“I Don’t Know How I’m Going To Pay This Stuff Off”

[@PoyTroy]

He’s 19. He’ll be fine. He’s not married. Doesn’t have any kids. And still lives with his parents. He’s young he can work crazy amount of hours and not even feel it the next morning he wakes up.

[@shawnsenese1760]

That is what I was thinking. He has a lot of time on his side.

[@2009polostar]

No wife, no kids, then he doesn't have mouths to feed.

[@thehamiltonshow]

True

[@shoeplayisbad1]

You definitely feel it the next day Age doesn't matter everyone gets tired. Only difference is when you are young the recovery is a bit faster

[@shellyb5014]

Exactly.. not sure why they’re acting like his life is ending!

[@bradleygraves5915]

This kid is learning a lot today.

[@starrystarrynight6281]

My daughter had the same thing happen to her. She had an accounting degree and almost a CPA. She was frozen in fear and confusion. We told her she had to move out or get a job. She went to work at Sonic and Door Dash at night. Fast forward 7 years later…she is the City Treasurer for a large city in Oklahoma.

[@abark]

Such great boomer parenting style.

[@howlbeast]

Kudos to her

[@liberator9248]

You treated her with kicking her out L😅😅😅😅😅

[@guythomson7020]

She succeeded despite you not because of you.

[@sinclairal]

@@abark What were they supposed to do, allow her to sulk and pity her into depression? Telling her to get a job is best thing they could do- provides stability in life and mentally. Its not good for people to not work- no purpose.

[@people3865]

Why do people use "Laid off" and "Fired" interchangeably? I've messed up and been fired, I've also been laid off when an old company closed. They aren't the same 😂😂😂

[@analyticalchick3064]

because it sound better lol

[@shaneskull820]

True, lol. They don’t want to admit they got fired because it implies they messed up.

[@chrisrstt]

Doesn’t really matter at the time. He’s still out of a job

[@megalodon1726]

They fired him because they realized they shouldn't have hired him in the first place. They put a 19 year old in a supervisory position. 19 year olds shouldn't be supervising anything but pets or young children, unless they've done something exceptional like running a profitable business since 15 or graduating from a top university at 18.

[@analyticalchick3064]

@@megalodon1726 Usually, when someone that young has a role like that they are either related to someone or worked at a high turnover place for a while and got promoted because they had more longevity than anyone else there. I'm guessing that's what happened but then he was probably an ass to the workers and workers found a way to go over his head to complain. Also, he might have lost the company too much money.

[@beaniemac]

That kid lives with his parents. He will survive. I live in Chicago also. Fast food restaurants all around me pay $16-$17 an hour and are hiring. That right there will essentially replace his income.

[@BREEZYM6015]

​@islandhopper100Hazard pay for what?

[@beaniemac]

@@BREEZYM6015 I dunno. I think that was a poor attempt at humor.

[@adventureaviator9702]

@@BREEZYM6015 You know what for, quit pretending like you don't.

[@joem1950]

For living in a shit hole that's what lmao. It was a good joke Karen's.

[@ashleygoodrich3294]

Chicago has a lot of temps positions open too

[@AFancyHippo]

If the caller is reading, it’s rough losing a job like this. It happened to me 4 times, first one is the worst. Stay strong, you got some good advice on this call. Good luck to you.

[@FlutterSwag]

yep , the first is the worst it gets easier every time

[@isabelkassan5244]

Yes great advice from someone who knows! Get moving! Aussie Lady

[@howlbeast]

Exactly

[@14elvira14]

The way Dave addressed what he has learned from the job loss is really the root of better decision making that keeps people out of debt. It's not the math problem that people struggle with.

[@shanep2760]

They should have asked why does he have $5k in credit card debt when he was making $40k and lives with his parents?

[@NrthrnKnght]

yep

[@roathripper]

crypto

[@bradleygraves5915]

Cause he is a kid and hasn't learned the hard way yet. Until now.

[@jeffkline9191]

Weed

[@chrysiarose]

You can't buy weed on a credit card

[@mtnguy]

Ramsey sounded more like a dad to Logan than his own dad. Tough love….wish there was more individuals like this.

[@Elizabeth-uj8vn]

I’m so glad he called in.

[@laserwizard2]

Dave is treating this as a teachable moment and is sincerely interested.

[@karmel896]

Sign up for a fish processing job in Alaska! You will have that debt payed off in about a year. Contract range from 1 month to 6 months. Common contracts are 3 months though. I had $20k debt at 21 years old with the car I bought so I signed up for a 3 month contract at one of the companies. Made around 17k and saved all of it since we worked 16hrs a day and had no way to spend the money. Came back home and dropped all that money on my car and once I got another job I finished paying my car off a little over a year.

[@roadrunner9622]

What was the work like?

[@damiang888]

@@roadrunner9622 Knife Goes In, Guts Come Out

[@Crashcourse3806-v2n]

Everyone says "door dash" but depending on your area there could be a wait list to get on their list of drivers. There has been a 3 year wait in my area. I do Instacart shopping once in a while because I actually find grocery shopping fun. So if I'm sitting around in the evening bored, I try to catch a shop and make a few extra bucks to put towards paying off my house.

[@InnerSanctum-777]

"Paralysis of the analysis" is very true. It causes hesitation and increases doubt in your own capabilities every time you attempt to break your routine for the better. As sad as this young man is, we have all been there at least once. He is learning valuable lessons at a young age and GOOD FOR HIM. That feeling of fear will motivate him to crush this debt, regain control of his life and never make such decisions again. 29,000$ at 19 yrs old IS PEANUTS compared to someone going through a mid-life crisis with 2 million in debt! This man will be fine. Temporary suffering for forever glory

[@kendrapratt2098]

“Leave the cave”😂 “I’m trynna get that stink off of ya” Boy, Dave had some good ones in this one 😂

[@jimroscovius]

I've been laid off four times in my life, and always had a job within a month. There's one way to get out of debt. It's called WORK!!

[@DJRiyzen]

I've been laid off, just as many times, and it usually took 6 months to find something. That being said, I never carried debt, and had money saved for an emergency, so it was a good time, looking for something better.

[@ugabuga1361]

Hahahaha I know man!!!! You got to think though this guy probably never got fired. He’s not doing to bad compared to some 40-60 year men who take from the govt aka ur tax money for free rent. Literally I have tenants that smoke cigs all days and their hardest part of the day is walking to the 7/11 and get more cigs. Not an ounce of work cross these grown men’s minds.

[@siva47931]

White male privilege is strong with this one

[@jimroscovius]

@@ugabuga1361 And yet we taxpayers fund that stupidity.

[@jimroscovius]

@mba2ceo There are jobs everywhere!! Might be less, but it's better than nothing. Just cut the lifestyle. Might have to get rid of that new iPhone. Waaah waaah waaah.

[@helenhilton2158]

I was a Pizza Hut delivery driver for nearly 2 1/2 years. I saw young people coming in asking for work who were immediately turned away by the manager because they were inappropriately dressed, not well groomed, and/or careless about their speech and demeanor. No matter whether you’re looking for a delivery job or a CEO position, you need to dress and speak respectfully and walk in with your shoulders back, your head up, and your feet not shuffling the floor when you walk. Also, location is key for getting plenty of deliveries and good tips. I got triple the number of deliveries and amazing tips in a small town where restaurant choices were limited as compared to a big city where Pizza Hut was just one in MANY choices and other restaurants had healthier and tastier menus. I now do Favor running, which is a local alternative to Door Dash, and make about as much as I did at Pizza Hut, but with a lot less stress and more freedom of time. But if you do a delivery services such as Door Dash, you have to be well disciplined and on top of your game.

[@BREEZYM6015]

I'm pretty sure the CEO position would require a lot more than the delivery driver position. 😂

[@pdxmusl1510]

Yeah.. I ran a restaurant location for a while. I'd always get these strange people in. Like the shirtless guy asking for an application. 😂 Or the guy who gave me his resume on pink construction paper and every letter was a different color. Definitely memorable. And probably a lot of work. As time went on it got worse. After awhile I was just glad they had pants on. It was a rough neighborhood.

[@jonm.678]

This is true. I also was a pizza man when I was young. I still came to the job interview in a cheap suit. She said after the interview regardless of what I said she would hire me just because I came in a suit. It was a good job! For a young person it’s decent money!

[@reese85]

@jonm.678 a suit is overkill fir that type of job, just dress business casual

[@helenhilton2158]

@@BREEZYM6015 Of course! My point was, you don't apply for ANY job looking like a gangster or like you don't care about your appearance. You dress respectably.

[@SonnyPruitt-q1s]

Before I went looking for a job I would file for unemployment benefits to take some of the stress off.

[@bufficliff8978]

Or he could start making money immediately instead of being a low life

[@flashgordon6510]

In the past, I got permanent positions from working temp jobs. He should call a temp agency.

[@roadrunner9622]

Yep. Even if it doesn't go permanent, it's real money and a chance to get a variety of skills and experience.

[@marygassman-baltierra3530]

Young man you are going to be just fine! You have so many years ahead of you. You will figure this out. You can do it! Stick with Dave and you'll be a millionaire in no time.

[@laserwizard2]

Diamonds are made from pressure and heat. Here is your chance as a youngster to forge your character.

[@WickedAwesomeGardening]

The hilarious thing is, as soon as he said dashing doors after you get off the call, a DoorDash ad popped up lol

[@DDDD-of3hv]

i have people at work that have loans out for everything and i keep telling them what happens if you lose the job, response is..... i dont plan on it i also say you are one step away from financial devistation if you have a serious medical issue, or go on STD/LTD and their reponses.... i dont plan on it.... unreal how people think.... this is a young fella...... go to the coast guard, merchant marines, military, etc.....

[@khrisstake2210]

EVERYTHING?

[@roadrunner9622]

Truck drivers I work with don't chain loads down sufficiently, and I ask them, "What if you have to panic-stop?" They say the same thing: "I don't plan on it."

[@khrisstake2210]

@@roadrunner9622 this doesn't happen

[@stephanieharries7746]

❤​@@khrisstake2210

[@christopheremerson2892]

I’m 70 now, but when I was young I worked many jobs that were menial but you have to survive. And when I was working two jobs, I didn’t have time to spend money. Great advice to any young person. His debt is not insurmountable but he’ll have to work to take care of it.

[@ayo_k32]

Dave, Doordash isn’t hiring new drivers in most cities. I live in a city of almost 2 million and have good history of dashing from a few years ago and they won’t even let me back on the road because there are so many drivers already dashing and accepting every order no matter how underpaid it is. The food delivery industry has changed since covid. People don’t have extra money to be ordering food for delivery and Doordash changed their operating structure.

[@fabbz94]

Ok. Well Amazon is always hiring.

[@rebeltheharem7028]

Then he should drive to an underserved area, outside of the big city, and continue to get gig work that way. It wouldn't be any different from someone who has to commute 1 hour a day into the city for work. He would be doing the opposite, commuting out of the city for work. Of course you would need to do some research.

[@ayo_k32]

@@rebeltheharem7028 Those areas outside of cities hardly offer any money through gig work, especially Doordash. If it’s slow in a major city, it’s going to be extremely slow in a place where hardly anyone is ordering food. Also, some food delivery orders only pay $3-$5, which wouldn’t even cover gas. Commuting outside the city for that would be a horrible idea - he’d be better off working at minimum wage in his own city. At least the money would be guaranteed hourly. When I was doordashing at the height of covid it was very busy and I was still barely making minimum wage- after taxes and gas it was less than min wage. If it’s slow, that time would literally be a net loss.

[@roadrunner9622]

Yep. Time for Dave to find the next one-size-fits-all simple answer to everything.

[@roadrunner9622]

Remember 5-10 years ago when "Learn computers!" was the simple answer to everything? That industry changed just like food delivery. Things tend to find their level.

[@tyleralamo5247]

This is exactly the reason why it's not a good idea to carry debt around. Everything's fine til it's not. One minute you have a job and you're plugging along and the next you get fired and now you're stressing over how to pay bills, let alone debt.

[@reese85]

I mean the same can be said with rent or a mortgage but this kid is 19, still live at home with his parents and was only making $40k a yr. That’s easy to overcome

[@MrJimmy3459]

Crazy how vast majority of Americans live like this though

[@tyleralamo5247]

​@@reese85Indeed. Much different situation at 19 than 29. Just a good point to keep in mind for anybody. Debt is risk and too much risk makes your life unstable.

[@firefly9838]

Yeah I set my debt down

[@ONLY1KUDWE]

Amen

[@JoeyNYSDnomad]

That is ok you are young, these mistakes we learn from!

[@sarahuber8567]

He’s 19 and lives at home. It’s certainly not the end of the world. Who makes a 19 year old manager??????

[@Mc.flyyy11]

Apparently love's

[@SVSky]

I had a leadership position at 19 in the military, far more power over other people than a simple manager.

[@stevenporter863]

Since he is only 19 I don't think the employer found someone cheaper, maybe it is was performance or reliability based. Wouldn't be the first time since he is so young.

[@289Mustang67]

@@stevenporter863 He said it was performance.

[@confusednamused1161]

When I detailed cars my manager was 17 lol.

[@kicshiakicshia1374]

Dave you are so spot on…This man knows his stuff

[@Songbird36able]

Right!!! That boy needs to get off his butt and go to work. He has nothing holding him back. Go to work boy!!!!

[@jimmymcgill6778]

The dealership did not take advantage of him. 8% is a good rate for his age.

[@1jw298]

Very good. I had a 23% rate at 35 years old.

[@johndone8045]

​@@1jw298bro😂😂

[@unfairsanic5089]

@@1jw298sounds like you made an indirect financing

[@JulieWalsh-j4g]

It's not the dealerships fault he was an idiot that over bought!!

[@John3.36]

0% is the best rate. Don't ever buy crap that you can't pay for.

[@freeman7296]

I feel this kid - I remember losing a job at 37 with a family to support - it can be scary - but he's right - you do what you got to do. I'm a engineer and that happened to me during a very slow economy...something better did come along, but it took work to get there....the lessons I learned from that experience never left me and we never put ourselves in a situation that we couldn't support if TSHTF again....he's 19 so he's got a lot of life ahead to adjust and live a rational life.

[@philc9894]

Losing a job is part of life. In the next job he will be more dedicated to job performance. Being unemployed can be healthy. Been there, done that. You got this.....

[@digitatissue8502]

Great advice! It’s hard to have your first professional fail. It’s sobering.

[@dmarshall5148]

For those who are looking to doordash and Uber to pull extrra money be sure to track log ALL of you milage and save ALL reciepts for expenses so that you can write it off at the end of the year so the IRS doesn't hit you with a big surprise bill. All gas, oil changes, car washes, wiper fluids, tires, little tree air fresheners, etc... and the milage starts in your driveway and ends when you return to your driveway

[@starrystarrynight6281]

I hate it when people get let go and they the employer doesn’t explain why. I always told my employees so they could up their game in the future.

[@RaymondDawson-v2w]

He admitted he was fired for "poor performance" and he has the brass pair to say he doesn't know why. What an IMBECILE! His 19 lives with parents,has stupid debt, hasn't worked for a while and he still has the nerve to say he doesn't know what to do. That alone says coddled,enabled, and entitled. If Ramsey is right and everyone is hiring,then this BOY needs to quit asking questions and get hired and work like a maniac because HE'S GOT NOTHING BETTER TO DO BUT WORK.

[@ozzzyyye75]

Love Dave, his advice is so fatherly or big brother like in the financial and life arena.

[@flybyav8tor]

My wife and I saved up 1 yr of living expenses, started a business and then covid happened the month we opened and we got shut down. While we were shut down I delivered pizza. This was after 10 years as an Army officer responsible for thousands of people every year. My supervisor was 19 and had no clue. I sucked it up delivered my pizza until we were able to open. We’ve since made $1.4m in take home. Pay the price to win. It’s definitely worth it.

[@CharleneBurgos]

I so needed the last portion of this video. Don’t freeze when fear comes. Attack! Get moving.

[@jgarcia7974]

Shame on the car dealership for giving a kid a car loan of this magnitude

[@pep590]

The military is giving 10 to 15k bonuses for most enlistments and 100k towards a degree.

[@Averagedude-mi3fl]

I will say on the car, new cars are shiny and all, but I’m enjoying my 2013 Ford Focus with 188,000 miles. It’s a wonderful feeling to have a paid off car that is running well and not pay hundreds a month.

[@LA-qk5bw]

Same. Love my 2012 Ford Focus and only 60,000 miles

[@Averagedude-mi3fl]

@@LA-qk5bw the Achilles heel on these cars is the transmission. The dealership told me they have a manual transmission shifted by a computer. In other words done similar to how you would a stick shift.

[@akaboo69]

I was jobless in 2021 for 4 months. I did uber eats plus my unemployment then by November I got my job back at the district

[@macneoh7418]

The thing with DoorDash and Uber, its almost like you are depreciating your car in the future for cash today.....so it's almost a net gain of zero. This is essentially true if you don't have a garage, tools and mechanical skills to do maintenance yourself. You will pay a shop a fortune in just breaks and oil jobs, not to mention the overall depreciation of the milage to the car. I think a poor person would be better off to get any traditional job where their car stays parked outside and their not running it into the ground. I see these Uber drivers on KZbin saying their making 25/hr, but they are only counting their time driving, not sitting and waiting around for their next ride. Also, they seldom factor in gas, taxes, maintenance, and the overall wear and tear to their car. Cars are expensive enough without letting a corporation use it as their own asset. Idk, it just seems like another trap that poor people fall into.

[@theresa78201]

Some parents do DoorDash because they can take their small children with them and not pay for childcare, but that is not a factor here.

[@jekiahmathews9536]

To be fair with a Kia the warranty is 10 yrs 100k miles for the drive train alone. So a lot of stuff can be covered for a while.

[@jekiahmathews9536]

I agree with a lot of what you said just saying that the large expenses can be covered

[@Gh.Ma.199]

You will be fine, you are aware of the problem and trying to find a solution you will🙏

[@lindacondilli6494]

Of course he got fired. At 19 how in the world would he have management experience?! He was in way over his head.

[@flashgordon6510]

My husband does Uber Eats and there are so many people doing it now, you’re lucky to make your gas money back.

[@zachjones2346]

This kid lost his job before I even had one. I didn't start working until I was 21. He has a whole life ahead of him to figure things out.

[@Thurgor_Supreme]

Wow you must be spoiled. I was mowing lawns and collecting cans when I was 11.

[@zachjones2346]

@@Thurgor_Supreme My biggest regret in life was not working sooner than I did.

[@SnifferSock]

​@zachjones2346 hey at least you realize it.

[@mikepaulus4766]

I've seen two times that bucks ran into the side of a pickup on the highway. Then the buck twisted into a pile.

[@drn13355]

I would like to hear the bosses reason for firing him. He is pretty sketchy in his answer as to why he was fired. He is "confused" as to why he was fired. Meaning he hasn't learned a thing.

[@NrthrnKnght]

probably the ol' sexual harassment thing..

[@roadrunner9622]

Yep. Dave: "You say you were let go from your job. Tell me about that." Caller: [Awkward silence] "Uh... They called me in, and told me I was getting let go." Well no duh. He's obviously avoiding telling us the real reason. And "productivity" at a travel stop makes no sense.

[@davewarrant8673]

Poor Rachael has this "flashback" look on her face like she's remembering Papa Dave having this conversation with her when she was a teen. If this kid has a "lightbulb moment" here, this will be a pivotal moment in his life, I know adults that never had this moment and so they just sit there, dying inside, always scared, feeling like they're drowning, looking for someone to grab hold of and take down with them.

[@digitalsublime]

I'm 46, had 2 businesses "yoga estudios" traveled the world, but I was always scrapping by, no savings, no hope. Now I have no chance of jobs because I have no resume, no university, plus I live in a country where blue collar is terrible. I'm doing uber, working my ass off, living like a rat, and saving all that I can in an index fund. I have been humbled... Man I would love to have more hope, a path, something, some days I just loose hope...

[@rebeltheharem7028]

This may not work for you, but if you are going to retire in 19 years at the typical US age of 65, then consider using an investment calculator to see how much money you will earn with like a 7% interest rate after 19 years. Whenever I lose hope, I always make the calculations (personally, I use calculator.net), to see how much I will have when I retire from my savings, and I feel hopeful a bit more. But I never expected anything grand or amazing anyways, as long as I can retire without having to worry about money.

[@digitalsublime]

@@rebeltheharem7028 Thanks man, my plan is to invest in a property and build small rentals, tinny house style, so I have an income. But sometimes the uncertainty gets to me

[@mybdayis420]

why is he in debt at 19 living under his parents roof? He has the luxury to wait and save up cash. He likely has never been told no by his parents. He wants things NOW!

[@penelope5500]

Yeah, who knows...but he didn't sound to me like someone who was inclined to really get out there & hustle at jobs that he considered beneath him.

[@mechy2k2000]

Honestly he doesn't have much debt. Its perfectly fine to be 19 and living with mom and dad. He doesn't sound spoiled, just depressed. I think it's the first time he ever been fired.

[@Jane-rh7tc]

@@mechy2k2000 they didn't say it's wrong living with parents, but it is wrong when they don't have to pay rent and food, making 40k/yr, and yet he has this much debt, the kid obviously had too much fun and wasted all his $$ on the things he want right now to the point he has to go into debt for it

[@kingfarouk3468]

He's pretty mature and sounds like a hard worker. I think he'll come through just fine.

[@jimroscovius]

Life is a LOT easier without debt!!

[@ONLY1KUDWE]

Amen

[@siva47931]

So is walking around with big cups, but your daughter manages

[@jimroscovius]

@@siva47931 What the heck does THAT mean??

[@priscillarodriguez5300]

Yesssss

[@blackphillygal]

Absolutely

[@nataliestark8243]

He's in a scary place for a 19 year old but it's not that bad. He lives with his parents. He should be able to pick up a service industry job without too much trouble within a few weeks. He should be able to catch up at his age.

[@bigcahuna42366]

I did some stupid things when I was 19, except buy a 16 year old Malibu from the 70s with the $600 cash I had saved working part time at the grocery store. Got me to work each day even though it was covered with rust spots and faded paint, leaked on the seat when it rained, had a broken speedometer, and a broken spring so it leaned to one side like the tire was flat.

[@Kamarleyy]

God help him get out of this debt help do better he’s too young to be in this situation I hoped he learned from this situation

[@barbieblue3336]

Gave him too much responsibility....hes beating himself up, which he shouldn't ...car is just too much $, but dave is right Kid will feel better in no time 👍

[@Tehui1974]

You'll be fine. Get back on the horse, young fella.

[@ab3040]

Solid advice Doordash busy hours he should be on the street Every other hour of the day should be used eating, sleeping, or applying to jobs

[@creolelady182]

These young people today are not use to work

[@TLA123y6f]

SOME young people today are not used to work. I think a lot of people can look back and remember what they were like at 19. It's not one size fits all. I know people who say that Native Americans are lazy. Geez. I know a whole helluva lot of lazy whites

[@damianmarkland8543]

He's got a whole life ahead of him to screw things up. This is nothing.

[@roathripper]

he's hit the ground running hasn't he! lol

[@Joce123]

In addition to considering doordash it is a sensible idea to consider task rabbit online because you can get oddjobs mow yards, walk dogs

[@Ja50nkAt]

19 and living at home, drive a hoopdy and save the money. Now is the time to get ahead financially when you live at home, get on that horse.

[@LD-ep7go]

I’m so glad he called

[@sallyprzybil2404]

He’s in Chicago, The Big City! There are plenty of places in the city and suburbs to work. It might be a ‘starter job ‘ like Pizza Hut, or WalMart, or Home Depot unloading and stocking, what about work for Amazon, or deliver for UPS? Or even at the Airport loading and unloading planes. There are thousands and thousands of jobs available there. Go find one!

[@sallyprzybil2404]

Also, there are good city colleges (about 4 of them) in Chicago. Those are good places to look at for career development. There’s also trade schools in Chicago. And a huge Post Office system to apply for a job at!

[@akaboo69]

Great advice to this kid. If he takes it he'll think when he's older. I work full time at the isd and I do uber eats and I have 2 students. You do what you have to

[@THEENERGYINHALER]

Easy one ..sell the car...payoff remaining debt with passion... By the time you can legally go to a bar ..you're debt free

[@JasonGroom]

I'm this situation you get a job until you get the job. As someone who has hired people over the years, I would always, given equal qualifications, hire the laid off person who delivered pizzas for 3 months over the one that just looked for the next job for 3 months

[@roadrunner9622]

That's great, but in some fields (esp. with large corporations), "taking time off with family" looks a lot better than "worked at Burger King."

[@JasonGroom]

@@roadrunner9622 I have worked for many very large companies through my career, and I can assure you that someone who gets a job of any kind during their downtime between jobs, if it is more than a month or so, is looked on as a responsible person willing to work hard. Those that go months or more looking for the perfect job are often referred to as a "cousin Eddie" because they have been unemployed so long holding out for the proverbial management position.

[@yxs3221]

Excellent and firm advice.

[@jasonmurray7604]

My wife and I made the money for our down payment for our house doing 6 months of door dashing after our regular job. Nothing wrong with it. We are both professionals in Nursing and Accounting respectively. You can't be too proud to do what you have to do to reach your goals.

[@Mr.Boring_Man]

Get a new job, pay it off and make the necessary adjustments. Why the hell does a 19YO need a car loan??? Makes zero sense. Get better work ethic!

[@dianatamayo5089]

Lmao I make almost 6 figures single women and I’m afraid of a car loan with zero debt 😂

[@roadrunner9622]

​@dianatamayo5089 You are wise to be afraid. Also kudos to you for zero debt!

[@dianatamayo5089]

@@roadrunner9622 worked my way up and paid college out of pocket - I felt so poor back then lol 😂

[@Vencarter]

8% is nice, i remember my first one was $13,799 at 13.9% with $1,500 down for a 2013 kia forte from “budget rentals” with 27k miles.

[@ryanloyola9662]

Use that fear to motivate to succeed!!!!!

[@butchthurman4685]

If I was 19 again. I'd apply at Zanterra or Cool works. And go work at national parks. Housing supplied. Or RV parking. Never look back and live free.

[@ebriggs3498]

I would also recommend to the young man to take some online management courses if he can find them. He may be able to get another management job, and be a better manager.

[@kathleencooney1518]

If he was fired, basically replaced because of poor performance. he may not qualify for unemployment. That is for layoffs.

[@ljljlj9263]

Go to any warehouse type store! Keep applying and stalking them all UNTIL YOU ARE HIRED!!

[@eile4219]

I lost my job multiple times, he shouldn't be too worry. Not sure why their suggestion is always delivery pizza. pizza hut fries delivery drivers left and right in my area.

[@stewbugz5213]

Walmart is hiring in the warehouse and Cabelas. I’ve had several family members work there during layoffs. YouThey can’t keep people because nobody wants to work!

[@johnsonajayi7846]

The dealer should not have sold him a $25k car in the first place on a salary of $40k, that is totally wrong.

[@jmquez]

lol I’m a multi millionaire and drive a $2000 2009 Escalade. The parents are at fault.

[@Simon-je7ko]

I was listening to him and it was scary. I did so many crapy jobs. It was insane. Today I have the knowledge to choose what I want to do. But it's not something that you learn overnight. Never in my mind at 19 years old it would have cross my mind to buy a car.

[@fastcars001]

Try owning a house and feeding a family when you are let go. This dudes got it easy

[@msxeunybunxy]

This was very motivating. At least he has a car. That will open more opportunities for him. I walk to work to a job that's right outside of my apartment, mainly because it's convenient.

[@Flightcontrol96]

"I wouldnt say its high, its 8%" 8% is high, thats a high interest loan.

[@pdxmusl1510]

As a person who occasionally interviews people... yes. I can tell. And early in my career i would hire these people on purpose because i thought i was doing a good thing. Every single time its bit me in the but. Every single time. So yes. When i sense desperation and fear in an interview... right or wrong. The pain of all those bad choices comes back. Regardless of what my hiring recommendation actually ends up being. If you come off desperate you are fighting uphill against all of my past demons.

[@Yogastrong908]

Start with a food delivery job. Get a couple of those and then pay the debt down. He’ll be fine. He doesn’t have a ton of debt.

[@jeffwombold9167]

Us old people didn't have door dash. We had a lawnmower and a rake.

[@myViews_VanKA]

Great advice to a 19 yr old Dave. I would have also asked the kid what their parents were saying and may be get a college education too.

[@dash4800]

Go to a temp agency. I dont know why this is so hard for people. You are young and healthy and can do any job, you'll get something in days. You live at home, with only the 2 bills. If your parents are OK with it stay there for 2 more years while working at a factory. Then you'll be 21 with a paid off car, no debt, job experience, and be in a better financial situation than 95% of people your age.

[@Twotonetonyy]

On the bright side he is 19 and lives at home I started by debt free journey at age of 33 renting a room in a different state away from family, he can pull thru you just gotta believe and get to work

[@dougprentice1363]

I bet he can make more money delivering pizzas than the job he lost. It would be cool if there were follow-ups on stories.

[@chookchack]

Pay the cc, car is maybe $400 a month. Doordash alone can make this.

[@SimonSoleiro-hq6sg]

great sound advice!

[@brannonknight]

8% interest is crazy

[@chrissanchez3745]

I’m from Chicago as well. Places are ALWAYS hiring.

[@GAFB1122]

I wonder what this kid's childhood and teen years looked like. It sounds like he has not faced much adversity in his young life. By 19, my grandfather was serving in WWII. And then my Dad and eventually I served in the military. Maybe this kid should binge watch some St. Jude commercials on kids who are dealing with cancer. I could go on and on. This kid needs to get a job, any job and work thru this small mess. And this will be the adversity he needs to grow up and make him stronger.

[@khrisstake2210]

Ok Boomer

[@GAFB1122]

​@khrisstake2210 You are really misinformed. Shows your lack of education and knowledge. I am Gen X. My Dad would be a boomer. But to a kid like you, I guess anyone older than you is a boomer.

[@nema151]

The real key to getting a job fast is location! When i lived in wealthy areas, getting a job is easy because there's always a need for someone at the bottom sweeping floors. From there you make friends and meet people. Your real purpose is being attractive to employers. The starting job might not care if your shirt is wrinkled but that potential employer with a 30$per hr job would rather not sit through 20 job interviews when you are standing right there! Poor areas, it's hard to get traction. Everyone already has 5 friends or family members whose called dibs. I recommend signing up with a trade company that will pay for your school do that for a year or two then you can find other jobs at your leisure.

[@howlbeast]

5:05 onwards got real “I want you standing in the lobby with your beautiful smile and your hair combed and you go get some jobs”