How “We Can’t Retire” Turned Into "Let's Retire Early"

[@debbiecurrlin335]

I just love how excited Scott was to talk to her! This was literally a dream convo for him. 😊❤

[@Onecamera]

Instead of retiring in 25 years, I would like to do it in 1/3 of the time or roughly 8 years. It's only a matter of time [8 years] to see if the plans work out. The year will be 2030. 😬

[@allejess]

Great content ya'll! Great job Lynsey with all that you are doing to educate yourself and to keep the family on point with the finances. No doubt you will be successful.

[@TheFirstRealChewy]

I'm going to sit down with my wife and track, in full detail, where all of our money is going. I've done some work before, but it doesn't encompass any personal spending. We've managed to save an emergency fund. The next step is to figure out if the piece of mind of paying off our house faster is better than investing in rental properties.

[@andiw7358]

considering the recent interest rate rise, I hope they jumped on the cash out refi at the end of 2021.

[@lesleyatcofo]

This girl has things well thought out. Love it 🎉

[@andiw7358]

Wow, amazing content. She's already doing well but she could be doing so much better.

[@lizhullen5857]

Great episode love Mindy's energy. I am doing a similar house hack with STR of a studio room and it has been so worth it. Really inspiring and good breakdown of options.

[@NorthWetCoast]

If just parking cash, HISAs are paying 4.30% or better right now in Canada, rates are even higher in the US (June 2023). Major banks are offering these rates through online stock brokerages.

[@anotherpace]

It can be hard for a manager to do the big salary adjustment during the annual review cycle if they don't know going in that the person has expectations beyond the 2-5%. I would _strongly_ recommend your partner lets their manager know now that they are expecting a market adjustment so that the manager has time to socialize and get approvals into the budget. Also that way your partner can do things like ask what the manager might need to support the ask.

[@vbarberful]

What does the term "cap-ex" mean? Thank you

[@jeffersonmurillo1851]

Capital expenditures, it's a saving you do every month for future big repairs in a house, like roof, windows, foundation, etc

[@Ewoodmi]

Scott, have you or mindy done a recent breakdown and analysis of your finances/investments? Would be curious to know what plays ya'll are making in the current market

[@jamietaylor5570]

The jerkiness of the video when Mindy's on screen makes me nauseous so I'm just listening...

[@hrhsophiathefirst4060]

HM Bradley has closed to new investors for the 3% up to $100K only. It is a lovely place to park our "wait to invest in real estate fund."

[@ModernJewelryMakers]

1 minute in & im clicking out - I’m so NOT interested in listening to someone who literally has so much money they don’t know what to do with it 🙃 Don’t get it twisted - definitely happy for anyone in that position, it just doesn’t make a very relevant podcast for me & I value my listening time so I monitor it carefully

[@lesleyatcofo]

Ally Bank 4. Something for high yield savings

[@61ef]

I’ve listened to a couple shows and it’s evident that Scott and Mindy’s knowledge is very limited and their suggestion are very misguiding. What they present comes across as very dangerous to true financial success. It goes to show that anyone can create a pod cast and b.s their way through a show. The best direction they could have given Lindsey was for her to pay off their house ASAP with full force to eliminated that payment debt, have home security, which immediately becomes a source of income to create the ability to leverage their money to achieve other goals. Further for her to Protect their business with business home by creating an LLC, further purchase and umbrella insurance to protect all assets and liability. Listeners never follow their suggestion for most of what they present is pure speculation.

[@DimaPavlenko]

Does BiggerPockets Money keep a page or some sort of menu and come back to these cases (couples, singles) checking how their journey progresses?