
very true, i had almost the same background story, when i got a job at MacDonald i began to invest in Stocks and crypto with every pay check, today im a millionaire, crypto did the magic, tho i didnt know how to trade, i started using an automated HFT for trading and i get daily 2.5%. i began accumulating till date.
@Danielbang818
@Danielbang818 3 жыл бұрын
A real Los Angeles living episodes this is most of Los Angeles unfortunately
@celica9098
@celica9098 3 жыл бұрын
Peter Pan syndrome is real there. I’m 34 and still figuring things out in LA.
@billygunns8531
@billygunns8531 3 жыл бұрын
It doesn’t have to be that way for him. He makes decent money ($75k) and if he cuts more of his expenses like the car payment he will have $7k a year after he finishes paying it off. If you add that with the other $7k that he saves every year, that’s $14k in one year! In 5 years he will have saved $70k! If he did this sooner he would’ve had at least one multi family property in the City he grew up in! I know plenty of people who did what he wants to do with less money, and in his age group. But much respect to him!
@charlesbrandon6519
@charlesbrandon6519 3 жыл бұрын
A•L•R•I•G•H•T W•H•A•T•S•A•P•P +.1.9.0.4. 5.3.0.0.6.7.5 I'n•v•e•s•t•inC•r•y•p•t•o B•T•CA•N•D•E•T•HDOGE,,...
@lour9348
@lour9348 3 жыл бұрын
Isaac's gaining traction with his financial goals each month with his savings and continued investments; he's also still enjoying life without guilt. Daily peace is where it's at, and he's got this.
@KelechIwuaba
@KelechIwuaba 3 жыл бұрын
I feel more people can relate to this episode than most. Struggles are real in life just gotta roll with the punches
@4islandbeauty
@4islandbeauty 3 жыл бұрын
Your mom is beautiful, keep going Isaac. This was a great segment, very relatable and refreshing to see other age groups featured.
@cashlee9377
@cashlee9377 3 жыл бұрын
The secret of your future is hidden in your daily routine. Successful people do daily what the unsuccessful only do occasionally!
@leahwhite6581
@leahwhite6581 3 жыл бұрын
Assets that can make one successful in life
@leahwhite6581
@leahwhite6581 3 жыл бұрын
I.Crypto" 2.Stocks 3.Shores
@alexjones9449
@alexjones9449 3 жыл бұрын
@@leahwhite6581 You're right sir
@alexjones9449
@alexjones9449 3 жыл бұрын
But most people don't invest due to ignorance.
@flaviomyftiu3407
@flaviomyftiu3407 3 жыл бұрын
@@alexjones9449 You're right Investing in crypto currency now is the best thing to do especially with the current rise in the market
@IsSeraProbleme
@IsSeraProbleme 3 жыл бұрын
This was a great video! I feel less nervous regarding turning 30 and constantly comparing myself to other people my age. Sh*t happens in life, as long as you keep pushing forward like Isaac, you'll be fine.
@nryanmusic
@nryanmusic 3 жыл бұрын
The fact that he had a family he could go home to when sh*t hit the fan puts him 100000% ahead of people who don't have family. He is lucky.
@ckkher
@ckkher 3 жыл бұрын
Isaac uses one plus. Issac is smart to buy a good quality phone at a reasonable price. Respect. ONE PLUS ARMY! LIKE THIS COMMENT TO SHOW HOW BIG WE ARE!
@encoretp
@encoretp 3 жыл бұрын
Good episode. Very different from the usual millennial money episodes I normally see on this channel. A lot of us can relate to some of the stuff he was talking about and the lessons he has learnt along the way. There is no shame in pressing the reset button in life when the need arises.
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
thats true mate, very true, i had almost the same background story, when i got a job at MacDonald i began to invest in Stocks and crypto with every pay check, today im a millionaire, crypto did the magic, tho i didnt know how to trade, i started using an automated HFT for trading and i get daily 2.5%. i began accumulating till date.
@jeremiahkjv1159
@jeremiahkjv1159 3 жыл бұрын
I don't mean this in a bad way but it's nice to see an episode with someone that has some real struggles. This guy will be successful because he has the right outlook and has learned from his past. This was actually one of my favorites
@lacasavloga3997
@lacasavloga3997 3 жыл бұрын
Wow thank you for being so vulnerable with us. You are already winning for sharing your lowest lows with us but that’s exactly what life is. It ebs and flows. Definitely rooting for you!
@brittanimurray5193
@brittanimurray5193 3 жыл бұрын
Isaac, you have the right attitude. Keep pressing on!
@f_mcdanzy
@f_mcdanzy 3 жыл бұрын
I really liked this video. Isaac is super honest, transparent, and very realistic to a lot of people.
@duncanwalter6471
@duncanwalter6471 3 жыл бұрын
Go Isaac! Things are looking positive and he's making great decisions NOW. We can only control the NOW and the FUTURE.
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
very true, i had almost the same background story, when i got a job at MacDonald i began to invest in Stocks and crypto with every pay check, today im a millionaire, crypto did the magic, tho i didnt know how to trade, i started using an automated HFT for trading and i get daily 2.5%. i began accumulating till date.
@sinamen516
@sinamen516 3 жыл бұрын
Omg he is me!! This episode is so relatable, I went through a lot of his similar circumstances. Us old Millennials didn't get the financial education like these young ppl, thank you for giving us the real.
@tyler6003
@tyler6003 3 жыл бұрын
This guy took so many Ls but the important part is to always get back up!
@Audreylin29
@Audreylin29 3 жыл бұрын
I liked this episode because it was more “real”! I’m 36 and I make about the same as him, this is middle-class America 🇺🇸 good attitude!!
@michaellawrence1601
@michaellawrence1601 3 жыл бұрын
I agree and I like the guy. But I don’t think he’s middle class he’s definitely working class because he doesn’t have his own place. I wish him luck
@Audreylin29
@Audreylin29 3 жыл бұрын
Ok I mean I don’t have my own place either. Do you know how expensive it is to live in San Francisco and Los Angeles? Rent here is $2,000 a month minimum. I’m a marketing manager at a tech company and I can’t even afford my own apartment. I have roommates. I consider myself middle class, working class maybe but the cost of living is high in SF & LA
@michaellawrence1601
@michaellawrence1601 3 жыл бұрын
@@Audreylin29 yes that’s basically my point. Adjusted for cost of living he’s working class. He is not building much wealth. I love LA and the guy is super likable but financially he can’t really afford where he lives with what he makes
@SF10013
@SF10013 3 жыл бұрын
My favorite make it video so far. Real people, especially being Latino, I can relate. Thanks for the video!
@noone-um4hk
@noone-um4hk 3 жыл бұрын
No disrespect to this guy at all, I can see he's trying and has shown us an honest account of how hard life can be. But, it definitely does make me feel alot better about where I'm at at 32 and thankful that I learned about finances in my early 20s. Just another example of why parents and schools really need to start teaching kids these financial lessons before they have to learn it themselves later on.
@ninjablack4347
@ninjablack4347 3 жыл бұрын
Yup, i could have been a millionaire by now if I knew basic investing and financial ideas at 18. My parents idea of raising was "Just get a degree, doesn't matter how much or in what." Yeah, that bad
@taoist32
@taoist32 3 жыл бұрын
Depends on the country you live in too. If you live in a country where poverty is the norm, it would be difficult for anyone to get out. The Phillipines as an example. My sister in law came to America to be “successful” with a high paying job. She sends money, clothes, and food every few months back home. I know other Filipinos that do the same. It’s a normal environment for the Phillipines. Only a few countries like the “western” countries, US, England, Russia are able to sustain a viable economy so that anyone in poverty can rise above their environment much easier than poor countries.
@noone-um4hk
@noone-um4hk 3 жыл бұрын
@@taoist32 true, but all these videos and most of the viewers are US/Canada, we all have the opportunity to be financially independent. However, how to achieve that is usually glossed over or not even mentioned early on in life, which is a shame because a kid fresh out of highschool with that knowledge has alot better chance of setting themselves and their family up for life. Starting early is one of the most important factors and most people don't learn until they are 30+ and have already dug themselves into a hole.
@Polostar79
@Polostar79 3 жыл бұрын
Parents can’t teach what they don’t know. Millennials have all of the information they need a click or two away.
@tasneemahmed5821
@tasneemahmed5821 3 жыл бұрын
Even though this was one of the sadder episodes I think it may be one of the most inspiring. LOVED his mindset.
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
very true, i had almost the same background story, when i got a job at MacDonald i began to invest in Stocks and crypto with every pay check, today im a millionaire, crypto did the magic, tho i didnt know how to trade, i started using an automated HFT for trading and i get daily 2.5%. i began accumulating till date.
@beautyequalshate
@beautyequalshate 3 жыл бұрын
Wow, this video couldn't have come at a better time. I've been freelancing for 16 years and I just turned 36 and my work has dried up, I'm a freelance copywriter and editor. His story about just pushing on is something I needed to hear. Thank you, Isaac!
@palmshoot
@palmshoot 3 жыл бұрын
I'm going to recommend working for a content mill or on Fiverr. I see copywriter jobs daily on Indeed. If you've already tried these, my apologies.
@beautyequalshate
@beautyequalshate 3 жыл бұрын
@@palmshoot All day every day I'm on indeed and glassdoor and yeah fiver isn't for me. People want something for peanuts. thanks for the comment!!!!!
@brianoloo1982
@brianoloo1982 2 жыл бұрын
I have freelanced for 7 years i am 26 years now..academic writer and creative writer.. lost my freelancing gigs some months ago been tough..bt seeing this video i know ill make savvy financial decisions.
@dudoji85
@dudoji85 3 жыл бұрын
It’s rough living in LA making anything less than $100K. Rents for a 1BR are easily $2K/month even in bad neighborhoods. Taxes and gas prices are also ridiculously high.
@erikgonzalez2278
@erikgonzalez2278 3 жыл бұрын
I agree it is rough here in the LA area even Southern California if you don't make at least $100k a year or fortunate to have somewhere cheap to live i.e. family, roommates or rent controlled apartments then its hard to live.
@michellemarie1197
@michellemarie1197 3 жыл бұрын
And even if you do make $100k you will barely make it, its insanely expensive
@kevinb8881
@kevinb8881 3 жыл бұрын
If I were to consider LA, my income has got be at least $125K+!!!
@Cmorrison626
@Cmorrison626 3 жыл бұрын
@@kevinb8881 don’t believe that. If you are willing to sacrifice you $8 Starbucks run everyday and a couple of other luxuries for a year or 2 you will be fine. People make the mistake of moving here and spend a lot of money trying to look like they’re doing better than they are (cars, clothes, living arrangements, going out, etc).
@kevinb8881
@kevinb8881 3 жыл бұрын
@@Cmorrison626 Ok, ok, maybe $115K in LA, lol, but definitely $125K in San Francisco, or Vancouver, BC, Canada, you know, the peninsula cities, where we ALL know cost of living is much higher in both these cities!!!
@filippjovanov6196
@filippjovanov6196 3 жыл бұрын
Refreshing to see someone who is „one of us“ or at least,in kind of a same position in his life as many of us, I assume. He seems to be someone who has learned from his „mistakes“ (lessons) and can learn through pain (break-ups, losses). That is a VERY IMPORTANT SKILL. Not everyone is able to reflect! He is on his way to be a better, healthier, richer human being. I love the fact that he has a great supporting system (family, friends) So he is already very „rich“ :) The best time to invest is NOW! No matter how old you are. And 40 is still VERY YOUNG! Can we catch up with him in a few years?? It would be interesting to see what happened and how he developed. I wish him all the best! Great episode! Very real!
@joannejoicin7979
@joannejoicin7979 3 жыл бұрын
God bless him. I'm glad to see therapy is part of his monthly expenses. He is proof that we all are trying our best at this life thing and it ain't all glitter and unicorns. i wish him well. thanks for sharing your story!
@irismarie6515
@irismarie6515 3 жыл бұрын
Seems like a genuinely nice guy. I hope he’s blessed with everything he wants out of life 🤗🤗
@RyanLogan01
@RyanLogan01 3 жыл бұрын
man is on that grind! he kept it real 💯. he is most of us, I turned 40 this year and just figuring things out as well. thank you for sharing his story!
@K.Catherine25
@K.Catherine25 3 жыл бұрын
Love the transparency! It’s never too late to start as long as you’re willing to do what it takes! As the saying goes, “The best time to start was yesterday, the next best time is today”. Great content overall!! ☺️
@positivelifebyrikilorenzo2192
@positivelifebyrikilorenzo2192 3 жыл бұрын
He seems like such a nice and cool man
@aaronwalker9573
@aaronwalker9573 3 жыл бұрын
I can appreciate Isac's story. He had some setbacks and lessons in life and is now trying to do better going forward. I wish him all the best!
@yaniquetaylor9399
@yaniquetaylor9399 3 жыл бұрын
This is how you make it! Love how realistic this episode is. Keep pushing!!
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
very true, i had almost the same background story, when i got a job at MacDonald i began to invest in Stocks and crypto with every pay check, today im a millionaire, crypto did the magic, tho i didnt know how to trade, i started using an automated HFT BOT for trading and i get daily 2.5%. i began accumulating till date.
@mugoli
@mugoli 3 жыл бұрын
This is the most realistic/relatable one yet. Best of luck on your journey (and more content like this, please!!) 🙏🏾💛
@Maricarrrr
@Maricarrrr 3 жыл бұрын
Isaac, you are great!! Thank you for sharing your story with us 🙏🏽
@thelesliewan
@thelesliewan 3 жыл бұрын
I really like his outlook on life. Yeah he might be playing catchup some might say, but he's on the right track
@charlottesimon1878
@charlottesimon1878 3 жыл бұрын
I love these videos so much!!! Gives me perspective and hope.
@Camera7Productions
@Camera7Productions 3 жыл бұрын
This Guy is so inspirational, love his attitude we all have the FOMO, but he showing that learn from your mistakes and move on, your time will come
@Mscrystalcatz
@Mscrystalcatz 3 жыл бұрын
Appreciate how real this episode is! Thank you for sharing your story!
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
very true, i had almost the same background story, when i got a job at MacDonald i began to invest in Stocks and crypto with every pay check, today im a millionaire, crypto did the magic, tho i didnt know how to trade, i started using an automated HFT BOT for trading and i get daily 2.5%. i began accumulating till date.
@edgarvinhtran
@edgarvinhtran 3 жыл бұрын
Man this guy is a great reminder that whatever age you are, life keeps moving. That means you should too. Keep grinding and deal with what you have while remembering to live a little.
@Myview246
@Myview246 3 жыл бұрын
My heart broke for him but at least hes still so positive. Great attitude to have. He'll be fine.
@j4k3br4k3
@j4k3br4k3 3 жыл бұрын
Love that this is a real budget and life situation, not some fantasy land that you usually see on YT.
@JonathanSorunke
@JonathanSorunke 3 жыл бұрын
That’s so rough he have to move back in with his mom in his 30s. Good luck to him, I wish him the best!
@mayloop123
@mayloop123 3 жыл бұрын
He said he was 35
@CaraMarie13
@CaraMarie13 3 жыл бұрын
@DragonballxNaruto that's such a ridiculous way of phrasing it and am from a country where it's completely ok with multiple generations living under the same roof and where caring for aging parents is widely expected. But am also an American so I also believe that you should find your own independence away from your parents. That's not abandonment, that's growing up. Also, I lived with with my mother until my mid 20s and the moment i started working i contributed to the rent. Now that's something that needs to be looked down on: leeching kids that confuse living with parents to living rent free.
@damianxavier7343
@damianxavier7343 3 жыл бұрын
@DragonballxNaruto exactly... In my country theres even grandkids and parents that are all still living in the grandparents house, and they live a pretty happy life together. Nobody looks down upon them or anything of that sort.
@dudoji85
@dudoji85 3 жыл бұрын
I had that happen to me, really depressing episode in my life even though i love my parents.
@JonathanSorunke
@JonathanSorunke 3 жыл бұрын
@@dudoji85 I lived with my parents for a time as well and I have a good relationship with them but there’s just something different about having your own place.
@dadim818
@dadim818 3 жыл бұрын
Amazing life journey man, working hard to figure things out 💪🏾. I love this episode it really spoke to me. Isaac I'm routing for you man, don't stop pushing you're just getting started.
@tomlogan612
@tomlogan612 3 жыл бұрын
All everyone really needs is financial stability, good thing is people are getting to know Cash is pretty much trash at this point, it is designated to fail eventually, 3 BEST and surprisingly easy ways to double or hold your funds in 2021; Real Estate, Gold, Who can guess the 3rd??
@williehawkings2368
@williehawkings2368 3 жыл бұрын
Has to be stock trading, made my first million through it earlier this year as a newbie after I met a professional from a reputable firm, retiring next year with absolutely no fears
@carysalazar5374
@carysalazar5374 3 жыл бұрын
@@williehawkings2368 Congratulations in advance on your retirement, That's impressive big bucks, personally tried doing that on my own with no luck for sometime now .Who is this professional you worked with please?
@williehawkings2368
@williehawkings2368 3 жыл бұрын
@@carysalazar5374 "Alisan P Martin" she was in the news when she revived Grumac company in 2018. You can look her up on the web to get more info on her
@johnathanphelps4959
@johnathanphelps4959 3 жыл бұрын
stripping? onlyfans?? I could go on and on lol
@tonygomes7626
@tonygomes7626 3 жыл бұрын
@@williehawkings2368 lol small world, met her once at a fund raiser for at risk kids in Dallas, great speaker
@NeoWeaponog
@NeoWeaponog 3 жыл бұрын
This story is so real, much appreciate Isaac sharing his story. I'm sure he'll continue his progress as long as he continues keeping the positive attitude up!
@MarcusCq
@MarcusCq 3 жыл бұрын
Love the perseverance of this man👏🏼
@enrique491
@enrique491 3 жыл бұрын
Finally a realistic representation of the average Millennial. His transparency and vulnerability are refreshing to this series. As a fellow resident of LA, I can relate to him. I too am trying to pay off my vehicle and student loans while saving and thinking abt finally purchasing a home (more than likely not in this city or state). In 2017 I also lost my mom to cancer. She continues to be my motivation to push forward and not stop.
@jnels2007
@jnels2007 3 жыл бұрын
I love the honesty and transparency especially from someone living in the same city that I do
@misterlabourse1389
@misterlabourse1389 3 жыл бұрын
very true, i had almost the same background story, when i got a job at MacDonald i began to invest in Stocks and crypto with every pay check, today im a millionaire, crypto did the magic, tho i didnt know how to trade, i started using an automated HFT BOT for trading and i get daily 2.5%. i began accumulating till date.
@DWEthiopia
@DWEthiopia 3 жыл бұрын
I hope being featured on this video gave him more opportunities in life. He really seems like he deserves it. His attitude and perseverance is inspiring.
@marcusjoel2950
@marcusjoel2950 3 жыл бұрын
To enjoy a comfortable future, investing is absolutely essential for everyone
@vancechansa8254
@vancechansa8254 3 жыл бұрын
The Corona virus 😷 demonstrated a seemingly stable economy can be quickly turned on its head, leaving those who haven’t prepared scrambling for income
@Slimchizzle
@Slimchizzle 3 жыл бұрын
Wise individuals are investing now to reap the gains. In two or three months you'll be ecstatic at the decision you made today
@jonescorbin1438
@jonescorbin1438 3 жыл бұрын
Investing can provide you with another source of income, fund your retirement or even get you out of a financial jam
@abelgomes1041
@abelgomes1041 3 жыл бұрын
Folks are investing in crypto now as it's favorable for a buy now
@canaryblack6750
@canaryblack6750 3 жыл бұрын
One idea is to have a mix of safer investments and riskier, higher-return ones.
@ML-rs7we
@ML-rs7we 3 жыл бұрын
Best episode so far! This guy is genuine. Proves that it doesn't matter how fast or slow your journey is, as long as you are moving forward, that's the most important thing is.
@Lvl23Samurai
@Lvl23Samurai 3 жыл бұрын
Sounds like he is doing great. 75k is waaaaaaaaay more than enough. Even in Los Angeles. Rent averages 2k/mo. With just 60k a year he would be living comfortably. Let’s even say his rent is 3k. Isaac would still have over half his total income to live comfortably whilst navigating remaining expenses effortlessly. Still doing way better than most.
@932747
@932747 3 жыл бұрын
75k is nothing in LA, there is more expenses than just rent, There is taxes, insurance, car insurance, misc spending, renters insurance and the list goes etc
@AlexandraAnnette
@AlexandraAnnette 3 жыл бұрын
i love how honest this video is. good for u bro!
@whatelsewouldyoudo
@whatelsewouldyoudo 3 жыл бұрын
Love your attitude Isaac!
@samlee6152
@samlee6152 3 жыл бұрын
This was a great one. Possibly the most representative of an "everyday" millennial out of all the ones you guys have made.
@alicemegan1594
@alicemegan1594 3 жыл бұрын
I don't think that there is any other legitimate way to earn money nowadays rather than investing
@muhammadbako1138
@muhammadbako1138 3 жыл бұрын
Insightful content, Well personally I feel, those who would allow the market dynamism determine when to trade or not are either new in crypto currency world in general or probably just naive.
@alicemegan1594
@alicemegan1594 3 жыл бұрын
crypto currencies have seen far worse times than this, enlightened traders continue to make good use of the dip and pump even acquiring more equities towards trading sessions.
@lucashugo4632
@lucashugo4632 3 жыл бұрын
months back I started trading, though i knew just the basics of trading, i wasnt able to capture the secret to understanding the use of signals till I got connected to trading Expert Rose japi
@alicemegan1594
@alicemegan1594 3 жыл бұрын
@@lucashugo4632 wow you know rose japi too ? It’s amazing working with her
@lucashugo4632
@lucashugo4632 3 жыл бұрын
Under her guide I've been able to understand the market structure and how best to use signals for amazing returns, plus her trading classes has been so educative,
@TedIsHere2
@TedIsHere2 3 жыл бұрын
Isaac, you are moving in the right direction, keep going!
@Marsha_Ann
@Marsha_Ann 3 жыл бұрын
I liked this video. I thought he was very relatable and honest about how he's been handling himself financially. I feel like alot of us millennials are playing catch up. That's why investing has been becoming such a trend now. He seems like such a nice guy. I hope he gets good things coming to him, good income and a loving wife and kids. Good luck to you bro! :)
@michellewanjiru2643
@michellewanjiru2643 3 жыл бұрын
It's that positive attitude that can take him far in life.
@MrsAckerman104
@MrsAckerman104 3 жыл бұрын
This has to be one of my favorite episodes. ❤️
@opeyemiolanrewaju4688
@opeyemiolanrewaju4688 3 жыл бұрын
I love this kind of everyday people on CNBC Make it. That is it, there is no rule book to life. We are all winging it, hoping that it yields positive results.
@gold9ja
@gold9ja 3 жыл бұрын
Great video, he reminds me a bit of my financial Journey over the years. I’m so happy he is contributing to his 401K and Roth IRA, plus investing. He is on the right path and I wish him well and successes in the future.
@Kay-12345
@Kay-12345 2 жыл бұрын
Thank you Issac for your transparency and honesty. This helped me out and not feel out of place. People can see themselves in you!
@heypiggy
@heypiggy 3 жыл бұрын
The thing is when your an adult you still feel like a kid on the inside, you’re just faking it
@lolamaven3971
@lolamaven3971 3 жыл бұрын
I love how real this is !!!! keep them coming xo
@thejimmyorozco
@thejimmyorozco 3 жыл бұрын
Wish you the best of Luck Issac ! Once you’ve hit rock bottom there’s only one way to go and that’s up 🚀 I would probably reconsider those season tickets maybe that money could help you accelerate everything you are trying to achieve 🙏
@charletfoster8917
@charletfoster8917 3 жыл бұрын
Agree with u but life is fuller with fun(season tickets)
@hobgoblin4614
@hobgoblin4614 3 жыл бұрын
I think he is ok with the season tickets. He didn't mention a daily Starbucks habit and it seems like his entertainment is centered around his football team as it's a catalyst for his social life and he makes a trip around it a year. Also think he splits the tickets with friends so his share would be about $900 a year if you run the $75 he has to budget for it a month.
Retiring Early On $870K In Arizona | Millennial Money
8:41
CNBC Make It
Рет қаралды 753 М.
Living On $80K A Year In Los Angeles | Millennial Money
10:02
CNBC Make It
Рет қаралды 743 М.
Players push long pins through a cardboard box attempting to pop the balloon!
00:31
За кого болели?😂
00:18
МЯТНАЯ ФАНТА
Рет қаралды 3,2 МЛН
Симбу закрыли дома?! 🔒 #симба #симбочка #арти
00:41
Симбочка Пимпочка
Рет қаралды 4,9 МЛН
How Much Tape To Stop A Lamborghini?
00:15
MrBeast
Рет қаралды 230 МЛН
Something Weird Is Happening in California
18:06
Economics Explained
Рет қаралды 1,4 МЛН
How In-N-Out Turned A $4 Burger Into $2 Billion A Year
9:34
CNBC Make It
Рет қаралды 11 М.
Living On $181K A Year Outside London, England | Millennial Money
8:20
Living On $25K A Year In Greater Baltimore | Millennial Money
9:15
CNBC Make It
Рет қаралды 643 М.
We Make $70,000 A Year. Are We Ready To Buy A House?
7:54
The Ramsey Show Highlights
Рет қаралды 225 М.
The Fake Buildings That Hide LA’s Massive Oil Industry
4:47
Half as Interesting
Рет қаралды 3,5 МЛН
Living in Los Angeles Pros and Cons in 2024
21:45
Darren Kriz Los Angeles Living
Рет қаралды 10 М.
Living On $1 Million A Year In Silicon Valley | Millennial Money
8:40
Living On $150K A Year in Los Angeles, CA | Millennial Money
8:19
CNBC Make It
Рет қаралды 421 М.
What Is Considered a “Good Income”?
4:45
The Ramsey Show Highlights
Рет қаралды 316 М.
Players push long pins through a cardboard box attempting to pop the balloon!
00:31