Insurance Exam Made Simple: Let's Talk Insurance Regulations and State Law

[@hannahg5216]

Normally I wouldn’t be able to handle someone being this loud and excited this many hours in a row but, I’m telling you, it has made it click and you can tell what you’re talking about! ❤

[@insuranceexamqueen]

😂😂😂😂 omg I love you

[@insuranceexamqueen]

Favorite KZbin Comment 👑

[@parishwoodworksLLC]

Same!!! I usually can’t deal with the people that do these videos but the insurance queen has made this whole studying process so much better! So much easier to understand! ❤

[@insuranceexamqueen]

@@parishwoodworksLLC 😍😍

[@hannahg5216]

@@insuranceexamqueen I passed my exam btw!

[@MGTMusic]

I passed my exam. Thank you for your videos!! 🌹🌹🌹🌹🌹🌹 Love forever

[@mimimontoya401]

Mississippi

[@insuranceexamqueen]

AWESOME!!

[@insuranceexamqueen]

@@mimimontoya401 which exam?

[@mariarodriguez3559]

property and casualty

[@jenniferweldon6873]

South Carolina

[@emmalubin4163]

Good evening Queen l just listen to you l am convinced l can pass my test by the grace of God . I am from Nj.God bless you thank you.

[@TheKendeHD]

Melissa. I don’t know if you’ll see this text but after getting a job at allstate I was given the opportunity for a pre-licensing bonus to complete a personal lines course in florida with ADbanker. After completing the course and creating note cards I still felt uncomfortable to take the test. For the past week and a half I’ve been watching your videos and listening to your memorization tricks and got a first time pass score of 80 without having any prior knowledge to insurance. These videos are a blessing to anyone, and the exam was a lot easier than I thought! You’re videos on Homeowners, Auto, and all the memorization tricks saved my life. I was in the exam room saying “ALLEE A TORIE”😂😂 THANK YOU THANK YOU THANK YOU, You truly are the exam queen👸👑

[@insuranceexamqueen]

that's fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support. Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses #motivation #inspiration #support Sending you all the love and good vibe

[@Amaz877]

I just want to come on here and thank you for posting your videos. I failed my first attempt but took it again yesterday and passed! Your videos helped me understand the materials and a lot of the things you covered were exam questions! Thank you again!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@OlgaRubio-v7i]

How many here are from California? I’m enjoying all these videos, but haven’t take the test. I payed for examfx, but was too much for me, then I ran into the Queen! Melissa, you make this info so fun and I’m actually learning!

[@insuranceexamqueen]

You can go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/

[@mikepigorsh465]

Just took my exam and I passed. Found your account yesterday and had it play all night while I slept lol. Stuff works!!!

[@insuranceexamqueen]

Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@dianacasados7780]

What exam did you take?

[@courtneyaverill3631]

I’m studying. So happy I found this page ! Thank you

[@nashiabrevard9899]

In Florida. Took my 20-44 exam and made a 62 :((( I was stressing so much on the HO's that I mainly studied that and just skimmed over the statutes, rules and regulations. I am retaking on Monday 2/27 will be watching all your videos. I wish I would've found your videos before I took my exam!!!!!

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@brendajimenez5918]

What’s the heaviest questions about in the exam

[@insuranceexamqueen]

@@brendajimenez5918 what state and what exam?

[@coleb.6058]

​@@insuranceexamqueen Flo and 20-44

[@lauraArual]

Ugh ive been told to keep reading the same material. Keep taking notes. Keep taking the exam. It’s so boring my brain starts to just wonder and I have no clue what I read so I go back and read again. Thankful I found Melissa’s videos. I feel like I’m actually retaining the information.

[@rachelhawkins-luckett5647]

I love helping people educating them and writing insurance policies. This has been a joy for me.

[@insuranceexamqueen]

Yes!!

[@Rick_402]

I admire your passion you put in your teaching exceptional. I got my c&p test this Wednesday wish me luck.

[@AlyssaDial-qj4ky]

You are my lifesaver!! I’ve been struggling trying to pass my tests here in IL. Your videos are helping a ton and definitely boosts my confidence!!

[@insuranceexamqueen]

I'm so glad! You got this!!!

[@Bfree2207]

This was sooo helpful. I'm about to take my insurance exam for Texas. Your content is so much easier to understand. I'm using Xcel and it's so much information crammed into it. Your videos are so helpful for me to understand the Xcel content. Thank you 😊

[@ginacherry2109]

I love Exam FX, many helpful things, audio conversations,flashcards,videos, App in appstore cost me $3.99, It allows you to take tests,quiz's

[@ginacherry2109]

Not crazy about Xcel, they NEED MORE VIDEOS,AUDIOS

[@ginacherry2109]

Loved Exam FX, Zoom classes

[@ginacherry2109]

XCEL IS NOT MY fav, it lacks many study tools.

[@prissypthatsme]

Did u pass the test and what were the main points of focus did u feel..

[@echojones5609]

Hello Insurance Exam Queen! I'm from Louisiana and I'm currently scheduled for my exam this week. Took it twice and I missed the mark with your videos has helped so much. Thank you!!

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@MicahBlackard]

Finding this in 2024 prior to my Louisiana exam. We had 1 week to prepare with 0 prior insurance background and we were given just some paperwork to read. I greatly appreciate the active learning you have put out there for free!

[@aylincarrasco4213]

I took a 40 hrs class and didnt learn a single thing cause of how confusing and hard they made everything seem. i watched 3 of your videos and I learned soo much I got a 69 on my first try and thanks to you I know my second try will be a pass

[@insuranceexamqueen]

Yes you got this!!

[@aylincarrasco4213]

@@insuranceexamqueen I passed!!! Thank youu!🫶 subcribed and will def let people who are taking it know about you!

[@dianacasados7780]

What 3 videos did you watch?

[@d23treezy]

I just want to say thank you Melissa, I purchased your gold package the notes you provided are golden and your videos are just awesome passed my P&C test first try with a 79%. Exam dx just had me confused but your content made it easier for me to understand. You are the TRUtH

[@insuranceexamqueen]

You are so welcome!

[@d23treezy]

Might be going for my life and health next

[@DianeKruse-m2r]

Getting ready to take P&C exam in Ne. Videos are so much more helpful to me than reading a textbook.

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@kimberlycrabaugh1786]

Took the exam today in Nevada and it's the first State exam I have ever failed. The provided training is a joke so I'm staying here from now on. 30% of the test was information we never even talked about. Glad to be here and finally pass this exam!

[@insuranceexamqueen]

I am sorry you didn't get a pass - but you will! Which exam? Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/

[@kimberlycrabaugh1786]

@@insuranceexamqueen Personal lines. I almost just quit my job and said forget it. I joined the group last night. If i would have found you earlier I would have passed. You are an amazing teacher. I watched a couple of your videos and got a 91% on my readiness exam so I thought I was good. Got there and it was information I have never seen or heard of.

[@kimberlycrabaugh1786]

to be honest I'm so discouraged I don't even know where to start since I'm back to square one. Personal lines NV. I'm just going to watch everything I think is relevant and on the list they "said" would be covered on the exam.@@insuranceexamqueen

[@nicoleharding782]

NY STATE - I know I know NY is SUCH a hard state as far as regulations..... I do not want to start my business with that mindset which has been repeated SO many times to me - please HELP!!!! The way you break things down I am so willing to continue watching you throughout my business journey :)

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: forms.gle/THoi8TVEPyoRpzxh9 If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@KatM272]

What an interesting topic… I’ve been screwed over before with some things insurance and it’s so interesting to hear this side of things and how the regulations work. How cool thank you for informing us I’ve always wanted to know these things lol. Love the emphasis on protection for the public. Hell yeah, in a world of so much greed and selfishness that’s the goal

[@bordercolliesme9902]

Perfect first vid to watch for anyone who is considering entering into the insurance industry. I had an interview yesterday. Zero knowledge. This vid gives me so much clarification and direction as to where I know go to get this ball rolling. Thank you and now I will check out all the rest of your vids. I'm in Minnesota

[@insuranceexamqueen]

Awesome! I am glad to be or service!! Are you taking the PC Exam or Life and Health?

[@Girlinfooties]

I just want to say thank you so much for the work you put into your videos and how well explained the topics are. I passed my test yesterday thanks to your videos ♥

[@insuranceexamqueen]

YAY!!!!!!!!!!

[@marypritchard8765]

I took the Casualty (TN) a few days ago for the first time and failed by 10 points. I took the class. I feel like your videos really help me more in how you explain things. Thank you.

[@insuranceexamqueen]

You got this! Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@jenniferwoodbeck8899]

Thank you. I'm a Life and Accident& sickness agent in Canada. I have been worried about understanding the US laws as they are very different. Your videos are a HUGE help.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam ~~ Janie

[@antoniaa.3760]

Hello Insurance Exam Queen! Extending gratitude for your Life Insurance Exam videos. I passed the exam today (1st try) and your videos aided in this huge accomplishment! 🙏

[@insuranceexamqueen]

Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@antoniaa.3760]

@@insuranceexamqueen Done ✅

[@MateaGardner]

You explain everything so much better, thank you

[@insuranceexamqueen]

You're so welcome!!

[@cariewoodrow6276]

Thank you SO much for taking the time to make these videos. I wish I knew about these before my first test! I bombed the second portion for Maine State Insurance. I only have 2 weeks left before my next scheduled exam, so I have been watching your videos :)

[@insuranceexamqueen]

PC or Life and Health?

[@cariewoodrow6276]

@@insuranceexamqueen PC first.

[@laurahouse5014]

Just passed life exam thanks so much for all you do it makes a difference Texas 84 life no classes just you 🎉and God

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@prissypthatsme]

Were u able to use notes for Texas?

[@cinnamonfleming1796]

ive always had a really hard time in school and learning but the way you teach i completely understand and absorb. thank you!

[@insuranceexamqueen]

You are so welcome! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@sammiebrown5922]

This is way more helpful then trying to read a book! I’m in WI doing my P&C soon

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@jiggyputts]

my test is in an hour just wanted to say thanks for all your content

[@insuranceexamqueen]

You're so welcome! How'd you do?!

[@jiggyputts]

@@insuranceexamqueen I passed your kahoots were clutch

[@jenniferweldon6873]

Your information is so easy to comprehend.

[@rw3705]

I am taking my Utah State tomorrow, it will be my 3rd time. I just found your videos. Man I sure hope I pass tomorrow this seems like it is helping.

[@insuranceexamqueen]

You got this! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@TaylorFuqua-j7g]

Oh my!!!! I’m so glad I came across your videos. I have been studying for 30+ hours on exam fx to take my alabama life license and just reading the content and understanding it. Nope! Lol. Listening to you talk and the way you express how things are. I’ve understood more in an hour watching some of your videos than I have doing the exams and quizzes! Thank you.

[@insuranceexamqueen]

You got this! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@LisaPayne-ik2bm]

You have been spectacular! I appreciate your help with all of your videos! I am taking my exam for the first time tomorrow in Kentucky, for P&C. I’ve grasped more information from your classes than the paid classes I was recommended to use! ❤

[@insuranceexamqueen]

Thank you I love hearing that! Keep us updated!

[@toniannemascaro8434]

I wish I found you 3 years ago 😩 my 4th is tomorrow and I’ve learned more watching your videos in the last 2 days than I have a.d. banker online program. Wish me luck. 🙏🏻 (ps I’m in AZ too!) 🌵

[@insuranceexamqueen]

You found me now! How did you do?

[@shaboo103]

How did you do? I'm taking mine next week in Oklahoma

[@MsWhite09725]

I found this through trying to find better recourse and I couldn't be happier to have found you. I take my test today and I'm excited knowing that with your videos I have gained ALOT more knowledge of property and casualty. I am so greatful for you BEAUTIFUL QUEEN!!! ❤❤❤❤

[@insuranceexamqueen]

YES!!! YOU GOT THIS!!!

[@MsWhite09725]

Thank you! I literally discovered you less than 24 hours ago and got to watch a few of them before I went in. Got %68 on my second attempt which was so much better than what i got my first attempt. I'm going to watch all of your videos this weekend and take it again Monday! Thank you again for your amazing teaching I doubt once I look over all of the videos you have I will pass for sure 😁❤

[@insuranceexamqueen]

@@MsWhite09725 Awesome, if you let me know what state you're in and what exam you are taking, I can give you a description of what's important for your state and which of my reported classes can help you.

[@MsWhite09725]

@@insuranceexamqueen why thank you so much!! I'm from Texas taking the property and casualty insurance exam :)

[@insuranceexamqueen]

@@MsWhite09725 Hello! I am Melissa, the Insurance Exam Queen. I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and to know and understand the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions. My method works very well and anyone who works One-On-One with me with my Royal Treatment passed their exam on the first attempt with a just passing score because I only focus on what’s absolutely necessary to pass. Signing up for the Royal Treatment will give you access to me for a month and I will give you all the steps I want you to complete to secure a pass and meet with you on Zoom for tutoring. You can message me through your studies on the daily! You can sign up for the Royal Treatment Here: buy.stripe.com/4gwaEM07Lbzu9dmeUV If you are in need of a state-approved pre-licensing course, I recommend Xcel. They have one of the best practice tests that I have seen. When you check out with them, use the coupon code QUEEN which will knock $10 off the price, and within 24 to 48 hours, you will receive a link to my all access pass, which is all of my class recordings valued at $111 for free. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. I recommend which of my class recordings that I have taught to help you to understand this material. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. If you have already purchased my class recordings, use this write up to know what’s important and watch the videos in this order as well. Here is what is most important for your state exam: Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. I teach both of these concepts in these two classes: This class teaches just insurance terms and related concepts and policy provisions and contract law and it is for 2 hours: insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics This class teaches insurance terms, policy provisions and contract law, and also covers homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math If you need more help with Insurance Terms and Related Concepts, I have two recordings available for it. One is a conversational audio where I simply explain each concept. You can get that here: insuranceexamqueen.podia.com/general-insurance-terms-conversational-audio-for-life-health-pc-and-personal-lines The next one is a Memorization audio where I explain the topic and then repeat a definition for you to memorize 3 times. You can get that here: insuranceexamqueen.podia.com/837d64ac-8003-49ab-9eab-09e3a3a2101b For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood. I have a FREE dwelling lesson here on KZbin: kzbin.info/www/bejne/iH6tc6KknZmko9U I have a FREE Home and Auto lesson here: kzbin.info/www/bejne/pGa1g32eatKHgpI I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto, mostly sticking to personal auto. Umbrella also comes from this chapter, so if you get the flood and umbrella class above, you will be able to understand more types of casualty. This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations class here: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate If you plan to take the Life and Health Exam as well, you can get ALL my content in one Bundle Here: insuranceexamqueen.podia.com/all-lines-all-access-life-and-health-property-and-casualty-155 If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/ Any Live PC Classes Hosted by the Insurance Exam Queen will be available to book here: calendly.com/insuranceexamqueen After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My KZbin Channel, Please make sure to subscribe: kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@carastrain8513]

I am studying for the life/health exam for FL and need help with the regulations and state laws. You are the best as these videos by the way!

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@3monkeysbakery949]

Did u passed?

[@tayjankowiak]

I'm in Michigan. I'm taking my exam for the second time tomorrow. I have learned more from you in 2 days than I have studying for 2 months through ExamFX. Thank you for doing these videos!! I hope I pass.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@NancyAlrhayem]

Hello hope you were passed? Please how many questions are and what is the time? Easy or no in michigan?

[@chanelhenderson7043]

You have been great!! I have taken the exam 2 times already. I'm someone that has worked in the service industry for the last 14 years. So learning something new, taking notes, retaining the information, and taking the test have been struggles. I have my 3rd round next Wednesday. I am also from Wisconsin :)

[@insuranceexamqueen]

PC or Life and health?

[@DS11110]

Omg likewise!!! Wishing you the best!!!

[@TheMaternityMogul]

I'm in ga. Retaking my test tomorrow at 8am. I would have passed if I knew my state laws. I literally got a 0. I've been binge watching your videos. I'll give you an update tomorrow

[@insuranceexamqueen]

This is my state law class: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc

[@melvinknoxi4018]

Me too

[@rachelhawkins-luckett5647]

This is good! i am going to be ready next week the 2nd time because how you break things down. Blessings Queen

[@insuranceexamqueen]

Yes! You got this!!

[@gorgeousrub]

I just passed my Massachusetts property and casualty and just wanted to thank you i watched almost all of your videos and they helped me so muchhhhhhhh. Youre awesome :)

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@marianavarre2043]

Love your videos Thank you for sharing For Texas 24hrs of CE and doesn't required licensing candidates to complete pre-licensing education unless the candidate desires a temporary 90 day license

[@MonicaLeader]

This helped soo much cause Wa most of test is state ? Thank you as usual 🦋💜

[@insuranceexamqueen]

It is!

[@jessicamo6556]

Schedule for this Tuesday,23. Feeling pretty good,in Louisiana,I was researched it's as much as 30%. Really motivated to pass the first time. Personal lines exam ,been studying a month basically. Career depends on licensure.

[@insuranceexamqueen]

You got this!

[@parishwoodworksLLC]

I'm taking mine in Louisiana on Monday. How did you do?

[@monekepitre4932]

@@parishwoodworksLLC what you taking it on!?

[@parishwoodworksLLC]

@@monekepitre4932 P&C PSI

[@aruf387]

@parishwood, what did you find most helpful, I take my exam tomorrow

[@iamlatroshia]

Thanks soooo much for your videos!! I passed my state exam in GA today!!

[@insuranceexamqueen]

YAY!!!

[@kiarak3211]

My exam is today and I'm watching these videos

[@IAmJeka]

I took it 3 times a year ago and failed so I had to be let go. I was rehired but need to pass it this Tuesday and I feel like I'm learning more with her videos. Any other advice Latroshia?

[@kyandrisevitz4750]

First time i took the PA life accident health test i got a 52 started watching your videos and i got a 65 the second time and i need a 70 🤞🏻🤞🏻🤞🏻 taking it next week I’m confident I’m going to pass!

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have two options for the Royal Treatment Life and Health and both come with 100 Day Access. My Sliver Life and Health Series will cover an in depth review of the most tested topics across all states. Personal Platinum is Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@kyandrisevitz4750]

I took the PA state life health and accident test yesterday and I PASSED 🎉 thank you!

[@dilfry1]

I'm in North Carolina, taken the test twice now for Life Insurance and used the AD Banker website to attain my certificate of completion for the prelicensing.

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Short answer: Get My Royal Treatment Class Series for Life and Health. Even if you’re only studying life, you can skip the health Videos: www.insuranceexamqueen.com/courses/silver-lh Longer Answer: I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. Completing the application, Types of Life Insurance, Life Provision and State Law/Insurance Regulations are the most important focus for your exam breakdown. Completing the application is all about the application process an agent goes through when selling a policy as well as the basics of life insurance. Types of Life will teach you about all the available life insurance policies and the ones you want to really focus on are Term vs Whole and Annuities. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. All of these topics are covered in my Royal Treatment Silver Package which you can get here: www.insuranceexamqueen.com/courses/silver-lh If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/ My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My KZbin Channel, Please make sure to subscribe: kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg You can access my life notes here: docs.google.com/document/d/1k2ykMg4rsfA6k8CPIO7WPza_06R_RlaKtEqWLRV3CrA/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@1977chrissims]

I am in KY. I’ve been studying for a week on my own and am struggling retaining the information, as I learn better by being taught and not self taught . I came across your videos and they are wonderful and are helpful. I was wondering if you have any tips. Thank you. -Paula

[@insuranceexamqueen]

Fantastic! Which exam? Life and health or Property and Casualty

[@jocelynsaucedo6700]

I have taken the Texas P&C exam 3 times and failed all three with the same grade of a 68%. I have been using examfx to study but it just has been so overwhelming, at this point I feel like I know everything but once I'm taking the test everything seems so different from what I have studied. I have my exam again this week, do you recommend anything to help me pass.

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ After watching the classes, if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@lorenaarellano2215]

Hi I have taken the exam two times and it is very overwhelming the way they ask the questions make it hard on some of them. I need some help with this exam too.

[@insuranceexamqueen]

@@lorenaarellano2215 are you taking Texas PC? Get my gold class series, I've had many people pass the state exam just using that

[@emmatoyreview7980]

I did sign up gold class. Can you send me the link for texas state law and regulations please?

[@TheJazzyj1123]

Melissa, your awesome. I was already on your tik tok. You know how to break down the information for understanding. I wish I would have found you when I started studying 3 weeks ago. I feel like the time I utilized for studying was not utilized to it’s fullest. And just now I’m getting it, thanks to you, 6 days before my exam. I’m so sad I missed the boot camp.

[@insuranceexamqueen]

You can still get my class at series which are very helpful!! Insurancesalesqueen.com

[@doreendbrown8848]

Thank you! You are so informative. What do I focus on for California? I’m only taking the life exam first?

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

[@mktrichel19]

My employer gave me your information and I LOVE LOVE LOVE your videos. I was scheduled today for my exam but had technical issues and was made to reschedule for Thursday. I am testing in Louisiana. Take the Life and Health and Sickness exam.

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@svance09]

I will be taking the state exam in Ohio.

[@insuranceexamqueen]

Which exam?

[@jayteesgear]

Omgosh I just passed! 2 months of studying and failing time and time again. 🎉

[@insuranceexamqueen]

YES!! CONGRATS!!

[@christianalexzander1338]

Hello from IL. I'm taking my PC & Laws/Regulations course the next 2 days then my state exam next week. I'm so glad I found you before I even start the course! I've been watching all your videos and it flows with the books provided from the state! Exam is with Pearson Vue. Thank you!

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: forms.gle/jq8xmyLSGUCfUgoY9 If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@patricerausch1854]

Thank you so much! I just passed the Arizona adjusters exam with an 80% yesterday! I watched a lot of your videos and it helped me a ton! Thank you 🙏 thank you ❤thank you 😊

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@ednalopez854]

Hi could you help me know what to focus on for the p&c in Texas. Thank you

[@sofyrelocs2691]

I’m here just to say thank you for your lectures. I passed my Missouri Life insurance exam today. Your information made the process easier and for that I am grateful. #7/11

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@devonholvick7919]

I passed my Property Exam first try!! Your videos have been helpful with retention. Unfortunately in Wisconsin, property and casualty are separate exams so I’m studying to pass the casualty because I failed it the first time. My worst subject was regulations😬

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@cookinwithbae6]

Thank you I failed my test in calif but I got a 88 you need 90 I will take it again next week in California I will pass thanks to watching your videos

[@insuranceexamqueen]

Yes you will!! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@ronkeadebanjo6651]

Florida I have failed the exam with 68%. I am grateful for finding your videos. I will retake the exams soon. Thank you

[@insuranceexamqueen]

You got this! First, I want you to know you’re not alone. Many people fail the exam multiple times before they get a pass and that is one the biggest reasons why The Insurance Exam Queen exists. We want to make it easy for people to pass. This is why we have created the Gold Class Series package that teaches the most common, most tested topics in ways that are enjoyable and easy to understand and memorize. Second, go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

[@claudiacarvajal8133]

Hi

[@daliaguajardo725]

Hello Melissa I hope this message finds you well. Thank you for all the very useful videos you put out here. I have taken the Texas Pk&C exam twice already last result was a 63. I hope to pass this next time I take it.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@Roxy-oj4ho]

I just wanna say that in another video you said take the quizzes, practice exam(s), and STUDY CONCEPTS. I did just that and passed! 🙌🏽

[@insuranceexamqueen]

Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@Roxy-oj4ho]

@@insuranceexamqueen done and done

[@nadinethompson2754]

I am so happy to find your channel, I did the exam 2 times and failed, however, I want to try again. Thank you for explaining so clearly.

[@dxbrajnish]

thanks for the informative video, i went through as last miniute revision and passed at the first attempt, Just want to say thank you very much for all your effort and enthusiasm

[@insuranceexamqueen]

Great job! that's fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support. Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses #motivation #inspiration #support Sending you all the love and good vibes

[@selenanelson7657]

I passed and truly believe it's because of your videos.

[@insuranceexamqueen]

Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@dianacasados7780]

What videos did you watch? & did you take the life agent exam?

[@KaylaCrockett-k6k]

Hi there! I stumbled upon your videos while studying for my Florida P&C exam. I am looking forward to passing my exam with the help of your videos.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@chiomaNweke-p1n]

Hello, Queen! You know your stuff, your teaching is very apt! You are the best❤️I am preparing for Maryland state life insurance license. Please show me the state regulations and anything that will help me pass

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@ekenearcher1251]

I take my exam tomorrow, I’m in GA.Been watching your videos and getting a better understanding

[@insuranceexamqueen]

Glad to hear it! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@terribowlin5062]

I have taken the Florida L&H Exam twice :( Studying now with your video's and I love them! Wish I would've started with you. I'm going to pass on my third try next week!!!!!

[@insuranceexamqueen]

You got this! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@InsureConnect]

Her videos are very helpful and a great listen. No boring moments and you learn learn learn.

[@insuranceexamqueen]

Glad you think so! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@sandykay6065]

I recognize a great teacher when I see one! I’m a retired teacher in Missouri. I love your ways. Can you help me out on what to study for Missouri State law?

[@insuranceexamqueen]

Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/

[@McraePartners]

thanks so much!. failed the first time and stumbled upon you the 2nd time and almost knew every answer. Thank you!

[@insuranceexamqueen]

Yay!! Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@rahdeelasha]

I'm in the state of South Carolina I retake my test on Tuesday this portion was really hard for me hopefully this video helps I've heard great thingss💙

[@insuranceexamqueen]

Yay! Which exam?

[@rahdeelasha]

@@insuranceexamqueen Property, Casualty, Surety and Marine Insurance Producer the regulations and auto are really getting to me I've subscribed and will be tuned in all the until its retake time

[@hannahharris902]

Just found your account today. I take my GA P&C exam for the second time TOMORROW morning! I wish I had found your channel months ago; I have already learned so much from you. I failed the first exam by ONE question, will update you tomorrow on if I passed!

[@insuranceexamqueen]

You can do it!

[@RoxiBaby825]

How did it go??? 🤞🏼🤞🏼🤞🏼

[@mjoeuson]

Omg same!! I missed it by 1 point 😭

[@insuranceexamqueen]

@@mjoeuson what state and what exam

[@mjoeuson]

@@insuranceexamqueen OR P&C! I retake it this Sunday. I bombed the state laws/regulations because I didn’t know it was something to focus on. I mainly focused on the policies.

[@adurand6159]

North Carolina. I’ve already failed my exam twice by 2-4 points. So frustrating. Love your videos.

[@insuranceexamqueen]

What exam

[@marshaycarter5663]

I'm in SC testing tomorrow I love your videos

[@insuranceexamqueen]

Which exam?

[@michaelaragon8769]

I just passed the New Mexico p&c exam on my first try thanks to you and your awesome videos! You’re so incredible!!!!

[@insuranceexamqueen]

Yes!! Congrats!! I'd love a 5 star review if you're able! Insurance Exam Queen maps.app.goo.gl/fdoGmghnbRueFBKs9

[@michaelaragon8769]

@@insuranceexamqueen I gotchu

[@insuranceexamqueen]

@@michaelaragon8769 thank you!!

[@grandmaslifeandstories]

Studying for Indiana insurance exam. Love your excitement about insurance. It really showed me what a great industry it is!!! 😊

[@insuranceexamqueen]

What exam

[@grandmaslifeandstories]

@@insuranceexamqueen health and life

[@jillhassaj8949]

I'm testing for my Washington State P&C exam next week. I love your videos. They've helped me so much.

[@insuranceexamqueen]

Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/

[@UKOTHARI1]

I am taking NYS Personal Lines exam next week. I did not pass on my first attempt. Can you please guide me in the right direction!? Thanks! Love your work!

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: forms.gle/THoi8TVEPyoRpzxh9 If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@Divinelifeoflex]

Taking for the last time tomorrow in Georgia! Praying I pass been watching you for weeks !

[@insuranceexamqueen]

You got this!! Which exam?

[@Divinelifeoflex]

Georgia personal lines!

[@Divinelifeoflex]

@@insuranceexamqueen i passed thanks to you !!!!🥂

[@shaecomstock8198]

Thank you so much for all your videos - I passed the exam today (first try) and wouldn't have if I had relied on only the course I took. It was boring and didn't stick. You are not and it did!

[@insuranceexamqueen]

Great job! that's fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support. Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses #motivation #inspiration #support Sending you all the love and good vibes ~Janie

[@Allurexx_byquante]

Thank you sooo much for your videos!!! I PASSED MY EXAM IN NC TODAY!!!❤🎉

[@insuranceexamqueen]

Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

[@auroraflores1529]

Thank you so much all your videos are very helpful. Am in Utah my 2nd time taken my test for property & casualty and advice on the test 😢

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Pete Here: www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@irmadirocco6260]

Hi. Preparing for the life & health exam in NY State. Ur videos have helped simplify concepts. Thank you.

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@michelleangeles2714]

Hello Melissa! I'm taking the exam tomorrow for the second time. I wish I would have had your videos a month ago. Wish me luck!

[@insuranceexamqueen]

Good luck!! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@bradiegriffin4052]

I’m taking property and casualty in Missouri! I’ve taken it a few times and still haven’t gotten it but your videos are definitely helping!!

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@francinedenace1915]

I am living in new York I fail my life license twice I am glad I found yr channel thanks

[@insuranceexamqueen]

Yes!!

[@JeremiahCarter-i4r]

Watching your videos have been far more helpful than any course or study guides....by far! Any helpful hints for the Virginia exam?

[@insuranceexamqueen]

Which exam?

[@JeremiahCarter-i4r]

P&C@@insuranceexamqueen

[@michellewdillon4911]

Hi @insuranceexamqueen I’m studying personal lines for Louisiana. I watch your videos all the time. Thank you so much for all of your wealth of knowledge.

[@insuranceexamqueen]

Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

[@jayleenperez1053]

I'm studying for my accident and health insurance license. I'm in Florida . anything I should be focusing on?

[@arturoochoa7237]

God Bless You for all your critical assistance.

[@Catslife-zf6vt]

Hello! I love your videos I’m currently attempting my Washington state insurance exam and my first score was 88/150 after a couple of your videos I got 100/150 so close the laws are really making me struggle

[@insuranceexamqueen]

Which exam

[@Catslife-zf6vt]

@@insuranceexamqueen property and casualty

[@desareebrucato69]

Studying for NC License Exam!! Thank you for your help and beautiful energy!

[@insuranceexamqueen]

You can do it! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/ It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group. facebook.com/share/XbF6toywYh315Hca/or State Exam Requirements: prepare2pass.com/requirements Watch the videos on repeat and write down all notes that melissa has provided We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to. pass! kzbin.info/www/bejne/mGnGnWt3frJqoJI I am sending you all the loves and vibes to pass the exam

[@bethanyhoffmann7910]

I have the IL state portion of my casualty exam tomorrow. IL has 2 test for each line for ex Casualty has Casualty General 55 questions & Casualty State 37 questions. The first time I took the Property State Exam I failed by 1 question. Any help you may have I would greatly appreciate it. I wish I had found you prior to taking the Property General & State exams. Thank you for making my Casualty General exam super easy. Your quiz's & simple tricks made it very easy for me:) Thank You!!!!

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Pete Here: www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Pete Here: www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@tmlanier]

NC! I'm scheduled to take my state exam this Friday and very grateful that I was given your info by my faciliator!

[@insuranceexamqueen]

What exam?

[@tmlanier]

I'll be taking the state exam for Personal Lines- NC 🙏🏾

[@coachtanishamarie]

New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 This the one I’m taken

[@insuranceexamqueen]

Hello! I am Melissa, the Insurance Exam Queen. Short answer: Get My Royal Treatment Class Series for Life and Health. Even if you’re only studying life, you can skip the health Videos. Platinum is Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! You can find everything here: www.insuranceexamqueen.com/courses/silver-lh Longer Answer: I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuines which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. You can get my Royal Treatment Silver Series for Life and Health here: www.insuranceexamqueen.com/courses/silver-lh My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My KZbin Channel, Please make sure to subscribe: kzbin.info/door/2-mT7QUl_jHYQRIaw0Ihpg You can access my Life and Health notes here: docs.google.com/document/d/1IwbfwOpeuTxs57fLeDB6WEEM8NO2uiE1c1JqkI7E3Ag/edit?usp=sharing You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

[@coachtanishamarie]

I failed by 10 points 😩😩😩😩😩😩😩😩😩😩😩

[@insuranceexamqueen]

My videos can help you gain those 10 points!!