I’m 35 and Don’t Own a House

[@r.rodriguez4991]

This guy has a wife, three kids who are homeschooled, no debt, an emergency fund, and he works from home making 90K a year. He's living a life far better than the majority of men. (I think people are getting the wrong idea. My point is most men would be very content with what this guy has.)

[@melinda67]

Sounds like the bare minimum to me. Majority of people is off worse but majority of people shouldn’t even be the standard

[@DalTron001]

I only have 2 kids, but I am in this guys same boat, but I left salt lake city because it was too expensive. Same career and almost the same amount of money lol

[@melinda67]

@@DalTron001 curious, why did you not buy a home before having kids?

[@DalTron001]

@@melinda67 I was able to buy a home before I had my first kid. But I wasn't making as much money back then, my oldest is 4. I had to borrow from my dad to get the house and it was very tight.

[@Mashfan6507]

I’d love to be in his situation. I’m 33 and the rate I’m going I’ll never pay off my debts. Gonna be alone forever, barely being able to afford a 1 br apartment

[@bigcahuna42366]

There's nothing shameful with not owning a house at 35. After being a renter for 17 years, I bought my first home the month before my 40th birthday.

[@jacobdowell9526]

Me too. I bought mine about 3 weeks before my 41st birthday

[@BigJohnM]

There is a bunch of losers here... I AM JOKING! Congratulations folks, I was shocked with the title of the video. Keep it up!

[@jorgesalazar818]

You've all brought shame to your family

[@bl00m1mgt0n]

@@jorgesalazar818you’ve no idea what you’re talking about 😂

[@mbank3832]

I am 35 and. I don’t own a home. I can but just don’t want the hassle

[@wreckers_band8825]

At 35 and has a great career, is debt free and has a wife and 3 children?? This guy is rich and he doesn't know it. Someone put in his head that he is not enough. He might buy a house and still feel the same way until he addresses where these feelings are coming from.

[@matthewphillips5483]

The cult of homeownership is super strong. I think it is stronger than religion in America.

[@Fgp4991]

@@matthewphillips5483 it really is, very frustrating how people are so fixated with owning a house

[@gregorypeterson9]

People always seem to want what they can have, even if they already have the most important things.

[@jarelchico]

He didn't say it, but they prob coming from his wife.

[@matthewphillips5483]

@@jarelchico Exactly.

[@johnsyler8580]

This guy is doing better than 95% of the people out there.

[@andyholstein237]

The median income to median home price ratio is completely absurd. I'm just going to wait as I don't think the Fed is going to lower rates anytime soon (if anything they should raise them).

[@Mashfan6507]

@@andyholstein237that’s all by design because of the government and companies like Black Rock. None of us will own anything soon, all part of the Great Reset

[@Mashfan6507]

Doing way better than I ever will! I’ll never make more money than I am now and with Bidenflation it won’t be worth anything soon

[@Mashfan6507]

@@andyholstein237that’s by design, thanks to the Great Reset. Really started with the sniffles 4 years ago

[@Mashfan6507]

@@andyholstein237that’s all by design thanks to the Great Reset

[@daniella8400]

I’m 35, just beat cancer and finalized my divorce. I plan to bust my butt and save to be a homeowner!

[@theepebble214]

Congrats!!

[@leabeauty837]

Congratulations on beating cancer wish you the best of health. Go get your goals!

[@Fatma-dt1jf]

👏👏👏👏

[@JP-qb3ny]

Just don’t get married again to lose your home in another divorce. Or you better have a solid prenup

[@therealmvp232]

@@JP-qb3nyshes a woman so she’ll get the house

[@GodGoldGuns-q6d]

I didn’t go to community college till 28. Bought our first house at 34. Sold it at 37. Rented again till 42. Bought again then and paid it off at 47. Now at 54 my wife and I are multimillionaires. Be intentional about your journey. Don’t compare yourself to what others have.

[@magiala5577]

You guys are not multimillionaires. Probably 500k+, definitely not multimillion.

[@Dab_Marino]

Stayed focused and in your lane. Tunnel visioned to success!!😊

[@PopCulturedShwa]

Why not multimillionaires? ​@@magiala5577

[@snatchinitback4635]

@@magiala5577 Congratulations will make you feel better than assumptions.

[@snatchinitback4635]

Congratulations!!! Way to go!!

[@thejakelegion]

Brother, I'm 32, homeschooling our 4 kids and renting. It's ok, my dude. We're OK. You're OK.

[@quychang4471]

Ah, no you are not OK. Start kicking azz.

[@RCGuitar982]

can i get i hell yea! (hell yea)

[@steelcastle5616]

Some simple sanity in all this darkness...

[@MelanatedHomesteadher]

Right 😊

[@uria711]

This guy is a freaking rockstar, but society has told him that he sucks as a human being. This is what drives me nuts about social media and everybody trying to keep up with the Jones.

[@wayfaerer320]

100% Comparison is the thief of joy.

[@3ddiEdotcom]

If he's a failure at 35 for not having a house, then I'm in major doo-doo. I'm 54 and now trying to finish Baby Steps 3 & 4 (emergency and retirement). Can't even start saving for a house or condo down payment until those are done. 😢

[@janelleg597]

Keep her movin' 😊

[@charleslavoie5402]

If you have great health… you’re ahead of the game.

[@anaa03899]

Not worries, I am 41, no house, no savings, no new car 😅

[@stevenporter863]

All this is assuming buying a home is everyone's goal.

[@matthewphillips5483]

@@stevenporter863 Blasphemy! Don't you know that the Bible says (somewhere in the back) that Jesus died so you can be debt free and own a home at a low interest rate and monthly payment not to exceed 25% of your net income on a 15 year fixed?

[@PInk77W1]

I’m a high school drop out I slept in my car in Los Angeles 2000-08 to pay child support. I didn’t buy my first home till 59. I paid cash for a small home in Tx. So blessed. Now I have no debt at all And large savings account. Life is good For me

[@MrDanny1145]

Nice, man! Every journey is unique. Glad things are going great for you.

[@Neddie2k]

I was couch surfing at 33 bought my 1st house at 36. Things can change very quickly. 😊

[@unfairsanic5089]

Never compare yourself to others its depressing and stressful. You can learn from them but never compare yourself from them.

[@aaronalquiza9680]

This is because he's comparing himself to his friends or other people he knows. I'm 35 and also software engineer like Joshua. I was like this too in my late 20s. My friends were getting married, having kids, starting their businesses, etc and I was honestly envious. I did have a decent job but wanted more because I compared my situation to others. It was depressing and stressful. Eventually I met my wife and learned to focus on our own success whatever path we took, as long as we share it with each other.

[@tvelis513]

I understand wanting to strive for a home, but, dude is not looking at all he has been blessed with. A wife and children. A promising career with a great income and health. Bro! Please be grateful for all you have and stop dwelling on one aspect of your life.

[@jamesoconnor9452]

I think the dude may have partially been fishing for compliments.

[@Leife22]

Comparison is the thief of joy. We need to stop defining owning a house as part of success for everyone.

[@danielpicha630]

It actually winds up being a nightmare for many.

[@anthonys5568]

I was military and never owned a house. I just rented because I moved around a lot. But I saved the money to buy a house with cash when I finally retired. Sometimes the time is not right.

[@jeremiahm1413]

right there with you!! Going into my final assignment next year, and knowing that is the FINAL assignment, I am finally buying a home to settle down with my wife and kids. Been saving up for years.....!

[@Dab_Marino]

Thank you for your service sir🫡💯💪🏼

[@Dab_Marino]

Sir(s)

[@PenniP]

Great job and Thank you for your service! 🇺🇸

[@hachyboy45769]

Thank for your service, man! 🫡🇺🇸 And congrats on your home!

[@dealerofgame]

A house won't define success

[@TripSoul10]

Amen. Quality of life has a higher valuation.

[@charleslavoie5402]

Yeah but renting sucks.

[@MikeyPaper]

Mmm... I dont think so... A house is a huge milestone and symbolizes prestige, if you can afford one. Owning a home speaks volumes about yourself. I think youre just trying to cope...

[@igot5onit423]

But it is your largest expanse that if knocked out frees up alot of money.

[@anonyghost7422]

No, but having a paid off property for your children to have IS success. It’s all about perspective.

[@BackUpTerry931]

My man is 5 years younger than me and he’s miles ahead of me financially. You’re not a failure what so ever sir. KEEP GOING!!!

[@lot2196]

I was a shop floor factory worker until i was 41. I got a chance to work on my companies switch to Oracle. I am now an Oracle Engineering Analyst/Developer. Making 3x the money. I never went to college.

[@a12mx]

Good shit. 💯💪🏾

[@Betapro461]

Ah, America 😎

[@magiala5577]

Nah, this dude is a troll trying to stroke his psycho-ego. The guy in the video is legit. This poster is just a clown.

[@allabouthegreen8586]

How tf do I do this 😮‍💨😮‍💨

[@magiala5577]

I saw my post was deleted. Nah seriously, this dude is full of crap. Factory floor pays good and you are not 3x by going to Oracle. You would definitely be in the 90k-120k, but definitely not 3x. Once again this is a troll.

[@jocmc]

Wow, John‘s mom‘s story is absolutely amazing!

[@tristananthony8198]

When he ended that call by giving him the 3 months of therapy for free I just cried man. The compassion.

[@Corkfish1]

I owned a house and hated it. I'm 65 and love my rental.

[@MyBrooklynLife718]

Why did you hate owning a house and why do you love your rental?

[@Corkfish1]

@@MyBrooklynLife718 I don't spend a lot of time at home and it seemed like something always needed to be repaired or maintained. I felt like I was a prisoner to it. My rental is great because my landlord has never raised my rent. It's cheaper than owning. I felt like my house was interfering with my life.

[@stevenporter863]

​@@silentnot4812 Sounds like you picked the wrong place to live or was the person who needed watching.

[@ykook7000]

Rentals are not guaranteed The amount of people who rent the same place for 8 or 10 yrs then get their nose out of joint when the landlord sells is astounding At 65 yrs old you would want shelter that's guaranteed

[@Corkfish1]

@@ykook7000 between stocks and 5% on cash I've made so much money that if my landlord kicks me out I'll just pay cash for a place.

[@hannahallen1799]

I feel this caller. I had such high hopes for home ownership, but I will definitely be closer to 35 before I'm able to buy a home.

[@KunchangLeeMusic]

Never heard about his mothers story man that’s amazing so inspiring

[@ilsevdg1194]

I'm crying. This struck a chord. I'm 45.

[@bigshotadventur18]

I'm 44 no house aswel

[@kenfromtheboonies]

This guy is more stable than any of the people I know who went through a divorce, lost their jobs, are single parents, etc. lol be thankful you still have a roof over your head.

[@asnboy1084]

I didn’t buy my first home until 38. I saved and worked hard all my life, I was able to purchase my first home all in cash in Orange County. Keep up with the struggle and one day you’ll be rewarded.

[@ryanp8205]

My gosh the marketing from mortgages in society runs deep!

[@missj5564]

I did not purchase my first home, a condo, until I was 42 years old, sold that and purchased a townhoms at 57 years old. You are never too old to pursue what you want. This guy is doing great.

[@lenaheart8103]

This was us. Made great income, but San Diego, CA is crazy expensive. Husband WFH since the pandemic started & so we made the move to Austin, TX & bought our dream home in a lake community & living a wonderful life. The kids don’t just roam the backyard, but it’s safe enough where they can roam the entire neighborhood w their friends. We are beyond grateful & blessed. Sometimes u gotta take the risk & take the leap to try out a new location.

[@radiotech3]

Dude, I am 37, still single no children and I was let go of my job and zero savings and zero dollars in the bank and I don't own a home but still I don't call myself a failure. I have more hope in life than this man.

[@hachyboy45769]

Main key is don’t compare yourself to others, every single person goes to their own pace 🫡

[@Chiefmane1]

You need to start saving immediately 30 years will be gone before you know it. Dont want to be 67 in the same position.

[@candy2325]

That’s not a flex. You need a savings dude.. that’s rough. You tried to make yourself feel better by saying that, but your situation needs immediate attention.

[@gjb1088]

Bro is killing it, no 2 ways about it

[@youngmulaf50]

I felt like that 4 years ago. I went to therapy. Since then God has blessed me with my wife (2 year anniversary 4/27), 2 sons, I went back to school and obtained my bachelor’s degree, now finishing up my master’s is Social Work. No we do not have a house yet but still working hard towards it. Everyday I Get to wake up and choose to be happy at where I am at in life while still working hard for our future

[@jbenz1990]

This is awesome man I’m really happy for you. It sounds like you went from defeat to victory. Stay blessed bro!

[@sputnik13]

Being home all the time is part of the problem. I worked remote for years, felt trapped and house felt smaller by the day. Going back to office in hybrid has been amazing for my mental health.

[@sarahcarrasco]

I was 32 when I bought my house. My parents were in their forties. There's no perfect time. 💙

[@wewhoareabouttodiesaluteyo9303]

I am 33, male, and I still have not bought a house. In fact, my parents bought the house I currently I live in, for me. How sad is that?!

[@hachyboy45769]

⁠no sad at all, man! I’m happy for you cause you have your parents supporting you, life can’t be perfect and easy all time. Prolly today’s like this, but tomorrow will be better! It’s not your fault houses are so expensive and most people don’t have the enough money to afford one.

[@wewhoareabouttodiesaluteyo9303]

@@hachyboy45769 Yeah, but (and I feel bad for writing this) a GAL was able to do it and a MALE was not able to. For some odd reason, we, males, are expected to outperform females. Maybe this will go away when full equality is achieved.

[@_davidturner]

I’m a new dad, I moved from Tampa to Santa Clara a few years ago and I’m thinking of purchasing a single family home there, but with real estate prices currently through the roof, is it still a good idea to buy a home or should I invest in stocks for now and just wait for a housing market correction? Looks like NVDA, TSMC and AMD are still strong buys.

[@clintscott3300]

it’s a personal decision, but according to Forbes, housing activities will remain stagnant for the most part of the year, so maybe hold off a little.

[@ivymaddison]

well you could put a downpayment on a home and as well diversify as much as you can into Ai and pharm. stocks like Pfizer and JnJ.

[@Javier_Rodri]

Certain Ai companies are rumoured to be overvalued and might cause a market correction, I’d suggest you go with a managed portfolio, but even those don’t perform so well, so it’s best you reach out to a proper fiduciary to guide you, that’s what works for my spouse and I making a whooping $738k in Q4 last year.

[@_davidturner]

I'm an art collector, this is not very new to me but has a nuance to it. Can you assist me? how do I find a fduciary

[@Javier_Rodri]

ooh great. *monica mary strigle* , you'll be in luck at this time of year to have a conversation. lady is hot topic in downtown manhattan and you must not be and accredited investor. Just browse.

[@izybate]

this great guy, husband and father of 3, who works in a great sector of the economy feels bad for not owning a house? at 35??? my friend you are doing great! you have a family which is the ultimate wealth and in a few years you will own your home if you so choose. Stay strong and keep up the good work! may God bless you!!!

[@danielpicha630]

Pretty much this. Its like the saying goes. Sometimes your ahead, sometimes your behind but the race is LONG. And in the end, you are only racing yourself.

[@LejunglerenardThejunglefox]

I’m 23 years old, paying off my student loans while in school (everyone from my parents to my academic advisors says I shouldn’t bother), I live in an apartment making 37K-40K a year as a Marine Reservist, HVAC apprentice, and Work-Study Student studying Mechanical Engineering Technology. The sacrifices I make now at my youth will pay dividends when I’m working full-time in my career field.

[@mikhailjohnson1670]

Bro you are in a good place....just stop comparing yourself

[@juanmartinez1337]

Got divorced at age 38. Left the mother of my children with the home we owned and everything in it. Started all over again and now I bought a home by myself and on track to pay it off in 6 years.

[@NovelNovelist]

What John said is so true and powerful! My mom went back and got her Masters in her 50s, and as a result now, at 40, I absolutely feel like it's not too late for me to pursue my Masters and beyond. Making big life improvements or personal development later in life can be such an incredible source of inspiration for children, including adult children. That's a great legacy to leave.

[@mizzshowbiz1]

I totally agree!

[@joseperez2003]

This guy is living the American dream...debt free and saving for a house

[@Mashfan6507]

Yup, that’s just a pipe dream for me

[@unfairsanic5089]

Thats me and my wifes plan

[@amireallythatgrumpy6508]

The American Dream died with JFK.

[@mrgilmore6953]

The dream is to have a home.

[@jbivphotography]

I'm in the same situation and feel the same as he does. The ideal and picture we've been shown of home ownership since we were born is a VERY strong one and even being out of debt, with an emergency fund, bills paid comfortably, beautiful happy children that vision of what we're "supposed to have" is hard to get rid of. I know EXACTLY how he feels and why as I'm currently still renting as well with a family of 7.

[@BV-Auto]

Having a 30+ year promissory note to a bank is NOT ownership. You just have the bank as your landlord.

[@djcoolrule]

Never define your existence on Earthly gains. I didn't buy my first house until after I finished my two decades plus career in the military. Purchasing a home isn't on the level of self worth as many on social media will state. Take care of your family and do better than your parents did for you. God bless and make the move to home ownership when the time is right not because the Jones' or the Smith's say so.

[@ilsevdg1194]

Well put!

[@GlennWD]

Dr John is the best!!! 👌 Love & respect from Australia 🇦🇺

[@lbdirtbag10]

This was me exactly. Purchased a house 2 years ago thinking it would fix things but all it did was create more stress. Agree with the last part of the call. There’s something else going on.

[@maximus0928]

I normally listen for entertainment purposes, but this clip was one of the more rewarding listening experiences on this show. I’m 35 and could understand the pressure we put on ourselves from what we think society puts on ourselves. I love the message they told him. Keep your head up and keep doing what’s best for your familia and your goals will fall into place. Got to stay the course.

[@motivationtovirtue]

Honestly needed to hear this message more than I thought. I was discouraged because I’m about to turn 30, no home, I lost the downpayment I’d been saving for 5 years, and my family and I are basically starting from scratch with no money and a single, below average income. Some days it’s hard for us to keep perspective on our lives. We are blessed in ways far beyond counting and God’s blessings are new and numerous every day! I have a wife, a son, and we are roofed and fed. An added blessing that I hadn’t given any attention to until now is that my son will get to see his dad work hard to provide, however little, while going through seminary. I can’t discount the impact that will have on him. God bless everyone else who is struggling! Your worth is far beyond your comprehension-completely separate from your net worth! Keep doing your best!

[@Shortballa11]

I don’t like the fact their answer is always work more. How about be content and spend time with your family. He is not in debt

[@melinda67]

Life is getting more and more expensive and if he fathered 3 kids he has responsibility to make sure they are set up for success. Less and less people can afford to be ‘content’ because in order for his kids to do well in life he has to help them a lot even beyond their childhood. Nobody will be able to afford a house or college 20 years from now. He has a remote chance at getting real estate, his kids won’t have that chance

[@Shortballa11]

@@melinda67 raising your kids with the right values and understanding is a better solution if we are talking about the kids. Raise them to not go in debt and choose careers wisely. This house thing for them is more of a status thing as told by the language he is using

[@melinda67]

@@Shortballa11 yes but there is going to be a time where values, great careers, no debt won’t cut it anymore. We’re seeing this in many countries in Europe where not even doctors or lawyers can buy homes anymore. So if you put kids into this world you have to be willing and able to set them up for success beyond that because we’re the last generation that is able to acquire some sort of wealth

[@Shortballa11]

@@melinda67 i don’t disagree with the wealth part. Bt i believe the values translate to building wealth. We have a generation of ppl that were brainwashed into believing taking out lifetime loans was a good choice. It’s good it’s not too late for this guy and his family. Bt everything is just material after that and shouldn’t sacrificed for time unless you rlly want it.

[@daminh9245]

I’m 34 and I feel the same way as this guy. I feel his pain.

[@elivasquez5976]

"Are you safe?" - John probably

[@EsiriE]

😂😂😂😂

[@mrs.carter4775]

Should we call 911 😂

[@cayleecheer]

😂😂

[@boston312]

Being debt free is more impressive than buying a home nowadays. Whats crazy is he can go into massive debt just buying a home only to foreclose on it depending on the economy.

[@luisvigo3777]

Damn. I really needed to hear this. Thank you caller.

[@puddinportals]

Hope you are doing ok!

[@mariaceja3190]

I feel that pain :/ you're not alone!!! But gotta keep going and not give up !

[@philochristos]

I'm 50, and I've never owned a house.

[@isabelbecerra9258]

I am jealous of this freedom!

[@adrian3747_]

@@isabelbecerra9258what do u mean? i have this mindset of not wanting to own a house due to not wanting to feel trapped with maintenance, costs etc. Do u feel the same.? i’m 33 now

[@mark1542]

@@adrian3747_maintenance cost how? Why not buy a new place?

[@recabitejehonadab2654]

Homeownership isn’t for everyone.

[@isabelbecerra9258]

@@adrian3747_ im not sure if this is meant for me or another isabel becerra. your question came up on my feed. to answer your question home purchase happens when it feels right and that may be at a different age for everybody. my friend sold her house after paying it off over 30 years. she is now 57 , renting and super happy with the freedom renting gives her.

[@cw48494]

I make $40k in SLC, am a homeowner (2016 purchase) and have 4 kids. There will always be SOME kind of mark you haven't hit, doesn't mean you're a failure.

[@firststar2]

This is why we all need a gratitude journal, we become so focused on what we don't have instead of what we have

[@ugabuga1361]

How can it be shameful? You need to be making 200k a year to afford a house here in San Diego. Not even a nice house either. My dad bought my first car for mid 20k 10 years ago. The same truck is 40k-45k now. What a joke

[@itchyisvegeta]

Friends and family are putting pressure on him to own a hoke before he is financially ready, and doesn't understand his plan and financial goals. I know cause I go through that every now and then since 2010. I'm 45, I still rent. But my net worth is more than most my friends and family members who own homes. Home or not, I'm freaking winning!

[@BigJohnM]

Didn't sound like his family putting any pressure on him. I think it's coming mainly from himself and possibly from some friends. He even said his kids are happy and that his wife is on board with the timeline it would take to start saving. It's all him I believe.

[@CivSki]

I’m 40 years old, single, no kids, house on the lake, and own 119 rental units. I like where I am but sometimes your situation seems better than mine. You need to think about that!

[@arkzyFn8]

You could sell him one of yours. Good grief why do you need so many?

[@Observer100-cn7gv]

Sounds stressful.

[@GeneneGuedry]

For someone who grew up in poverty and was never supported in my college education, the story about John D’s mom makes me cry. I’m graduating with my undergraduate degree on June 15th and plan to go to law school here soon!

[@underground9260]

He is right about Utah, it’s so expensive and housing is unaffordable even in the rural areas. In salt lake county, you can’t buy a decent house under 400K without having to put repairs to it.

[@abramsrob]

As someone who used to live in Utah, completely agree. Except I will say the renting is much more reasonable compared to the home prices.

[@roolyfe]

I wish I bought a house 🏡 even though I am in debt 💸! Prices are going up not down!

[@jimf937]

Odd that they're going up I think. I bet we'll have a chance to buy soon. The crash is coming (I think).

[@superblump87]

​@jimf937 what would cause a crash? There is still a housing shortage.

[@RJ-cv2uw]

​@@jimf937I've been hearing of a crash coming since 2021; don't hold your breath

[@BigJohnM]

In order for a crash to happen like the one in 2008 there has to be a lot of people foreclosing on homes. Since Banks have gotten a little smarter and are not giving loans out like candy. It's hard for me to see that there's a crash coming soon. There is a major house shortage and builders can't keep up with demand. I have seen a hundred homes get built last year and every single one of them are occupied. They're building another 200 homes down the road and there are people buying them already and they're not even built yet. The demand is real.

[@livingmybestlife365]

Crash or no crash, I’m not giving up my 2.50 interest rate no matter what the value is. I have a super low payment that’s a hedge against inflation. There’s a lot of people in my same position. There won’t be a crash. Worst case home prices may come down 5 to 10 percent. That’s no where near a crash when home prices have almost tripled over the years

[@danielkarczewski1803]

Amazing interview great job with compassion

[@spungebob2498]

I always had the tendency to compare myself with others. When I was in grad school with my wife, we could not afford any of the things people around us were doing. Even a nice vacation. It got to a point where I had to switch off from people and focus on ourselves. After graduation and getting good jobs things got much easier and things we thought were impossible we could afford easily. My advice would be to focus on yourselves and family and unbelievable things happen. If we chase what other people are doing at our age we would never be happy. focusing on ourselves gave us things which we would never have imagined in our wildest dreams.

[@Annalp789]

The housing market in Utah is crazy, especially around Salt Lake City. Like in many places of the country, there is a culture there of keeping up with the Jones also.

[@samanthalake5011]

YOU ARE NOT A LOSER, SIR!! YOU ARE WINNING.

[@beexiong9047]

He sounds like an amazing father. To even think of this is you are already pass most dad. Keep up the good work man. Keep your head up. You got this!

[@rabidgoon]

a lot of the people who claim to 'own' houses are actually in debt to the bank for their house and are what you'd describe as 'house poor'. the cultural pressure to buy houses is largely invented by the real estate industry and devlopers to rope people in to a liability that masquerades as an asset.

[@ykook7000]

They are mortgage owners

[@steveabrams4314]

Yes, but when you pay it off, it's yours, and then if you sell it, you get all your money back, and often, some profit versus renting you get nothing.

[@johndone8045]

With the price and rate now, not 35, even 45 without a house i am not surprised

[@RafaelHernandez-vt8fu]

Father to father. You’re rocking it my guy. Hats off to you

[@DylanHilliard1]

Just bought my first house at 37. He hasn't anything to be a shame of. Life happens. He has so many things going for him.

[@FrankS111]

“By 2030 you will own nothing and be happy” - WEF

[@ran-z5b]

This is exactly what Ramsey wants as well.

[@JP-qb3ny]

Yup, Larry Fink buying up all the homes

[@bovnycccoperalover3579]

Blackstone?

[@drblitz3092]

As long as I got video games, idc

[@Mashfan6507]

Yup, that’s the sad reality!

[@jasonleatherwood2172]

Im 38 way over extended myself at 25 years old bought a house i could not afford think god i didnt wait its paid off now and the irony is i could not get a loan to buy my house today if i wanted too it has foubles in value and doubled interest rates my income only went from 35-50k go figure

[@tomsawyer4857]

I get it man. Many of us are in the same exact spot. GL to all of us!

[@unlirise5479]

Yeah I think sometimes its the people around you. My parents always tells other people that my wife and I was a failure because I dont own a home since 2019. It made me feel bad most of those times. But by 2020, my wife and I left home and rented an apartment. And we flipped our finances around since. And we just bought a house, has 350k in retirement fund. Sometimes the people you expected to support and guide you were the ones discouraging you. If that is your circle, run!

[@djpuplex]

Sticks and bricks ain't everything.

[@BenUCLA]

I get it. He worked hard to become a software engineer with expectations of providing the American dream for his family. It has become out of reach in this economic environment. There are high income earners that made early sacrifices such has higher education that struggle with reality vs their expectations.

[@amireallythatgrumpy6508]

The American Dream died with JFK.

[@treyk2932]

This guy is doing great. S/O to all the new Dads out there. My son just turned 2 and I’m 34 on the same path this guy is doing. I’m rooting for him and all the new Dads out there! 🙏🏽 Sadly in NyC and it’s crazy expensive with here and the neighboring states

Wait... he's working from a small home while his 3 kids are also homeschooling from there. There's the problem. He probably just needs a bit of space for himself too.

[@samuelmorales7580]

I can hear just by the sound of his voice and his question he is a good father. His kids are lucky

[@manoftomorrow5987]

There is no way I wake up every morning and would call myself a failure. I’ve achieved a lot…but just being alive and healthy I’ll always have hope for a better future.

[@cindyd.7692]

You never know what the future holds for you. My family and I have been renting for many many years and I finally bought our first home just a few months ago (at the age of 29). I never would’ve imagined myself of ever owning a house given our family’s financial situation back then. Lo and behold fast forward 5 years I’m now a homeowner. There’s nothing shameful about not owning a house at certain age. The most important thing is to remind ourselves to be grateful for what we have now and to never lose hope for what we want to achieve.

[@steebreeotey]

Omg this title struck me bc some ppl will try to make you feel like a failure if this is your scenario but not everyone has the same priorities or circumstances. ❤

[@kaylean39]

Most people don’t own their homes. If you don’t own it FREE AND CLEAR, then that is the bank’s house. He’s doing just fine.

[@komradkookoo]

Even after that, the government still owns your home. Try not paying property tax and see what happens.

[@qjc2300]

Facts!

[@mcdreamy5004]

Exactly

[@ykook7000]

💯💯💯💯 They are mortgage owners

[@blackworldtraveler3711]

@@komradkookoo Why would anyone try not to pay property tax,utilities,insurance,etc. as a homeowner? All about choices. You can always rent and pay the landlord mortgage and property tax. Won’t be able to sell and clear $650k after taxes like I did last year with my rentals.

[@ayewanrice]

the part at the end was the most important part. he needs to talk to someone for sure. whats pictured as success or a nice quality of life doesnt always bring happiness to everyone.

[@TCR2025]

Yes! A massive one! Dave said the housing market is doing great so he should be buying a house today asap! Cause prices will only go up!

[@CurieBohr]

My great grandpa bought his house for 12k. Yes, homes only go up, with dips along the way. Fiat, by design, drives prices up, not down.

[@michaelhutchings6602]

@@CurieBohrIt’s not fiat. Housing costs rise because we a have a cataclysmic lack of housing supply.

[@JakeStewart1343]

​@@michaelhutchings6602We cry if the housing market crashes. We cry if homes skyrocket. Change is hard, but it's also one of the only guarantees in life. NOTHING STAYS THE SAME! 👍

[@russlea6383]

"Look in the mirror rather than at your neighbor." ~ Frank Sonnenberg

[@FredMaples]

I bought my house at 35 years old. I was in a rush and bought in a “rougher” neighborhood because I wanted to be a homeowner. Buying that house was probably the worst decision I’ve ever made. It’s been a big anchor. If I would have stayed renting my life would be better off. This guy has a good life

[@PassportBrosBusinessClass]

I made it a point to get my first house by the time I was 35. I ended up getting my second house before I was 40. Fortunately for me, I got both of these houses long before Covid hit, and the interest rates were forced upwards by Jerome Powell in 2021. I was able to get two smaller houses for less than $299,000 each. Now in 2024 either of my houses appreciated more than $500,000. There are developers and desperate homebuyers who would easily give me $600,000 if I wanted to sell. Here in New York City there are people who are spending over $5000 a month for apartments in Manhattan. There are people spending more than $3000 per month for apartments in Brooklyn. There are people spending more than $2000 a month for apartments in Queens. Either one of my houses has a mortgage lower than $2000 per month.

[@Baheieujlsksnen]

I'm a 35yo single woman working as a nurse. I need a husband and a beautiful family of my own. Omg 35 the same age as me😂 I'm a bit sad listening to him.

[@deepthinkerpoet]

After 10 years of renting and 5 years in a new state, I just purchased a small home just outside the city where I work and it has been a lot, but financially sound. No more rent increases and no more loud neighbors through the walls. Everyone is one a different time line. My coworker saved for 25 years to get to a modest home that she loves. Find what you want and go after it!

[@darayamayers5105]

Best episode yet

[@lknpk15]

I'm 35 with one kid and gotten out of debt twice (once from buying too much house and the other from falling victim to credit cards) and so I know the journey will be difficult, but I know it's possible that I'll be a homeowner one day once I save up and do it the right way

[@ONLY1KUDWE]

If anyone should feel like a failure, it's someone like me..35 years old, roommates, only one of my 5 siblings with no kids, got debt (working on clearing it), very little money saved. You're doing really well, dude. Keep up the good work. You're inspiring me to get there.

[@billthebutcher1309]

Im 36 I completely own one rental and have a mortgage on another. Nothing special about owning a home. I still feel like a failure. Other people probably think I’m doing great.

[@getinthespace7715]

I'm 40 and don't own a house. We were planning to move out of state but kept getting sucked back in with opportunities. Good problem to have. Been investing like crazy. We are financially moving now 6 years later... but our income is 4x higher. We are positioned better. We are renting in the new town again and the plan is to buy land and build a house in the nextvyear or 2. Houses are WAY overpriced. I can build a house for 40% the cost to buy, without factoring in high interest loans.

[@miketsypan5284]

this guy is a stud and just doesn't know it yet! you got this, Joshua!! if you'll happen to read this, stay encouraged, you're doing hell of a lot better than most.. and most importantly, find a way to Thank God for what you already have.

[@Flipper86]

I was over 40 before I bought my first home. I lived in a duplex for a decade. It was owned by a family friend and rent was really low. Why take on the responsibility of ownership?