Insurance Exam: Dwelling Policy Explained

[@TPG-fg8lp]

I'm in my early 60s, can't afford to retire yet, and had to pass the insurance exam to keep my job. The book I was given at work gave facts about dwelling policies but never actually explained them. I don't think I could have passed without your videos, but I did - and on the first try. Thanks so very much to you and Basic Bob.

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@TiffanyRiggins-j7k]

I’m in Arkansas not doing very good. How much are the tutor sessions

[@eugenesmith8466]

I am in North Carolina and making in the 50's on practice exam using Exam Fx must pass test to keep job just hired at. I have two weeks.

[@rosariovalladares134]

WHEN I TELL YOU I UNDERSTOOD THIS IN 1 hour omg ive been reading for days and havent been able to get it!

[@insuranceexamqueen]

YES!!!

[@8mamad]

I’m in tears I’m so grateful I found this video TY

[@AshleyBailey-no5li]

I just passed my exam in Oregon! First try 🙌🏻 Girl, this video helped me SO MUCH. I was having trouble grasping dwelling and home until I watched this. I've been passing your name around to all the newbies. THANK YOU SO MUCH FOR HELPING ME!

[@insuranceexamqueen]

Fantastic!!! Dwelling and home are my specialties!!

[@Reverend-Race-Horsey]

Seems like there should be a Bachelor’s degree in Insurance Administration or something, lol. 📚 🎓 🖋 🦅

[@daviddaniels8880]

I was struggling with Dwelling and was recommended your video. After watching, I understand it completely. We appreciate your classes!

[@supercutiee]

Congratulations 🎊🎉🎈 to all that have passed. I am going to take my second final exam on tomorrow as I received a 61 on my first attempt yesterday. I just happened to stumble across this video. Thank you. I’ve got this!!!

[@RaulRodriguez-vt5dc]

Congrats

[@lucyguar2428]

I passed on my first attempt with an 82 in Texas. I was completely lost and you helped me so much. Thank you! I definitely recommend your classes 1000000% ❤

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@carlaflores2158]

Lucy, did you see any questions on your Texas exam that required any math?

[@delib1593]

I’m taking my Texas P&C exam on Aug 23! I’m a nervous wreck but you just gave me hope lol

[@CasandraGreen-hy5kt]

How long did u study?

[@CasandraGreen-hy5kt]

Take my test on the 10th so worried.

[@touchoftiara8230]

This is my style of learning. You make it so easy to understand🥰🥰

[@insuranceexamqueen]

Glad you enjoy it!

[@johnfernando8263]

Just passed on the 1st attempt. These videos really helped. I only had a week and a half time frame to study. You truly are phenomenal! Thank you!

[@insuranceexamqueen]

Excellent!

[@SmellyJannelley]

You relied on the videos and just your study program?

[@SmellyJannelley]

Also congratulations!!!😊

[@adrianapirela8456]

Hi! Im from Houston TX and went to the Texas Insurance school and still failed my Property & Casualty exam twice, I started watching your videos and passed on my third time. Thank you so much!!! You make it sound fun and easy.

[@insuranceexamqueen]

We’re thrilled to hear about your success! If you’d be willing, we’d love for you to share your story. Your experience can inspire others who are preparing for their exams. Please consider leaving a testimonial or success story mentioning your state and the exam you passed using our materials: Testimonial Link. Thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support. Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses #motivation #inspiration #support

[@claudiainfante6927]

First time learning about insurance, I finished reading dwelling chapter. Felt overwhelmed and defeated but with your video I am able to explain all of this to myself and other people. I love this THANK YOU!

[@insuranceexamqueen]

YES!!

[@brittonsarah3]

Passed my exam in TN and your videos helped me SO much!! Thanks for the help!!!!!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@ericharris931]

I am studying for my TN P&C license. I'm using exam fx but its a lot of info to digest. Any tips?

[@jakecallaway1238]

Currently studying for my exam. I was making good time with my studies but hit a wall with chapter 3. Was so discouraged and honesty glossed over with all the information. I couldn’t hardly process it anymore, even giving a day or 2 of rest in between studying attempts. Then I found your video and you cleared it all up in an hour video. Thank you so much for what you do.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@scottymartin3242]

took the Texas exam this morning and made an 88. I believe it was your youtube videos that made the difference. Thank you

[@insuranceexamqueen]

Great job! that's fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support. Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses #motivation #inspiration #support Sending you all the love and good vibes

[@SupervillainDW]

I just had to come back and say thank you!!! The test was really hard but I passed on the first try! These videos really do help a lot!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@Tiatia1111]

Oh my gosh, trying to study these from a book alone.. impossible for my adhd brain… thank you so so much. Seriously, without you I don’t know if I could have accomplished this goal of working insurance. Many great teachers out there, but I was Struggljng! Had a lady refer me to you and all I can say is Thank u, I was defeated and about to give up and try something easier for me. Your a God sent for sure💜💜💜

[@insuranceexamqueen]

Thank you! You got this!

[@lexiowens3862]

all i can legitimately say is thank you! thank you for the visuals, clarification, and tips and tricks on remembering DP policies and coverages, you are THE BEST!!!!

[@insuranceexamqueen]

Thank you!!

[@brutemegahunk3895]

AZ- P&C…passed on 1st attempt. This vid and Basic Bob really helped !!!! Thank you. !!!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@aurianarabb3683]

Omg thank you! I couldn’t decide which video to write under because all of them were so helpful! I passed NV omg! Thank you. If you need help, watch her videos. I promise you will understand what’s needed. Use all resources: her study guide, suggestions, and her videos. I loved the dwellings and the 3 hr overview of the insurance exam. I passed after failing by 59 and 67, passed after using your resources.

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@AndreaFoster-g4u]

You are my HERO!! I have taken the TN Property & Casualty exam on my first attempt with examfx, its great don't get me wrong, but i was having trouble grasping it and retaining it and I got a 69!! I am now watching ALL of your videos that pertain to P&C and WOW what a difference i am way more confident about my retake, my wife also works for the same company used ALOT of your videos and passed her P&C test first try. I just wanted to say thank you for all that you do and i will certainly be recommending you, Again THANK YOU!!!

[@insuranceexamqueen]

Fantastic!!!

[@brasstacksboxing409]

Haven't had my P & C license in 5 years. Guess what, let it lapse 😥. Just took the northeast Mississippi test, and PASSED. Couldn't have done it without your videos. Watched ALL of them, never cracked a book, never wrote a single letter. Passed the test based SOLELY on your content. BY FAR, you are the best insurance content creator on You Tube. Not even close!!! Thank you, I pay you an abundance of homage! I Start back with Shelter the week after next. Putting in my notice to quit my current gig on Monday. All because of you, SUBBED ❤💙💜 . Btw, this just may be me, but I think a lot of why I learned so concretely from you, was because you have an extremely soothing voice. Loved your sense of humor, and your analogies were SO ON POINT! Like, I can't kiss 👄your ass enough😊😅😂. I'm celebrating tonight. Have a great rest of the weekend, darlin'! You are literally a God send, and I enjoyed every second you were on my screen 😉

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@brasstacksboxing409]

@@insuranceexamqueen indeed. I will definitely be happy to throw you 5 stars. For real, your stuff is good. Going back for my life within the next 6 months. Never had it. So, I'll definitely be in touch.

[@BSapphire]

I failed my exam by two points! :( I found your videos way too late. Taking it again on Thursday. I’m hoping to pass! Gonna binge all your vids thank you for them! I’m from New York!

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@supercutiee]

Did you pass on the second try?

[@lem0nshark]

I am not even trying to study for the insurance exam, but I find that listening to your videos while working helps me focus. Thanks for sharing your knowledge!

[@kmclarke7459]

Good afternoon Melissa, I just took my exam and passed on the first try. I am eternally in your debt for the assistance you provided with these videos. I have never before done insurance. I signed up for the class and state exam on impulse. I can't believe l can actually start writing insurance soon. Thank you so much insurance exam queen!!

[@insuranceexamqueen]

Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@SmellyJannelley]

Omg I’m in the exact same boat rn! State Farm and everything lol. Cheers to passing!

[@dianadavisoconnor9164]

I just passed my exam thank you so much for your classes.

[@insuranceexamqueen]

Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@rendonro12]

Not sure how I found you, but I'm so glad I did!!!! I have not had my P&C license since 2010. I let it expire. Here I am studying to get it back. I spent my time in Auto so I never had to learn the Dwelling Policy other than to pass the state exam for TX, that was in 1997. Your video has the best explanation I have ever seen and/or heard. Just after watching this one video I feel more confident in that section. I'm looking forward to watching more of your videos.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

[@tammimorgan8641]

I just passed my exam. I was not able to buy a package, but I watched your KZbin videos. Thank you so much. I have already recommended you to others and will continue to. I didn't get a coinsurance question on mine, though. That made me kind of sad because you explained it so well.

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@StacieWalker-cg7mz]

I LOVE the way you teach with color mapping!!! I used this teaching strategy for the twenty years I was in classroom!! It’s been helpful to me learning about P&C in SC!! You’re a great teacher!!

[@insuranceexamqueen]

Thank you!!

[@kellystorm1]

I love your videos! I take my exam next Friday. I just started training with this company and they gave us two weeks to learn all of the information for property and casualty and personal lines which in my opinion is not enough time me and a few of my coworkers are stressing our trainer phone we have been watching oh how missions it seems like it’s thing I’m learning and then I forget what I just learned. If you don’t pass the test and let us go.

[@insuranceexamqueen]

What state?

[@MikaylahSica]

Melissa is the insurance exam QUEEN!!! I scored a 91% on my first P&C exam all thanks to her! Read the book & study her videos like crazy!!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@LittleSnowFoxx]

my test is at 5:45pm today, and I'm cramming on your videos, you're the best!

[@insuranceexamqueen]

You got this! Keep us posted!

[@LittleSnowFoxx]

@@insuranceexamqueen I failed two times because I memorized the questions and not the content XD I'm trying again tomorrow. 3rd times a charm maybe.

[@SmellyJannelley]

@@LittleSnowFoxx how’d it go??

[@LittleSnowFoxx]

@@SmellyJannelley I passed!! I took notes from Melissa’s videos on topics I failed on. And It helped so much 😭

[@ModestLadyK]

Omg same I failed twice what helped u most and what did u remember most for the exam from this that helped u pass I’m in Florida

[@MrCtz699]

You are awesome! I failed my property and casualty two times before finding your videos. Just past with an 8 1. Just from watching your videos, I will definitely recommend your program over any other even Kaplan which is what I used

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@chloeinsurance]

I just wanna say thank you so much, Melissa for all of your helpful and east-to-digest videos . I just passed my Texas P&C exam today with the score of 71 for the first time after 3 months of studying cluelessly. I found your videos only 3 days ago and they are such a biggggg help. Thank youuuu!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@missjoel]

Listen when I mean she broke it down enough for me to pass on the 1st try after failing ALL the practice exams on my beloved examfx. I even listened to her in my sleep the night before the exam = )). I would suggest The Insurance Queen's online platform as well to supplement examfx. I truly appreciate her time and all her hard work to help us understand. May she be blessed forever!!!!

[@insuranceexamqueen]

Aww thank you!!! And Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@amberadkins2659]

I take my P & C Delaware exam in 2 weeks and only will have had 4 weeks to study. your videos are saving me!!!

[@insuranceexamqueen]

You got this!! Hello! I am Melissa, the Insurance Exam Queen. Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions: www.insuranceexamqueen.com/ Longer Answer: I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto.nPersonal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/ After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My KZbin Channel, Please make sure to subscribe: kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@Nicoleeeee3]

I’m taking my exam in an hour and oh my god you’ve made this so easy!!!!

[@MrBOOMBAHH]

I just passed my exam in Ga and when I tell you this video was a life saver. I had a good basic understanding of the terms but this video helped make the concept of policy versus coverage sooo much simpler. Amazing job ! ❤

[@insuranceexamqueen]

Yes!! Congrats!!

[@MrBOOMBAHH]

Thank you as well your an amazing teacher. Definitely I’ve recommended your videos to a few of my peers who need additional support with the exam! ❤

[@insuranceexamqueen]

@@MrBOOMBAHH fantastic!

[@FatherSonGaming24]

Congrats!! I'm going for mine soon in ga. Any tips?

[@MrBOOMBAHH]

@@FatherSonGaming24 hey yeah the exam focused on terms and definitions from chapter 1/2. There wasn’t much on the specifics of homeowners and dwelling policy. Make sure you at least understand the coverages A-F. The first 80 questions will cover the first 4 chapters and then 15 questions over the state rules. Definitely take all the time you need but try not to over think it most of the questions are worded to try to confuse you. But overall the test was much easier than I expected. Gladly the insurance queen had excellent videos that were topic specific to refer to if I didn’t understand it on my own. Good luck

[@nicgoodrich3725]

Gotta give props when they are due. Passed my PnC exam today on the second try and found you after I failed the initial one last week. Could literally hear you in my head as I was taking the exam. Thank you 🙏🏾

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@nicgoodrich3725]

@@insuranceexamqueen DONE

[@misawalker1219]

Thank you, Insurance exam Queen! I was having so much trouble understanding the DP's and you absolutely made it make sense!!

[@insuranceexamqueen]

That is great! That is exactly why I do what I do!

[@leisastradling628]

This was life saving! Info...my test prep glossed over completely. Your amazing Melissa. Thx so very much

[@jtsweet23]

You are a great teacher you make learning about property and casualty insurance fun 😊

[@insuranceexamqueen]

Thank you!

[@MollieMileur]

I watched your video before I took my property General test and I passed!!! I wasn’t quite getting the concepts of homeowners and dwellings and your videos helped me tremendously! I will continue to watch your videos as I take more of my tests. Thank you so much!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@MollieMileur]

@@insuranceexamqueen absolutely!!!! I will definitely do that! Thank you so much!

[@iCawlDhaShawts]

I Take my exam tomorrow, wish me luck 🤗. You made me understand sooo much better and I’m so confident after watching your videos everyday . Thanks so much 💕

[@insuranceexamqueen]

You got this!

[@nicholeadams7035]

Finding this very helpful. I was VERY confused about the use of "dwelling" within the homeowners and the subcategory of the Coverages that can be added... holy lightbulb w your teaching model. Thanks very much

[@insuranceexamqueen]

YAY! I am so glad to make this all make sense!

[@TracvM320]

AGREE- I was like Whoa what!?! This is the really easy now

[@alwaysfitness2329]

I just passed my test in less than a week. You're awesome!!!

[@insuranceexamqueen]

YES!! FANTASTIC!!

[@StephanieSilva-w1d]

I've been trying to study for my Personal lines exam for 2 years and I would always get confused on this topic. I am glad I found you and this is a great explanation. You make insurance easier and everything make more sense :)

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@bartbabineaux64]

read the chapter a few times- it wasn't clicking, this video helped a ton! thanks!

[@goldenchild_chosenone]

I have my exam in less than 24 hours! 😅 Thank you for your optimistic wishes of passing! I receive that!! ✨ but only bc you helped me! 🌟✊💯🥳

[@southbeachmamba7360]

How did you do?

[@luistherealtordad]

Taking my CA-PL exam tomorrow and this video has given me more confidence I'll pass tomorrow. Thank you!

[@insuranceexamqueen]

Yes!!! You got this! Keep us posted!

[@ericamarley5471]

Just passed, you are amazing!!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@ericamarley5471]

@@insuranceexamqueen 5 star review, thank you

[@Rootedcalmco]

Thank you, Melissa. I just finished my dwelling chapter and boy was it overwhelming! I am in Florida.

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@ashleyduran7396]

your videos are the reason i passed on my first try… thank you !!!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@terrencialynch4763]

Passed my nc pl on my first attempt thank you for your videos! ❤

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@damonnguyen509]

I saw your videos but scroll passed it at the beginning of my study. My exam is tomorrow! I wished I had started watching sooner!😢

[@insuranceexamqueen]

YOU GOT THIS

[@damonnguyen509]

I passed! Thank you for videos!

[@traceyrice489]

Amazing videos! I was lost in the study program until I was told about these videos. She explains things so well and in a way I can understand. I wish she did classes about everything I had to learn!

[@insuranceexamqueen]

I do. ☺️ Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@l.mccall8981]

Thank you for breaking down DP/Coverages and HO policies!!!!!

[@insuranceexamqueen]

There is a live dwelling and Homeowners class this week. Live Classes and Games Nights Can be found here: www.insuranceexamqueen.com/liveclassschedule Also Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@DelorisHill-p3l]

Thank you , I passed the exam.! I appreciate your comprehensible examples and explanations

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@SherriDennis-s8w]

watching these videos make things much more clearer to understand :)

[@Christina-c2k]

Omg, your videos are great. I’m studying for my exam now in Mississippi. Pearson doesn’t show how many questions will be asked in each section so your videos are helping me so much. Thank you!

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@AshleyCantwell]

You can use BIG AFFECT - Burglary, Ice-Selet-Snow(weightof), Glass Breakage, Accident Discharge of Water, Freezing Objects, Falling Objects, Electrical Current, Tearing Asunder (water heaters, air conditioning, heating, automated sprinkler system) It is the additional coverages covered under BROAD that you had BBB ICE GOLF

[@Zadak_]

This is helping me understand dwelling and homeowners so much better , the cousre we are currently using is the ad banker and they make things harder to understand

[@insuranceexamqueen]

Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/

[@littlekelley98]

This is the first full video that I watched of yours. I was feeling so lost and confused about how coverages tied into policies, and this video helped me see the relationship between them and to summarize the coverage types. Thank you!

[@dianapesqueira6504]

Exactly what I needed. I’ve been watching the examfx videos, but I guess the examples are too formal ,and basic bob makes it much easier 😅😂 Thank you so much!!

[@insuranceexamqueen]

You're welcome!!

[@jesol365]

I definitely loved, loved this video. the only down side was that when you were speaking and writing or drawing the screen would not show it till later. it totally was so very totally explained.

[@insuranceexamqueen]

Like it was laggy?

[@nicholeadams7035]

@@insuranceexamqueen yes, like at 47-50min in you're writing somewhere that the camera isn't focused....

[@tarshabrooks1351]

BBBICEGOLF stands for Bursting of heating systems B: Burglary damage B: Breaking of water heaters I: Ice, snow, or sleet weight C: Collapse of building or part of a building E: Electrical damage (artificially generated) G: Glass breakage O: Objects falling from outside L: Leakage of water or steam damage F: Freezing of plumbing

[@insuranceexamqueen]

Correct answer . Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@patricia-smiles]

OMG.... I must watch this again and again. I hope you also have Homeowner's coverage somewhere! You are AWESOME!!! Thank you so much!!

[@insuranceexamqueen]

Yep I do :)

[@KaitlinChaddock]

Your videos tied everything together. Thank you so much! 🎉OH property and casualty passed 😅

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@crystalrust7679]

I watched this as I was going through this section on examfx and you helped me understand it better! Thank you for all you do! You are so awesome!

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@latricehayes2520]

Thanks Melissa...I passed my Georgia P & C exam today. You helped explain a lot

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@jasmenthompson4087]

I have failed the exam twice. This is very understanding. Thank you! I hope to pass this next time!

[@insuranceexamqueen]

You got this! What state?

[@jasmenthompson4087]

@@insuranceexamqueen Mississippi! It’s a lot of property questions. Or it seems to be a lot to me. Lol.

[@sillwigler]

I love your videos thank you. Bout to take the exam in Texas. I read about 70 percent of the textbook but it became information overload. This has been a great confidence booster.

[@insuranceexamqueen]

You got this! Which exam?

[@sillwigler]

@@insuranceexamqueen it was p and c. I just passed. I put a comment on your newest video, but I made an 85! Thank you your videos helped a lot and I will be referring people to you in the future

[@evadisletti-pl5lm]

This is a wonderful video to connect more dots on dwelling and homeowners. My NY state exam is tomorrow and I’m very nervous. Thank you for this video. It’s amazing ❤

[@insuranceexamqueen]

You got this!

[@evadisletti-pl5lm]

@@insuranceexamqueen Hi! I have no words to express how much you changed the course of my study techniques. I passed my NY state exam today!!! Woohoo 🥳 I’m so excited. Thank you thank you ❤️❤️❤️❤️❤️❤️❤️ you are the Queen 👸

[@sunlight4169]

Thank you so much for these YT videos - I just passed my health and life and now going for personal lines. I find personal lines more difficult/technical (okay, I'll say it, a bit more tedious/boring for me and more difficult for me to sit down and commit to studying this type of insurance). But your YT videos have given me hope with the gifted way you teach insurance. Thank you - love radioactive bug and "Basic Bob". You rock !!

[@insuranceexamqueen]

Yes personal lines and PC are harder then life and health for sure! Have you gotten my class series?

[@angelaharding7051]

QUEEN! This video finally gave me my lightbulb moment with understanding dwelling. Awful chapter. You are so so helpful!! Will definitely subscribe and keep watching while I’m studying! Thank you!

[@insuranceexamqueen]

I'm so glad!

[@JamesReavisJr]

First few chapters were a breeze, this chapter had my lunch lol. Great video.

[@insuranceexamqueen]

Good to hear!

[@onalom1982]

I’m taking My P&C Texas State Exam this coming Monday on the 15th. These videos are helping me soo much ! Thank you ! ❤️❤️

[@kevinflores6568]

how was it :O

[@onalom1982]

@@kevinflores6568 it was challenging , not gonna lie , but if you prepare your self , discipline yourself and study. You should pass it no problem first try. :)

[@kevinflores6568]

@@onalom1982 did you pass it :o? And what state lol I am kinda nervous have it on Tuesday lol

[@onalom1982]

@@kevinflores6568 I passed it with a 77 first try. I’m in the state of Texas.

[@kevinflores6568]

@@onalom1982 awesome Im in Texas too lol any pointers?

[@xenilya1178]

Im taking my test next Wednesday & your videos have been super helpful. Thank you 🥹

[@insuranceexamqueen]

Fantastic!! What state are you in?

[@nicolecobert1061]

Your videos are amazing and super catchy. I passed my exam with help from your videos. Keep up the great work and thank you.

[@insuranceexamqueen]

FANTASTIC!!

[@mistiefuller8690]

I’m so glad I ran across you. Thank you.

[@insuranceexamqueen]

You're so welcome!

[@taylerrinehartsolberg1261]

Glad I found this, really helped explain some of the concepts I was stuck on in this part of the chapter. Thank you!

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@insuranceexamqueen]

You're very welcome! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@nakkuneknek94]

Thank You Exam Queen. I am very confused when reading the dwelling but this made me understand it . Please share your notes this is very helpful.

[@insuranceexamqueen]

You can find all my Free notes here www.insuranceexamqueen.com/free-insurance-exam-resources

[@Rachari-vj9ef]

this has helped me understand SO much better! Thank you. I will be purchasing the package.

[@insuranceexamqueen]

Glad it was helpful!

[@billk6512]

Hey Melissa, thank you! I bought your Gold Package a two days ago and I just passed the P&C Exam here in FL. Here, it's a 200 hour course and it pretty much saved me. Was reading the course material and it was starting to look like a foreign language. Anyway, I need to finish the course (Yes, doing things backwards.) and then Apply.

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@kyliegray6859]

I retake my Oregon test soon and this was helpful with remembering policy vs coverage!

[@insuranceexamqueen]

Yes! That's awesome!

[@kentpiatt7503]

Just a quick question, do you have your lectures already organized into a Playlist or do i just need to cruise through and create my own? Just got to the DP-2 Broad Form in the boring ass AdjusterPros course for Alabama. TIA!!! Kent

[@emilyjury4001]

Okay got 61% on my personal lines which I hate to say is better than I have gotten on my last three and thanks to your videos. Your the bomb Melissa! Do you have videos on dwelling / homeowners covered perils and endorsements? I get asked on the test a lot about what is covered and what is not.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

[@michaelvalenzuela387]

I’m in New Mexico and taking Life and Health. Just started pre-licensing.

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@wigginoutoveroils9103]

I just love this Bob analysis for DP1! Making me laugh in the midst of this dry material 😂

[@insuranceexamqueen]

Ha Ha! I am so glad :)

[@tshady32]

The one question was like - If you have 4 apartments that are filled what kind of coverage would you need … HO-8 HO-4 Dwelling Liability Is it dwelling bc your the landlord?

[@insuranceexamqueen]

The answer is dwelling. Dwelling policies cover residential building and sturctures with up to four dwelling units

[@shwetakhedkar4222]

You r the Khan academy for Insurance 😊 Thanks a lot !!!

[@insuranceexamqueen]

Yes!!!

[@shwetakhedkar4222]

@@insuranceexamqueen Thanks for all the videos. I could successfully clear the P&C CA exam in 1st attempt. I must say that the exam is pretty difficult. I was scoring pretty good in exams and thought I am well prepared. The exam asks very different kind of questions than what you are used to. Some are pretty basic. I would like to know how could I have prepared myself better. I also gave the PSI practice tests along with my course simulated exams. My course was through WebCE. Anyways even though my score wasn’t up to my expectations, I am very happy to clear the exam. Thanks a lot for all your videos.

[@MusicVevoLive]

You are talented babe, thanks so much for posting this information!

[@insuranceexamqueen]

Thank you! You're so welcome!

[@rabiamarshall]

I love love love your videos!!! Can't tell you how easy and fun you make this tedious learning process. It's a joy to learn from you. Cannot thank you enough for your time and help. ❤🙏

[@insuranceexamqueen]

I am happy to hear that! Thank you!

[@jackiebriscoe1811]

Great video thank you. I have a question on all the DP'S which is DP 1-3 are coverages C, D and E endorsements you have to add?

[@insuranceexamqueen]

I am sorry I am not completely sur eon what you are asking. I go over all the coverages in the video?

[@ricksanchez3189]

exam is on moday, can i study this videoi if im in CA? i love your videos its been helping a lot !

[@insuranceexamqueen]

Yes you can! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

[@charlescopeland3281]

Great information! What state are you in?

[@insuranceexamqueen]

Illinois but this works for all states!

[@elipin4128]

Your videos are awesome. Are they geared to a specific state? I’m studying for the Florida exam

[@insuranceexamqueen]

All of my videos work in all states

[@toriayala6510]

Omg #Insurancequeen QUEENNNNNN!!!!! I PASSED MY TEST!!!!! YAYYYYY THANK YOU SO MUCH!!!!!

[@insuranceexamqueen]

YAY!!!!

[@kylahcooke3008]

Do you remember what was on the test?

[@toriayala6510]

@@kylahcooke3008 Hello, I took the Property and Casualty for Arizona. :)

[@insuranceexamqueen]

@@kylahcooke3008 have you joined my Facebook group? We got a lot of questions and answers in there

[@practc]

@@toriayala6510 Driving to Tucson in 2 hours to go take the P & C for Arizona today .... I think I studied so much I forgot everything ha ha 25/50/15

[@courtneysikes2952]

I loved your video, I found it to be very helpful. I wish you could make some videos on Georgia Laws and Workers Compensation. I failed the exam by 3 points last week and I am struggling with a few topics. Dwelling was one of them until I saw this video. Thank you!

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@kevinflores6568]

Thank you for your help! I passed😭😭❤️

[@insuranceexamqueen]

Yay!!

[@gabrielaechevarria6467]

Love the way u explain it! I have my exam nthis Thursday in FL. Any pointers on what I should focus more on? Thanks!! 😊

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and to know and understand the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions. My method works very well and anyone who works One-On-One with me with my Royal Treatment passed their exam on the first attempt with a just passing score because I only focus on what’s absolutely necessary to pass. Signing up for the Royal Treatment will give you access to me for a month and I will give you all the steps I want you to complete to secure a pass and meet with you on Zoom for tutoring. You can message me through your studies on the daily! You can sign up for the Royal Treatment Here: buy.stripe.com/4gwaEM07Lbzu9dmeUV If you are in need of a state-approved pre-licensing course, I recommend Xcel. They have one of the best practice tests that I have seen. When you check out with them, use the coupon code QUEEN which will knock $10 off the price, and within 24 to 48 hours, you will receive a link to my all access pass, which is all of my class recordings valued at $111 for free. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. I recommend which of my class recordings that I have taught to help you to understand this material. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. If you have already purchased my class recordings, use this write up to know what’s important and watch the videos in this order as well. Here is what is most important for your state exam: Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. I teach both of these concepts in these two classes: This class teaches just insurance terms and related concepts and policy provisions and contract law and it is for 2 hours: insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics This class teaches insurance terms, policy provisions and contract law, and also covers homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math If you need more help with Insurance Terms and Related Concepts, I have two recordings available for it. One is a conversational audio where I simply explain each concept. You can get that here: insuranceexamqueen.podia.com/general-insurance-terms-conversational-audio-for-life-health-pc-and-personal-lines The next one is a Memorization audio where I explain the topic and then repeat a definition for you to memorize 3 times. You can get that here: insuranceexamqueen.podia.com/837d64ac-8003-49ab-9eab-09e3a3a2101b For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood. I have a FREE dwelling lesson here on KZbin: kzbin.info/www/bejne/iH6tc6KknZmko9U I have a FREE Home and Auto lesson here: kzbin.info/www/bejne/pGa1g32eatKHgpI I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto, mostly sticking to personal auto. Umbrella also comes from this chapter, so if you get the flood and umbrella class above, you will be able to understand more types of casualty. This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations class here: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate If you plan to take the Life and Health Exam as well, you can get ALL my content in one Bundle Here: insuranceexamqueen.podia.com/all-lines-all-access-life-and-health-property-and-casualty-155 If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/ Any Live PC Classes Hosted by the Insurance Exam Queen will be available to book here: calendly.com/insuranceexamqueen After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My KZbin Channel, Please make sure to subscribe: kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@gabrielaechevarria6467]

I PASSED MY EXAMMMMMM!! THANK YOU 😊

[@insuranceexamqueen]

@@gabrielaechevarria6467 CONGRATS!!!!

[@SophieesChoice]

On my way for my 2nd attempt. I wish I would’ve watched your videos a long time ago!

[@insuranceexamqueen]

You got this! Wishing you all the love and all the vibes to pass your exam ✨️

[@CrystalPhoenix1979]

This is so helpful and makes complete sense! Thank you.

[@insuranceexamqueen]

Glad it was helpful!

[@CrystalPhoenix1979]

@@insuranceexamqueen Do you have a homeowners in depth session like this one on KZbin?

[@camelhal6081]

Im clueless in this section. Failed like 6 quizzes in row One question about personal propery coverage and thats the first thing i remember about DPs- does not cover personal property. Every statement seems to contradict the other I only understand the first 2 chapters. And one on regulation somewhat

[@insuranceexamqueen]

What state?

[@camelhal6081]

VA