I Found The BEST HDB Estate To Live In

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[@KelvinLearnsInvesting]

Sponsor: moomoo SG (free stock for new users) kvli.link/moomoo moomoo SG (Cash coupons for existing users) kvli.link/moomooextra INVESTING ► Interactive Brokers kvli.link/ibkr ► Webull (free stock) kvli.link/webull ► moomoo Futu SG (free stock) kvli.link/moomoo ► Tiger Brokers (free stock) kvli.link/tiger ► uSMART (free stock) kvli.link/usmart ► ProsperUs (free stock) CODE "KELVIN20" kvli.link/prosperus ► POEMS Cash Plus kvli.link/poems ► Saxo kvli.link/saxo ►‌ FSMOne CODE "P0425931" kvli.link/fsmone ► moomoo US (free stocks) kvli.link/moomoous ► Syfe kvli.link/syfe ► StocksCafe kvli.link/stockscafe ► Seeking Alpha (offer price) kvli.link/seekingalpha ► Simply Wall St kvli.link/simplywallst ROBOADVISORS ► Endowus (free $20) kvli.link/endowus ► Syfe kvli.link/syfe ► MoneyOwl (free $20) kvli.link/moneyowl ► StashAway (50% off fees) kvli.link/stashaway ► AutoWealth (free $20) CODE "KelvinLearnsInvesting" kvli.link/autowealth ► UOBAM Invest kvli.link/uobaminvest CRYPTO ►‌ Gemini (free $10) kvli.link/gemini ► KuCoin kvli.link/kucoin ► Crypto.com app (free $25) CODE "kelvinlearnsinvest" kvli.link/cryptoapp ► Crypto.com exchange CODE "kelvinlearnsinvest" kvli.link/cryptoexchange ► Coinhako (20% discount) kvli.link/coinhako ►‌ Coinbase (free $10) kvli.link/coinbase ►‌ Independent Reserve kvli.link/independentreserve ►‌ Tokenize Xchange kvli.link/tokenize ► Ledger kvli.link/ledger ► Trezor kvli.link/trezor PAYMENT ► Trust Bank (free $10) CODE "R2MQBA4S" kvli.link/trust ► Instarem Amaze CODE "plTefu" kvli.link/amaze ► CardUp ($30 off) CODE "KELINVEST" kvli.link/cardup ► ipaymy kvli.link/ipaymy ► GooglePay (free $3) CODE "eo13e2v" kvli.link/googlepay ► Revolut kvli.link/revolut ► YouTrip (free $5) kvli.link/youtrip ► BigPay (free $5) CODE "QBHVUHL7HU" kvli.link/bigpay ► Wise (free transfer) kvli.link/wise ► SIA Kris+ (free $5) CODE "T425139" kvli.link/krisplus ► DBS Paylah (free $5) CODE "AHVULE614" ► FavePay (free $1) CODE "FAVETANKEL" kvli.link/fave LIFESTYLE ‌► EverDesk Table (up to $145 off) CODE "22+KLI" kvli.link/everdesk ► ErgoTune Chairs (up to $30 off) CODE "22+KLI" kvli.link/ergotune ► Qoo10 kvli.link/qoo10 ► Shopback (free $5) kvli.link/shopback ► Planner Bee kvli.link/plannerbee ► Envato kvli.link/envato ►‌ ‌ExpressVPN kvli.link/expressvpn ►‌ ‌Ohmyhome kvli.link/ohmyhome BUSINESS ►‌ ‌Osome (16% OFF) kvli.link/osome ►‌ ‌AMEX Highflyer Card kvli.link/amexhf SOCIALS ► Instagram kvli.link/instagram ► Telegram kvli.link/telegram ► Twitter kvli.link/twitter

[@animeminagaming]

Nice vid! From my perspective, based on your spreadsheet, the areas talking about most worth your money in terms of all aspects will be Bedok & Yishun. Great affordability, great convenience to anywhere, great food, great malls and great facilities. 😁

[@animeminagaming]

Of course as your affordability goes up, AMK, Sengkang, Hougang, Serangoon will be the most worth the bucks..IMO. The rest is just not worth it for a 4RM pricing, better go for BTOs.

[@sm_2817]

This is a sick analysis Kelvin. Hats off to you for doing this. It counts as community service if you ask me 😂

[@bowlampar]

My area ranks low in your expert's analyzed chart, but it doesn't make it 'suck', my residency only take up

[@tyuxiang]

Hey kelvin! Great video and appreciate your work, perhaps in a v2.0 you could consider property appreciation over time as certain estates despite higher de facto prices would appreciate more in the long run and turn out to be a better financial decision 👍

[@Iac12m]

Swee la best content ever, really helpful to us. Especially I tried to ballot hdb flat for 11 times over 3 years and failed. But resale too expensive. Now with this I can look at it more objectively and try to aim at areas that remain affordable

[@wwbren]

It's a shame that Choa Chu Kang has the highest population density and not a single hawker centre. Town planners, what are you doing? The number of coffeeshops also super low for that population. Town planners confirm sleep walking through their job.

[@hockwyi]

Thank you so much. Must be a lot of work for you! I like the idea that there is no best, but best based on your preference.

[@clarencechan835]

Thanks for the spreadsheet Kelvin!

[@user-um8wi5ym4y]

I think balanced lease has become an important factor when considering a resale flat. So older flats would make the town seem more affordable. Another flaw in the analysis is that not all flats are situated next to the MRT, so time taken to travel also depends on how long it takes to get to the MRT station. For example, you may live in Toa Payoh but you need 15 mins to get to the MRT and another 12 mins MRT ride to reach Raffles Place, so someone who lives beside Punggol MRT would also take 27 mins to reach Raffles Place.

[@Leo-fi9tr]

Comprehensive & good metrics used! Thanks for sharing.

[@chinweenie]

Thanks a lot for the spreadsheet Kelvin!

[@LeakyBucketsg]

"Since this is my video, I will do it my way!" Love this statement. Hats off for the effort in this video!

[@laichongchao8266]

Good video. This can be a good GIS project. I think these statistics are good at a very high level but might not translate to reality. Some points: 1) For population density, for the land size, the way the land is drawn could include very large stretches of forests or parks within each estate, so it might not reflect how crowded it is in reality. One way to make the stats more accurate (which will need a lot more work), will be to take away areas that are clearly not habitable like forested areas from the land area. 2) Some may contain 'edge effects': For many of the the factors that look at the no. of x per estate (e.g. hospitals), those hospitals could be located at the edge between 2 estates (but within one), so it might look like 1 estate has 1 hospital and the other has 0, but in real terms, the distance of the hospital and each of the 2 estates are roughly the same 3) Understand that this is at a very high estate level, but I'm sure the differences of these scores, if looked at a more local level (e.g. within 1 estate) could be a bigger difference and could translate more towards the actual experience on the ground. At the planning level by SG stat boards, I'm sure they will look at different aspects which are the factors you look at, so as to ensure that different estates roughly has the same amount of amenties/facilities etc (to ensure fairness across estates), and keep close tabs on them over time, so if some of these differences are big and are indeed true, I will be interested to see what the authorities have to say on such a difference.

[@mariatachi8398]

Honest work indeed and even sharing out your spreadsheet Respect and support!!🎉

[@MWT007]

is quite true about Serangoon's noise level. we are too near the jets' take off paths at Paya Lebar Airbase. the relocation of this airbase just cant come soon enough

[@sleepandrelaxation3395]

Wow, thats a lot of work to consolidate all the data. Unfortunately, as mention in the video, a lot of things are subjective based on personal preference and some statistics such as population density is not really very meaningful. Even when the land area of the town is big, people congregate at public facilities such as malls and town centers. The spreadsheet is still very useful to understand other aspects of different towns. Thanks for sharing the hardwork!

[@alangoh5740]

Thanks, Kel Vin for such detailed analysis :) Appreciate :)

[@stonkytong]

Average resale price is flawed isn’t it? Punggol is a bad place but because of its houses having more lifespan left, it’s definitely gonna look prettier than Jurong (with older flats) on paper

[@derrickcsh]

Some new content which bring in different perspectives ! Great Job Kelvin ! 😊🎉

[@annelin6376]

i haven’t watched this video yet and i know it’ll be great, simply from the comments alone!!! thanks kelvin for spending the time to make all these useful videos for us 😊

[@fkfms5945]

Actually, Clementi have one polyclinic, is a part of the National University Polyclinics. Other not listed, belong to the National Healthcare Group of Polyclinics. Nonetheless is an interesting comparison between Sg neighborhoods.

[@jackywong4806]

Hi Kelvin, it’s a great analysis. Thanks for the effort

[@ryanyoutube7315]

I wondered why those national sponsored survey are needed. When yours is so much 'on the ground'😂

[@xfall86]

Really good analysis and factors.. great effort and spreadsheet

[@KelvinLearnsInvesting]

Thank you!!

[@aikpengng7690]

great compilation even though I may disagree on some points. Keep up the great work!

[@soochenwoo2373]

Yishun has 1 polyclinic and 2 hospitals lah, 1 swimming complex plus 1 sports complex.

[@xunanhou4171]

Thanks a lot Kelvin for sharing your hard work! 👏It really helps a lot in our decision making. More importantly it gives us multiple perspectives to think about.

[@ezek7]

Thank you so much for this amazing vid, Kelvin.

[@Blinkonceifyougay]

Hi Kevin! How you find the clip at 2:04 one. SO FKING NICE WTH

[@cashew6151]

Nice. Getting creative!

[@Mquinn8893]

As long as you like the estate you are living at, it is the best lah!

[@LeapingLomdy]

Brilliant Kelvin! Excellent analysis..

[@JoaoPalhinha9]

Can review Ridout Road?

[@cuteandfunny5275]

Can share how to buy stock for no experience

[@jn80jn]

Hi Kelvin, saw an error. Hougang has a polyclinic. Thanks for sharing. This is very interesting to know.

[@kkcheng77]

Bukit Panjang too has a polyclinic

[@neymarzd9706]

how r u even not charging ppl for this excel file.....madness. THanks bud.

[@dogtuber4172]

So from the research Yishun and Geylang are one of the best residential areas in Singapore 😆

[@xain339]

I recall seeing Kelvin Kor kor at Northpoint shopping.. maybe staying in Yishun right 😂

[@therlegacy]

Thanks Kevin, can you share an editable version to change the weightage of each component?

[@KelvinLearnsInvesting]

U can clone the sheet and edit yourself

[@sosiansia]

@@KelvinLearnsInvesting Thank you for the great resource Kelvin! I made a copy of the sheet but don't understand how to change the weightage excel formula. Would appreciate if you could explain how I should go about doing it Thank you so much!!

[@5canwalk]

Wa this is a jumbo analysis that looks like a year in the making! Enjoyed it tons!🎉❤

[@5canwalk]

And I agree that Bukit Merah has tons of hawker centres

[@frankerororo]

wow analysis well done

[@iworkforthem]

Omg! can work for URA liao loh! urban planning series soon. 😅

[@MrPureiy]

solid effort in this video

[@christeo1118]

I saw the final results and they were probably skewed based on the 25% weightage you gave to price. That sank places like Bishan and Bukit Timah, but it could also possibly be because Bishan and Bukit Timah collectively scored low on the other factors. My 2 cents would be to lower the weightage price to 10% or something since you know, mortgage loans easily settle it. If after lowering to 10% weightage to price and Bishan and Bukit Timah still score the lowest, then I rest my case.

[@kitsura]

I live in Bukit Batok and never see the need to travel beyond JE. Now i understand why....

[@ryanyoutube7315]

Hmm. Seems like need to do an 'inverse hdb spreadsheet' for investing in properties 😂

[@KelvinLearnsInvesting]

Hmm. Lemme look into this

[@thefairplayer]

There’s something wrong with your polyclinic data. Woodlands has one

[@DROW_GG]

I hope no one ever finds out that Bukit Panjang is only 16 mins drive away from the City.

[@kitsura]

Direct bus to Orchard.

[@junyaohan7895]

nice. i live in yishun

[@linusang]

Thanks for the excel. Would be nice to see it in some kinda chart or infographics. Anyway, I stay in clementi and we have 1 polyclinic but your excel shows 0.

[@KelvinLearnsInvesting]

Ooo thanks for letting me know. Some of the data may be outdated

[@henrylee1269]

An exercise in futility. The best town is solely dependent on your family pattern of life. "Price is what you pay, value is what you get"

[@ren-ug4ok]

Pang sua pond at Bukit Panjang but shown for Bukit Timah

[@SubZero-qi9hk]

The best HDB is Bain and Waterloo Street. Abit run-downed since it were build in 1970's. Overall amenities and view is 5☆.

[@kitsura]

You forgot Chinatown, near to SGH, lots of hawkers centres and malls. But schools might be a problem.

[@mithul6170]

As a foreign worker living in SG, are they allowed to buy HBD flats before getting PR?

[@KelvinLearnsInvesting]

Not allowed

[@R6ex]

You forgot 'neighbors from Hell'! LOL

[@maurince]

Dang! I kept hearing Mosque until i saw Malls. Lol

[@KelvinLearnsInvesting]

Hahaha

[@eilvaeva7988]

Thanks Kevin❤

[@engchunming1982]

You have upgraded to Polo T. Next upgrade will be formal shirt?

[@leechoonyau]

thanks for the heavy lifting. This is worth a Final year project,

[@schadenfreude6274]

HAHAHAHAHAHAHAHAHA!!!!!!!!!!!! Yishun this kind of siaolang place also can win Bishan. :)

[@nutrats]

Your ending message is so funny😂😂😂

[@eightfoldsg]

Wow, MVP - Kelvin!

[@tedchandran]

Jai Hinduja. Very informative for Heartlanders.

[@lowjiaming4586]

I was on my headphone and misheard 'malls' to 'mosque' and was wondering so hard why young couples want to paktor at mosque 😢

[@KelvinLearnsInvesting]

Uh oh :0

[@ObnoxiousGracie]

Actually Kallang/Whamopoa has a polyclinic lehhh =__________=

[@MMK6777]

Kelvin, your videos are relevant n helpful. V Good👍 Agree about Bishan, place sucks. Don't come, ppl. So can have more peace 😂😂

[@testingtester7056]

Good job but at the same time could be better. as some of your sources did not provide the right info on the town, your consolidation is missing info or wrong. For example your data shows there are no hawker center in central. what about newton? golden shoe? people park? the reason behind your NA is the source lists 51 hawker in central but they classified central as a region and not a town. as a researcher it is not correct to use data if you have no idea where it came from or what it is showing. Example where did that study classify newton, golden shoe, hong lim, people park etc. hawkers center under? bukit merah?

[@KelvinLearnsInvesting]

Yea agreed could be better. Will incorporate it into next round

[@ahmedmousa4342]

Hi Kelvin I'm new trader in the forex Market and i want to ask your advices about the best choice to invest 1000 $ without high risk as forex trading cause I lost some money in forex trading training. if I can get monthly income this will be great 👍 I live in Malaysia right now so what's your recommendations for this ?

[@dominiccws8970]

Data not accurate ah bro... Clementi got Polyclinic! 😅

[@LonganLee]

Anyone who can afford to Rent Ridout atas public houses can enjoy the atas life? Any lobang? 😅

[@stevenchristinesuccess]

Bukit timah. Bishan

[@casemiro3663]

Geylang lorong area is the best XD

[@SingaporeBuilds]

10-14 years secondary school?

[@KelvinLearnsInvesting]

Yea, they combine the age group together. So the closest i can do is age range

[@Steven-qs7zp]

Hi Kelvin, do you know this so called “central” area is a bullshit thing, is to bluff foreigners when agent bring them to see the flat and claims is central area, is just duplicates of Kallang, tanjong pagar, little India, Chinatown, Bukit Merah, Queenstown, Toa Payoh, Bishan, Ang mo kio, if I am not wrong it’s also include Bukit timah.

[@Lancer21899]

North, West and North West has lots of dysfunctional families. Crime prone. East is still the best.

[@MegaCHRISPANG]

Yishun +1

[@anony-he4qr]

Oi ! why you say my place sucks

[@KelvinLearnsInvesting]

D:

[@takanna]

did this take u 50hours

[@KelvinLearnsInvesting]

Not that long la haha. But its longer than the normal videos, maybe 8-10 hours to collect the data

[@user-kp4dh8gi5f]

why are foreigners, PR, allowed to buy hdb flat even if its resale? these are highly subsidised by singaporean taxpayers.

[@KelvinLearnsInvesting]

Possibly because foreigners, pr pay taxes too

[@user-kp4dh8gi5f]

@@KelvinLearnsInvesting it is rightful for any resident to pay tax to the country this person is residing. e.g. if i go australia to stay and work, it is perfectly rightful for me to pay tax to australia so the money in turn benefits australians. let us not forget who was here before independence in 1965, stayed on, suffered and endured till today. where were these foreigners when 1S$=1rm.

[@ahchuanz]

yishun... gg