What It Means To Live Like No One Else - Dave Ramsey Rant

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[@JessicaHicks]

Working on paying off my student loan. It is so tough, but I’m motivated to do it! I’m 51K down just another 9K to go. ✨🙏🏾

[@JTDyer21]

Wow!!!! That's awesome!!!!

[@henryspangler8325]

Well done. Stick with it!!

[@JessicaHicks]

Austin Butler thanks. I’m in the 8K now. Cant wait to be done.

[@fastingd8609]

What do you do for work if you do not mind me asking

[@JessicaHicks]

Henry Spangler thank you 💜

[@mikenelson8377]

I paid a price almost two years ago. I’ll never forget that look on the bank’s face when I paid off everything. Now I’m stacking money like crazy

[@daniellamoreno3616]

Mike Nelson nice way to go!!!

[@TheToadChild]

Mike Nelson Good for you! You've done something amazing for yourself and your family.

[@mikenelson8377]

Five Cents Matter well I actually don’t want kids but I know what you mean and thank you very much. The bank loan consulter was like, you’re debt free?? Wow. Now you’re truly free lol

[@wkdravenna]

Great mike ! It's a great feeling eh ?

[@TheToadChild]

Mike Nelson You are amazing!

[@Engagenumberone]

Delayed gratification is too difficult for most people.

[@emileagenor5683]

Thats the true separation point right there. DELAYED GRATIFICATION.

[@michaelewell5529]

Very true

[@DarrenSemotiuk]

Most people ARE just children. Emotional decisions for short term FEELS GOOD, instead of rational plan devising and executing for long term FREEDOM.

[@terrimichaels3018]

So true even today and we've been married 39 years

[@LeveledUpPrize]

Instant gratification FEELS SO GOOOOD THOUGH 😔😭

[@ethandowler4669]

"Anything you win at, you work at" That's good right there

[@howlbeast]

Indeed

[@zachg9065]

I’m 22 and have 1 semester left in College and have enough saved to make it without student loans. I paid cash for my car and don’t have any debt. I worked all through college it can be done.

[@existentiald562]

Im sure it can when you live under someone else's roof

[@zeynand4039]

@@existentiald562 even then you need funding if you don't have scholarships. Cost of living is high.

[@zeynand4039]

Good job. Did you work before you went to college? Or did you also have a high paying job during college.

[@hisomeone8276]

@@existentiald562 not true I moved out of my parents house at 18 and I'm cash flowing my own college tuition. I've only got one year of college left until I complete my bachelor's

[@highlyfavored2434]

Same it's a great feeling getting your first job post college without a student debt. All income is yours to spend and donate

[@brantley2171]

I'm eating like nobody else now (bread & water) so that later on, I can eat like nobody else (beans & rice).

[@ktsi8574]

Lol!

[@MarioHernandez-ci4cc]

Fillet Mignon

[@MissAtson]

Brantley 🤣🤣🤣🤣🤣

[@yeetruckinyee8284]

oh man! BAHAHAHAHA

[@josephadams6739]

Trinder3467 what other stuff you eat?

[@davidletasi3322]

My best friend worked in a paper mill, had his legs crushed and collected disability. He drove the worst car in town. He worked hard and invested in coins, gold and silver and made millions. He ultimately purchased 75% of our town and became a legend in our community in his own life time.

[@TheJacali]

I appreciate this story about your friend. I was crushed by a bobcat years ago. Crushed my feet. I collect disability. I feel bad for it a lot of times. But I’m trying my best to not feel guilty and take advantage of my situation because that’s what everyone else does. Whatever their situation might be. I have a long term plan. I have no debt. Currently on a quest to get in the best shape of my life despite my health problems. Takes so much more work than it would for others due to my injuries. But it’ll be worth it. God bless my friend.

[@turtleanton6539]

What town

[@timlist4173]

Step 7, and retired somewhat early. We started out late doing the steps, but it worked for us 120k paid off in 39 months. Thanks Dave.

[@nicksteve5392]

A Benavidez Tim is living in a cardboard box, so he should be able to afford food for the next 20+ years

[@nicksteve5392]

A Benavidez that's expensive. Buying rice and beans at just a few dollars could last you a week

[@sirjohndoeofpa3292]

I'm 47, did the steps, aquired tons of cash...I'm retired becuz I was already a multi millionaire....just did steps to show my kids how everyday ppl struggle.

[@sirjohndoeofpa3292]

Nick Steve I prefer filet mignon and lobster

[@timlist4173]

debt paid off

[@legslikewhoa]

“No one accidentally wins at anything.” What a gem!

[@Liveeachdaytothefullest]

Don't keep up with the Joneses. Stop worrying about how people are judging you. Live like no else in order to become wealthy and then buy whatever you desire.

[@33167warren]

"Drive a car that no one would drive, later drive a car that no one can drive" Yes Sir!

[@ShiaGirl18]

I want this to be me someday!

[@lorrainehenry9240]

My car is 11 years old. I don’t have any car payments. I love that Jeep with 115,000 miles on it and counting. Because I don’t owe a penny! I am free of car payments and I don’t need the status of a new car to prove that I am clever. It’s a great feeling to jump off the status symbol train wreck and just be me.

[@guadaluperios7653]

I drive a pick up you don't want to see and drive!! Hopefully one day I'll drive my dream car!

[@SundaysChild1966]

@Amir .. awesome! We have old clunkers, hubby is a mechanic .. I don't care, it gets us where we are going.

[@timothyn4699]

With a qualification that, you should make sure the car at least drives safely and reliably. I drove a 2001 honda accord until just recently. Sometimes you have to pay extra to make sure you get something quality, and it'll save more money (in the long term, having less repairs)

[@kelsey24k27]

Paid for my community college myself, now I am joining the military to serve my country and get my master's degree. 0 debt. Bought my car in cash. Things aren't easy but I ask God for strength to get me through it all so one day I can give and live like no one else. So glad I found your channel. This isn't easy and I know it wont be. But I am HUNGRY (as Les Brown would say) and I'm not giving up until I scrape and claw my way out of the poverty i've grown up in. Thanks for your words, Dave.

[@R.H.1965]

Do you know what you have if you don't have ANY payments? MONEY...DEBT FREEEEE! Thanks be to God and for Dave's advice. 👊

[@jas7869]

Rhonda H. Lol

[@WorldvsTruth]

Well done. God bless you and your family.

[@hilltoprestorations8240]

We started this month ! We have our $1000 in place and then committed to a budget and decided to start living like no one else... We were blessed with a $1000 gift from family and $400 commission bonus at work this month. We paid off a $1400 credit card that we have had for 2 years paying $39 minimum. Amazing how God blesses you with more when our start managing what he has already given you.

[@Albert12893]

Man deserves a medal. And act your wage, great tool to live by

[@tbreezy6732]

I paid cash for my car 2 years ago, still driving it. So many wanna keep up with the jones when the jones's are in debt up to they eyeballs.

[@ronallan8680]

*Their. ...But very true

[@JDAfrica]

I sold my wife’s car when we had kids, which saved us repayments each month and we shared my car for 3 years. It took a little bit of schedule planning to make it work We recently bought 2 4x4s (one for each of us), but paid cash. I love not having that monthly car payment!

[@franciscomedinav]

With discipline, persistency and CONSISTENCY, anybody can achieve anything!!!!

[@StevenLaneyGuitar]

Thank you, Dave. I needed this video today. I started the baby steps last April and am now on baby step 6. I'm really putting in the hours at the moment as I have been blessed with extra work and so am trying to make hay while the sun is shinning. I worked a 14 hour day yesterday and working those hours week after week gets to me some days. This video has got me all fired up and again and raring to go. When I have paid off my mortgage, I would like to travel to America to do my debt free scream in your lobby, but saying that, I'm English, so I'm a little more reserved than you Yanks, so maybe a debt free "Hurrah!" would be more appropriate.

[@paulashottesbrooke4400]

Well done. Im in the uk too. 14 hour days are normal for me to. We can do this. Time to hussle.

[@protoluigi2047]

I've been selling 90% of the stuff I have in order to move out and at least can afford an apartment!!!! Selling is a lot of work and sacrifice!!!

[@personalgrowthplace7202]

“Anything you’re gonna win at you’re gonna work at.” Truth!

[@JoeGarofaloII]

"There were roaches in there doing ninja moves" Me: *almost falls out of desk at work* 🤣🤣🤣

[@Tttggggggg]

Joe Garofalo II ha

[@mesoanto1031]

Running Crawling Disappearing

[@dalenash4857]

Way to go running Dave! And encouraging others to join you in your pursuit to good health!!

[@wantingtolearn4729]

"Anything that you are gonna win at, you're gonna work at" I have learned that over the past 3 years. Thank you for all the videos Dave. i still got many many more videos to watch.

[@carolynjaynes36]

Thank you, Dave, for motivating me out of my hopeless debt situation to a real practical plan that I know will work for me. I moved to a more affordable part of the country and scaled way back (no cable, internet, etc) and I will work full time and do my free lance self-employment on the side until all my debts are paid and my savings is in place. Thank you for inspiring me, Dave.

[@dianarobey9748]

I had gotten a bit off track. I don't know how as I was following my budget last month. I am getting myself back on track but my momentum took a slight hit. I was able to pay off a debt each moth since the beginning of the year but I was back to the beginning this month paying just a little over the minimum on my smallest debt. Just wanted to share that even when we have set backs getting back on track is possible. I am only a month off track but it feels like a year off. Spirit's up momentum rolling back in this race Thank you Dave Ramsey and crew for helping through this.

[@MikeyB_1972]

In December 2021 I joined a half marathon training group. Doing my second one in a month. It’s amazing what you can do when you put your mind to it.

[@cammims7645]

Im 25 with only $25k in debt. So glad i found Dave before I bought another thing I couldnt afford!

[@chrisbaker2669]

Time to work a plan because Dave doesnt say get in $25,000 in debt he says dont take on debt at all.

[@dbag57]

"Only" 😂😂

[@MsSusieHomemaker]

Ahh Sharon's Restaurant - love it! And that is what my family's eating too except in our town it's Mom's Magnificent Meals! Got homemade chili cooking right now and made homemade bread today too.

[@wyattandwill12]

Every once in a while I have to come back to this video to keep my going. It’s hard, I feel uninspired sometimes because right now I only have one significant source of income.

[@ingridgallagher1029]

Dave and your words are a balm for my raw and stinging soul.

[@brandonclayton1252]

thanks to the great mentor dave ramsey!!! opening my eyes up...once i pay my financed used truck off $2,726 by feb 2019 that'll be it no more car payments ever I'll drive clunkers n beaterz for life🙏😎

[@leahjohnson9854]

Thank you, Dave. This is what I needed to hear. I’m doing it and don’t care if I get made fun of for it. I won’t be the one with the burden of debt on my shoulders and I won’t be the one who will be broke, anymore.

[@nathanhendrickson790]

When my financed car broke down and my girlfriend had to quit her job cause we were down to one car with no way to fix the problem immediately we both sat down and said we can’t do this anymore. That’s when I found you introduced you to her and we both agreed to say no more. We just started baby step one and we aren’t stopping until we’re debt free vacationing in Hawaii

[@xxtoptankxx6873]

So when’s the ring coming?

[@nathanhendrickson790]

@@xxtoptankxx6873 December

[@AffirmationQueen]

I love you Mr. Ramsey!!! You are amazing!!! My husband and I just started reading the total money maker after being given it as a gift! It is such a blessing in our lives! It has brought us closer together! Thank you for being used by God!!

[@traataunluker2248]

I since a lot of cynical sarcasm in these comments....Lol but I'm sold makes since to me!!! Debt free is the way to be!!!

[@philfalgout1]

Roaches doing ninja moves! Hilarious!

[@kirbierose2589]

I just want a house and be able to afford healthy food

[@mistydelahay9255]

The best way to have healthy food is to grow your own. It'll save you a lot of money too.

[@ajrosario2445]

"Roaches doing ninja moves" 🤣🤣🤣

[@TWDxKILL3R]

In all honestly even when I’m a multi millionaire I will still love eating at the Golden Corral

[@nobuenotaco]

TWDxKILL3R This spoke to my heart lol 😆

[@danstevens64]

The golden corral is the walmart of buffets

[@tylerlamb9930]

To me, I always figured eating at chili's and cheesecake factory was luxurious.

[@TwinJalanugraha]

$1.3 millions here, thanks to S&P 500, using coupons (buy one get one free) at Yoshimura restaurants every time....

[@misskreutzer2293]

I started in my early 50's and knew I was going to turn 60 anyway, so might as well be debt free. Done and decided to pay off my house and buy a new car cash in the meantime. I was single making 40G and it was hard, but so proud of myself. You can do it!! (my favorite drink at a restaurant is still water - not paying $3 for tea or soda)

[@teresawilkins2757]

I am in the process of selling my stuff to jump start our debt snowball. It's hard and it hurts but I know the end result will be worth it! Listening to Dave really helps me to keep motivated and stay the course. Thank you Dave!

[@nickoliveri5181]

Dave, this is awesome and truly some timeless wisdom that cannot be overvalued. Thanks for the habit reformation and wealth principles. God bless!

[@DeionSardines]

" there were roaches in there doing Ninja moves" 😂

[@davidnicholas3120]

Wow Dave. I had 1978 caddy. Also. You made me laugh. My car smoke. Also now I drive nice cars. And I’m bleeesd. I watch my money. Not rich but not asking any body for anything. God is good. Like you said. You need to work at it. If you want to be there

[@richardsoutdoorworld5284]

Hey ..... I have no car payment , have no house payment , have no credit card payment , Have 0 debt .......... But I still like my Golden Corral ! , But I still don't go there much , because I don't like paying even that much for a meal ! lol I actually still shop for a lot of my food at the Dollar General ........ Do I need to do that ? NO , but I still do anyway !

[@marktheshark2569]

Good for you. Do you have a large net worth

[@codymcguiremusic]

"Roaches doing ninja moves"

[@qianna36]

Cody McGuire Band 😂😂

[@DeionSardines]

😂 I'm dead

[@workingshlub8861]

being car loan and credit card free is the BEST feeling...i just have to knock out my mortage and i am making extra payments to speed that up. debt free means alot more choices in life. for example.... we all know people who are stuck in jobs they hate because they have all kinds of payments etc..no way to live.

[@wrenchguy2937]

This is the quote that changed my family tree

[@donnete9839]

Laughing while I learn is my favorite way to study. Thanks Ramsey!

[@cmadrigal9449]

Thank you Dave for showing us how to sacrifice for success.

[@margaretcooper797]

Dave you make my day,love from Scotland.

[@TheLastHoncho]

I am beyond happy that I found your channel while I'm still young(19) because you gave me a whole new perspective on life, I was so close to giving up on everything, will update you in 10 years to see how everything turns out. I wont let you or myself DOWN!

[@GoogleModerator]

Thank God for everything.

[@maple_fields]

"I don't eat at the Golden Corral anymore" Uh you tripping? Golden Corral is delicious.

[@BIGGTEE713]

It smoked liked cheech and chong lol funny comparison

[@lovethemflowers]

I can picture that scene from “Up In Smoke”. I’m only a year or so older than Dave, so I can relate when he refers to Cheech and Chong, his disco suit he wore when he first got into real estate, and the bands he used to listen to (Boston, Journey, etc.).

[@zachdarr7605]

We may have been less gazelle than we could have been, but we will have baby step 2 done next year. It already feels nice to know we are almost there,

[@brianmcg321]

If you pay cash for everything you need now, later you can pay cash for anything you want.

[@aquarianage3953]

LOL!!!!! Dave is straightforward, as well as funny! He earned a thumbs up from me on this vid!👍

[@DewTime]

We always have to be careful of over extending ourselves. I just made a video on this same topic. Keeping up with the joneses can be a real killer of wealth.

[@sangertoacc]

Love it! It's good to listen to rants like this to get you fired up!

[@May-zm3ul]

Bought my car cash...thanks to Dave! So thankful for him.

[@sassynerd747b2]

God Bless you Dave 🙏❤️🕊😇

[@Ace-zr2zt]

Hahaha I don’t eat at the Golden Corral!!! 😂

[@mikeydidit2734]

Mannnnn I love Dave but I HAVEN'T been able to go to the Golden Corral. He doesn't go there because he doesn't like it?

[@Tony90504]

Man what's wrong with Golden Corral. I love their southern comfort food. It's now pricier too $13.99 for dinner or something LOLLLLL

[@simplytrueyou9202]

Hey now, don't go knocking the Golden Corral! I love that place! And I look forward to eating there once every couple of years as a treat! Maybe later on when I am a millionaire I'll snub my noise at it, but for now, I look forward to going there!

[@kennethmekelburg6065]

My brother and I run demolition derbies at the county fair. One of our favorite cars to run is 77-79 Cadillac.

[@hemlatamishra7741]

I really love the inspiration you spread sir! It gives hope.

[@motorart4670]

Hi Dave. Like the last comment...also not from the US. I'm watching from South Africa, same principals apply here.

[@bladexx76quickscoper44]

his voice impressions are freaking hilarious

[@piergraham4181]

I got a book for you Dave: Turbocharged. My crazy running days are over. Now I get my cardio from walking. Unless running is something you enjoy, which sounds like it isn't.

[@kabothabana2969]

Sharon was good with leftovers!!!x"D lol .man I love Dave

Thanks for the change in perspective, Dave. Decades of financial discipline gets you a decent retirement 😎.

[@Cieloazul85]

Enjoy your nice car. You've earned it.

[@JAMESWEBB007]

I have been married 4 times and I just ended a 2 year engagement that ended up being blocked on facebook. I am ready for a change being in debt from the last 2 marriages. I had to join theM Ason's just to afford my lawyer and find friends. I can not run I can barely walk from the Iraq war, I am disabled, total and permanent, I am paying an over payment back to the DOT and next December it will be paid in full. I have three credit cards maxed out, I can not get a title for an overpriced lifted truck I bought after paying off my jeep I owned with no payment; what was I thinking? I have followed you since my transition out of the Army. Since 2005 I have listened to your advice, I am good at saving when I am single; therefore I am taking your financial advice and I will start living like no one else. I want to live and give to less fortunate; which I do anyway even though I am not above water. Thanks for all your sound mind advice and I give this information a humongous thumbs up... Thanks Dave Ramsey...

[@bigholliday74]

Hey man u gave me hope!

[@JAMESWEBB007]

Joe Plem thank you for that...

[@JAMESWEBB007]

big Holliday that is all we have left to hang on to... i am glad my story has done that for you...

[@JAMESWEBB007]

A Benavidez i agree and all i have found is these gold diggers who have no respect for a good man...

[@filip14528]

What happened between 2005 and now? And how can they be gold diggers if you are broke and in dept?

[@MonumentalTeam]

Roaches doing ninja moves hahahahahah

[@robertquinones535]

“Anything I want!” I like that Dave! Thanks

[@howardbloom6974]

Delayed gratification is the stuff that angels are made from. And we can all be that Angel 😇

[@KPad87]

Payed off my sports car then I went and bought a 1000 Camry with a head gasket problem lol

[@jas7869]

Wow this is really inspirational!!!!!!!! Yep I will do whatever it takes to have riches!

[@DAWN--x--]

😂😂😂😂 Dave, you are so funny. 💖

[@carlosespinoza7635]

Roaches doing ninja moves. 😂

[@EyeBDaMD]

Tell it like it is brother! God bless you and yours.

[@rededwards3479]

Dude I agree with MOST of what you say.....Here's a tip about staying in shape......WEAR "Heavy" boots(I wear 3lb boots = 6lbs combined) during the most active period of your day. Stretch by Hanging from a door frame and touching your toes. Eat moderately and get a good nights sleep.

[@AestheticBible]

is there anyone REALER than Dave Ramsey?

[@loristory83]

What a great message, love this! Dave, I’m so proud of you! ❤️

[@kylecouture1917]

😂 my face when dave said push ups get you an 8-pack.

[@salman9041]

This is my morning alarm

[@liviumoroianu9849]

The great motivator James Brown said "Paid the cost to be tha' boss"

[@codyfarrell4242]

Dave the biggest flexer in the country

[@4everu984]

Thank you Dave!!!

[@Will-wp2cp]

"There were roaches in there doing ninja moves" haha!

[@charlesj.easleyii7642]

I'm taking this semester off of Community College and getting another job so I don't dip into my emergency fund or take out a loan and it seems as though everyone around me (with the exception of my parents, one of my brothers, and Dave) is telling me that I'm making a mistake. You can guess what the financial position of all of these people are... Broke, broke, broke, and swimming in debt. In the words of my dad and Dave: "Lemmings, all of them."

[@JoseLopez-lv9lf]

God bless you Dave Ramsey

[@kaizenborntowin]

Thank you! :)

[@lizcedillo4602]

"We'd travel and stay at the Quality Inn, roaches were doing Ninja moves." Lol. Reminds me when I booked a room once and I saw a roach. Decent looking place then thay tossed in some critters. Yikes! I was something I laugh about now. Friemd teased me for my saving selections. 😂

[@ImWORTHITINC]

Thanks for your humor Dave!!

[@tlotlomotsamai6305]

Love the honesty!

[@AuroraHenderson]

Watching all of your videos because the guy I'm interested in and myself have had a discussion about debt. We've agreed to 2 things: 1. No kids until we're close to 30. 2. We don't want any debt unless it's a mortgage. Currently, I'm about 22k & I haven't helped him with his finances. But... We're getting there. So far I've paid off medical bills, and I've had to open a credit card due to an emergency. I'm ready to buckle down now. All I needed was a taste of financial freedom, and now I'm ready for more. Thanks, Dave & team. 💗

[@beachgirl9823]

I’ve done 4 half marathons ... does that count as 2 marathons? Lol

[@sirjohndoeofpa3292]

Island Chick it shouldn't. I ran Boston Marathon 6 times, NY Marathon, ran marathons throughout Europe. I also run half marathons, and that's all they are, is half. A marathon is a marathon, half is half. Why not just run the whole marathon? Half...come on, that's just a warm up

[@beachgirl9823]

Nice! and impressive ~.~

[@rossrrandall]

No. Running 13.1 miles is easy. Running 22 miles is pretty easy. The last 4.2 miles of a marathon is what separates marathon runners from everyone else.

[@beachgirl9823]

Yes...I would agree. After I was done with the 13.1, I was so done! Then again, that's all I trained for.

[@sirjohndoeofpa3292]

rossrrandall X gets the Square

[@jayfaisa6016]

If everyone lives like no one else, doesn't that mean that everyone in a way is living like everyone else.

[@GenXJay670]

"Roaches doing ninja moves" 🤣

[@prosper7368]

Dave always keeps it real