I Won $1,000,000 in the Lottery!

[@TheRamseyShow]

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[@aaaaaaa4821]

Lawyer making $240k wondering how he could afford a purty shotgun🧐🤨

[@kingme5167]

Aaaa aaa Yeah I think you only update I made recently was to the bash and sell applicationmkooo

[@kingme5167]

Aaaa aaa oooooooooooopp

[@realtruth7775]

Sorry Dave don't agree with you on this one. Thoughts become things. No matter where it comes from or what it is. Theres a difference between hope and strong intent with action behind it.

[@dawidekosrs896]

Str8 up

[@marketslice5030]

I found $20 in my jeans pocket the other day, so on a personal happiness level, I can relate. 😃

[@amandadean3948]

😂...isn’t finding money you didn’t realize you still had an awesome feeling!!??

[@bradenrodriguez5183]

plot twist, they were your boyfriends jeans lol

[@maxinef6654]

Love ❤️ finding money in my pant pockets.

[@sabrinefarjallah]

You're in the right mindset my friend 😊

[@ItsMikeArre]

He won the lotto when he married his wife that makes 90k working part time

[@jordanroyal9762]

Facts!

[@CaBdosdos]

Remember that's in CAD.

[@linda122000]

90K CAD is still really good in Canada

[@msch3891]

🤣 Part time! Wow is this real?

[@cherry01995]

It's only probably 48k in us dollars which is really good

[@nicolek356]

Most people say lotteries ruin their lives bc most winners simply spend mindlessly and it actually makes them end up depressed, broke and unhappy. Glad this guy's managing it pretty well

[@swimstud567]

the lottery winners that ruin there life are usually the big ticket winners multi million tickets (mega millions + powerball). REalistically even 1 million untaxed is s a huge leap forward but not enough to retire off right for two people

[@nicolek356]

@@swimstud567 agreed & I was surprised lottos aren't taxed here in Canada!

[@nicolek356]

@@JP-hr3xq good move

[@XFizzlepop-Berrytwist]

swimstud567 Well at 5% it would be 50k a year, Two people should be able to live off that.

[@dscglfr00]

Yes it sounds like he has a good amount of discipline and self control. How ideal!

[@davidliang913]

He sounds so grateful for everything. Awesome mindset.

[@yazeed3881]

I won $1000 on a $50 scratch off three years ago and I still speak of it like it was the most important thing ever

[@user-bm6wu9zw9m]

I won $500 on a $10 scratch off a couple years ago, I can relate.

[@Skateborder1]

At least you started baby step 1.

[@financiallift6185]

Whoa no taxes on lottery winnings? Now that has got to be truly life changing when you win

[@MR3DDev]

I was surprised, taxes are pretty high in Canada overall.

[@financiallift6185]

@@MR3DDev I'm just shocked no group has tried to get their hands on that money by taxing it

[@HamiltonRb]

TechYK As a Canadian who did live in the States for several years and married an American it is true that their is no tax on lotteries or gaming. The higher taxes you refer to includes universal healthcare so everyone is covered whether rich or poor. If you add what many Americans pay for their healthcare on top of their income tax it is pretty comparable to most States except those states who don’t have state tax. There are a few states such as NY and California who pay more

[@TheLifeJOGJourneyofGrowth]

It depends on which province because there's def taxes in Quebec 🤔

[@ryanc9888]

@@TheLifeJOGJourneyofGrowth Nobody includes Quebec as part of Canada lol

[@SteveRam]

Hey! It’s my 2nd Cousin Anthony! How’s it going? Long time no see. We should catch up some time 😁😜

[@brendakrause5639]

Ya right. People will come out the woodwork long lost relatives.

[@QueenStylin]

I wonder if they are up for adoption? I know I am over 18 but . . . Lol

[@Hugo-xj2mj]

Ahahahahhahahahhaah

[@Patriotintexas]

Lol

[@danieldesantiago6472]

This man just won at life! Seems like he already had good money habits so if anything it was a great boost to their lives financially.

[@clarifyingquestions]

In Canada, we do not have the outrageous student loan debt that I am hearing on this channel that Americans have.

[@dexterm1285]

@@clarifyingquestions Guess prices much cheaper in Canada for college.

[@IDJLINK]

Not hard to have good money habits when u have it. A poor person who makes 25000 a year barely making it ain’t bad money habits it’s called they ain’t got none.

[@edwardlopez9061]

Colleen Jones yeah but you still have credit card debt.

[@CycleThePuck]

My advice, don’t tell anyone but your partner. Unless you want all types of people asking you for money every time they are in a hole.

[@perotal]

In Canada you can't really collect your lottery gains anonymously. It is mandatory to take a public picture with your cheque

[@edwardlopez9061]

I think the smartest thing to do when you find yourself in that situation is to call or message every single person that you knew back in school and all of your distant relatives on Facebook or Instagram and ask them for money because you can’t pay rent or something like that because then you’ll find out who is real or not after you announce that you won the lottery. So that way when they come asking you for money when they find out that you won the lottery you can just easily reject them with no guilt.

[@itrebor]

Nick Johnson that’s a great idea 👍

[@scuba535]

perotal most states also require you to be announced. There is a loophole that you can claim it through a business you create so your name isn’t really attached and in the public eye.

[@Sombra_Azul_]

Let me help you out with this one: Don't even tell your partner, or they will also put you in a hole!

[@kensmoneymatters]

Wooooooow....with the knowledge I have now, I would never ever be broke. Financial literacy is everything.

[@DesignedByTaz]

He makes 240, his wife makes 90 PART TIME and he wins a million dollars. I can’t help but to be bitter. Lord forgive me!

[@jeanqbxx]

Exactly hahaha, same here.

[@ratsofatso5525]

Yeah, there is no justice on earth. I bet he has perfect hair too.

[@YPEFFLE]

In the bible it says "for those who have everything, more will be given, for those who have nothing, everything will be taken

[@aileencrane7700]

🤣

[@rainiak8378]

In Canadian dollars so it’s not as much as you think

[@sarahcaldwell1247]

This man sees himself winning in life; subconsciously he knows in his heart of hearts he’s a well to do man. He’s not lucky- money is simply attracted to him. Wow- still amazing

[@ZachGinnOfficial]

If I won the lottery I wouldn't let anyone except my significant other know. Too many lottery nightmares stories about jealous family members!

[@amandadean3948]

@Zach Ginn..I agree but in many places you can’t be an anonymous winner which I think sucks. It puts the winner in jeopardy, people are NUTS nowadays!

[@210SAi]

Shaun Johnson there’s a video on YT about lottery disaster stories and one was a spouse who tried to keep the winnings secret before the divorce. They ended up by another judge to turn over the entire winnings to the ex spouse

[@mjsfamous]

But what do I do when they ask about my new Lamborghini?

[@Sombra_Azul_]

@@SJ1990_ THANK YOU!

[@darlenepaul2934]

Many have been murdered...sometimes even by family

[@j.l9670]

This guy is not luck at all!! He is very very wise and money just “happen” to have found him!! Who would call Ramsey after winning the lottery while having a 330K house income? A wise guy!! Congratulations, It makes me happy to hear this kind of story!

[@rminitials]

90k working part time?? *I have left the chat*

[@QueenStylin]

Ikr? I am a bit envious! 😂

[@inthevault9603]

21 yrs in my career and I won’t even make that in 9-14 years when I can retire. (Teacher at a large U.S. school district)

[@FerventReminder]

@@inthevault9603 To be fair you can't expect that teaching, you should have known that going into it.

[@coldsoup8958]

Granted, they're talking in Canadian dollars. But still..

[@NathaliewayneHerbuHerde]

😂

[@loliverde9955]

Congrats to the lottery winner🥳 good people deserve to prosper.

[@itzdarrenv2716]

Household income of over 300,000 and wins the lottery of 1 mil, they just keep on winning sigh lolol

[@NikNik0123]

Darren V totally unfair. Such is life.😤😤

[@gutterboy4730]

@@NikNik0123 Nothings fair, work hard.

[@AHighlander]

^Okay boomer.

[@jeroenarendonk4160]

@@gutterboy4730 working hard doesnt do much, working smart does

[@FierceFamily]

I worked in disability seeing all kinds of paychecks. Just because people make more money all that means is their bills are BIGGER!. BIGGER HOUSE, BIGGER CAR, BIGGER STUDENT LOANS. They are living paycheck to paycheck just like the rest of us!!! Just looking better while doing it. Moral of the story, live within your means and think smart pay cash.

[@elmagnificodep]

Husband: $240,000 CAD = $176,172 USD Wife: $90,000 CAD = $66,068.86 USD Lottery: $1,000,000 CAD = $734,098.49 USD

[@alexpasko9540]

Lottery/game show winnings are taxed more around 50% so USD 1M after tax is 500K

[@elmagnificodep]

Alex Pasko I wasn’t factoring taxes. I was only converting Canadian dollars to U.S. dollars. The taxes however depend on where you bought the ticket. In the U.S. everyone has to pay the federal rate, but depending on where you’re at you may also have to pay state and even a local tax. Some states in the U.S. you only pay the federal rate. It can make a huge difference.

[@ywoodstock]

@@alexpasko9540 in Canada lottery winnings aren’t taxed. Also stated in the video

[@riverdaletales8457]

@@alexpasko9540 500k is still a lot I could live off that for 20 years (after investing and still working)

[@adnankazim88]

@@alexpasko9540 yea but Canada is a cut throat government and nickle and dime you in every aspect in life. American dollar can go a long way

[@amandadean3948]

Wow. Some people are so blessed. I hope he truly appreciates all he has but he sounded like a nice guy! Giving is essential it keeps you grounded and not be so self centered all the time. I couldn’t agree with them more on that.

[@sandan2358]

How wonderful for him, admire him for calling to ask for advice!

[@zacharyvalenter9637]

The numbers are in. We've studied thousands of lottery winners, and the one thing they all have in common is that they invested in lottery tickets. That's what we teach here.

[@larrybud]

True statement. Also, among all of the people who have lost money in the lotter, the one thing they all have in common is that they played the lottery.

[@Maya_Unplugged]

😂

[@Cobra_Khan]

Happy to see another Canadian calling into Dave’s show! Glad to see he’s doing well!

[@liban2]

I wanna be blessed like this guy!

[@BengalTiger47]

I just need to win enough to pay off my mortgage 🤣

[@Imhere12345]

Baby steps will get your there

[@dapeace316]

Wow.. giving mannee.. it is more BLESSED to Give than it is to receive indeed. I know this in Word and theory, but as Dave is talking about this, I cannot wait to LIVE this out! My time is here

[@Parrottptg]

Give to your family. Thats the best feeling

[@AlisonLynneMaynard]

Wow! Bless this guy! He has a lovely nature too 👏🏻 Nice to see good guys win sometimes

[@MR3DDev]

You know whats a good way to get harrased? Broadcasting on a famous radio show that you won the lottery

[@Stormy_Dawn]

Its public info, they were already harassing him.

[@edwardlopez9061]

coco marineblu his name is anthony ciambella from Montreal, Quebec.

[@ndustries6323]

Man I would love to one day be able to give $1000 to a struggling person without even thinking about it.

[@lucywagoner9457]

God Bless him and guide him.

[@sharons2328]

Truth, back in the 1980's, my Canadian Parents won 10K tax free in a lottery. At that time, it provided them with an adequate house down payment.

[@ChicaGorilla312]

What a lucky guy. The most I ever won on a lottery was $50

[@1jw298]

I’ve won a few 300’s , 500’s and a 1k ticket. That feeling you get when you get a big one is great!

[@Cookieboy70]

Yeah, one day I decided to try out scratch-offs. First time I won $200, and then kept playing regularly and was $500 ahead. Eventually, I prob went $700 in the negative and realized I played right into their game and decided to end the habit completely.

[@theteacher2113]

The most I won was $30 on a $1 scratch off. 😂😭

[@Sophie3647s]

@@theteacher2113 Same I wish it was a million or a gran a week for life 😭. Congrats to him and his wife

[@butskiiueepp1625]

The Teacher that’s still a $29 profit haha

[@tamikamcfarlaneleadon7507]

Great suggestions about Giving Living and investing. Thank you for sharing

[@KevinMcMullen.]

Congrats man and no tax as well that is awesome!!

[@lindakincaid4530]

good for him. hope for the best for him and his wife.

[@taahdaah3813]

Dude said late in life like he was 60.

[@ThePolice2012]

To be fair, he has already made a majority of his big financial decisions. Law school+Home buying. In regards to financial literacy, it is pretty late. But sounds like hes nailed it all so.

[@5amGrinding]

The giving part was the best about this video

[@danettemckinnon7251]

I love how he mentioned atheists in his bit about giving. I am atheist and give every week out of my paycheck and LOVE it!!!

[@jamrito]

You know this is true because Canadians never lie

[@justinc2633]

what if its an american lying saying hes canadian?

[@Jay-om8gr]

Justin you heat that accent? He’s definitely Canadian. Or maybe from northern Minnesota

[@justinc2633]

@@Jay-om8gr Minnesota isnt in canada

[@Jay-om8gr]

Justin that why is used the word “or.” Because many up that way also have Canadian accents. But thx for the elementary geography lesson🙄

[@justinc2633]

@@Jay-om8gr well i said jokingly that he might be an american pretending to be a canadian and you basically just said "he's either canadian or american", so thanks for that very important information

[@Rivs5117]

Congrats to him and his wife.

[@truthspoken9456]

That's called TREMENDOUSLY BLESSED!!

[@DaddyDebt]

Life is so hard as a lawyer that you need to ask Dave Ramsey for advice

[@RenaeFlowers]

Yo, money runs away from you, especially if you have a lot of it. He definitely feels immense gratitude and possibly guilt, and that's why he sounds so stressed. He wants to make this undeserved moment count.

[@30deblanc]

It’s called WISDOM not “we is dumb” to ask someone like Dave Ramsey for money advice.

[@angelaonthego]

I hear humility in him admitting that he’s not exact sure what to do with it.

[@warrenkatz1469]

I turned it off after 2 min. calling to brag when people are suffering. Horrible!

[@boxesbinslidsllc]

@@warrenkatz1469 Bitterness 🤮🤮🤮 be happy for someone else's success and happiness.

[@aromero385]

Givings; I agree brings peace and tranquil enjoyment of life.

[@fragile00]

Caller: I won a million! Dave: You gotta be a beans and rice. Rice and beans.

[@Veenbuen1]

Throw some meats in there on the weekends lol

[@saulgarcia7347]

Talking about hitting the jackpot, way to go!!!

[@DavidEVogel]

The question Ramsey did not ask “Why were you in debt before the windfall?” Habits after the windfall will be the same as before the windfall.

[@ThinkMoneyBenny]

1 mil would be sweet.. nice win

[@nessphysic3603]

Mr. Ramsay is fun...I love this show in so many ways.

[@Domithiccc]

Great video! Loving the content Dave!!

[@catt99mahal8]

Man I’m so happy for him and his family!

[@Eagles.Fan.Since.Super.Bowl.52]

"Hi Dave! I got really lucky and won a million dollars on the lottery. I was getting annoyed by investment people so I bought a shotgun." That's what my brain heard.

[@lovethemflowers]

Sounds like he took Joe Biden's advice! Just joking.

[@aaaaaaa4821]

Lawyer making $240k wondering how he could afford a purty shotgun🧐🤨

[@Eagles.Fan.Since.Super.Bowl.52]

@@aaaaaaa4821 Sounds realistic

[@dscglfr00]

Doctor D. Has been a great addition to the Ramsey team.

[@ryanc9888]

I won the CERB lottery, $2,000 per month

[@visigoth3696]

$2000 a month is absolutely amazing

[@pigeot911]

It's taxed...you have to pay it back next year. Only a percentage but still

[@apmde]

I’m very fortunate to be in the same position. I have enough saved for a year of university.

[@Faith-un7ns]

That’s so funny

[@Faith-un7ns]

I won the same lottery

[@antball775]

That mil is a good come up I need one of those

[@bhupesh0111]

I'm moving to Canada..bye bye TX!

[@JimboJamesShow]

Property taxes are killing us in Texas

[@ludens1526]

James Hollenbeck really?

[@bhupesh0111]

@@ludens1526 yes

[@j.fo.v5260]

@@JimboJamesShow So true. I pay 5000 in property taxes every year.

[@bhupesh0111]

@@JimboJamesShow I so agree I'm in Fort Bend county which has the highest taxes in TX and we pay close to 3%. TX doesn't have income tax but they make up for their revenues through property taxes.

[@tristanhnl]

4:58 "in fact you can buy 2 of 'em and drive one of them off the cliff for fun" 🤣🤣🤣🤣

[@1.5Koreans0.5American]

Wow congrats 🙌

[@heyvern]

WOW! Good for him!

[@deusfilius7]

I love Dave.

[@tyleraog2713]

My ex said she’d rather give her time than her money! So yes I have ran across a person who does not like giving money.

[@noinfoherebro]

If you can't build wealth and save off of $330,000 annually along with a million in lottery ticket earnings then there's a big problem.

[@puropsychobilly3995]

He did say he just discovered dave....at 35 he can turn his life around if he follows the plan.

[@FIRED13]

@@puropsychobilly3995 turn his life around ¿¿¿ you are kidding, right ?

[@puropsychobilly3995]

@@FIRED13 perhaps a better word would be habits?

[@patty109109]

He never said he wasn’t building wealth before.

[@Big-Government-Is-The-Problem]

yep, he should have no issues retiring with a 20m+ net worth at that income level+1m from winning the lottery.

[@Jon-kp7ko]

by no means am I rich, but Ramsey is 100% in giving. just recently I gifted a family member 100 out of the blue for her recent achievements. graduation and all. not much, but it made me feel good that I was able to do that.

[@mohamudm3380]

I need some money to pay off my debt. Thanks 🙏 very much!

[@princematthews_]

Lucky guy! 1 mill no tax!

[@CaseyBurnsInvesting]

He’s the lawyer from the Millionaire Next Door turned around.

[@nicholaliu5845]

Congratulations 🎉❤

[@racpatrice]

I'm happy for the guy, but at the same time I want to hear this happen to the single mother/ single father with 2-4 children working for $25,000 -$30,000 a yr with $$$$$ in debt who now has the opportunity to get out of debt, poverty and create a great life for herself/ himself and the children. This guy and his wife were already winning in life with $300,000 a yr income 🤷‍♀️

[@jawaskiwhite4893]

recieved in jesus name u spoke to me

[@nkyryry]

It does happen. And those people never have any idea what to do with it. And almost always end up broke.

[@debrawilliams2781]

This is what being blessed looks like.

[@danielreeder62]

Facts

[@Crystalballer21]

This!!! I absolutely agree

[@rationalsamrat3247]

The real miracle is that he didn't get taxed ! .

[@prospersis4540]

That’s cool that he won! Wish that would happen to me, I’d be happy winning anything! Lol! 😂

[@autumnjoiner-smith7381]

Im a single mom. I live below the poverty level and its not a lot but I am foster home for a dog which I enjoy. I also with my son sponsor a non adoptable cat at a no kill rescue that is 11 dollars a month. I look for ways every day to do what I can even if its simple like opening a door for stranger or helping a mom with kids or picking up trash at a park or somewhere. Im a certified nursing assistant and I do get paid but its also my vocation/calling. Taking care of the elder generation is important.

[@ianmowbray3284]

I would say that winning money can be a blessing and a curse. most people can’t handle having too much money. And many lose it all in a few years. There Attitude Remains the same with of without the money

[@TheTread123]

"Trained to do" is the key word if the day. How about discovery of innate talents set by knowledge not normally taught in schools but by people who have special "strength" as in " Now discover your strengths"(book, program) and others talents. Learning even from successful "autism spectrum" people.

[@good-tn9sr]

The guy did win fair and square. I feel like it’s better that this guy won compared to the majority of players who win as they squander it all within a year. It’s good this guy consulted a financial consultant before spending.

[@xUzi786]

$240k! Thats nearly £200k where i live he must be a good lawyer to be earning that much.

[@Big-Government-Is-The-Problem]

after he paid off his debt lets assume he has $800k left. if he invested all of that for 30 years at a 7% return he would have over $6m. if it was a 12% average return which dave uses in examples but i think is a bit unrealistic, he would have almost $24m! thats assuming he doesn't invest any of the massive $330k income he and his wife have. if he lives on 100k a year and invests 220k and the 800k lottery winnings he would have $29m from a 7% average return or 86m if he gets a 12% average return. either way, if he invests he will retire very wealthy and still have a large budget for life expenses from today onward. this dude is indeed very lucky.

[@oneofyou6773]

You never met anyone who gave money and regretted it? Hello! Nice to meet you. I am so glad I am your first. The amount of damage my family and former friends did to me because I did as asked and helped them with money is unbelievable. I regret giving any of them a penny. It bred entitlement in them beyond belief. They started fighting among themselves who should get more out of me, assaulted each other, played me for more, and in the end I became the devil for saying 'No, no more'. Now they don't talk to me or each other. I found out I was surrounded by wolves. So, yes I regret giving them anything.

[@alecu739]

Wow money really does mean a lot different to others vs others...

[@Jay-om8gr]

At least he had the since to call Dave

[@210SAi]

Since indeed

[@michaelmarquez6133]

This guy is full of it!

[@madpwnagetv3105]

just realized Dave is the GRRM of the financial world

[@ckennedy1973]

Good for him. Lot of choices

[@CRiver396]

I wish God will bless me like he bless others

[@NHisways]

This guy came here to say "I've got a ton of money and a huge amount of income too. You people however have nothing. Ha Ha Ha!!!"

[@69TDUB]

How many assets aren't simultaneously someone elses liability? ? ? Physical Silver is wealth insurance.

[@skillfuldabest]

Every time I’ve donated money to an organisation and didn’t see a change I’ve regretted it.

[@DU30DU30]

the luckiest person here in canada! well off person then won a lottery! life is so unfair!!! hehe peace congrats!

[@motorcyclemichael2182]

Lucky 🍀!! Good problem to have, I imagine. Dave won’t allow me to play the lottery because “it’s just a tax on the poor.”☹️ Guess I’ll never win then 😭

[@themailman8038]

This caller is the total opposite of the female from D. C. that called in complaining that she was a million dollars in debt.

[@Gri-n9l]

money goes to money...

[@TIMVESTMENTS]

Put half that amount in a good dividend ETF. Receive passive income forever. Use the passive income to pay down debts and the rest for whatever you want. You’ll never have to touch the principal amount.

[@dianer8881]

Now, everyone in the family will start pressuring you for what they think should be their fair share. Don't give in!

[@NateBee]

Did they ever answer his question?

[@Lughnerson]

Watch the "F... You Money" clip from the Gambler remake movie. The F...You position is spoken by John Goodman's character.

[@Linkgt]

This is the type of person to win the Lotto, lol.

[@lamonthamilton667]

I have seen and read the comments by a number of Classes represented and I say this, If what comes around goes around money follows money take what you have start investing small yes small and watch yours grow and lead a new life by Example.

[@lucywai7631]

Tapping into that guy's luck like literally sitting here channeling 🤣👏🏼👏🏼👏🏼👏🏼

[@joefran619]

So when you get Blessed, you win a lot of money! Can I just get BLESSED!

[@naalynmusic]

Hes soo lucky

[@redcomic619]

It’s always the lawyers and trust fund babies who win lotteries.

[@darkwowpg]

Nah that are the ones you remember.

[@Khaltazar]

Most of the time it is people with low IQ that blow through it. Those people almost always end up filing bankruptcy or end up dead.

[@XFizzlepop-Berrytwist]

Khaltazar Usually end up dead, from friends and family, more often.