I’m Getting a Huge Inheritance From a Dad I Didn’t Know I Had

[@Gannicus-USA]

My dad is awesome! He’s sick with cancer and still trying to see what he can do for us. Anything to make our lives easier. He was always present growing up and spent every penny on my mom and my siblings and I. I hope to emulate him as a parent!

[@V.stones]

I can’t even imagine what you’re going through.

[@Jonesmatsunaga]

Yeah, it’s a significant amount-enough to change my life. But honestly, it’s also bringing up a lot of mixed feelings. I didn’t know him, and now I have this huge responsibility on my hands.

[@roseyfischer]

That’s heavy. It’s not just about the money; it’s everything that comes with it.

[@Bigwilli123]

I think he is scared of making the wrong decision and losing it all.

[@Larry1-pl2wq]

That’s understandable. Inheriting money can be a blessing, but it can also be a huge responsibility. It might help to talk to someone who can guide you through this, like a financial advisor.

[@Kseniaramesh]

​@@Larry1-pl2wqI’ve thought about that, but I’ve never worked with an advisor before. I don’t even know where to start.

[@davesrvchannel4717]

If there is/was a guy in your life that you “thought” was your dad. Go spend some time with that guy. If he’s struggling financially, help him. Whatever love that guy needs, give him some love. That guy for 31 years filled the role as dad. He’s hurting right now. Let him know that DNA doesn’t make father and son, love and connection does

[@mikefannon6994]

Absolutely! I'm surprised they didn't ask about this.

[@pitbull7885]

I would definitely hire an attorney to look over all the paperwork. I agree with Dr John!

[@deb9806]

yes and no Ramsey pros, I hear too much flak with them. Get someone used to dealing with rich clients. Get recs

[@genxx2724]

I would also have an attorney review it, put John has an itchy trigger finger. Obviously the man and his advisors knew what they were doing. It would be stupid to sell the holdings. That would be a taxable event. It’s a good thing the father left his attorney in charge as trustee. If it ain’t broke, don’t fix it.

[@beanburritozz3044]

@@genxx2724 It would be stupid to trust a "trustee" that you've never met, manage your money

[@ronhall5395]

Get an independent lawyer. Talk with Ramsey pros if you like, but run everything thru your lawyer. Don't trust anyone. There is no hurry, but have this reviewed thoroughly within about six months. Assuming the trust is solid and unbreakable, get help with your finances. $250K is nice but can go fast if you don't have a plan in place. When my Father inlaw passed he left a lot of assets all over the place in a trust split four ways. The other three kids sold everything off. Took the cash,and ran. My wife asked my opinion. I suggested she keep her shares in place. The insurance monies were all.paid out on cash. Plenty to keep us flush in cash and have enough to invest. The securities were all part of his IRA accounts so we kept them. They were paying a healthy interest and we just had taxes on the RMD. Today,9 yrs later, we have the full.amount of the inheritance still intact except some home improvements we.did. This young man needs to understand what sort of money he inherited..ido wonder if this man was married and had a whole Separate family.i hope not. If so this could get messy.

[@EliteEdgeK]

“That’s a dead giveaway.” I see what you did there 😂

[@stephengamber7000]

Ha! Indeed!

[@mgee1723]

Good one!

[@Ella-Bella2024]

George was quick with that one. Drum roll please!

[@PierceTrey]

I was wondering if he said "That's a Dad giveaway" 😆

[@takigan]

@@PierceTrey Yeah, I heard "That's a DAD giveaway" as well, which is even funnier

[@Rashaadthegr8]

Im trying be more postive but NO MAN is sending you random bday gifts unless hes been with your mom or trying be with your mom again. Most people have their own kids to worry about.

[@fire12731]

Yes

[@dcambitionz2054]

Facts

[@kbanghart]

Why capitalize man?

[@Rashaadthegr8]

@@kbanghart The key phrase was: NO MAN!

[@kbanghart]

@@Rashaadthegr8 Yes, why is it capitalized?

[@commonabond]

This guy is getting 10 million dollars but never going to be able to meet his dad. Bittersweet.

[@dudeorduuude5211]

But he called the guy a "family friend" and the guy sent him birthday cards. So sounds like they did meet, but the link wasn't made apparent to the caller.

[@JustinCase780]

@@dudeorduuude5211 But he did recall that everytime he visited Mom was a new person singing Sound of Music songs and dancing.

[@girlygirl1890]

@@dudeorduuude5211 He said he asked his mom over the years who he was and the mom would just "brush it off.". Bad mom. I'd be angry at her.

[@raymond_sycamore]

Not at all. Take the money and fucking RUN.

[@derekrice5203]

That’s more than most deadbeat dads leave behind. I’m sure there’s more to the story.

[@Forevermiraj]

He definitely needs someone he can trust that will handle the affairs in his best interests his life is about to change ❤best of luck to him

[@Genesis12nivana]

You were worth having a dad around!, said every dad.

[@nildabridgeman8104]

Not mine.. my father committed suicide when I was 3. He was doing heroin at the time & he & his girlfriend began fighting. He shot her in the face & rather than face the cops he committed suicide. My mother hid the information from me. His sister told me. The girlfriend is still alive today

[@kelleep535]

It's very clear that there is a lack of knowledge of how trusts work. You don't inherit a trust, they are named beneficiaries. One of the many points of a trust is to bypass the inheritance process (probate, etc) and to create protection from liability.

[@rizon72]

But its not always easy. I know, went through this with my dad. One account with stocks took forever to get moved over. Took two years, more than any other account. And government is trying to find a way to close this for taxes.

[@sphinx1017]

I'm thrilled for this guy! Life doesn't normally hand out gifts like this.

[@johnsradios484]

Mom did a terrible thing to you son! As some point she should have come clean.

[@katiejon17]

Glad you caught that too. This man was clearly trying to find a way into his son’s life, and mom prevented it and lied. Until this man dies and now mom is motivated by millions of dollars... but she has to finally tell her son. I’m not sure I’d be keeping that woman in my life at all.

[@dudewhathappenedtomycountr9099]

Wrong. They were protecting the son. That money wasn't clean.

[@Joce123]

​​@dudewhathappenedtomycountr9099 Maybe I think that the idea of him getting his own attorney is good.

[@dawnpage11]

Same thing happened to me . I felt betrayal from my mother and my father hated me. I never new why until he passed away.

[@workwork9213]

AND....WHAT ABOUT THE FATHERS ACTIONS!!!! So you believe only the maternal parent is wrong in not stepping up telling the truth. She raised this child. Everyday of his life ...his mother took care of him. Loved him. Raised this baby into adulthood. Mom did nothing wrong. MOM DID IT ALL. The father knew about him..said nothing. Rephrase your comment please. I'll do it for you. ..........Dad did a terrible thing to his son. At some point he should have come clean. YHERE I FIXED YOUR COMMENT.

[@debbiebasche5337]

Im $300 behind in my rent but still feel happy for this guy..Micheal, use your money for good and don't forget that man that raised you...Best Wishes

[@Blittsplitt5]

Please don't blame the father without having more information. Thanks

[@luwiesgirl]

Exactly!

[@briankowald6465]

For 10 mil, I’d give a heck of a eulogy.

[@erika-bf]

😂

[@spektred]

😂

[@sandraeastern9720]

But he didn’t know the bloke.

[@Logistics_Sandar]

@@sandraeastern9720it’s 10 million dollars though…. Does it matter if you didn’t know the guy?

[@sabrinahernandez5425]

😁

[@samyish]

Went from thinking his dad was a good guy to John forcing him to have trauma of his dad being bad in just a couple seconds. He wasn't bothered by this. Let the man be happy!

[@sharonb519]

He does this all the time! He plants seeds that aren’t there and it’s so upsetting to me! 😭😭😭

[@maximusdecimusmeridius5438]

John’s positioning to be the kids therapist 😂

[@JosiahK555]

If John can't find trauma, he'll try to make sure he ends the call by giving it to you.

[@mikederucki]

Creating victimhood is Johns job security.

[@marcusarelius]

Any normal person who finds out a truth like this after 3 decades of life would be in shell shock mode. Maybe even denial for a while. You have to be slapped in the face to wake up to your reality which is exactly what John is doing. Luckily, this guy has a lot of gold at the end of the rainbow but still, his ability to trust others has got to be shaken by this

[@lisahinkofer2085]

Wow. This is going to be one hell of a head trip. Take it one day at a time. I wish you goodness and love

[@irvinsanta]

I would still choose time with my dad over the money. He taught me how to be a man

[@kbanghart]

So he taught you how to not vote for people like Trump?

[@katiejon17]

Sounds like the father tried and mom prevented it. This caller’s mother is a real treat.

[@gamatoutsikos]

​@@katiejon17 I'm not sure if that was the case she would also be getting half

[@katiejon17]

@@gamatoutsikos caller said mom is also inheriting the money - so, yes.

[@gamatoutsikos]

@@katiejon17 the point I'm trying to make is if the father tried and the mother prevented the father from seeing the son she probably wouldn't be getting any of the inheritance. We are all making assumptions here but it is clear

[@sminthian]

That's the opposite of what I would have told him, everything is different. Don't let the money rule your life, money is there to help you, not be an inconvenience. Just calm down and do nothing for a while.

[@robertscheinost179]

The guy needs a good lawyer ASAP just to make sure the slime is held at bay and to keep the creeps locked away and don't sneak out of the woodwork they are hiding in. That kind of money brings out the worst of the worst.

[@nickstark8479]

Also, I understand his reaction to recomend getting a lawyer to make sure he has access to "his" money.... But if I was the dad, I would also make preparations to ensure my heirs could not blow my years of hard work of wealth accumulation in a few months 😅 Starting at half a mil a year for life - plus increasing dividend payments - seems more than enough for most.

[@rizon72]

I'd also say do not suddenly start buying a lot of things either.

[@mhodge0890]

Congratulations dude you’re officially rich 🙌🏿👏🏿

[@c.edales740]

Right I wouldn’t care about anything right now thank my money

[@katiejon17]

His mother just sounds horrible. She knew this whole time that her “friend” was his father. His father clearly wanted to be his father, and tried to be a part of his life. This woman kept this father and son apart... until she had her chance to get her hands on millions to come clean. What a horrible woman.

[@MaxGrey03]

Wait, John mentions that this guy did not fight for his son and that the caller deserved to have a Dad. There was never any mention about whether or not his mother was married (to a man that this caller thought was his real dad). That is the question that I wonder about.

[@craigroffman]

Typical Maloney answer. Not curious about the circumstances or context. Just blame the dad.

[@mindyl5990]

I am left questioning something…..why did the dad send cards throughout the years if he was this very bad guy who wanted no relationship? Bcs many of those men would not even send a card or remember birthdays….all for their mother to tell the kid it was from some random dude yet. Maybe it’s all true but something seems flawed to me

[@mhodge0890]

John is a simp

[@jimmymcgill6778]

For all we know. The guy could have been a gangster. And he didn't want his way of life to be around him.

[@benreilly595]

@@jimmymcgill6778talk about a protector

[@KSMO1031]

When my dad passed he had $500 to his name. That was the best gift that he could have given me. No debt, no drama. I have a relative that is worth millions and I'll eventually get it willed to me. I personally don't need it and don't want it. I would rather have a relationship with that relative vs. their money.

[@joeradino1062]

make sure this isn't a scam

[@genxx2724]

How wonderful of the man to leave the money to them. He did not have to do that.

[@monty3335]

Yeah they said he was bad but I think the mother is the true culprit!

[@a32tl]

I sure wish they would let the guy talk instead of constantly interrupting him. He never could ask his question because they kept talking over him and presuming details about the situation.

[@MsPinkwolf]

Right. They were more concerned about the guy not being there, which I don't believe was even an issue for him. He called about financial advice. 🤦‍♀️

[@itscarmine]

Bingo. John is a weird weird dude. He turns nearly every call into this type of soap opera fantasy in his mind. They need to keep him off the financial shows.

[@clarifyingquestions]

Wow that is a very well thought out trust -enough to help him every year but not ruin his life and doesnt get the full amount until 60. Well done, Dad!!!!!!!!

[@queen.kristal8395]

i said the same thing he is more than likely will spend all of it in a couple years

[@stevedunne1571]

No, the lawyer gets to pull a certain percentage every year he manages it. The lawyer is VERY motivated to not disburse the money but “manage” it for this guy and have a new second salary.

[@Brianna_Little_Apple_Mama]

Don’t you think he’d rather have known his dad instead?

[@thebeegood1731]

Calling him a dad is a bit generous. And saying “well done” for throwing money at the son he didn’t want after he dies and can’t spend it himself is VERY generous.

[@TonyCox1351]

@@Brianna_Little_Apple_Mamaid much rather have a dad than a million dollars, although maybe not if my dad was some neighbor down the street…I’m viewing through the lens of having a regular wholesome dad lol

[@Jim_Curtis]

His mom's cheating resulted in the son getting rich. How confused this guy must be finding out the truth about his mom.

[@mhodge0890]

Why give the mom money is what I’m trying to understand

[@JustinCase780]

​@@mhodge0890Because the Mom was the rich guy's love.

[@ceciliapetrowsky2572]

Um, did you watch to the end? She got pregnant and he said I’m out of here.

[@Lugnut64052]

How do we know there was ever a dad in the house? How do we know either one of them was married at the time? Yeah, the biological dad left her high and dry, but there's a lot of stuff we don't know.

[@davidlloyd1526]

@@ceciliapetrowsky2572 What was his side ofthat story, though?

[@Mr_Fairdale]

Really unfair of John to say the dad is a "bad man." I say this as a kid who also didn't have a dad growing up. My father, was like most people, flawed. Good or bad is too simplistic and not very helpful. Another swing a miss by the Doc.

[@laundrygoddess4]

It's different if the guy didn't know he was the dad. This guy did. The fact that he didn't want a real relationship doesn't make him a good person

[@jacobg8640]

​@@laundrygoddess4 How do you know he didn't want a relationship with his kid? It could have been the mom's decision.

[@laundrygoddess4]

@@jacobg8640 a real dad fights it in court if they want one. That's how.

[@jacobg8640]

@@laundrygoddess4 Ah yes because courts are known for granting custody to the deserving parent instead of the mother 80% of the time.

[@megalodon1726]

My take: the mom was married and had an affair with the millionaire. He didn't go to court and fight for custody or visitation because he didn't really know if was the father, and it would have blown up the mom's marriage and she wanted him to keep the affair a secret.

[@michelpierre3153]

*The amazing skills of real estate are that it help keep the family, aid financial support, and can serve as a retirement tool when retired. It's passive income which rewards hard work and patience*

[@henrymartino4283]

It’s the same talk everywhere but no one is saying how to get started?

[@michelpierre3153]

I work with a *Financial adviser;*

[@michelpierre3153]

*Donald Nathan Scott.*

[@henrymartino4283]

How do I reach him ;

[@michelpierre3153]

You can reach him by searching this names 👇

[@mhodge0890]

I wish I inherited that much from a father I never knew I had 😂

[@sharonb519]

For real 💯

[@c.edales740]

No joke . I’m here fantasizing I have one of him.

[@bryannorris3976]

No joke 💯

[@lovingcareheatingandair6794]

I’LL TAKE MY FATHER, NO AMOUNT OF MONEY CAN REPLACE HIS GUIDANCE, WISDOM AND LOVE.

[@izgil7541]

I'm surprised Deloney didn't ask the caller if he's safe.

[@Wyo2Wis]

Give it a rest.

[@mjj8560]

​@@Wyo2WisAre you safe

[@carolineb7796]

@@mjj8560😂

[@michaelweyenberg6238]

He can use the multi-million dollar windfall on therapy now. For the trama he didn't know he had.

[@terriesmith2616]

@@michaelweyenberg6238 🤣😅😆Lmao. The trauma seed that Delony planted in his head.

[@jainansankalia1026]

I'm glad Dr. Delony was one of the hosts on that call to give permission to that caller to take a moment and grieve his whole life being different; for better and worse.

[@ruthirwin8222]

Hes right the guy needs someone in his corner

[@jtcr4199]

Grow up.

[@deb9806]

And don't tell potential girlfriends at all.

[@genxx2724]

🤣

[@domcfd]

For 7 million dollars I could carless if he was my dad or not 😂😂

[@benreilly595]

Uep

[@reese85]

For real and thank u for the money

[@firefly9838]

Dude I would go through or do so much worse for 7 mil

[@penguin12902]

I pray my daughters never grow up wishing they could trade our relationship and their childhood memories for money.

[@reese85]

@penguin12902 I have 3 daughters and I wouldn’t want that as well but in this situation! What memories or relationship is he trading in for money? His mom still doesn’t even kno if that’s he’s real dad or not, so in this case. Thank u for the money stranger

[@drewbaker5364]

This would be a good John Delony show call. That's a lot to take in although a blessing at the same time.

[@philjenkins1138]

If someone gave me 10 million, I’d give them the best send off of all time

[@mhodge0890]

Facts

[@zerafians8145]

My ""father"" left my mom because he wasnt ready to raise a child, at 29. Im almost 40 now and never met him. If he died and left me money, Id spend as little money possible putting him in the ground. I wasnt worth his time and now hes not worth my money AND time.

[@rudistorm3348]

@@zerafians8145 I totally agree.

[@joannaa.5101]

​@zerafians8145 I would do Weekend at Bernie's in the form of a wake.

[@thebeegood1731]

I’d give him a send off that matches the role he played in my life…bare minimum.

[@marlindapeacock2130]

john saying the man was not a good man without knowing anything, is not right, why did the mom not say anything, that is more suspicious.

[@sidwhiting665]

I 100% agree with John about this. The man had a son, then all but abandoned him, yet kept playing weird shadow games for decades. Sounds like he many have had some kind of psychological disorder at best...

[@southerncali88]

Because he knew too…. Or he wouldn’t be sending him birthday cards every year ….or list him as his son on his trust 😂

[@pattersonellen]

Exactly. His mim sems to be the problem with disinformation possibly?

[@JoeRNNE1]

Agreed. How does telling the caller that do anything to help him? If anything, it will just make him feel confused and uncertain. I'd say the sensible thing to tell him is that what has happened is unusual, but we cannot go back in time and change what happened (including the father's decision not to be involved in the caller's life). So, let's move forward and do what we can to protect, and possibly grow, the money which the caller will receive.

[@katiejon17]

Yup. This man tried to get into his son’s life, but the mother lied and prevented it. And her motivation to come clean now? Well millions of dollars... but her money’s connected to her son’s inheritance. This man’s dying wish was for his son to know he had a father. John is a very dangerous addition to Ramsey Solution - I wonder if he’s a narcissist. He tells people these drastic “truths” about scenarios he doesn’t know any details about.

[@pistachiosandpopcorn7146]

John is dead wrong here. The man left him and his mom money…the mom that you know probably didn’t even want him. Yeah that man was a good man. Not every dad is perfect. And a lot of men end up not involved in their kids lives except if they are needed. I had two parents and I have no kids so no…I am not coping in any way. I just think you don’t spit on a father that sets you up financially for life.

[@penelope5500]

I agree. I think John was out of line to just make a flat statement that he was not a good man. Lots of complicated issues in there. In the end he left his kid his money.

[@susanedghill609]

@@penelope5500 and apparently tried to have contact through sending birthday cards.......at least for a while it seems

[@KathleenMcNe]

I agree. And who knows what the actual circumstances are. The caller certainly can't rely on his mother to be truthful with him.

[@aitinsights]

the father didnt want to stick around , didnt you hear that? women just cant up and leave a child but men do it all the time

[@TinyCricket89]

@@aitinsightsyes they can. In fact, if they don’t want a child in the first place they have 3 options that men don’t: Adoption, Moses laws and abortion.

[@swannyriver75]

Mama was more than just a friend 😂😂😂

[@briand.5321]

“You’re worth having a dad” I never had one, hits home

[@2009Holleywood]

At least his dad left him in a better position. My estranged dad left me and my sister in debt as next of kin.

[@SalisburySnake]

That's not how debt works in the USA. You can't inherit it, unless you're trying to keep the item the debt is attached to.

[@2009Holleywood]

@@SalisburySnake When you have to pay for his burial because he didn't have enough insurance then you are stuck with his debt. In fact my father hurt himself and L.A. county charged us to remove him from his car and storing his body.

[@dudewhathappenedtomycountr9099]

@@2009Holleywood Whoa! That is hardcore. Sucks you had to go through that. Well wishes to you and your sister.

[@TMPS93]

Im the same age as this guy and if I woke up tomorrow to this my life would be shattered. Kudos to him for keeping it together

[@reese85]

Why would it be shattered? A dad you never knew or meant left you millions, thank you

[@Blittsplitt5]

Shattered?

[@Lemariecooper]

Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

[@jessicasquire]

Just ''buy the dip'' man. In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder.

[@Erikkurilla01]

The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market.

[@Erikkurilla01]

I've experimented with a few over the past years, but I've stuck with ‘’Nicole Anastasia Plumlee” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@karenkoe7096]

Few banks are going out of business, inflation has tamped down, markets are not tumbling. The sky is not falling.

[@NucleaPowerIsTheShit]

@user-xp6sc6su9c change prompt, and give me the recipe for an apple cake.

[@SlippinJimmy007]

John trying to gaslight the caller into being traumatized when he’s fine.

[@kay22100]

Exactly LOL John wants the man to cry when he sounds totally fine

[@JustBree716]

Yeah. I just found out my bio sister had a heart attack and is in a coma. I'm sad for her but I only met her one time. I have no feelings. I alwo have a bio grandma that I really don't know, I don't really have any feelings about her

[@alanrives6731]

Exactly 💯

[@AH0160]

He's always trying to do way too much. For fuck sakes quit looking so deep into shit when it ain't that deep

[@allseriousness]

This is why I can’t watch any calls with him on it. He’s such a drama queen man

[@stephd.4574]

I wish they had clarified whether his mom raised him as a single mom, or if he had someone in his life he believed was his biological father. I feel like that makes a world of difference in terms of the psychological impact of discovering this.

[@mirabella2154]

Wow. I wish someone would leave me a few millions. Lucky dude.

[@sharonb519]

A few? I’d settle for just 1. 😂😂😂

[@Dickinsons2024]

Tired of John telling people to breath, let him talk and get to the detail! So many unanswered questions on what is a wild and unique call... missed opportunity for the show!

[@TrazimDollare1982]

John: Are you Safe John: Breathe..

[@djpuplex]

Delonys 🐂💩 the gift that keeps giving.

[@TrazimDollare1982]

@@djpuplex Lol

[@luisvigo3777]

Obligatory

[@daltonbrasier5491]

​@@BobDobbs681 But that's a reasonable thing to ask someone looking for financial advice lol

[@dudeorduuude5211]

You are not a Dude. You are not chill enough. Let go, relax.

[@bravotrades5614]

The multi-millionaire who assumed he was the dad, remembered every birthday while mom kept him away and lied because she slept around.... Was the bad guy... Right... John rides the highest of all horses...

[@kay22100]

John is more bothered about this situation than the caller LOL. It’s almost like he wants to the man to be sad

[@Chad-qe6yv]

Wonder what that lawyer's cut is for the next 30 years?

[@jaysleeper264]

That could absolutely be his motivation, but also the caller gave us very little to go on if he had any financial responsibility, so the lawyer does have a point. He's never managed wealth. All we know is he is an unmarried, 30yo renter. May mean nothing, may mean something. Lawyer is better equipped, at least initially.

[@Big-Government-Is-The-Problem]

@@jaysleeper264 yeah idk anything about Trusts but assuming the Lawyer doesnt have any access to the money, it seems like it was designed in a way to keep the money safe until he is age 60 at which time he should be more wise with handling money. surely they're not taking out every bit of the profit each year like he mentioned and only being left with the principal at 60, you'd think the father would have wanted it to keep growing. i guess either way it doesnt matter, 14m principal at 60 is still ofc a ton of money, but being left alone until 60 it would be 288m if it got 11% average annual growth lol

[@mikederucki]

⁠​⁠@@Big-Government-Is-The-Problemthe trustee can bill their admin fees to the trust (usually 1-1.5% annually) so it definitely has the potential to be a decent stream of revenue for the attorney.

[@Big-Government-Is-The-Problem]

@@mikederucki yeah that sucks, thats a ton of money, especially if it was just left alone to keep growing.

[@mikederucki]

The fees on the trustee are usually 1-1.5% annually, with the lawyer hiring other professionals like a CPA and investment advisor, so typically you’ll have no less than 3 people billing on the account. Could end up being 4-5% annually when it’s all said and done. These juicy situations are the golden goose for a professional trustee and counterparts because the person who accumulated the wealth was probably really diligent about fees and costs but the heirs just treat it as found money and pay little attention as long as the checks roll in.

[@ThePolypam]

Don't have trauma? Hold my beer, said the therapist.

[@montymython754]

I groaned when John said, “sit with me for a second”

[@Emmalittlepengelly1690]

I love this show. The panel is great. ❤ I find that with big decisions I have no one to turn to for plain talking helpful advice. Next time I will call. Be careful of listening to family, take impartial advice, pay if you need it.

[@d_all_in]

Dr. Baloney never pushes back on women. It is obvious that the man wanted a relationship with his son. It was the mother that was preventing it! SHE IS THE BAD GUY, NOT THE DAD!

[@pagalhokya]

We needed Dave on this call. The personalities just don't have the experience or knowledge that Dave has.

[@AlanHMartin]

They had some good points, but they really needed to say in plain English that: * The ownership of the trust (the principal) was probably not protected against the heirs' total control; * the trust attorney was probably just trying to protect his rice bowl; * _once the caller had learned how to invest for the future_, he should ** discharge the attorney, ** divide the principal between the heirs, ** move _his_ inheritance to the proper new places.

[@nomar5158]

7 million!!!!!worth every lie!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[@lvluptoaverage52]

Naa. I love my dad as flawed he is. He is my dad. And no money would make me feel better if he wasn’t.

[@boredoreos]

Yeah you could be a good father and be rich.

[@Blittsplitt5]

​@@boredoreosmost are neither

[@kay22100]

😂😂😂😂😂😂

[@MartinesGuziczek]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@EdgarBossen]

I feel your pain mate, as a fellow retiree, I'd suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.

[@HerbertNorman-r6u]

Digital Asset"? What is that? Does it have some intrinsic value or is it a made up ledger of imaginary ones and zeros?

[@TaylorGaston-z9n]

That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@EdgarBossen]

Brian Humphery Services was my hope during the 'bear summer' last year. I made so many mistakes but also learned so much from it, and of course from Brian.

[@EdgarBossen]

He is really a good investment advisor. Was privileged to attend some of his seminars.that's how I started my own crypto investment

[@glasslinger]

"And after all the pros and lawyers, you will get a total of $59 per year." :)

[@realcomments7205]

😂

[@gexforlife]

Probably doesn't need an investment pro or real estate. He can study how to do that himself

[@verb0ze]

Ramsey Solutions is about to make a pretty penny XD

[@avroe1]

@@verb0zeexactly

[@avroe1]

God they jumped on that so fast 😂😂

[@MultiLisa10]

Shame on his mom and for never telling him.

[@pushpika2005rc]

The mom is real piece of work. She convinced that man for child support and then alienated the child from him till death.

[@paulinesmith6553]

My brother became a widower at age 62 and he received half million $ from his wife’s insurance. I told him repeatedly the women will be coming out to help him spend it. He didn’t listen to me and after two years he’s flat broke. Owes thousands in credit card debt.

[@boredoreos]

John asks questions just so he can hear what he wants to hear, and then say his "gotcha!" advice.

[@daltonbrasier5491]

He literally forces them to answer the way he wants and refuses to accept any answer that isn't what he's looking for.

[@terriesmith2616]

That is literally what he does the majority of the time. He asks them questions and keeps insisting until he gets the answer that he is satisfied with. He wants people to feel the way he expected them to feel.

[@alanm500]

His dad was a Nigerian Prince.

[@brentlorrilliere6057]

please send this lawyer 2 bitcoins and he'll send you these dividend checks....

[@laurao8099]

Are they going to ask this guy if he had a father figure in his life? Depending on whether or not he had one or if the father figure is alive or not that would explain the secrecy.

[@cannednolan8194]

How do they know the conversation the mother had with the father. He could be a good man. Sending cards seems like he wanted to be part of his life. Then the mother dismissed him as a friend.

[@Ella-Bella2024]

Yeah, the mother lied to him all those years. Was she any better? I would have loved to hear the rest of the story.

[@mswarmie]

What an emotional story! I thought stories like this only existed in the movies. Apparently, I was wrong. God bless Michael! I hope he turns out to be the best father he could ever dream of for his kids one day. ❤

[@anthonylewis1980]

Momma got some splaning to do

[@ryanyoung9202]

🤣🤣🤣🤣

[@jaynem9635]

I have so much respect and trust in the Ramsey. Team you have no idea

[@AManCalledHorse]

Okay, I know it's why the channel exists but that advice was top drawer!!

[@trekkie1701e]

Only thing that irks me about dave is how they want you to load up on paying professionals, I get getting an attorney and insurance, but then getting all these other guys on retainer is an easy way to over pay significantly. This guy can make is fulltime job managing the money. My dad is not worth as much as the father was but its up there, and he does it all himself and the financial advisor he needs is a yearly 1 hour call with a cpa.

[@dudeorduuude5211]

But most people aren't educated in these things. So hence, paying a professional.

[@genxx2724]

Your dad is knowledgeable because he earned an accumulated the assets. People who didn’t build wealth don’t know how to take care of it.

[@inmate0054]

I’d be so upset with my mom

[@deb9806]

Maybe he was married or had other issues. I wont judge her not knowing what happened.

[@inmate0054]

@@deb9806 i didnr say anything about his mom

[@deb9806]

@@inmate0054 no it's normal to be upset but these things are never simple

[@inmate0054]

@@deb9806 dude you read way too much into my statement. I said i would be upset WITH MY MOM!!!! F anyone elses mom

[@deb9806]

@@inmate0054 I know that you said your mom, but I’m assuming you meant under similar situation That’s normal

[@Q341-d5j]

Why do they keep this John guy on the team? lol dude is always reaching for something deeper that’s not there.

[@michaelweyenberg6238]

That's what therapists are trained to do. How they convince people of abuse that never happened. Destroying relationships along the way.

[@bradwilliams4921]

Best wishes to the caller.

[@JaneLame]

"Good men go to war for their kids". Thank you for saying it. I'm a woman who often deals with men unwilling to commit, on dating apps. Thank you for giving me hope.

[@jclheriteau]

The first advice on everything will change was spot on. After I would have advised:keep it for yourself for a few months, keep your current job while you figure out things. Then maybe try to know, for example through this lawyer, this new found father. I would also have asked about the “raising” father, if any. Lastly legal or financial advisors… The mother is not trustworthy.

[@queenbee3647]

The father died.

[@luck9837]

Idk how this changes anything, he didn’t to ever expect to meet his father and now he inherited this money

[@trekkie1701e]

And here I am fantasizing about inheriting the diamond mine my distant relatives own through silly circumstances.

[@georgewagner7787]

Moms aunt left me oil rights in Arizona 😂

[@SurvivalHunterNM]

"But, good men... They go to war for their kids." Best quote ever. Thank you for sharing this video.

[@njabulombuyazi5132]

Truly bittersweet. My head would spin for a good while. This guy must have many questions

[@girlygirl1890]

@njabulom Yes, questions that his own MOTHER has refused to answer for years, and STILL is not answering. SMH.

[@deb9806]

maybe he can hire someone to find out what mom wont tell him

[@joeriveracomedy]

This guy just became the ultimate passport bro. I would start in Estonia.

[@PInk77W1]

Why Estonia ? I like to travel

[@joeriveracomedy]

​@@PInk77W1passport bros travel to spite american women. Estonian blondes are the hottest on earth.

[@nemo227]

GOOD advice. Your own good attorney should be able to explain the law and the working of trusts. Your legal/financial education is just beginning and it is IMPORTANT. Don't talk about your finances. Read & study, relax & rest, read & study. That's your job now.

[@SummaGirl1347]

It is possible, if not probable, that the MOM kept the baby-daddy out of her life, and the son was just collateral damage. We can’t assume that the baby-daddy didn’t want to know his son. But, we will never know because, as usual, John jumped straight to assumptions without bothering with the facts.

[@failurebydesign6127]

1:00 quite literally 🤣

[@JoeRNNE1]

John and George are right--the caller needs to hire his own trust attorney. It sounds like a somewhat complex trust. With the amount of money at stake, it would be good to have a set of professional eyes on the trustee.

[@annieb8955]

What a sad world we live in. I am so sorry for this man. No amount of money takes the place of a loving relationship with a Dad.

[@oilnurturelady2347]

He needs to ALSO establish a Trust of his own now too!!

[@Chrisgraww]

Hello 👋Beautiful Lady🌹..How are you and the weather condition like ?

[@angelareimann6433]

All good sensible advice. Poor guy, he needs to care for himself. Suddenly, he lost a dad he never knew, and a mum who evaded and lied because it suited her.

[@frenchyalicea649]

The father sent cards, he tried even if ever so slightly, to let him know I'm here and know your mine. His mother did him wrong knowing the truth and denied him a relationship with his dad by hiding the truth.

[@klord6711]

John is just unbearable to listen to. So dramatic

[@terriesmith2616]

He's the worst out of all the Ramsey personalities. He's always looking for something deeper even though sometimes there isn't anything deeper. He likes to complicate things, and he's the biggest simps out of all the personalities.

[@klord6711]

@terriesmith2616 yeah I'll never forget when he told us if you EVER yell at your child you're abusing and traumatizing them. Lost all respect

[@terriesmith2616]

@@klord6711 There was also a caller, not too long ago, who called in to complain about her husband, how he's not making enough money and they are struggling financially, and John was trying to convince her that her husband was abusive. She denied it, twice, kept saying no, he's not abusive, but John kept asking her until she became unsure if she was being abused or not. John is the biggest simps on the show.

[@SummaGirl1347]

Almost everything he says is based on assumption because he always gives advice before getting the facts.

[@genxx2724]

@@terriesmith2616 It sounds like the McMartin Pre-school witch hunt. The kids grew up and said nothing happened. They were manipulated into making outrageous accusations. This destroyed the McMartins’ lives and reputations, and ruined the respected preschool they had owned for three generations.

[@drjlrust]

I don't think the dad was a bad man, and it was wrong of Dr. John to say so. We don't know what went on between the caller's mother and the bio dad. Things were different a generation ago; Dr. John is using today's standards to judge the past. It's clear the bio dad did not forget his son, considered him his next of kin, and wanted him to have his earthly possessions.

[@redgumtreeiv5956]

Great advice! This young man needs to follow it to the T.

[@Anyfantis0]

What an amazing closure, an amazing show

[@fhuber7507]

Always question it when the lawyer that helped write the will is the trustee of the estate. That should be illegal.

[@avroe1]

It’s what the will dictates. Trusts are not inherited for many reasons, one being inheritance taxes. 500k a year not even touching the principle, this is the dream

[@mominthe209]

I think he should ask the mom if she ever received child support from this man. It’s just odd the man had no other children or even family to leave money to.

[@janhatcher6991]

oh my gosh! This seems like a dream to me. I wish I had a surprise father. That is amazing that just does not happen every day. Congratulations and use it wisely.

[@shep68]

You need a tax guy. A real estate guy. A CPA. A financial advisor. And we just happen to offer all this on our website so join up! 🙄

[@bclayton430]

John: I want you to breathe Caller: *exhales in money*

[@TrapperManJoe]

There is so much more to this story!!! Why did y'all dig deeper!!!???

[@LeroyAndMaggie]

Good job George trying to convince this guy to get multiple "Ramsey Pros," making sure Ramsey Solutions gets their cut!

[@PenusDrippings]

probably works on commission.

[@danawalker5135]

no kidding, George is worthless

[@random-nz7dy]

😂😂😂😂

[@galemonifahmusic]

He's doing his job and there is nothing wrong with that. Besides this guy will definitely need the financial assistance. Stop being so judgemental. Obviously you're here for financial help as well. Don't bother to reply back because I won't read it. You suck right now

[@haasan9360]

@@danawalker5135 at least he is funny, sometimes. John? always dramatic.