How We Afford To Travel Full Time And How You Can Too

[@divox9pqr]

OMGoodness..Rob and Allie you make so much sense. As a retired senior single there is no reason why I can’t do it too. I’ll just redirect the nest egg and travel on the retirement payments. Fabulous!

[@GroundedLifeRetirementTravel]

Awesome! It is very doable!

[@carolheaden]

Omg. I just stumbled upon you. I met y’all at your Atlanta home with a Kontaktmission retreat years ago! So good to see how your lives have moved along. God Bless.

[@KristinePollard]

My husband and I are about to set out on a full-time travel life for at least the next 10 years! Thanks for the video, great to hear others are living the same life we are hoping to :)

[@GroundedLifeRetirementTravel]

Awesome, we wish you the best!

[@christinaw.4626]

Such a blessing finding your videos in last month or so; this is MY time to travel and the details of your videos and POSITIVE energy are removing all of my questions/concerns/anxiety. Thank you so very much you're encouraging thoughts of creating the life I SAY I desire ( traveling more, blogging experiences). Oh and TRULY appreciate the info on the cards; 30k points for Amtrak Preferred until 7/26/23 :)

[@filamphibian2980]

My observation regarding You Tube maturity is that you are on point, and there is more room for new channels despite the older content with similar, exact, or overlapping topics. Case in point, thousands of retirement, investment, and travel channels but somehow the algorithm tossed your channel into my feed, and now I am a hooked subscriber.

[@GroundedLifeRetirementTravel]

Thanks, and great point!

[@letschatfamilyfinances]

Your answer was so unexpected and so brilliant! How can we afford to not do this?!? Love it!

[@GroundedLifeRetirementTravel]

Thanks!

[@catholicfemininity2126]

God bless and be safe. ^_^ This sounds like a tough life to start, but when you are experienced with managing budgets and have someone to be with, it sounds like a blast.

[@deannawillis9088]

I'm currently at a cross road in my life, trying to figure out what's next. I'd love to travel the world, but would still need an income. I've worked in HR nearly my whole adult life, but not sure what to do with those skills lol. Thanks for this video, it's changing my perspective. You should teach a master's class, I'd pay for that!!

[@GroundedLifeRetirementTravel]

Thanks so much for your kind comments!

[@Dividendflywheel]

I am paying off a second home. After that I plan to save as much as possible (33% of gross income) until retirement. Aggressively saving could fund future travel decisions. Best of luck in your decisions

[@hantzmetellus7177]

Just being curious here, but what if there's a way to share stories about your experience in HR that can captivate an audience? I have no idea what someone who works in HR does. But is there a way you could make it interesting / funny / insightful? Any nightmare stories, or amazing stories, or "boring" stories that people who don't knmwork in HR would be surprised to hear?

[@Revelacion320]

Great information

[@SKIMSPersonalStylist]

Interesting

[@Lady_Honor]

Very helpful, thank you ever so much!

[@GroundedLifeRetirementTravel]

Our pleasure

[@glennfjenkins2702]

I realy enjoy watching your videos when traveling do you have like A camera crew that travels with you cause there are lots of great scenes thank you ❤️

[@GroundedLifeRetirementTravel]

Thanks we just film everything on a GoPro

[@timothyholmes9711]

Nice video as always

[@GroundedLifeRetirementTravel]

Appreciate that

[@erinf4712]

Thank you- another great informational video. This would make a great online course for more passive income. 😊

[@mississippiapple1078]

So great!

[@comment5884]

Many videos of your I watched I've never seen your name or on your channel. My wife ask who you are watching and what is their names? Now finally after all this time. Nice to know. Enjoy the shows.

[@shanethompson1397]

Hi Rob Enjoy all your channels and your matter of fact nature. A question - how do you sell monetize your photography?

[@GroundedLifeRetirementTravel]

Thanks, I do it on Adobe Stock among other things.

[@DKassler]

Hi, I just started watching your channel so you might have this in one of your videos that I haven't watched yet, but I am wondering about health insurance. We are many years away from Medicare and that seems to be one of the biggest expenses we might have if we retire early and travel. You mentioned being self-employed for many years so I am sure you might have some ideas on non-employer coverage. Enjoying and learning a lot from your channels. Thanks!!

[@GroundedLifeRetirementTravel]

I think we talk about it in this video: kzbin.info/www/bejne/bp_MnYtnlqhrp5I

[@DKassler]

Thank you!!@@GroundedLifeRetirementTravel

[@nataleeparrish4860]

Hello Allie & Rob - my husband and I are planning a month plus long vacation in Europe for 2024 taking a repositioning transatlantic cruise to Barcelona and then using the rail system to travel through France, Switzerland, Austria, Hungary, Czech Republic, Germany, Amsterdam, Belgium, and under the English Channel to London ending in Southampton to catch a return transatlantic voyage back to New York then doing Amtrak back to our home town in Texas. We are looking to spend more time in Germany since one of our children will be temporarily there for Army duties and I'm hoping you have insight into the best town for a central hub but also has decent Air BNB locations/prices. I asked on a previous video how far out do you all plan your travels? How on earth do you keep track of it all since we are going cross eyed trying to figure out just this one trip to make sure it all lines up? Also, do you know of a site that will alert us of cheaper fares for airlines, cruises, trains, etc. all in one or do you search for every deal by hand? Thank you for the insight into how you two manage to do it - my husband and I will be doing option #3 since we both have pensions but we're going to do a hybrid since our home will be paid off and keep it as a home base vs. traveling full time but it is mind boggling how much we spend just to own what we own. I could see how freeing selling everything could feel but I guess we're too old to be 100% digital nomads but downsizing is definitely something we are currently working on!! I wanted to say how much I love how easy going you both are about everything, taking in delays and issues all in stride with a smile on your faces. Every day is a gift and it's clear through the videos you are both living by that mantra. Safe and happy travels and hope we run into you somewhere - if we do, prepare for us asking to have a meal with you and chat!!

[@GroundedLifeRetirementTravel]

We really only stay in an Airbnb if it will be a week or longer, otherwise we use hotels, Especially in Europe where you can get close to the train stations with hotels. My advice would be to both bring a very small suitcase as European trains aren't like Amtrak, there is no baggage check. Hitting that many countries, we would probably just go place to place instead of using a hub city. We do search down each deal by hand. Thanks for all your comments!

[@marshall9574]

Guys, you travel a lot in the US which is not particularly low cost travel. Does your $4000 budget include the cost of the train fares, especially the sleeping accommodations and the hotels in cities like New York. (We have a trip planned for October which will require an overnight in NYC, the hotel you use is almost $500 per night and the one we have found a couple blocks away is well over $300.) Ditto for cruises, does the $4000 include cruise fares? Thanks. I am enjoying your videos.

[@GroundedLifeRetirementTravel]

It does, because it averages out. We spent about 5k on cruises for 31 nights, but we will only spend less than 3k a month when we get to Asia. For trains and hotels in the US we use points for almost half of what we do. Also we stayed free in the US for a good bit visiting relatives. We also plan our Amtrak and Via Rail trips in the lowest of low season (early December) if possible. We never do it in the summer. So, no you could never do it for 4k paying in the US, but you just have to get the whole year to average that.

[@brendapayne6603]

You might try staying in a suburb north of the city and taking the train in. Or rent a car. What you save in hotel money should offset the costs for the rental car or the train tickets. It sounds as if you want to stay right in Manhatten. I am planning a NY trip next year and may stay in New Rochelle or thereabouts. When I travel to a city, I usually say in a suburb to reduce the cost.

[@brendapayne6603]

How do you manage auto insurance if you don't have a car all of the time? Usually you have to have a car in order to be insured. I noticed you rented a car for your route 66 trip a few years ago.

[@GroundedLifeRetirementTravel]

We don't have any auto insurance. If we rent a car we just have to buy the insurance they have, or use what a credit card offers.

[@brendapayne6603]

Thanks. I don't recall if the rental insurance or the credit card insurance covers personal liability or just damage to the rental car. I like having a car when I travel so I guess it would be an issue for me.

[@pixpusher]

@@brendapayne6603 Most rental agencies have options to cover both liability and car damage.

[@FoodiesVacations]

I think a lot of people don’t have faith in the stock market or they can’t get past the feeling that they need a home base.

[@theneverendinghighway]

I might be getting really close to having $4,000 per month sometime soon. Right now I have a 60% disability rating from the VA. I'm in the process of trying to get that rating upped to 100% rating. If I do, I will be at about $3,600 per month. Then, through options trading and dividends, I would technically be over that $4,000 a month mark. So, if I were to offer some advice to people who are younger and watching these videos and who are either in the military or planning to join the military, make sure you go to sick call every single time you feel like you need to. Got some back pain? Go to sick call. Are you snoring a lot and waking up gasping for air? Go to sick call. Out in the field and artillery shells are going off around you all day and you have ringing in your ears? Go to sick call. Been deployed and are having nightmares? Go to sick call. Get every single thing documented and into your records because a 100% disability rating from the VA really ends up becoming an ultimate passive income stream as it's Tax Free and you get it for the rest of your life. Plus, you get free medical, dental, and prescription care as well.

[@jonathanluong4855]

Which bank would you recommend to use to travel to Viet Nam to avoid the foreign bank ATM charge?

[@deenamcdowell5603]

Charles Schwab

[@ega6976]

Did you income change at this time too?

[@ega6976]

Gotcha. Just needed to listen longer lol

[@drothberg3]

$4000 is for a couple. What do you think the number would be for a single person? I’m thinking $2500 or $3000.

[@blairwood1618]

What are you planning to do when you get to an age where you cannot travel anymore? Will $4000 cover the expenses for two in a nursing home in the US? Going to live with the kids? I am glad that your go go years are are exceptional but home care can be expensive.

[@iluvcruising]

Such great info. I have considered this for a while now and your tips pushed me along the “just do it route”. I am an accountant and a travel advisor so I can very well go online. Will definitely be looking at how I can get to that $4,000 mark. Thanks for sharing and I love your other vids as well. Cruising is my thing (been on lots) and I’ve wanted to check out train travel for a while. @grounded life finances

[@GroundedLifeRetirementTravel]

That's so awesome, we wish you well!

[@iluvcruising]

@@GroundedLifeRetirementTravel thank you.