I'll Help You Pass the Auto Insurance Exam: Limits of Liability on Auto Policy Simply Explained

[@toriayala6510]

I'm loving your videos. I have my exam on Tuesday. Thank you so much and hopefully I pass the first time . :)

[@insuranceexamqueen]

YES! Let's get it! What state are you in?

[@toriayala6510]

@@insuranceexamqueen Arizona :)

[@insuranceexamqueen]

@@toriayala6510 Make PC Basics, Home and Auto your biggest focuses!

[@toriayala6510]

@@insuranceexamqueen Ugh I got 64% :(

[@insuranceexamqueen]

@@toriayala6510 email me your score sheet! [e-mail]

[@millieclay4999]

I took my fl personal lines exam passed on the 1st attempt with an 83% thanks to your videos and how you have broke it down piece by piece!!! You are GREAT AT WHAT YOU DO !!!!! 🎉🎉

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@alyjohnson1189]

Hi!!!! I am totally new to the whole insurance thing and I had about 2 weeks to study for the Virginia personal lines exam, I found your videos about halfway through studying and omg they helped me so freaking much and I only did the KZbin videos. I took the test today and I passed my first try with a 92%. THANK YOU THANK YOU! I am telling everyone about you. APPRECIATE YOU!🎉❤

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@MGTMusic]

I've been reading non stop on ad banker.. Thank you..

[@insuranceexamqueen]

You're so welcome!

[@Truelove050210]

Your videos helped me pass my 1st try~ Thank you so much for making insurance fun and easy to comprehend. Too much textbook language is thrown into these "orthodox" training courses

[@insuranceexamqueen]

that's fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support. Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses #motivation #inspiration #support Sending you all the love and good vibes ~Janie

[@trulykey8106]

Omg thank you so much!You made it so easy to understand!I have to take the test this Monday. I really wish I found your channel earlier..

[@insuranceexamqueen]

Yay! You're here now!

[@nicolledaniel-fm7dw]

thanks for this!!! this will be my second time taking it on monday! glad I found you.. I'm taking FL test..

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions. Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! You can find everything here: www.insuranceexamqueen.com/ Longer Answer: I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto.nPersonal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/ After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My KZbin Channel, Please make sure to subscribe: kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@kendrymorales6591]

I love your videos!! Thank you very much for your help. Despite the fact that English is my second language, I can understand you perfectly because of the way you speak and explain so clearly. I am studying for the New Jersey Property and Casualty exam. I already failed once each one, but now I feel more ready to pass the tests, I'm not going to give up! I'm also studying with the free study documents that are on your page🥰

[@insuranceexamqueen]

Yes!! You got this!!

[@amnamasood32]

You are awesome I have exam next week in KY your videos are very helpful.

[@insuranceexamqueen]

Thank you!!

[@joer8380]

Great breakdown of LOL.. Glad I found your channel!! Taking my exam in a few days and this video helped cement things for me. Thanks!!

[@insuranceexamqueen]

Fantastic! I am glad to hear! Come back and let us know you passed!

[@insuranceexamqueen]

Fantastic!!! My Facebook page also has some study cards too!

[@Amy-ld2cd]

Thank you for breaking this down!

[@insuranceexamqueen]

My pleasure! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@Robert_English]

Thank you from Oklahoma

[@tuneout2020]

Great info!

[@insuranceexamqueen]

Glad it was helpful!

[@natashadempsey4369]

Loving the videos. Could you please help me get access to the gold classes that I was supposed to get access to? I'm worried I may have missed the email somehow...

[@insuranceexamqueen]

Please email me at [e-mail] and we can get you situated :)

[@rosesostre5824]

Question, let’s say they never get into an accident? When it’s renewal time , do they have a bigger split amount?

[@insuranceexamqueen]

It will depend on the company really

[@MrWillb14]

I’m getting ready to take the exam in Louisiana, what should I focus on?

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: forms.gle/THoi8TVEPyoRpzxh9 If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@francoisemarcel8366]

I am preparing for P&C in florida, where should I focus myself?

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@elenaluna-on5xw]

im new to the whole insurance thing and I would like to know what do I have to do to become as good as you and pass my exam here in California I'm doing my pre-license and training but I'm confuse when I'm in training do you recommend any videos of yours that can help me

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@reddottacticalfl]

ty

[@francoisemarcel8366]

As I enjoyed listening to your lecture, the self online class is not as fun

[@insuranceexamqueen]

Yes the state approved courses are so boring!

[@Missionispossible7]

I'm sorry if I missed it but how do you know the total aggregate?

[@insuranceexamqueen]

It will be printed on the policy, there's no set number that you need to memorize for the exam, and every policy may have its own different aggregate.

[@Missionispossible7]

@@insuranceexamqueen thank you

[@Destiny-u5r]

i failed by 6 points and do my retake thursday i need some tips

[@insuranceexamqueen]

What state and what exam?

[@ToxicKush333]

Wait so property isn’t out of the 50 tho right?

[@insuranceexamqueen]

The first two numbers are BODILY the last number is PROPERTY

[@justsaying8936]

I need help I failed the Georgia personal lines for Ga Scored 62%

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@meacha27]

did mine twice first attempt fail by 2 point, second failed by 8 smh

[@insuranceexamqueen]

What state and what exam?

[@meacha27]

@@insuranceexamqueen Florida/personal lines (property and casualty)

[@Phenomenalwoman_thatsme]

I’m so sad. I failed my test and the company fired me

[@jonjones5928]

i fucking love you

[@insuranceexamqueen]

I love you too!

[@ToxicKush333]

Nvm I get it now 😅

[@persephoniejewel5767]

Hmmm confusing

[@insuranceexamqueen]

hi thank you for reaching out Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/ Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI

[@blackandmild77]

@Insuranceexamqueen In order for to receive my failed test scores through an email, would you need for me to screen shot you my diagnostics report?

[@insuranceexamqueen]

You can post them in the Facebook group

[@blackandmild77]

@@insuranceexamqueen I'm having a little difficulty getting joining the Facebook group

[@blackandmild77]

@@insuranceexamqueen I'm also waiting for an approval to join the group