How We Retired In Our 40's | From Struggling To Early Retirement

Today we share with you our story of how we retired in our 40's.
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We went from struggling to early retirement. We often get the question about how we were able to retire in our 40's and today we will share our story. It is not like most, we had very little investment and we had very little money to start but we made it work. We also share how we leveraged starting a KZbin Channel to get things going.
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[@jc10907Sealy]

Greatest life tip - finding the right life partner that is devoted to the marriage and working through life’s challenges as a team. Love this. ❤

[@GroundedLifeFinances]

So true!

[@wiseonwords]

@@GroundedLifeFinances - Congratulations! Keep on going from strength to strength! You've earned your success.

[@louisedudley3706]

Great advice love your channel.

[@davidrobinson-sc7io]

I’ve never watched a more transparent and informative couple on KZbin. I’m very happy and slightly envious of your success and I know it didn’t come to you guys by accident - you both seem willing to do the work to make your dreams happen. I’ve known people through the years that have done similar things, but I’m thankful y’all are willing to tell how the sausage is made. Carry on please!

[@GroundedLifeFinances]

Thanks for your encouragement, that is great to hear, we really appreciate it!

[@jmc8076]

Agree. The more popular ones for me come across too scripted w/similar style and format. It doesn’t feel natural but I’m sure there’s alot of pressure now on creators.

[@nonniwilliams2220]

I second that! Y'all are inspiring! God bless y'all on your journey and thanks for sharing it with us!

[@pameladaggs]

I’m definitely for early retirement options! I can’t take the “rat race” anymore 😢

[@TheJad2999]

I 3rd that so down to earth and inspiring. Keep up the good work!!

[@velayuthman]

I’m 55 and have been retired for 6 years. I have a 130K annuity, plus a 401k depleted to 150K of money that I’m not sure what I can do with at this point.

[@Curbalnk]

Not a great April but if you step back and actually look you will see the S&P 500 was up for the first Quarter. In the last 30 days, my IRA saw a gain of $70k. You might consider financial advisory if you're experiencing significant drop.

[@greekbarrios]

Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. During the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m.

[@kashkat987]

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@greekbarrios]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@Shultz4334]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@thelooseseal]

I am a 54-year old Burnt-out doctor with $4.7M in declining investments, planning retirement soon. Seeking best stock strategies for market downturns.

[@Lewyn298]

At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.

[@game46632]

Opting for a financial advisor is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with one for a while, and my portfolio has grown by 85% since Q1 2023.

[@Maniakkkkkk]

Your advisor appears skilled. How can I contact them? I've recently sold property and aim to invest in stocks, seeking guidance.

[@game46632]

She goes by "Melissa Elise Robinson" I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@Maniakkkkkk]

Thank you for sharing, I must say, Melissa appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call.

[@HP-rp5nn]

As a wife, I love how you look to your husband. I can see the love and respect.

[@dreamchaser5758]

Underrated comment and observation. I truly appreciated that aspect of the video.

[@christinesalomon4903]

And how he does the same! :)

[@Tyiion]

Really? I was distracted by her turning her head to him every few minutes. Otherwise good video.

[@iamlimitless7543]

Great comment.

[@user-of2co3ke5p]

​@@christinesalomon4903 😒 please go somewhere else with that.

[@appydaysquilts]

I think another reason you've been so successful is that you are both great communicators. You simply speak conversationally instead of using the rapid-fire, sing-song, reporter wannabe style SO many youtubers use. Thank you for that! Congratulations on your success!

[@GroundedLifeFinances]

Thanks!

[@DaveM-FFB]

I feel like I just watched a great TED Talk! Very inspiring. Good fortune often comes when people are willing to think out of the box. Most people wouldn't be willing to relocate to another state, let alone other countries. You're successful because you're willing to adapt and do whatever is necessary to open doors. Your contribution to the world is being rewarded!

[@GroundedLifeFinances]

Wow, thanks so much! Your kind words are always appreciated, and encourage us!

[@carolwilliams8840]

Well said.

[@carolynknisely2383]

You have absolutely no idea how much hope you have given me. At 77 and still having to work you have shown me a way. Can't thank you enough!! First time I have had any kind of hope in a very long time.

[@GroundedLifeFinances]

Wishing you all the best!

[@dawnmorandin541]

We sold our house for $550,000 after 10 years having paid $240,000 took the equity and moved to a cheaper town, paid $190,000 for a duplex, rented the basement and bought a rental house next door. We now live off the rental income and retired. The new houses have doubled in price after 8 years. We can easily live on less now we don't have to dress to work or commute, buy lunches etc no car payments, make food from scratch. The tenants are paying for the houses plus our living expenses, with no mortgage payments or debt we are richer than when we worked !!

[@GroundedLifeFinances]

Awesome plan!

[@modernanimist2421]

And now your tenants will never be able to own a home in this market. But you can retire while they toil away for you! And somehow you live with yourselves.

[@queensnativenative7189]

@@modernanimist2421 Orrrr!......they [the tenants] can begin to change whatever is necessary in their situations, and build for themselves a better outcome. THAT is the point this couple is making here!!!

[@teeh.4754]

One thing I noticed is you both talked about your income as combined and you did this together and not separating your incomes in your mind. You both have true partners in life. That is the most necessary thing.

[@harryhankins1338]

That’s what it takes you have to work together as husband and wife. That’s the secret ingredient to marriage and finances

[@Commonsenseisnotcommon8]

16:50 “what’s the point of learning something, if you don’t share it with people”. God, I wish more people have this mentality. thank you for all this information. It’s good to know though that you can travel on a smaller budget than I thought that was possible to begin with. I’ve been wanting to make videos myself for a while, for this exact reason, I just like sharing knowledge and inside tips.

[@GroundedLifeFinances]

Thanks, we appreciate you sharing your thoughts!

[@beckyw9000]

I think the most important take away is what Rob said, if you don’t change anything, noting will change. Thank you for sharing.

[@GroundedLifeFinances]

Thank you

[@DestinationRetirement]

Wonderful video. I lost my house to bankruptcy in 08 and moved into a little apartment and I was so happy in that apartment and then nine months later the apartment owner told me that they were selling the building. So I cobbled together the little bit of money I had to buy a tiny house barge. Not long after that it started to take on water seriously enough to haul it out. I fixed it up paycheck to paycheck while staying with some friends and ended up selling it. By the way, it was featured in Macklemore‘s video next year. Anyhow, I pulled myself out of the Mire, and lived very slim and continued to save and now I have a house in Mexico. Glad to know you.

[@GroundedLifeFinances]

Awesome story, thanks for sharing!

[@erinf4712]

Allie and Rob, you are a breath of fresh air amidst a lot of doom and gloom these days. Your amazing transparency, your willingness to share and educate have empowered so many of your viewers to step outside the status quo. Thank you.

[@glennkoch5173]

Happy to see a great couple succeed and give a blueprint for others to follow. Bravo!

[@GroundedLifeFinances]

Thanks so much!

[@Farny28]

I think you just changed my life! As soon as my husband gets home from work, I am going to watch this again with him. You have no idea how much I needed this - thank you from the bottom of my heart ❤️

[@GroundedLifeFinances]

Wow, thanks, we appreciate it! All the best to you.

[@LordAstrowaffle]

Good job. Surprised to see a channel with 8k subscribers earning $700/month. Gives hope.

[@GroundedLifeFinances]

Thanks!

[@melodymelody6780]

glad I found your chanel. looking to retire in Asia in 5 yrs, when I'm 55. I was born in Philippines. But I only want to live there 6 months out of the year.

[@GroundedLifeFinances]

Best of luck!

[@KevinNordstrom]

1. Pick the right partner in align with your goals. 2. Dont have any children. Wont make it impossible but will significantly delay for about 20 years. 3. Live below your means and track every purchase on a zero dollar budget. 4. Have 3-6 months of emergency fund. 5. Stay out of all conumer debt. No credit cards, (i dont play the chasing points game) no car payments, no loans. 6. Buy a house that you need not want. A house that is below your budget. Remodel over time instead of buying move in ready above your budget. Always buy a home below your means. 8. Pay off that house early before retirement. We paid ours off in 10 years instead of 30. 9. Invest heavily (close to maxing out) into at least one 401k/roth ira for a minimum 10-15 years while working. 10. Have multiple streams of income when you do retire.

[@KevinNordstrom]

I had kids so it slowed things down, but I've accomplished everything else on my list by age 40. I'm retired now living off YT earnings, military pension, and part time work online on my own terms. Wife works to keep healthcare for the kids. I quit my job of 16 years last year to be home with my teenage kids as I worked graveyard for most of their life and I have no regrets. Wife will quit in about 5 more years when the kids move out. Other than I can not tap into my 401k for another 19 years lol but by then it will be massive from compound interest and cannot collect social security for another 22 years lol. They will both be extra icing on the cake at that point. But life is good. No debt. Paid off house. Money in the bank. Taking multiple small vacations every year. Enough in 401k to keep the lights on in my senior years. Time with family all by age 40. Wife and I will travel more and have our house be our home base when the kids move out. My Only regret is wasting my entire 20s on stupid shit and listening to my broke friends and broke family and not being serious about finances.

[@BellaJoyeuse]

Everything looks great but not number 2: one they said they have 2 kids and secondly family is far more important than more money. But its a good idea to learn to add AND to your vocabulary. You can have money and children. If I didn't have kids, I wouldn't have felt so happy and I wouldn't have been as motivated to be selfI-employed and make way more money than otherwise (and yes that's even after the "cost of my children"). Having children has increased my income and lifestyle significantly. Because of them I live a dream life in Florida and the Carribean at just 40- and I home educate my kids. Also, my husband passed away without life insurance (big mistake but he was young and his passing was very sudden)- but yet because of my kids, I've gotten myself to this dream lifestyle, homeschool and work part-time hours. Without them- I'd be like everyone else running in a hamster wheel. I thank God for my children!!!!

[@clairisalong126]

Our life basics right now for a family of 4 are just over $7,000 a month. Our oldest may move out in a year or two, and our youngest, due to health issues, may always live with us. We want to take him around the world with us, and your content is making my husband actually believe for the first time that it is possible! You are inspiring our family, thank you.

[@GroundedLifeFinances]

Thanks, all the best to you in your adventure

[@cjjohnson4231]

Thank you for sharing your awesome story. After 33 years in corporate America, I retired at 57 as an executive following my wife who retired at 54. We were blessed to have great benefits during our working years after eight corporate relocations. I’ve been thinking about doing YT to help people achieve their dreams. You both are an inspiration, well done!

[@MinnieOnCam]

This year I'm 39, starting my financial journey at 32 living with a disability and financial journey is to be off disability and I'm shocked at the progress once I started and kept it going, even with a very low income.

[@bethd9160]

I always assumed you two had inherited money. Great story. Not everybody can be successful at you tube. You are both articulate and good communicators.

[@panamapippi1723]

Your guy's history is similar to ours; we started our online business 28 years ago. I was an accountant at a law firm and loved this job, but I quit my job at 32 years old and started a shipping and packaging business. I sold this business after five years, and then we started the Online business. We make and sell products online and love being our own boss. But now, I am ready to make another change. Thank you so much for sharing your ideas with us, I want to hear more about how to make passive income. I plan to take this course. Love you!

[@GroundedLifeFinances]

Thanks for sharing your story, it is great to hear what others have done.

[@nise5281]

You put the work in, and you are reaping the rewards, that is how merit works.

[@DaniandClayExploringEverywhere]

Clay and I have 4 years ahead of us to retire and begin the new chapter of our slow travels new life style. I actually just created my new KZbin channel. No subscribers and No videos yet though. 😅 But wanted to let you know that you guys are the first channel that I just subscribed. I can't wait to start sharing our planning and our journey as well. And I really appreciate all the guidelines coming from you guys. You are definitely my first source of inspiration.

[@YevetteGooden]

You both are so inspiring. I retired a few years ago at age 48 but haven’t traveled much. My initial plan did not fall through and I didn’t have a Plan B. Thank you for being so transparent.

[@abbyabroad]

You’re inspiring! I am 38 and hope to be like you when I reach 48. 🎉

[@JLTravels]

Wow, thanks for sharing. I am a kindred nomad, retired early, fulltime camper-van explorer thru-out USA & Canada for 5yrs sharing inspiration on my KZbin channel! Bravo folks!

[@rosedavis3020]

I just discovered you on KZbin last night, and I'm hooked. You're living the dream. I'm just praying that I can do that someday.

[@angelic4112]

Funny I just discovered them today! I've been watching tiny home videos as well. Guess this is showing us what's possible for us as well. I'm excited to do this in 10 years. Best wishes on your journey 🙂

[@tomblanar2592]

I get what you're doing but I really struggle to call what you're doing retired. You really ARE still working it's just irregular work supplemented by passive income and made possible by moving to a low cost of living country. For example, I follow a number of KZbin sail boaters that are doing something similar to you and none of them consider themselves retired. They just started on a shoestring, gathered a KZbin following, developed some "merch", get sponsors, and create Patreon content. All of those smaller revenue streams combine to allow them to keep going and by some measures do quite well. My definition of being retired is living off income from non-work generated sources. All that said, I applaud you for finding a way to live a "retired like" lifestyle while you're still young enough to do all the things you want to do. Cheers!

[@beepdotboop]

I agree with you, this is fully digital nomad, not retired and living on passive income. I'm personally trying to work towards fire with stocks and index funds but it's probably another 10 years before I get there. They did make me think hard about keeping the house though. It costs alot of money right now to live in a HCOL area and being an expat would def speed up the fire but I'm not much of a traveler

[@bornfree8487]

@@beepdotboop Keep at it with the stocks. It will be a more secure form of income and with patience, grows considerably And all these ‘retired’ KZbinrs make companies like GOOGLE more profitable Buy the S&P 500 and set and forget. Surely BUFFETT can’t be wrong?😊

[@Simplymaddiee1]

As a 25 year old this makes me hopeful to be learning early, but also sad because it just seems like a huge uphill journey to even get to a point where I could afford to buy a house these days. Really focusing on trying to make online income asap!

[@shacklesoff]

I am 47, and I have been making money online for a while, but I am definitely praying that I will get monetized on KZbin soon. I have the subscribers, but I just need more watch hours. I would love to be able to retire in my 50's. I love what I do as a teacher, but it literally drains all of my energy. I am also from Atlanta, and it has become super expensive even though I live deep in the suburbs.

[@verasearle7570]

I just do not understand why it's retirement versus a new career. YOU TUBERS have a working income. Love your channel, though.

[@pioneer7777777]

Very good point. I think it's mainly seen as "passive" since there is a delay from making content to getting paid, and it can somewhat keep going if you stop. However, it never was passive and it's categorized tax wise as ordinary income. I suppose since you don't have to go into an office, you feel "retired"?

[@carolwilliams8840]

I really enjoyed the way you shared your journey with us. It felt so authentic like friends sitting around sharing. It was encouraging and uplifting. Thank you.

[@GroundedLifeFinances]

Thank you so much!

[@jameslawrence2553]

Continued success and wonderful adventures going forward. Thanks for sharing your journey!

[@GroundedLifeFinances]

Thank you! Will do!

[@cathimatrone628]

I love these videos. My goal is retire from my job in 2 years but I can't imagine not making money. You guys break it down and give me and my husband a lot to think about. THANK YOU

[@GroundedLifeFinances]

Thanks!

[@AfrocentrikQueen]

I am subscribing just based off how real this video was. Thank you for sharing your journey. Very inspiring, I really want to experience living outside of the US at some point too.

[@pramillaramnarine8076]

Thank you for sharing. I thought you needed a lot of money to travel the world. The game changer is when you mentioned you can do online jobs while you're traveling, so you won't feel bored and you're doing something worthwhile. I will definitely look into this.

[@GroundedLifeFinances]

It's great!

[@richt71]

Congrats guys from another digital nomad! Life can change quickly. I've been living day to day financially in a fortunate position where I can treat myself without thinking.

[@GroundedLifeFinances]

That is awesome!

[@OriginalDemGunz]

Here because 30 and a wake up

[@catherine8332]

Ok I just watched the whole video. I think it’s GREAT that you guys made all that money on KZbin. With all the talk of KZbinrs quitting…is your experience just opposite to all that in that the algorithm is still working for you etc? Also…it’s nice of you to think everyone can make money on KZbin like yall do. But honestly for most people having a plan that requires making money on KZbin is not a good idea. I think what happened with you guys is well deserved and rare. Happy travels! I’ll continue to live vicariously :)

[@favjr]

Yes, its not exactly a Simple Path to Wealth or really repeatable without significant content creation skills and some luck. And KZbin is now flooded with similar content, so the competition is much tougher now. (TikTok seems to be the new KZbin these days.) But if you can keep your expenses down to $3-4K per month for a family of four, it seems to be a viable option. That is really the key here, not this particular source of income.

[@saraquips]

Thx you so much for this video. I’m 65 and don’t know how I’m going to retire in the U.S. on $26k yr. You’ve given me hope. I’m just waiting for my granddaughter to graduate high school in May 2024. Sending peace and love❤

[@GroundedLifeFinances]

Our pleasure, wishing you the best!

[@melynbiend760]

May GOD Bless you with opportunities to make passive income this year. Amen!

[@antronettewilliams1502]

I found you a year ago when researching train travel and it's been a blessing and joy to learn and travel with you. I actually just started learning travel agent to go passive and finding online work. Great info for disabled vet.

[@deanpapadopoulos3314]

Thank you. Honest and generous couple.

[@joygatewood8028]

Thanks for sharing your history, wisdom and guidance. Alternatives to the grind are always appreciated. There is hope!

[@GroundedLifeFinances]

No doubt!

[@colletteclarke7979]

Thank you for this video. I'm watching this at a crossroads in my life. My kids are grown, I'm single and my house is up for sale. I'm basically trying to figure out what to do next. I work a great job here in Canada, it pays well but not good enough for the cost of living. Like you mentioned, I feel like I'm in a wheel going nowhere. I need a change. Thank you for sharing your story.

[@AndreaMartinez-qu1be]

Fellow former ATL resident. I left two years ago and now in Oklahoma City. The career guidance I wish I had gotten a couple of years ago. Thanks for the info and I love that it looks fun. I really, really appreciate it.

[@GroundedLifeFinances]

Hope you are enjoying OKC!

[@secondamazonprime-kv5xo]

I commend you for taking the leap to retire early. We were fortunate enough to retire in our early 50’s and be able to live in the US and travel, with that said living overseas for periods of 30 days is our next move. We are lucky to have properties in HI & CA to fall back on. Even with all that and a nice pension, we still feel we are short on money. I know, I know first world problems but we like your experimenting and living different places.

[@wendykornfein3337]

Very inspiring!

[@jimmyjames6492]

Thanks for sharing + video!

[@JayandSarah]

Thanks for sharing.

[@jec2143]

Truly appreciate this video ❤

[@a.cathybeatty9531]

you are both are very kind to show others whats possible!

[@karens6053]

glad you shared what you made, most people act like they only make $100 or $200 dollars a month, its interesting to see how well you make

[@caswellanderson]

Thank you for sharing and being so open and transparent.

[@debs77777]

Thank you for the great advice! 😊

[@sustainlifejournalyoga]

Very inspirational, thanks for sharing!

[@barbbouma4838]

Really appreciate your transparency. Love your channels ❤

[@angelapate328]

I appreciate you both sharing all of this. It does help. ❤

[@aqueenwhocares2888]

many blessing I live in atlanta GA and CONGRATULATIONS!!!!!!

[@jwcmnbox]

Love your video.. thx for sharing

[@JulieAdventureVlogs-sg7ih]

Thank you for sharing. Very inspiring 💖

[@stevemueller7358]

I certainly worked longer than I needed to - but still retired at 58 into a life that is quite grand. I don’t worry about my budget too much, but I do watch our spending - and I try to keep it 5k per month or less. That includes about 3k in social security - so it’s pretty doable even with 2 houses.

[@GroundedLifeFinances]

That's awesome, thanks for sharing! You brought up one thing we didn't mention, SS, which we aren't taking yet, but one day!

[@user-ou4fw2sy2w]

Hi from Atlanta! Thanks for the content

[@kekambas79]

Congratulations to you both! You took a leap of faith and worked! DEDICATION prevailed! Thank you for sharing your story!

[@GroundedLifeFinances]

Thank you!! 😊

[@alexuslawns]

❤ That is definitely one of the most incredible video I've watched in a long time.

[@GroundedLifeFinances]

Wow, thank you!

[@rhondaatkinson7058]

Awesome story , thanks for sharing

[@MsTAWA111]

Thank you for sharing your story. It was inspiring.

[@pchygrl17]

Thank you for sharing your story and having transparency. Love seeing your retirement adventures! ❤

[@christophercamponeschi6031]

You are doing good work with sharing your personal story.

[@lobstahchowdah8920]

Thanks for opening this window into your lives. You have accomplished so much and deserve every success. We love watching all your channels but this one is so inspiring.

[@GroundedLifeFinances]

Thank you so much!

[@pxthomaspxthomas5937]

this has shifted my paradigm!!! Appreciate you two so much!!!!

[@Battlekitten-sl2vn]

So glad you shared this. I always assumed you were folks who made a bunch of money prior to retirement. And you homeschooled too! Amazing

[@GroundedLifeFinances]

Our pleasure

[@LeilaniDulos]

Very inspiring Video, Would Love to hear more from you, thanks

[@GroundedLifeFinances]

Thank you! Will do!

[@robinnaeger7871]

Thank you so much! My husband and I have cashed in three retirement plans of his and one of mine to rescue our youngest daughter, who we have supported for the last five years along with her daughter. We were happy to do it! But now at 61 he would really like to not have to work so hard! we are in the next two months transitioning, and this video could not have come at a better time for us! I am an author, but have invested so much of my time taking care of my family. My website has set unattended for a few years, and I have a backlog of projects I really want to do. I had actually been thinking about setting up a KZbin channel because I have so many things I would love to share with people! It might be two or three years, but I’d like to say now, see you out there! XO

[@GroundedLifeFinances]

Thanks! Hopefully we will run into you one day!

[@theresas7091]

Thank you much for sharing that very personal info. I passed your video on to my daughter and grandaughter. Thank you Thank you Thank you

[@missm3999]

Dream team, thanks for sharing your journey

[@jeanninemcglade]

Thank you for your honesty and sharing what so many others are too afraid to talk about!!

[@katheryndbutts]

I commend you guys on taking such a leap of faith! It's quite admirable and inspiring!

[@thesbg92]

I'm so glad I came across this video. Your story is amazing. Thank you for sharing.

[@FIRED13]

Congratulations to your nice income from KZbin! It took a lot of hard work and good fortune. Hoping you future success

[@PrayShopCruise-fl3po]

I truly enjoy watching you two! Thanks for sharing your wisdom with us !

[@LightWorker12]

❤ I have never heard of you before. But it showed up in my feed and the title was curious. I so appreciate your transparency and humility and vulnerability. No hype no gregarious script just simple honesty from real people. You are both so relatable and I’m looking forward to checking out your other videos. I love to travel and would love to do more of it when I can get my financial situation back in order. I have been wanting to start a KZbin channel for years and just hasn’t been able to step into it. This was encouraging more than encouraging. And I will check out your link on your Tips to creating a KZbin channel. Thank you again.! God bless you both. You are living the life that I would very much like to have.

[@RKN81]

Thanks for sharing! This provides helpful info & more importantly hope!

[@travelandvino2738]

Thanks For Sharing!!!

[@GroundedLifeFinances]

My pleasure!!

[@bigjimslade6250]

Thanks. I appreciate your courage to take the steps necessary to secure your future & live life on your own terms.

[@juliepowell3566]

Love info from you guys

[@edflaherty1887]

For me my 4 largest expenses are housing, transportation, food and entertainment . With housing it's a money pit. The cost includes satisfying the debt if you have that , taxes, utilities , internet and items like a new roof, furnace, kitchen or bath upgrades, ect. A car could include the loan payment, insurance, fuel and repairs. Food could easily cost $250.00/ month per person. Then the entertainment and miscellaneous items could vary a lot. So all of that could easily amount to $4,000.00 to $6,000.00/ month depending on where you live, what type and how many cars you own and your general lifestyle in regards to food and leisure . Your budget of $4,000.00/ month is easily be less than living in the states, especially if you live in or near a large city.

[@FunandBudget]

Ok...you all are my new favorite channel! I love the transparency, the tips, and allllll of the useful information. Y'all got me ready to retire NOW - lol

[@GroundedLifeFinances]

Awesome! Thank you!

[@amybaitley6791]

Thank you so much for sharing this very private information! I appreciate how open you two have been and your story.

[@user-zt8jv4eb4e]

You are both very inspiring! Thank you for sharing!

[@GroundedLifeFinances]

Thank you so much!

[@sadenotsade]

This is my first time finding one of your videos and I’m so glad that I found it. Thank you for sharing your story! Informative, relatable and realistic.

[@Kim-ou1eb]

You two are so inspiring! I am a 68 year old widow, and looking to travel & possibly move abroad. My Social Security is enough to live on in the US, but would go so much further abroad! Please keep posting, I just found your channel…. Happy travels 😊

[@GroundedLifeFinances]

Thank you! All the best to you!

[@retirementincolor]

Another awesome video. You guys are inspiring us to try and make our retirement channel great :) We too are retiring early and documenting our process on You Tube.

[@stephanieyount6217]

Thank you so much for sharing. Most inspiring video & truly helpful.

[@nncadi1]

Thanks for sharing. Don’t feel shy to share the numbers…it’s motivating.

[@GroundedLifeFinances]

Thank you

[@davidcuervo1734]

This is an inspiring video! I love the down to earth approach, and also the practical and fiscally responsible approach to the lifestyle design that was created. Thank you for sharing this!

[@jport3707]

Inspiring.

[@CarlosConcheso]

Great job, superstars ! Thank you for sharing your journey to freedom ! I can relate a lot to your stories.

[@Olastyles]

So encouraging, I am just creating quizzes to go online!