I'm FINALLY Paying Off My Student Loans!!

[@FAROMEL67]

I hear you girl ! I have my student loans since 2011 and finally started snowball paying all my debt since 2016 and then AVALANCHE MODE since 2017 and now in 6 months I will finish my NAVIENT and TOYOTA so I can focus on paying off my home and to be free of debt in 2022 💪🙏😎

[@AdisCandra]

hi its the end of 2022, wondering how u r with your debt journey if u dont mind sharing!

[@thefuturemillionairebanddi4528]

Keep it up!!!!! Good for you!! I've been using the Dave Ramsey debt snowball to payoff $100k in under 4 years. Only $34k left, and I'm hoping to be done by December. I hear you on those student loans!!

[@jjbuckner]

Such a huge accomplishment and a weight lifted off your shoulders! Congrats to you and your future endeavors.

[@Kandibliss86]

I paid mine off last year 😩 such a relief

[@mx3805]

Love this! I put in about $8,000 in 2018 I only have $2,500 left for 2019. I’m going to put another $1,000 in January. I’m so close and so motivated to just save. Your videos really pushed me for 2019. #ihatestudentloans

[@MsAleshaMarie]

Congratulations!! That had to be such an amazing feeling!! I currently owe $33k to Navient and I feel so down in the dumps about it right now because I make little money and don’t have a whole lot to put towards my debt. Seeing your videos on budgeting and laying down debt definitely gives me that “light at the end of the tunnel” feeling. Thank you! 💕

[@r-evolve]

So happy for you!! I felt so weighed down by my debt a few months ago, before I started budgeting more seriously. I was so excited when I paid off one of my loans in full for 10k! I still have more to go, but I'm so motivated now!!

[@marthagaryerik]

You are amazing. Congratulations on paying off all your student loans. Don't forget to do something very nice for yourself once you save up a little bit of money you deserve it. Have a blessed day I love your videos

[@KatieDclark]

This is so amazing! You motivate me so much to pay off my student loans. I have $100k in student debt that I am going to start repaying using your methods and I am so excited.

[@kelseyarmstrong7796]

Your transparency is truly amazing! Thank you for showing how real and raw this is for us!

[@maribethheggarty5163]

Wow I had the biggest smile on my face when you hit submit and showed the paid in full screen!!! So happy for you!

[@DebtFreeMillennials]

Girl, LOVE this! I feel you on the student loan debt. It hung over my head as soon as I started getting those repayment notifications. I was only making $10/hour at that point and felt like I couldn't do what I wanted to as an adult. The BEST decision that I made for myself was to do everything in my power to get out of debt. And then I did it in 2.5 years on a $37k income. I can't wait to see you go all in with this goal! Be gentle, give yourself grace and you are gonna do incredible things!

[@nisuperman]

How much was your student loan if I may ask?

[@DebtFreeMillennials]

@@nisuperman $35,000 all of it was student loans

[@angelaplans]

I get it, my little 5k feels like a lot of weight on my shoulders even thought to others it's like change in their pocket. Running into you has really changed my perspective. I can't wait to be debt free.

[@amandahelton813]

Today I got my big commission check and bonus and finally paid off my car and 90% of my credit card. I’m am so excited to be consumer debt free in February. Next goal is to save up to start paying down my student loans once I graduate in 2020. I am so glad I found your channel last month! Also congratulations! This is huge!

[@kathyclark6854]

That’s how much my student loans are!! Amazing and congratulations!!

[@PositiveChanges71]

Congratulations, Miko!!! Thanks for the inspiration. I've just paid my first extra payment toward my student debt. I'm excited to be on this debt kicking journey!

[@PositiveChanges71]

@@thebudgetmom One more thing to add... I just got the call that the transfer I put on for at my job came through and I will be working more hours. I plan on sticking to our current lowers budget and throwing all the extra $ toward debt and savings.

[@dixiegirl999]

I think I was almost as excited as you were watching you pay those loans in full. So proud & excited for you. Congrats.

[@almarosa154]

omg you are honestly making me cry right know..i am you frm a year ago. i owe 11k on student loans. i have been on rehab programs, income restriction program anything everyhing they have...according to these ppl i am scheduled to pay loans 2027. uhm..nope. i dnt thnk so..i am on a plan to finish the end of this year. i am currently looking for a 2nd job to bring in more income and pay everything off. just before your video came out i was stressing, talking to god...asking for guidance. then your video comes up and well you have me in tears...thank you for sharing. congrats!!!!!

[@curlyred9032]

This is awesome. I didn’t know you could choose to pay off certain loans when you wanted to. This is great to know! Once credit cards are paid off student loans are next.

[@pri.sci.lla.]

This makes me so grateful that I am graduating without debt and with a decent amount saved up.

[@freelightdaisythomasina9565]

Congrats! I have a similar story. In college I took the maximum loans each semester and have about 50,000 in debt. I will be just as emotional when I get mine paid off!

[@SustacheRealEstate]

so great, I have about $139,000 left...gotta keep going!

[@PinkZombie1987]

I only have $3,400 left down from $22,500... I of course had dental work pop up, but I am SO CLOSE.

[@PinkZombie1987]

I'm down to $998 now 😁

[@SustacheRealEstate]

@@PinkZombie1987 wow congrats, you probably paid if off by now!

[@mzhanez6691]

OMG...Congratulations...that is so AWESOME!!....my student loan debt is Almost twice your amount and I am also in a income based repayment plan and also a Public Service Forgiveness program. I am working off my smaller debts so I can too put everything towards my student loan debt....this video was so inspiring!!! Great Job!!

[@aliciabrink7127]

Wow that's amazing!! Good for you!!! Congrats!!

[@GladysPerrin]

CONGRATULATIONS! Thanks for sharing. You provide hope! I just paid off a credit card with 12.65% interest and I'm still rejoicing. I'm cheering you on. Yeah you!!!

[@Allison-xs4vb]

Amazing! Congrats! You have been so helpful to me, I cannot thank you enough.

[@amandamcavoy7327]

I found you last month.. I have spent that four weeks working through the steps, tweaking it and revising my budget over and over for the first check (THIS Friday) and I’m so stoked yet nervous. This is by far my favorite video from you because I’m looking so forward to feeling how you so clearly feel in this video. Thank you for this.. much needed today 💕 thanks for the #inspiration

[@shannoncaballero3485]

Oh my goodness! I can’t wait for this day!! You are so inspiring!!

[@MissEdaQueenB]

Congratulations! I can only imagine the weight that has been lifted off your shoulders the moment you received that confirmation message, I too am working towards paying off student loans and seeing someone else reach that goal is extremely inspiring and motivational.

[@jennasue922]

Congrats 🎉!!! I have a looooong way to go with mine but it's very motivating when you see someone else in similar shoes (spending the money they didn't need) pay off their debt. Keep up the good work!!! I just started watching your channel and love it!

[@kimdouglas7477]

Omg!! I feel ya girl!! I’m just now starting my journey to get them paid. Thanks for the inspiration!!! Thanks also for being so real, open and transparent!! Blessings!!!

[@kacichurch631]

Wow!!!!!! Soooo exciting!!! So happy for you girl!! 🥰 Can’t wait to be able to do this myself!!!

[@jackieb6778]

This was so amazing to watch! Congratulations on paying off your student loan!! Currently working on paying mine off.

[@marshah6399]

I am so proud of you! You are living like no one else, so that later you can give and live like no one else. I just cleared out my savings yesterday to pay off my unsubsidized student debt in full! It gave me such a huge motivation to move forward to paying off the rest.

[@dorothydrakeford2890]

That is awesome, congratulations!! I am very motivated, thank you for sharing!!!

[@TheOutdoorsyMama]

I worked so hard while I was in college to pay out pocket and not have loans. However, my husband had student loans when we got married. I have taken them on as if they were mine and you are so right, even though we are fortunate that we are not in the hundreds it still weighs so heavy on our lives, specially living in California where everything is so expensive. We are starting the snow ball debt payoff again this year. Congratulations!!! I’m glad I found you on KZbin

[@dr.mommybudgets3127]

I can’t wait to get to that point in my debt freedom journey!!!! I have a llllaaaarrrrggggeeee amount of student loans but I will get them paid! Great job and keep it going!

[@spinstermahone3050]

Dr. Mommy Talk to Mark... +1, 408 444 7127 he helped me payoff my cc debt and loans all in total of $39,650 for free and I make at least $1500 with his help through my cc , am sure he will be glad to help you just he did for me. He has really changed my life

[@mmartinezmatavaladez251]

I just paid the car off in December 2018! I was cry and dancing 💃🏻 “other bites the dust by Queen🥳😭🍾

[@brittanylong6558]

Thank you for posting this. So inspirational! Congratulations!

[@katiem3892]

Congrats on paying off your student loans!!! I have Navient for my student loans and it has been a nightmare dealing with them! I can't wait for the day mine are paid off but at $53k, that will be awhile!

[@RenatoStuparic]

Congratulations!!! Well done!

[@melindabanning7707]

Yay!! I just looked at my student loans and I have two paid off. Seeing that zero balance is wonderful!

[@Hollows86]

Congratulations that is so awesome! You are truly inspiring and motivational💜

[@amandamunch82]

I completely understand. I always wanted my Doctorate but because of loans. I stopped and I dont want this loan hanging over my head. It is haunting. It is unfortunate for the events in the world right now, I am thankful for student loan cares act and suspension of interest. I am very slowly getting it down. Congrats to you. I can not wait for the feeling your having at the moment of this video.

[@monicar9819]

Girl I watched this video in 2019 and I cried with you, I am watching this today again minutes before paying my 31k fedloan because I could relate so much to you and this! I had the help of a loan through our home refinancing at a low interest but still feel so dang emotional about getting rid off that 'dark cloud'.

[@vanessazavala8883]

Congratulations!!

[@jennmia]

That must feel amazing! Very Inspiring !

[@edithmolina9526]

Congratulations 🎊🍾🎉 omg can’t wait to have that feeling

[@pretty_brownnn5855]

Good job!!

[@Liale2011]

This video was very helpful! I ow Navient 281k and I will be done in 14 months flat. I am pumped.

[@judithmunoz3449]

So proud of you!!

[@siluna2654]

Yay! 🙌 Congratulations!!!!!

[@thomaschew2191]

Love this video!

[@Flgirl7777]

Amazing. Congratulations 🎉🎉

[@gladysaviles8610]

You go girl. I have a student loan debt and you just motivated me. Woohoo.

[@terryrodbourn2793]

I paid off a $30,000 dept by going into the service with LRP (Loan Repayment Program - Just think the GI Bill in reverse)!

[@pollydolly9723]

That was awesome to watch! 🎉

[@safiyyahlogan7249]

I know this is old but I was screaming when you hit submit lol

[@murielpitts2301]

Congratulations!🍾🎈🎊🎉

[@lindamorris6602]

This is an amazing story! thank you so much for sharing your journey. I feel like I will never be done paying off my loans ( from my masters degree by the way). Congrats!

[@teerazz7277]

That’s awesome congrats on freeing yourself from that student loan debt.

[@Ms.MD7]

Congratulations :) it feels so good to do it.

[@CEDL4072]

I paid mine off last January after exactly 10 years 😊 Never again lol.

[@crystalgale15]

Congratulations! 😊

[@29637mramirez]

Congratulations! Thank you for being an inspiration to all of us.😊

[@melissataulbee2048]

So so happy for you!

[@mariannedressler6784]

Good for you! Congratulations 🎈🎉. YOU DID IT!!!

[@Melanie.8888]

Your very inspiring merry early Christmas

[@milkmoneycottage5439]

Congratulations!! 🎊🎈 YOU ROCK!!!!!!

[@ALXSSA]

This was such a cute video! I'm so happy for you, my student loans are about the same amount and I can't wait for this feeling! :D

[@tkgirl9420]

So for a car payment for my debt if I want to pay over I pay to the principle?

[@teknotoy]

Congrats!!!!!!!

[@lin084]

So cool! I'm sure Navient doesn't want the "pay off" button, since they are making so much $$ off of us! Such a big balance to pay off! Good job!!

[@Budgetforsuccess]

I’m in my Master’s program and I already have about $57,000 no idea what I’ll have after I graduate but I’ll be making a plan on how to pay it off faster.

[@kuljitgrewal4362]

Congratulations!!!

[@naomim.1797]

Congrats, sooo inspiring!

[@altaneri6980]

Congratulations! The sacrifice is worth being free.

[@kasialeparska2480]

Omg!!! You just took the words right out of my mouth!!! I’m a career RN for the last 26 years, I have my Bachelor degree in nursing (that loan is paid off); but then I started working on my Master’s degree in nursing, (something that I always wanted to have); but unfortunately half way through my education, “life happened”, and I had to stop....!😳😞 That was a few years ago, I never went back to finish the degree, even though I thought about it a lot... And here’s a VERY unpleasant thing that I’m left with-a HUGE student loan that I have to pay off, and NO degree to show for it.... I thought about the “why” getting the MSN, and came to conclusion that I don’t really need it, because I LOVE bedside nursing (Labor&Delivery) and I am making great money. I am not interested in management or being a nursing educator, soooo.... it’s not making any sense to continue through with graduate education. I’m just very sad that I have to pay this huge loan, with no degree to show for it....😖🤢😫

[@kathymchale6053]

you go girl....my loans are still there.....2 more years to go

[@babyface2b]

Proud of you.

[@martavillanueva1062]

Saving makes everything easy instead of the other way around.

[@martavillanueva1062]

Budget Mom, Your video taught me how to make a payment on the princip by myself electronically. I always called it in.

[@annekimberleight]

Congratulations beautiful! Keep going girl! You are amazing ❤️💕

[@Latoshajsinspiration]

Congratulations Ms. Kumiko!!! I understand what you mean about is getting more debt for a higher degree worth it. In some cases it is not worth it. You made the right decision. So,now you paid off your student loans and your car loan? I believe you keep mentioning you have no more debt now in current videos. Thanks for sharing. It gives me hope that I will get there soon. Have a great Thursday!

[@jenniferrichard9644]

Congratulations!

[@couturechiquita]

Congratulations 🎊🎈🍾🎉!! Huge relief!! 😁✨✨✨

[@thecruzlife6246]

awesome mama !! Been following you on Instagram ! ❤️ I’m on baby step 2 myself !!

[@jasmineg2503]

This is amazing!

[@silviacerda8042]

I’m so happy for you 😊🙏

[@cynthiasandoval6273]

Love this

[@Purpleharts]

Wow I would feel so sad and happy at the same time. I would be crying happy tears when it 0 balance. Congratulations

[@BeccaSanborn]

Did you end up having to pay extra on interest? Normally on your final payment you have to request for a payoff quote.

[@michellereed8696]

congratulations!

[@HeyitsRice]

Now that you’ve payed off your student loans. Do you have any future plans to get your masters degree? Even if you have to save until you have enough to pay upfront.

[@Melanie.8888]

Congrats

[@loveandjoy810]

Congrats!

[@shannonjohnson4314]

Your story sounds somewhat like mine and it’s motivating to see someone who has sacrificed to get rid of student loans.

[@gabbyv2228]

How did you make the payoff trackers on your wall? Are they on your website?

[@bevkrueger1752]

Yes, I want to know too I love those!

[@Floridiansince94]

Beautiful!!!!

[@kyashasmiles9985]

U go girl

[@dshondarj]

Awesome!!