ICICI Lombard Health AdvantEdge 2022 | ICICI Lombard Health Insurance *HINDI* | Gurleen Kaur Tikku

[@akshaydixit4094]

What is mean by incurred claim ratio. Is it good to have less or is it good to have more

[@GurleenKaurTikku]

Incurred Claim Ratio (ICR) is the ratio of net claims settled by an insurance provider to the net premiums collected in a financial year. Higher the better !

[@Rameshwar-sah717]

it good to have less

[@Dinothunder-t4s]

57 aged person ka lucknow ke liye 1 year plan ka premium kitna hoga plz batayen

[@GurleenKaurTikku]

Hello jee, please connect with us on WhatsApp/Call at 9650706699 . Our team can assist you & suggest you a suitable plan as well.

[@nyctophiliac8931]

Correct- room category upto private AC

[@akroy9050]

Thanks madam for update. But for Modern treatments nothing is mentioned in the prospectus or policy wording. Pl clarify, whether modern treatments are covered under HA Edge Apex plus.

[@Jitendra_Arya999]

Mam 10lac ki policy hai Agar cretical ilness me hospital me 7lac kharcha ata hai to company kitne ka claim degi, Kya intercity hospital chose kar sakte hai ilaz ke liye out of City me 🙏🙏

[@achintyaroy9730]

Very informative video. Madam please clarify 2 things 1. Nothing mentioned in the policy wording regarding cover of Modern Treatments, 2. For pre-existing disease are they going to charge loading on premium?

[@Rameshwar-sah717]

Modern Treatments covered as per SI and For PED your premium will be increase as per Under writing team after calculating risk factor base on your health. If you required any assistance please let me know as well

[@ranjancom2000]

pls update what is percentage of premium increase every year. If any diseases occurred Will there any waiting period while doing next year premium renew. If Yes how many years. So this cycle will continue without any waiting period for recurring years also

[@GurleenKaurTikku]

jee, we will bring up updated video soon . Keep Watching !

[@Rameshwar-sah717]

There is no set of amount to increase premium after 5 year it always calculated by market inflation rate, as per age slab according to policy wording and risk factor

[@dineshyadav-sh1ty]

Mam pls restore benefits ko details se batao

[@GurleenKaurTikku]

Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with more details regarding the plan 😊

[@bharatgupta7138]

icici Lombard and hdfc ergo me se kaun si choose karu

[@GurleenKaurTikku]

HDFC ERGO because we have a great first hand experience with the company. But yes, do your own due diligence too & check which plan meets your requirements. Thank you

[@sahaajit92]

Can you please share the source for ICICI Lombard health advantage where modern treatment is mentioned it's covered upto sum insured?

[@amrutalande7013]

All mordern treatment are covered in this plan?

[@GurleenKaurTikku]

Yes, covered

[@NavalKishor-pn6wj]

Ma'am Star Comprehensive health insurance Ke new raider Add on rider ke bare mein jankari chahiye Plz.

[@GurleenKaurTikku]

Sure, will make a video soon on Star Health Riders. Thank you 😊

[@bharatgupta7138]

in hdfc degi premium increases every year or in 5 year slab

[@dilipsoni4155]

Please Make video for compare this vs Niva bupa Reassure

[@GurleenKaurTikku]

Sure, we will make a video soon ! Thanks for the suggestion 😊

[@dipen0527]

Please compare icici health advantage vs hdfc Optima secure. I was abt to take secure. Now I want to compare both, then take the decision.

[@GurleenKaurTikku]

Sure, we will make a comparison of these two in the future. Till then , our team can assist you in choosing the best of these two. You can contact us on WhatsApp/Call at 9650706699. Thank you 😊

[@suvajitchowdhury28]

What did you choose finally ? I am also confused between the two.

[@Techo_Pal]

Mam i have recently gone through medical test for hdfc life term insurance. but i did not understand why it is based on body BMI which is already proven to be wrond concept to check fitness of a person.

[@GurleenKaurTikku]

BMI is a concept which is important when it comes to insurance as lot of illnesses in your body can be linked to that or BMI can be the root cause of the companies and insurance companies asses their risk on the basis of BMI

[@bharatgupta7138]

last yea my policy ported to cigna from national insurance total year since I have health insurance is 5+1=6 year can u helo me in porting to hdfc ergo

[@ArvinderSingh11]

What's this premium 21 thousands is it monthly or yearly

[@GurleenKaurTikku]

this is per annum

[@ArvinderSingh11]

@@GurleenKaurTikku Thank you

[@srikanthkulkarni9743]

Does new born coverage include internal and external congenital anomalies?

[@GurleenKaurTikku]

Yes, covered if maternity expenses are paid in this policy

[@srikanthkulkarni9743]

@@GurleenKaurTikku Thank you. What is the waiting period for maternity coverage in this policy?

[@anubhavk2263]

Mam cannot find this insurance on the icici Lombard website under health insurance plan options.

[@GurleenKaurTikku]

Kindly check this link : www.icicilombard.com/health-insurance/health-advantedge Thank you

[@aproopas7120]

Mam IVF treatment cover hai kya?

[@murlidharchandra4760]

Navi health insurance ka cashless hospital list dikhata hai kya wo sahi hai wo pura sabhi hospital ko list kar deta hai,aor jo direction map hai wo bhi galat dikhata hai is pas kese vishvash kare.

[@sandeepsrivastava9315]

Ma'am Maternity pre post natal is covered?

[@GurleenKaurTikku]

Yes, all is included in the fixed maternity benefit

[@Manish79]

Thanks for making this video , as iam trying to know - Minimum 10 Lacs cover - Copayment and sublimit - Pre post hospitalisation expence - Day care treatment - Payment method - cash less - Bigger hospital network - Waiting period - Room rent cap - Exclusions

[@GurleenKaurTikku]

Thank you & keep watching for more such informative videos.

[@kedarchodankar9046]

Wonderful video amazing content

[@GurleenKaurTikku]

Thank you so much , Keep Watching 😊

[@bhatlayash]

@@GurleenKaurTikku Mam should I go for ICICI Health advantEdge with befit plan D (10 lakhs) or Hdfc ergo Optima secure (10 lakhs) for my mother (age-47), sister (age-21) and myself (age -20)

[@farazkhan-kj5yd]

Male 35, female 33, daughter 6 zone delhi sum insured 10 lakh, Premium for 1 year kya hoga?

[@GurleenKaurTikku]

If you have any queries or want to buy the policy, connect with us on WhatsApp/Call at 9650706699. Our team may assist you in providing the premiums. Thanks

[@sudheenl2917]

all the details are provided in a short time. Thank you

[@GurleenKaurTikku]

Thank you so much !

[@keyurrughani3687]

Very Good Video Mam, but one question is that if I choose maternity benefit rider and pay three years combined premiums first, so that I can avail to claim for maternity and then after 9 months I can claim for maternity expense, but after three years If I don't want to add maternity benefit rider then can I avail the policy without rider or it is compulsory to renew the policy with maternity benefit rider only with three years combined premiums.

[@GurleenKaurTikku]

Yes, you can renew without maternity rider after 3 years

[@Techo_Pal]

Also why do they need ITR returns. why thwy cannot give term insurance to a,person not filing returns. only thing that should matter to them is regular installments payment isnt it.

[@sandeepsrivastava9315]

aapke hisab se fir to koi bhi aye or term insurance le jaye... premium se mtlb hai? Bhai Kuch eligibility bhi hoti hai....laon kyu nhi sb ko dete?

[@GurleenKaurTikku]

There is financial eligibility in term insurance and as per active income of the insured, policy is given

[@ArjunSurendra]

Thanks Mam, you provide more information in clear manner than the actual insurance websites, this has helped me choosing the right plans. This plan is not available online so finding it difficult to buy and select the riders required, not sure when it will available online.

[@GurleenKaurTikku]

Thank you so much, Keep Watching for more such informative videos 😊

[@pushpendersinghrana3152]

Please compare it with reassure plan...

[@GurleenKaurTikku]

Sure, will definitely bring a comparison soon . Keep Watching 😊

[@yashgandhi2870]

Please share video on bharat griha raksha

[@GurleenKaurTikku]

Thanks for the video suggestion. We will try to bring a detailed video for our viewers soon. 😊

[@prashantmane3952]

Thank you 🙏🙂

[@GurleenKaurTikku]

Thanks for watching 😊

[@prasannakumarnanda387]

Excellant videos. We need a video on Moratorium when it vanishes. It's application on portability of policy. Also need a detail video on air ambulance .When it works and when it does not work.

[@dayakodishala9262]

Good product.

[@GurleenKaurTikku]

Yes, it's a great plan !

[@rohitdkulkarni]

Good product information provided by you every time.This details really helps all insurance agents to update product knowledge.Keep it up ..

[@GurleenKaurTikku]

Glad, Thank you 😊 Keep Watching for more such informative content !

[@brijgoenka6905]

Zone wise co payment is a deal breaker

[@GurleenKaurTikku]

True, we also prefer plans no zone based co payments.

[@chandansharma409]

मैक्स बूपा और आईसीसीआई दोनों में

[@GurleenKaurTikku]

Niva Bupa ( Formerly known as Max Bupa ) & ICICI dono achi companies hai. Aap apni requirements ke hisab se plan lein. Aap humein contact kar sakte at 9650706699. Humari team aapki help karengi 😊

[@akashchawla5744]

Mam

[@akashchawla5744]

Hello

[@chandansharma409]

दोनों में अच्छा कौन

[@GurleenKaurTikku]

Niva Bupa ( Formerly known as Max Bupa ) & ICICI dono achi companies hai. Aap apni requirements ke hisab se plan lein. Aap humein contact kar sakte at 9650706699. Humari team aapki help karengi 😊

[@Mj19420]

Plz comper HDFC optima and this plan

[@GurleenKaurTikku]

Sure, We will bring a comparison soon !