I Have $60,000 and Don't Know What To Do With It

[@MarieVincente87]

This is financial advice and I never give financial advice: DONT LEAVE DURING THE BEAR. If you don’t want to invest…learn. If you don’t want to learn…build. If you don’t want to build observe. DO SOMETHING…other than leave. There is so much opportunity here. Take advantage!

[@NandaHernandez-h9r]

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

[@GrandtHudson1]

Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.

[@ReginaAlbrighton]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@GrandtHudson1]

I work with Elisse Laparche Ewing as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.

[@EricCarrasco-g8h]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@alexsteven.m6414]

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.

[@mariahudson9939]

The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.

[@belobelonce35]

The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.

[@Tanner-c2m]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.

[@belobelonce35]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Rebecca Nassar Dunne” and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@antoniaribeiro8073]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@Raymondcraw1967RaymondCrawley]

I just want my money to keep outgrowing the inflation rate. That’s why I'm looking for companies now to invest my $120k savings. Just don't know strategies to employ to make significant gains

[@FaithAndrada-xo9ou]

Chose quality stocks and follow them up. If you're not one for such complexities, hire a wealth manager to grow your money. I use the latter. Pulled in more than $46k in the last two months alone.

[@BrewerVera]

Having an investment advisor is the best way to go about the stock market right now. I used to depend on KZbin videos but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.

[@fredrickmcgraw9491]

I wouldn’t mind getting in touch with your advisor. In few years I will retire and my portfolio will definitely need some management.

[@BrewerVera]

Rachel Sarah Parrish is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@fredrickmcgraw9491]

Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

[@nicolasbenson009]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market.

[@JohnSmith060]

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

[@KarenLavia]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@ChristianKelv]

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@KarenLavia]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Melissa Terri Swayne turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@BellamyGriffin19]

I am going to look her up right away on web, I have about $220k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

[@benjaminsmith3469]

The difficulties that the current generation faces are quite depressing. I wanted to know how to use some money that I had. I used a small portion of it for online sales, but that failed. My primary concern is safeguarding my $300K stock portfolio from loss, but I'm not sure how to go about it.

[@stevensmiddlemass2072]

Yes, things may be difficult now, but I've realized that there are always possibilities to make significant gains in bear and bull markets, recessions, and economic booms. I used to call people out when they boasted about making a fortune in these down situations, until I actually did.

[@carter3294]

Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks..

[@ConradGosling]

That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?

[@carter3294]

Monica Shawn Marti has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

[@Emily-le2op]

Thank you for sharing, I must say she appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled

[@jameswood9772]

I began my investment journey at the age of 33, primarily through hard work and dedication. Now at the age of 38, I am thrilled to share that my passive income exceeded $5k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.

[@alexyoung3126]

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

[@williamyejun8508]

I completely understand the impact of the new year on financial decisions-it's transformative. While I've found success in investing, especially with the guidance of my advisor, Rachel Sarah Parrish, I still appreciate the solid foundation i had. This principles align with the core values of financial discipline.

[@johnlennon232]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@williamyejun8508]

Just take a look at her full name on the internet. She is well known so it shouldn't be hard to find her.

[@johnlennon232]

I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

[@Benedictrud]

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.

[@Adambarking]

*Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.*

[@Vivienedouglass]

The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.

[@MickyGlover]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@Vivienedouglass]

Her name is. SUNITA CHACHY JOSEPH . Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@MickyGlover]

I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@robertcohen1888]

This young lady is the poster child for making the right decisions. I don’t know if anybody else has told her this, but I am very proud of her!

[@yodaflyz]

Agreed & when she started to even consider ideas that would of turned into a mistake she called Dave for guidance. She will go far.

[@TheCelmap]

I'm proud of her as well mostly that she's a young lady with this great mindset. I myself do love to save and invest as well. In spite of having a car worth of 15k, I have no consumer debt and have 250k worth of invests. Relationship can lead you to no so good decisions if you are involved with wrong person. I broke to my ex cause I relialized he was making spend alot and his wage was so little for the life style he wanted. Broke free and my finances are great.

[@doinitlive3015]

She doesn’t pay taxes…

[@taliarebeccastaub]

I agree! She is awesome ❤

[@FUYouTubeCensors]

She has an OnlyFans, I’m subbed to it

[@philipfletch]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $150k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?

[@RoseGuerra7862]

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@martinheaway]

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

[@NatashaJoy7861]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.

[@martinheaway]

Her name is 'Amy Desiree Irish’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@NatashaJoy7861]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@AndersonFair-cy2bb]

As an lnvestment enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

[@FaithAndrada-xo9ou]

The current state of the market may bring opportunities to increase profits quickly, but professional assistance is required in order to put such a plan into action.

[@johnlennon232]

Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@chris-pj7rk]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@johnlennon232]

Her name is 'Amy Desiree Irish’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@chris-pj7rk]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@nilssonandersson1746]

Work with great minds to achieve better results.

[@andrewlockwoodtradeandinve7740]

Some individuals underestimate the value of professional guidance, choosing instead to rely on trial and error. This often leads to wasted resources and frantic efforts to recover when things go awry.

[@venlalaine1481]

True. Professional guidance is often the missing element for many people. It's a crucial factor that separates those who reach their investment goals from those who fall short.

[@elizabethcooks5732]

Can you suggest a trustworthy portfolio manager or financial advisor? I'm looking into Bitcoin investments.

[@nilssonandersson1746]

You may not be familiar with Astrid Iwertz, but she's one professional whom I trust implicitly to provide you with proper guidance.

[@elizabethcooks5732]

Could you please tell me how I can connect with her?

[@JoshuaKerr-m4u]

I've been working hard to save money and contribute to early retirement and financial independence, but the economy has destroyed the majority of my portfolio since the pandemic. I want to know if I should continue to make contributions to my portfolio in these erratic markets or if I should look into other industries.

[@Angelinacortez495]

Concentrate on two main objectives. First, keep yourself safe by knowing when to sell stocks in order to limit losses and maximize gains. Second, get ready to benefit from market changes. I advise consulting a Financial Consultant or other professional for advice.

[@DesireeJames-q1z]

It's wise to stay proactive and diversify assets to manage risks during uncertain times. I’ve delegated my financial management to a consultant after facing a major downturn in late 2019 during the COVID outbreak. Today, I'm semi-retired and about 25% short of my $1 million retirement target after making additional contributions.

[@donaldwayne7023]

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@DesireeJames-q1z]

I’m cautious about giving specific recommendations as everyone's situation varies. You may consider independent financial advisors like “Laurelyn Gross Pohlmeier* I've worked with her and I'd gladly commend her exemplary service on a public post.

[@JenniferDavis7630]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@ericborzoni1399]

Her parents must be so proud of this girl. wow, we need more kids like this. amazing!

[@ElizabethDerlin]

I'm so proud of this young lady. This just made me smile the whole time. You can tell she will listen to the advice given.

[@HMMELD]

I don't know she even needs advice

[@HMMELD]

@Buckwheat For all I know they are based on merit. If they aren't, so what - get involved with a scholarship program and change it - or - start your own - or - cry, moan, groan, complain about it.

[@jeffb.4800]

Yes bless her little heart

[@taliarebeccastaub]

Absolutely ❤

[@concepcionledezma5027]

What a smart girl!

[@MarkJoe-e7f]

Funny I found this video because I also have about 70k I want to invest right now. I want to choose the stocks I go into carefully so I make the maximum result. Any thoughts?

[@BarryWhite-h9m]

It’s very possible to make lots of profit in stocks but it requires some technical analysis. I'll highly recommend you work with a financial advisor.

[@gregorywhem]

I agree. I switched to trading options and I make 10x what I used to make from stocks because I can work with an expert who has a good understanding of the marekt. This third quarter I've already made more than 150k in net profit.

[@JoelCharisma-q5u]

This sounds like incredible profit. Could you recommend who you work with so I could check them out?

[@gregorywhem]

Sure, I work with Marissa Lynn Babula. She's not hard to find. Just check her out on her website and you can contact her.

[@Redwood4040]

Thanks a lot for the recommendation. I'll check her out. I hope I'm able to connect with her.

[@DennisJack-km8ho]

The importance of diversifying your investments and always putting your money to work is one thing I've learned from millionaires. This year, I expect to make a return on the about $100K that I plan to invest in equities.

[@CrystalJoy-32]

Indeed, you are correct. Investing in a variety of asset types, such as bonds, real estate, and foreign equities, can help spread out your money and lessen the impact of a market catastrophe. This is, in my opinion, the greatest strategy.

[@FrankPatrick-no8zo]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@alicegomez7232]

That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?

[@FrankPatrick-no8zo]

Amber Michelle Smith has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.

[@LuvmeRos]

Thank you for sharing, I must say she appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled

[@lynnjoseph7359]

When she said 3k for a car. The smile on Dave face was priceless.

[@noreenn6976]

Smiled like a proud Papa

[@suen5006]

Right? Love a young lady that buys a 3K car! My kind of person.

[@JESUSandPoker]

2:23 if you want to go there Absolute classic

[@robertswift6101]

thats all you need,,,a car to get you from A to B thats reliable and dependable,,,i would rather own the car than to have a car payment that i could be investing instead.Its amazing how much people pay for a car payment and car insurance every month,,,100`s and 100`s of dollars every month and they finance it,,,smh

[@reesercliff]

His smile quickly went away when he found out she was living with her boyfriend and was a SINNER!

[@RebaAbernathy]

I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.

[@AdeliaWaters]

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

[@RebaAbernathy]

Rodriguez Powell is my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

[@RebaAbernathy]

He's mostly on Telegrams, using the user.

[@RebaAbernathy]

@ProRodriguez2 THAT IS HIS USER NAME

[@charlesgoyard7868]

@@AdeliaWaters Most of the time comments like this are just trying to sell you a course from a guru... this could definitely be a scam

[@todd2456]

$60K minus $15K for emergency fund = $65K ?? Sweet!!

[@DMoneyzVideos]

Haha I had to replay it. like hold up here, does he math lol?

[@ripwins]

ONLY RACHEL TELLS DAVE HE IS WRONG 🤣🤣

[@CraigThePoet]

I thought I heard it wrong and just tuned it out lol

[@therichbuddha3277]

@Tricycle Man Nope, she said 84 so that would be 69. Dave's clearly no accountant.

[@therichbuddha3277]

@Tricycle Man also, he literally said 60 k 5 seconds before. Dude's getting cloudy lol

[@martinjoe2294]

I used to think every investor lose out during inflation, meanwhile, some make millions. I also thought everybody went out of business during the Great Depression, but some went into business. The bottom line, there's always depression for some and profit for others, it all starts with having the right mindset. That said, I've set asides $250k to invest for the future, unfortunately, I'm a complete noob.

[@Quinnita2003]

Bad year for me, META is down 40k, ALLP is down 35k, Draft Kings is down 6k, NIO is down 15K, ABML is down 8k, and my wife doesn’t know. I'm just hanging on to Jim Cramer's words about opportunities in volatile times so perhaps, I either wait for a recovery or pick profitable investments to substitute for my loss.

[@cleo975.]

The market has gone insane! Whether you're a novice or a seasoned trader, everyone needs a coach at some time in order to thrive.

[@janeanlittler]

@@cleo975. Well agreed, that's the more reason I prefer my day-to-day market decisions being guided by an invt-coach, seeing that their entire skillset is built around going long and short term, at the same time laying off risk as a hedge against inevitable downturns, coupled with the exclusive information & analysis they get, it's near impossible to not out-perform. I've been using a coach for over 3 years, and my portfolio has yielded from an initial $500k to a ballpark estimate of $1.8m as of today.

[@cleo975.]

@@janeanlittler ambitious! If you don't mind, could you tell me who is your coach? I've heard of coaching, an alternative to sending money out blindly, where investments are made in a personal trading account with the assistance of a professional advisor. Is this accurate?

[@cleo975.]

@@janeanlittler curiously copied and pasted her full name on my browser, thankfully her site popped up at once, no bs at all, she seems very proficient.

[@callumfrank]

Explanatory video, one that folks really need to watch. I’m 52, retired a while at 45. I have 35% of my capital invstments in an IRA, 25% in index funds, and the balance spread across other investment accts, in cumulative of over $ 4M. I receive income from my rental properties too. Zero debt and all is going accordingly. My financial consultant has been patient and has done a wonderful job for me throughout the years.

[@callumfrank]

@Ivan Lionel Yeah that's a good path. You should focus on a good ETF of the s&p 500, relax back and watch it compound within the years. In good time you could be a millionaire.

[@callumfrank]

In my case Klaus Cassius has helped me to do that proficiently. I'm not a guru so I don't really have experience in investment strategies. I work and my consultant does the rest.

[@jimbehan6170]

❤

[@WarriorsPhoto]

Congratulations 🍾🎉🎈🎊! You've done an amazing job. How's retirement?

[@dogmom-pt5we]

Well, I’ve been sitting on $32k in my emergency fund for a while now, trying to figure out when to pull the trigger and start investing... And now Tom Lee says to be cautious for the next 8 weeks?! Seriously? Guess I’ll just keep staring at my savings, waiting for some magical 'perfect moment.'

[@Bobhenry-c7z]

As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@DeannaPeters-lz8we]

@@Bobhenry-c7z Risk mitigation is indeed something to consider well before setting out on inveestments. Most often than not, CFAs take care of this perfectly. People downplay the role of CFAs until being burnt by their own instincts. I was in a similar situation a few years ago; Took my chances but stocks went crashing. Realizing I wasn't good at timing the market, I started working with an Adviser, which helped me build a $1.6m portfolio.

[@rebeccaartgallary]

@@DeannaPeters-lz8we impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@DeannaPeters-lz8we]

@@rebeccaartgallary Her name is. Sharon Crump Cline. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@rebeccaartgallary]

@@DeannaPeters-lz8we I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

[@fragile00]

Dave “tic tac” Ramsey 😂😂😂. Shout out to the caller as well for doing so great!

[@wattwalsh4982]

👆👆I will link you to something new profitable.......👍

[@dougholdem2898]

The toughest thing to convince people is, Net Income - Spending = Savings, and she gets it! Elana is going to be just fine.

[@wattwalsh4982]

👆👆I will link you to something new profitable......👍

[@uberhaxonova]

nope, revenue - expenses = net profit

[@kentuckybred1]

@@uberhaxonova *burp

[@FreyaAndrea-vy3pe]

My investments in stocks and crypto are not meeting my expectations. Any last minute tips to improve my situation and make more $$$? I really need some urgent advice

[@MiroSummers]

Keeping up with news sources like CNBC could help out Just buy when prices are low and sell when prices rise

[@CarlMartinAlbert]

No lock on my side yet, just a sideways trend and a bear market crushing my portfolio. Need a bull run ASAP!

[@IvorThomson]

Buy more and hold onto it for the long term. Solana and Raydium seem good, and Dogecoin is worth considering too.

[@JavierPolo-hb9zg]

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

[@BarisMehmet-ux7yj]

This is definitely considerable! think you could suggest any professional/advisors I can connect with? I'm in dire need of proper portfolio allocation

[@sarawilliam696]

The only American who won't acknowledge this Administration's failed economic policies is Joe Biden. "Shrink-flation' is the least of our worries compared to rising rents and stagnant wages, but it is an undeniable indicator of how bad our inflation has gotten. I have $100k that i like to invest in a non-retirement account, any advice on that?

[@brucemichelle5689.]

I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent. Put money aside for the times when the market really starts to bounce back.

[@Justinmeyer1000]

45% of Americans do not invest in the stock market because of lack of guidance. Every year you don't invest, you are falling behind. I’m hitting numbers in the stock market I used to dream of… Going from $50k to $600k in my portfolio is surreal all thanks to insights from my financial advisor.

[@PatrickFitzgerald-cx6io]

Your adviser must be really good, I hope it's okay to inquire if you're still collaborating with the same adviser and how I can get in touch with them?

[@Justinmeyer1000]

She goes by ‘’Aileen Gertrude Tippy’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did

[@PatrickFitzgerald-cx6io]

Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.

[@NoteAndroid]

I love this one 4:00 "The only ship that won't sail is a partnership"~!

[@jessieyoung-szn]

I recently sold a house in Portland, and I'm considering investing the proceeds in stocks. I know it's a wonderful time to buy, but is this the right moment? When will I fully recover? I'm honestly just perplexed at this point as to how other folks in the same market are making over $450,000 in gains in a matter of months.

[@allisonbutlerj]

For any investor, a strong plan is essential to their portfolio. The higher the risk, the bigger the possible return when it comes to making important decisions, thus it makes sense to consult with seasoned experts.

[@miltonclar]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@JanAlston-kd6yl]

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

[@miltonclar]

NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@calvinlewis-h2]

I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon.

[@KB-wq2vh]

High yield savings account are still giving 4.75 to 5.15 apy. If you have scared money, just put it there for now.

[@mikegarrens5286]

60,000 in the bank. You have no debt. You're not in bad shape.

[@mmcgahn5948]

$20k in an Emergency Fund, invest the remaining $40k

[@j.e.8120]

Into what?​@@mmcgahn5948

[@wmwoods-l4f]

Creating wealth entails establishing positive routines, I had only $78k to my name at 42 when I first woke up to this reality. I chose the stock market as a medium of growth, got an excellent financial advisor, Financial management is a vital subject that many avoid, often leading to future regrets.

[@kevincasey1]

Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $500K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

[@karitanaw]

No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.

[@speak2Gary]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@karitanaw]

Her name is. Annette Marie Holt’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@speak2Gary]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@kennymartin379]

Listen to Dave you don't need a partner

[@FTG2Eli]

Absolutely. I needed to buy out my boyfriend to keep the property when we broke up, which I still have today. BUT, I could have purchased it myself back then.

[@FlaqkoGTA]

What if you have kids and they are just stay at home?

[@Acoustic_Theory]

@@FlaqkoGTA - This isn't directed only at you, but to anyone wondering about this: you don't have to put up with kids that just stay home. After a certain age they can be "emancipated" and kicked out; if there are kids that are hanging around the house and that's not what the parents want, then there is some level of emotional manipulation at play that is being held over the heads of the parents to make them "feel bad" about sending their kids out into the world. Today's children are taught to be master manipulators, and even though they could use that skill to make quite a bit of money, they decide that the low effort of staying at home is preferable; don't let yourself be manipulated by kids or by culture - enforce a standard of excellence in your household.

[@jayneto4798]

Invest in assets 💰📈 not in people. 🙅🏻‍♂️

[@eyesonly4451]

Dave is totally right about buying a big asset (house, land, condos, etc) with a "partner" whose investment is their emotional support plus your $$$. This arrangement eventually goes south almost 100% of the time.

[@twinblade63]

no doubt about it. and unfortunately, i do believe this girl is going to go thru with it anyway. while obviously exceptionally bright, she seems quite naive, too. hopefully the mess she gets herself into isnt too catastrophic

[@shaokhan4421]

Is this mainly because the man isn’t working or does this apply to women as well? Let’s just say you have the money and she doesn’t ideally want both I assume? PS I have no opinion either way I’m just trying to see what people think and why

[@RegularFootisChris]

yep

[@jamisojo]

​@@shaokhan4421 the man is working. You do not buy property with someone you are not married to because there is no clear way to back out of the joint ownership when you are not married. If they were married and the relationship ended, there is a process that would divide up assets.

[@injanhoi1]

A lot of young people and even people up to age 39 don't save. This girl is amazing!

[@6ixmanssleep]

You are not young when are 40 LOL

[@tasneemahmed5821]

@@6ixmanssleep wow you need to start working on your reading comprehension

[@jesswhite7161]

"If you are not married to someone, don't buy a house with them"...best advice ever!! I am stuck on a mortgage with someone I haven't seen in 15 years.

[@Adambarking]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.

[@kaitlyncranwick]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

[@StellaMaris-lv2uq]

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a-lot of wealth transfer in this downtime if you know where to look.

[@maryHenokNft]

If you lack market knowledge, seeking guidance or assistance from a consultant or investing coach is the most advisable step. Personally, consulting with an advisor aided me in navigating the market successfully, resulting in a portfolio growth of around 65% since January. Although it might seem like a straightforward suggestion, I firmly believe it's currently the most effective approach to entering the business arena.

[@maggysterling33254]

@@maryHenokNft Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with this person

[@maryHenokNft]

Do your homework and choose one that has strategies to help your portfolio grow consistently and steadily. *Camille Alicia Garcia* is responsible for the success of my portfolio, and I believe she possesses the qualifications and expertise to meet your goals.

[@TheresaAnderson-kf5xw]

I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

[@IsabelleChloeScott]

Dave is amazing. “How to make wealth. Do this.”

[@IsabelleChloeScott]

I am fortunate I made productive decisions that changed my finances (gathered over 1M in 2years) through my financiaI planner. Got my 2nd house in Feb, and hoping to retire nxt yr.

[@IsabelleChloeScott]

Elizabeth Green Hunts Get to her

[@ZenaFuss]

Good I got here. Big Thanks

[@dnah02]

This is the type of women young men should be looking for. She will help you build.

[@djpuplex]

Used the word "partner" that could mean many things. None of them good for girlfriend material for a young man.

[@rnt45t1]

No, this is NOT the type of "woman" men need to look for today. She refuses to use any word other than "partner" for her relationship. Huge red flag.

[@alinatamashevich3354]

@@rnt45t1 BIG red flag

[@listerinr]

Using the term "partner" is so cringe.

[@marieabner]

Why do you need a woman to help you build? Why can't you build it yourself like she did?

[@selenajack2036]

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

[@lucasanderson8993]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

[@chrisbluebird5037]

I agree. Based on personal experience working with an investment advlsor, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

[@legacymedia8468]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@chrisbluebird5037]

There are a lot of independent advisors you might look into. But i work with Viviana Heather Lee Larioni and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.

[@mesutserim1595]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@dmpi483]

The women is an example of why the rich get richer. It's a philosophy and a mind-set.

[@Argedis]

Yup and the poor stay broke by living like they are rich

[@JESUSandPoker]

Lottery winners go broke because people dumb enough to play the lottery are the ones dumb enough to lose it

[@_osvaldo___5529]

@@Argedisfacts

[@cloudyblaze7916]

I'm in a similar situation, but I've decided that I want to go into the stock market immediately. I read about someone who started with just $49k and made over $500k within about six months. Pondering whether to go solo or go through a mutual fund or a financial advisor.

[@mohican-jx6fx]

It's really not as difficult as many people presume it to be. It requires a certain level of diligence, which is something ordinary investors lack, and so a financial advisor often comes in very handy.

[@ericmendels]

The logic is literally self explanatory. How do I make five figures from the market monthly passively? You think I have a PhD in economics or whatever degree you need to invest? You could make a whole lot from the market than saving in this economy.

[@gregorywhem]

This sounds great. Is there a way I could connect with your advisor or any other whom you think is very good? I'll appreciate.

[@ericmendels]

I suggest sticking with one who understands your short and long term goals. I'll personally recommend Sharon Louise Count because she's one I'm familiar with her strategy, but I'm sure there are other good ones, too.

[@WheresWaldo05]

That is veey much a not realistic return to try to attain. They got lucky. Hand picked probably just one stock and it sky rocketed. No one can predict the future. Which is why index related ETF's are the best way to invest. Slow consistent average growth year to year around the 10% area. Plus or mins 1-2%.

[@GraceHarris305]

This video is a game changer, the 401k is good, because retirement choice determine a lot. My parents spent almost same number of years working desk job, but my mom was investing through a financial advisor Camilla Buck Merrick and my dad did the little he could by himself. My mom is retiring with over $5 Million, whereas my dad has little close to $700k. It is your choice on what you do, as for me, I will always go with the financial advisor.

[@NoahAnderson3000]

I know very little when it comes to investing or trading. Earlier this year I tried all by myself but failed and lost all my investments. I want to gather all my savings to begin again. This time I don't want to lose my money. I need the assistance of a professional financial manager.

[@KevinEvans-mq4ob]

I can see you have your own recommendation in your comment, what more can you tell us the beginners, hoping to do business with her.

[@JanAlston-kd6yl]

I googled her name and found her website; I already sent her an email. Thanks.

[@joey8567]

Yes, the financial part, but replicable, with these times of uncertainty.

[@Patriciabanks5]

I now grasp the concept of leverage. Creating wealth and financial freedom isn't as tough as many people believe. Building wealth and remaining financially stable indefinitely is a lot easier with the appropriate information. Participating in financial programs and products is the only true approach to make a high income and remain affluent indefinitely.

[@frankbarnes22]

The first step to wealth creation, is figuring out your goals and risk tolerance - either on your own or with the help of a financial advisor. If you can get the facts about savings and investing with a well detailed plan, you should be able to gain financial security over the years and enjoy the benefits of managing your income.

[@monicawill5]

You’re right! Working with a financial advisor will genuinely set you up for success in life. I’m delighted I was able to hire a financial advisor named Catherine Morrison Evans, earlier this year. Because while others were grumbling about the downturn in the financial markets due to the state of the economy, I was busy learning from her and eventually made over seven figures in the first quarter of the year.

[@Johnlarry12]

@@monicawill5 That's great, your financial advisor must be really good, I have seen testimonies of people using the help of financial advisors in making them more financially stable. I just discovered her exceptional resume when I made a google search of her names online. I consider it a blessing that I discover this comment area!

[@monicawill5]

The secret to being successful from an investing perspective is to have an indefatigable, undying and unquenchable thirst for information and knowledge. Invest with a certified financial advisor and watch things turn around for good. I've learnt so much while investing with Catherine Morrison Evans, and i must say it's the best thing to do.

[@hebrews11vs5]

She works at a car dealership, hence she refused to play that game because she knew what it was about and bought a cheap car cash.

[@wattwalsh4982]

👆👆I will link you to something new profitable.......👍

[@Rico401Prov]

Wish I had the same lessons growing up

[@natnielsen8472]

She does not work at a car dealership. She works in data science, and has learned not to follow the practices of dummies who waste money.

[@Run4Ever77]

@@natnielsen8472 she said "I'm a data scientist... at a car dealership". 2:32

[@natnielsen8472]

@@Run4Ever77 thanks for letting me know - missed hearing that part.

[@swannyriver75]

Listen to Dave don't buy no property with a boyfriend so called partner DON'T DO IT !!

[@dr_pinna543]

Could be a girlfriend.

[@Gsta1544]

@@dr_pinna543 "partner" is a huge red flag

[@freebird7284]

girlfriend

[@tiffanyschools845]

Yup, regardless of who it is...that's not something to do with ANY type of 'partner' these days. Heck, even some ppl in marriages shouldn't be doing business together.

[@TheSoulCrisis]

This girl is incredible…..if every person had her mindset we would be so much further ahead!

[@1SmokingLizard]

That is the Left's worse mindset, being well to do.

[@TheSoulCrisis]

@@1SmokingLizard I agree! We need to step it up with early financial education and accountability!

[@Cristian_M_]

You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires. Is,..,,.

[@aprilclaudette2057]

I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invsted on time and also with the right terms now I have time for my family and the life ahead of me

[@kelseyeadelmarr6109]

Wow, this is really amazing. How do you come about it

[@Noel.Kirk.]

Assets that can make you rich *FX *Btcoin *Stocks *Gold *Real estate

[@aaronferrell3129]

Not because of ignorance, it’s because of the high rate of unprofessionalism in the cypto market

[@thylda7877]

I’m new to cypto trading, feels overwhelming but I won’t give up on learning this. Thanks for your clear explanation from the very beginning!

[@robloxvids2233]

She was doing perfect until she saud "I'm thinking of going into business with my partner." LOLLLLL. NO, girl. Your partner knows you have money and wants it lol.

[@baldwinangel1218]

Exactly. RUN!

[@ss-s-do3uw]

thanks for commenting.. text max for a life changing investment opportunity

[@ronpagala7496]

No no no

[@natnielsen8472]

Maybe her partner is in data science as well and has set aside funds - who knows - wish they would have asked her. Still she should never agree to any business with a 'partner'. No one should ever purchase real estate with a 'partner' unless it's a business first to protect each player. I watched too many people with partners get burned when one of the partners decided to walk - what a mess!

[@believer7733]

@@baldwinangel1218 Run Forrest Run 🏃‍♀️ 🏃‍♀️ 🏃‍♀️!

[@TamaraHagen]

Awesome! your potential seems timeless. Diversifying your income flow and chalking out a plan remains the smart way to prepare for the unexpected and the best way to grow and sustain wealth. 11yrs in investing space and extremely pleased with the decision I made.The good news is - it’s not too late.

[@KelvinCesar-bv8ow]

Congrats! I'm fascinated with investing, as a single dad and juggling all these things are quite difficult. Invested $ in few sectors but haven't seen any profit yet. Do you think I'm missing out something?

[@TamaraHagen]

@@KelvinCesar-bv8ow What I think everyone need is a Financial Adviser, who can help you get in and out of any investment at any time and you'd sure be in Profit

[@TamaraHagen]

FLORENCE YAGODA, That's whom i work with>

[@TamaraHagen]

KZbin is a public place; i can't drop her information here but You can just put her name on google and you will be directed to her website and drop her your message.

[@KelvinCesar-bv8ow]

@@TamaraHagen Thanks so much I was able to find her page and I already leave her a message.

[@Delirex1]

She’s more disciplined then guys & me. She’s truly inspirational

[@AnthonyJ350]

This caller has done amazing! Good cash flow and she had minimal overhead. Keep it going 🙂

[@MaximilianFischer497]

Every week I buy more of whatever is the lowest percentage of my portfolio and try to keep everything around 10%. Please what could be my safest buys with $400k to outperform the market in 2025?

[@henryallard245]

I'd avoid the index funds, mutual funds, or specific stocks for the time being. The 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows sign of recovery.

[@TicheDebb0]

This is why I entrusted a fiduciary with my investment decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far

[@AshleySommerset808]

My partner’s been considering going the same route, could you share more info please on the advisor that guides you.

[@TicheDebb0]

Yes my go to person is ‘Diana Casteel Lynch’ It’s a Lady actually. So easy and compassionate Lady. You should take a look at her work.

[@EvelynBrooks0]

I just found her page with her full name. Wrote her an email and scheduled a call, hopefully she responds. Thanks a lot for sharing.

[@blackphillygal]

She's great. I hope she listens to Dave.

[@ClementRusso2]

I've sold a property in Michigan and I’m considering investing the proceeds in stocks. With the current market optimism, I'm unsure if it's the right time to buy stocks and how long it will take for a full market recovery. I'm also puzzled by how some are making substantial gains of over $320k within months in the same market

[@VickyAlvy]

While market opportunities exist, it's essential to avoid blind commitments . To grasp the factors influencing your financial growth, I recommend consulting a professional.

[@aarizphilip]

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Miller.

[@bennettross1]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@mikesnoek]

The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

[@jadewashington7]

I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.

[@GrozaGroza-ko7fn]

I'm new at this, please how can I reach her?

[@SaadmaanShohid]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@rannyorton]

Putting well-earned money into the stock market can be over emphasized for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me? I'm nearly 60.

[@Patriciacraig599]

My expectation for 2024 is that markets starts to broaden out more, with the rates cut i have a couple of questions....can I safely invest $220k in the markets? What should I do differently?

[@belljoe]

This seems like the worst period.Even the markets are very unpredictable.started investing recently when the market prices were a bit high,today i am more than 60% down

[@smithlenn]

The best course of action if you lack ma-rket knowledge is to ask a consultant or invest-ing co-ach for guidance or assistance. Speaking with a con-sultant helped me stay afloat in the market and grow my port-folio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@rannyorton]

referral please

[@smithlenn]

thanks, was guided tho..Julia Hope marble. walked me through the ropes majestically i'ts my ultimate pleasure.

[@georginalikewood5057]

I recently inherited almost $500k. I REALLY need to make this money work for me, and not just disappear over time. All roads have pointed to the equity market of some sort which is a good idea buh where else should I put money besides the equity/stock market?

[@oliverlogan6023]

Consider hiring financial advisors, estate planners or tax experts. They can provide specialized knowledge and help you navigate complex financial decisions.

[@osipsymon4168]

Speaking with an advisor helped me stay afloat in the market and grow my portfolio to about 65% since January 2022, and in a couple months, I was able to earn over $350K in net profit They have strategies that are specifically suited to your long-term objectives and financial aspirations.

[@georginalikewood5057]

My partner’s been considering going the same route, could you share more info please on the advisor that guides you

[@osipsymon4168]

I started out with a financial advisor called “Lisa Ann Moberly”. Her honest approach gives me complete ownership and control of my positions, and her rates are incredibly affordable given my ROI. However, do your due diligence before contacting a financial advisor.

[@georginalikewood5057]

I looked up the name and came across her web page, I went through her resume and I must say it was quite impressive. I reached out to her and I have scheduled a call with her.

[@triple_gem_shining]

What a beautiful young woman! Keep grinding sister!

[@mbank3832]

how do you know what she looks like over the phone ?

[@wanderingdoc5075]

@@mbank3832 By being a simp

[@FTYC2022]

@@mbank3832 I'm assuming he means her mindset and personality. That's important and a form of beauty as well ya know 🙂

[@mbank3832]

@@wanderingdoc5075 simping over a voice, now that’s what desperation looks like

[@simrans3675]

@@mbank3832 I love her. She sounds rich. Can I marry her 😂🙈🙈🤣?

[@vdoggydogg3922]

This woman does not need the baby steps..she is ahead of the game.

[@PatrickDize]

I’m nowhere near that. I got 60K in a savings account for pension invested in a global tech fund. Then 20K in a NVIDIA and TSLA. At end of month, I keep nothing in cash. Invest everything I have remaining.

[@judynewsom1902]

With around £120k invested in tech/TSLA stocks, any suggestions for additional stocks to diversify across various markets? Looking for a well-rounded portfolio that balances risk aversion with returns meeting yearly inflation concerns.

[@gregorywhem]

Prioritize two goals: strategically sell stocks to limit losses and maximize gains, and be prepared to capitalize on market shifts. Consult a financial advisor or professional for personalized guidance.

[@AgueroBankz]

Since 2019, my portfolio has shown little growth. I'm considering consulting the advisor who assists you; I'm eager to enhance my retirement fund, especially as I plan to retire in three years.

[@AddilynTuffin]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@jellyboy123]

i would stick to the S&P500 index fund like vusa slowly put your money in once a week or monthly

[@JeZZe26]

Stop pumping tsla its way overvalued

[@HAMMERHEAD-g3h]

The quote Doug said about not buying property with a partner. That is very true. My grandfather and his brother went in and built an apartment complex to have some passive income. His brother ended up not helping with the maintenance and my grandfather stayed frustrated at him. After my grandfather died, the apartments were tied up in a mess.

[@theGrayArea2]

This girl sounds like she’s 13…great job!

[@Raza__12]

How dare u!

[@claudiacanales2662]

Did she ever say how old she is?

[@lycanthropic1122]

@@claudiacanales2662 No, but she said she saved 'before' college and works as a Data Scientist, so she's definitely graduated. Probably around 23-25 years old.

[@LG123ABC]

I've always disliked all this "partner" nonsense. Are you in a relationship or a member of a law firm? It sounds idiotic. Just be honest and say "we're shacking up". If you're not ready to commit to actual marriage with someone then you have no business buying a house with them.

[@clairet5636]

💯

[@TRDOffRoad2020]

She is shacked up with a chick named "Pat" that has a deep voice. That's why they call them partners

[@hearsay516]

My husband and I also were sitting on a good amount of cash. Had one car we paid $1k for. And only our mortgage. So we went ahead and bought a new house and starting renting out the one we lived in. Always invest in real estate. Don't ever sit and wonder what to do with a load of cash. Real estate.

[@Mel.U]

The wisest post I've seen thus far, you've given me food for thought

[@dls951]

@@JB-ri6zp You're RIGHT! houses are like stocks now, both are down. And you're ill prepaired to capitalise this opportunity.

[@kennethboehnen271]

Timing is important.

[@kennethboehnen271]

@@dls951 houses are sky high now!

[@dls951]

@@kennethboehnen271 so is everything else, whats your point?

[@ezequielrojas2828]

Hope her partner realizes what a gem he has in her❤. Wish her the best!

[@soonermagic24]

There’s no “he” She’s confused.

[@tiffanyschools845]

@@soonermagic24 Yeah, it might be a he especially with the term partner...

[@truthserum5310]

What makes you think he is a he?

[@jamisojo]

​@@truthserum5310 it doesn't matter if the partner is a he or a she. But they should get married before purchasing property together.

[@MrOfficer235]

Sell the “partner”

[@guccithunder6136]

SELL THE CAR!!!!!!

[@kevinvoss2305]

Give it to someone who really needs it to change their life. It's only what you give, not what you got.

[@arigutman]

One thing is for sure, do NOT keep it in the bank!

[@welcometobrasscuisine]

That’s for sure great advice!

[@JP-ys8ev]

Why is that?

[@jamisojo]

​@@JP-ys8ev Nothing wrong with keeping it in the bank until she decides a long term plan for it.

[@Obsidiana_99]

6:45 Did he just say "we oughta put the plan on tic tac?" Dave, you're awesome. :-D

[@Boise_guy123]

She should be a role model for other younger people. Talking finances shouldn't be a taboo subject especially if people like her can broadcast a great message like this

[@NaNa-lt1po]

I so hope she doesn't end up buying that property with her partner.. Please, please, please 🙏

[@wattwalsh4982]

👆👆I will link you to something new profitable.......👍

[@rosebush7000]

Dear Lord please do not!!!

[@jenniferspisak]

2:29 Dave’s smiling so authentically

[@Anonyme67]

Good job young girl. 👏🏾👏🏾👏🏾👏🏾👏🏾

[@wattwalsh4982]

👆👆I will link you to something new profitable.......👍

[@NM-apache]

I just bought a 90K Ram Truck and my credit score is 888. Thanks Dave Ramsey!

[@noreenn6976]

$60K saved, way to go Elana!

[@wattwalsh4982]

👆👆I will link you to something new profitable.......👍

[@Rico401Prov]

Facts!

[@bryan0359]

I'm glad I was introduced to forex trading and got the best teacher and mentor who helped me understand the financial market I'm grateful to Mrs Liam🙏

[@Leahwilliamson124]

I am from Miami United State🇺🇸, The difference Mrs Lucy Mary Liam makes in my life is second to none it's definitely a life changing kindness. I really appreciate her effort in my life.

[@emilymccord7063]

I invested $2,000 and the trade in one month making close to $20,000. I wonder where she got her analysis.

[@giselastefan2180]

Seeing my broker talked on KZbin, This was exactly how I got the recommendation about her for the past years. Hit $200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with $20k in July 2024

[@carlosalberto54754]

I'm from Brazil 🇧🇷 I and two other of my friends tried her immediately we testified her performing wonders.

[@bensonarmstrong7287]

Her good strategies of making large amount weekly profits for her clients are totally outstanding. Investing my $1500 with doubt and withdrawing $12,300 with happiness. I ❤️ you Lucy.

[@TaggeGust]

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.

[@masterotrunks]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@GertonTootle]

The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

[@bennettross1]

I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.

[@UsamaG-mq1jy]

I'm new at this, please how can I reach her?

[@marthasteward0]

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading

[@scottpieper7888]

how about a high yield, short term cd, most are paying around 5 to 6 % for 6 months

[@NSGLiv]

This girl is gonna be a millionaire real soon, I’m trying to be just like her

[@hebeigucci5367]

I follow and love your videos. sadly, it's been a while since i visited it has been a very rough year... i am experiencing one of the toughest phases of my life... Lost a fortune lnvesting in emerging companies. Hopeful, for a turnaround.

[@LindyLouCantu]

I love how he calls it a Tic Tac account.

[@DorindaRodriguez]

2:26 Ramsey BEAMING. This gal is amazing for accomplishing so much so young; good for her~~!!!!

[@azengland100]

Nice to see a young person be so smart about money! Great visualization vis-a-vis seeing the cash from her hard work and then noticing the effect on the "pile" when money is spent. Makes her think about wants vs. needs. Mutual funds are OK, but often come with fees of 1% (or even more). Plus you can't control the timing of capital gains distributions, which can be problematic come tax-time. As an alternative, she might consider low-fee ETFs with similar investment profiles (ie: growth, growth+income, etc). There are lots of high-quality ETFs out there...

[@kmaddox6857]

Yes, I was kind of surprised that Dave is recommending mutual funds. ETF's really are the way to go. Probably a better answer for her would have been to start investing in ETF's with something like Vanguard, especially focusing on growth funds since she is so young that she can absorb a higher risk in investing.

[@well-blazeredman6187]

Cripes, is this the comments thread with the most scammers in it? Always the same technique: first, someone claiming to have made super-normal returns, and then, in the replies, someone asks for the name of their IFA, which is given, leading to profuse thanks. Always the same!

[@elevate_waves]

Creating wealth is a game i liked Ramsey's advice thank you for your videos :)

[@harrisryan27]

The best part of this is Dave saying Tick-tack instead of TikTok 🤙

[@HMMELD]

Sad but true - hardly anybody thinks like her. Almost all of society believes you should run up debt, buy new cars they can't afford, spend like crazy. People hate like the very dickens being labeled as "cheap" - that kind of thinking is only valued here on Ramsey. On the other hand, some are very quick to label you as "cheap", look down upon you if you drive around in a 3k car, don't spend like there's no tomorrow. I congradulate her in her wise choices. If she's single, I hope she doesn't get hooked up with some guy who ruins it all for her.

[@cafecitoconjesus8750]

My kind of person; I am the same, I set realistic goals, and accomplish them.

[@anthonybatulis6516]

This woman should do her own youtube videos.

[@haroldmcclinton4887]

What do you invest your money in. I thinking of a bank crashing and losing your money. I cant affort that. What the best thing to do with your money

[@TMartins379]

I don’t even know her but I wanna hug her and tell her she’s doing an amazing job. She’s awesome.

[@SimplyDavid78]

She is #1 !!!! Ramsey is 👍🏻👍🏻👍🏻👍🏻👍🏻

[@shumatsuopost]

Dave really knows what to say in this type of situation.

[@hoiendehe]

He hates single moms

[@freedomring3022]

@@hoiendehe as well as we all should

[@WheresWaldo05]

1. Either pay off your mortgage in full Or 2. Invest the entirety of it, maybe less 5k of it as emergency fund money into the stock market.

[@randymillhouse791]

Save & invest continually. Say bye bye to mental stress and hello to SECURITY.

[@oldfordman68]

$60k in your savings that you don't know what to do with? Someone like me could live for 2+ Years without having to work.

[@reese85]

That’s lazy

[@kenofken9458]

The trailer park investment strategy🤣

[@oldfordman68]

@@kenofken9458 well I don't live in a trailer park and my house is almost paid for so take that for what it's worth

[@oldfordman68]

@@reese85 I said I could to drive home the point it's a lot of money to be sitting in a savings account

[@jamisojo]

​@@oldfordman68 it isn't that exciting. This girl has a bright future that is a lot bigger than $60,000. She has a good start towards buying a house or the real estate investment thing if that's what she'd like to do first.

[@Mogo169]

That dosent make any sense. Your saying she's safer to get married and then buy assests rather than cohabitate. I would say she has abetter chance of not be married and being able to keep her real estate investment if things go sour. Am I wrong??

[@KeatonDee]

So interesting reading the comments. I was always this way since I got my very first job at 14. So interesting watching all the other videos of people in hundreds of thousands worth of debt for nothing.

[@DavidHanson-p4f]

Index funds are better than mutual funds. The latter almost always (95%) lag index funds