HUGE Amex Gold Card Revamp Is Here 💳 Do This NOW for White Gold Card!

[@AskSebby]

💳 Amex Gold Card Calculator: www.asksebby.com/credit-card-reviews/amex-gold-card 💳 Find potential increased Amex offers via CardMatch: www.asksebby.com/guides/cardmatch

[@SolidLiquidFox]

Rose Gold was limited......then they brought it back for everyone. It even became available in the business version. Lets pretend that Amex wont make White Gold available again 😂

[@AskSebby]

No one was supposed to notice 🤫 😂

[@naqibv]

Yes let’s pay more money for a new color and some shitty coffee

[@JazzyMarineVet]

Awe .😮come on man. Dunkin is better than Starbucks

[@stevenmiller7747]

Nailed it!

[@piccolojr6192]

​@@JazzyMarineVet 🧢

[@MeenPo786]

U must be a charred coffee at SBUX fan! 🤣🤣🤣🤣

[@jeffreyrobinson2984]

😂

[@befriendly]

Being in Boston, the resy and dunkin credits actually make it better for me now, even with the increased fee.

[@oloughla]

100%. I’m in providence and same.

[@TJ_Kirkland.]

If you have to go out of your way to use any credits to justify/rationalize the annual fee, the card isn’t for you. You’re still directly technically paying the $250/$325 fee. If you naturally use Resy/eat at eligible restaurants, drink coffee a couple times a month, use Uber/eats etc. then this makes sense as its natural spending you make anyways and actually get it back.

[@MannyCovington]

Ordered the new color and got both credits activated! And there’s some Resy restaurants right near me, actually excited about these changes

[@AskSebby]

Nice!

[@basilhamed3039]

So am I ! It’s not for everyone but the numbers work for me ❤

[@chrisbrown8748]

Same🙌🏽

[@basnetgl]

I did the same thing. Got the new color and activated the credits. There is an STK within driving distance. I can put those Resy credits to good use. I just wished more of those were offered instead of the Dunkin credit.

[@knoef82]

For regular people, I would say save 300 dollars and get something like citi custom cash (no annual fee with even better multipliers ) and you don’t have to jump through all the hoops with credits. Same goes for platinum unless you travel a lot.

[@mssha1980]

I’ll definitely check out that card

[@SolidLiquidFox]

I would recommend that strategy to most people

[@MortalHuman]

I like the free Savor card pooled points under VX if you only use this card for 3x on groceries. I use my chase for restaurants and travel mostly.

[@41SumGreenDay]

Important to note that the annual fee hits on the statement following your renewal date! When my Hilton Biz renewed the annual fee hit on the following statement after the cutoff despite my renewal date being prior to the cutoff. Thanks for all of the deep dives Sebby!

[@theChef1337]

🍩 i feel like thanos collecting the infinity stones, except different colored credit cards

[@AskSebby]

Same 🧈🧈🧈

[@SolidLiquidFox]

@@theChef1337 White Delta Reserve is the Soul stone

[@Andrew-pv8oz]

You’re going to have infinity debt too

[@FinickyHorseGameStudios]

Good one!😂

[@theChef1337]

@@Andrew-pv8oz i dont carry balances, the only thing i have is an infinity credit score 😎

[@carlosleshawn]

Sebby, if you were invited to get the centurion card, would you accept?

[@silvuh]

I love the Resy credit, great addition. Never too stoked for the AF increase but I can make it work, but that 4x on Grocery/Restaurant is just so great! (Don’t get cocky tho AMEX 😂)

[@wannabedal-adx458]

My thing to watch out for or factor into the credit calculation is how much do you overspend maximizing the credits. $50 Resy credit at some of those restaurants will by you an appetizer or half of one entree. And the Dining and UberEats credits I always go over. The question you have to ask yourself, if you are trying to watch your budget is would you have gone out to eat (or ordered pickup) regardless if you have this card or not. Good review though Sebby, never disappoint with your analysis!

[@LK_EBM]

These credits are too annoying to use. Now I have 2 more credit to keep track of! Will cancel at the end of the year.

[@MiningStockMonkey]

Agree, also cancelling because of these annoying credits that aren't worth remembering and hard to use.

[@classickid324]

Tbh I was thinking the same thing but I’m keeping it. It’s basically the same dining and Uber credits. Now you just have to use Resy two times. They have nice restraints near me and that puts me at $340. I come out positive. Before, I was down $10. ($240 vs $250) The Dunkin credit is a joke…. I’m not going into that place.

[@BentleyandJaxon]

Agreed.

[@tylerfree6238]

It's basically a coupon book now. Very frustrating.

[@rocklee5413]

This card is super worth it if you live in a major city! Super excited for the resy credit since we have a good amount of restaurants in Austin

[@lianalonge1984]

I should receive my White Gold design on August 2nd. Although I live between the Washington, DC & Baltimore metro areas, there aren’t too many Resy choices.

[@shaligasuksomsong]

I ordered the white gold, so excited!!! Can’t wait to see what it looks like in person.

[@pony0110]

Requested the white gold today. Sebby do you have any videos on transfer partners? Love the content!

[@RSquared-travel-rewards]

I couldn't agree more. This card is made for me. When not abroad, I split my time between NY and Boston! Thank you Amex🙏

[@ldjoseph07]

Being a New Yorker, the dunkin, resey, uber and dining credit for 5 Guys will work out perfectly. I renewed in May at the old AF. I updated to the white gold card😊

[@MeenPo786]

Out of ignorance, I applied for Gold AFTER Platinum. Yeah, I was ignorant before I started following your content. Asked for replacement card with the new white gold color today (from rose gold). The new credits are pretty lame but I am ok with Dunkin Donuts. For such supposedly prestigious cards from Amex, in reality it is a pretty lame coupon book! Will keep it for groceries and travel....for now.

[@austinnguyen9107]

Yea… pretty much an annoying coupon book especially the plat

[@vahn2g4]

Not thrilled about the increased cost but I did change my color this morning

[@AskSebby]

Gotta collect them all! 😂

[@bourbon.36]

@@AskSebby I just upgraded to the Platinum. Can you get all designs and use them all, or does the CVV change with each replacement card?

[@rcsims313]

@@bourbon.36the CVV changes each time but you can make yourself an authorized user and get each one

[@KarsynsFamily]

Same 😂

[@jatchetto-_-3741]

@@bourbon.36i wonder this aswell

[@tbark87]

🍩 I think the type of person that rage cancels a credit card to make a point is exactly the person AmEx wants to cancel anyway.

[@pepepez6335]

Very true. You get more value back with benefits and offers but I guess some folks don't even have $350 in their bank accounts

[@spasplash156]

I’m actually pumped about this five guys and Dunkin’ plus a new design

[@_iErik]

So excited about this refresh. The card goes from a $10 fee that makes sense with enough spend to a net profit before spend, plus great multipliers. I probably won’t be picking up the White Gold color, though. Happy with the regular gold and rose gold.

[@QQTimeBearQuality]

I got a 100,000 MR sign-on bonus, I loaded the page with incognito mode, it made it worth it for 100,000 MR points after 6k in 6 months

[@thenumberonebeaner2211]

increased annual fee is gonna suck, but mine just renewed this month... and the credits are a huge W for me. I use my credits for pickup at local restaurants, and there's a dunkin drive through right down the street, so now I get to enjoy a free coffee and donut once a month.

[@carlosleshawn]

Keeping. Team white gold 💪🏾

[@brisson2135]

Was contemplating cancelling my gold this year as I was only using about 150 of the old credits but with these updates it makes my effective AF $1, I'll gladly pay that for the 4x points on groceries and restaurants

[@vinichi3014]

Built card gives you 3x for free and 6x on the first of the month lol and their points are more valuable then amex

[@OtakuBoxes]

Just upgraded mine to the White Gold :). I didn't know you could do it from the menus, but the customer service was able to express order one for me. I personally like the new rewards, though I have to look into Resy availability around me.

[@chrismorin1047]

Great rundown as always, Sebby. I have the card. Ordered the white gold as soon as I saw the option earlier today. I will definitely make use of the Resy credit as I do eat out quite a bit on weekends. I rely on Resy to find new and trending places here in LA. the Dunkin’ credit is not useful for me, but I do use all $240 of the dining and Uber credits, so should be a net positive for me even with the higher annual fee - which for me won’t hit until 2025. So definitely keeping my gold card as my day to day workhorse card. Not a huger spender, but I do spend $1k/mo or more on dining so love the 4x boost to my horde of MR points.

[@AnthonyVArdizzone]

As a Bostonian, this card actually works for me. Will see how valuable it actually is since my renewal is after October 1.

[@KeiAngelus]

🍩 1) The new credits are good for someone living in Nebraska, since there are Five Guys in the state and I don't have to drive 3.5 hours to a Shake Shack just for a $10 credit :) 2) Already have the card 3) Yes, the rework is an overall buff to me, not to mention renewing for $250 while enjoying the new credits is a no-brainer.

[@latreviahawkins6605]

Hey Sebby! Thanks for the video! I love Dunkin🍩 and I didn’t know I could change my design-thanks for sharing. Changing from Rose Gold to White Gold, I’m excited☺️

[@prerakvidhi]

No dunkin in Seattle

[@zifnabdr]

This honestly sucks as there is no way to redeem it.

[@Boxerexp]

the new credits actually made it a better card for me. I will use the 5guys credit.. even if it is expensive it can make for a "cheap meal". $10 credit when the meal is $16.. thats a win. I travel for work so I'm looking forward to the resy credit as well. want as much as I can from the card. Sebby, maybe make a video of all the travel portal's on a S tier list?

[@whitefangv]

Does the Resy credit work worldwide? I'm in Athens right now and would love to check out some of the restaurants nearby.

[@pepepez6335]

I live in a medium size city in west texas and both of the new credits are useful for me. Requested the new color too

[@chris_panda]

Just sent a replacement request to change design to White Gold! Thank you Sebby for the info! 😊

[@bfp_bfp]

Does Uber cash rollover? TY.

[@mrnova70vp]

Just got my AF two weeks ago. Called and got 20k retention offer. Took 2 chats and a call

[@BigSmokeRue]

Finally, I’ve been waiting for you to do a review.

[@williamzapata6171]

I plan on downgrading to the green card. I no longer think that sense of luxury or value is there anymore. My Capital One Venture X is much better and I live in DFW and the value is exponentially better than the Gold. The two cards are both in the same price range but I get much better amenities from the Venture X. I have an insane amount of points on the AX and fly to Japan often and generally transfer over to ANA and don’t want to lose that. Thanks for the update.

[@sukatushah1]

What do you think about robinhood gold card?

[@andrewevans8763]

🍩 keeping the card - just requested my new white gold card. - wasn't as thrilled with the rose gold color as I thought I would be was thinking of switching to the regular gold card but now I see if this is better.

[@68herman]

I just did it on the business gold as well!! I never heard anyone mention that!!

[@ajaybordoloi5868]

Can i change the time when i renew?

[@DaveMartinez-o1s]

Thank you for the video. For me it's all about the value. I do not see this as a bad thing.

[@TerrySteiner]

I got lucky. I downgraded my Platinum back to Gold 8 days ago giving me the $250 for the rest of the year.

[@stevenwoo2881]

Thank you for the video. Just requested the new card. Looking forward to seeing it.

[@jonathanduran7136]

Just got 175,000 point offer for Amex platinum and got approved! Was on my Amex account. Good deal?

[@TheoInTheHouse]

I'm a current gold card holder, and when I called to get the white gold, the rep told me it was only available today.

[@santosgonzalez4228]

🍩thanks sebby great video , won’t be no changeing my mind on the Amex Gold Card especially with the new credits.

[@yardi6189]

In my town there is 1 restaurant that is listed on the Resy app. If I dine at this place and pay regularly line any other restaurant will AMEX just know and give me the statement credit?

[@seanm8083]

i think that for the price point it should at least have some form of lounge access (although since it’s not inherently a travel focused card so there’s an argument for that to be made). especially when you compare it to cards in a similar price range

[@Eric-wc7lx]

AMEX is increasing all the card annual fees. Starting to pare back my AMEX card coupon books.

[@rosgyallay9529]

they're horrible. Just get Bilt 3x for dining with transfer partners like United and Hyatt and Citi custom cash 5% groceries

[@PC-hr2rc]

Very well explained Sebby

[@atown871]

I am cancelling my card and getting a preferred.

[@Peter95111]

I just downgraded from Platinum down to the Gold. The Platinum just doesn't make sense as an everyday card and didn't justify the increased annual fee. I use my CSR more than I did the Platinum. The Gold offered more multipliers which I find more beneficial. I also requested the new White Card which is on its way. 🍩

[@meadows5367]

🍩 1. Not a fan of the new credits. 2. The card still doesn’t make sense for me. 3. If I had the card with the $250 annual fee, I’d keep it and consider canceling at time of renewal.

[@ywhjohnathan]

🍩 Interested in best use for Resy credit in SF. Keeping the card and changing the design 😊 Looking forward to you talking about Southwest’s switch to assigned seating.

[@straybits7375]

I have no complaint. My annual renewal happens next month :D I've ordered White Gold card while at it.

[@ChiTownTx]

The increased annual fee along with the coupon book style of savings no longer makes this card worth it for me. Canceling for sure once my renewal date comes up.

[@TheTubeMeister]

I think the issue with Amex lately is that more and more companies/stores are not accepting Amex anymore due to the high fees. If it gets to a point where I can’t use my Amex card more and more, I will cancel. What’s the point in having it in that case?

[@ScottieWantsToGo]

🍩 Hi Sebby! Love the videos. I got approved for my AMEX White gold card earlier this week for 100K welcome offer. I found myself going to 5 guys more in recent than Shake Shack so kinda a win for me, Dunkin is a nice perk but agree that a good number of people might have to go out of their way for it. I can see myself keeping it for aspirational travel, thinking some Waldorf Astoria Maldives or Ho'olei at Grand Wailea 😁

[@AskSebby]

Nice! Glad it works out for you :)

[@lonz0_0]

🍩Sebby, do you know if it's possible to have multiple (2) Ritz cards?

[@fluffywarhampster]

Just ordered the white gold version. Super easy even through the app. Let's see how the new credits pan out for me.

[@omgcrisbreezy]

Should’ve added a credit for global entry. That would’ve been a decent change for that price increase.

[@willb9929]

Hey Sebby! I have an Amex gold and a Chase reserve card, I’m debating on dumping the Amex gold, the resy credit to me is worthless imo and points for points Reserve is worth more? What is your opinion on this?

[@Creditcardnerd]

Got my white gold today! Monday 7/29.

[@mattdarling9450]

🍩 I'm keeping the card for now - still have 6 months until it renews, so I'll be able to see if I can make the credits work. Are the new credits live now, or do we know when they go live?

[@tower07]

If i were to apply to Platinum, should i appy before cancelling gold?

[@AskSebby]

Yes, you need a MR earning card to keep the points alive.

[@eddieleejoseph2998]

Thanks for the heads up just put my request for the white gold in, should arrive ny August 13th.

[@armandosanchez602]

For the Resy credit do you just go to one of the restaurants on the site and pay normally or do you have to do something on the app to enroll.

[@pepepez6335]

You have to click enroll on the Amex app under the benefits tab

[@omgcrisbreezy]

That’s what it says on the website. As long as you enrolled use the card at a resy participating restaurant and receive the credit. Only the main card gets the benefit

[@docsays]

- just activate the credit in your account online or in the app

[@ryanbon2414]

I’m trying to understand how it works as well

[@Charles45Soccer]

From my understanding you just have to activate it on the Amex site and pay at any Resy restaurant with it

[@MarcosVenti]

Can't believe people fall so easily for an annual fee, is like you are paying in advance for some stuff you may not even want in the first place.

[@mrdisco99]

Mine renews in September so I'm off the hook for the increase this year. I am due for a retention offer, though, so I'll probably still call. Any word on how this will affect offers?

[@joda276]

Let's go! Thanks man!

[@dwightadams4873]

wait so to clarify. If you go to a restaurant that is a part of the Resy network, but you dont actually make a reservation through resy's website/app, you still get the $50 credit?

[@Ryan-iq2zd]

My AMEX Gold card renews in August. Does that mean I’m locked in at $250 until next year? Also, do the Resy benefits start on July 1st and the next one on January 1st, 2025? Thanks for any feedback and info…

[@HeyTammy]

Just changed my Gold color to the new White Gold just now!

[@IceIcelce]

Wonder why they added a cap on dining? Maybe too many folks doing big business dinners overseas?

[@Spydah3kgt]

🍩The card was a point generator and Uber cash source for me at $250. The fee hike is understandable given the +30% inflation we've experienced, but the new credits do nothing for me. Now with the effective annual fee at approx $200 for me, the CSR is a better option to pair with my Plat again at that price point.

[@christiansailor2880]

Thanks!

[@shawn.credit]

I received my white gold Amex Business Gold card today, not a fan looks cheap and like a fake Amex ha. I switched back to classic gold the gold color will always look stunning!

[@mcomeslast]

Thanks! The white gold is en route. The grocery/restaurant credits and the Uber/grub pickup credits are useful. I am gardening this year and growing points. Resy d their restaurants aren’t useful to me. My yearly fee just hit, so I get a year with the lower fee.

[@pepepez6335]

It's called farming not gardening 😂

[@mcomeslast]

@@pepepez6335 lol thanks!

[@runningcosts1989]

🍩I’ve always been told cancelling credit as hurts your credit score. Is that true? I’ve have kept the same few credit cars for years.

[@AGrg]

Requestes white gold already, but need to access if I will keep it or not. I dont go DD, but will try Resy. If resy works, I will keep. If not, will cancel it when annual fee Hits at October.

[@chesterwillger7017]

Keeping the card but the Resy is worthless to me However They added Five guys to the dinning credit and the Dunkin credit will be handy.

[@theboingster6947]

To switch to white gold or stay gold…

[@amirmoradi9595]

The 2x on prepaid hotels might be handy for when I stay at a marriot since that is basically the last hotel chain I dont have a branded card for. Then again if you got the BBP then the 2x on hotels is pointless lol

[@adityamakhija2]

Unfortunately, I can't get the card since I already have a Platinum card.

[@Rolo555]

I cancelled the card 3 days ago. I didn’t want to pay the $250 renewal fee for a card I won’t use. I plan on applying for other cards to get the bonus anyway.

[@dannycolazzo1]

🍩Are these new credits effective immediately, or effective Oct 1? I just paid the old annual fee a month ago. 🍩

[@MDesio1]

🍩 Great video. Plan on keeping the card.

[@callmeNeno]

I guess I am one of the lucky ones; my annual fee renewal is on September 25 and I am in NYC . 🗽 easy decision

[@kurtneytodman9360]

I'm keeping it. There is a dunking and five guys near me. I use Uber. Not sure about the resy credit, but I may try it out.

[@classickid324]

Just FYI I renewed last month BUT I do not see the Resy or Dunkin (ewww) credits. It might just be for people who end up paying the new annual fee. I probably won’t get it until next year.

[@frankbeatzu]

I like the resy credit as I am in NY but it kind of seems like they are scaling back some credits while increasing the fee

[@russells5998]

I will keep my Amex Gold card.Im glad I can use my dining credit at 5 Guys.😊 Not many Dunkin stores here in NorCal.Maybe I can use that credit when I travel.

[@quikjfpv1665]

White Gold available for the Biz Gold as well!

[@ValvaliantFour]

Changed to the white gold this morning for the hell of it. I’m definitely keeping it. There are quite a few great restaurants on Resy in my area that I already frequent. I prefer Dunkin coffee to other chains, but also would have preferred Blue Bottle. Oh well. I still see myself easily exceeding the AF in value. 🍩

[@tomastaz]

wtf is blue bottle