If You Aren't Living Within Your Means, You're Broke! | How To Live Free #5

If you aren't living within your means then you are broke! Too many of us are spending money we don't even have, and running up large amounts of debt, just so we can buy things we don't even need.
But living outside our means doesn't bring us happiness, it just ensures that we will spend our entire lives in debt. If you truly want to live free you have to live within your means!
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[@TimothyWard]

14:59 This isn't over yet Frazier! You made me look scared in my own video! Payback is coming hahahahaha!

[@russellrlf]

That was funny AF!

[@studiodevelopers2467]

@@exelmans8855 I left germany bc too cold. Arizona much better

[@TinoVega99]

Definitely get judged when it comes to dating in LA. Women think I’m broke and have no drive because i don’t chase after the newest car and own all these things. Unfortunate but I’m pretty much debt free and happy!

[@TimothyWard]

I feel you! The good news is that real women aren't out here judging men. Instead they are trying to live their best life possible and they respect men like us!

[@jennysantiago2624]

The stress is what causes inflammation on the body and compromised the immune system. The people who lived beyond their needs are stress maniacs. I don't wear expensive jewelry or purses unless is a special occasion, they are gifts because I will never pay even if I can afforded. It's better to keep it plain simple specially when so many people are going through so much hardship or get kill over a purse.

[@helco2856]

Dating in l.a is like marathoning another rat race.

[@veda-songbird1815]

💯

[@mynameisglitter2220]

I would be happy to date a man like you! Keep it up and the shallow ladies will see themselves out of your life which will be for the best anyway

[@nathanielaranda8407]

I absolutely agree, I will walk before I ever have a car payment and I will drive any car I have until it is absolutely worn out and not worth fixing 😁🙌🏻

[@ReigningWomban]

Man. listen. I drive a 2002 Toyota that is in great shape and still has under $100,000 miles on it. I take very good care of it and keep up the maintenance work. When I buy another car, I will be able to pay cash for it, more than likely.

[@pico_sandoval]

More power to you I hear you. One thing I don't understand is why more people aren't okay with buying used cars outright with cash just to avoid financing and interest rates and all that crap.

[@lashonahuff418]

Me too 😂

[@Blackdiamond929_]

You ever noticed it’s the people / family that live outside their means who ask to borrow money or expect you to pay

[@arikaGME]

I’m trying to simplify. I’ve cut cosmetics drastically, I color my hair myself at home and get my hair cut at a cosmetology school by students, I’ve stopped buying new clothing. I can’t justify almost $200 every two months for getting my hair done, when I think about making $11 an hour pre-tax is equivalent 30 hours of work at one of my jobs. Now I have students cut it for under $20, thankfully I realize if it’s not perfect it will grow back. I also look at all the environmental damage that my wasteful spending was contributing to, and it makes me sad. Once you step out of the cycle it hits you how draining overspending becomes emotionally. You realize that it’s the emptiness and boredom in life that drives you to over consume.

[@chasingsimpledreams]

Good for you! I need to see if there is a cosmetology school near me. Otherwise, i go to Supercuts! My hair is so basic, you cannot screw it up!

[@TimothyWard]

You are so right about emptiness and boredom fueling overspending. The irony is that overconsumption doesn't cure either of those ills. Btw, I love how you broke down the math in your comment. Doing that that really helps to show how much money we waste on a regular basis

[@flovv4580]

"You realize that it’s the emptiness and boredom in life that drives you to over consume." 🎯

[@joycewatt8289]

For those of us who choose to live within our means and even beneath our means We have what most people wish they had but don’t and that’s indescribable PEACE!

[@veda-songbird1815]

❤️

[@lashonahuff418]

Amen, nothing like Peace

[@downsjmmyjones101]

Other countries really have it figured out. If you own a bicycle and pay rent, you're a functioning adult and worth as much as a car and house owner.

[@TimothyWard]

Exactly! That's one of the reasons I love traveling so much!

[@TreeofLife_111]

I love the peace that comes with not needing “things,” and driving an old car. I think the next best thing is not really needing to work much just to pay for the basics.. that will be real freedom

[@stevethomas74]

Spot on there, 'lil darlin' 😉👌

[@jaybee608]

I know I'm living within my means. I drive a 2002 automobile with 272 thousand miles. Keeping the bills paid! Credit cards frozen in a block of ice in the freezer! That's how you put the kibosh on those urges to spend!

[@chasingsimpledreams]

I do the freezer thing too!

[@TimothyWard]

Someone just told me about the freezer thing the other day lol

[@terrilove3300]

Amen ❤️

[@rnt45t1]

I'm going to be out of debt this month. Have three past due collections to clean up beyond that, but I'll be out of active debt THIS MONTH. After 15 years of being in debt! It all started with the student loans, then credit cards to make ends meet during college, then just spiraling for years trying to go into debt to try to impress people that didn't even actually care that I existed. Now I'm so close to being out of debt I can taste it. I hate debt.

[@TimothyWard]

Congratulations! I know that has to be a great feeling!

[@blacklyfe5543]

Debt is good not bad it's only bad when you don't use it responsibly like student loans and credit card debt

[@IntoTheWild361]

Goodwills made me a lot of passive income! Can’t knock it one man’s trash is always another man’s treasure.

[@bigsilverbear4187]

Good stewardship of time. Good stewardship of money. Good stewardship of your possessions. = Good peace of mind in life. PERIOD!

[@koooujobe4168]

Is today i learn the importance of being a minimalist. Thief break my Door enter my apartment he don't see nothing to pick Tim😂😂😂

[@blessed7927]

😂

[@pico_sandoval]

I was never a minimalist and recently a few months ago had to temporarily vacate my apartment for a few months along with everyone on the 12th floor so they could do major roof repairs. We got boxes to pack up all our shit and let me tell you I never realized how much shit I actually owned. It was ridiculous and it took me weeks to pack all this shit even though I tried to get rid of many things I still had a lot of shit and I told myself you ain't bringing nothing in this damn apartment again unless you absolutely positively needed and it has to perform at least two functions. After the repairs were done and I move back I even tried to get rid of a few more things that I know I wasn't going to use. Now partly in my defense I was in this apartment for over 10 years but still it was annoying as hell looking at all this shit I acquired but wasn't doing anything with. One good thing about the pandemic was I didn't buy clothes for 2 years and this will be at the third year that I'm not buying clothes again.

[@Keyboardmom]

Shopping at thrift stores and other people’s closets go super hard! No one ever knows where we get things unless we tell them. And most of the time, the pieces are so cool and unique, for a fraction of the price, or FREE.

[@cancel.lgbtq.6892]

Contentment is what most people needs. My coworkers looked surprise when I told them I'm driving 22 years old car and live in tiny house. Can I afford to buy Tesla , BMW , Lexus , or Benz or bigger house ? yes of course but I'm happy with what I have. Most of them are in debt up their eye balls when I talked to them. I have 3 cars that all paid for so there are no payments. My house is paid off , so all I do just pay gas , power , tax etc. I paid my son college tuition in cash so he doesn't get into debt. The rest of money I put in saving for down payment on my rental property , or invest in my Roth 401k , Roth IRA ,and stocks.

[@jasperbillie3294]

I like your comment. That is smart! Thankyou for sharing

[@drillingig2368]

There’s nothing wrong with nice things. There’s only a problem when you can’t afford it in cash.

[@Retired-jr3qs]

I agree 100%. Now that I am retired I live within my budget.

[@ReigningWomban]

It is very peaceful living within your means when you see the stress and have felt the stress of not doing so. It enhances the quality of your life and how you work. Keep the great messages coming Timothy!

[@jodybrantley5859]

I agree. I only want enough clothes to fit in a suitcase and my camping equipment. I'll be working in Montana soon - thanks to your Coolworks advice. Thanks, guy!

[@muccia7328]

Totally..i hear you on all this! And on the "walking while being judged" thing ohh yeahh so much. I chose to walk back and forth to work everday for 6 miles round trip though i had a car, because i would have to be at a desk for 7 hrs (would walk at lunch too!) And also because traffic was always nonstop sitting for most of the "drive" anyways. It was crazy. But i got so much hostility and stares. Did this for 2+ years. They would be comfortable only if everyone was sitting in a car on idle like them. Got almost run into on a regular basis, yelled at, and more than once i was actually barked at - by humans. Yeah. Screw people who are so small. Keep on keeping on YOUR WAY!

[@pico_sandoval]

Hostility for walking- I believe you but I don't get it. If I saw someone walking especially to get to work I would think to myself now that's dedication, and I wouldn't admire that person.

[@JayThe0]

So true. I went from being an RN 95k yearly (in my early 20s) to a mf FELON (long story, suicide attempt on the job cost me a lot). I work as a server now and only part time bc I don't feel like breaking my ass. (I was also just in school......Plus I ran from the cops so I broke my back really badly-LOL). Anyway, now I make about 25k part time. Nobody could even tell....I was living at "mommys and daddys house" as a nurse. Now on 1/4 less- I am on my own, on only 25k in new york. I just need my friends and a meal or two daily. NYC trains save my ass from needing a car. I am not even going to mention how much I have saved bc it's in the dirt somewhere and I am not trying to have a target on my back..... ***ALSO IN TERMS OF SOBRIETY: I just now became a certified peer specialist! (2 years almost in recovery) Tim is this what you mean by being content bc of knowing you have life goals you are working towards?!

[@Alex-qn3me]

It’s cause America is a consumer economy and we been screwed and brainwashed plain and simple brainwashed from school and college.... side note thanks for the video I enjoyed it very much love to see you laugh it’s refreshing

[@ccostly469]

Amen to that brother. we think alike!! everything that i have is paid for

[@jesussaves5141]

Clay,Amen to that.This video was funny

[@Larce89]

Timothy, Searched living within your means on KZbin and this is the first thing I clicked on. Really like your attitude. I'm always looking for ways to be smart with my money. My motto is, "If I don't have the money right now, I'm not buying it." On a good week, I can save half my paycheck. I drive a reliable 2001 Jeep Cherokee. Looking to move out soon, as I still live at home. However, this has allowed me to save up several thousand. I'm satisfied with a simple life, and glad to know there are others that are too.

[@pico_sandoval]

When you move out and get your own place be sure to have several power strips. This makes it easier to shut off appliances that you're not going to use when you sleep from drawing electricity. I've seen a definite decrease in my electric bill doing this simple thing and all it costs is a few bucks for a couple of power strips.

[@jamesbryant3776]

My Bible tell me that the debtor is slave to the lender. I don't want to be a slave any more!@

[@MommaChaela]

Deuteronomy 28:13 KJV [13] And the Lord shall make thee the head, and not the tail; and thou shalt be above only, and thou shalt not be beneath; if that thou hearken unto the commandments of the Lord thy God, which I command thee this day, to observe and to do them :

[@blessed7927]

I love thrifting! I am fine with walmart for wi ter clothes and Marshalls for summer clothes!

[@CaptApril123]

You're not weird, you're smart. A car is the single biggest driver of debt slavery, I see so many people at the point of poverty just to keep a car on the road. Without it they'd actually be doing pretty well, even without a high paying job. I keep my driving license up to date in case I ever want to rent one but no way i'd ever own a car again. It's financial albatross around my neck I can live without.

[@mondelm1]

Spot on - sound logic.

[@dianeorr8937]

Its not what you Earn. Its what you Spend. ✌✌✌

[@starfalcon2]

Always live below the means.

[@ocean4view]

Very great advice. Live within your means. We are too busy trying to keep up with others. It took me to this age to learn this. Very good video. Thank you.

[@RTReelz]

Good talk Tim. I was fortunate enough to never fall in to the trappings you describe, meaning I never really wanted all that much, which allowed me to have pretty much all I ever wanted fairly early in life. Getting to that point made me realize the whole idea that having a pile of stuff will make you happy is a lie! It's one of the emptiest ones anyone will experience. I'm not sure many will realize that until they experience it for themselves. I wish everyone had the means to get to that place, so they can see it firsthand. I think it would be a very different world if that happened.

[@TimothyWard]

I agree. I wish I knew what to say to reach more people. I know I kinda poke fun at people living outside their means but I honestly feel bad for them, especially if they don't know any better. I'm glad you were one of the folks who just 'got it' naturally.

[@RTReelz]

@@TimothyWard Me too. The programming is deeply ingrained in most. Just keep your message out there for those seeking advice. You're making a difference even if it is currently a small one.

[@davefischer2344]

4:42 people don't realize it in the moment, they need to make more money in less time.

[@livestrong1976]

Damn that was funny, "I'm gonna go this way where did all these people come from"

[@TimothyWard]

People are always in my way lol.

[@jesussaves5141]

Trevor,I said the same thing to.lol

[@jackiefenner8051]

Hey Timothy! Love your videos! I’m still behind a desk working for a bank and still too apprehensive to leave as I do have rent, car payments, internet..etc etc.. and I’m really wanting to change my life but the biggest factor is money! I self support as no man or anyone is to be trusted to ‘take care of you’ ..anyway!! Yeah I try very hard to live within my means but everything in Atlanta area is very expensive! Food for one! I do have a kitty cat n he’s def spoiled lol with my money lol .. thank you, I enjoy listening to your videos! 🎉 😊

[@blessed7927]

Food is my biggest bill! Garden!

[@jackiefenner8051]

@@blessed7927 Me too, food is ridiculous expensive, I don’t even buy dinner food really .. just something to put together to eat like salad and the like. Well, I did quit my job on May 2 2024 as it was causing terrible anxiety, stress and I was burned out! I’m still job hunting and it’s a pain but hopefully something soon. I get overwhelmed in where to live as my lease is up in Oct but I have a car and can’t leave him behind! Anyway, I will watch your job ideas videos! Thanks for your videos it helps us in these situations. 💖

[@Jes17579]

Your video is even more relevant today and going into 2022 with prices skyrocketing we have to watch our spending.

[@luzloveslife]

Excellent video! I just bought a “new to me” car and when I told my co worker about it she automatically assumed I bought something bigger and better than I had before and more outlandish than what she has (because I make more). In a very comical way she expressed that I was going to “upstage” her and she would now have to go and buy a new car also. She was so surprised when I showed her my little used 2013 fiat 😂, and also got her confidence back when she realized that I did not “out do” her. Needles to say, we are complete opposites but somehow we’re friends.

[@luzloveslife]

Exelmans I understand that deep down this is a problem, but we are co workers and have to interact daily. I let her live her life as she chooses and I do things my way. I appreciate the good qualities in her.

[@TimothyWard]

That's a great story! It's funny how we react when other people buy new things lol. More people go deeper into debt to impress others than for any other reason.

[@HisaLight2mypath]

I was definitely living out of my means but when I got rid of my car I had a bit more money and I bought cheaper cosmetics and cheaper makeup and things I walk a lot more now. Saves money on transport.

[@TimothyWard]

There are so many benefits to walking, I wish more people walked on a daily basis.

[@blacklyfe5543]

I wish I knew this when I was younger

[@chavonnidaharley9341]

Alot of people live off of credit which does not feel like real cash. It's a big difference when you depart with cold hard cash vs. credit when you can pay back over time. Living within your means is not only smart but Wise. This pandemic has taught many that you better live within your means, save some money and all those that you thought where BALLERS are 30 to 90 days away from closing or being homeless.

[@alemap5879]

Good job! I’m all about this. Keep spreading the good word.

[@TimothyWard]

Thanks! I will!

[@dreamteamnationpodcast5212]

leaving within my means just bought my first scooter brand new cash money! no debt and im happy being free not financing anything

[@yogankuma]

I really appreciate the message, thanks

[@chasingsimpledreams]

I also think that the people who are killing it are people like you. Not necessarily those that "have money" but are happy with what they do have.

[@TimothyWard]

Thank you! I will never be rich but I am very grateful to be comfortable. And that is all you really need for financial happiness!

[@richardbenz2924]

Good advice! You could even say it's living below your means

[@jree92]

Another great video ! I know for certain that adopting the minimalism belief & practice has definitely saved me. I believe you touched on the fact in your last video that were programmed to constantly crave for stuff ! There are times when I ask myself, What was I thinking ????? Now,I know !!Thanks for providing the sharing & helping others ! 💝

[@TimothyWard]

Minimalism saved me as well! I also look back some days and wonder where my head was at in the past. I feel truly grateful that I woke up!

[@81eniale]

This is what keeps us enslaved to the Matrix. I also think that it's lack of money handling knowledge along with the entitlement group think. Didn't pay attention to money lessons until later in life now I'm working 7 days a week to get out of debt before I'm 60.

[@TimothyWard]

I think the lack of money handling knowledge is by design. It would be easy to reach financial advice in school but then we would never end up in debt and that wouldn't be in the banks or corporations best interests.

[@stevesaenz8724]

Your so right. I think just like you .Thanks.

[@cherrybomb3713]

I just stumbled on something here that's really awakening ... I'm check out your videos man but I like you alot already dude.

[@sabbottart]

I agree with you! I think most people just lease cars. So it seems like they have a flashy vehicle but they never own it. Same goes for big houses. Men with families get especially bollixed up with living above their means. They are always trying to please someone. It’s a Catch-22 vicious cycle.

[@lluvliness]

This was a breath of fresh air. Thank you.

[@robt3407]

There’s a slogan I saw elsewhere: “Because you’re WORTH it”.

[@Sirch100precent]

Man , I'm so glad I found your videos. I'm living in Hawaii & really need to keep an eye on my funds. Unfortunately I have student loans along with rent & phone bill. I found your content at a great time , really making some changes in my life & only getting the things I truly need each month. 🤙

[@TimothyWard]

I appreciate you taking the time to comment. And I'm glad my content has been of some use to you. How are things in Hawaii? It's on my list of possible travel destinations this year.

[@Sirch100precent]

@@TimothyWard it's awesome here. Can't beat the weather & I'm 5 minutes from Waikiki beach. You should definitely check out an island.

[@Itsmejabs]

I want to stop living in this crazy cycle - I made 40k a year and I always ended up with no money

[@EricJon]

Felt like you were taking to me directly. I really liked this video.

[@blazen_lion_0074]

⚜️‼️Amen Bro‼️⚜️

[@jesussaves5141]

Timothy,that was funny,too many people over here and iam going to go back this way lol

[@reginaldoppenheimer334]

Love this! This is Gospel!

[@eberronbruce1328]

I think easy credit, loans, and debt has been probably a leader in why goods and services have inflated over the decades.

[@choosetoshine2610]

Sound advice, Tim! Blessings.

[@vidallares8055]

Great video! It's a great thing you're doing by not having a car. Not many people can do that because they can't take the pressure exerted by society.

[@brendalong3852]

There are some people that do that but when you have kids, medical bills or other expenses; its not always possible to pay the bills even when you don't run up debt. You are getting by then you get laid off or hours cut back and there isn't always cheaper housing near enough to work. You can't be happy when you are starving.

[@lagoonlane]

Interesting thing is you can't tell about someone's financial worth (or other worth) from material possessions. I was explaining this to my son the other day when we were in a parking lot to a kinda crappy apartment complex. LOTS of nice cars.

[@jessicat2304]

I can afford a Louis Vuitton bag but I still haven't purchased one. I'll stick to TJ Maxx.

[@travelingtimothy]

Most of us are broke. I am not sure I know what life looks like not broke.

[@TimothyWard]

It looks alot brighter!

[@TheRis81]

Absolutely bang on 💯

[@durp2878]

The only debt I have is my cheap new civic and I’m a 6ft male, and my phone is paid for , I have no credit cards , so it’s my care note, utility bill and rent and prepaid phone bill. Also car insurance.

[@TimothyWard]

It sounds like you are definitely living within your means!

[@jennysantiago2624]

I notice that people are going on shopping spree like there's no tomorrow. I have a jeep thats pay off, will keep it until died on me. 🤣🤣🤣🤣🤣🤣🤣🤣 I learn how to conserve food to last a long time so I'm cheap now and love it. 💘

[@AEvans36963]

This is probably my favorite TW video bc I agree 100% with the content. It's an honest and true reflection of some people's lives, like mine. I'm not rich but do have some form of means. I'm debt free and am not destitute. No apologies. I'm good.

[@bigaripolaylar8993]

Between 13:10 and 13:13. The summary of my life :)

[@lakeiam615]

Does living within ur means mean not having children? 😢 I never thought I would understand when someone said they can’t afford kids. But it’s possible if u live within ur means. One day I will hopefully get out of debt.

[@aliciajade8837]

i think the media has made me live outside of my means because i think i deserve to own the products i see on the internet

[@life5161]

Laughing my ass off. As always Brilliant video Sir

[@gsfcdy]

11:20 If only they knew they're driving around in a depreciating asset and are probably upside down on loan lol

[@doloresvangaal2248]

Never had debt and never had loans. Unfortunately I will have... when I'm going to buy a house... but thank God I never had student loans or car loans (higher education is so cheap here you can afford it by working weekend jobs, so I am lucky). However, even though education and healthcare are affordable in my country, an awful lot of people live above their means... 😑 I agree with your point. Why for God's sake is it soo easy to live outside your means...?! ..... You explained it clear and simple. It's just simple logic and realistic thinking... yet most people don't want to see. And teaching financial wisdom an literacy will never be at the forfront in education because that doesn't serve the rich and powerful....

[@leighm]

I’m RICH with individualality Integrity Morals Wisdom Personality Compassion Empathy Grace Self worth / worthiness Self accountability Knowledge Resiliency Self love Problem solving skills Emotions Emotional control Love of all living things (animals, plants, etc) Respect for God, angels, stars, etc Respect of the sun And our Ancestors Discernment Vocabulary Critical thinking skills Self control Discipline Open mindedness Love Self love Attention Being heard and understood on a very deep level Confidence Trust Respect for self Respect for others Respect for Mother Nature Knowledge of OUR history b4 slavery Knowledge of the accomplishments of OUR people during times of oppression Forgiveness of self Inner peace Unapologetic Self expression Uniqueness Self control Listening abilities Comprehension Humor Healthy Stubbornness Self advocacy Determination Nutritional understanding of God’s plants Honesty (internal & external & spiritual) Joy, Laughter, Happy tears, Bliss Personal awareness Knowledge of Health Broke where? lol

[@purpur7187]

Shit happens and you have to be ready for it.

[@shantevargas2870]

I needed this!!

[@blessed7927]

Me too. I am really vibin him

[@d.b.g9216]

Great video with a lot of really good points ! I’m working very hard now to stay within my budget the last 5 yrs, although it’s difficult at times, not to just spend money ( that I know I haven’t got and then regret spending it !) I also used to find that once I’d bought /impulse bought an item, when I got it I wasn’t that bothered about having it ! Much happier now I only buy what I can budget for or save for Peace of mind !

[@Zikhona_N]

Tim,💚

[@user-hliudpn]

Hey woman, don't let your dogs get hit!

[@davideyt1242]

@Timothy Ward you preach some really damn good principles, too bad man-made reality makes some of them impractical. let me explain - someon'e being content with the amount of money he makes is not enough with the never ending YOY inflation of about 3-4%, and once a decade 10-15% inflations like we are experiencing now. only if this someone was already making 3-4 times higher than the average earner, then getting hit with 10-15% inflation on his money every 8-9 years won't hurt as much, now imagine you are making minimum wage or just average... being content is no longer possible, thank you corrupt criminal bankers!

[@virginiatozier9957]

Hope y'all make it through the pandemic. I'm sitting here having just listened to the latest on the Johnny Depp/ Amber Heard thing. JD ended up 16 million dollars in debt----- and he had money people working for him. Yikes!

[@tawanawilliams9618]

We do deserve to have a base apartment but a lot of ppl work and can’t afford one because rent is high and a lot folks in this country are now homeless

[@michaeltillman886]

What's up, Brother? I think people live beyond their means because the powers that be tells them it's OK, to keep them trapped in the matrix of debt which keeps you enslaved. You're right! Only buy what you can afford, and stop wanting to be seen having something better than your friends and just live! Peace!

[@Capotua25]

you should check out dave ramsey 'be weird' video where he talks about minimalism and spending on money you could afford and not spending alot to be in debt for something you can't afford

[@Zoet50]

I’m weird I guess, all I need is food and shelter, I want for nothing

[@serendipitouslyspeaking]

Living within your means does not keep you from good things, there are ways to attain through shopping around and saving for special events, The reward is then appreciating these experiences and things more than if you incur debt,

[@jeffreycrowe6669]

You should bring the intro animation back

[@iuliiavoronina4379]

every time u start laugh i laugh too lol

[@TimothyWard]

😂😂

[@matz0rz4o8]

This was cool .. I’m making crumbs right now but I’m tryna graduate and get my skills in and build up.. watch out doubters

[@charlesrobey796]

Great Topic.....

[@nayasea3918]

TIM THANKS FOR SHARING YOUR LIFE EXPERIENCES WITH THE WORLD I APPRECIATE YOU CAUSE I CAN RELATE AND AGREE WITH MANY THINGS YOU SHARE I JUST SUBSCRIBED TO YOUR CHANNEL LOOKING FORWARD TO GROWING TOGETHER AND HELPING EACH OTHER OUT PEACE OUT.

[@Smashachu]

This is the difference between someone who can seize financial opportunitys when they present themselves and someone who can't. My monthly expenses are 850 dollars a month including rent, utilties, phone bill and grocery bill. This gives me 1200 dollars a month to do whatever the hell i want with. As a kid who grew up poor having 300 dollars a week to just do whatever with is unheard of. If i was smarter I'd be investing a huge portion of it lol.

[@ThePrincessWithin313]

Interesting video. I do deserve nice things so I am going tp have what I desire. If you can't afford things, you have to make more money. Everybody has a talent. Maybe you can cook, get into catering for an example.

[@TimothyWard]

If you are willing to work for the things you want in life then I agree, go for it! I just see so many people who want nice things but don't want to work for them.

[@jennysantiago2624]

Material stuff don't bring happiness, I cut spending before the pandemic arrived. I go off my kids when they order food or go to restaurants. They said that contributing to small business is important...lol

[@blacklyfe5543]

I never spend more than what I make at my job

[@ericcatherine7887]

Great 👍 video tim

[@MetanoiaOfferMastery]

The thing is, money doesn’t belong to you. Life does, but money belongs to the federal government. Spending matters to them, so they need you to spend spend spend. You would have nothing today if people didn’t spend. But you have life, you can always meet new people for free, and live off of opportunities that way. You are not what you bank says you are. Even rich people are living unfulfilled lives because their identity is all about how money is spent and returned. But then there are church communities living scarce are living fulfilled lives by doing community event together.

[@josephkerr5018]

22 and have 20k in savings and don't know what to do with it. All I know that I want for my life is to be filthy stinking rich. People say money can't buy happiness. Well, I disagree. I believe the only people that say that are people who just don't have enough money. For me, money isn't about the status or things I can buy, it's about the freedom and possibilities it brings. The only reason we aren't truly free is because of money. The reason we aren't happy is because we aren't free. And as for happiness, I know I could do more rich than I ever can living at a mediocre income.