I am 45 YEARS OLD with TWO JOBS and barely surviving.

[@M0ren090]

You are not alone. I’m 36 years old and you just opened my eyes and need to start planning. I hope everything works out well for you.

[@jamesescobar8577]

I live here in Texas, I have two jobs and I'm actually saving money.

[@davidmajer3652]

Fewer and fewer people get corporate jobs. People are employed as contract workers, not employees.

[@Shedshananigans]

I understand you wholeheartedly. I’m 49, never married, no children, no friends and I live in a storage shed. I also have a chronic illness that will kill me in 2-3 years. I also have no insurance. This illness is a blessing in disguise because I don’t have to plan for retirement. I know my future. I just have to hold out for a 2-3 years then no worries. I hope you’re able to find your way. Best of luck.

[@warriormessiah3134]

Damm man stay up💯

[@keithlehmanuw3606]

Love and admire the honesty, you help a lot of people without even knowing it

[@kingofmambo]

A lot of people in America in your situation

[@therealjv7]

Yes I agree

[@rejectionistmanifesto8836]

​@@therealjv7if you choose to have kids then you only have to work till 250 years old with the expenses and putting them into the wageslaveTRAP

[@VT08-766]

Facts

[@equinox6944]

A lot of people in Australia going through this situation at the moment also. The situation is dire here as well 😢 I wish you all the best x

[@Liza-gd7jf]

I wish you the best, this system abuses all the good hardworking people

[@tritosac]

I am very glad to hear of your progress. At some point I need to get myself back in the job market at almost 49. It's a hard step for me but I need to for my mental health.

[@therealjv7]

Thank you 🙏

[@Cognitoman]

Your not alone its tough out there now days.

[@tovratov5235]

Bro you need to do what I did and move to Mexico I currently live in Tijuana but I hold the job in San Diego all you really need is one if you do that and live in Mexico at the same time you'll be rich currently my rent is $400 a month and I get paid $21 an hour in San Diego. I just got back from Costa Rica on the weekend you can literally live a middle-class life. So do what I did and get your passport and move to Tijuana. Also I would consider getting global entry or sentri. It allows you to skip the lines at the border and cross quickly if you're on foot. It also allows you to go through the fast lane if you have a car. Hit me up if you have any questions I'll be more than happy to help you

[@brando7266]

How r the living conditions in Tijuana?

[@tovratov5235]

@@brando7266 good... Better than San Diego lol. honestly It depends on where you live. You can get a nice house in a gated community for $600. I rent out a studio for $400. It's up to you and your cleanliness

[@brando7266]

@@tovratov5235 is it safe, ?

[@brando7266]

@@tovratov5235 is it safe for a gringo?

[@songoku9348]

Where you gonna go? Here in the UK things aren’t any better. We have the exact some situation.

[@SeriousDrama]

You just started working again bro. It takes time...

[@jeremyking3986]

I’m 53 and work 6 months out of the year as a welder, I make $90k and have 6 months off, and that comes with free healthcare.

[@therealjv7]

Wow that’s an awesome job

[@brando7266]

Do u get unemployment for the other 6 months?

[@jeremyking3986]

@@brando7266 yes

[@mninoskaflores7555]

You should become a Register Nurse. There is a shortage of nurses in the USA.

[@yellowbird5411]

Health care is in dire need of all disciplines, and often training can be obtained through various channels without paying up front for it. Private care is also needed, for HHA's and CNA's. My daughter in law came to the U.S. and didn't even speak English. She took the HHA course and passed, and worked for a short time for an agency. Then she did private care and did exceptionally well. She also went back to school for phlebotomy I think, and passed that. All this with a huge language barrier. She is currently working in a nursing home, as her private care people passed away.

[@Seeingisntbelieving]

Going to school is expensive. Most people cannot take time away from work to commit to school.

[@george1449]

Seeing your older videos, what I do not understand is how did you afford visiting so many places, like Mexico, Chile, Colombia by not having an income

[@lindajohnson.]

We are retired and living in Texas we just live a very conservative life. Inflation has hit us hard. All of your expenses continue, Medicare pays, but we have a supplemental to help. Remember “Cash is King”. You have have to have some cash for breakdowns and emergencies. 😢😢😢😢😢

[@simpleisthebest73]

You should just get out of the US and move to other countries as soon as you can. The country where gives your asset more value. Longer you wait, it will get harder for you to make a big move in your life. I'm 50 years old, single no kids. I quit my slave job last year, and I don't have much savings. I just moved out from the US last July 2023 and moved to Thailand. I don't know what my future will be like.. but as for now I'm much happier. I don't want to worry about my future now. I'm living much healthier life now. I stop drinking and smoking from the day I moved to Thailand and exercising regularly and eating fresh food everyday. Unlike in the US, I was always eating junk food or frozen processed food everyday bases. The US life style literally deteriorating my body system. I told myself one day "This is gotta be stop. I must change!" Why i have to worry about my elder years while I'm destroying myself now?! I just want to live happy now! Who cares about tomorrow! I might not live as long as i should be. I may die tomorrow. You just never know! Anyway, good luck to you!

[@therealjv7]

What country did you moved too if you don’t mind me asking?

[@simpleisthebest73]

@@therealjv7 i edited my comment. Please read again.

[@brynjhnsn100]

JV, keep grinding my friend. You left the gate open with your last post and now the crazies are coming in. You are where you put yourself, I never heard you complain but understand you building yourself up. Admirable. Some people wouldn’t even try to pay down their debt but blame the government for what life hands them. You do you !

[@therealjv7]

Thank you my brother, God bless 🙏

[@HristoSamual]

I am from India and things are much worse here than in the USA.

[@marcusleja7133]

India has always been a dump with extreme classism. When your country starts meriting comparison to India, life has truly declined.

[@JBLegal09]

Of course they are, you live in a third world country🤦‍♀️

[@yellowbird5411]

@@JBLegal09 There are third world countries and other locations that are doing well. Their standard of living is often not as high, but it's peaceful.

[@brando7266]

Dont u have a right wing government? Thats why,

[@zackeryzackery9381]

Buddy, you are in the same position as 70% of the US population

[@therealjv7]

Yeah maybe higher percentage

[@zackeryzackery9381]

@@therealjv7 You are probably right, maybe 85 to 90 %.

[@ToyshiaHughesJohnson]

Yes it’s expensive in the USA when I retire in 5 years I’m leaving ❤ wish you well 😊

[@jodymiller1]

The military can help, not all military jobs are infantry positions. In addition they can help with education, medical and dental is cover. you can pay down your debt, and you can build your retirement fund. Housing would be covered while active. And you can learn different skill sets and look into government jobs just in case you if your contract ends and you are looking to get out. Just make sure you know what job you are looking for before signing the dotted lines.

[@vivimocu2049]

I'm in a similar case as You are

[@Proud5050man]

Takes time man I have no 401 But get.my.pension in 9 years Been at my job 17 years Dont have a car yet On the bus for now

[@therealjv7]

I can relate with you. I was without a car for many years until my sister gave me the car in 2021.

[@kingofmambo]

@@Proud5050man you should not vote for Trump. He is a con man and a convicted felon.

[@dpbuc32]

That's what counts. Some people have a lot of things but are up to their necks in debt.

[@DeepVerma728]

What did you expect? California has a 16% Corporate tax rate. You think business is going to pay a 16% tax rate? Nope you are.

[@rexx9496]

You lie. I just looked up the corporate tax rate of California, it's 8.84%. You're off by a factor of nearly 100%. Republicans are always fast and loose with facts.

[@Hotcheeto50]

Work the oil fields, good money and sometimes they will cover housing.

[@deltoro5346]

Move out of California.

[@SlumberBear2k]

at this point I don't care about status, all I want is a safe apartment that is warm and gives me privacy. But even that the society is making impossible to have. And at a time where it has never been easier to provide. This world is horrible.

[@dm-jf5uu]

I had to move from a big city to a rural area it's better and cheaper

[@therealjv7]

What ever works best for you.

[@sacausa]

You are absolutely right and I wish you all the best in life 🎉

[@therealjv7]

Thank you. God bless 🙏

[@CyMDtech]

you are not only one, but funny is how people mind is currently set - "bow and take a beating..."

[@kingofmambo]

Hi JV, what does it stand for ? Juan Victor ? I am in Spain my friend.

[@coreysmith5141]

With no kids to raise, you have no excuses. Some of us with kids have saved more than enough for ourselves, so we will not have to leach off of them.

[@therealjv7]

Congratulations on your ability to be economically responsible.

[@RedEyeification]

Not all of us are lucky to steal enough to survive.

[@rejectionistmanifesto8836]

​@@therealjv7he isnt responsible, selfish people like him keep increasing the labor pool by becoming parents and harming people currently who are already barely struggling. Stop praising such selfish people creating more people.

[@SuperNovaTrades]

You planned on relying on your kids if you had any that’s sad, morally forcing your kids to take care of you because you couldn’t take care of your financial situation or even becoming financially literate to be able to manage your finances and be smart with your spending

[@coolerking7427]

Maybe save money up and get out of California.

[@therealjv7]

That’s the plan 😜

[@boostjunkie27]

You would need another 2 or 3 jobs if you were married with kids. 😂

[@blessedbygod3430]

Get into a practical nursing program and eventually get your registered nurse degree. LOTS OF OPENINGS and great health insurance

[@Jeff-lu7rs]

To opt is to use is the objective. We are one in a million and we are not going anywhere

[@fastesteddiealive]

Must be nice living at mommy’s house

[@IamaNewCreature]

Why’s that?

[@SlumberBear2k]

I lived with my mom in my late 20s. it sucked. but I don't blame him if that's what he is doing.

[@jeffreydevine6199]

I'm 62 retired and living great! Just returned from a 2 month hiatus in the Philippines! YE!

[@william-fla-321]

Congratulations. I’ll be retiring in 9 months.

[@jeffreydevine6199]

@@william-fla-321 I hope at 62?

[@matrixInvader]

34 y/o here with 1.5 years into self-taught computer programming/web development job that I already can barely tolerate. No retirement saved up.. No money really.. Will probably live paycheck to paycheck the rest of my life, never own property.. not financially stable enough to entice any sort of companion in life.. just exhausted mentally really.. In truth "retirement" will consist of finally working up the courage to take myself out of the matrix, if you catch my drift. It's just the sad reality at this point. There are no more rewards for working in this society. It really is just abject slavery at this point Oh well, maybe you don't see it this way, but this is the reality I accepted for myself a long time ago. Better luck next incarnation I guess

[@therealjv7]

Sorry to hear your situation, I hope it improves massively for you.

[@william-fla-321]

Try doing physical labor jobs, like construction work and then doing home repairs. Try cleaning houses and open your own business. Open a lawn care business, just get going.

[@yellowbird5411]

He's already doing caregiver work, which can pay really well. It gives you flexibility with other perks. Many need someone just to come in daily for a couple of hours, or a couple of times a week to do food prep, some cleaning, laundry, etc. Not terribly hard work, and you don't have a boss breathing down your neck. But he wants insurance for dental and medical. I haven't seen his other videos, so don't know how he has survived this long unless he's been doing gig work.

[@stevethomas5209]

You put too much equity in the corporations thats the problem. I chose self employment worked hard at it and did ok not great but just ok retired and happy not thrilled just happy and thats good enough for me. These corporations will grind you and bleed you dry. I got my first business at age 22 in 1982 stayed focused and it did ok for me. Corporate suits came to me and paid me for my service of boot, shoe, handbag , and luggage repairs we also serviced blue collar workers too repairing work boots and construction gear. Collectively it all paid off for me. 401k are for sucker's you can invest on your own got beat up in 2008 but managed to keep my head above water. Life's a B just keep grinding.

[@20maxilo]

You ,me and many of us .. and the dollar is losing value ... So 45 is a good age to start but retirement dont expect much

[@jlmm3968]

As long as they give me everything I have paid into social security and interest I don’t care if they get rid of it . People act so nonchalant like govt just going to get rid of it but millions of people will be very upset and millions rely on that money. Bad part is they will play games and raise the age for collecting. At some point especially if u don’t have anyone u will adopt a mentality it’s only money if I die owing a million or die having a million I’m still dead, just try to be happy before the game is over.

[@I_cee_you]

Join the Army. They will let people join up to age 45. They can give you a waiver for your age.

[@joeswanson733]

45? sweet lord man is the army really missing their recruitment quotas that badly these days?

[@dumpsterbaby3155]

@@joeswanson733 🤣

[@KayFabe87]

The army has gone completely woke. Able bodied, straight white men need not apply. The “Rachel Levine’s “ will man the front lines.

[@Steveo_00700]

The Army, the Navy, the Airforce, Marines. What a great place , what a great place to be. 😂

[@hp7093]

So you were unemployed for 7-8 years? Because you wanted corporate? Dude go get a job! Jobs are everywhere. You are competing with young people fresh out of college ready to work. “The reality is”. You’re an old unemployed guy.

[@coreysmith5141]

Professional couch serfer for 8 years must look great on this guys resume.

[@daendiznigh]

He also said he wants a corporate job so he can receive medical , dental , and 401k 😂 all full time jobs offer that. This dude makes poor decisions and does not take good advice if you ask me.

[@BREEZYM6015]

I'm both an old employed guy and an old undateable guy. 😂

[@BREEZYM6015]

​@@daendiznighI refuse to get a job until all of the stars align and my job demands are met. I got all the time in the world. 😂

[@lannyjr1042]

USD won't be dethroned by any other country based currency. Simply because Trust and nobody gonna trust dictatorship based currency like RMB or Russian. Although I can see Bitcoin and Ethereum taking bigger role in finance in future as they are Trustless.

[@vTheHeroicIdeal]

Russia isn’t a dictatorship though. It’s a respected country which is why so many countries are joining BRICS. BRICS will likely overtake the dollar at some point. The non western world is tired of the western BS.

[@lindajohnson.]

Why do you stay in California? It is such a costly state? 😢.

[@rodseller9936]

I thought I had it bad. I'm 36 by the way.

[@recabitejehonadab2654]

Find a rich woman with kids to take care of you 😊.

[@williamrice4608]

Call Dave Ramsey and see what he says. You got nothing to lose by trying that. Some free financial advice from a pro.

[@jeffreydevine6199]

Your living in commifornia complaining about commifornia! Brilliant! I left in 2004 and never going back!

[@vTheHeroicIdeal]

The problem is, people leave and spread their commiefornia bs views. Also, the influx of turd worlders runs everything into the ground.

[@hobbeeforturitpublishingll3970]

If the economy is your top issue democrats ain't it just like in 2008 is the economy was your top issue then Republicans weren't it it's the economy and the words of James carville Trump 2024.

[@xforce3648]

How is Trump going to fix this economy?

[@brando7266]

The only thing trump did ,was give tax cuts to the rich, and blow putin and kim, r u a trump university grad?

[@fyiaustralia9686]

You'll be burning the candle at both ends with two jobs soon. I hope you find some downtime in your week to relax.

[@IAMOSIRAS13]

XRP…….

[@didafm]

You are barely getting by and are traveling? You are barely getting by and you have a car? Both those things you could axe....no need for a car; and no need to travel until you make 6 figures

[@therealjv7]

The car that I have was given to me by my sister and the upcoming travel was very cheap, only $49 for my ticket because I have a 1 year pass with the airline.

[@therealjv7]

Traveling is not they expensive that requires you to make “6 figures” in order to travel.

[@didafm]

@@therealjv7it's the principle idea. I am not broke and I don't event travel because it's very expensive. For me to travel to Mexico for 1 week my bills continue while I'm gone it would cost me 3k so I don't

[@Slow-Rolling]

@@therealjv7 your priorities are backwards 🤦🏾‍♂️. You’re worried about retirement but you’re too busy traveling🤦🏾‍♂️🤦🏾‍♂️🤦🏾‍♂️

[@MiracleTallow4412]

Completely agree. Ditch the car.

[@Steveo_00700]

Why don't you put a financial plan together and start by getting the hell out of California. Allow yourself to build your channel while building personnel wealth. Once you establish a passive income, consider geographical arbitrage. Southeast Asia is amazing. Many countries you can choose from. Expats are living comfortably on as little as $2,000 a month.

[@therealjv7]

Thank you for you comment and advice. The plan is indeed to very soon move to a more affordable place with my girlfriend.

[@hobbeeforturitpublishingll3970]

This guy is a Kamala Harris reporter and complaining about her terrible economy you can't make this up Kamala Harris supporters are completely clueless that's like me in 2008 complaining about the economy and going to vote for John McCain.

[@therealjv7]

Terrible economy? It’s one of the best economies in the 21st century, record job creations, record low unemployment. Where do you get your news, from Fox News?

[@therealjv7]

And don’t tell me you’re voting for an insurrectionist because if that’s the case you’re a traitor, sorry to tell you this.

[@deltoro5346]

@therealjv7 Best economy? You're paying triple for everything in California, why do you think you're broke?

[@therealjv7]

@@deltoro5346 if your reading skills are lacking that’s not my problem. Go and read the various economic reports that have come out for the past two years. Read, educate yourself.

[@therealjv7]

@@deltoro5346 If you support the insurrectionist you need to get your head examine

[@deltoro5346]

That is a zesty kamala supporting hairstyle.

[@therealjv7]

Better hairstyle than your orange God lol

[@deltoro5346]

@therealjv7 Typical lefty response. What has your goddess done these last 4 years? What has she accomplished? How has the economy improved 🤔?

[@MENTALHEALTHBOXING]

Damn bro. If I didn’t have a kid I would be finically right

[@JamBablos]

😂 i feel bad for ur kid

[@Jeff-lu7rs]

You should move to the philosophical realm

[@whitetrashtrucker908]

Just give up man, ppl keep on gettin played by fear.... but theres nothing to fear... were all fucked.. unless an opportunity comes ur way... do as little as possoble😊

[@Slow-Rolling]

You don’t have to kids/child support or alimony, you can do it,if you plan and bust your butt… .. .. but that relationship you have is going to slow you down. Women and children will take your time and money.

[@therealjv7]

I concur with you. I can achieve debt free in the next six months.

[@almightymachine9930]

Might want to adjust that haircut before going to an interview... just saying

[@therealjv7]

Lol

[@SlumberBear2k]

i wouldn't give it a second though.

[@tross1222]

You should apply for a government job. You’ll have lots of benefits, and have a full retirement at 65. Lots of people start in their mid forties in the government, and still end up doing well!

[@adamchavez999]

Go get your cdl

[@ossiecameron6061]

Buy nvdia stock

[@dumpsterbaby3155]

bruh, that hair

[@therealjv7]

It looks better than yours. Post a pic of yours

[@KayFabe87]

Dude has excellent hair.

[@JBLegal09]

The US is so far behind - we have compulsory superannuation, 11.5% in addition into a fund of our choice, together with universal healthcare, not associated with the employer. Your country is ridiculous.

[@therealjv7]

What country are you from if you don’t mind me asking?

[@KayFabe87]

Then stay away. You are also welcome to take some of our “newcomers”

[@KarlJones-s8f]

Let me guess your single

[@kingofmambo]

Could you retire in Mexico where life is cheaper ?

[@therealjv7]

México used to be much cheaper before but now is getting just as expensive as here. Next month when I travel down there I will make a video about the cost of living down there.

[@didafm]

​@@therealjv7 You have no money and are traveling?

[@coolerking7427]

@@therealjv7 Maybe you need to save money instead of traveling.

[@monikamoocz90]

​@@didafmthat's his business

[@monikamoocz90]

​@@therealjv7looking forward to that video Enjoy trip

[@stevenvarela8056]

You could scrafice and invest in e-commerce

[@kneel1]

lol dude its not 1998 anymore

[@thelongboat831]

you can't take money in the next life sir, the most important thing is G-D, who gave His own SON so you can have eternal life. Imagine never dying. G-D doesn't lie

[@techyj2417]

Bro get a girl and help each other out

[@BarryThacker-t5l]

Gold and silver are a great retirement investment. 401 ks retirement pensions SS may not be around forever. In Panama kids still pray in schools, they are not prey. I am 60 my paid off house was just burned by neighbors. No help or return calls from the sheriff. LIFE SUCKS NOW.

[@therealjv7]

Thank you for your comment.

[@almightymachine9930]

Im 37- work parttime as a contractor and get 1300 in food stamps a month and feee health care... if you knew better you'd do better homie.

[@120weapons]

It’s people like you that will be the death of this country. Always with your hand out for something you did not earn.

[@mountuplikeaneagle]

If you call on the Lord Jesus Christ and receive him and begin helping others that are truly in need and hungry, people who have nothing, you will be shocked by how God will help you. You must be born again of the Spirit of God. There is a scripture that says MY GOD SHALL SUPPLY ALL MY NEEDS ACCORDING TO HIS RICHES IN GLORY BY CHRIST JESUS. Ok A gave you the answer to all your problems in this life and the next life. You can do what I said or you can mock me and what I said. Many complain but when you give them the. answer they ignore it and continue to gripe and complain.

[@brando7266]

What about the billions of people that r not Christians? Will jesus help them?

[@mountuplikeaneagle]

@@brando7266 There is no other name under heaven by which we can be saved . Jesus is the only way, the only truth and the only life, the only way to God the Father in heaven. The only people on earth who will not go to hell are born again Christians, everyone else dies and goes to hell, later they will be cast into the lake of fire

[@brando7266]

@@mountuplikeaneagle lucky u were born into the correct religion, 😆, ps- that doesn't sound right, why should good people be punished for not being born into the " right" religion, ?

[@mountuplikeaneagle]

@@brando7266 You must be born again, born of the Spirit of God. read Romans ch 10. read the gospel of John

[@mountuplikeaneagle]

@@brando7266 God doesn't go by what you think. I don't believe in religion. You come to Jesus just as you are . Jesus is not a religion, you have to know him and he has to know you. He's been right in front of you all your life. You must humble yourself before him with a repentant heart . As many as receive him he gives them the power to become a son of God. a child of God. He shed his blood on the cross for your sins. He rose from the dead 3 days later for your justification. WHOSEVER SHALL CALL UPON THE NAME OF THE LORD SHALL BE DELIVERED, SET FROM YOUR BONDAGE OF SIN. RIGHT NOW YOU BELONG TO SATAN, YOU ARE HIS POSSESESDION. WHEN YOU CALL ON JESUS IN FAITH BELIEVING HE IS THE SON OF GOD, BELIEVING IS GOD WHO CAME IN THE FLESH, BELIEVING GOD THE FATHER RAISED HIM FROM THE DEAD ON THE 3RD DAY AND CONFESS HIM BEFORE MAN(YOUR FRIENDS ETC), YOU SHALL BE SAVED. JESUS WILL WASH YOUR SINS AWAY, HE REDEEMS YOUR LIFE FROM DESTRUCTION, HELL AND SPENDING ETERNITY BURNING CONTINUALLY FOREVER WITHOUT END

[@BaronEvola123]

My man, a story: An in law had a very good job for a telecomm giant. He started there in the mid 1960's as a grunt, working his way up and eventually work his way into being a lobbyist. He raised 4 kids, moved to a decent house and did everything right. The company in the late 1990's offered all their senor folks stock options instead of pensions. He had to take it. His lifelong dream of retiring was just around the corner. Within a year, the company imploded, the guys above him all had golden parachutes and he and ALL the middle management's stock was worthless. He's been working at big retail stores ever since. His wife divorced him. They've known each other since grade school. The corporate world is finished. Finished. There will be no more stocks, but privately owned businesses. Yes. It's true. Get into something like security, or learn how to install sprinklers or something. Get off of YT. Forget about looking for a Corp job. Do something with your hands and hurry. YOU CAN NOT VOTE YOUR WAY OUT OF THIS.

[@KayFabe87]

So, you claim that all publicly traded companies will simply cease to exist? The S&P 500 index and the huge multi-billion and trillion dollar companies that comprise the index will simply “vanish”? When is this scheduled to happen? Incidentally you never named the “telecom giant” in your fictitious story.

[@James09291]

Rather do renovations than fire sprinklers more money

[@KayFabe87]

So, you claim that all publicly traded companies will simply cease to exist? The S&P 500 index and the huge multi-billion and trillion dollar companies that comprise the index will simply “vanish”? When is this scheduled to happen? Incidentally you never named the “telecom giant” in your fictitious story.

[@twointhepinkoneinthestink]

Time to man-up.