I Ranked Every Budgeting App (Here's What's ACTUALLY Good)

[@BGID7]

For someone with only 2k subs, the quality of this video is off the charts. Hats off to you man, well done & thank you

[@BirchFinance]

Really appreciate you stopping to drop the note! Thanks so much! More content on the way! Have a great day!

[@LoveLacedRN]

Very true!

[@leigh_sis]

💯

[@mikezaloudek4893]

I'll say!

[@popfresh2323]

I was just thinking this exact thing. I have watched maybe 20 videos on this subject and this is the best video I’ve seen. Great work my friend

[@todaysbudgetapp]

Hi Birch, I'm the co-developer of Today's Budget. I just heard from one of our users that you reviewed our app! Thank you so much for giving our app an S-tier rating! We're happy you appreciated the simplicity, UX, and privacy we aimed to achieve😊🙌 We have an exciting design update coming soon that will make the main page more fun and interactive. We hope you'll like it! Juno

[@BirchFinance]

Hey Juno, y'all earned the great rating! Fantastic, simple app! Hope it can rise above the noise so more people think about it as an option! Looking forward to the new design update! Cheers!

[@todaysbudgetapp]

@@BirchFinance Thank you!!

[@EAskin]

can yall make a limetime offer

[@todaysbudgetapp]

Hi @EAskin! Our app, Today’s Budget, offers a lifetime option for $39.99-one-time payment, no subscription😊

[@marktwain7339]

Android pls

[@JaySmith-rw5kj]

Yes, please do the follow up between Monarch and CoPilot.

[@BirchFinance]

Almost done my friend! Hoping to publish next week!

[@Ckwon117]

insanely high quality video. I dont expect to find a video like this every time i look for informative videos

[@BirchFinance]

Thanks so much! Glad you found it too! 👍

[@winniethepooh1824]

as someone who has never budgeted before and wanted to start now; this video is absolutely amazing. not only did this video show me what app would be the best to work with but it also made me realize all of the habits i could potentially be budgeting. also, amazing work on the editing and video itself. it made it easy to follow and simple to understand. thank you so much, birch finance!

[@BirchFinance]

Wow, so glad to hear you got so much out of the video! Really motivating! Love that it may have nudged you toward developing a budget. Thanks so much for stopping by to leave such a thoughtful comment. Wish you all the best in your financial endeavors and I hope to keep delivering videos with this type of impact! Have a great day!

[@spokje]

This video is almost perfect. Only needs timestamps to be able to quickly pass on to the next app when, for example, one costs 100 dollar per year.

[@BirchFinance]

Thanks for the feedback - always striving to do better! Timestamps are on the way!

[@mikeo2693]

Just wanted to give you some props on great video editing and motion graphics. They complemented a well written and comprehensive presentation. Nicely done.

[@BirchFinance]

Hey Mike, very kind of you to pause your day to send such a nice note. This video was certainly a labor of love so I'm glad to hear that the end result was received well. Have a great day! More videos to come!

[@PiIsRational]

@@BirchFinance Is there a summary / visual we can go to?

[@AndyGarcia-nr8zm]

Who else watching because Mint shut down?

[@BirchFinance]

Y’all are welcome to hang out as long as you’d like!

[@katiti1969]

This is the best video I've watched re: budgeting and tracking apps. Thank you for being so thorough. It's obvious that you are not trying to sell us anything.

[@BirchFinance]

Thanks so much for the feedback! I really try not to let my biases creep in (although m sure they do at least a little), so I’m glad to hear it came across that way!

[@FernandoDenise2558]

High quality video, surprised to see only 2k subscribers - here's one more!

[@BirchFinance]

Appreciate the note! Welcome to the team! ☝️

[@poolfiend007]

That EveyDollar joke near the end made me LOL 😂

[@BirchFinance]

😁 Gotta keep it light!

[@ZuzusPetals69]

Me too! 😂😂 Especially as someone who tried EveryDollar and found it to be lacking in more ways than one.

[@DrCJones]

Indeed, deserves and thumbs up! 😅

[@mikezaloudek4893]

I just about spit out my drink and did LOL

[@DeniseCline-gg4sz]

LOVED this video - fantastic job and spot on! When I saw the video was 26 minutes, thought there is no way I'm watching the whole thing - but it was so engaging! I went with Monarch due to his advice and love it! (PS I told my team that we need to hire this guy!)

[@BirchFinance]

Hi Denise! Thanks for such a generous compliment and strong vote of confidence! Glad you found the video engaging despite its length and volume of information! I think you'll love Monarch - I'm finding that setting up the rules can seem endless, but once a handful of rules are in place it gives great info about current and projected spending! Have a great week and happy budgeting! :)

[@CallMeLani]

The charater interaction was super smooth! 👏🏾👏🏾👏🏾

[@BirchFinance]

Thanks, Lani! 🤙 👊

[@awesomeace18]

Best video on this topic by a mile, thank you for the information. I’m going with Today’s Budget

[@BirchFinance]

Appreciate it! Thanks for leaving a note! Hope you enjoy the app!

[@SierraSn0w]

Perfect timing! I was a Mint user, now using Monarch and considering Copilot. Would love a proper comparison of the two.

[@BirchFinance]

Timing is everything! Comparison in the works! Enjoying both, but one of them is starting to pull ahead. Hope to have that video out soon!

[@gedionsamuel2256]

@@BirchFinanceSo Copilot for the win? Hope you release that video

[@ricklee4122]

@@BirchFinancehow’s that comparison video coming. Amazing work on this one 👏

[@BirchFinance]

@ricklee4122 next week, my friend! Thank for the note, glad you enjoyed it 🙏

[@justicht]

Love seeing smaller channels talk budget and finance. Great work! I use YNAB and it has been a life changer. The way it tracks your credit cards as you spend is amazing. My biggest struggle to start was that they don’t let you put your paycheck in early. I thought it was weird at the time, but 6 months later, I don’t want it to be any other way.

[@BirchFinance]

Thanks for the note! Sounds like YNAB is getting the job done - awesome to hear!

[@erickanash6405]

I was thinking of getting YNAB but I'm hesitant on the subscription (I'm broke😅)

[@joshuathacker8099]

Thank you for this video and your exceptional dry humor. When you said every dollar at the end there for a moment being your everyday financial app after ripping into it had me crying in laughter! Thank you for that😂

[@BirchFinance]

Ha! Glad you got a chuckle from it, Josh! Gotta keep the "riveting" topic of budget apps light! 😆

[@cardmstr]

Lmao the guitar disappearing. Great content. Great editing. You deserve a bigger following, keep it up.

[@BirchFinance]

😆 Thanks so much! Appreciate you stopping in to drop this note. More videos in the way!

[@tylerunderriner3796]

I also whittled down to Monarch and Copilot. Really like them both. Would love to see a direct comparison video.

[@BirchFinance]

Man, I'm right there with ya! ...and then there were two. Using both and getting everything dialed in as we speak. Comparison video on the way!

[@joseffoureauxdaelander774]

No Android for Copilot unfortunately :(

[@ThaAwesomeGamers]

I tried both of those before I ended up using Lunch Money. A huge unfixable bug on my Monarch account made me ditch the service. Lunch money is also cheaper

[@KarenCooley]

And that absolutely takes it off the table. No PC version. Buh bye.

[@NotesIn9]

Great Video. I use YNAB and its been a life saver to me. Does everything I need and answers the all important question “Can I afford this?”

[@BirchFinance]

Awesome, glad you liked it. Sounds like you found one that works! Bingo

[@listplaylist]

Very high quality video Birch, loved that little skit at the beginning it hooks the viewer in perfectly. I like to go old school and just manually type my expenses and revenue on apple notes with + or - then just add it all up and organize on Google sheets monthly😅👍.

[@BirchFinance]

Thanks man! Glad that skit came across okay - was nervous about how it would play. Love the old school mentality! Whatever works!! 👊💰

[@navyseal93]

Very impressed with the quality of this video. Subbed

[@BirchFinance]

Glad you liked it and thanks for the note! Welcome to the team!

[@MRG714]

Very informative video; covered a lot of ground in a clear, concise way. Much appreciated!

[@BirchFinance]

Thanks so much! Glad you found it helpful and appreciate you stopping to leave the note! 🙏👍

[@khfgt616]

Wow. I just came across your channel, and thank you for the information you uploaded. You have a great speaking voice, the graphics were nice, and the the video was actually informative. Definitely keep going on this channel. Subscribed.

[@BirchFinance]

Hey, thanks so much! Really appreciate you stopping to drop this note! Welcome to the team, and more content is on the way!

[@privateprivate9534]

Fantastic! Real budgeting app reviews that I don't hate watching. Would love to see something with bill pay within the app.

[@BirchFinance]

Thanks for the note! I don’t hate that you didn’t hate it 😆

[@HippieP629]

Yea paying straight from the app would be extremely helpful

[@AtemSanto-e3t]

I’d like to see co pilot and monarch put head to head ! Great video !

[@BirchFinance]

Thanks so much! It's in the works!!

[@alexsous5386]

@@BirchFinance Look forward to it!

[@MarilynFerence]

I loved this video! Nice graphics and editing. It was also clever and very informative. I loved the ultimate winner at the end - so true!

[@BirchFinance]

Thanks so much, Marilyn! Glad you enjoyed it and found it helpful!! :)

[@busizondi756]

This is incredible content! I really hope your channel grows exponentially!!

[@BirchFinance]

Really appreciate it! Same here! Thanks for the note!

[@mtvernsfinest]

Great video! I made sure to subscribe under both my personal and work accounts lol. I also would love to see a head to head between Monarch and Co-Pilot

[@BirchFinance]

Wow, double sub, thanks so much! The head to head video is under construction and on the way! Have a great day!

[@BarbeeSpeaks]

Wonderful! I was using Ynab but needed to let that go because it was TOO MUCH effort. lol I don't have 50 mins to figure out a budget every week. I'll look into monarch and copilot. Thank you. I'd also like to see a comparison video for those two

[@BirchFinance]

I’ve heard similar about YNAB…thanks for the note and glad the video was helpful! Comparison video is under development as we speak! Have a great day!

[@NotJustJimmy]

Fantastic video! Funny and smooth script. Very useful and succinct information. Masterfully organized.

[@BirchFinance]

Thanks so much!!! Glad you found it helpful. Very generous of you 🙏

[@sarahbikespgh]

I just did a couple budget app comparisons on my own, and I wish I'd found your channel sooner, because this was insanely helpful. I'd love to see a video on Monarch vs Copilot!

[@BirchFinance]

Bummer! Wish I could have saved you some legwork! Glad to hear the video was helpful nonetheless. Monarch v Copilot is in the works!

[@LoveLacedRN]

I would love to see a head to head between copilot vs monarch

[@BirchFinance]

You got it! In the works and on the way!

[@TaeKimFinancialTortoise]

Excellent video! Very useful, and editing is top-notch.

[@BirchFinance]

Thanks Tae! Glad you thought so. Appreciate you stopping by to leave that note! Love your channel.

[@Missbookgirl5]

Super helpful and informative video! Four months later, have you been leaning more toward Monarch or Copilot?

[@BirchFinance]

Glad it was helpful! I'll be pushing out the comparison video soon - in production as we speak!

[@andersEndigital]

Well done! Just a suggestion .. it would have been useful to state whether or not each app was Android, Apple, or both in the intro to the app. I was excited about a few, only to find they are only for Apple devices. :(

[@BirchFinance]

Appreciate the suggestion! Did you end up selecting any or still on the hunt?

[@andersEndigital]

@@BirchFinance I am a current Every Dollar Cult member ever since Mnvelopes went by the wayside, but I've been looking for something to track spending at a more granular level. I downloaded Spending Tracker and Spendee tor a test drive. At first glance, Spendee appears to have more reports and stats for categories, but I haven't gone too deep on either. Still in the setup phase.

[@ChristopherMaselli]

Did that Monarch vs Copilot video get made? Would REALLY like this one. Excellent video.

[@BirchFinance]

Not yet, but it’s in the works!! Coming soon. Thanks for the feedback, Chris! 👍

[@jamierussell4847]

@@BirchFinance is the Monarch vs. Copilot Video out yet?

[@kaychristophertv938]

Thanks for both great info and making me laugh. Your videos are so good! Would love to see another video once you have more info on Monarch & Copilot as learn more about them and which you like best. Great video!

[@BirchFinance]

Thanks for the feedback! Glad you found some value in the video. Monarch v Copilot testing is underway. A head to head video will be in the works soon! Have a great day!

[@rain-wanders]

VERY nicely done video. The editing was great, you did more than 4 apps, and you gave me a few new ones to research. This does make me sad though that Monarch doesn't sync well with about 3 of my accounts, so it's not an option for me. I think I'll be sticking with YNAB for now.

[@BirchFinance]

Thanks so much! Glad you got some value from it. And yes, those little glitches in Monarch are a super bummer. Hope you enjoy YNAB! Thanks for watching!

[@ZuzusPetals69]

I had the same problem with Monarch. The syncing was a mess and I had to constantly re-do the categories and such. I gave up after a few days and went with YNAB.

[@TerryClark-b1v]

Very helpful! Thank you, I was going crazy trying to do this research myself. So glad I found this video.

[@BirchFinance]

Glad you found the video too and I could help cut down your research time! Thanks for the note!

[@jackson230]

Great video. Subbed. High quality.

[@BirchFinance]

Awesome. Glad to hear you liked it! Welcome aboard!

[@sanishamortis5289]

I laughed several times watching this and that's not what I signed up for lol...Thank you this was a well rounded video.

[@BirchFinance]

Great! Going for the non-boring informative niche! Thanks for stopping by to leave feedback 😊

[@CaileyArensman]

Loved this video! I’m interested in the comparison between Monarch and Co-Pilot. My husband and I have been budgeting using spreadsheets, but it’s time to start doing some automated expense tracking. We’re curious how you’re feeling after a few months!

[@BirchFinance]

Thanks for the feedback! The comparison video is in the works and on the way! Automation is the way to go! Have a great day!

[@austinhummel5439]

Well done with this! Much appreciated! It's crazy how overly-complicated (and wallet-siphoning) most budgeting apps are. While the top (S-rank) apps should fill the gap for me, I still feel like an elegant, simple solution is missing. As a software engineer, I'm having one of those "hold my beer" moments 😂 Who knows, maybe you'll have another app to add to your list for 2025.

[@BirchFinance]

Hey Austin, thanks so much for the kind words! It really is insane how messy some of the apps are. I’d be happy to hold your beer while you whip up solution to this problem. Let me know when you’re done and I’ll help you get the word out! 👍🍻

[@austinhummel5439]

@@BirchFinance Will do! 😁

[@t-pott4504]

This is one of the best produced videos I have ever seen on a KZbin account with under 2k subscribers. Well done! If you increase your posting frequency, I think you could really grow your channel!

[@BirchFinance]

Hey Tyler, thanks so much! It was a beast to research & make so it’s encouraging to hear when it’s received well. Appreciate you leaving the feedback! More content is on the way! One brick at a time.

[@DrCJones]

Thanks for the great content. I hope to see a video comparing the top three S tier apps.

[@BirchFinance]

Glad you enjoyed it and thanks for the feedback! A comparison video is on the way!

[@DragonPointGunDogs]

You have a special gift. Might be the best video I’ve seen to learn what I was after

[@BirchFinance]

@@DragonPointGunDogs so glad to hear it helped! Appreciate such a kind note!

[@lenaramirez8338]

You’re a natural, great video would love to see more content. I came here because I heard about quicken and was curious about it. Felt like I got caught cheating when Monarch, my current app was ranked top shelf 😂.

[@BirchFinance]

Ha! Too funny 😆Glad you landed on a good one and hope it's still working out for you. Thanks so much dropping a note - appreciate the feedback - and more videos are on the way!! Have a great day!

[@mrsjohnson8486]

Amazing video!! Thank you very much for your way of delivery. Very informative and had humor 😂. You just got a New subscriber!!!🎉🎉🎉🎉🎉😊😊😊

[@BirchFinance]

Thank YOU so much for such a gracious note! I’m so glad to hear you enjoyed the video - plenty more on the way! Welcome to the team and have a wonderful day! 😁🙏🎉

[@anthonymmeek]

This video and channel is 10/10. Excellent stuff

[@BirchFinance]

Damn Anthony, much appreciated. More attempts at excellence on the way!

[@spamlizard96]

Was researching budgeting apps and came across this video. Concise yet detailed information, incredible editing, and great visuals. Well done. You deserve more subscribers!

[@BirchFinance]

Thanks so much! Appreciate you taking a moment to let me know 🙏 Glad you stumbled across the channel and welcome to the team!

[@gavinmcclure8475]

I want to see a Copilot vs Monarch video, when is that coming out? This video is great though, amazing quality all around. Extremely helpful as my wife and I are looking to have a better budgeting experience. Looking forward to more content coming from you! Godbless!

[@BirchFinance]

So glad to hear it helped provide some clarity with your budgeting situation! Copilot/Monarch video arriving on October 10th! Thanks so much for your feedback, much appreciated. Have a great day my friend!

[@El_Feo-o9c]

Excellent video, thank you for the hard work making it easy for me . Subscribed!

[@BirchFinance]

Awesome, glad you enjoyed it! Welcome to the team!

[@venecolusa]

Great information Birch, I came for the apps reviews and I am going with Copilot, but I have to ask, what software did you use to edit/build your videos? or do you have someone doing it for you? I really enjoy the video and I got really curious! thank you!

[@BirchFinance]

I think you'll really enjoy Copilot, but no need to rush the decision with 2 months free trial! As for the videos, I use FCPX and do all the editing myself. I'm still pretty slow, but trying to improve bit by bit with each video. I lean on motionvFX plugins for some of the more whiz-bang graphics. Thanks for noticing and happy budgeting my friend!

[@DankZank]

Man this video is great and like others said im excited to see the head to head of the 2 best. BUT COME ON MAN 3 MONTHS NO UPLOADS!?!?!?!? i get this is probably a side hustle but man hurts to see a fire channel inactive

[@BirchFinance]

Man I love the enthusiasm! I’m right there with you, wish I could be pushing out more content. Last few months have been super busy in a good way, but YT had to be benched for a bit. Rest assured this channel won’t fade into the abyss…and the head to head video is being made as we speak! The road ahead will be awesome 👊

[@AS-pj2be]

Went looking for the copilot vs monarch comparison. did you end up doing one? Which did you end up going with?

[@BirchFinance]

Research is done! Video is in production, my friend! 👊 I don’t want to spill the beans, but I went with the app that’s 2nd letter is O 🤫

[@BattleSheep-85]

Tiller Money - That got my vote. Love my spreadsheets!!!

[@BirchFinance]

There’s something for everyone!

[@chrishoppner150]

Neat. How many of these work with European banks?

[@BirchFinance]

Great question. Unsure exactly which ones. Any specific app in mind?

[@opeyemiaromasodu5914]

Fantastic video Birch, glad to know that the best app is still my brain 😁

[@BirchFinance]

the most powerful tool of all!

[@michelleudeli3278]

Love this video! Thanks so much for your thorough review!!

[@BirchFinance]

So glad to hear! Thanks for leaving the kind note - more videos on the way!! ✅

[@replicaman9215]

23:36 First laugh I've had while watching a video in like a month. ty

[@BirchFinance]

😆 Here to help! 🤙

[@leebrendalee]

Thanks for the great video. I’m in Canada and no Copilot darn, so will look at Monarch

[@BirchFinance]

Bummer! Hope you like Monarch!!

[@jenovationmusic]

Extremely well done and helpful! Thank you!

[@BirchFinance]

@@jenovationmusic Thanks so much; glad you enjoyed it! I appreciate the note!

[@TheSnowflakemt]

Amazing video, I've subbed and shared!

[@BirchFinance]

Awesome! Glad you liked it! 👊👍

[@TheSnowflakemt]

@@BirchFinance dude, "liked" barely scratches the surface. The quality was phenomenal!!! I hope your channel really takes off, it would be well deserved!

[@BirchFinance]

@@TheSnowflakemt Really appreciate that, dude! Just trying to create the best content within my abilities - very surprised by the large positive response thus far! Thanks for your support!!

[@EddysReviews]

I was really waiting to hear you mention Empower budgeting app.

[@BirchFinance]

It was certainly in the running! I just felt Empower was geared more toward retirement/investing rather than day-to-day budgeting.

[@megazine]

Great work putting this together

[@BirchFinance]

Thanks, appreciate it! 🙏

[@carolynstrauch7647]

Another great video with valuable information! Great job Birch Finance!

[@BirchFinance]

Thanks so much! 😁

[@MrNeutronics]

We need that side by side comparrision between Monarch and Copilot please!

[@BirchFinance]

Absolutely! Coming soon! ✅👍

[@mrlarrybobjr]

No seriously, pick up the guitar and play something, anything. I did love how it was gone in the very next cut. Ha ha

[@BirchFinance]

Ha! Perhaps one day. I'd hate to scare everybody off so soon.🤣

[@BUILDTHEFUTUREITISNOW]

It would be good to have a list of apps you mentioned in the video description

[@BirchFinance]

💯

[@psycosnail]

so you're review of simplifi is i didn't try it D tier? exceptional content! worth the click

[@BirchFinance]

I’m glad you clicked as well 😁

[@jack9113]

Would love a comparison with copilot!!!

[@BirchFinance]

On the way my friend! Literally doing the editing right now. I’ll publish it next week at the latest! ✅

[@ricardomattos348]

Well done añd explained !,,

[@BirchFinance]

Thanks! Appreciate the note!

[@makman77]

Loved the intro lol

[@BirchFinance]

Ha! So glad to hear!

[@CashBudgetRetiree]

Hi. I'm a Ramsey follower yet I find your opinion of the app helpful because I need an app that best suits my needs and that price point doesn't work for me. Thanks. I'll continue watching now. Thanks for your research. Would you do a video that shows a chart where these apps can all be compared?

[@BirchFinance]

Glad you found it helpful, and thanks for leaving a note! You can find a tier list ranking chart with all 23 apps toward the end of the video. Hope that helps!!

[@thebonecrusherx]

This video is super helpful, the only thing that concerns me is the data access you’re giving these applications. Having an app with less features to have more data privacy would be an acceptable trade off. Thanks again for the great insight!

[@BirchFinance]

Always a tough trade-off. Take another look at Todays Budget App ... no bank connectivity, fewer features, but amazing interface!

[@celcom989]

That intro 🤣🤣 so good

[@BirchFinance]

😆 thanks man! 🙏

[@uh_me]

Super appreciate the unbiased thoughts. Any updates on what you like now between Copilot and Monarch?

[@BirchFinance]

Man, so neck and neck. Depends on your needs. But just between you and me - recently I've been SLIGHTLY more drawn to check in on my budget with Copilot.

[@frostphotogrpahy]

Side by side comparison would be great

[@BirchFinance]

Coming soon! 👍

[@williamwallace2902]

Yes please do a direct comparison

[@BirchFinance]

On the way my friend! 👍

[@farooq8fox]

Thanks, this video helped me make a decision. I wanted to see if there was an app that takes care of all my needs and turns out its good old MS Excel haha

[@BirchFinance]

Glad I could help!

[@aniruddhadalvi7722]

Which was it though?

[@jkayglasgow]

what a great video. Thank you Mr Birch

[@BirchFinance]

You're very welcome! Thanks for the note my friend!

[@NotJustJimmy]

25:43 Full Chart. It is useful to watch the entire video so you can know the pros and cons of each app. Some might fight a B tier app more suitable than an S tier because of cost, user interface or another reason.

[@MindyTunnell]

YNAB for the win. Looking forward to seeing other options that may be better and possibly less spendy. However, at 8 or 9 bucks a month, YNAB isn't unreasonable for what it gives you.

[@BirchFinance]

Glad it works for you! Stick to what works 👍✅

[@carolinebhupathi3113]

Beautifully editted! Super helpful video, thank you!

[@BirchFinance]

Thanks so much; glad you found it helpful! Thanks for watching and leaving a note!!

[@ALI02115]

wish if you made timestamps for each app on the video to make it easier to navigate

[@BirchFinance]

Agreed! I need to carve out the time to go back and add them all in.

[@technicalhandyman]

@@BirchFinance This can be done with easily with AI. kzbin.info/www/bejne/r6HMlK2JZd2Zp8U

[@PiIsRational]

Subscribed to your channel based on this video. I wish your chart showed teh app name, not just the icon, but I guess people might skip over the video if it was that easy. Just a note.

[@BirchFinance]

Totally agree. That very idea dawned on me a few weeks after I uploaded the video and I was kicking myself for not making it easier for the viewer. Happy to have you on the team and I appreciate the feedback!

[@DozenDeuce]

After looking into 8 apps I had narrowed it down to Monarch & Copilot but there’s so many apps I wasn’t sure if I should keep looking. While this video did save me a lot of time, I would’ve liked a chapter list to quickly compare specific apps. Any timeline on that Monarch V Copilot showdown?

[@BirchFinance]

You're absolutely right, I need to add those chapter markers. On the to-do list! Thanks for the feedback! Still testing Monarch and Copilot, but hope to shoot and publish that video soon!

[@0livep356]

Amazing video, thank you!

[@BirchFinance]

Glad you enjoyed it - thanks for the note!!

[@andargachewdessie2793]

Thank you for such an amazing video!

[@BirchFinance]

Thanks for dropping in with such a kind note! Glad you enjoyed it!

[@davinderc]

I was hoping to see your review on the cashew budget/expense app. I'm curious how safe it is to store personal finance data on it

[@BirchFinance]

If cashew uses Plaid, should be good to go!

[@MitchellPontius]

Great video. Well done.

[@BirchFinance]

Thank so much!

[@courtneybradshaw6361]

Since you weren't able to get into Oportun I thought I'd leave a quick comment about it I've been using Oportun for years (since it was called Digit). I have loved the app, but it's not really for budgeting more for savings goals! It will take out based on your goals and how much money is in your account - so be careful right after you get paid, if you have a lot of money in your account it will take out a lot more. However, you can pause the withdrawals and it is super easy to transfer money back to your account! You essentially add how much you want to save and by which date. Note, that because it's based on how much money you have in your account you don't always reach the goal by the date, however I hardly notice the money going out so it's almost like an online piggy bank.

[@BirchFinance]

Awesome breakdown of the app, Courtney! Thanks for shedding some light on how the app works! Sounds like socking away money is a breeze, and the ability to pause the withdrawals was not a feature I was able to find when I dug around the interwebs. Appreciate you taking the time to fill in those information gaps. Have a great day and you're welcome around this neck of the woods any time!

[@richardmoffatt2540]

Very helpful…if you’re a Mac/ios user from the USA

[@BirchFinance]

Point taken. Still around 160 million people

[@tomzeru]

Will you review open source app as well like Cashew?

[@BirchFinance]

If there’s enough interest, happy to!

[@owen9175]

This was a great video!

[@BirchFinance]

@@owen9175 Glad you liked it! Thanks for the note!

[@jamesmcgee1724]

Incredible video, thank you

[@BirchFinance]

@@jamesmcgee1724 Appreciate it, James! You’re very welcome 👊

[@Twill2909]

I subscribed- thx great video

[@BirchFinance]

Glad to hear you liked it! Welcome to the club!

[@jquigley06]

Hey are you not making any more videos? I so looked forward to them.

[@BirchFinance]

The channel is still alive and well! It's just been a very busy last few months so I haven't been able to make any videos. Thanks for the support and more videos are on the way!!! 😊

[@acar5907]

Yes please! Which one of the two would you recommend someone go with?

[@BirchFinance]

Hey! Apologies for not responding - YT didn't notify me of your question! I must say, I'm heavily leaning toward Copilot at this point; however, testing is still underway. If it works with your budget Copilot or Monarch are great choices.

[@acar5907]

@@BirchFinance awesome! Me too! I'll get the free trial and I look forward to your next video!

[@BirchFinance]

Awesome! Hope you dig it as much as I have the past couple months! I’d love to hear about your experience using it if you care to share. I’m currently putting together the framework for the next video. Cheers!