IHG PREMIER Unboxing! (Plus: Compared to IHG Business Credit Card)

[@chikaadiele3155]

Great video Mark! The 40k anniversary night is a great benefit. Do you know if it's under a use it or lose it system? So like, if you want to redeem it for a room that is 35k points, will you lose or keep the remaining 5k points?

[@MarkReese]

A nice benefit for sure! It's only valid for 1 night, and if you don't use the full value, then any remaining value expires immediately. Example: A 35K night would use the full certificate (which is "up to" a 40K value). That said, you can combine the certificate with an unlimited # of points to redeem at higher-cost properties.

[@ritacristobal1285]

Can i buy personal and business ihg at the same time and will get the welcome bonus for both?

[@MarkReese]

You can get both cards with both bonuses. If you get them at the same time, there's a chance one will get denied by the computer. If so, you'll have to call Chase's reconsideration line & see if it can be overturned.

[@SpencerJohnsonOfficial]

I like the sleek design, although metal would have been cooler 😉 Love getting to see new cards get unboxed. Thanks for sharing Mark!

[@MarkReese]

Agreed on the design! The old version used to be metal (Credit Shifu did an unboxing of it back in 2019) 👍

[@wanderingdoc5075]

I got this card about 1 month prior to the revamp, I have to say I like the old design better. Everyone was still converted to the new benefits obviously.

[@MarkReese]

Awesome great that you got it! 😃👍 Was it a plastic card, too?

[@wanderingdoc5075]

@@MarkReese I just checked my card and its plastic haha. Interesting to note the metal chip and tap to pay are on opposing sides of each other on my card, and on the same side in yours. Do you use your cards for any other purchases besides at IHG?

[@MarkReese]

@@wanderingdoc5075 - Nah I only use the IHG cards for IHG hotel stays.

[@ChrisGugliuzza]

Just got approved for this with $6,500 credit! It'll be a keeper card for me with that free night every year

[@MarkReese]

Congrats, that's awesome!

[@Al3xTrucho20]

Came to this video after you posted the new 175k bonus. Im torn between Hilton and IHG. Never stayed in a Hilton Property but have at a IHG Crowne Plaza. They treated me like royalty when I was there. This might be my next card for this year. If I pull the trigger Ill use your referral link. ☺

[@MarkReese]

Do what's best for you! 💯 Thanks for your willingness to use the link!

[@Xtremeproducts]

US Bank has sent me invitations 3 weeks in a row to apply for their Business and Personal Platinum cc. But I’m playing it safe. I need preapproval not invites lol

[@MarkReese]

Someone wants your business 😬

[@rmknicks]

Just picked up this card with the 170K SUB. Nice unboxing, can't wait to do my own.

[@MarkReese]

Right on congrats! Great offer.

[@patrickoneal8514]

I’m currently in Chase Jail (until about July of 2023). This card is currently on my radar once I get back into it. Other Chase products I’m looking at are the Chase Sapphire Reserve & the World of Hyatt card. I’m holding out on the Hyatt card to see if by miraculous chase they release a premium card. 🤞

[@MarkReese]

👍👍

[@flashlightfreek]

Mark, Oof!!! Just applied for this card and I forgot I had my Experian Frozen 🥶🥶🥶 Darn!!! Gotta call them tomorrow!! Wish me luck!! 🤞🤞😊🙌

[@MarkReese]

Thank you! 🥇 Good luck w/ the final outcome!

[@flashlightfreek]

@@MarkReese I was approved!!! 🔥🔥🔥🔥😊😀 Have a great day sir!!!! 🙌🙌🙌 Thank you so much 😊😊🙏

[@MarkReese]

@@flashlightfreek - Fantastic! A HUGE congrats to you! 💯

[@johnchitty2804]

Hey Mark, for clarity, if I wanted to apply for both IHG cards this month, does it matter which one I apply for first? Im safely at 3/24. Ok with burning the slot.

[@MarkReese]

I don't see the order mattering at 3/24. Normally, I'd likely go with the business version first, that way I'd still be at 3/24 going into the personal application (just in case that might look better to Chase).

[@daviddenning21]

Does MaxRewards automatically activate Citi merchant offers? I find those are the most painful to activate, but they have some good ones.

[@MarkReese]

It sure does!

[@SOXGATORS]

It wouldn’t be proper unboxing without the shades. Love these videos that you do , Mark!!

[@MarkReese]

It sure wouldn't! Glad you enjoy the videos 😂👊

[@Notthecobracommander]

Wondering if you know if something's happened to the credit card because it's no longer showing on Chase's website.

[@MarkReese]

Hmm, not sure what Chase is doing with the (likely temporary) removal. Perhaps updates of some sort.

[@Notthecobracommander]

@@MarkReese it's funny the moment I decide I want the card it's no longer available 😭. I expect an update maybe to do with the hacking the IHG I had recently.

[@gauravg789]

@@MarkReese I hope so. Any new update on this card coming back?

[@MarkReese]

@@gauravg789 - No news. My guess is it'll become available again after IHG sorts through the system hack they went through. Here's a link to an article: techcrunch.com/2022/09/07/ihg-hotels-outage-cyberattack/

[@SonnyChanhvongsak]

Question about IHG. Say you have enough points to book 4 nights somewhere but want to stay 7. Can you book 4 days with points and make a 2nd booking for the remaining 3 days in cash and pseudo combine them like it's 1 stay? TLDR can you sort of combine 2 different bookings for the same property so you don't have to check out \check in mid way through a stay potentially having to change rooms?

[@911eVoX]

Shouldn't be a problem. Email the hotel manager before hand though.

[@MarkReese]

Yes, I've done that multiple times with different properties. Simply let the front desk agent know upon check in.

[@jeffchung6832]

Im at 4/24 and want both business and personal premiere cards. Should i apply for business first then personal since business dont count towards 4/24?

[@MarkReese]

Yep that'd be a good approach 👍

[@jeffchung6832]

@@MarkReese approved!

[@MarkReese]

@@jeffchung6832 - BOOM! 👊💥 Congrats!

[@LK_EBM]

I have the older design. I think it was plastic as well... I need to dig it out of my sick drawer ☺️

[@MarkReese]

Haha good to know. I saw Credit Shifu's unboxing from 2019. Back then it was metal 👊

[@basilhamed3039]

Mark I highly respect your opinion and trust your advice . I’m under 5/24 chase rule now and I’m undecided between their IHG and Hyatt card . If you’re just neutral and don’t favor one hotel over the other which card should I get ? I know Hyatt point is worth a lot more but IHG has a great signing bonus and they give you status and that 4th night free after using point redemption is very sweet . Thanks a lot !

[@MarkReese]

If you have 0 preference between the 2 programs, it'll come down to which of these 2 things you value more: quality of hotels vs. # of hotels. I'd personally go for the Hyatt card because Hyatt properties tend to be nicer across all of their brands than IHG's. I prefer staying in nice hotels. However, Hyatt has way fewer locations than IHG, meaning they may not be where you want to stay (or if they are, there may be way fewer choices). So if you want to maximize the # of places you can travel to, then IHG would win easily.

[@basilhamed3039]

@@MarkReese thanks a lot that was a very thorough and well explained answer 😃

[@PimpinPoptart06]

This card has an interesting pattern for the chip contacts. I wonder how much thought goes into that. There's also 7 pads whereas most of my cards only have 6, excluding the Venture X and Savor which have 10. Weird

[@MarkReese]

Interesting! 💥

[@TheCreditFrog]

Nice Unboxing Mark! Really cool that you got both personal and business versions so you could compare them for us side-by-side *ahem*, I mean, get your free night certificates back to back 😃

[@MarkReese]

Haha thanks Stan! 😄👊

[@pablomorenobrito8739]

Hi Mark! Question, why is so hard to get a Chase Credit Card ?

[@MarkReese]

It's not 😃✌

[@newsnowadirondacksredux360]

How many Chase Business Cards do you have? I have 3 right now and hear 5 is their max.

[@MarkReese]

I have 5. Haven't heard of a maximum.

[@newsnowadirondacksredux360]

@@MarkReese thanks. You will know if you apply for a sixth.

[@WhiteoutSnowy]

Mark , are those IHG points transferable to chase UR ecosystem ? ( flex , CSR , etc )

[@LK_EBM]

Nope. IHG is IHG. You can only transfer UR to IHG and not the other way around

[@MarkReese]

Hi Jason - unfortunately no. No points from any program can be transferred into Chase UR points. It only works one way: from Chase out to other partners.

[@yumyaml4934]

Hey mark . So IHG premium can not got Las Vegas Caesar hotel resort fee waived ?

[@MarkReese]

Correct.

[@fernandofood488]

How long did it take for your status to take on the ihg side? I got my business card approved on thursday, got the card on saturday. Honestly their weekend customer service call center is pretty bad :/ cant get a straight answer as to when that’ll happen on their end

[@MarkReese]

Not able to say as I already had Platinum Elite status prior to getting the card ✌ Here's what the terms say: _"Please allow 6 to 8 weeks after account opening for the automatic Platinum Elite status to be applied to your IHG Rewards account."_

[@DCGEMINI202]

Did chase drop ihg? I dont see it on the chase website any more😢

[@MarkReese]

Not sure, but I doubt it. Probably sorting through the system hack earlier this month. Here's a link to the news: techcrunch.com/2022/09/07/ihg-hotels-outage-cyberattack

[@DCGEMINI202]

@@MarkReese quite possible

[@Leoprieto74]

Marky boy,.. I have no plans on getting any other Hotel cards. I am perfectly fine with my Amex Marriott Brilliant and my Amex Hilton Aspire. If I need to book any other hotel brand I will use my Amex Platinum Fine Hotels & Resorts/ The Hotel Collection. Although that wasn’t my thinking a few months ago after I went for the Barclays Wyndham Earner Business and got DECLINED. Turned out better for me after last month bad experience staying at a Wyndham Resort. Not interested in the card anymore and for any other cards for that matter. I looks like 10 premium travel cards is good enough for me. Oh, and I beat your credit score 😀, I have 826. Cheers 🥂.

[@911eVoX]

Keep up the grind, ma'am

[@MarkReese]

BOOM! Congrats on that 826! 😃💥

[@SamA-ho8uj]

Can you transfer the points to Chase Ultimate rewards?

[@MarkReese]

Nope. You cannot transfer any points into Chase (only out).

[@SamA-ho8uj]

@@MarkReese thank you! I

[@sjg6158]

Nice shades Mark. Be careful with that knife though. My goodness!!!

[@MarkReese]

😎+😬

[@ReeceReviews19]

Do you prefer Hilton or IHG

[@MarkReese]

I prefer Hilton. However, IHG's Kimpton brand on its own is one of my favorite brands of all time.

[@ReeceReviews19]

@@MarkReese oh yea!! Hilton or Hyatt?!

[@MarkReese]

@@ReeceReviews19 - Hyatt for the quality of hotels, Hilton for the quantity of hotels.

[@ReeceReviews19]

@@MarkReese last question 😭 is Marriott your overall favorite? 🏨

[@MarkReese]

@@ReeceReviews19 - Yes.

[@christianandresbastidas7098]

Mark, is it feasible to transfer IHG points to Ultimate Rewards or viceversa?

[@MarkReese]

Chase to IHG = yes IHG to Chase = no. Be aware that on average for hotel stays: - 1 Chase point = 1.25¢ value - 1 IHG point = 0.5¢ value Almost a guaranteed big loss of value transferring from Chase to IHG. Exceptions can exist, however. Gotta do the research / itinerary planning + cent-per-point math first.

[@christianandresbastidas7098]

Understood ! Yeah definitely transfer Chase to IHG is a big lost. Thanks for the info Mark.

[@solofoto576]

The Chase 5/24 rule does affect the IHG personal card, I was told that I could not be approved because I’ve opened to many cards in a 2 year, 24 month period. Oh well 😂

[@MarkReese]

Yep 👍

[@jaymeez]

Will the Platinum status with IHG allow you to get a match from Hyatt on status?

[@MarkReese]

Nope, at least not at this time ✌️

[@MarkReese]

Do you plan to get an IHG credit card? 💳

[@ericwithoutsosic]

Cool video! Because of your videos I looked more into the IHG hotels and now plan to apply for the business card! I might look into getting both Premier cards this year to double dip the bonus too. On a side note, do you know if Marriott credit cards can do the same? I recently got the Boundless card and want to get the Marriott Amex business card too but my understanding is that they won't let you get another bonus so soon 🤔

[@edwardbickford8277]

Yes in fact I applied one day before you did. And like you I was put into the "pending" boat then denied. Although my reconsideration call didn't pan out in my favor. Reason: My credit utilization is currently too high. OK Chase Game ON! I'm going to use the next 6 months to remedy this temporary situation. And when I reapply I'm confident things will go in my favor.

[@MarkReese]

@@ericwithoutsosic - Here's a link to another video about the Marriott credit card eligibility rules 😃👍 kzbin.info/www/bejne/pquqnph4aLhqgck

[@MarkReese]

@@edwardbickford8277 - Bummer about the denial, however, you've got the right mindset! Now that you know what the reason was, you can fix it next time 😃👊

[@Steven_Mecredy_Homes]

Do the free nights roll over year over year or expire?

[@MarkReese]

They expire ✌️

[@Steven_Mecredy_Homes]

@@MarkReese thank you for the response

[@911eVoX]

Nice Mark! Just got mine as well. I had them expedite a card by requesting a replacement trick, haha! They kept telling me they could not rush co-branded cards

[@MarkReese]

Haha well done & congrats on the approval! 💯👊

[@Le_Royaliste_Perlino]

I asked for it to be expedited, but to do so they had to send a second card (which will arrive faster) as well as sending the original card which will arrive later and not work. Will this be a problem as far as bonus offer points and link to my membership, or is it just the card itself that is different (ie, the number). Thanks, was also approved for $15k for it.

[@MarkReese]

@@Le_Royaliste_Perlino - That should not affect your bonus. Just a new account # tied to the original account & offer.

[@Le_Royaliste_Perlino]

@@MarkReese ok perfect thanks!

[@911eVoX]

@@Le_Royaliste_Perlino I was not sent a second card and it was available to use right away

[@avillareal1]

Hey Mark, do you have a referral link to this card? I have this card and want refer my wife but referral link only shows personal. If you have one I’ll ask her to use it and help support your channel. Thanks mark.

[@avillareal1]

Business card

[@MarkReese]

@@avillareal1 - Mine only shows the personal as well. I may have access to it later next week, but that'll likely be after the elevated offer has expired. I appreciate you asking though! Go get those 165K points!

[@avillareal1]

@@MarkReese will do. Random question, do you think pop up jail is becoming more common? Are more and more people being affected recently?

[@MarkReese]

@@avillareal1 - I neither collect nor have access to data sets to suggest an answer to that.

[@mitchellhorner3316]

Love the unboxing. You must have just got a manicure 💅🏼 for the unboxing or just keeping them looking good 👍

[@MarkReese]

Glad you enjoyed the unboxing!

[@Wojiparu]

THIS IS A KEEPER CARD FOR ME 1000% !!!

[@MarkReese]

Glad to hear it!

[@DymaxionDon]

One question about the entire credit card industry the never seems to be talked about is are there other factors outside of a persons individual credit file that affect approval? Are items like zip code, state or ESG items built into the algorithm?

[@MarkReese]

Hi Donald - not sure about that.

[@Xtremeproducts]

2nd 🥈 here for the shades

[@SOXGATORS]

Me too!!

[@MarkReese]

😎👊

[@DCGEMINI202]

Can’t wait to b under 5/24. I’m going chase crazy the same way i went amex and nfcu crazy😂

[@MarkReese]

The countdown is underway 😁

[@Hail2th3k1n6]

Enjoy those Chase cards Mark! I'm currently in 5/24 hell 😡

[@MarkReese]

Will do! I've been there, too 😬

[@adeemunoz5457]

Ahaha can't do an unboxing without the machete

[@MarkReese]

😁👍

[@Xtremeproducts]

2024 before I can even think about applying for anything Chase or related to Chase. LoL

[@911eVoX]

You could miss out, man!

[@davemartinez4143]

I am way over 5-24 also. I have an LLC I haven't used in a few years so I'm thinking about trying the business cards

[@MarkReese]

But you're still thinking about it 😂👊

[@MarkReese]

Dave Martinez - Chase still pulls your personal credit for small business card applications. I don't believe having an LLC helps get around the 5/25 Rule.

[@davemartinez4143]

@@MarkReese okay well it was a thought thank you for your response

[@jimmyjames6492]

Thanks for explaining your strategy with the IHG CCs + video!

[@MarkReese]

You bet!

[@stanbernadino]

Too bad you can’t use this for a room key too 😉

[@MarkReese]

That'd be nice 😁

[@LK_EBM]

I just linked my Amex account to MaxReward. Does the SUB tracker consider things like returns?

[@MarkReese]

I'll find out & get back to you.

[@MarkReese]

The MaxRewards Team said it should work, but they cannot guarantee 100% accuracy. Still best to track separately if you end up doing returns.

[@MannyCovington]

Definitely would be better if it was metal but cards don’t get their benefits from what they’re made of😂

[@MarkReese]

Hahah true 😄

[@achavez78]

"The construction of the card itself doesn't have anything to do with the benefits" ??? Sorry bro. Imma turn you back into 5/24 Jail. Can't have a lunatic running around out here who denies that having a metal card is the MAIN benefit of the card.

[@MarkReese]

HAHAHA 😂

[@NightPlayer1976]

3rd??

[@MarkReese]

Yep! 😃👊🥉

[@911eVoX]

I really don't get all the comments requesting the card to be metal... Like really, you want a metal card for $95/yr? Lol

[@MarkReese]

Haha well the old version used to be metal, so perhaps having that taken away annoyed some people 😄✌️

[@JB-pk1jx]

Sapphire preferred is metal and $95 a year

[@ChrisGugliuzza]

there are metal cards with 0 AF

[@zacharyraper2920]

Ugh, it’s gross looking. Uglier than my everyday preferred. But I think I could get over $400 of value out of it. Thus I still want it

[@MarkReese]

😂👍

[@PurpleDrazi]

Waiting for the disclaimer, "No envelopes were harmed during the filming of this video" 🙃

[@MarkReese]

Hahaha 😂

[@mitchellhorner3316]

Mark, for further unboxing’s I would black out (black sticky note) over your CVV. Just looking out for ya. 🥸

[@MarkReese]

Thanks Mitchell! The CVV has no utility without the 16-digit account number.

[@mitchellhorner3316]

@@MarkReese of course. I just want to make sure since working in banking even the 3-digit CVV number is eliminated from our view just like passwords for OLB (online banking) is as well. 🤓