You've Avoided This Question Twice!!

[@TheRamseyShow]

Say goodbye to debt forever. Start Ramsey+ for free: bit.ly/35ufR1q

[@mattalonso3003]

😢

[@amandar4980]

When she said the boyfriend is almost done with baby step 1 and then 60k in debt... 😂😂😂 this whole conversation is done.

[@michellerichardson3090]

For real. 35k a year, living with parents, doesnt have 1k saved? Those rose color shades better come off

[@shentino]

Baby step 1 isn't paying off debt, it's building up your starting emergency fund.

[@chuckbenger8918]

@@shentino omg that’s even worse lol since he only had like $500 saved

[@kbanghart]

But I'm glad he continued with the conversation, it's stopping the conversation that problems don't get resolved.

[@mocheen4837]

Is that student loan debt? I hope he did not graduate only to make $36,000 per year.

[@dr.bradshaw]

They both sound seriously immature for 26. You really need to ask if you should have jobs lined up before moving across the country?

[@andresortiz560]

When your parents put tens of thousands of dollars in your bank account and you are asking that kind of question… Don’t be surprised when they want to control your money

[@dr.bradshaw]

@@andresortiz560 I never said I was surprised that the parents want to control. Just surprised at the immaturity

[@4x4cherokee]

Many parents believe they are helping their children by funding their bank account with thousands of dollars. If you never teach them fiscal responsibility you're enabling them and setting them up for failure. Her parents really didn't explain that they both should have jobs lined up before moving to another state? 🤦‍♂️

[@larrybud]

@@4x4cherokee She seems to be doing just fine. I would say her decision making on choosing a mate is more suspect than her money handling skills.

[@alladreamwedreamed]

Kids these days are like this mostly 😳😳 as an employer, it can be a little maddening lol

[@MillionaireMindsetClub]

Dave Ramsey's laugh when she asked 'do we need to have jobs before we move' 🤣

[@all-stargamingentertainmen1157]

Like "you think!?😅"

[@dynamichunter843]

@Luís Andrade or a lottttt of savings you don’t mind spending

[@nemui9654]

Only if you want to eat and have a place for any amount of time!

[@MillionaireMindsetClub]

@@nemui9654 i know right 😅

[@TruthSayer2007]

Lol thousands of Californians are relocating out of state without jobs every day! It’s truly dumb but 🤦🏻‍♀️🤣

[@BernadetteTeachesMusic]

When Dave said “put him on speakerphone” 😅😅😅😅😅😅😅😅😅😅😅

[@rrrrrfffff]

If I was her, I would have been sweating

[@ZackRamsey14]

Well hey there Uke master xD

[@cab1212]

Hi Bernadette! I second that. 🤣🤣🤣🤣🤣🤣🤣🤣🤣 Nice seeing you on another channel. Love your channel. I've learned a lot from you. One day I'll stick with the uke. For now it's just a dream.

[@Jay-om8gr]

Pull out the shotgun

[@herschellpacheco9518]

Mr Christian trade5 crypt0

[@RGTFLA85]

If he is right by you and you don't want him part of the conversation, there is your sign.

[@Sunshinejoy13]

Ouch and Amen. She's seen him be a 'do nothing' for 7 years

[@JuanAndDone]

Facts!!

[@DewTime]

Yep. She knows that the best advice for her would most likely mean breaking up with him.

[@myiapapaya7122]

This is a mess

[@DCamp1271]

Truth!!!

[@mallorysplace303]

Kelly, don’t ever ignore Dave’s questions

[@jameelburhan165]

😂😂😂😂😂😂

[@eileeneclark9011]

1/18/21...Girl KNOWS Dave is right...She has family-saved-up-for-her 💰 + her own savings from work/living FREEBIE LIFE ON PARENTS' DIME THESE PAST YRS. So she paid off her loans & has 💸 in the bank even tho she lost her job. BF is also LIVING OFF PARENTS' FREEBIES @ THEIR HOME BUT NO SAVINGS + HASN'T PAID OFF HIS 66K DEBTS IN THESE YRS. SOUNDS "JUST RIGHT FIRE EACH OTHER" B/C BOTH ARE PRIVILEDGED MILLENNIALS EXPECTING "EASY RIDE ON THEIR PARENTS" B/C NO GUMPTION + NO GRATITUDE + NO INITIATIVE TO GROW UP!

[@anonymous135]

Kelly is ignoring common sense AND Dave.

[@ronhall5395]

I think she didn't want to throw her man under the buss because he was strong next to her. Lol. My wife would have gone ahead and trashed me if she thought I was a dog. We moved from MI to CA. Just married. I had a job offer. So we moved. It was hard,but soon she got a job and we began to build a life.

[@DisabilityExams]

"He wants to be" - and I want to be a billionaire.

[@shanescatsandcannabisfarm2965]

No you dont. If you did you would be.

[@702vindog]

@@shanescatsandcannabisfarm2965 Exactly. That’s the point

[@michellerichardson3090]

My children's father wanted to be a provider but didn't. When I ended it, I asked him would he want our daughter dating someone like him and he said no. Told him THAT'S why Im leaving

[@702vindog]

@@michellerichardson3090 That’s the truth. Ever since I found God that’s always been a standard I’ve kept. I want to be the guy that I would want my daughter to date. Such a good truth to live by.

[@aligncars10000]

Same thing I was thinking. I would like to be thirty-years-old, have a full head of hair, weigh 200lbs, but that isn't happening either.

[@aligncars10000]

Future call: Dave I co-signed a car and apartment with an ex-boyfriend now he skipped town and left me with all the bills.

[@charleneWL]

Lol 😂

[@anthonyquinn5927]

How true!!!

[@greenpedal370]

Of course he did. More fool you!! I bet he had steroid muscles, tottoos and an attitude. Your shallow friends told you he was perfect.

[@LifeofKairo]

*"If you had a daughter would you want her to marry him?"* T.K.O 💥👊💥

[@edwardmauer7442]

Critical hit, her answer (or lack thereof) is even worse XD

[@LifeofKairo]

@@edwardmauer7442 Exactly Edward!

[@michellerichardson3090]

@@edwardmauer7442 so true. Talking about we've been together 7 years. You havent even married him so what is your point lol

[@MajesticLawnGnome]

Lol

[@diannamc367]

"I didn't ask how long you've been in a bad relationship?" 😳

[@nicole4779]

“He’s about halfway done with babystep 1”🥴chiiiiillle he makes $46K and lives at home and only has $500 to show for it !?!?!? 🥴🥴🥴

[@lo3769]

Maybe he used to have 200k in debt and paid it down to 66k? That would be a good sign

[@nicksincredibleopinion]

I bet he has a nice video game set up, lots of games, and a wall of those dumb plastic dolls that everyone leaves in boxes and stack against the wall.

[@charleneWL]

Right .... wth have they been doing ?

[@tinkerchristoferson7672]

And has over $60k in debt

[@AdrianCardoza]

@@nicksincredibleopinion funkos lol? I make six figures and have a wall of video games. Don’t be a hater.

[@michellerichardson3090]

Her family knows if she moves with him she's going to be taking care of both of them. Nope, dont do it

[@judythompson2341]

And whats wrong with that, there is nothing wrong with a lady taking care of a man

[@jf5600]

@@judythompson2341 As a guy, I think it ends up causing a lot of issues long term. There can be resentment from her to him especially if they have kids and just the fact that as a woman she is the one that gets pregnant and goes through labor and a lot of times women tend to be nature's, when a guy takes on very little responsibility and the woman has to carry majority of the responsibility of a household, it ends up wearing on the women. And if the man is used to not needing to take responsibility to have this kind of relationship, it makes it much harder to get him to pick up the slack in the future.

[@bernieee12]

Don’t ignore the fact that he’s the only one with a job and she went 6-7 months unemployed. Just bc he has debt doesn’t automatically mean he’s unmotivated. Most people only pay minimum on their loans, maybe that’s just what he’s been doing. But yeah, her asking if they should have jobs lined up was a dumb question.

[@GiulyHermi96]

@@judythompson2341 it is not a problem as long as the other person is giving their best anyways. If the other person is basically losing time then… I wouldn’t want my daughter nor son doing that

[@communicationstation2687]

Yes!

[@KrystleLaughter]

Caller: We've been dating 7 years, and we both live with our parents. Me: Scroll down to the comments

[@redbunnyclassic]

That's not nice, but am with you 😂

[@QueenStylin]

Yes. This chick is flying by the seat of her pants. Why move to AZ when there is no contract in place, still trying to save money. And what the heck is in AZ that she had to move there?

[@joea9222]

I couldn't wait to leave my parents house at 18. I didn't have any issues with them, it was just time to fly on my own!

[@genxx2724]

@@QueenStylin The problem with their half-baked plan is: wherever you go; there you are.

[@justskinnot2seriously71]

@@genxx2724 😂 That’s too Funny .. haven’t we all came to this conclusion at some point ?

[@Erica-wz8yv]

“He wants to be...” I’m cackling.

[@DarthBalsamic]

I'm a dude and I'm cackling too. If I knew a guy and was his friend and his girlfriend told me that, I'm going right back to him and asking him about it. I'd be like "you're sounding a little unsure there bruh." Lol

[@genxx2724]

He’s never heard of the concept of being a provider or the word “suitor.” Seven years and sleeping together ain’t no suitor.

[@singleparentfire2363]

Kelly is thinking with ALL emotions and NO logic LOL. This is not going to end well. I hope she listens to Dave and Anthony

[@machinediem4717]

Love is a fickle master

[@matthewgardner2144]

She won't follow any advice. And at 26, she's still under the thumb of her parents. Crying and carrying on. Pretty low emotional IQ.

[@dalesamples]

Spoiler Alert: She won't.

[@clarifyingquestions]

And I hope she listens to her parents.

[@kbanghart]

Good point but not quite true, she's got a little bit of the logic in there, that's exactly why she is calling him in the first place.

[@jiggeplaya7182]

Her poor parents. This girl is about to make a mistake that is going to cost her a lot of grief in the long run.

[@cashkitty3472]

Sometimes people have to learn from there own mistakes

[@diannamc367]

@@cashkitty3472 and they don't always learn. That's a very expensive mistake...

[@lotuswolf1518]

He's in debt that's the problem

[@takingbackprofits1280]

About to cost her $60k lol

[@JohnJohn-wr1jo]

Dave and his cohort are asking a lot of a millenial. Move out of Mom and Dad's house, move out of state, find a better job, payoff debt, then get married. Don't see any of that happening. Hopefully she will grow up and find a real partner.

[@wahinepaddler4]

'I didn't ask if you've been in a bad relationship for 7yrs'..

[@LaDeeDah]

Savage

[@nicole4779]

💀💀💀💀😩😩😩😂😂😂

[@DCamp1271]

Dragged!! 💀

[@diannamc367]

I heard that!

[@naomimussaa]

Screaming😭😭😭

[@johnny_fins]

"He is but he's not on speaker phone" 😂 I cannot wait until Tyler watches this back on YT

[@LetsTalkPersonalFinance]

Papa Dave is lowkey grilling her about the boyfriend!

[@EsiriE]

Highkey 😂

[@Michael-vf2mw]

lowkey...???

[@justinbowman2126]

The opposite of low key

[@Psylent]

HIGH key

[@currywilkinson3171]

Bruh it ain’t even low key.

[@MrOfficer235]

Anthony was spot on and his idea was great. Basically her dad doesn’t want her shacking up half way across the country to a broke dead beat. Hope they will listen.

[@homesteadofpayne]

Sounds like her boyfriend works at McDonald's formulating burgers together

[@mwfontenot978]

😂

[@agathachris9722]

🤣🤣🤣

[@trailrunnah8886]

🤣🤣🤣🤣🤣🤣

[@davidthesmiler]

Im dead🤣🤣🤣🤣🤣

[@Nombuso1]

🤣🤣🤣🤣🤣🤣🤣🤣

[@anchorsaweigh9893]

This call is a dumpster fire. 26 year old woman living at home. 26 year old man living at home whimpering around after his girlfriend. Dumpster Fire 🔥

[@ChrisMFlorida]

exactly.. both should be out on their own and have been for 6-8 years. You should be somewhat established by now.

[@Brian-hd4rb]

they're grown up children

[@meneither3834]

Wait, what do you mean by living at home ?

[@thelogicaldanger]

@@meneither3834 They are both living with their parents.

[@Sunshinejoy13]

🤣

[@BoodaSDavis]

“Either paint or get off the ladder” 😂 love it 😂

[@genxx2724]

“He’s already found a job . . . that he wants to apply to.” [sic]. 😆 She and her parents saved, and they know about Dave Ramsey. What’s she doing with a grown boy?

[@genxx2724]

@Luis Neither has a job in Arizona. She made a weasely statement implying that the boyfriend has a job lined up, but he doesn’t. (Typical of this generation to treat facts as fluid). They are a couple of train wrecks waiting to happen.

[@derekw5605]

Agree. Both are out of their minds. Moving is expensive, they may not know that considering their biggest move was back to their parents houses lol

[@genxx2724]

@@derekw5605 😆 Can you imagine her savings being wiped out by Allied Van Lines?

[@user-eu2me4bp7j]

“He’s already found a job . . . that he wants to apply to.”🤣🤣🤣

[@WCGwkf]

Seriously. Anyone that's looked for a good job knows you won't usually get the only one you found.

[@dayvidsdays5644]

Dave Ramsey was grilling her. Haha. Dads are no joke.

[@dayvidsdays5644]

@ETC_SHADOW Yeah. He can be chill but you saw how he's attitude just flip like a switch?

[@dopeskaterat95]

Anthony : “Tyler do you love her?” Tyler: Leaves chat.

[@xaviermendez9602]

Anthony: “okay... great “

[@youngtimer964]

He replied

[@AnthonyChilisGMMP]

He did say I do so not sure why everyone likes this comment

[@ShearF3ar]

@@AnthonyChilisGMMP its a joke guy.

[@AnthonyChilisGMMP]

@@ShearF3ar haha ok my bad!!! Pretty funny actually

[@Seraphina_Atley]

Dave is like everyone's judgmental uncle. I absolutely love it.

[@MikeNapoli1989]

Same. Society needs those personality sometimes

[@studentsofmoney2653]

If I was the boyfriend and I was sitting next to my girlfriend of several years and she couldn’t say I was a provider and that she would be okay with her daughter marrying me it would cause me to take a long hard look in the mirror

[@electricbeing993]

Right!!!! I was cringing for him. She been making excuses for him for a while. TRUST I know about those type of responses as a woman. At least your honest with yaself. Alot of men hear that same response and still stick their head in the sand. Never becomes a womans pitty case. It never works

[@shanescatsandcannabisfarm2965]

True... However if she is with him and he is a 3 out of 10 then she probably isnt a 9 or 10 or even a 5. Ppl attract ppl who are similar in value as them. For example I dont go after drop dead gorgeous 10 out of 10 women because I myself am not a 9 or 10. I just like everyone else knows where I/they rank. So yea he may be a loser but the odds are she cant get any better then him anyways. If she could she would have.... Make sense? And the ones that were better SHE didn't want. You know how alot of women are be honest.

[@meerafinearts1914]

Amen!

[@princesslamour1985]

YESSSS!!!

[@ajh.4131]

@@shanescatsandcannabisfarm2965 agree 100% 👏🏾👏🏾 like attracts like

[@Keystoneexperience]

The Dave Ramsey show has reached a whole new level with this co-host thing. I love it!!! You guys have worked hard to get this good, but man you are good! Keep growing in Gods grace.

[@justfine77777]

Dave and Anthony are a lethal combination. You aren’t getting anything past the two of them.

[@savannahrobbins8934]

Love this comment!

[@kengy1991]

I had my answer once she said "dating for 7 years".

[@silasbishop3055]

@Muddobber McCrablice She sounds like she has some money though. I think her parents are worried she would end up supporting him.

[@adylennejohnson8467]

For real man!

[@lifeisbeautiful9455]

Exactly 💀🤣🤣🤣🤣

[@mwhe3111]

I'm serious. 🙄

[@roseother8306]

I think the $28k came from the parents to her. The $19k? Maybe high-school graduation gifts plus college graduation gifts, birthday money...

[@sean3533]

“Should we have jobs before we move?” . . Yes

[@anthonyquinn5927]

Omg I almost fell off my chair...

[@kbanghart]

@@anthonyquinn5927 Why? She has a good amount of savings, so it's a legit question, especially considering where she's at in life.

[@caezar044]

They're going to move to AZ with absolutely no plan thinking they're rich with their little $40k, and then come back to mommy and daddy after 9 months when they burn through their savings.

[@JamesJamersonIsAGod]

Bingo! That was def their original plan. $40k seems like a lot when you’ve never paid for basic life essentials. Without jobs you will CRUISE through that money just paying for rent food and stupid stuff like paper towels, toilet paper, soap, cooking supplies. Not even including whatever his payments are on $60k debt, but I would bet that’s at least $600-$900 a month...

[@caezar044]

@@JamesJamersonIsAGod worse part is that she'd blow through the money her parents took 25 years saving up for her, in six months time. 25 years of disciplined saving blown in 6 months.

[@4x4cherokee]

And they'll be coming back home single...

[@ljpal18]

@@4x4cherokee maybe with child too

[@mmc9828]

And probably pregnant.

[@KVW110]

Speaking as someone who has moved way too many times, there have only been 2 times where I didn’t have anything lined up. The first time I was an idiot. The second time I had a pile of money and family in the area. Never ever move until you have a job lined up. That’s rule number one.

[@Nashville4N6]

I did it exactly one time and only because 1) I was incredibly miserable where I was and 2) I had a rent-free place to go (my mom and stepdad’s camp). And I knew I was employable and I was willing to go just about anywhere. I took whatever job I could find in the meantime and it worked out that I found a job here and a year later I bought my house! I do remember thinking that I should be super stressed as it was the first time I’d been unemployed since I was 15, but I was just so relieved to have gotten out of where I was (a toxic work environment in a city I didn’t like) that it was overriding the stress lol. It can work out, but you have to have some super generous family, a willingness to work any job, and a little luck (or God on your side!)

[@criktun3346]

Turning the speaker phone off, as you sit next to your 7 year long boyfriend, and talk about him on live national radio.... not boding well for a marriage

[@TresWash]

🤦‍♂️😆

[@Jersey1971]

Women need to stop falling for the 7 year S**t test if the relationship is not going anywhere in 1 year just move on time is not on our side ladies

[@hornetguy9063]

7 years and no ring lol. Welcome to the modern world. I’m almost 35 and I couldn’t imagine not shopping for a ring if a woman has stuck around for longer than like 6-9 months.

[@JuanAndDone]

Yup that’s true! I meet my wife in 2018 and 6 months In I knew I wanted to be in her life forever! And she is awesome! I’m working 2 Jobs now and I postmates when I can to pay this debt off and live debt free and comfortable! I’m 32 now

[@bogdan78pop]

US divorce rate is at 50%, and the national length of marriage in the United States is about 8.2 years.........Fucc that.!! If you need a piece of legal paper, and a ring, to keep you together, then you will not make it.I have been with my girlfriend since I've finished high school, 24 years ago . 16 years ago we moved to USA, and still going strong......In that time 85 % of all the marriages in the US, have gone Bad..!!!..Now who are the winners here..!? i guess we are..!!

[@Ratkill9000]

@@bogdan78pop That stat doesn't take into consideration of multiple divorces. Divorce once, you have like a 66% chance of divorcing again of you remarry.

[@KillAudioLove]

I have been with my boyfriend for 17 years. We both came from homes where marriage was not the magic solution that everyone makes it out to be (his mom was married 4 times, my dad cheated on my mom for 20 years). Marriage just isn’t important to us and it doesn’t make our relationship less valid without it.

[@cruisen6725]

Could you imagine sitting next to your girlfriend during this conversation. That's a rough one.

[@chalimi.fithratu]

No, if you are a good bf

[@nephetula]

"If you want to be a lumberjack, you have to learn to carry your end of the log." Clint Eastwood `

[@jacusjoe]

Yeah man.... And then having to turn up and face their questions yourself.... Oof brutal.

[@kbanghart]

@@chalimi.fithratu lol that's the point, he's not been doing a good job

[@davidmc8475]

She lives at home and saved $19,000 (not a lot but it’s something). He lives at home nothing saved and is $66,000 in debt. Good Lord.

[@brandonanderson8076]

And they been dating for 7 years and he hasn’t asked her to marry him? He sounds like a loser

[@factsoverfeelings421]

@@brandonanderson8076 Maybe they don’t want to get married. You can spend your life with someone without having a contract.

[@mannygee]

My understanding was her parents saved it for her- but since shes of age now legally its hers now.

[@timothygibney5656]

He bought a truck 😂

[@mannygee]

@@mZToyadiva101 the fact she said she didn’t save it her parents have been saving it since she was born had me gone 😂 From my understanding, shes never saved and Nether has the bf lol.

[@lizpetruzzi7700]

I’ve been binge listening and I’m struck...Dave Ramsey is known as a money guy...yet it’s almost never a money issue! It’s people in real crisis and the money stuff is a symptom of larger issues. God bless you Dave Ramsey for telling the truth in love. Directly and sometimes painfully...but from personal experience, sometimes I’ve needed pain to get my attention! As long as I can stand it, I won’t make a change....praise God for His faithfulness!

[@bobbydrives7012]

Anthony’s advice was solid!

[@BeccaB529]

“If you were his daughter, would you want you marrying him?” 2:41 😂 I know what he meant to say, but. . .

[@dayp8125]

"Would you want your daughter marrying him?" Gave me chills...has me thinking about my relationship now🤔.

[@TheSmoothGrind]

I promise they hung up and Kelly/Tyler forgot the call even happened and are careening towards the wrong move as we speak.

[@chicagohoosier1]

Nah. She was smart enough to call and not him. It seems she'll ultimately make the right decision, or get out of the hole before falling in too deep. 🙂

[@DirtyPrancing]

I'd like to think she gives him an ultimatum: pay off 10k worth of your debt and line up a job, then we can move together. Obviously moving without a job and no savings, he expects her to support him until he (maybe) gets a job in AZ. I would hope she puts a challenge to him, to show her that's not his expectation of their lives together

[@darksoulenvoy932]

“Careening” is such a good word choice. This call was 😬😬😬

[@Kaktus965]

That dude crawled right back into his comfort zone in momma's basement.......

[@missinformed4269]

Dave is good at pointing out the “Elephant on the Sofa”.

[@MP-nj1qy]

On the sofa 😂🤣🤣 I'm dead

[@westcoastris9041]

This poor girl is going to get played for the $28k her parents have saved up for her & the 19k she has saved up to go straight to her “boyfriends” -$60k debt 💸😔 I pray she wakes up before it’s all gone ..

[@LauraMacMillan-el2kc]

He won't even use it to pay off his debt. He'll outright blow it all - and then dump her because she's a bitch for being upset about it.

[@s1234pro]

Young lady you will be financially supporting this young man. Not a happy situation. Believe me. I know.

[@commandershepard9601]

Funny how men have been financially supportive of women for centuries and now that women are becoming the bread winners they don't wanna pay. Interesting.

[@michellerichardson3090]

@@commandershepard9601 that's not the issue. The issue is when its not decided before hand and it develops AFTER you get together. If hes doing his part now but if they move she'll have to take care of him that's a terrible decision. Even if it was vice versa

[@commandershepard9601]

@@michellerichardson3090 she's been with him for years. It didn't develop AFTER. He's been like that the whole time.

[@michellerichardson3090]

@@commandershepard9601 but they've been living at home which means someone is taking care of both her and him. If they move she will be taking over that role. How she doesnt see that I dont know

[@TheMechanicj]

@@michellerichardson3090 dude gonna expect her to be momma not a wife lol

[@Phyoomz]

Love the chemistry between Dave and Anthony.

[@jamescadzow9545]

They need to start teaching how to form healthy relationships classes starting in pre-school..

[@acunchevy54]

Agree agree agree.

[@smileymileys100]

AMEN! I feel this in my soul! The reason why people get involved in unhealthy or dysfunctional relationships is because they dont know how to form them or what they entail.

[@DarrenSemotiuk]

"Ramsey +" hopefully in a few years the Plus will include more than just financial lessons for the high school kids...

[@Spaceysgurl]

Treat people with respect, use gentle hands, share, use your words. These things are taught to toddlers.

[@kbanghart]

@@Spaceysgurl and forgotten soon afterwards.

[@adamblessing8528]

I feel like the boyfriend heard their advice. He said "yes sir", didn't fight back, didn't make excuses, etc. I have hope for them.

[@diannamc367]

I hope so. That would be great.

[@Kaktus965]

No. They scared him away. That dude gonna run right back to his comfort zone in momma's basement.

[@SidraAdele]

I LOVE these two together! The banter and the partnership is A-1! 👌

[@AspenT91]

I agree Anthony and Dave are my favorite combination of hosts on the show

[@TheHoriginal]

Absolutely 👍! AO was the man!

[@LD-ep7go]

You say “old fashioned,” I say, wise and mature”

[@mle011]

Love Anthony’s response here. He’s my favorite cohost by far.

[@coconutsfor2963]

Homie is BROKE!!! Your parents are wise.

[@5thdimension625]

And will make her broke before she makes him rich. FACT

[@ShalomDove]

@@5thdimension625 it’s way easier for him to pull her down than for her to pull him up.

[@RexyFan]

Listening to Dave is so empowering ! I have a young daughter who hasn’t started school yet, but Daves wisdom gives me the tools I need to check her future suitors (and I’m not talking about a shovel as originally planned).

[@JamesSmith-qe1mn]

"....... And why did they say no, Kelly?" Idkw that was so hilarious 2 me 🤣

[@jessewilson-music]

They basically aged into adulthood together... only they never really grew up. They both need good career, financial, and relationship guidance... but they have to first admit to the problems, and commit to actually applying the advice.

[@Moue666]

"Tyler do you love her?" Did Anthony expect this man to say anything other than yes while his girlfriend is sitting right beside him??

[@acruzro95]

Hahahaha. Anything else would have risked his life

[@davidthesmiler]

🤣🤣🤣🤣🤣🤣

[@michellerichardson3090]

With the way she sounds she would have laughed it off and said he was joking

[@ClearOutSamskaras]

Yes, that question was a private question that has to be answered truthfully. That was a man to man question to ask with the girlfriend nowhere near the vicinity.

[@chicagohoosier1]

@@ClearOutSamskaras That was for her benefit also. She would've picked up on any hesitation, although my answer would have been much more enthusiastic.

[@kara2162]

Slam dunk for the boyfriend. He is about to take avantage of this girl (trust fund baby) BIG TIME.

[@mbank3832]

I wonder what that guy looks like. Maybe he is extremely attractive that she wanna keep him around

[@kara2162]

@@mbank3832 Meh..maybe, but that will wear off. Not worth it.

[@mbank3832]

@@kara2162 now i am wondering what does she look like. she prob below average that she thinks it is an honor to get what she can lol

[@alexroyer8683]

Or maybe... They get along? Y'all are so messed up hah

[@clairewillow6475]

@@mbank3832 she could also have low self esteem

[@MrsCan]

I laughed so hard when she said my boyfriend and i been together for 7 years and live with my parents.... hahahaha because Dave is no one to come at with that.

[@user-eu2me4bp7j]

man child

[@BrandonDelagraentiss]

THIS was a good call (in more than one way) and they needed Dave & Anthony speaking into their lives!!

[@johnsteele8073]

Guaranteed that money "she has access to" is her parent's money. BF wants to spend all that money in AZ, where the parents can't see her, and then leave her. He can't save $1000 living at home? Lol ok. These aren't adults these are overgrown toddlers

[@kbanghart]

Nope , adults and it's sad

[@sooner1125]

$1000 starter emergency fund… that’s the easiest step. What’s the debt? How much does he pay to it? How does he spend his $2500 after tax income?

[@Jessica-Darwin]

I don’t know how anybody can be mad at these men for the amazing advice they give.... some people just need to grow up and stop being so weak and overly emotional. We are all human we all have emotions, we go through ups and downs but we need to take charge at some point and not leave it all up to emotions. Thinking logically and having a figure like Dave is so important. I think Dave is doing a great service to this young generation because a lot of us are lost and wouldn’t even know where to begin so we can have a happy and somewhat successful life. ❤️ Thank you to this program for trying to resurface some old fashion ways of doing things that had a reason for being.. but for one reason or another part of this generation is trying to get rid of because they just can’t handle discipline... Hope everyone who reads this until the end has a very blessed day 🤗🙏🏼

[@TheresaPigula]

He's 26 and living at home, what has he been spending all of his money on?!??

[@brianwillis8447]

DLC

[@taylor-sanchez]

If he's normal, probably video games 🙄

[@OtakuKota]

@@taylor-sanchez Games are pretty cheap though, granted I never buy new games I buy them used and on sale.

[@DirtyPrancing]

@@OtakuKota. Most new are $60-$100, so less than a day's work at his current salary.

[@Believer1995ofGod]

@@taylor-sanchez video games don’t cost 60 grand

[@oscarg5116]

I like the advice they gave, put in the work and show that you are serious. I also look at it from a father’s perspective.

[@tigerrx7]

I can feel her hands sweating when Dave asked her the question and she couldn’t give a straight answer. She’s trying with him, but she probably wouldn’t miss him if he left for AZ

[@dustyacres]

I really like that advice and the input you both had. That is the kind of stuff kids need to hear for long term relationships. Coming from an old married women of 46 years and counting...

[@nsant]

46 isn't old! You're just getting warmed up!

[@dustyacres]

@@nsant No Ns Ns, I'm 65 yrs old been married 46 yrs...

[@nsant]

@@dustyacres I still think you're just experienced, not old

[@curiouscat3384]

Yep. Kids nowadays just want to shack up while it's good - until it isn't. I wish Dave and Anthony were more famous and influential outside the financial advice realm

[@DaddyDebt]

I think that people want to hear what they want to hear, no matter how tough the truth is.

[@michellerichardson3090]

Exactly. She knew her question was stupid

[@jeremywheeler8417]

Weird. Never made more than $25k myself and my house is paid off and have more than 5k in savings.

[@goncalomorais4930]

do you live in the US?

[@jeremywheeler8417]

@@goncalomorais4930 yes. Only in my 40s too.

[@aafhans8326]

@@jeremywheeler8417 Nice

[@averagealienSD]

Do you live in the south or mid-west?

[@jeremywheeler8417]

@@averagealienSD midwest

[@brianafranklin8164]

No he isn’t a provider so why would you move across the country with him?

[@Mike-mc3sh]

He doesn't have to be a provider. The problem is he isn't contributing anything financially.

[@jray4131]

Dad doesn’t want to be put in a position where he has to rescue his daughter from a failed relationship.

[@JasmineMachel]

Kelly don't do it Sis, Tyler gotta get his weight up... 7 Years is a long time but if you waited this long you can wait some more months until he's financially stable...

[@bp6877]

Anthony! That was EXCELLENT advice!!!! Wow!!!!

[@WolverineIncognito]

I love when Dave gets serious!

[@Cristobal8605]

So many red flags 🚩 , unreal how messed up some people’s situations and thought process are

[@jacob9673]

“He works in a lab” I know Ph.D students being paid 36k as a STIPEND. There’s zero way he’s making that as a researcher. He’s probably doing minimum wage contract work that requires a hs diploma. Even at the bottom of the rung researchers make 40-50k, but in exchange they get intellectual freedom. This guy doesn’t sound like that.

[@Popcorn466]

He very well could be a "researcher" food and development isn't a lucrative buisness for researchers. And some researcher tend to be horrible with money because they are smarter then everyone else

[@jacob9673]

@@Popcorn466 That’s not true at all. First to address the food industry thing, that’s just incorrect. I have friends who were in my chemical engineering program who went into research on food processing and are making 150k right now. Secondly, generally researchers are pretty good with money because they’ve been rationing it out their whole life- doing something they love instead of getting paid well. That’s a position I am going into. It doesn’t stop me from investing into my Roth and being safe with money.

[@TheEllaTB]

My husband makes way more than that making countertops. That makes absolutely no sense, you basically working as a scientist and earning less than a waitress

[@Swedetwin]

Most likely a hard working laboratory technician.

[@erichchan3]

Boyfriend works in a Jesse Pinkman lab.

[@littleripper312]

That was a very good answer. One of them goes out there and establishes themselves first. He's the one yet to prove himself due to not having paid his loan yet so this gives him a chance to do that.

[@shivang15]

Dave Ramsey and his co host are awesome! I adore the confidence of the co-host. What a great team. Keep up the Lord's work gentlemen

[@DarthBalsamic]

Ramsey activated dad mode here. Nice. Lol

[@EsiriE]

I love Dave's fatherly advice ❤👏🏾

[@AlauriaAB]

Excellent Part B, Anthony! My husband has had to do that twice during our 28-year marriage. 26 years old and living at home. That blows my mind. I got married and moved out at 18 in 1992. Both of my kids moved out as independent adults at 18. I can understand it more if they're 26, in college, and living at home. But jobless for 6-7 months, even during a pandemic (seriously, online jobs are plentiful), is ridiculous to me.

[@deadnysde7999]

For assistance reach out to me

[@deadnysde7999]

[@gritsnwavy3059]

Poor girl. She’s shouldn’t have made the call with him around. That stopped her from being completely open and honest with her answers.

[@joyaustin6581]

Why be with someone you can’t be honest around?

[@chalimi.fithratu]

@@joyaustin6581 it's call toxic relationship

[@ace1gl]

Don't normally agree with Dave's old school advice, but he nailed this one. Loved Ben's advice. Man child will burn thru her money they will end up penniless and she will be living back with her parents broke by 29. Have a feeling her parents have a good read on this young man. My 19year old daughter's bf is one of the hardest working young men I have ever meet. I would have no hesitation with him and my daughter moving forward.

[@GC-bk1mv]

whenever I hear "my bf and I want to move in together..." smh...quit playing house and get committed!

[@kbanghart]

My wife and I moved in together without getting married, no big deal.

[@GC-bk1mv]

@@kbanghart 👍🏻

[@profitmix441]

As soon as she said my boyfriend and living at home I cringed. lol

[@ceecee8757]

Both at 27 years old freeloading.

[@John-bd9fj4435]

Considering that I am only three years away from retirement, it becomes challenging for me to solely concentrate on the long-term perspective. Despite having invested in reputable companies and having a significant amount of funds allocated, my profits have been stagnant. This situation raises the question: Does the current recession and unstable market offer any calculated risk opportunities for generating profits?

[@John-bd9fj4435]

i need a supporter...

[@twinny555]

She sounds like she’s about to cry

[@erichchan3]

She did cry on the phone. I hate it when women do that and expect the answer to be different.

[@kbanghart]

@@erichchan3 does that make you upset when women do that?

[@BboyDaquack]

lol these kind of calls make me feel good bout myself

[@socku5850]

The one the big investment in your life is choosing the right partner.

[@kbanghart]

@@nicolasnadeau8314 yuck

[@bostwickproperties4277]

Absolutely so important!!

[@StevenAllotey]

Dave went full dad mode lol

[@RebeccaEloisa]

Anthony’s feedback is so valuable!

[@RonJohn63]

"He has a job in Arizona that he *wants* to *apply* to." Yeah... no. I'd blow my stack if I was her daughter. (Fortunately, my daughter isn't that foolish and emotionally driven.) 7:34 This guy's advice is spot on. (And seriously retro! Men travelling to a distant land to get financially stable, and then sending for his wife and children is *ANCIENT.*)

[@smileygirl622]

Something no one followed up on but seems really important to me at least is that she said they've been together 7 years and they're 26 meaning that he gained this 60k in debt while they were together while she was saving up to have 20k (her parents did the work to get the other 28k) the father isn't holding the debt against him he's holding the lifestyle against him. You can't get half way through baby step 1 and declare him a changed man. You are supposed to get baby step 1 out of the way in one month!

[@iro3952]

I’m telling y’all Anthony and Dave are the best duo.

[@TheHoriginal]

Yaaaazzzzzz

[@jazzsimmons8370]

Really solid advice. Not just for the callers, but for anybody looking to spread their wings and leave the nest.

[@893263007]

You know it's going to be a juicy phone call when people tell Dave that they want to shack up.

[@nicole4779]

Ha!

[@Jlcdb71816]

Anthony’s advice was SO GOOOOOD!!!

[@harrisl.7924]

I love Uncle Dave and Anthony's friendship! It's the best of both worlds 👌

[@alyssahickman8330]

This is the second time I heard one of these shows that has a older 20 something year old living at home with mom I’ve been out since 19. I did go through a period where I went back because of a bad relationship but that was on me, I still worked. 3yrs after I left again and haven’t went back it’s been 4yrs. Looking for a house now.

[@ripvanwinkle4532]

This girl sounds like a child.

[@koreanplayboy]

You'd be surprised how many 35 year olds still behave like children with a full grown adult body.

[@jji7667]

She was sobbing like a child when she was asked a realistic question.

[@kara2162]

Spolied millenial trust fund baby.

[@Mitzi73]

Speaking from experience, parents raise childlike adults. She even said her parents are controlling.

[@michellerichardson3090]

She is lol

[@MBel7277]

2:50 the grin on A/O's face is priceless.

[@youngtimer964]

26 year old says I want to move out and go to Arizona. Mom says no. What?!?

[@youngtimer964]

What kills me is that Dave and Anthony didn’t even flinch. I wonder if Dr John would’ve caught it and addressed it.