I Make $650,000 A Year And Scared About Combining Finances

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The Ramsey Show Highlights

The Ramsey Show Highlights

Күн бұрын

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@TheRamseyShow
@TheRamseyShow 4 жыл бұрын
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@nelsondiaz9867
@nelsondiaz9867 4 жыл бұрын
And what would the pre nap say?
@zacnbend
@zacnbend 4 жыл бұрын
Question for you. Every time a girl calls in and says that her boyfriend wants a prenup you say that is bs and he shouldn't do that. I have listened to you for a bit now and why the double standard? I agree with so much you have to say but I can not see the point of giving her a pass and every guy is a bum who wants a prenup.
@YahLion77
@YahLion77 4 жыл бұрын
@@zacnbend facts!
@janemedrano1
@janemedrano1 Жыл бұрын
​@@zacnbend 0
@MoD3RnHD
@MoD3RnHD 4 жыл бұрын
Let's not forget the guy makes 150k/year. He's no bum in this situation either.
@XFizzlepop-Berrytwist
@XFizzlepop-Berrytwist 4 жыл бұрын
He could make 15-20k a year a still not be a bum. XD A lot of jobs just pay horribly, min wage is 15k working full time.
@memphistiger4647
@memphistiger4647 4 жыл бұрын
@@XFizzlepop-Berrytwist yeah I only make about 70.. Guess that makes me a dirt bag as well..
@XFizzlepop-Berrytwist
@XFizzlepop-Berrytwist 4 жыл бұрын
MemphisTiger I know what the OP meant, that the guy was simply a high earner, and would need to mooch off the woman to survive.
@memphistiger4647
@memphistiger4647 4 жыл бұрын
@Diem Golightly 😆me either.
@sheila3936
@sheila3936 4 жыл бұрын
Unless he also spends 150k/year. Earnings can’t be the only factor for judging a partners dependability.
@willgazlay5711
@willgazlay5711 3 жыл бұрын
Even as a physician, $650K/year is insane. She doesn’t sound very old, so she has to be a specialist that has excelled at every milestone. Incredibly impressive.
@kuro3864
@kuro3864 3 жыл бұрын
I googled it and neurosurgeon doctors make around that much it’s insane.
@NomastiAfricanWarlord
@NomastiAfricanWarlord 3 жыл бұрын
@@kuro3864 Makes sense that the person doing surgery on human brains are paid top dollar.
@jmanrock11
@jmanrock11 3 жыл бұрын
Don't forget she Canadian different currencies
@HenryPaulThe3rd
@HenryPaulThe3rd 3 жыл бұрын
In Canda doctors are paid a lot less than in the US. She must be the top neurosurgeon in the country
@المهديخاتلبالمجاري
@المهديخاتلبالمجاري 3 жыл бұрын
Or orthopedic surgeon.
@nataliejenkins7640
@nataliejenkins7640 4 жыл бұрын
Dr. John Deloney just sat up in his chair looking like he was rethinking his life when she said she made 650😂
@exjehooberdubexpiobeezleeb6269
@exjehooberdubexpiobeezleeb6269 4 жыл бұрын
Hahaha.. I noticed that too 😂😂😂
@kimoramicheal8353
@kimoramicheal8353 4 жыл бұрын
Unfortunately, I do have to take out a loan. It states it will be a loan origination fee of 1.059% to be included. Is this a good deal or not? 😭🤷🏽‍♀️
@jayrider2726
@jayrider2726 4 жыл бұрын
She makes 650k a year and needs to call Dave? LoL
@katherineh.6852
@katherineh.6852 4 жыл бұрын
I mean....she did go to college lol
@rodwazwaz3637
@rodwazwaz3637 4 жыл бұрын
@@jayrider2726 a fool thinks they know everything and a wise person knows they know nothing. Theres something to be learned from most people
@GARNET-DAGGER-FF9
@GARNET-DAGGER-FF9 4 жыл бұрын
How often does 1 person make 150k a year and that's nothing compared to what their significant other makes!?!
@benreilly595
@benreilly595 4 жыл бұрын
Every episode of House Hunters.
@armandol1826
@armandol1826 4 жыл бұрын
こんにちは 150 is the minimum in the 949
@russellstoffel207
@russellstoffel207 4 жыл бұрын
Rarely
@ryanweston9677
@ryanweston9677 4 жыл бұрын
Less than 1/2 of 1% lol
@tomm8025
@tomm8025 4 жыл бұрын
Your point?
@daron9229
@daron9229 3 жыл бұрын
Caller: “I make 650k a year.” Dave: “Sell the house.”
@Mariemoni4
@Mariemoni4 3 жыл бұрын
Lol 😂
@thomasd5488
@thomasd5488 2 жыл бұрын
Caller: "I make 650K a year, and my boyfriend/fiancé makes 150K a year." Dave: "OH, WOW. Get a prenup."
@annabellavetra
@annabellavetra 2 жыл бұрын
Ahhahaabba
@mylespartington1321
@mylespartington1321 2 жыл бұрын
🤣🤣🤣
@crowtservo
@crowtservo 2 жыл бұрын
“Deliver pizza on the weekends.”
@BernadetteTeachesMusic
@BernadetteTeachesMusic 4 жыл бұрын
I SO appreciate that they honored her past experiences and actually recommended a prenup for her situation. That was great.
@dolobrolic6066
@dolobrolic6066 4 жыл бұрын
So her money is her money and his money is her money?.........🤔 😉😂
@BernadetteTeachesMusic
@BernadetteTeachesMusic 4 жыл бұрын
@@dolobrolic6066 I think Dave Ramsey always advocates for joining incomes (I do too), but this woman did experience some trauma in her past relationship. If the story repeats itself, she will have some peace of mind.
@dolobrolic6066
@dolobrolic6066 4 жыл бұрын
Bernadette Teaches Music 🤔…………yeah yeah…………just sounds a little one sided. I think she is full of bologna. But I don’t have to deal with it……… Hopefully she will give him an allowance ……………😂
@samguy7209
@samguy7209 4 жыл бұрын
Why don't we just all sign prenups and consider marriage a business partnership for tax cuts lol 😂
@dolobrolic6066
@dolobrolic6066 4 жыл бұрын
Soy M it is business partnership …………but we want to believe the lie of love.
@mwv25
@mwv25 4 жыл бұрын
Dave is being a realists. She makes a lot of money. And people are crazy and greedy.
@COINsimp2024
@COINsimp2024 4 жыл бұрын
And lazy.
@tomm8025
@tomm8025 4 жыл бұрын
Just nice to see Dave who usually is quoting the bible about what marriage is and lecturing people who have had similar concerns, suddenly does a flip flop,, throws out those morals and values simply because HE deemed this case different. Absolute demonstration that he does not believe his own BS! Evidence that his moral standing does have a price!
@ASLunar
@ASLunar 4 жыл бұрын
@@tomm8025 Where in the Bible does it say it's immoral to get a prenup? There are a lot of sinful reasons to get one, but that doesn't mean prenups themselves are inherently sinful...
@tomm8025
@tomm8025 4 жыл бұрын
@@ASLunar - You need to learn how to read! You also need to not make assumptions and leaps of logic. I am not the bible thumper lecturing people on what it says all the time. I also have no idea what money and religion have to do with each other. I got no problems with prenups. I don't even think marriage is necessary in our modern world. It's DR that is always lecturing and now flip flopping. He has quoted bible versus when telling others to be full-in on marriage and combine everything. He is the one with a price on his morals!
@lavonnealexander6936
@lavonnealexander6936 4 жыл бұрын
Yes, I agree. You better be careful who are dating.
@Jonathan01233
@Jonathan01233 4 жыл бұрын
when she said she makes 650 Dave caught a heart attack.
@TimeisUp22
@TimeisUp22 4 жыл бұрын
It annoys me when Dave acts like he’s NOT a millionaire 🙄
@ryanweston9677
@ryanweston9677 4 жыл бұрын
Kerena Only he pretends to be shocked to pander to his audience. Most people buy it, but it’s definitely not a genuine response.
@GARNET-DAGGER-FF9
@GARNET-DAGGER-FF9 4 жыл бұрын
@@ryanweston9677 I always thought the "excitement" that he shows when someone yells they are debt free is fake.
@ryanweston9677
@ryanweston9677 4 жыл бұрын
こんにちは yeah I’m sure he’s desensitized by it now. If I had his money, I would be quietly enjoying it somewhere. He’s turned into a KZbin version Dr Phil. Financial advisors and insurance agents that sign up for his partnership programs complain a lot about how little value it brings them.
@marioa3318
@marioa3318 4 жыл бұрын
Kerena Only not everyone that have money need to show it off, if fact those that do usually have nothing more to offer.
@ChrisVincelli
@ChrisVincelli 4 жыл бұрын
PROTECT yourself!!! Be cautious, always!
@waynemiller6070
@waynemiller6070 4 жыл бұрын
I was "with" a woman that made a lot more than I did. She was used to buying and doing what ever she wanted. She was a quality lady and brought a lot of quality to my life, but I simply wasn't able to "keep up" with her financially. I liked doing the things she liked to do like concerts and travelling, but I had been very disciplined with money, and I didn't travel or go to concerts that cost $150 a ticket. After she "treated" a couple of times it looked like the trend was going to continue but I was uncomfortable with the financial relationship being so one sided. We stayed friends though and when she got married I provided the music for their wedding and reception. Her husband is a much better fit for her than I was. BTW I was able to retire at 59 but I still don't spend $150 for concert tickets. LOL
@ladyshrink22222
@ladyshrink22222 4 жыл бұрын
wayne miller money is to enjoy also. You maybe saved so much you forget that? Spending $150 every once in awhile is fine. But I’m like you, I look for much smaller money amounts of entertainment, like taking our granddaughter to the movies, which by the time I buy tickets, popcorn and drinks, it’s $50. We go a couple times a year.
@gamesofcontent
@gamesofcontent 4 жыл бұрын
I dated a girl about 5 years ago and I would go out with her family to the lake and I thought they were rich. They had boat (over $100k new), a trailer (nearly $100k new), 2 trucks ($120k for both), side by side ($30k), a house ($600,000), mom drove a BMW X5 ($70k), and a few other expensive toys. Once night I was sitting there drinking with the dad by the lake and he was telling me how he was stressed because of a financial situation and if it fell through he didn't think they could survive. I said yea well you are doing well for yourself, I am sure you could survive for a while until you figure it out. I said you could sell some stuff off and have plenty of money. Then he told me how it was all financed and that he owed more than any of it was worth. He said he only had a few hundred dollars left at the end of each month after he paid all their bills, food, etc. I couldn't believe it. He made around $200k a year and his wife didn't work. They were broke. I made around $100k at the time, and my only debt was student loans (that I could pay off because i am a natural saver, and i have since paid off) and now my house is my only debt. I don't know how they are doing now, but I hope he got it under control. I get stressed at the thought of debt, IDK how people do it.
@bryant51w
@bryant51w 4 жыл бұрын
It’s just sad that what money will do if you have so much love for the money other than love for your marriage.
@Ghanaba23
@Ghanaba23 4 жыл бұрын
@@jidowu6019 really? What is the number one cause of divorce in America?
@eclipseshadowyt5917
@eclipseshadowyt5917 4 жыл бұрын
i Bee Amazin what was the reason why you end up braking up w her or vice versa? But yeah it’s interesting how some ppl have all these things but they struggle even w 200k annually I’m struggling getting to my 40k
@DerasCouture
@DerasCouture 4 жыл бұрын
I love how Dave Ramsey actually knows how to share the space in providing advice. He doesn't cut off his guest consultants and really provides value in a team!!!! Wish many KZbinrs would do communication like this
@oshkoshbegone
@oshkoshbegone 2 жыл бұрын
he cuts off all his guests except his daughter lol
@moniquedavis3583
@moniquedavis3583 Жыл бұрын
He cuts her off too, just not as much lol..difference is she cuts him off just as much and none of the other guest host would dare cut Dave off 😂😂😂
@X9523-z3v
@X9523-z3v Жыл бұрын
He cuts off people ALL THE TIME!
@misstbikini
@misstbikini 4 жыл бұрын
The good thing is the husband is making 150 instead of 50k so no stranger to money.
@YPEFFLE
@YPEFFLE 4 жыл бұрын
150 Canadian
@dete503
@dete503 4 жыл бұрын
@@YPEFFLE Her 650 is also Canadian. He makes $110k USD, she makes $480k USD
@luisbarrios4430
@luisbarrios4430 3 жыл бұрын
@@dete503 wow they’re poor
@HHTP6
@HHTP6 3 жыл бұрын
@@luisbarrios4430 yeah so poor they cant afford food
@HenryPaulThe3rd
@HenryPaulThe3rd 3 жыл бұрын
@@dete503 after Candaian taxes cut that down to about 40%. So about 44k and 192k
@andreakumar2984
@andreakumar2984 4 жыл бұрын
@1:02 the moment Dr. John realizes he should have been the other kind of doctor. Also the moment I realize I should have used my bio degree for medicine rather than education 🤦🏾‍♀️
@rudysalas9138
@rudysalas9138 4 жыл бұрын
Exactly, education has failed all of us. It is meant to educate to be a good employee.
@MoltarKaio
@MoltarKaio 4 жыл бұрын
@@rudysalas9138 I don't understand this, she's a doctor. Which means she Spent 11+ years learning and educating herself to be fully licensed to be able to make 650k a year.
@anitaknight3915
@anitaknight3915 4 жыл бұрын
@@MoltarKaio she's referring to others who went to school for many years also to be in helping professions that are very underpaid in comparison to doctors.
@JasonSmith-ef8ci
@JasonSmith-ef8ci 4 жыл бұрын
@@anitaknight3915 PhD in philosophy is a long time in school as well. Undergrad, graduate school and then PhD program. Newsflash it's not about "length" of schooling. It's about the rigorous of the degree. Medical school is much rigorous than a PhD in many other fields. An "associate" degree in nursing is more rigorous than many PhD lol. It's no coincidence the "tougher rigorous" degrees are the higher paying. Remember that.
@colorfulcodes
@colorfulcodes 3 жыл бұрын
@@JasonSmith-ef8ci exactly. A neurology residency is 7 freaking years. After 10+ years of school. I could never.
@mannyjeanpierre4062
@mannyjeanpierre4062 4 жыл бұрын
wow they almost make a million/year together. Hopefully they can work together and live their best lives together. Stats on second marriages are worse than first marriages unfortunately. Rooting for them. Congrats on the high income Alice.
@dec1slh
@dec1slh 4 жыл бұрын
I think it's CAD not USD, so it's ~ 600k.
@DewTime
@DewTime 4 жыл бұрын
dec1slh 475
@dec1slh
@dec1slh 4 жыл бұрын
@@DewTime the 600k is combined income, since the comment was "they" make almost a million together
@katemiller7874
@katemiller7874 2 жыл бұрын
My second marriage is great. Don’t believe the stats. We were older when we met and knew what we wanted
@yamamancha
@yamamancha 4 жыл бұрын
Once divorced doctor. Chances of a 2nd divorce are quite high. Establish a trust for yourself, then spend several months talking with your boyfriend about money and finances, then each of you outline your top 5 rules for money along with your top 5 goals for life, then see if you are truly financially and philosophically compatible, then get a prenup.
@anitaknight3915
@anitaknight3915 4 жыл бұрын
Very wise suggestions. It's crucial to be on the same page
@I_like_turtles_67
@I_like_turtles_67 4 жыл бұрын
Funny. Because a woman asking for a prenub is hilarious. Women almost NEVER DATE DOWN.
@Jujubean9795
@Jujubean9795 4 жыл бұрын
When you make 650 a year, you have little choice but to date down. Lol
@texan903
@texan903 4 жыл бұрын
@@Jujubean9795 she could marry a fellow doctor. In that income bracket, you socialize with a different group of people.
@BridgeStamford
@BridgeStamford 4 жыл бұрын
You've done it twice and still don't know how to do it 😂😂 don't do it again! Rules and goals change as you get older and your wife it husband to be changes that. Getting married isn't a college degree you can't study it to pass. You take a chance with someone after being with them long enough, if it's love. Don't get married too young or in a hurry
@JesusEsDios007
@JesusEsDios007 4 жыл бұрын
She makes 650k canadian. Thats about $470k usd which is in line with what top doctors make here in the us.
@Tacit
@Tacit 4 жыл бұрын
And?
@codyt4691
@codyt4691 4 жыл бұрын
There are plenty of doctors here in the US who make way more than $470K
@probablynot1368
@probablynot1368 4 жыл бұрын
She would be earning closer to $480,000 USD and he would be earning $110,000 USD. The ratio in earning remains the same, whether is was made in Canada or the USA. If she was earning her money in Canada (and we convert it to USD) and he was earning his money in the USA, that’s $480k USD and $150k USD. No matter how you look at it, she earns considerably more money than he does. In her first marriage, she was denied access to the finances. She wants to share what she has worked so hard to build, yet needs to control and protect the assets she had before the relationship moves into marriage. There are men and women alike who search for their ‘payday’ in a partner. Dave is giving her the same advise he has given to men.
@JesusEsDios007
@JesusEsDios007 4 жыл бұрын
My point is I dont know why they look so surprised when she saysshe makes $650k. Probably because they thought it was USD. Which he did mention USD. They have interviewed doctors before making $500k so I dont know why they are so surprised.
@vince8520
@vince8520 4 жыл бұрын
I'm canadian and I was under the impression that canadian doctors were making less than US doctors, so she is killing it !
@bbtank3000
@bbtank3000 3 жыл бұрын
When a woman makes more money: "You need to protect your money from him." When a man makes more money: "You need to share with her."
@channaw.3538
@channaw.3538 3 жыл бұрын
Yep and that’s the biggest difference isn’t it? Many may side with the woman who wasn’t or never ever knew the hard work and what it took for him to get where he is at, but when the shoe is on the other foot most becomes her litigators 😁
@DayDaysWorld316
@DayDaysWorld316 3 жыл бұрын
Straight up bro! 😤
@dynamicwellness33
@dynamicwellness33 3 жыл бұрын
The Ramsey double standard!
@jaym9200
@jaym9200 3 жыл бұрын
That's because Dave is a Simp.
@dynamicwellness33
@dynamicwellness33 3 жыл бұрын
@@jaym9200 ramsey virtue signals. He can be real sometimes, just not all the time. The simp does come out...
@mso008
@mso008 4 жыл бұрын
Get the prenup. Money has no feelings and neither should we with money.
@tmusa2002
@tmusa2002 3 жыл бұрын
Sharon Ramsey is one revered woman by her husband. She is so lucky to be loved that much by Dave.
@woodbrassandglass
@woodbrassandglass 4 жыл бұрын
Such good advice. Don't make the new spouse suffer/carry your baggage for the wrongs of the former one.
@chitownracing
@chitownracing 4 жыл бұрын
The thing about the guy who wanted a prenup for his car is we don’t know what that car is worth or what that car means to him.
@sheila3936
@sheila3936 4 жыл бұрын
If his car is his most expensive asset it suggests his financial priorities are out of whack or immature. And if he loves the memories attached to a car more than her then the marriage is doomed before it begins.
@dheins57
@dheins57 4 жыл бұрын
Exactly. I own my great grandma’s 1965 mustang. It’s only worth maybe 15-20k but if anything ever happened to it I’d be devastated. So his situation could be similar
@GR-uc1gq
@GR-uc1gq 4 жыл бұрын
@@sheila3936 a 1967 275 GTB cost 30 million. So its case by case basis. Definitely not worth it for a cheap car but I'd say yes for expensive and sentimental value cars
@chartuck
@chartuck 4 жыл бұрын
@@sheila3936 My luxury car is my most expensive asset. My net worth is in the 200's, I rent for flexibility, and live well below my means. Your car being your most expensive asset isn't "immature", you're just a dork.
@nghinguyen875
@nghinguyen875 4 жыл бұрын
@Sheila , I agree with the other comments. Difficult to make blanket statements if we don’t know all the facts at hand. The car was a gift from his late wife that pass away due to cancer and therefore, the car holds a sentimental memory of her.
@imeldaglenn828
@imeldaglenn828 4 жыл бұрын
I appreciate her calling and getting advice no matter the income amount. “Plans fail for lack of counsel, but with many advisers they succeed.” ‭‭Proverbs‬ ‭15:22‬ ‭NIV‬‬ “The way of fools seems right to them, but the wise listen to advice.” ‭‭Proverbs‬ ‭12:15‬ ‭NIV‬‬
@454lin
@454lin 4 жыл бұрын
I don’t blame her. I would protect myself also
@Audrey-fu7bi
@Audrey-fu7bi 2 жыл бұрын
I’m amazed at how people think debt is okay. I’ve a cousin who learned from her parents that debt now means fun now. “Live life while you’re young.” She stays constantly in debt with her fancy car, four wheelers, dune buggy, camper, boat and big house. Rubbing my nose in the fact that she LOOKS wealthy lol I’m proud to say I’ve never had debt…in my 34 years of life I never ever acquired debt. I paid cash for older cars and rented house- until I got married. My husband and I still pay cash for older cars and we recently saved enough to pay cash for house. So we are good. Now extra money saved can go toward our future and maybe some fun toys like a dune buggy someday…as long as we can pay full and cash.
@mr.pocket575
@mr.pocket575 2 жыл бұрын
See this is the flaw with so many people. Debt is not a bad thing. IT'S NOT. It can be your best friend if the perspective and usage of debt changes. In the situation you laid out with your friend I agree that it's a total waste of money. She's dumb and things like that will make you broke. If you use debt to buy things that put money in your pocket, then that debt becomes an asset. There are people out there with tens of millions of dollars of debt or more, and that debt is lining their wallets and net worth cash over fist.
@SplashIt34
@SplashIt34 5 ай бұрын
Sounds fun. You can’t take it with you
4 ай бұрын
Debt on houses are good because houses appreciate faster than the interest rate with a sufficiently high deposit.
@vero0992
@vero0992 4 жыл бұрын
Never seen so many dudes crying in the comments about a perceived double-standard, holy smokes
@DewTime
@DewTime 4 жыл бұрын
What if it’s true?
@brittanynorris2313
@brittanynorris2313 4 жыл бұрын
Exactly, I found 2 other videos were Dave told men who made WAY more than their fiancées and he recommended pre-nups. But we’re talking about hundreds of thousands not a ten of thousands.
@devonmatthews6443
@devonmatthews6443 3 жыл бұрын
Money is money
@marktheshark2569
@marktheshark2569 3 жыл бұрын
No, I get both sides. Dave pretty much always says for richer or poor, he almost never recommends a prenup besides in cases of extreme situations. But it’s always for the favor of the woman. Like if the man comes into the marriage with 200k net worth, and the woman comes in with 100k + in student loans and wants to be a stay at home mom and not work. That’s a 300k difference on top of her not working yet he still won’t tell the man to get a prenup. So Dave definitely has a double standard when it comes to men and women on this. But I’m logical and do agree that a prenup is correct here. The difference is too big and on top of that he has a very good income as well
@verb0ze
@verb0ze 8 ай бұрын
It's because it is. Even on this very channel, you'll see the advice go the other way when it's a guy worried about being burned financially.
@LeesaLilHop
@LeesaLilHop 4 жыл бұрын
This is about trust. Marriage counseling.
@KennyakaTI
@KennyakaTI 4 жыл бұрын
Make him sign a prenup. Case closed.
@ryanweston9677
@ryanweston9677 4 жыл бұрын
Exactly. I’m sure he would be fine with it. He makes a good living on his own.
@dodgeplow
@dodgeplow 3 жыл бұрын
@P B but it usually helps
@steveshideler1333
@steveshideler1333 3 жыл бұрын
She's in Canada, prenups don't work here. 50/50 split of all marital assets is legislated.
@المهديخاتلبالمجاري
@المهديخاتلبالمجاري 3 жыл бұрын
If you are marrying and have the least doubts about it. You should not get married.
@colebendoggettyounger2610
@colebendoggettyounger2610 3 жыл бұрын
At no point should anyone share finances ie having a joint account. You never know what may happen in the future. You have to protect yourself at all times.
@ccmusic2249
@ccmusic2249 4 жыл бұрын
I think an important point is that one who makes less has to be 100% truthful with the one who makes more. If the one who makes less is a fantastic steward with money, there's much less to worry about. And a genuine partner will want to protect their loved one, which will be evident in their actions. Lots of options here, but certainly not a horrific situation. Only be wise in giving trust, but not unwilling to give trust.
@Julie-ip3il
@Julie-ip3il 4 жыл бұрын
Always get a prenup and check with a lawyer to make sure it will be upheld in court in something goes wrong. Ethical people are few and far between so always protect yourself!
@-Dynamite
@-Dynamite 3 жыл бұрын
I feel like a limited prenupt is a good idea. Establishing the idea that in the case of divorce assets going into the marriage and future earnings are seperate. Income and assets they acquire together during the marriage are split evenly regardless of who's income played a higher role in getting those asssets. That way the marriage is treated as together, but if that worst-case scenario happens she'd be able to move on without damage to her income.
@marthaleneteage986
@marthaleneteage986 4 жыл бұрын
If that was me, We can absolutely join the same amount. 150,000k each . That’s 300,000k a year; most people in America lives on that or less a year. My 500,000k will go in my savings for my kids.
@susanedghill609
@susanedghill609 4 жыл бұрын
Was thinking that....she could put in the exact number of dollars that her future hubby earns and invest the rest.....that way she is still contributing in a fair way and the balance would be put to good use....
@ON34U
@ON34U 4 жыл бұрын
Agree with you. This goes for situations where the male brings in the lion share of money. There is a thing called honoring a marriage and another thing called being stupid. Don't be stupid.
@mysticquetzal87
@mysticquetzal87 4 жыл бұрын
ok but this is Canada half of it will go in taxes
@hellogbye.2047
@hellogbye.2047 4 жыл бұрын
Perfect 👌🏽 I was thinking this
@The115Project
@The115Project 4 жыл бұрын
@@mysticquetzal87 lol
@maxrice6990
@maxrice6990 4 жыл бұрын
I'd work for like 5 years and retire, lol. 650.. Living on 150, you can have $2 mil in 5 years saved up in mutual funds paying 140k a year
@TheSurgeExclusive
@TheSurgeExclusive 3 жыл бұрын
But you can’t take the money out of mutual funds without being penalized right ?
@maxrice6990
@maxrice6990 3 жыл бұрын
@@TheSurgeExclusive Only if it's in your 401K. Just having your money invested in a mutual fund will generate taxes on the returns, but not the massive penalty that you'd get with early withdrawal from your 401k.
@txbre8758
@txbre8758 4 жыл бұрын
Btw- doctors that make this much are usually partners in private practice or own their own practice. Most don’t mention they own their own practice on calls like this for privacy reasons. It’s known healthcare knowledge.
@bobbivalleau
@bobbivalleau 4 жыл бұрын
A private clinic in Canada?
@klinzons
@klinzons 4 жыл бұрын
It’s completely different in Canada, all doctors are paid through the government unless they do cosmetic work.
@chessmatica8242
@chessmatica8242 4 жыл бұрын
And their personal drivers make about 150, right? Lol!!
@aao449
@aao449 2 жыл бұрын
In a well established, busy private practice that amount is definitely attainable annually. Cosmetic services, procedures, performance bonuses for healthier, happier patients.👍
@joshuashaw9384
@joshuashaw9384 3 жыл бұрын
Yet when a guy wants a prenuptial agreement so the wife can't take his life's work suddenly its wrong 😂. I love watching Dave Ramsey but sometimes I feel he's WAY lenient
@thoryan3057
@thoryan3057 3 жыл бұрын
I want to get a prenup agreement no matter what the situation is, I don't care if I make less income or more income. I want myself and a future spouse to have our own separate financial accounts then I want us to have joint accounts that we are both responsible for contributing to every month except for months when one of us is not employed. The money we contribute to that account doesn't have to be 50/50 but it would be used for all joint expenses. Then, if a divorce happens, only the joint accounts get split up and the house(s) we both go in on get split up (share of mortgage payments for joint properties while married doesn't matter to me but going 50/50 on the down payment would, but that's negotiable). If a potential spouse can't agree to this or an adjustable version of this than I am not getting married with them. Kid(s) with them maybe, but not marriage.
@littleripper312
@littleripper312 3 жыл бұрын
It's true, I'm happy as women we're allowed to work and make money and are fighting for equal opportunity but we also need to evolve our views of men. I think more women need to stand up for men just as many men have stood up for women's rights. Human rights and a better society should be fought on all fronts for everyone not just select demographics.
@cm01
@cm01 2 жыл бұрын
As far as I've ever seen Dave has been very consistent in his prenup policy. If anything it's the men themselves who are the suckers and think they don't need one because their wife doesn't work or something. Definitely not how it works.
@misa5941
@misa5941 5 ай бұрын
@@cm01hi p I agree. Seen him suggest to both men and women.
@Socalledelitist
@Socalledelitist 4 жыл бұрын
Girl you better get that prenump and do your thing...
@NeoAndersonReloaded
@NeoAndersonReloaded 4 жыл бұрын
Dave flip flops alot. I listen to him for some things and not others. Just be cautions
@sloth6765
@sloth6765 4 жыл бұрын
It's funny, he teaches caution, so the lesson to take away is to be cautious with his advice as well.
@tomm8025
@tomm8025 4 жыл бұрын
Take a BUCKET of salt with all his flip flopping, bible thumping, bad math, half truths, flat out lies and morals that apparently have a price!
@angelikalaser7778
@angelikalaser7778 4 жыл бұрын
If it was a man he would propably sound different. I don't see a difference to someone bringing debt into marriage and this. The more earning and debt free one one gives more financially
@taylorgiesinger7955
@taylorgiesinger7955 3 жыл бұрын
He doesn’t flip flop ever. I’ve listened to him for years and literally know what he’s gonna say in every situation. He always says people say he’s boring because he’s SO predictable
@OriginalBritishBabe
@OriginalBritishBabe 2 жыл бұрын
Cautious
@juliefinance1833
@juliefinance1833 4 жыл бұрын
Prenuptial agreement is highly recommended for this marriage. You never know how they will turn out. If you in the future, if you think you live him enough in the future, you can cancel prenub
@DiamondScuff
@DiamondScuff 3 жыл бұрын
Prenupt pre much means you dont trust your partner with the finances. If you cant trust your partner with finaces its already over..... I did see someones comment where there incomes of 150k each are shared then her extra 500k can go to family/future kids which i dont think a partner would disagree.
@HAMID___
@HAMID___ 4 жыл бұрын
GIRL YOU BETTER GET THAT PRENUP
@steveshideler1333
@steveshideler1333 3 жыл бұрын
Prenups don't work in Canada, 50/50 split of marital assets is legislated.
@cristalpartida5053
@cristalpartida5053 4 жыл бұрын
Umm... maybe I should try to go to med school :) lol 650k?!?! Woah!
@cristalpartida5053
@cristalpartida5053 4 жыл бұрын
The dream
@kitabae25
@kitabae25 4 жыл бұрын
I really wanted dave to ask her what kind of doctor she was 😩
@ECmom
@ECmom 4 жыл бұрын
Probably more than US because she’s in Canada.
@kitabae25
@kitabae25 4 жыл бұрын
Ack it all depends how she decided to pay for it. She seems really smart so i dont think she has much or if any
@ryanweston9677
@ryanweston9677 4 жыл бұрын
There’s very little difference in happiness after 250k according to a lot of studies. If you have the intelligence, ambition, and patience for med school, Godspeed
@David-wo9un
@David-wo9un 4 жыл бұрын
I feel like if he was the one making $650k, the advice would be different.
@perotal
@perotal 4 жыл бұрын
obviously. The simping on this channel is through the roof
@AshiyaWhitley-ShawVeganAthlete
@AshiyaWhitley-ShawVeganAthlete 4 жыл бұрын
Probably, 😂 but it shouldn’t be.🤷🏽‍♀️
@ryanweston9677
@ryanweston9677 4 жыл бұрын
Dave would be telling them to combine immediately and no prenup.
@probablynot1368
@probablynot1368 4 жыл бұрын
perotal Why use this insulting, misogynistic term, aimed not at women, but at the men who value (or pursue) them? If the “simping on this channel” is disagreeable to you, then this may not be the place for you to get financial, ethical, or relationship advise.
@tomm8025
@tomm8025 4 жыл бұрын
@Anne Day - So all his Bible thumping and moral standings have a price? Yep! Thanks!
@TheJonOrtiz
@TheJonOrtiz 4 жыл бұрын
Dave has been a hypocrite when it comes to prenup. He tells MALES to become one with their partners YET he tells this FEMALE to protect herself. (Now he does recommend prenups for athletes) but I just saw a video where a male with a large amount of money saved is marrying late in his 40s and Dave told him to become one with his wife. There’s definitely a bias going on. And he needs to stick to one or the other. I LOVE DAVE and I live his lifestyle but he would make me feel bad about the thought of a prenup until now
@XFizzlepop-Berrytwist
@XFizzlepop-Berrytwist 4 жыл бұрын
Yes, always get a prenup!!! Take every precaution when getting one as well!! Get a lawyer! Have her get her own lawyer as well! And have it signed in front of a judge! This gives you a much better leg to stand on in a divorce! A lot of Prenups get thrown out!
@MarluART
@MarluART 4 жыл бұрын
I agree with ya there
@ErwinSchrodinger64
@ErwinSchrodinger64 4 жыл бұрын
Agreed. I knew what his answer would be. As soon as I heard the caller was female I knew exactly what Dave's response would be.
@teeeteee000
@teeeteee000 4 жыл бұрын
You don't have to take EVERYTHING Dave says so LITERALLY! It's difficult with relationships, not every marriage or de facto relationship falls under the same category. Dave shares his opinions based on the information he's given by the caller. Dave says it himself all the time .... "It's my own opinion - you don't have to agree, you take what you want or leave it."
@dks13827
@dks13827 4 жыл бұрын
Dave blows it on the subject of prenups. Every time.
@mr.2gr33dy7
@mr.2gr33dy7 3 жыл бұрын
funny how when its the man bringing up a prenup it is wrong but when a women brings up a prenup its okay?
@ForgeofSouls
@ForgeofSouls 3 жыл бұрын
Dave recommends a prenup regardless of gender.
@I_like_turtles_67
@I_like_turtles_67 3 жыл бұрын
BINGO.
@J_Costa15
@J_Costa15 3 жыл бұрын
He specifically outlined the scenarios where he does recommend it. Don’t try to make something out of nothing
@echofnoiseechofnoise3888
@echofnoiseechofnoise3888 3 жыл бұрын
@@ForgeofSouls nope
@stevesavanna
@stevesavanna 4 жыл бұрын
You never know what peoples situation may be. I make 450 , my wife makes 130 (we’re in our early 30s). I support my brother (who has mental health problems ) and my parents (father with dementia) completely (all their expenses and home) and ourselves and now have a baby on the on the way. I’m not complaining , we’re comfortable but we don’t live like most would expect with our income. Not to mention about 45% goes to taxes. We’re fortunate to be able to help our family, but I always expected making this kind of money would be way different than it is.
@anitaknight3915
@anitaknight3915 4 жыл бұрын
Very good point. There's so many assumptions and judgments in the comments but you never know anyone's situation. Also, some places have much higher taxes and cost of living which takes a lot affecting your take home pay.
@genevieveleduc2208
@genevieveleduc2208 4 жыл бұрын
You go Alice! Props to you!
@Maremare680
@Maremare680 4 жыл бұрын
You make $650? Girl, don’t get married 😂
@MsDorcelus
@MsDorcelus 4 жыл бұрын
Unless it’s to someone who makes an equal or larger amount. 😂😂😂
@Spaceysgurl
@Spaceysgurl 4 жыл бұрын
Play for life. Get a flavor of the week forever.
@COINsimp2024
@COINsimp2024 4 жыл бұрын
Seriously, like why!!!!
@slayer5813
@slayer5813 4 жыл бұрын
AGREED!!! Same goes for a man.
@510bayareaprincess
@510bayareaprincess 4 жыл бұрын
Agree, but who knows how old she is lol she did say she’s a doctor and is divorced so I’m thinking her young years to be single have passed. What if she has a short window to become a mom and that’s what she wants?
@bubbles1978
@bubbles1978 4 жыл бұрын
If you already got married, got burned, why risk your sanity again?
@shazz286
@shazz286 4 жыл бұрын
Listen. Long term partners is just fine
@peterszabo7572
@peterszabo7572 4 жыл бұрын
shazz286 unless the state recognizes it as marriage...
@shazz286
@shazz286 4 жыл бұрын
@@peterszabo7572 what about if we live in a duplex and I live one one side and they live in the other. We each have our own spaces but we're still together. I'm trying to find a solution😂
@ryanweston9677
@ryanweston9677 4 жыл бұрын
shazz286 thats too close! Haha
@Mississippian
@Mississippian 4 жыл бұрын
Because people like to grow instead of hiding in their fears...
@hestiaa9354
@hestiaa9354 4 жыл бұрын
Dave is not being inconsistent. He’s always says if there is a substantial difference in income (which this is). If he were making $150K and was making $200K, he would be saying no to the prenup. Given her past history where her spouse was probably financially controlling, it makes perfect sense.
@tomm8025
@tomm8025 4 жыл бұрын
So his moral values have a price!
@hestiaa9354
@hestiaa9354 3 жыл бұрын
@@tomm8025 I don’t think so. He just knows human nature. She’s been a victim of financial abuse. That has to be acknowledged. And, even if the financial imbalance is not an issue for the two of them, there’s the issue of family members. When you marry, family is part of the package. If he is close to his family and one of his family members has a financial emergency, the temptation may be too great to want to bail them out-which means that wife gets involved. A pre-nup will possibly outline how those issues are to be addressed. Not acknowledging her past pain and addressing that in the current relationship is a recipe for disaster.
@tomm8025
@tomm8025 3 жыл бұрын
@@hestiaa9354 - You need to pay more attention to Ramsey and his co-hosts. The habitually sides with women. Plenty of people have pointed this out on other videos. Plus my point was about how his morals have a price when he acts like marriage is this sacred thing and you're a team, but exceptions when higher money is involved. That IS, morals having a price.
@9doggie12
@9doggie12 Жыл бұрын
This is a female lol his rules don’t apply
@tompinkerton8099
@tompinkerton8099 2 жыл бұрын
Dave is a multi-multi-multi millionaire. I like that he is genuinely still taken aback that someone would make $650k. 🤣
@globescape4771
@globescape4771 2 жыл бұрын
In net worth, he's millionaire, but because from where he came from, he's average joe
@yasminogbu8929
@yasminogbu8929 Жыл бұрын
I know what you mean
@localone1597
@localone1597 3 жыл бұрын
Would you give a man this same advice? Pretty much everyday a woman comes in and tries to take what a man has earned.
@monicarenee7949
@monicarenee7949 3 жыл бұрын
He has a video giving a man the same advice, yes
@teachmehowtodoge1737
@teachmehowtodoge1737 3 жыл бұрын
@Dementia Joe there was. A guy who became a millionaire at 26 from his business, Dave suggested a prenup to him.
@Ttekcif1
@Ttekcif1 3 жыл бұрын
If you guys watch a multitude of his videos he does advocate prenups to both sexes in very specific scenarios. He mentions a prenup but always states there’s more to it and communication is the bottom line
@grandpatzer
@grandpatzer 3 жыл бұрын
I learned something today. I did not think that Dave recommended prenuptial agreements in any case whatsoever. Thanks for the video.
@blackworldtraveler3711
@blackworldtraveler3711 4 жыл бұрын
All I know is George Jetson took money out of his wallet to hand to his wife Jane and she grabbed the wallet instead. Never forgot that.
@Elizabeth-uj8vn
@Elizabeth-uj8vn 4 жыл бұрын
😂🤣😂
@FaivenFeshazion
@FaivenFeshazion 4 жыл бұрын
🤣🤣🤣🤣
@muffiefran4456
@muffiefran4456 4 жыл бұрын
She was only going to buy groceries 😂
@CLdriver1960
@CLdriver1960 4 жыл бұрын
BlackWorldTraveler Funny you mentioned that, it was exactly what I was thinking!🤣🤣🤣
@Sombra_Azul_
@Sombra_Azul_ 4 жыл бұрын
XD
@Joe-jc5ol
@Joe-jc5ol 4 жыл бұрын
150k is not too shabby at all from his side. It depends on them, but her boyfriend does not look like the desperate guy that could be a gold digger with 150k. Also no, I don't think Dave's advice would be different if it were a man, he consistently advises people to go all in into marriage and be partners.
@zmose1665
@zmose1665 4 жыл бұрын
"my boyfriend doesn't want to combine finances" not quite the same advice?
@Joe-jc5ol
@Joe-jc5ol 4 жыл бұрын
It kind of is, he is advocating working together combining finances and budgeting together.
@tomm8025
@tomm8025 4 жыл бұрын
You don't think his advice would be different? You just saw that it is! He threw the whole preaching about what marriage is out the window to say "get a prenup"!
@speakingtruths4215
@speakingtruths4215 4 жыл бұрын
Hundred bucks says he quits his job less than 6 months after they marry and becomes a “house husband.” This woman’s issue is not about finances, it’s about trust.
@lakishaweeks7618
@lakishaweeks7618 2 жыл бұрын
Exactly!!
@xfhnhhgjbvcfg
@xfhnhhgjbvcfg 2 жыл бұрын
Well a woman would do that exact same thing, don't forget that
@neisci
@neisci Жыл бұрын
And he'd be just about right. That's the perfect picture for one of the parents to to home.
@bryanmoser358
@bryanmoser358 Жыл бұрын
What's wrong with him being a house husband if he chooses to go that route? She makes more than enough money and they have the opportunity to still be in the top 2% of families in America with her income alone. A woman would do the exact same thing and no-one would bat an eye, so what's the issue?
@misa5941
@misa5941 5 ай бұрын
Unlikely with a man making that income. If he was a bum, maybe.
@ryanking4942
@ryanking4942 3 жыл бұрын
When a man calls about this, Dave says he needs to get over it and combine. When a woman calls about it, Dave says to get a pre-nup smh
@Secretelover12
@Secretelover12 3 жыл бұрын
Lol no, you're being dramatic
@Flare6
@Flare6 3 жыл бұрын
@@Secretelover12 No, Dave literally just told a male caller that his fiancée thought she was better than what she was. It’s a video from October “My Fiancée wants me to sign a prenup, is she worth it?”
@Secretelover12
@Secretelover12 3 жыл бұрын
@@Flare6 I've seen a video Dave did where he suggested the man get a prenup because he had a bunch of money he made from inventing something and selling it to become a millionaire. It's almost like Dave gives advice based off the info told to him.
@coreywilliams1454
@coreywilliams1454 3 жыл бұрын
@@Flare6 It's because they weirdly combine being religious nut jobs with trying to provide financial advice, and it just doesnt work.
@nikkisigmon8090
@nikkisigmon8090 3 жыл бұрын
Prove it. Compare all the situations where prenup is recommended for or against and look at the trend.
@jazzkatt7083
@jazzkatt7083 4 жыл бұрын
Now she knows how a lot of men feel. Prenup all the way every day. Won't hurt to have. Will hurt to NOT have. 💯
@nigelstanford4
@nigelstanford4 4 жыл бұрын
prenups don't mean anything these days...Judges will laugh while ripping them up
@perotal
@perotal 4 жыл бұрын
@@nigelstanford4 Probably different if the one with the assets is a woman
@davet9387
@davet9387 4 жыл бұрын
@@nigelstanford4 That's what I'm hearing as well, at least here in Texas. Consequently, I'm never marrying again...
@Hboogie182
@Hboogie182 4 жыл бұрын
Prenup is a sign of distrust. If you're thinking about prenup then do yourself a favor and don't marry. If you don't trust your partner then what's the point of marrying?
@FuturePsychNurse
@FuturePsychNurse 4 жыл бұрын
H Boogie I can trust my partner AND have a prenup!
@zoraster3749
@zoraster3749 4 жыл бұрын
Waiting for the double standard narrative... imagine the sexes are reversed and let’s see if Dave would say the same thing (or in the same way)... After video: Probably the best advice given on the topic. I think they’ve been less sympathetic to men in a similar situation though and there’s been more of a focus on responsibility when he talks to a man than delving into the actual issue like they did in this case.
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 4 жыл бұрын
He does say the same thing...next question...
@ExplisidyMusic
@ExplisidyMusic 4 жыл бұрын
I was going to post this same comment..if it was a male wanting a prenup he would be shamed for wanting to protect himself.
@Sinful_Survivor
@Sinful_Survivor 4 жыл бұрын
Truth
@RedScareClair
@RedScareClair 4 жыл бұрын
Well 1 the gap is huge and 2 the conversation isn't I'm a resident and I'm about to make 600k, should I get a pre nup. She already does. The same is true in reverse. I think ppl like Michael Jordan would be a FOOL for not getting a pre nup getting remarried at this point of his life. But the first wife was there when you were broke and not a celeb. Huge difference.
@edb484
@edb484 4 жыл бұрын
Facts 💯
@frankiesmom8478
@frankiesmom8478 4 жыл бұрын
It’s very difficult to earn a high income as a woman. I’ve experienced a similar situation. My ex-fiancé made a ton of money and used that as a way to control me. He would come home with a car and not even discuss or text me about it. Fifteen year later I graduated from school and my husband (different guy) couldn’t handle the fact that I out earned him. I was very sensitive to say our paycheck. I never disagreed with anything he wanted because he would make terrible comments about his career never taking off. As a woman it is hard when you are walked all over because you don’t make money or other men resent you for making a high income also
@perotal
@perotal 4 жыл бұрын
You just gotta find the right man
@frankiesmom8478
@frankiesmom8478 4 жыл бұрын
I did find the one! I got divorced after finding out the exhusband had cheated on me. I got remarried to the most amazing man. He told me on our first date that he likes a strong, confident woman. It’s so effortless and easy to be with someone who doesn’t resent you for making money or not making money.
@mtbroca
@mtbroca 4 жыл бұрын
Truth
@elmoomle4565
@elmoomle4565 3 жыл бұрын
@@frankiesmom8478 So gland that you're living out your life as a sugar mama!! Oh, yeah...he's definitely an 'amazing man' to you...beta males are like that.... I hope he stays that way with you...seriously because if he ever grows a pair, I'm sure he will no longer be so 'amazing'.
@Midalias25
@Midalias25 3 жыл бұрын
@@elmoomle4565 you seem so upset for her being happy. I hope you find happiness as she did.
@makingmoneymatters4780
@makingmoneymatters4780 4 жыл бұрын
Pay attention men: She makes more money than her BF and does not want to share finances.. No man should share his finances. Stop being a simps.
@fbsie8579
@fbsie8579 4 жыл бұрын
She makes 500k more than him. I have seen guys have the same concern when the difference is so big and Dave agrees. You lot give all guys a bad name. Grow up.
@rockynada1816
@rockynada1816 4 жыл бұрын
Sit down simp
@vinnyhighstrung1338
@vinnyhighstrung1338 4 жыл бұрын
Women all want equal treatment until that treatment is given.
@rockynada1816
@rockynada1816 4 жыл бұрын
@@vinnyhighstrung1338 yup!
@runningdebate2670
@runningdebate2670 3 жыл бұрын
My wife and I are in the same situation, like exactly the same she's a plastic surgeon makes about the same as this young lady but in USD and I make about 150k as a Police Officer, no prenuptial though been with her since medical school and paid her student loans 🤣🤣
@TheGoat-qw6jb
@TheGoat-qw6jb 3 жыл бұрын
Where as a police officer do you make 150k???
@dgolden7
@dgolden7 3 жыл бұрын
@@TheGoat-qw6jb Overtime is factor in most likely. Or NYC possibly
@I_like_turtles_67
@I_like_turtles_67 3 жыл бұрын
Shocked she didn't bounce after getting the loans paid off. Might be playing the long game with you. OR the status of being married to an Officer. Makes up for the lower income. Keep cash set aside I case she files in the future. Best of luck and be safe out there on the streets.
@I_like_turtles_67
@I_like_turtles_67 3 жыл бұрын
@@TheGoat-qw6jb Most LEO are not going to tell you. They get doxd all the time.
@runningdebate2670
@runningdebate2670 3 жыл бұрын
@@I_like_turtles_67 I don't think she's going anywhere she's Asian and I'm the only guy she's ever kissed in her life lol. But thank you for the kind words.
@ChosenPlaysYT
@ChosenPlaysYT 4 жыл бұрын
Need to be extremely careful about marriages where the woman makes more than than the man. The data / numbers are staggering about how often the woman ends up filing for divorce eventually.
@elmoomle4565
@elmoomle4565 3 жыл бұрын
And if this were a MALE Doctor rather than a female...Dave would say..."Man UP, you're getting married, it's now combined finances". HILARIOUS
@chrisstaub5880
@chrisstaub5880 3 жыл бұрын
Nope, he would say exactly the same thing, and he has in the past.
@angelbeast8863
@angelbeast8863 4 жыл бұрын
Everyone has the right to protect their assests. There's nothing wrong with prenups. It's insurance.
@Je.rone_
@Je.rone_ 4 жыл бұрын
650,000 Canadian dollars🤔 aye that's a lot aye,
@isobelparsonage5564
@isobelparsonage5564 4 жыл бұрын
Lol! 😂
@HamiltonRb
@HamiltonRb 4 жыл бұрын
I don’t care what denomination it is, that’s a good income. Btw, during the financial crisis in 09, theCanadian dollar was worth 7% more than the US dollar, and it has happened before and will again, depending on the price of oil, age. 😂
@brianparrish4649
@brianparrish4649 3 жыл бұрын
@@HamiltonRb the denomination is Baptist.
@HamiltonRb
@HamiltonRb 3 жыл бұрын
@@brianparrish4649 Denomination also refers to the value of a banknote, but also refers to a religious branch. Btw, Baptist is good
@ihavetubes
@ihavetubes 4 жыл бұрын
You can have a shared account that both of you use where you both put in some money for a goal of some sort like buying a new house car etc doing this will build trust for each other, and you can still have your own private account for personal use.
@jewelswinfield
@jewelswinfield 2 жыл бұрын
Why get married if you're not really getting married? Stay boyfriend and girlfriend.
@justteresiah
@justteresiah 4 жыл бұрын
I never thought I would hear the day Dave recommends a prenup
@sunnydays4966
@sunnydays4966 4 жыл бұрын
He has before it not like telling them to put it all on creadit, but I have noticed Dave Ramsey, is more proctivative for women.
@Hotobu
@Hotobu 3 жыл бұрын
Why not combine finances based upon the % of money each brings to the relationship? It's roughly an 80/20 split. Since she makes more she can decide how much she wants to contribute to a joint fund and then he has to match 1/4 of that.
@mtbroca
@mtbroca 4 жыл бұрын
People don't realize how gross and net can look very very different in these types of professions.
@msujonbd
@msujonbd 3 жыл бұрын
With income like that, even net would be quite a substantial amount.
@a33m3a
@a33m3a 3 жыл бұрын
@@msujonbd it would not be more than 350k. At that point the difference isn’t THAT big between her and her partner
@jandavis5403
@jandavis5403 4 жыл бұрын
I always say pre nup doesn't matter the amount everyone needs protection over their money
@sanafarooq9828
@sanafarooq9828 3 жыл бұрын
For all those ppl saying Dave wouldn't say that for a man, I actually have seen him get mad at a woman for wanting a prenup in a different situation. So yeah I believe in a prenup when its warranted but Dave isn't unfair about this he takes it case by case
@ChipZilla69
@ChipZilla69 3 жыл бұрын
If this was a role reversal and a guy called to protect his wealth Dave would be banging the bibal drum and quoting statistics why finances should be merged with no penup.
@vilmamaritz8265
@vilmamaritz8265 5 ай бұрын
She had a bad experience in the first marriage.
@deanalbertson7203
@deanalbertson7203 4 жыл бұрын
If you want, just keep separate accounts. That way, you control your finances.
@sadconsumer
@sadconsumer 4 жыл бұрын
Remember its 650k cad not usd
@victordasilva5255
@victordasilva5255 3 жыл бұрын
If it were the man asking for a pre nup....women everywhere would be so offended....how dare he ??
@harlotteoscara686
@harlotteoscara686 3 жыл бұрын
I’d sign a pre-nup. Wouldn’t bother me at all.
@cometasporelcielo
@cometasporelcielo 5 ай бұрын
I've got a friend whose dad makes 650 a year in arizona. He's a pathologist and owns his own blood test lab company.
@damonleeb
@damonleeb 3 жыл бұрын
Too bad that 650k is taxed down to 350k in Canada
@GeorgeLiquor
@GeorgeLiquor 3 жыл бұрын
How does a doctor make $650k in Canada? How are they paid like that with socialized medicine?
@MR3DDev
@MR3DDev 4 жыл бұрын
Why does it have to be black and white? You can do what we do. Have one house account where we both contribuite to pay for bills and vacations, and have your own account to buy stuff you want without asking for permision.
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 4 жыл бұрын
Funny thing is our account is our account and neither one of us asks permission to buy anything. What are you 9 years old and she is 8 years old? Put on the big boy pants and grow up...
@coasteyscoasteys
@coasteyscoasteys 4 жыл бұрын
@@insideoutsideupsidedown2218 Please come get into reality
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 4 жыл бұрын
@@coasteyscoasteys again, grow up...does your mommy still dress you in the morning? People keep wanting peanut butter and jelly sandwichs but never want to put the bread together. If you are married it is "our" money.
@bigdogboos1
@bigdogboos1 Жыл бұрын
dave would not recommend a prenup if the man was making a bunch more. double standard much? also, women are all about making both of your incomes "ours" ... until she makes more than you. then what she makes is "hers", and also what you make is "ours".
@alrightalrightalrightalright
@alrightalrightalrightalright 4 жыл бұрын
Imagine Making more than 80k a year 😂😂😂 I think I would be a millionaire by the time I retire
@mattsmillennialmoney39
@mattsmillennialmoney39 4 жыл бұрын
Trust is the most important thing in a relationship. Without that, you have nothing
@vaderwashere365
@vaderwashere365 4 жыл бұрын
She already failed at marriage once. She is more likely to fail again. I agree, trust is the most important and hasn't been a problem with my marriage... some people are just bad at love... and it sounds like she is one of them.
@Mostopinionatedmanofalltime
@Mostopinionatedmanofalltime 4 жыл бұрын
If you can't trust someone, then you shouldn't get married. I disagree with Dave on this one.
@FJB2016
@FJB2016 4 жыл бұрын
Right, “IN” the marriage. Sometimes things go wrong besides finances. So when that happens you have to be protected.
@Kesaze2006
@Kesaze2006 4 жыл бұрын
One can trust but be sensible at the same time
@ocvegasproperty
@ocvegasproperty 4 жыл бұрын
You may literally have nothing if you don’t at least get a prenup...
@tishr9670
@tishr9670 4 жыл бұрын
Just add in same account what he makes and u save the rest in yr own seperate account
@chada75
@chada75 4 жыл бұрын
This Video was 11:30 Too long. Get. A. Prenup.
@YPEFFLE
@YPEFFLE 4 жыл бұрын
👏👏
@valarmorghulis3773
@valarmorghulis3773 4 жыл бұрын
🤣🤣🤣
@edb484
@edb484 4 жыл бұрын
If I made this kind of money I’m not getting married lol. I went to HS with 2 friend that played in NFL. He did the “Derek Jeter” things. He didn’t get married until after he was done playing. Very smart
@slayer5813
@slayer5813 4 жыл бұрын
Exactly!! Example: Why Tony Romo ever got married during his NFL prime is beyond me. Even after his playing days he's a rock star announcer on CBS.
@Tr3bleshipVR
@Tr3bleshipVR Жыл бұрын
“I make 650K per year” Dave: “Sell the car, sell the house, sell the kids”
@hurshrd654
@hurshrd654 3 жыл бұрын
This guy makes a lot of money also. They both should protect their incomes.
@auroramothergoddess
@auroramothergoddess 2 жыл бұрын
Except she makes more
@Jennifer-vp2ov
@Jennifer-vp2ov 6 ай бұрын
I would never want to join finances w my future husband. What i think makes the most sense is that i have my own account, he has his own account and we have a third account together where we both put money into for expenses, bills, investments etc
@tomy
@tomy 4 жыл бұрын
I feel like when you sign a prenup it’s almost like you don’t fully trust your partner.. but what do I know I’m not married 🤷🏽‍♂️
@Jozzie1987
@Jozzie1987 4 жыл бұрын
I look at the other side. The guy/girl that doesn't want to sign a prenup seems like a clue that they want the money more than the person. If I married a rich man, I'd sign a prenup no problem. I'd want the man, not the money. Me and hubby were broke when we met, no issues.
@KidCity1985
@KidCity1985 4 жыл бұрын
Clearly
@KennyakaTI
@KennyakaTI 4 жыл бұрын
Nah if I was marrying a woman that made that much I would sign. If she wants to get married them love is their. Now of course the marriage could fail but that doesn't mean it's because of the prenup
@elizabethtimothy4776
@elizabethtimothy4776 4 жыл бұрын
Of course it's lack of trust. I had a colleague who refused to sign the prenup just few weeks before their wedding, there was no prior discussion about it, it came from no where, that upset her so much she cancelled the wedding and separated for a while, they got back together but never married till this day despite having 4 kids together almost 19yrs. There are more important things than money.
@cxkelley
@cxkelley 4 жыл бұрын
Double standard analysis.... 😔
@peacheskong2245
@peacheskong2245 4 жыл бұрын
No, Dave occasionally advises prenups to male callers not often but it does depend on the caller's situation.
@justinc2633
@justinc2633 4 жыл бұрын
@@peacheskong2245 Dave will pay for a single mothers house before he buys a burrito for a man dying of cancer, then he'd insult the man.
@ashtonpriestley3173
@ashtonpriestley3173 4 жыл бұрын
2:09 weird is gonna be exaggerated: so I'm wearing golf shoes to all my business meetings from now on if there's any questions I'll defer all of them to this video.
@Jerseygirl777
@Jerseygirl777 3 жыл бұрын
Well in my house we have a joint account for the household expenses in which we put a percentage of of incomes in , we also have individual accounts for personal use.
@husher5142
@husher5142 3 жыл бұрын
Nah, prenup for everything and then there is no discussion about "you don't trust me" or w.e bs
@thomasjefferson5727
@thomasjefferson5727 Жыл бұрын
She's doing the same thing her ex did. The same thing she divorced him for.
@TheBlackDorothyZbornak
@TheBlackDorothyZbornak 4 жыл бұрын
If combining finances scares you why get married? You are sleeping with someone, allowing them in your space, giving them control over your mental, physical and emotional health but FINANCES are a concern?
@hishomie4466
@hishomie4466 4 жыл бұрын
Before devoting yourself to someone it's smart to make sure you are both STD free, figure out if there are any kids involved from previous relationships, substance abuse, etc. With finances that is something you can definitely control that comes from you into a marriage. A prenup is insurance, why not have it? I can love a woman with all my heart, but I would never be stupid about it. Never again.
@TheBlackDorothyZbornak
@TheBlackDorothyZbornak 4 жыл бұрын
R N a prenup isn’t insurance and if you think you need insurance for your marriage-don’t get married 😒
@timothysmith7080
@timothysmith7080 4 жыл бұрын
I don't think the plane is going to crash, BUT I still listen to the preflight briefing. Also the way family Court works these days is not fair at all and people's lives are completely ruined because of the stupidity of how family court works sometimes. I don't see anything wrong with having the safety net of a prenump.
@TheBlackDorothyZbornak
@TheBlackDorothyZbornak 4 жыл бұрын
Timothy Smith Honestly, I don’t care what you think about prenups. I didn’t ask you.
@chammyy456
@chammyy456 4 жыл бұрын
Sandra Jean chilllll Sandra, Who hurt you with prenups? Lol
@phil3924
@phil3924 3 жыл бұрын
I can't imagine how that income differential would affect the relationship dynamics in that marriage. I wouldn't go anywhere near anyone like that. The dating pool is probably pretty sparse for her.
@oliverwhite30
@oliverwhite30 4 жыл бұрын
Hypocrisy. D Uncle Dave always says you become one. Once it’s men.
@tokenblkguy00
@tokenblkguy00 2 жыл бұрын
Another vid where Dave tells the woman to protect herself financially but no matter the circumstance tells men no prenup and combine finances
@americanmade36merica99
@americanmade36merica99 4 жыл бұрын
What an awesome phone call, and the many great opinions & thoughts. The Dave Ramsey Show, never gets old or boring.
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