Hurricane Helene Flooded My House

[@danlaur7973]

I'll pass on the great Florida weather & enjoy the 4 seasons where I live, I couldn't go through that stuff

[@illusion2055]

Such a positive attitude, impressive and inspiring.

[@dirtycommie2877]

There are certain places that we choose to live in. There are other places that we choose to visit on an extended holiday weekend.

[@rogerg399]

Sorry for your grief and aggravation you have to now go through. As to the storms, I find it hard to believe there are people out there who think that climate change is just a talking point and not a real thing. Your house is a good example, it stood the test of time for decades, and now two years in a row it experiences flooding from storms. Something has changed to make that happen......

[@6246Missouri-tw1ss]

Is this appropriate time to say this?

[@meropee9994]

Most educated peeps I know, acknowledge climate change is occurring. The debate is over weather it is man made or not.... That being said, most can't just up n leave cuz a storm flooded em out....I dont know to many in the financial position to walk away from investments without trying to recoup losses.....

[@nixonbd53]

I feel for you! I left Tampa in 2015; not even related to hurricanes! The storms will only get worse!

[@Bob-g1i]

For those thinking about living in florida. the lesson is the worst damage from hurricanes is usually from flooding. Living at less than 15' elevation a few blocks from the coast or near a river, stream or creek near the level of it, gives a really good chance of flooding. If your mortgage company requires flood insurance, which is super expensive, that should be a warning. Although I am at 41' and a mile from the gulf, the pond behind my house is 10' below my slab and the surrounding land is 5' lower. However, it drains out of a creek that gets a small culvert blocked and flooded 4 homes that are adjacent to it. So just be aware when buying or renting. My damage from 3 hurricanes, Milton being a 100 year storm, not a shingle blown off. Cinder block construction for a reason and the roof is attached to the walls.

[@jasoncrandall73]

I saw a guy on KZbin who bought near you, remodeled and got flooded a few months later. With a lot of ground level near coastline homes flooding can happen at anytime in Florida.

[@agaaga2578]

We also got flooded this time during Helene in Gulf harbors, 22" water mark. I would appreciate if you could share who did u use for your kitchen cabinets? Yes, love love love the terrazo! We have travertine throughout the house, happy i don't have to replace my floors. Good luck to everyone affected, and remember to pull permits for the repair work! Yes, It is required this time.

[@FraaaaaankRizzo]

I had family in Gulf Harbors. I was wondering how that area made out. They were right off Topsail. They moved to just off 54 a few years ago.

[@nooneyouknow5516]

​​@@FraaaaaankRizzo it was pretty bad there. I heard every house flooded. Check in on your family. This is a lot to deal with. 💔

[@FraaaaaankRizzo]

@@nooneyouknow5516 Oh no! Thanks for the info.

[@drc3po]

Just leave it like it is, with exposed studs halfway up. It will be like see-thru wainscoting. It will then be a flood-proof house.

[@tommykukulka7811]

Dude that is a great idea.... make the drywall or whatever on your walls so you can raise it up like with hinges or something when a hurricane is approaching and then after the hurricane you can lower them back down after it floods .....make covers for your electrical outlets water proof....still might loose your furniture but your cabinets could be cedar or aluminum with ways to clean them after it floods

[@mikeg02]

That's it, new outlets go on the roof this time.😂 I'm kidding, but i hope it all works out.

[@jimmanley3717]

are you able to put in a Flood claim this time? we live in Palma Ceia and own a home on the barrier island in pinellas

[@LivinginTampa]

Yes I submitted a claim and was already issued a portion of the payout.

[@emilieasselin8490]

Your home is close to the water or like 10 min in car?

[@carrolabrams2659]

Thank you for this content! I’m so sorry for your property loss and grateful you’re sharing experience. Helene & Milton caused major destruction in our Pinellas County. The FEMA rule explanation is best I’ve heard. TY ☀️🏝️🐢

[@LivinginTampa]

Thanks for watching, appreciate your comment!

[@irwinsaltzman979]

It looks like the house was empty of furniture. A major plus.

[@Jacksonzole57]

you and Juan Alcala need to do a cross over video talking about your experiences

[@Bradimoose]

It's pretty funny he flooded twice, and makes a living by selling people homes in a flood zone/hurricane zone.

[@agaaga2578]

@@Bradimoose The entire Florida is a "Hurricane zone", actually Helene did not even hit Fl, just went by creating a surge. After Milton a lot of houses got flooded that were not in a flood zone, some areas close to rivers are still under water. And the awful part is, these people did not have flood insurance

[@Bradimoose]

​@@agaaga2578 Right, because realtors tell people they're not in flood zones. They can just move from Colorado during covid and make expert videos. Least this one was honest and filmed his flooded house. Most will keep lying to people for commissions.

[@Twobarpsi]

Juan is good. I subscribe to him as well.

[@FloridamanForever]

@@Bradimoose HB1049 Can’t lie anymore.

[@charlesvt2010]

Well I'd go slow on repairs till end of November because more storms are in the forecast ya you might get another, 😢😢

[@mbo7613]

This is why federal flood insurance is underwater and private insurance companies are moving out of Florida. Any insurance used to fix this property should require going up a full story. That's the reason for the FEMA 50% rule. It prevents people from kicking the can down the road. There needs to be mandatory disclosures of insurance claims on flood prone properties in Florida. Fix it right or sell it for lot value. Sheetrock and wood framing at ground level is just window dressing for the next flood.

[@LivinginTampa]

Flood claim history is disclosed during every transaction. Private insurance companies are coming in more than leaving right now.

[@newbengraham4775]

place your bets, ladies and gentlemen, for next year's hurricane season. place your bets.

[@zanebrimson7777]

How did you fare with Milton?

[@LivinginTampa]

Not nearly as bad, thankfully!

[@letsdoit_k]

raise the house

[@ducheau100]

So the house has been vacant since Idalia? I guess one positive if that's the case, no tenant to deal with and ruined furniture.

[@LivinginTampa]

There was a tenant for a period of time. Thankfully, for all of us, they had moved out prior to the storm.

[@Pbcuriosities]

Sorry Sam :(

[@Twobarpsi]

Oh man. I thought you sold this after the Idalia renovation?

[@LivinginTampa]

It didn't sell, but we did have tenants for a period of time. Thankfully, they were out before the storm hit.

[@kennixox262]

Only a fool would try to renovate again. Sell the property for lot value. The building is obsolete and needs to be replaced with a house that is raised off the ground.

[@deelehey2827]

St. Petersburg was a true tragedy of flooding. A disaster area. Hope insurance covers your loss. Will be hard to sell now obviously. Good luck.

[@dmaric88]

In 20 years only homes in Florida that will be livable are gona get On stilts at least 8 feet up ,if you live 10-15 miles from coast

[@isartoraplatz]

I was born in Florida; Now I live in the mountains on the West Coast😂 Florida was built on the wetlands; I’m not sure that people know this and they renamed it the Everglades and they covered it up with limestone and dirt; certain areas of it were covered up because the land stop around Jacksonville, Florida, panhandle and there were small islands. all the rest was swamp. Talk to an old Seminole Indian. 👁🌴

[@Lanainvestor]

did insurance pay u in full ?

[@LivinginTampa]

Yes insurance covered the replacement cost of all damaged areas. I was actually able to get some things done for cheaper than insurance anticipated.

[@SC-sh6ux]

Have you looked into replacing the drywall with something waterproof?

[@kennixox262]

A Florida house of that vintage typically has wet plaster over wire mesh.

[@dawnt5587]

I feel bad for you.

[@johnmarshall6278]

I feel bad for you. Now everybody will be not buy a house in a flood zone or houses that have flooded before. Insurance is going to be unattainable very soon even if you can afford it. Sell it now (as is ). Don’t dump more money into it.

[@sojournern]

Why would you want to live there with storms coming so often? It will only get worse. I would want a place I can count on but with climate change those places are getting fewer and fewer

[@KJSvitko]

Climate change and rising sea levels will make properties in low lying areas and coastal areas impossible to insure. Banks will be reluctant to give a mortgage for 15 or 30 years because the property may be under water. Selling properties to average buyers will become impossible in the future as banks and mortgage companies stop making loans for these properties. Coastal areas are a high risk for insurance and extreme weather like hurricanes. People will have to self insure and take the risk of loss. Condo associations are losing their insurance and if they find a new higher cost policy they will be passing on the higher costs to association members. Flooded cars from hurricanes fill the salvage lots. Insurance companies will raise rates and pass on the costs and risks to policy holders next year. Coastal properties will be confined to wealthy individuals that can buy properties with cash and self insure for losses from hurricanes or rising sea levels.

[@henrypacheco9048]

What person would be stupid enough to want to buy a property there?? How is the land valuable??

[@LivinginTampa]

Location, location, location. A lot of people still want to live near the water.

[@gregvisioninfosoft]

Why did you buy a home in a known flood zone? Shouldnt potential homeowners have public access to know the historical flood history of their neighborhoods? I feel so...

[@LivinginTampa]

Yes all that is known info. There had never been a flood claim for this home in 60 years when I bought it.

[@gregvisioninfosoft]

@@LivinginTampa wow. what a bad set of circumstances. where does one go to learn the past flood history of a given community? are there 'flood maps' available in each community?

[@AmericanVenom85]

Aww, poor you. Meanwhile, most people can’t afford to buy any home 🤡

[@kevinschlosberg7124]

You should just sell the place and move to Vermont.

[@Coolguyallthetime2k]

Right lol

[@rodcoulter997]

It is time to move…..can’t you see that? Just isn’t worth living there anymore.

[@edsparky7512]

lots of denial

[@SRsizz]

Boo hoo 😢😢

[@Weeki370]

NPR seriously, that house is a total 0, no worth anything, why would the land be valuable?, why is it we just have to accept that waterfront land is valuable when look what will happen, if anything land inland should be more valuable

[@nooneyouknow5516]

But it's not.

[@LivinginTampa]

It's not in NPR.

[@FloridamanForever]

HB1049 Will make alot of tough sells.

[@MIAMIC70]

Hurricanes are Floridas “transplant be gone.” Taking the garbage out.

[@LuisRojas-uu4om]

Anyone who has been thru a flood knows how miserable the clean up and recovery is. I can't imagine going thru it 3 times in 2 years. Hope it all works out and the insurance does its job to make all those whole who have lost everything. But also we must start thinking logically about global wraming and quit electing leaders that deny it is even happening