ASKING SEAN

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In this episode, we have a very capable young audience who's sorted out his income at a very young stage. However, as he is moving to the next level which is property investment, there has been 'disagreements' from his in-laws.
Some of the remarks are comes from their love for their own daughter, a little bit might come from ignorance. This is an important message because we investors are the minorities within the society. So once we grasp the concept, we need to protect our mind because the world will always tell us otherwise.

[@luckysmile427]

Reminds me of a senior relative we have who has always insisted on the idea that "husbands" must provide a house before marrying the girl. The philosophy, "No home, cannot get married" (Hokkien: Bo chu🏡, buay sai kahwin🤵‍♂👰‍♀). Understandably, that comes from a place of "love, concern, it's for your own good", and most likely more appicable during their times (born in the 50s') when housing supply & demand were way different back then. Still, seeing from a different perspective (as laid out by Sean) which may be more relevant today, it is definitely important to consider diversification as well as achieving equity while optimising the current available resources that we have. Long story short, what's more important would be to make "informed decisions" and knowing what we ourselves are getting into, rather than feeding too much on "here say, there say, he say, she say and they say".

[@raymondwood5496]

As a dentist in his 30s working in the Klang Valley, I look at the wall and think about what I messed up in my life.

[@tingtinglow8445]

I still rmb i earn less than 4k during 26yo working as a dentist in KKM 😢

[@SS-mj8tz]

20k is reasonable if he has his own dental clinic

[@WallmartSupport]

This person is BS. Don't take him seriously.

[@MaChao777]

Not sure about others but me as a 26 years old sure got pressured by society standards. Women expect you to be a millionaire, constantly competing with guys older than you, competitions are crazy nowadays

[@iangoh6132]

You should get Nick on your show and let him tell his story of how a 26yo can make 20K per month.

[@vincentlim13]

26yo Dentist with 20k salary… Assuming he finish his SPM 18yo 18-19yo Foundation 20-24yo Dentistry He just completed his Gov service not long ago… How to get 20k… A lot of parents help I suppose.

[@iherng]

Maybe he is a dentist in a different currency?? Hahahaa.

[@Windazzler]

This thumbnail 🤣 I feel like the harder the question, the more perplexed Sean should look in the thumbnail.

[@ylihao]

17:07 Sean bro, really interested to know more about Cozy Homes leh, can share more details about them? 😆

[@celcom711]

26-year-old dentist with RM20k monthly income??? Haih, I choose different type of doctor as profession 🙃

[@lawrencekss]

Indeed. I wanna know where he works😂😂

[@nekosanje]

i think he owns the dental clinic

[@khooqixuan5022]

@@nekosanje yes with 100k cash 100k stock

[@corneliustoh8966]

Don't learn to invest, learn to reincarnate to a rich family. Rich kids usually easier to earn more, even earn more also still got parents pay down payment. Better luck next life hahaha

[@DominicTanTV]

Partner with clinic in Klang Valley then dapat tu. If push work weekends and out calls I pernah dengar 40-50k no issue wei.

[@chickenchopfriedrice]

i surprise you didnt tell him to save more money then buy 2 landed corner lot

[@ALI66833]

If his salary is 20k, he can easily buy one for investment and one for home to stay. I never believe in renting unless you cannot afford than you rent. The money for rent can better be used for installment.

[@andrewlimmmmm]

Hi Iherng what do you think about Sunway alishan bro

[@nickloong]

Your money, you follow your own decision, dude.😅

[@WallmartSupport]

20k at 26. I call BS

[@WallmartSupport]

Apologies, I take back my words. This is achievable in other currency.

[@WallmartSupport]

But I still call this person BS. Full of shite

[@danielliaw]

I don't like renting. If I know I will stay there more than 3 years, I will buy a property. G

[@iherng]

Just curious, how you decide on 3 years yea? Why not 2? Why not 4?

[@jackblack5962]

I have rented for 3 years and planning to rent another location just to feel another place. Rent is 1.2k but if I buy it is 2.2k here in Penang. This not including all other like Indah water, council and service tax. And the price of the condo is only slightly higher. Will still buy one day …

[@jm0402]

what if u suddenly change job on 4/5/6th year? and the workplace is way way way far away from your house ? and super jam from your house to that workplace - no mrt or take mrt might take more than an hour

[@khooqixuan5022]

if i got 20k a month i won't have so much question like this dude lol 2k installment also like nothing

[@chickenchopfriedrice]

well, he is just a dentist. financial literacy maybe not too good.

[@corneliustoh8966]

When you earn 20k per month, you have other frustrations , don't forget the high tax rate😂😂😂

[@kahmungan5474]

RM20k but after tax and statutory deduction is about RM14k , I alresdy feel like no enough

[@chickenchopfriedrice]

@@kahmungan5474 own business can avoid deduction and taxes

[@ssddsquare]

20k can pay down payment ownself lar. With that income, own use or invest also no problem lar. This is more of a show off question lol

[@rndom_2110]

Agree, doesn’t make sense still accept the help from parents

[@iherng]

Parents still wanna help mah...

[@Madafakaa420]

Someone’s salty 😂