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I'm Preparing For A Divorce

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The Ramsey Show Highlights

The Ramsey Show Highlights

6 жыл бұрын

I'm Preparing For A Divorce
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Пікірлер: 402
@zenstar13
@zenstar13 4 жыл бұрын
What I heard: “I’m leaving my husband. Can I stick him with my 160k student loan debt?”
@333mrhandmedownsjarredfatm7
@333mrhandmedownsjarredfatm7 4 жыл бұрын
Lol
@indiaxlovee
@indiaxlovee 4 жыл бұрын
K. Cameron Lau goals
@starynights9769
@starynights9769 3 жыл бұрын
A 160!!!!
@Berserk1Manga
@Berserk1Manga 3 жыл бұрын
Lol pretty much
@nickelsamuel9641
@nickelsamuel9641 2 жыл бұрын
Yep
@lalapsy23
@lalapsy23 4 жыл бұрын
I'm so happy for my divorce . Best decision , we were no longer happy and that person was a monster. I'm free!
@southparkengland2276
@southparkengland2276 2 жыл бұрын
God hates divorce. anyone who’s divorced and remarried needs to go back to their first wife or husband if they are still living.
@marshaspell5148
@marshaspell5148 2 жыл бұрын
congratulations 🍾😊
@alisonf6478
@alisonf6478 2 жыл бұрын
@@southparkengland2276 😅 marriage is a human contract. Used to be a strictly financial situation, not always great for the woman. God is Love. If you have love, it’s all good!
@Dhuxul9
@Dhuxul9 Жыл бұрын
Why people marry in the first place? It doesn’t really mean anything also most people fell out of love quickly or lose attraction
@lewishowery9202
@lewishowery9202 11 ай бұрын
​@@Dhuxul9 yup
@ronwhiteleo3352
@ronwhiteleo3352 5 жыл бұрын
hmm Dave didnt catch it, she said 'she didnt want to go on with the marriage'... sounds like she the one who wants the divorce.
@chrisj197438
@chrisj197438 5 жыл бұрын
ron whiteleo He caught it he just wanted to side with her as to not offend any female members of his listening audience.
@naddarr1
@naddarr1 5 жыл бұрын
@@chrisj197438 Or she was the one calling asking for fincial advice and not marriage advice. He has made it very clear that he does not give advice that people don't ask for. Also their are plenty of people who want the divorce that are completely in the right for wanting it. Their isn't nearly enough information here to say though.
@jamiep9694
@jamiep9694 4 жыл бұрын
vincentrich - Banned But Not Forgotten really women pressure men into marriage....
@Lolatyou332
@Lolatyou332 3 жыл бұрын
@@jamiep9694 yes. there isn't near as much reason for men to marry as there is for women to. Women have to give birth, have kids, etc. A marriage helps to give security to the woman. A man can get more attractive as he ages, women tend to get less attractive over time and can't have kids after a certain age.
@mph5896
@mph5896 6 жыл бұрын
"I am not sure to do with my student loan debt". Ummm, how about pay it.
@UnoriginallyInclined
@UnoriginallyInclined 6 жыл бұрын
She says they're not on the same page with money and mentions her mountain of debt that she seems to have done nothing about for decades. Sounds like she was really asking "how much of this can I expect to unload onto him"
@ImOldandSoAreMyBooks
@ImOldandSoAreMyBooks 6 жыл бұрын
m ph That's a big amount for a small salary. She is going to be working her way out of that for awhile.
@timjohnson1199
@timjohnson1199 4 жыл бұрын
She's a scammer and he's got some issues too. I'd call him stupid except he makes 90K a year.
@ThrifterGuy
@ThrifterGuy 2 жыл бұрын
@@timjohnson1199 I guarantee you the issue is that he doesn't wanna help her pay her student loans.
@lifeisbeautiful9455
@lifeisbeautiful9455 2 жыл бұрын
Exactly 😐
@Sam-tg4ii
@Sam-tg4ii 2 жыл бұрын
Isn't it amazing how she starts the call by wondering what she should do with HER student loans? You may think she understands that HER debt is HER debt
@edgehodl4832
@edgehodl4832 4 жыл бұрын
Divorce does not turn marriage into business transaction. Marriage is a business transaction starting day one you get married.
@sghoughton
@sghoughton 5 жыл бұрын
Marriage turns a marriage into a business transaction. That's exactly what its all about from the beginning. Not enough people understand that.
@57ashdot
@57ashdot 4 жыл бұрын
@@UsefullPig Nah, some painful truth is what that is
@merynco
@merynco 4 жыл бұрын
No fault divorce creates easy out no trying to remedy and restore commitment.
@indiaxlovee
@indiaxlovee 4 жыл бұрын
Steve unless both people are actually in love & work together fine
@Sombra_Azul_
@Sombra_Azul_ 4 жыл бұрын
SPEECH!!
@generalbarry
@generalbarry 4 жыл бұрын
@@indiaxlovee Yeah, but how often does that happen? I've always said, women love you to death until one day they wake up and hate you with every fiber in their being. From that moment on, they're free, and you're still stuck with supporting them.
@bestly802
@bestly802 6 жыл бұрын
It sounds like her idea to break up with him after 22 years because of money.
@bdawggification
@bdawggification 5 жыл бұрын
It sounded like it was more to it than that but that was also an issue.
@shaneyoung9060
@shaneyoung9060 4 жыл бұрын
@@morlandoemtp I agree, marriage is about compromise and sacrifice, but there is a fine line in which a person can only give so much until they are left whith nothing. She drew that line and I'm proud of her, she made the decision to make her life better. Now, I nor you can tell whether her marriage was worth a divorce as we weren't apart of it, so let's leave that to her.
@Shepherd20.28
@Shepherd20.28 3 жыл бұрын
Is the student loan debt for their graduated children?
@ThrifterGuy
@ThrifterGuy 2 жыл бұрын
Oh course it's her who wants to leave. It's the woman that always leaves 80 to 90% of the time. No thanks
@dialac1
@dialac1 4 жыл бұрын
The way Dave dropped the pen at 3:34 “well, no equity there. It don’t amount to anything” 😂😂😂
@Lolatyou332
@Lolatyou332 3 жыл бұрын
Seriously though, where did all their money go? They have nothing worth any amount of money and she still has 160k in student loans and she has to be in her 40s at this point.
@ndodier
@ndodier Жыл бұрын
😂😂
@ChillinHD
@ChillinHD 8 ай бұрын
Husband kind of smart putting nothing into the mortgage. House worth hardly anything lol
@mikedoyle5901
@mikedoyle5901 3 жыл бұрын
She may be back in love after she hears the debt she has to pay.
@elijahleys2734
@elijahleys2734 3 жыл бұрын
Lol the candidness in this statement
@Arsena
@Arsena 2 жыл бұрын
LOL 💀
@chetan3125
@chetan3125 Жыл бұрын
Agree
@Dhuxul9
@Dhuxul9 Жыл бұрын
The man who married her should be ashamed of himself
@prettygirlslovetheology
@prettygirlslovetheology 9 ай бұрын
I was thinking this lol
@pitbullsforever9315
@pitbullsforever9315 6 жыл бұрын
160K$ student debt for a 50k salary? Sheesh.🙄
@Lolatyou332
@Lolatyou332 3 жыл бұрын
22 years of marriage, no house equity, 160k in student loan debt, 50k income. Where did all the money go?!?!
@hanj5049
@hanj5049 3 жыл бұрын
that's the reason they are divorcing
@DS-mo7vu
@DS-mo7vu 2 жыл бұрын
Def odd
@fauxbro1983
@fauxbro1983 2 жыл бұрын
These people are too poor for divorce.
@dongmingzhu666
@dongmingzhu666 3 ай бұрын
Car payment
@musicman76enator
@musicman76enator Жыл бұрын
This is why I'm afraid to get married. If we decide to divorce, it will be an absolute nightmare. The process of going through everything, i.e. division of assets, court hearings, etc. will be a pain. I've heard horror stories. I am not ready for that yet.
@cyberzonie631
@cyberzonie631 Жыл бұрын
@Mathew Jay Evans....Do Not Get Married. I lost everything after my divorce ,she got it all the physical assets and moved in another guy. I even lost my kids too. If millionaires can't keep their marriages and families together, what chance do you and I have?...think about it, my friend. peace
@mlcwarrior2122
@mlcwarrior2122 Жыл бұрын
Do get married.. as long as you have a strong healthy relationship you have nothing to worry about
@Rachel-ul8et
@Rachel-ul8et 10 ай бұрын
That’s all valid. A living will, trust or prenup clears most of that up and forces that conversation. Worth doing it. Such a significant legal transaction
@RepentImmediately
@RepentImmediately 8 ай бұрын
​@@Rachel-ul8etbetter to not marry and utilize other legal docs and financial strategies to make sure your loved one is provided for and has certain authorities, if that's what you wish to do
@jimcole6423
@jimcole6423 2 жыл бұрын
Actually in most divorce situations, the emotions become highly charged. Good luck in isolating your emotions. You're gonna need it.
@GameTesterBootCamp
@GameTesterBootCamp 4 жыл бұрын
I really hate how people talk about working through the relationship and saving it. I'm getting ready to go through a separation and when people talk to me about going to see a marriage Councillor or something, I HATE it. You don't think we've thought of that? You don't think we've tried various things before coming to this decision? You think that you suggesting that is what's going to suddenly save our relationship? If people are talking about separation, and are asking for advice about it, they aren't asking for advice on how to save the relationship.
@amariliscatclaw142
@amariliscatclaw142 4 жыл бұрын
Ty!!!!
@otreborfashionscene5986
@otreborfashionscene5986 3 жыл бұрын
Marriage counseling is useless if both want a divorce or one just don't want to be married anymore. Just move on. Counseling cost money is not cheap
@Berserk1Manga
@Berserk1Manga 3 жыл бұрын
Yeah it can be very condescending and belittling.
@jeffrichey3623
@jeffrichey3623 2 жыл бұрын
If you don't want people's advise, then don't gripe to them about your woes. I guarantee that will solve your problem.
@tonyl6385
@tonyl6385 2 жыл бұрын
I agree, counseling is fine but not really necessary when a separation is agreed to. Why prolong it and waste money when separation is inevitable. I get it, " at least you tried" blah, blah...and at the end of the it's still separation. We are all big boys and girls. If two adults agree on a separation and or one only agrees on a separation it is what it is. I've been there.
@WheelBite97
@WheelBite97 4 жыл бұрын
She makes 50k a year, and her student debt is 160k????? Why do people do this to themselves?
@comichoarder2109
@comichoarder2109 Жыл бұрын
Her husband was her way out of it
@GlossaME
@GlossaME Ай бұрын
​@@comichoarder2109 was
@apronacres7292
@apronacres7292 6 жыл бұрын
did she say she has $160k of student loans and she only makes $50k???
@blackworldtraveler3711
@blackworldtraveler3711 6 жыл бұрын
Apron Acres I will never understand that part.
@AaronMOliver
@AaronMOliver 6 жыл бұрын
That's actually not that uncommon depending on the field. Lots of social services fields require a masters degree but entry level jobs only pay about $40-$60k right out. Sounds like she went about it the wrong way, though. There's ways to save money on tuition, but $160k debt for a $50k job is almost always a bad decision.
@blackworldtraveler3711
@blackworldtraveler3711 6 жыл бұрын
Aaron Oliver I'm aware of what they cost but there are options. For instance where I live you child can qualify for free two years after high school paid for by personal property taxes which I don't mind paying. Seem most are going about it the wrong way. Sometimes I wander if the read student loan documents before signing. I read the fine print ant told them where to shove it. Worked while going to school. Air Force and ANG paid most of my tuition and student loans.
@joshuas.169
@joshuas.169 6 жыл бұрын
BlackWorldTraveler Property tax is theft and should not exist, period. You already paid taxes when you bought the property. Why should government be able to charge rent for something that you bought? Unlike insurance on a motor vehicle which you need in order to drive, but not own it.
@blackworldtraveler3711
@blackworldtraveler3711 6 жыл бұрын
Joshua S. Don't know where you live but the personal property tax here goes to the schools,libraries,river parks,extensive network of walk/jog/bike trails,road maintenance,fire,police,led street lights,etc.. I like the pristine pothole free streets and low crime where I live. I pay $1700 a year here which is less than 3 days pay for me to live in this upper middle class area. No problem. And I did say it helps kids with two years free college and it's working well. But this where I live. There are around 10 countries in the world with no PPT. At least two or more in the Middle East. Maybe two countries along the pacific rim I think. I'm sure there are daily flights to those places.
@PreciseVids
@PreciseVids 6 жыл бұрын
160 in debt for a 50k salary job, what'd she get a BACH in liberal studies at a 40k a year uni?
@mesidye
@mesidye 6 жыл бұрын
hahaha
@ProfessorFickle
@ProfessorFickle 6 жыл бұрын
LegendofVII Going to Trump university is Still worst HA HA HA!
@Sombra_Azul_
@Sombra_Azul_ 4 жыл бұрын
AGAIN: DON'T GET MARRIED!!!
@generalbarry
@generalbarry 4 жыл бұрын
Divorce doesn't turn a marriage into a business transaction. Marriage is a business transaction from day one. Divorce is a dissolution of the business transaction. A marriage and a relationship are two different things.
@generalbarry
@generalbarry 4 жыл бұрын
@Jeffrey Stern Exactly. Marriage is nothing more or less than a legal contract. Marriage turns a relationship into a business deal. It's 100% a woman's game. There is ABSOLUTELY no reason whatsoever for a man to do it.
@generalbarry
@generalbarry 4 жыл бұрын
@Jeffrey Stern There ought to be a law requiring every man to spend ninety days observing family court and divorce proceedings while isolated from his fiancée before he's legally allowed to marry.
@WakeupAmerica777
@WakeupAmerica777 5 ай бұрын
30 years for me. You will survive but the grief is life changing.
@MrFuchew
@MrFuchew 5 жыл бұрын
read between the lines Dave said flee to mexico and eat beans and rice
@saraherzburn6787
@saraherzburn6787 4 жыл бұрын
Take a cruise on his card while you can!
@shahmask
@shahmask 5 жыл бұрын
Dave was so sweet to her and super helpful. One of his best calls.
@nilslindqvist8825
@nilslindqvist8825 4 жыл бұрын
If she wants to leave, and she has the debt (160 000!), she has the bigger amount in savings, why, oh why, would the guy have to pay a dime?
@RepentImmediately
@RepentImmediately 8 ай бұрын
His income will determine that. Many states are no fault so one partner can literally cheat on the other, end the marriage, and still get alimony. People only seem to understand that marriage is a legal matter when they're going through a divorce. Anyone who fails to get legal consultation before marriage is...... not being very smart.
@chelseaogbo6421
@chelseaogbo6421 4 жыл бұрын
It's funny how people think they know about this woman's marriage of over 22 years based on a 9 min video (where Dave is doing most of the talking).
@jimcole6423
@jimcole6423 4 жыл бұрын
The courts have predetermined the outcome to a very large degree, regardless of the particulars of the marriage. Equitable distribution is NOT equal distribution.
@mph5896
@mph5896 6 жыл бұрын
Marriage is a business transaction. The worst part about it is you involve the government into your life.
@blackworldtraveler3711
@blackworldtraveler3711 6 жыл бұрын
m ph I was thinking the same thing after he said marriage turns divorce into a business transaction.
@WhiteBoardFinance
@WhiteBoardFinance 6 жыл бұрын
Exactly
@Tyler-sq4lt
@Tyler-sq4lt 6 жыл бұрын
Legal marriage began to ban interracial marriages
@marcusarelius
@marcusarelius 6 жыл бұрын
Marriage in ONLY a business transaction if you choose to view it that way. Divorce isn't natural, it was never intended to occur within a marriage. If you are going into marriage viewing the action as transactional, then yea it's a business transaction and you'll likely end up getting a divorce down the road.
@blackworldtraveler3711
@blackworldtraveler3711 6 жыл бұрын
Mark Smith That's what's scary about marriage. Many don't even know it's a business in the beginning. The transaction is later. And can be a battlefield. Cash cow for courts,real estate agents,CC companies,etc.. Lawyers make out big time. Sometimes I wonder if marriage is natural. Maybe for 1% of the population.
@jreinel1966
@jreinel1966 4 жыл бұрын
She probably wants the ex husband to be to paid for the student loans and all her debit...😁😁...!
@iamlsusam
@iamlsusam 4 жыл бұрын
75% of divorces are initiated by the woman! She’s just not happy, so divorce. Problem is after you’re still with yourself. She’s not going to follow your advice. She doesn’t do “hard Work”.
@indiaxlovee
@indiaxlovee 4 жыл бұрын
iamlsusam probably because sometimes a husband wants a woman thats a maid/cook/nanny when she’s working just as much as him
@ballerz1
@ballerz1 2 жыл бұрын
@@indiaxlovee for. 50K a yr? Yeah, keep that.
@RepentImmediately
@RepentImmediately 8 ай бұрын
Maybe it's cuz a lot of married men still act single. I get hit on by married men pretty frequently. If I were their wives I'd also be "not happy."
@iamlsusam
@iamlsusam 8 ай бұрын
@@RepentImmediately I never had any interest in stepping out on my marriage. I always joked that it’s hard enough to keep one woman happy, why would I want to try to try it with two of them at the same time!?
@chetan3125
@chetan3125 Жыл бұрын
The real question : I have a student loan debt . Can I force my husband to pay half if I get divorced ?
@lewishowery9202
@lewishowery9202 11 ай бұрын
No dont be a deadbeat
@craigslistoceanside8677
@craigslistoceanside8677 6 жыл бұрын
She needs to get a studio apartment and restart her life getting to work on her baby steps.
@liammaxsmama
@liammaxsmama 6 ай бұрын
Or just rent a room for a few years. It’s not forever, it’s just for right now.
@Birkinbag09
@Birkinbag09 6 жыл бұрын
Excellent advice
@stevojohn
@stevojohn 3 жыл бұрын
Maybe you should publish a beans and rice recipe book. :D
@Numminz
@Numminz 11 ай бұрын
My wife and I are working on this as well…we each have $300k retirements…a house worth $300k that we owe $89k on….and the only shared debt is a $12k loan. We have agreed to leave each others retirements alone and sell the house. I would like to tap my own retirement to build a place on land I have…and try to live mortgage free for the rest of my life. I have fifteen more years of working to rebuild the retirement.
@Wilburthewise
@Wilburthewise 6 ай бұрын
I almost think it is impossible to fully prepare for a divorce. We all handle it differently. Like my odd way.....
@DisabilityExams
@DisabilityExams 6 жыл бұрын
American wives in 2017 "we're just not on the same page anymore - I want a divorce".
@chrisj197438
@chrisj197438 5 жыл бұрын
JDave Foster But it’s “complicated” and she’s “confused” we just don’t understand “what she’s going through” 😂😂
@TomiaMacQueen
@TomiaMacQueen 5 жыл бұрын
men too, it's all sad.
@RepentImmediately
@RepentImmediately 8 ай бұрын
Married men in 2023: Hitting on other women constantly
@mmeyerr7867
@mmeyerr7867 5 ай бұрын
0:44 yeah,... NO
@fpridgeway
@fpridgeway 5 жыл бұрын
It's real simple gentleman: Don't get married. In fact, don't live with a woman. Save yourself mentally and financially.
@BethBurns68
@BethBurns68 5 жыл бұрын
I certainly understand your feelings, given how situations like this have become the norm. I don't think she has a very good reason for getting a divorce..."We're not on the same page anymore". I bet the husband may not think that...and he will be sideswiped (or was, if she went through with it.) That happened to me and it was devastating. However, I know that not all men would do such things and I do believe there are good, Godly men out there who would love to have a loving wife. Just the same way, not all women would do such a thing to a man. Unfortunately, too many would, but there are still some of us out here who wouldn't. Folks may or may not believe me. I just was so sad for the man in this situation, the whole conversation.
@formula112967
@formula112967 5 жыл бұрын
@@BethBurns68 ... There are bad people in both genders, but the problem is, that women have the government, the cops, society and the courts on their side 100%!!! If a man can't afford to feed his kids, he goes to jail.... If a woman can't afford to feed her kids, she gets welfare, section 8, food stamps, help with utilities, etc,etc. When the police go to a domestic violence call, they are instructed to arrest the man, even though statistics PROVE that men and women are equally at fault for violence in the home! Women are 80% more likely to get probation and avoid jail time for the same crime that a man would get prison time for! Women initiate 70-80% of divorce, and the numbers are even higher in western states like California. Women get the children and child support in 80-90% of divorces, and no fault divorces mean they still get everything even if they cheated on their husband.... I can go on, and on!
@cyberzonie631
@cyberzonie631 5 жыл бұрын
@@formula112967 ... I salute you for the truth, statistics don't lie but are unfortunately now considered the new hate speech
@erikrohr4396
@erikrohr4396 4 жыл бұрын
Sometimes people find love and want to have families. These are good things and marriage is the right way to do it. There I go again stating the obvious.
@jeep19
@jeep19 4 жыл бұрын
@@formula112967 I champion any cause that leads to the downfall of the white male privilege that has led society to this point 🤔
@edgehodl4832
@edgehodl4832 4 жыл бұрын
Why is she entitled to alimony again?
@RepentImmediately
@RepentImmediately 8 ай бұрын
Look up what marriage actually is 🙄
@timjohnson1199
@timjohnson1199 4 жыл бұрын
My alcoholic wife got heavy duty religion and went and got a Master's degree on some religious course , we're separated I have no idea how much it cost her but Wheaton college is pretty fancy.
@symlexbrn5396
@symlexbrn5396 3 жыл бұрын
Hi Dave I also want to divorce my wife.
@RDStudios
@RDStudios 3 жыл бұрын
We're not on the same page anymore = she or he has found someone else. =/
@Classof-et4wd
@Classof-et4wd 6 жыл бұрын
Yes that’s right beans and wice for a long time !
@boningousa4390
@boningousa4390 6 жыл бұрын
They have no kids and she'll still get part of the man's salary after divorcing?
@jeffjackson9679
@jeffjackson9679 6 жыл бұрын
Depends on the state they live in.
@MattyLight30
@MattyLight30 5 жыл бұрын
jeff jackson Oh, she will.
@RepentImmediately
@RepentImmediately 8 ай бұрын
Do you understand what marriage is?
@ryanbrandstrom5898
@ryanbrandstrom5898 6 жыл бұрын
She is the example of what's wrong with marriage. Dave says something horrible must have happened, but then she casually replies that they aren't seeing eye-to-eye so she's divorcing him. She's not ashamed to call a Christian radio show to ask how to maximize her profit.
@IWantToMature85
@IWantToMature85 6 жыл бұрын
Ryan Brandstrom these couples never say the real reason. It’s none of our business, but telling us would give us insight on what to avoid.
@formula112967
@formula112967 5 жыл бұрын
@@IWantToMature85 .... Take it from somebody who knows.... Avoid marriage and children.
@NB-nh2sf
@NB-nh2sf Жыл бұрын
Isn't it embarrassing?.,, unless it's adultery or abuse what can you not work through?
@nmc1859
@nmc1859 9 ай бұрын
Maybe he is mentally abusive? Cheating ? A hopeless prn addict??? Noone would throw away 22 years for nothing.
@nmc1859
@nmc1859 9 ай бұрын
​@NB-nh2sf mental abuse or any of the reasons I stated in my comment. Noone wants to casually throw away 22 years.
@jat1668
@jat1668 6 жыл бұрын
Alimony? She makes 50k a year. Why would she get alimony?
@bryanadams457
@bryanadams457 6 жыл бұрын
Jason the court will say to keep up with her current standard of living. Since he makes more he will have to send money her way. Even if she doesn't need it. The court has the final say sadly. Sad but true.
@ImVeryBrad
@ImVeryBrad 6 жыл бұрын
Bryan Adams ya it's all messed up. 50k is plenty to live a great life. So many people do well off less
@PsychicsRfake456
@PsychicsRfake456 6 жыл бұрын
Because if you are a man in Divorce Court the cards are stacked against you
@morlandoemtp
@morlandoemtp 6 жыл бұрын
Carrie your friend is in the minority, 97% of men pay alimony, even though they are the primary breadwinner only 60% of the time.
@johnadams3418
@johnadams3418 5 жыл бұрын
That's why it is a BS racket. Friend of mine paid Alimony to his wife who had a 90K per year job. He just so happened to make 400K. So this woman who just up and decided after 2 years she didn't want to be married anymore took half of his retirement and over 1 year of 35% of his gross income. All for the grievous sin of not being lovable to her anymore.
@bncnews2182
@bncnews2182 3 жыл бұрын
I always say, everybody should have emergency funds because you never know what’s going to happen. You can meet with the most perfect person on earth and suddenly things change and you need to get out now. What’s your exit strategy? The best strategy to protect your funds is to create a single and separate investment, one that generates profit short-term, so even in the worst case, the court is aware of your investment it doesn’t have jurisdiction on the profits.
@esonon5210
@esonon5210 3 жыл бұрын
How do you rack up $160k in student loans on a $50k income? That's crazy.
@smithrr6
@smithrr6 3 жыл бұрын
keep deferring payments or making "income based payments" which don't lower the principal and the interest over the years keeps the debt growing. I bet when she graduated that debt was smaller than $160k and she just let the interest grow on the debt.
@esonon5210
@esonon5210 3 жыл бұрын
@@smithrr6 people’s stupidity continues to amaze me.
@lawv804
@lawv804 2 жыл бұрын
I would hope she is a medical resident, but I'm pretty sure she's just an idiot.
@otreborfashionscene5986
@otreborfashionscene5986 3 жыл бұрын
Counseling is very expensive, not everyone can afford it. Specially when money is tight. Easy to say go to a counselor Dave.
@RepentImmediately
@RepentImmediately 8 ай бұрын
If you can't afford counseling, you're really not gonna like how much a divorce costs.
@otreborfashionscene5986
@otreborfashionscene5986 8 ай бұрын
@@RepentImmediately I agreed with you. I am not married or have any children and about to retire soon, but have divorced brothers and sisters, and it was a nightmare for them, I learned at lot from them, even years and years later still dealing with their ex's, I'll say no to marriage, it's a 50-65% divorce rate investment, and it is an investment from the heart and money, just date and don't have any children, and if want children good luck with that, that's another nightmare scenario. Seen it in every family.
@ashleyfuentes4730
@ashleyfuentes4730 Жыл бұрын
What if we do have a bank shared? What should I do about that to avoid conflict.
@drummergeorge9642
@drummergeorge9642 6 жыл бұрын
I'm currently courting a young lady, and these videos have helped me choose a partner, and looking for early signs to maximize my soon to be marriage.
@bryanadams457
@bryanadams457 6 жыл бұрын
Drummergeorge what is the purpose of this relationship?
@drummergeorge9642
@drummergeorge9642 6 жыл бұрын
Bryan Adams Not sure what you mean, but I believe a de facto relationship
@bryanadams457
@bryanadams457 6 жыл бұрын
Drummergeorge what is the goal of the relationship. The ultimate purpose of it. Is it just to scratch each other's back? If it is conditional it will not go well. So many marriages are like that. Thus why you see the high divorce rate.
@danyt5499
@danyt5499 6 жыл бұрын
Mgtow look it up I may have just stay in your financial future
@bryanadams457
@bryanadams457 6 жыл бұрын
Sunrise Hoodie has a good channel on KZbin. Check him out sometime.
@Anglophile2012
@Anglophile2012 2 жыл бұрын
Very educational
@patricecomedy
@patricecomedy 3 жыл бұрын
From a legal perspective, there are several big errors in the suggestions he's making that would hurt you in a contested divorce process. Consult a legal professional, don't rely on this!!
@trellnba176
@trellnba176 3 жыл бұрын
DR ORDIA was able to bring back my ex wife and it works very fast and I believe he can solve your relationship problems too 🙏🙏🙏
@trellnba176
@trellnba176 3 жыл бұрын
Contact him via what's app 🙏🙏
@trellnba176
@trellnba176 3 жыл бұрын
+2348077751695🙏🙏
@trellnba176
@trellnba176 3 жыл бұрын
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@DS-mo7vu
@DS-mo7vu 2 жыл бұрын
Yea.. logic has no place in family law
@dougprentice1363
@dougprentice1363 2 жыл бұрын
It's sad people separate without even try to fix what went wrong.
@amyk6028
@amyk6028 9 ай бұрын
Most people don’t separate without trying to work it out.
@DJBaBoresds
@DJBaBoresds Жыл бұрын
If I was his lawyer, we will go after her saving account for sure. She has been able to save that amount due to using his money
@quachc8347
@quachc8347 6 жыл бұрын
I wish I see this video 2 years ago.
@jbone79
@jbone79 4 жыл бұрын
Marraige is a business transaction to begin with, not just when getting divorced.
@patricecomedy
@patricecomedy 3 жыл бұрын
How on earth does someone get $160k student loan debt and only earn $50k when you are at least 20 years into your career?
@ChristoherWGray
@ChristoherWGray 4 жыл бұрын
Sell the dog and deliver pizzas?
@blacksuccess81
@blacksuccess81 4 жыл бұрын
Man calls in: I’m preparing for divorce, I don’t have my wife in my credit card Dave: You are a poor excuse of a man. Everything should be together. Woman calls in: I’m preparing for divorce, my husband isn’t on my credit card. Dave: Good! Now make sure you shut down all the joint accounts.
@210SAi
@210SAi 4 жыл бұрын
He doesn’t advise Credit Cards under any circumstances
@tamradunnavant5325
@tamradunnavant5325 3 жыл бұрын
My husband wants a divorce. Can i protect my retirement savings? We live in WA state.
@bashiruddinahmad408
@bashiruddinahmad408 Ай бұрын
Washington is a community property state..and a no fault divorce state..50/50 division of assets..alimony child support and 50% of pension or 401K during the marriage...
@equisader
@equisader 6 жыл бұрын
I too am preparing for divorce. My husband told me if he hears "Dave Ramsey says..." one more time one of us will be out the door. Lol. Just kidding. We are both loving knoeing where our money is going! Thanks DR!
@garythorsell5061
@garythorsell5061 4 жыл бұрын
Yes it becomes a bussiness
@missrose6562
@missrose6562 3 жыл бұрын
Tori of Cleveland, Ohio, how are you doing now? My husband divorced me after 34 years of marriage because we are not in the same page anymore.
@210SAi
@210SAi 4 жыл бұрын
Married 22 yrs with $160K in student loan debt
@kathryncashner3294
@kathryncashner3294 4 ай бұрын
I have 160K in student loans and I make $50K per year? Guess there is no cure for stupid.
@banderson5676
@banderson5676 Ай бұрын
"Oh, we're just not on the same page" = I've been cheating.
@laura53ize
@laura53ize 5 жыл бұрын
Im Mom staying at home if my husband wants to divorce me I will have to represent myself because we don’t share bank accounts he has a good job making 120k we have a house paying mortgage and 2 little ones can some body tell me what probably I’m going to get .
@kurosaki0001000
@kurosaki0001000 5 жыл бұрын
half of everything
@sydney45
@sydney45 5 жыл бұрын
If he tries to go after you're ability to mother the children, you may get nothing. Many times (in fact most of the time) things like child support and custody are decided during mediation (they don't actually make it to court).
@DudeSweet072
@DudeSweet072 4 жыл бұрын
Half
@brandiphillips5775
@brandiphillips5775 3 жыл бұрын
Child support, alimony, and freedom
@HeWhoHath
@HeWhoHath 2 жыл бұрын
Oh, she’s a gem.
@georgesontag2192
@georgesontag2192 3 жыл бұрын
Why does Dave encourage marriage and counseling? I have been through both and they don't work. 60 % of marriages fail - 85 % fail if the women has a college degree. Dave should at least encourage a rock solid pre-nup on all marriages. Marriage is a one sided business contract.
@amyrussell860
@amyrussell860 3 жыл бұрын
@George Sontag where did you get your statistics? I'm just curious at how you arrived at your percentages.
@Exoticbuttters
@Exoticbuttters 2 жыл бұрын
Daves been married for 100 years, he doesn't understand what these women are nowadays
@ballerz1
@ballerz1 2 жыл бұрын
@@amyrussell860 Google. The stats are out there for all to see.
@xmirame
@xmirame 2 жыл бұрын
It;s the Christian side of him.
@donnaallgaier-lamberti3933
@donnaallgaier-lamberti3933 Жыл бұрын
I understand that student loan debt belongs to the person who signed the conttract and took it out.
@WakeupAmerica777
@WakeupAmerica777 5 ай бұрын
Only divorce attorneys win in a divorce.
@basicprogrammer6147
@basicprogrammer6147 Жыл бұрын
6:09 Why on earth is she "due some alimony" after 22 years??? See? THAT is where the courts are f ed up.
@RepentImmediately
@RepentImmediately 8 ай бұрын
Marriage is a legal thing...why on earth do people complain about the legalities after voluntarily signing up for the legalities? If you keep someone in a certain lifestyle for 22 years, you're likely gonna pay to keep them in that lifestyle after a divorce.
@basicprogrammer6147
@basicprogrammer6147 8 ай бұрын
@@RepentImmediately Why? They can find a job and support themselves. Besides, almost 100% of divorces are initiated by women. Because they're just not feeling complete (god forbid they read a book.)
@rjmhlophe8949
@rjmhlophe8949 4 жыл бұрын
Am tired
@chetan3125
@chetan3125 Жыл бұрын
Lesson learned = if you are a man never get married . Not in US. Marriage is basically a right given to women to make a man bankrupt supported by corrupt laws made by attorneys
@Jenda-ld8dj
@Jenda-ld8dj 6 ай бұрын
Yep.
@splouffy
@splouffy 3 жыл бұрын
Why does she get alimony, why doesn't he?
@RepentImmediately
@RepentImmediately 8 ай бұрын
If he earned more and kept her in a certain lifestyle, he's likely to pay alimony. Why do so many people not understand what marriage actually is?
@AB-ze2ho
@AB-ze2ho 6 жыл бұрын
Im sorry but just take your life and move on. You cant leave the job and still get paid for it. Split things down the middle and move on
@blackworldtraveler3711
@blackworldtraveler3711 6 жыл бұрын
Reginald R Depends on how the husband will react when the bluffing and threats begin. Something simple can turn into a big mess.
@RepentImmediately
@RepentImmediately 8 ай бұрын
You don't understand what marriage actually is if that's your take.
@kylem9503
@kylem9503 5 жыл бұрын
My wife will soon make more than me but since I lost my job do to "misconduct" I still will owe support as if I was making the same amount prior to being fired! The system is a joke. Don't get married not worth the hassle. Oh btw the "misconduct" was falsified lies made to slander me. Life is good.
@chrisj197438
@chrisj197438 5 жыл бұрын
Kyle M Go and seek help at a rehab and tell them ur an addict and need help. Leave after a few days and go to another one. Tell them you relapsed. Take paperwork to court along with an addiction advocate to speak for you. Sadly this works and will be in effect for up to a year depending on the state. The amount will be dropped to the minimum and since you’re “sick” they will postpone any prosecution. It’s a corrupt game and playing it fairly will only hurt you. I promise it will work.
@kylem9503
@kylem9503 5 жыл бұрын
@@chrisj197438 this sounds ridiculous
@chrisj197438
@chrisj197438 5 жыл бұрын
Kyle M Ok do it the “right” way
@kylem9503
@kylem9503 5 жыл бұрын
@@chrisj197438 just saying the system is a disaster lol but how does that not hurt your ability to hold a decent career
@chrisj197438
@chrisj197438 5 жыл бұрын
Kyle M You work underground.
@armandosanchez8901
@armandosanchez8901 Жыл бұрын
I don't understand what makes you think that because someone is a " pastor"... Automatically becomes an expert in any thing
@TerryPowers-rn9tz
@TerryPowers-rn9tz Ай бұрын
I found out a marriage becomes a contract the day you jump the broom
@paulcosta941
@paulcosta941 6 жыл бұрын
Sad situation, everyone but the lawyers win in the end....The husband shouldn't be obligated to pay her student loan debt if that is what she was hoping for, no dang way.
@beardy7124
@beardy7124 4 ай бұрын
I made a horrible investment and would like to saddle my soon to be ex with it. Smh
@stephenedwards7995
@stephenedwards7995 4 жыл бұрын
This man really cares.
@James_Hough
@James_Hough 4 ай бұрын
And they say no one plans to fail.
@theplaintiff5450
@theplaintiff5450 3 жыл бұрын
She’s definitely nailing another dude behind his back.
@readJames48
@readJames48 2 жыл бұрын
BOTTOM LINE GUYS: NEVER SIGN A CONTRACT WHERE THE WOMAN GETS REWARDED FOR BREAKING IT!!!!
@chernagast6754
@chernagast6754 3 жыл бұрын
Wanted to divorce. Husband is financially abusive (among other things). Couldn't get any college education. Put us in a rural area - nearest neighbor is distant. He held all the money and vehicles. Refused to divorce. Put us into debt so that I "couldn't get any of his money". Can't afford any lawyers. Just waiting for the youngest to leave the nest. I don't want to be rich. I just want out.
@Angaloth19
@Angaloth19 Жыл бұрын
Did you get out?
@RepentImmediately
@RepentImmediately 8 ай бұрын
Take some ownership here. You didn't have to move to a rural area with him and you don't need his permission to divorce.
@ominous450
@ominous450 6 жыл бұрын
Lemme get this straight. He makes 1.5 times she makes but she’s divorcing him b/c of money? Okay
@ms.anonymousinformer242
@ms.anonymousinformer242 6 жыл бұрын
ominous450 It doeentvmatter if he MAKES more!! So if he spendsvit all and refuses to budget and save causing neglect to her how can that be beingva good spouse?
@theplaintiff5450
@theplaintiff5450 3 жыл бұрын
well she’s probably hoping to steal some of it in court
@RepentImmediately
@RepentImmediately 8 ай бұрын
​@@theplaintiff5450if you're married, it's not stealing...... marriage is a legal financial arrangement 🙄
@freshurb8963
@freshurb8963 4 жыл бұрын
Ali money is complete BS, if you are an able bodied person, you are capable of taking care of yourself
@RepentImmediately
@RepentImmediately 8 ай бұрын
Alimony is about lifestyle, not survival. People seemingly have no idea what marriage actually entails.
@Foxie635
@Foxie635 9 ай бұрын
Yes. Divorce becomes transactional. Why have such a large student loan making $50k?
@sjaykay9884
@sjaykay9884 6 ай бұрын
She’s calling trying to get her money in place, the goal, her goal at least, is not to fix the marriage or turn the corner on it. And it’s irresponsible to say without really knowing what’s going on that saving the marriage would be the best outcome.
@randybrawley
@randybrawley 3 жыл бұрын
concerning she has 160k in student loan debt and a job paying only 50k/yr.
@tonymarin909
@tonymarin909 4 жыл бұрын
Her new husband counselor gonna walk with her
@ChillinHD
@ChillinHD 2 жыл бұрын
She gets alimony but does he get alimony? Why does she deserve alimony? If she has kids fine, have him pay child support, but she is old and if she has kids they are 18+
@RepentImmediately
@RepentImmediately 8 ай бұрын
You don't understand what marriage is, apparently. It's a contract full of rights and responsibilities. Has nothing to do with kids. You're thinking of child support.
@ChillinHD
@ChillinHD 8 ай бұрын
@@RepentImmediately changed my typo. Supposed to be if*
@ChillinHD
@ChillinHD 8 ай бұрын
@@RepentImmediately husband smart though putting nothing into the mortgage. House is barely worth anything lol
@ballerz1
@ballerz1 2 жыл бұрын
Sounds. like the husband was propping her up. She will be like most divorce women. Broke and struggling. Still trying to live off the man.
@TerryPowers-rn9tz
@TerryPowers-rn9tz Ай бұрын
Wow the audacity to get out of personal debt thru divorce. No morals
@truckerstruckingwithtrucks5595
@truckerstruckingwithtrucks5595 3 жыл бұрын
She cheated
@ot5340
@ot5340 4 жыл бұрын
marriage itself is a business transaction. divorce doesn't turn it to a transaction. divorce is cashing out the business.
@KeiPyn24
@KeiPyn24 Жыл бұрын
"Dave, I'm about to go through a divorce, what do I do with my debt." Me. Pay your debt you deadbeat.
@fourdoorchevelle
@fourdoorchevelle 4 жыл бұрын
This is why I stand at odds with Dave on marriage. If your going to financially invest with someone, why force the government into every other aspect of the finances.
@durayenterprisesllc4440
@durayenterprisesllc4440 6 ай бұрын
Woman in her 40's racks up $160,000 in debt, making 50 a year, and decides her best option is to leave her husband because "we just don't see eye to eye on money."
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